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IFTIKHAR AHMED ABDUL LATIF 0097150 6775341 U.A.E.
[email protected]@yahoo.com
Key Skills:
Comprehensive understanding of Sharia standard of AAOIFI. Proficient in applying Sharia concepts in bank’s processes. Awareness of the needs of Islamic banking. Comprehensive understanding of Sharia Audit. Sharia review of documentation Sharia Structuring Sharia consultancy Sharia Training Sharia Product designing Sharia Board Secretarial Activities Sharia Pronouncements (Fatawa) drafting Communication and relationship with Sharia Scholars Presentation skills in presenting Islamic Banking Products Maintenance of Contracts and documentations Translation Work Legal Consultancy Risk Management Core banking assistance. Excellent Training Skill.
Work Experience & Employment History
Employer: Sharjah Islamic Bank – Sharjah –U.A.E.Position: Manager –Credit Administration Enterprise Risk Management -Corporate & SME July 2014 onward
Responsibilities: Prioritize and organize workload ensure routine activities are completed within the
established timeframes. Observing discrepancies to ensure that all margin stipulations meets the compliance
standards. Attend the request of Legal/Sharia referral for security documents/contracts status to
Credit Management &Business Units. Ensure the Condition Presidents and Condition Subsequent of Credit Terms. Adherence to standard turnaround time to meet the requirements of the internal
customers, which in turn affects the customer’s satisfaction level. Inputs information provided by the incumbent to the business units and Credit
Management/Division is crucial to take appropriate decision. Solve issues relating to incomplete securities and obtain the legal opinion. Close coordination with Legal in the relevant areas. Recommend improvements in Operating System and procedure and credit policies. Sharia & Legal review the relevant documents, agreements and contracts Back-up Staff Training.
Employer: Sohar Islamic Bank - Muscat- OmanPosition: Head of Sharia Compliance & Audit, Internal Sharia Reviewer and Secretary to the Sharia Board. January 2013 onward
Responsibilities:A- Internal Sharia Review: Compliance review of Islamic Banking Products ,Documents, procedures,
Applications, Forms, policies and Marketing Material: (Retail Products: Vehicles Murabaha, Goods Murabaha, Services Ijarah, Credit Cards, Home Finance ,Investment Time Deposits, Commodity Murabaha, Real Estate etc).
Legal Review of the relevant documents, agreements and contracts. Providing Sharia guidance on day –to-day matters to the Management, staff,
branches, concern departments and supporting unites of the bank. Receive and respond urgent queries. Responding to customer queries about products, services and procedures.B- Sharia Audit & Compliance: Prepare Sharia Audit Program. & Execute Sharia Audit Plan Prepare Sharia Audit Report (Vehicles Murabaha, Goods Murabaha, Services Ijarah,
Credit Cards, Home Finance). Discuss the Audit findings with the concerned individuals & departments Present Sharia Audit Report to the Sharia Board Prepare Annual Sharia Audit Report Review the Mudaraba profit distribution Follow up of Late Payment Charges Participate in new products structuring and documentation
Audit Observations follow up with the concerned departments & branches to insure compliance as per SSB guidelines and to providing appropriate procedure if needed.
C- Secretary to the Sharia Board: Preparing Sahria Inquiries. Coordinate with the divisions of the Bank, receive critical issues and discuss with the
concern division. Fix meeting time with the Board members. Prepare Agenda for the Sharia Board meeting. Attend Sharia Board meeting and present the agenda items. Prepare Minutes of Meeting in Arabic and translate it into English for the Bank
Officials. Translate the Board Resolutions, Pronouncements and general instructions into
English.D- Sahria Training Select Training Material & Prepare Training Plane. Conduct training sessions for new and old staff. Conduct public awareness programs about Islamic banking.
Employer: Dubai Islamic Bank (Dar Al Sharia) Dubai- U.A.E.Position: Senior Officer – Sharia Auditor. January 2012 - Dec 2012
Responsibilities: Sharia Audit & Compliance:
Prepare Sharia Audit Program. & Execute Sharia Audit Plan. Prepare Sharia Audit Report (Vehicles Murabaha, Goods Murabaha, Services Ijarah,
Credit Cards and Home Finance). Discuss the Audit findings with the concerned individuals & departments. Present Sharia Audit Report to the Sharia Board. Review the Mudaraba profit distribution. Follow up of Late Payment Charges. Participate in new products structuring and documentation. Audit Observations follow up with the concerned departments & branches to insure
compliance as per SSB guidelines and to providing appropriate procedure if needed. Receive and respond urgent queries. Respond to customer queries. Training coordination.
