7.0 CLCULOS MAQUINARIAELECCIN DE LA MAQUINARIA

MAQUINA ADetalleAo 0Ao 1Ao 2Ao 3Ao 4Ao 5Ao 6Valor de Salvamento$ 3,000.00Costo de Mantenimiento-$ 3,000.00-$ 3,000.00-$ 3,000.00-$ 3,000.00-$ 3,000.00-$ 3,000.00Costo del Equipo-$ 40,000.00-$ 40,000.00Totales-$ 40,000.00-$ 3,000.00-$ 3,000.00-$ 3,000.00-$ 40,000.00-$ 3,000.00-$ 3,000.00Valor Presente($ 78,337.28)Tasa de interes10%

MAQUINA BDetalleAo 0Ao 1Ao 2Ao 3Ao 4Ao 5Ao 6Valor de Salvamento$ 1,700.00$ 1,700.00Costo de Mantenimiento-$ 2,800.00-$ 2,800.00-$ 2,800.00-$ 2,800.00-$ 2,800.00-$ 2,800.00Costo del Equipo-$ 17,000.00-$ 17,000.00-$ 17,000.00Totales-$ 17,000.00-$ 2,800.00-$ 2,800.00-$ 18,100.00-$ 2,800.00-$ 2,800.00-$ 18,100.00Valor Presente($ 49,326.30)Tasa de interes10%

MAQUINA CDetalleAo 0Ao 1Ao 2Ao 3Ao 4Ao 5Ao 6Valor de Salvamento$ 5,000.00$ 5,000.00$ 5,000.00Costo de Mantenimiento-$ 700.00-$ 700.00-$ 700.00-$ 700.00-$ 700.00-$ 700.00Costo del Equipo-$ 50,000.00-$ 50,000.00-$ 50,000.00-$ 50,000.00Totales-$ 50,000.00-$ 700.00-$ 45,700.00-$ 700.00-$ 45,700.00-$ 700.00-$ 45,700.00Valor Presente($ 146,375.70)Tasa de interes10%Sobre el el VPN deberiamos elegir la MAQUINA B

7.1 INVERSIN INICIAL

PLAN DE INVERSIONESACTIVOS FIJOSPARCIALVALORES%TERRENOSsuperficie a construir - edificioActivos Fijos Operativos$1,325,160.0041.78%1500reas de produccionm2costo de m2total costo edificioTerrenos$ 360,000.0011.35%2000almaces125$ 2,500.00$ 852,500.00Edificio$ 852,500.0026.88%3000000reas de produccion216vehiculos$ 65,000.002.05%300camin refrigerador$65,000.00$360,000.00reas de oficinam2costo de m2total costo edificioMaquinaria$ 17,000.000.54%reas de oficnas y sanitarios175$ 2,500.00$ 1,410,000.00Equipos de recoleccin$ 25,000.000.79%jardines189Herramientas $ 5,660.000.18%estacionamiento200Mango telescpico $800.00Dispositivo para favorecer la recoleccin$360.00Recolector manual de frutos. $150.00Activos Fijos de Administracin y Ventas$133,675.00Banco plegable de trabajo de tres escaleras. $450.00activos cantidadprecio unitariocosto totalSistema para la recoleccin de frutos. $2,500.00escritorios ejecutivos3$ 350.00$ 1,050.00Varilla telescpica extensible.$400.00archivadores2$ 100.00$ 200.00Carpa perfeccionada$1,000.00sillas ejecutivas 3$ 125.00$ 375.00Activos Fijos de Administracin y Ventas$1,471,675.0046.40%sillas de atencin al pblico0$ 50.00$ 50.00Edificio$ 1,410,000.0044.46%equipo de computacion--$ 80,000.00vehiculos$ 52,000.001.64%camioneta luv doble cabina1$ 25,000.00$ 25,000.00camioneta luv doble cabina$25,000.00gran vitar para administraccion1$ 27,000.00$ 27,000.00gran vitar para administraccion$27,000.00Equipos de Computacin$ 8,000.000.25%Activos Fijos Operativos$90,000.00Muebles y Enseres$ 1,675.000.05%activoscantidadprecio unitariocosto totalescritorios ejecutivos$1,050.00equipos de recoleccin de futas10$ 2,500.00$ 25,000.00archivadores$200.00camin refrigerador1$ 65,000.00$ 65,000.00sillas ejecutivas $375.00sillas de atencin al pblico$50.00HERRAMIENTAS DE TRABAJOcantidadcosto unitario costo totalTotal Activos Fijos$ 2,796,835.0088.19%Mango telescpico para herramientas agrcolas10$ 80.00$ 800.00ACTIVOS DIFERIDOSDispositivo para favorecer la recogida de frutos del rbol 3$ 120.00$ 360.00Gastos de constitucin$ 11,700.000.37%Recolector manual de frutos. 5$ 30.00$ 150.00gasto de escritura$7,200.00Banco plegable de trabajo de tres escaleras. 5$ 90.00$ 450.00constitucion legal$3,000.00Sistema para la recoleccin de frutos. 1$ 2,500.00$ 2,500.00permisos municipales$1,500.00Varilla telescpica extensible.4$ 100.00$ 400.00Derecho de Explotacin de Marca$ 150,000.004.73%Carpa perfeccionada aplicable en la recoleccin de frutos. 4$ 250.00$ 1,000.00Estudios preliminares$ 12,000.000.38%total costo de herramientas de trabajo$ 5,660.00Impuestos Prediales$ 5,100.000.16%impuestos prediales ao en curso$3,600.00impuestos prediales $5 por hectarea$1,500.00Total Activos Diferidos$ 178,800.005.64%Capital de Operacin$ 195,778.456.17%TOTAL DE INVERSIONES$3,171,413.45100.00%

