Magánpénzrendszer vagy közpénzrendszer?

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  • 7/30/2019 Magnpnzrendszer vagy kzpnzrendszer?

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    Jgaeyextbem|xbt sgapoxyextbem|xbt>

    &Mt% Mtd`o Hen|8 G yex m`o}g}thg

    0% cbhbxb}+ 4992)G s`kan} sb|xkpbx}b} akndgk`xl`sgk ebj gx g dgh+ fnap gx

    ba|x ckmankp} }cna cnkpgjg}+ fgebj gx+ fnap g jgaeoxdbobtk} jneb}t`| fg}gkjg} | g yexsgapne }rkghmnen|noogjg}|xbm|` jnenyk`rj} }b|x` akndk`||% O` obkk jnemge`+ fnap g

    cbhkb}} eprag}` s`ka yextbem|xbtb tn||x+ g dbeeb jomogjg}jblfge`xjr| s`ka|xbt}b | nt|xanone dbkk `| cnkpgjg}n|ge| baptb `agx|a}gkgegddrk htgn|x}hg g hgsgog}+ esbk` g|xbaep|ab}+ g jreogekok`|ab} | j`kk`o jtfb}b}kbe|xbesbm|sbk ht% Bx g tbem|xbt ebj gxt} }bthbm} bk+ jbt} h+ fgebjjbt} hk |xnkakhg o`gkgo}`ego fg}tnog} | ontk}nog} ebj }tagxmganm|` | fg}gkj` `aepb`}% G cbhkb}} `ygt` nt|xano kgo` ebjbxbe jgae yexjnenyk`rj j`g}}+ fgebj beebo bkkbetb kebo

    ja s`|xnepkgan| hk}dbe% Bapbktb%G ogjg}|xbm jgaeyextbem|xbtdbe k kkgjno jt

    bksb|x}b}}o g yexo`dnl|}| | g ebjxb}` sgkr}g cbkb}}` bkkbetx|`hnarog}% Bttk g hnatk bxbob} jnem}g dtgfj K`elnke+ gx Bapb|k}kkgjno 73% bkeob8

    $G ontjepego obkk jba}btbj}be`b+ o`dnl|}ge`g | cntagknjdgfnxe`g j`embe |xo|ab| yex} | f`}bk}+ fnap o`bka}|b g ontjep

    o`gm|` | g cnapg|x}o s|tk|` `aepb`}% G yex}btbj}| |o`dnl|}| yt`s`ka`rjg ebjl|go g ontjep kbacne}n|gdd bkhnag+ mbbx bapdbe g ontjep kbaegapndd gkon}|` kbfb}|ab% Bxbe bksbobkcnagm|sgk o`bka}fb} g jt ta}g f}n}} `aep bap bap|ab|oxsb}} oxba `te}% Gx gmc`xb}o t`|` ||xba ogjg}nog}}gogt}fg}ego jba jgaroego% G oxcbkgmg}no c`ege|xtnx|g | gxkkgjo`el|}t `tep}|g apgontkg}` `agxag}|` cbkgmg}} skego% G yex}dd ebj rtg+ fgebj |xnkakhg kb|x gx bjdbt`|aebo%$.7.

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    K`elnke bap`o bkmhb+ gx Bapb|k} kkgjno

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    G ckkkgj` yextbem|xbt mb hrtb t|xdbe ox}rkghmnedge sge+

    mb cgl}n gxnedge l|goebj }bkhb|be caab}kbe gx kkgj` bkkbetx|}k| bk||ntdge jgaetmbobo |xnkakg}dge kk% Bxt} gx 7060 r}eJgapgtnt|xatg `jynt}k} ckkkgj` yextbem|xbt nkpge }jbeb}`cntjg+ gjbkp g jgaeyextbem|xbt bap`o sk}nxg}ego }bo`e}fb}% Gjgaeyextbem|xbt j|`o sk}nxg}g g ebjl|go }epkbab|be+ mbhna`kga `| jgae}rkghmnedge ks yextbem|xbt% Bxbe r}dd`tg hykmg gx Bapb|k} kkgjno oxyne}` dgeohego g |xbtby} db}k}

    jgaeogt}bkk+ g Cbmbtgk Tb|btsb \p|}bj+ g CBM+ gjbkp obxmb}}kcnasg epnkl obtb|obmbkj` dgeo }rkghmnedge snk} | hbkbekba `|hnar}mg`o g }rkghmnen|no% Beebo g jgaeogt}bkkebo 707

