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4.1 Diversified Funds :

1) CAGR

Yr/

Schemes

Kotak

Equity

FOF

Reliance

Diversified

Power

Sundaram

Balance

fund

HDFC

TOP200

Last 1 yrs 103.78 86.03 96 71.52 102.25

Last3 yrs 32.07 13.08 20.07 12.61 20.7

Last 5yrs 40.16 21.11 36.16 16.47 29.14

Tata divi-dend yield

Kotak Equity FOF

Reliance diversified

power

Sundaram balance

fund

HDFC TOP200

0

20

40

60

80

100

120

CAGR

last 1 yrslast3 yrslast 5yrs

Schemes

Perc

ent(

%)

INTERPRETATIONS:

a) In last 1yr SBI Magnum, HDFC and Reliance gave maximum return of 103.7% ,102.2%, and

96% respectively, Followed by Kotak and Sundaram by 86.03% and 71.5% respectively.

b) In last 3 & 5 yrs, SBI Magnum Contra gave maximum return against its competitors.

`

SBI Magnum Contra

SBI Magnum Contra

2) Standard Deviation

Yrs/

Schemes

SBI

Magnum

Contra

Kotak

Equity

FOF

Reliance

Diversified

power

Sundaram

Balance fund

HDFC

TOP200

Last 1 yrs 0.071419205 0.09292427 0.101266115 0.068953248 0.0932788

Last 3 yrs 0.099664831 0.09966483 0.111054683 0.082246954 0.0968572

Last 5yrs 0.087110732 0.11201375 0.09839249 0.085491183 0.0841035

Tata divident yield

Kotak Equity FOF


power

Sundaram balance fund

HDFC TOP200

0

0.02

0.04

0.06

0.08

0.1

0.12

STANDARD DEVIATION


Schemes

(in R

s)

INTERPRETATIONS:

a) As far as the Standard Deviation in last 1 yrs is concern, it is high in Reliance, which is 0.1

and low in Sundaram (0.068).

b) In last 3years, again Reliance has high Standard Deviation about 0.011 followed by Kotak and

Tata by0.09 both.

c) But in last5 yrs, Kotak is highly volatile followed by Reliance and Tata.

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SBI Magnum Contra

3) Beta

Yrs/

Schemes

SBI

Magnum

Contra

Kotak

Equity

FOF

Reliance

Diversified

Power

Sundaram

Balance fund

HDFC

TOP200

Last 1 yrs

0.685522556 0.91563 3 0.970784506 0.839178531 0.889744

Last 3 yrs 0.173402004 0.1508907 0.100171515 0.094652253 0.127550

Last 5yrs -0.01188823 0.1985720 0.970784506 0.120147547 0.167198

Tata divi-dent yield

Kotak Equity FOF


power

Sundaram balance

fund

HDFC TOP200-0.2

0

0.2

0.4

0.6

0.8

1

1.2

BETA


Schemes

(in R

s)

INTERPRETATIONS:

a) In last 1 yr Reliance has high Beta about 0.97 as compare to others.

b) In last 3 yrs all the funds are less volatile with Nifty, but in last 5 yrs Reliance has high Beta

of 0.97, so it has high volatility.

c) Tata dividend has low Beta in all the year.

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SBI Magnum Contra

4) Sharpe Ratio

Yrs/Schemes SBI

Magnum

Contra

Kotak

Equity

FOF

Reliance

Diversified

power

Sundaram

Balance

fund

HDFC TOP200

Last 1 yrs 2.82288 1.92184 1.941195962 1.78291329 2.189613153

Last3 yrs 0.54053 0.36523 0.75575441 0.34489246 0.551588391

Last 5yrs 0.46532 0.68236 0.991355024 0.50778455 0.82590418

Tata divident yield

Kotak Equity FOF


power

Sundaram balance fund

HDFC TOP200

00.5

11.5

22.5

3

SHARPE RATIO


Schemes

(in R

s)

INTERPRETATIONS:

a) As far as last 1 yr is concern, Tata has highest Sharpe ratio (2.8), followed by HDFC (2.1),

Reliance (1.94), Kotak (1.92) and Sundaram (1.7) .

b) In last 3 yrs & 5 yrs, Reliance has highest Sharpe Ratio against its competitors.

c) Tata has low Beta in all the years.