Employer: Emirates Islamic Bank Dubai- U.A.E.Position: Assistant Secretary - Sharia Supervisory Board June 2008 - Dec 2011
Responsibilities:A- Assistant - Sharia Audit & Compliance:
Prepare Sharia Audit Program. & Execute Sharia Audit Plan Prepare Sharia Audit Report (Vehicles Murabaha, Goods Murabaha, Services Ijarah,
Credit Cards, Home Finance). Discuss the Audit findings with the concerned individuals & departments Present Sharia Audit Report to the Sharia Board Prepare Annual Sharia Audit Report Review the Mudaraba profit distribution Follow up of Late Payment Charges Participate in new products structuring and documentation Audit Observations follow up with the concerned departments & branches to insure
compliance as per SSB guidelines and to providing appropriate procedure if needed. B- Assistant- Sharia Board Secretary :
Prepare Sahria Inquiries & present the same to Sharia Supervisory Board for approval.
Coordinate with the divisions of the Bank, receive critical issues and discuss with the concern division.
Co-ordinate with concerned sides for timely SSB meetings. Prepare Agenda for the Sharia Board meeting. Attend Sharia Board meeting and present the agenda items. Prepare Minutes of Meeting in Arabic and translate it into English for the Officials. Translate the Board Resolutions, Pronouncements and general instructions into
English.
Employer: Via International. Dubai ( A well-known Swedish Financial Solution System ) Position: Sharia & Legal Coordinator: January 2006 - 2008
Responsibilities: Compliance review of Islamic Banking Products ,Documents, procedures,
Applications, Forms, policies and Marketing Material: Legal Review of the relevant documents, agreements and contracts. Providing Sharia guidance on day –to-day matters to the Management, staff , and
concern departments and supporting unites. Receive and respond urgent queries. Responding to customer queries . Legal & Sharia Compliance Review of the documents: Attending meetings, seminars, workshops & conferences and preparing the
conclusions on the attended events. Sharia Training
Employer: Dubai Courts & Department of Justice Dubai- U.A.E.Position: Judicial / Legal Translator & Interpreter January 2001- June 2008
Responsibilities: Judicial translation & interpretation assignments for Misdemeanor Court, Appeal
Court, Traffic Court , Immigration Court , Public Prosecution, Notary Public, Police Stations, Criminal Laboratory…..etc.
Arbitration Family Counseling New Muslims Affair
Employer: Ministry of Justice - U.A.E.Position: Judicial / Legal Translator & Interpreter July 1997 - Dec 2000
Responsibilities
Judicial translation & Interpretation (Sharjah Islamic Court, Civil Court, Appeal Court, Public Prosecution)
Legal Marriage Official / Registrar In- charge of New Muslim Affairs Family Counseling Arbitration/ Mediation.
Qualifications:
(CSAA) Aaoifi Certified Sharia Advisor and Auditor. Accounting and Auditing Organization for Islamic Financial InstitutionsKingdom of Bahrain (AAOIFI)
LL.B (Hon’s) Sharia & Law. International Islamic University Islamabad Pakistan 1995
B.A Bachelor Ministry of Education - Doha – Qatar
Hifz ul Quran . Dar al Tajveed and Hif ul Quran Arabic Board Pakistan
Higher Diplomas in Islamic Studies. Arabic Board Pakistan
Cources Islamic Banking Products. GTC. Global Training Centre Dubai U.A.E
Courses in Legal Terminology. Dubai Courts & Justice Department U.A.E
English Language Course. British Cultural attaché Centre Dubai U.A.E
Languages:
Arabic (Fluent) English (Fluent) Hindi & Punjabi (Fluent) Urdu, (Native)
Personal :
Name : Iftikhar Ahmed Abdul LatifCitizenship: PakistaniDate of birth: 01 Dec 1967Mobile: 0097150 6775341 U.A.E.E-mail: [email protected] [email protected]
References: will be provided on request