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    mnkkt * ogjg}g` j`em g jgaedgeonofnx+ `kkb}sb gxno}rkghmnen|g`fnx cnkpego db stk*stb% G CBM bk}} gx gjbt`og`go ebjc`xb}}bo |xsb}|a` hsbmbkj` gm}+ jg bx bks`|x` hsbmbkjo j`e}bap49 |xxgko}%.=.

    Gx rapgel|go ckkkgj`ego }bo`e}fb} jgapgt oxyne}` dgeo+ gxJED+ ap dnl|} o` h yex}+ fnap bap apck f`}bk} sb|x cbk% Gx JEDcbk sge hnan|}sg+ fnap g f`}bkeph}| y`kkgeg}dge * |xjs`}bk`}blfe`osgk * g |bjj`dk }btbj}|b jba g f`}bkdb eph}n}} yex}% Go|xyex o`dnl|}|tg jnenyk`rjg sge+ sgap`| gx JEDjom}b}fb}` g dgeoyt|}% G yexo`dnl|}| |xbjyne}hdk gx gcne}n|+ fnap kbapbe nkpge |xbtbyk+ go` o|x f`}bk} cbksbee`+ gxgx

    bkgm|nme`% G f`}bkcbksbs kbfb} jgae|xbjkp+ bap skkgkg}+kbaapgotgddge gxnedge g obtb|obmbkj` dgeono | gx kkgj sb|x cbkf`}bkbob}% Gx JED kse mb cgl}n yt`s} `e}xjep+ }btj|xb}b|bel|go d`x}n|}ono bkkbedbe gmhg nmg g $yex}%$ Fg gx kkgj gxapck+ bkbabem+ fg gm|kbsbkb} gm l|btdb+ gxgx ogjg}nxkkgjygytnog}+ gjbkpboebo g hsdbe db|xbmb}} gmo oybx`o gcbmbxb}}% G obtb|obmbkj` dgeono kepbadbe dtj`kpbe t}oygyt}}gmfg}ego cbmbxb}oe}% G f`}bkcbksbs o|xyex sgap

    l|boo|xjkgyex cntjhdge hr}fg} gx JED hneege k}tbfnxn}}yexfbx+ gjbkp bxr}e dbobtk g yexcntagknjdg% G me}cne}n||a }ep gx+ fnap bx gx hneege o`dnl|}n}} yex j`em`agm||a | ogjg}n} obkk r}eg c`xb}e`%

    Sgkgjbeep` ljkb} cnt`e} dgeohbap gx} hbkx`+ fnap sgkgo` boontg||xbaabk }gt}nx`o gx JED*ebo% Gx JED gxnedge+ gjbkp bx} g yex}oepsbk|` jsbkb}}bk+ `kkb}sb g dgeoyt| fg|xekg}sgk g |bjj`dk

    }btbj}b}}b * g ygytyex epnj|` ok}|ab`e }kjbebe * ebj eph}|bjj`kpbe bkkbet}ob}+ f`}bkyexb ja}} e`el| }epkbab| t}ob}hbkbe} }bkhb|}jep% G o|xyex jba}btbj}|bont | f`}bkdbeph}|gont tro | |xnkak}g}|no l|bthtb ebj obtk} |nt% Nkpgeyexjnxa| }t}e}+ gjbkpb} g tbkagxmg|adge ebj o|t geegojbacbkbk sk}nx|% Fg |xbj bk}} }gt}hro+ fnap g yex gtbkagxmg|adge }b|}b}k} }bkhb|}jepbo |x`jdkrjg+ gjbkpebo`kpbe }bkhb|}jep ekok e`el| t}ob+ jbt} tb| * cbmbxb} ekok` * hbk

    l|rye+ goont s`kan|| sk`o+ fnap gx JED hna}gkgerk ot gx `kpbe

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    tb| |x`jdkrj okl|egm|t} mhg}+ ogjg}ego ebsbxb}} rx|ntg*htgmon}% Fg bx g hsbmbkbj o`xtkga oxlktg kbeeb cntm}fg}+goont }btj|xb}b|be ebj kbeeb rx|ntg+ fgebj }tsepb| kkgj`dbs}bk%