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SBI Magnum Contra

4.2 Sector Fund1) CAGR (in %)

Yr/Schemes Reliance

Banking(G)

Franklin

FMCG(G)

UTI

infrastructure(G)

SBI

magnum

Pharma(G)

Reliance

Media&Ent(G)

Last1 yrs 120.55 68.57 66.77 112.96 18.94

Last3 yrs 30.21 17.52 10.89 3.61 2.07

Last 5yrs 25.37 21.73 23.23 12.31 88.77

Relian

ce ban

king(G

)

Franklin

FMCG(G)

UTI infra

structu

re(G)

SBI m

agnum Pharm

a(G)

Relian

ce Med

ia&En

t(G)

0

40

80

120

CAGR

last1 yrslast3 yrslast 5yrs

Schemes

Perc

enta

ge(%

)

INTERPRETATIONS:

a) In last1 years, Reliance Banking and SBI gave highest return of 120% and 112.9%

respectively against its competitors.

b) In last 3 years, Reliance Banking gave highest return of 30.2%. And In last 5 yr, Reliance

Media & Ent give maximum return of 88.7%.

`

2) Standard DeviationYr/Schemes Reliance

banking(G)

Franklin

FMCG(G)

UTI

infrastructure(G

)

SBI

magnum

Pharma(G)

Reliance

Media&Ent(G

)

Last1 yrs 0.128943375 0.05410278

5

0.094154994 0.09562679

7

0.107992407

Last3 yrs 0.115829428 0.06031861

2

0.104597968 0.10921267

9

0.118757826

Last 5yrs 0.102489584 0.06020592

2

0.09752141 0.09470864 0.104554454

Relian

ce ban

king(G

)

Franklin

FMCG(G)

UTI infra

structu

re(G)

SBI m

agnum Pharm

a(G)

Relian

ce Med

ia&En

t(G)

0

0.04

0.08

0.12

STANDARD DEVIATION


Schemes

(in R

s)

INTERPRETATIONS:

a) In all the three years is concern Reliance Banking has highest Standard Deviation, so it is

highly volatile as compare to its competitors.

b) Franklin FMCG is less volatile as compare to its competitors, so it is less Risky to invest in

this Fund.

`

3) Beta

Yr/

Schemes

Reliance

banking(G)

Franklin

FMCG(G)

UTI

infrastructure(

G)

SBI

magnum

Pharma(G)

Reliance

Media&Ent(G

)

Last1 yrs 1.23072293

1

0.16291949

6

0.914220081 0.85286803 1.031589083

Last3 yrs 0.21388727

7

0.05444464

5

0.096699523 0.130467228 0.231784503

Last 5yrs 0.24802596

1

0.09334030

7

0.145949941 0.168794462 0.26664004

Relian

ce ban

king(G

)

Franklin

FMCG(G)

UTI infra

structu

re(G)

SBI m

agnum Pharm

a(G)

Relian

ce Med

ia&En

t(G)

0

0.4

0.8

1.2

BETA


Schemes

(in R

s)

INTERPRETATIONS:

a) In last 1 yr, Reliance Banking has high Beta of 1.2, so it is highly volatile as compare to its

competitors.

b) Overall, Franklin FMCG is less volatile as compare to its competitors, so it is less Risky to

`

invest in this Fund.

4) Sharpe ratio

Yr/

Schemes

Reliance

banking(G)

Franklin

FMCG(G)

UTI

infrastructure(G

)

SBImagnum

Pharma(G)

Reliance

Media&Ent(G

)

Last1 yrs 1.867210636 2.6086068

3

1.550735632 1.919779766 1.738190637

Last3 yrs 0.701616713 0.5940665

9

0.296815592 0.125784902 -0.044702739

Last 5yrs 0.642094973 0.7668029

8

0.611539329 0.339000122 0.40984207

Relian

ce ban

king(G

)

Franklin

FMCG(G)

UTI infra

structu

re(G)

SBI m

agnum Pharm

a(G)

Relian

ce Med

ia&En

t(G)-0.5

00.5

11.5

22.5

3

SHARPE RATIO


Schemes

(in R

s)

INTERPRETATIONS:

a) In last 1 yr Franklin FMCG has highest Sharpe Ratio of 2.6 as compare to its competitors, so it

is good indicator for it.

`

b) In last 3 yrs Reliance Banking & Franklin FMCG has high Sharpe Ratio of 0.7 and

0.5respectively and Reliance Media & Ent. has lowest of -0.4.

c) In last 5 yrs, Franklin has highest Sharpe ratio of 0.7 and SBI has lowest of 0.3.

4.3 Large cap Funds1) CAGR

Yrs/

Schemes

Reliance

vision

UTI

equity(G)

JM large

cap

Birlasunlife

adv fund

SBI magnum

eq

last 1 yrs 88.44 82.65 48.28 14.48 94.09

last 3 yrs 14.1 16.34 0.8 8.24 37.61

last 5 yrs 23.39 18.02 7.94 18.16 21.11

Relian

ce vis

ion

UTI equity

(G)

JM lar

gecap

Birlasunlife

adv f

und

SBI m

agnum eq

020406080

100

CAGR

last 1 yrslast 3 yrslast 5 yrs

Schemes

Perc

enta

ge(%

)

`

INTERPRETATIONS:

a) In last 1 yr, CAGR of SBI, Reliance vision & UTI has high by94%, 88.4%, and 82.6%

respectively, as compare to its competitors.

b) In last 3&5 yrs SBI gave highest return of about 37.6% &21.1% respectively.

c) Overall, Birlasunlife adv. Fund gave least return.


Yrs/

Schemes

Reliance

vision

UTI

equity(G)

JM large

cap

Birlasunlife

adv fund

SBI magnum

eq

Last 1 yrs 0.0999137

6

0.0744288 0.078338

3

0.115973242 0.097667168

Last 3 yrs 0.1001844

8

0.0833512 0.088863

8

0.112693896 0.105668883

Last 5 yrs 0.0886405

9

0.0780083 0.081352

2

0.096871642 0.095151301

Relian

ce vis

ion

UTI equity

(G)

JM lar

gecap

Birlasunlife

adv f

und

SBI m

agnum eq

00.020.040.060.08

0.10.120.14

STANDARD DEVIATION


Schemes

Perc

enta

ge(%

)

INTERPRETATIONS:

a) In last 1, 3&5 years, Birlasunlife adv. fund has high Standard Deviation, so it is highly volatile

as compare to its competitors.

`

b) Overall, UTI equity is least volatile fund among its competitors, so it is better to invest in such

a less risky fund.

3) Beta

Yrs/

Schemes

Reliance

vision

UTI

equity(G)

JM large

cap

Birlasunlife

adv fund

SBI magnum

eq

Last 1 yrs 0.1724845

5

0.7078600 0.7575292 1.128608674 0.93092074

Last 3 yrs 0.1322957

2

0.1190345 0.0703577 0.165711517 0.139890907

Last 5 yrs 0.1724845

5

0.1607937 0.1049985 0.206156923 0.182037128

Relian

ce vis

ion

UTI equity

(G)

JM lar

gecap

Birlasunlife

adv f

und

SBI m

agnum eq

00.20.40.60.8

11.2

BETA


Schemes

in(R

s)

INTERPRETATIONS:

`

a) In last 1 yr, Birlasunlife has a high Beta of 1.1 as compare to its competitors, which shows

high volatility.

b) In last 1yr, Reliance vision has low Beta (0.17)

c) JM large cap in last 3&5 yrs also has low Beta about 0.7 &0.1 respectively, so it is less risky

and safer to invest.

4) Sharpe Ratio

Yr/

Schemes

Reliance

vision

UTI

equity(G)

JM large

cap

Birlasunlife

adv fund

SBI magnum

eq

Last 1 yrs 2.19417030

8

0.01409560 0.3844196 1.74102981

3

1.80743058

Last 3 yrs 0.37702979

2

0.46218302 -0.0158758 0.23701981

3

0.200605215

Last 5 yrs 0.64603402

7

0.5301262 0.2093977 0.48583637

8

0.53402252

Reliance vision

UTI equity(G) JM largecap Birlasunlife adv fund

SBI magnum eq-0.5

0

0.5

1

1.5

2

2.5

SHARPE RATIO


Scheme

Perc

enta

ge(%

)

INTERPRETATIONS:

`

a) In last 1 yr Reliance vision, SBI eq& Birlasunlife has high Sharpe Ratio about 2.1, 1.8

&1.7respectively, which shows good indicators.UTI has low which is.01.

b) In last 3&5 years, JM large cap has a less Sharpe ratio about -.01 &0.2 respectively, which

shows its poor Performance.

4.4 Mid cap Fund

Yr/Schemes JM midcap SBI magnum

mid cap

UTI

midcap

Kotak

midcap

Sundaram

select mid cap

Last1yrs 110 119.2 129.86 109.6 139.49

Last3 yrs 7.9 1.2 13.14 5.2 15.94

Last 5yrs 14.54 16.86 16.49 17.19 28.38

JM m

idcap

SBI m

agnum m

id cap

UTImidcap

Kotak m

idcap

Sundara

m selec

t mid ca

p0

4080

120160

CAGR

last1yrslast3 yrslast 5yrs

Schemes

(in R

s)

`

INTERPRETATIONS:

a) In last 1 yr, Sundaram midcap gave highest return about 139.4%, followed byUTI, SBI and

JM by 129.8%, 119%, and 110% respectively, and Kotak gave lowest retun of 109.6%

b) In last 3&5 yrs, Sundaram gave highest return about 15.9% & 28.3% respectively. And SBI

gave lowest return.