    Cktbt}|bo bkobtk|b sab}} lk|xbt `}} s`kan|ge bkfg}tnke`g yex o`dnl|}|} &}btbj}|}) | g cntagknjdge ks yexjba|xbtx|}% G yex }btbj}|b $}btj|xb}b|+$ }bf}oxyextbem|xbtdbe `| $|bjj`dk$ }t}e`o+ f`|xbe g yex ebj gxgepga}k yex+ fgebj gx bkcnagm|` o|x|a}k | oep|xbt}k+ }bf}gepga` t}bkbjdbe $|bjj`}k$% Gx }bf} tbemhe sge+ fnap go`dnl|}n}} yex ja}} e`el| }epkbab| t}ob} hbkbe} }bkhb|}jep%

    G o`dnl|}| r}e jba|xbtxb}} yex b|b}dbe gxnedge jt e`el|tbemhe+ fnap gx} dto` l|btdb gmn}} }bkhb|}jep ekok |xbtbxxbjba% Gx ap |xbtxb}} yex g ogjg}+ g htgmo+ gx rx|ntg+ g |gtl+ go`x|ojepnk|% G jg` jgapgt yextbem|xbt dghg }bf} ebj gx+ fnapgx JED f`}bkdb gmhg g }btbj}b}} yex}+ | bxt} ogjg}n} |xbm+ fgebjgx+ fnap gx JED+ j`e} }epkbab|be jgae}t|g|a }btbj}` g yex}+| ap tgh}g obtb|x}k jgae x|bdbodb obtk g yex}btbj}| fg|xeggfbkpb}}+ fnap oxlknog} |xnkakeg%

    G Jgapgt Ebjxb}` Dgeo mb cgl}n yt`sg}`xk|g gxxgk obxmm}}+fnap h hna|xgdkp obtk} o`mnkanx|tg | bkcnagm|tg+ gx 7007% s` KV%}tsep+ gjbkpebo g 70% ygtgatgcr|g bkthg+ fnap gx gmn}} sdbe goxyne}` ok}|asb}|ebo eph}n}} f`}bkbo kknjepego gesbobm|b gx s bapb}kbe egyhe |bj fgkgmfg}hg jba g oxyne}`ok}|asb}| gmn}} s` }btsbxb}} dbs}bkb`ebo g ftnj |xxgko}%7003*dge bx} g ftnj |xxgkon| obtb}b} `| bk}tk}o+ gxgx gx JED

    jn|} jt }bkhb|be o`snerk} g oxcbkgmg}no ogjg}jbe}b| yexxbk}t}e c`ege|xtnx|dk% Bx g jgapgt kkgj yexap`|xrsbtbe`}|ego gx eoe}b| cbkgm|} hbkbe}`% Bx g tbembkobx| gxbap`o kbacne}n|gdd nog g jgapgt kkgj apnt| bkgm|nm|ego+oke|be geego+ fnap g dbk| gm||a efep s gkg}}tbontmjtb}tb+ }dd j`e} fg}bxbt j`kk`tm cnt`e}tg esbobmb}}%

    ]dd ebsb| oxagxm|x epk} kbskdbe fs}g cbk g jgapgt}tsepfnxo c`apbkj} gttg+ fnap bxxbk g jmn|}||gk g

    ontjepego }dd ebj jgtgm dbcnkp|g gx JED me}|b`tb+

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    gjbkpbo `abe |kpn|ge t`e}`o g ok}|asb}|} | bxbe obtb|x}k gxba|x }t|gmgkjg}% G kbsk t` ap cnakgk}o ||xb g}tsepjmn|}||gk ht f}tepn| osb}obxjepbob}87% G oxyne}` dgeoego bxr}e }`kn| kb|x g ok}|asb}|} f`}bkbxe`b+kkgjo}sepbob} bxbe }k l|go oxsb}}o}k s|tnkfg} | gxkkgjfx}gt}| b o} c|xbtbykhb ox * }bkhb|be cbkb|kbab|be *jgaeoxsb}}o obtkebo+4% G ok| | g dbk| gm||a oxsb}kbek g ok}|asb}|+ gjba}gogt}| gxnedge g Jgapgt Ebjxb}` Dgeo+

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    }rkghmnedge+ sgkgj`e} goont+ gj`ont sb|x}b|ab`} y}nkhgj`emgeep`reo ox| yexdk+ gx kkgj` ok}|asb}|dk%

    B o`}t r}e cnkp}g||ro g yex bkkk}|sgk cnakgkonxcbh}bab}|b`eob}% G dgeo|xjkgyex} ja g o|xyexek `|bap|xbtdd bkkk}ge`+ j`sbk k}tbfnx|g gxneegk` | apgontkg}`kgaok}|ajbe}b|% J`em||xb bap |xjn} obkk g f`}bk} `aepk |xjkhtgsbxb}e` | gx `kkb}+ rapgeap c`xb}` t}b g ogjg}n}+ j`e}fg}bkhb|}jeepbk jba|xnkak}+ g dgeo k}gk ||xbaph}}} | k}gkg l|goo`okl|ex}} yextk kbeeb |x% Gx gm|ego ybt|xb ebjl|go gogjg}n}+ mb g |bjj`dk bkkk}n}} yex }bkhb| ||xba} `| s`||xg obkkc`xb}e`b%

    Gx gm||a jbac`xb}|sbk db`emrk bap cntm}n}} cnkpgjg}% Gs`||xgc`xb}b}} yex o`obtk g cntagknjdk+ | gx JED jba|bjj`|}`%Gx JED gxxgk+ fnap g f`}bkyex }btbj}|bont g ogjg}no cbmbx|tb|xnkak jbeep`|ab} ebj fnxxg cntagknjdg+ j`em`a yex|xo} `mxbk+ gj` s`|xne} hgdd JED f`}bkbo cbks}bk} oep|xbt}` o` gtbkagxmg|a |xbtbyk`}k% ap jom`o gx bkgm|nm| sab} ebj t|y`tkhg%

    G jgaeyextbem|xbtdbe cntagknjdge ks yex o`ba|xk g

    obtb|obmbkj` dgeono k}gk }btbj}b}} yexxbk% G obtb|obmbkj` dgeonogx JED*fbx fg|nekge * oepsbk|` jm|xbtboobk * g kbsbadkkk}ho bk gx k}gkro o`okl|ex}} yex hbkbe}| t|x}% Gobtb|obmbkj` dgeono o|xyex} ebj }rmego k}tbfnxe`+ bx gx JEDjnenyk`rjg% \xjkgyex} gxnedge `abe% J`ek o`|bdd go|xyexcntagknj | j`ek egapndd g o|xyex} o`ogyl|nk|xjkgyex cntagkjg+ geek egapndd snkrjbe |xjkgyex} }rmego

    g obtb|obmbkj` dgeono g |bjj`dk }btbj}be`+ | cntagknjdg fnxe`% Gobtb|obmbkj` dgeonoego g c`xb}oyb||ao jba}gt}|fnx|xo|ao sge d`xnepn| jbeep`|a o|xyextb% J`sbk g o|xyexo`xtkga JED k}gk o`dnl|}n}} yex+ bxt} j`embe obtb|obmbkj`dgeoego tbembkobxe`b obkk JED dgeohbapboobk+ gxgx ygytyexxbk `|%Bx} g o|xyexjbeep`|ab} ebsbx`o }gt}gkoego+ gjbkptb tyk+j`e} gkgytg+ g obtb|obmbkj` dgeono |xjkgyex }btbj}|b%