Yrs/

Schemes

JM

midcap

SBI magnum

mid cap

UTI midcap Kotak

midcap

Sundaram

select mid cap

Last1yrs 0.1182776 0.156138896 0.1040285 0.1010611 0.150454556

Last3 yrs 0.1129622 0.144536727 0.1173093 0.1118037 0.130397639

Last 5yrs 0.102009 0.229935443 0.105609 0.09941857 0.109763284

JM midcap SBI magnum mid cap

UTImidcap Kotak midcap

Sundaram select mid

cap

0

0.05

0.1

0.15

0.2

0.25

STANDARD DEVIATION


Schemes

in (R

s)

INTERPRETATIONS:

a) In last 1 yr, Standard Deviation of SBI midcap has very high about 0.15which shows high

`

volatility. Followed by Sundaram about 0.11.

b) In last 3& 5yrs, alsoSBI shows high Standard Deviation about 0.14 & 0.22.

3) Beta

Yrs/

Schemes

JM midcap SBI magnum

mid cap

UTI

midcap

Kotak

midcap

Sundaram

select mid cap

Last1yrs 1.143846 1.512159602 0.998759 0.9419961 1.428028244

Last3 yrs 0.154830 0.187077319 0.157491 0.1782199 0.184278143

Last 5yrs 0.192531 0.229935443 0.207778 0.21723842 0.21284543

JM m

idcap

SBI m

agnum m

id cap

UTImidcap

Kotak m

idcap

Sundara

m selec

t mid ca

p0

0.40.81.21.6

BETA


Schemes

(in R

s)

INTERPRETATIONS:

a) In last 1 yr, Beta of SBI and Sundaram has high about 1.5 &1.4 respectively, as compare to its

`

competitors .UTI and Kotak shows low Beta about0.99 &0.94 respectively.

b) In last 3 & 5 years. All the Funds showed almost equal Beta.

4) Sharpe Ratio

Yrs/

Schemes

JM

midcap

SBI magnum

mid cap

UTI midcap Kotak

midcap

Sundaram select

mid cap

last1yrs 1.883957 1.590404948 2.3660246 2.1446380 1.81157006

last3 yrs 0.230390 0.143719771 0.3559378 0.1710649 0.115906618

last 5yrs 0.388877 0.435169362 0.437773 0.48133648 0.682191305

JM m

idcap

SBI m

agnum m

id cap

UTImidcap

Kotak m

idcap

Sundara

m selec

t mid ca

p0

0.51

1.52

2.5

SHARPE RATIO


Schemes

(in R

s)

INTERPRETATIONS:

a) In last 1year Sharpe Ratio of UTI is highest about 2.3 followed by

Kotak(2.1),JM(1.88),Sundaram(1.81) and SBI(1.5).

b) In last 3 years, UTI & JM shows highest Sharpe ratio about 0.35 & 0.23 respectively. SBI

showed lowest about 0.14.

c) In last 5 years, Sundaram (0.68) shows highest Sharpe ratio and JM (0.38) shows lowest.

`

ANALYSIS & INTERPRETATION OF THE DATA

1. (a) Age distribution of the Investors of Balasore

Age Group <= 30 31-35 36-40 41-45 46-50 >50

No. of

Investors

12 18 30 24 20 16

Interpretation:

`

<=30 31-35 36-40 41-45 46-50 >500

5

10

15

20

25

30

35

1218

3024

2016

Age group of the Investors

Inve

stor

s in

vest

ed in

Mut

ual F

und

According to this chart out of 120 Mutual Fund investors of Balasore the most are in the age group of 36-40 yrs. i.e. 25%, the second most investors are in the age group of 41-45yrs i.e. 20% and the least investors are in the age group of below 30 yrs.

(b). Educational Qualification of investors of Balasore

Educational Qualification Number of Investors

Graduate/ Post Graduate 88

Under Graduate 25

Others 7

Total 120

71%

23% 6%

Graduate/Post Graduate Under Graduate Others

Interpretation:

Out of 120 Mutual Fund investors 71% of the investors in Balasore are

`

Graduate/Post Graduate, 23% are Under Graduate and 6% are others (under

HSC).

c). Occupation of the investors of Balasore

.

Govt. Service

Pvt. Service Business Agriculture Others0

10

20

30

40

50

3545

30

4 6

Occupation of the customers

No.

of I

nves

tors

Interpretation:

In Occupation group out of 120 investors, 38% are Pvt. Employees, 25% are Businessman, 29% are Govt. Employees, 3% are in Agriculture and 5% are in others.

`

Occupation No. of InvestorsGovt. Service 30

Pvt. Service 45

Business 35

Agriculture 4

Others 6

Documents

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