    Jt r}gk}reo t+ fnap g obtb|obmbkj` dgeono k}gk eph}n}}

    f`}bkbo snkrjbeb g cntagknjdge ks o|xyexebo g }dd|xt|b% G

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    AMY | AEY cnt`e}dge o`cbhbxb}} ||xba} 7+4*4*|xbtb|be jbafgkgmhgg obtb|obmbkj` dgeotbem|xbt k}gk eph}n}} f`}bkbo snkrjbeb% Bx l|gofg}gkjg| jbeep`|a |xjkgyex jba}btbj}|sbk | cntagknjdgfnxg}gksgk kbfb}|ab|% Ogjg}}btfb` s`|xne} bk|xsho | kbo}`o gtbkagxmg|a btcntt|g`}% G oxagxmg|a}gedgeyexjrk}`yk`o}ntego ebsbx`o bx} g hbkbe|ab}+ gjbkpebo g egap|ag}dd }epbx}k caa% G c`xb}|` |xno|no}k caabe bap*bapnt|xadge got }|xt| sgap ja egapndd `| kbfb}% \xgot}`dbl|k|bo |xbt`e} g |bjj`dk sgk yex}btbj}| 7.2*} gx bapb|oxyne}` dgeono &ekreo gx JED) | =.2*} ybm`a g obtb|obmbkj`dgeono sax`o%

    J`}k caa g ogjg} egap|ag>

    @}} `| tmbjb| o`}te` t+ fnap Ab|bkk kb|be okeskg|x}hg gxtry`gln}+ gfnk g l|btb cnkp`o+ | g f`}bky`gln}% J`emo} y`glne gobtb|kb} oekg} }tsepb rtgkonm`o% Gx try`glne gx bapb| trcgh}oobtb|kb}b | oekg}g gkgo}hg o` gx bapb| trcgh}o t}% Gxtr}jbaebo+ gxgx jba}b|}b|k} oekg}ego | g y`glne jbahbkbe

    yex}jbaebo+ g jba}b|}b|k} obtb|kb}ebo g s`|xnepg gkgo}hg o` gxtro k}gken| t|xesnegk}% G f`}bky`glne s`|xne} g f`}bk &okl|e)obtb|kb}b | oekg}g gkgo}hg g f`}bkogjg}n}% G ob}} ox}} n}} sgeogyl|nkg}+ fnap g yex l|btbb|xoxoe} sgk tbembkobx|tbdnl|}|t} |xbmb}} ogjg}+ * gjbkpb} g yexebo j|l|btboxsb}}|` jmnoogk cnkp}g}n}} sbt|bepb ontk}nx+ | apsbxtbmbo }g =*2"+ * jbafg}tnxxg g f`}bkogjg} j`e`jrj}+ j`e}

    gfnap g tbk}ob ogjg}ego &ytnc`}hego) g j`e`jrj} `|% .3.]bf} g ogjg} egap|ag `| gk sge sb}sb g obtb|kb} | oekg}}tsepebo% Jbeek egapndd g }oboekg}+ geek jkpbddtb |kkpbmg ogjg}% Bkjkb}`kba bap fn||xge }gt} onehreo}tego nkpge}obcbkfgkjnxm|fnx obkkbeb sbxb}e`b+ fnap g obtb|kb} jt ebjjke cbkk g oekg}n}% Beebo btbmjepboe} g dgeook}|abe | gonloxg}` mhne ckk jt bapk}gke ebj obkkbeb ogjg}n} c`xb}e`% Gapgontkg} }epb` gxnedge gx} jr}g}ho+ fnap g dbcbo}b}|} obtb|

    }ob+ fg g ogjg}

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    yexsgapne }rkghmnen|no stgonx kk|yne}tg fbkpbxobmebo |yexob} ba|xbe gmm`a k`os`m kkgyn}dge }gt}ho+ gja g ogjg}noebj obxmbebo htg bjbkobme`% Gx gtgepfnx o}}} yextbem|xbt`mbhe g yexs`||xg}gt}| agxmg|a` s`||xgb||} sgap sk|an} nonxn}}%Gx gtgep jbeep`|a &gtgep}gt}gko) ontk}nxn}} snk}g j`g}} rapge`|ebj kbfb}b}} ontk}kgerk esbke` gx gtgep jbeep`|afbx ogyl|nk}cntagknjdge ks yexjbeep`|a * o|xyex | |xjkgyex *jbeep`|a}% G ygytyex k}gken|| sk|g }g g oxyne}` dgeono gf`epx yex} h yex }btbj}|sbk | cntagknjdg fnx|sgky}nkho%

    Jg }bf} g yexs`||xg}gt}| bk|xt g yexjbeep`|a

    esbobm|fbx sbxb}% G jbaesbobmb}} yexjbeep`|a s`|xne}`eckl`} btbmjepbx% Boont jba`emrk g fgtl gx `eckl` bkkbe% Gyextbem|xbt} `tep} oxyne}` dgeono boont g ogjg}kdcbkbjbk|sbk l|oobe}`o g yexobtb|kb}b}+ g esbos ogjg}o`gm|noj`g}} ybm`a bjbkobm`o gx k}gken| t|x`e}+ j`sbk g ogjg}no }btjbk|`ok}|aoe} dbykebo gx tro | |xnkak}g}|no tg`dg% G jgag|ogjg}no sak jbacnh}ho g onehreo}t}% Bkkk g agxmg|a`s`||xgb|| jreogekok`|aabk+ g dt|xesnegk l|oobe|sbk+

    l|moobk% O}*ftnj s bk}bk}sbk l|oobe gx `eckl`% Gx bkfxmagxmg|a` s`||xgb|| | g tbkagxmg|a kbyk|b gxnedge |kpn|+tbem|xbt`e} jgtgmgem otnog} nonx gx t}o}btjbktbkagxmg|adge% G jgaeoxdbe ks yexsgapne }rkghmnen|noyexs`||xg}gt}|g+ yexo`sne|g+ }bf} g oxyne}` dgeono *hbapdgeono * dbgsg}onx|g bkkbetb `| tblb||x`fnx+ mbytb||x`fnx |`|j}km ogjg}l`okr|nofnx sbxb}% ap |gtlnkho jba g

    yextbem|xbtdb dby}b}} ogjg}jblfge`xjr||gk g yexsgapne}rkghmnen|no g }t|gmgknj t}ob} bkkk}+ jreo} sax }gahg`}% Gtbkagxmg|a |xbtbyk`ebo | sgkgjbeep` mnkanxego gjreoghsbmbkjb g ogjg}no+ sgap`| g jreog ekok fxn}}}obhsbmbkjbo osb}obx}dbe kbagkdd bap fgtjgmmgk o`|bdd% J`e}jt r}gk}reo t+ bxbo g ogjg}no sgkgjbeep` tr | |xnkak}g}| tdgdbykebo% Bxbo g ok}|abkbjbo oke|be jbabjbk`o g dtkb}`mhgog}+ jbt} gxno 19*69" g hbkxkna}ob r}e c`xb}bem ogjg}% G

  • 7/30/2019 Magnpnzrendszer vagy kzpnzrendszer?

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    ogjg} }bf} g jreog ekok` hsbmbkbj kbacne}n|gdd |jg}bjg}`og`kga o`jr}g}fg} cntt|g%

    G yex+ j`e} ogjg}nx gm||a

    G eprag}` nt|xanodge g yex}+ j`e} gm|an} bapt|x} g jgjt l|goebj ontk}kge gr}nej`sgk tbembkobx oxyne}` dgeono&hbapdgeono+ ebjxb}` dgeono) fnxxo cntagknjdg+ j|t|x} gyexjbeep`|a egap t|xb g obtb|obmbkj` dgeono k}gk }btbj}b}}f`}bkyex% G jgae*yextbem|xbtdbe+ j`e} k}}ro+ ap obkb}obx`o gyex+ fnap bap dgeo okl|e} eph} bap agxmg|a` |xbtbykebo%

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  • 7/30/2019 Magnpnzrendszer vagy kzpnzrendszer?

    53/53

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