FINANCIAMIENTOCredito de instituciones Financieras$ 1,902,848.0760%Capital Social$ 1,268,565.3840%Total de Financiamiento$3,171,413.45100%

7.2 FINANCIAMIENTOFUENTES DE FINANCIAMIENTOCONDICION DEL FINANCIAMIENTO PROPIO

FINANCIAMIENTO PROPIOCREDITO PROVEEDORESPLAN DE INVERSIONES$1,268,565.38PROVEEDOR (NOMBRE)CAPITAL (AMORTIZACION) PREOPERACIONALMONTOTOTAL FINANCIAMIENTO PROPIO$1,268,565.38 INTERES DEL CREDITOFINANCIAMIENTO DE TERCEROSPLAZOCREDITO DE PROVEEDORESPERIODO DE GRACIA TOTALCREDITO INSTITUCION FINANCIERA - BANCO DEL PACIFICO$150,000.00PERIODO DE GRACIA PARCIALCREDITO INSTITUCION FINANCIERA - CFN$1,752,848.07PERIODO DE SOLICITUD DE CREDITOPERIODO (AO/SEMESTRE) DE SOLICITUD DE CREDITOTOTAL FINANCIAMIENTO DE TERCEROS$1,902,848.07TOTAL DE FINANCIAMIENTO$3,171,413.45CREDITO DE INSTITUCION FINANCIERA (IFI'S1)INVERSIN$3,171,413.45PROVEEDOR (NOMBRE)BANCO DEL PACIFICOMONTO$150,000.00 INTERES DEL CREDITO9.5%PLAZO5 PERIODO DE GRACIA TOTAL0.0PERIODO DE GRACIA PARCIAL0.0PERIODO DE SOLICITUD DE CREDITO0.0PERIODO (AO/SEMESTRE) DE SOLICITUD DE CREDITO0.0

CREDITO DE INSTITUCION FINANCIERA (IFI'S2)PROVEEDOR (NOMBRE)CFNMONTO$1,752,848.07 INTERES DEL CREDITO8%PLAZO10 AOSPERIODO DE GRACIA TOTALPERIODO DE GRACIA PARCIALPERIODO DE SOLICITUD DE CREDITOPERIODO (AO/SEMESTRE) DE SOLICITUD DE CREDITO

7.3 AMORTIZACINAMORTIZACIN DE PRSTAMOS

INSTITUCION FINANCIERABANCO DEL PACIFICOINSTITUCION FINANCIERACFNCREDITO150,000 CREDITO1,752,848 TASA0.79% -> mensual9.5% anualTASA0.67% -> mensual8% anualPLAZO5AOSPLAZO10AOSPERIODO DE GRACIA0AOPERIODO DE GRACIA0AO# DE PERIODOS60PARA AMORTIZAR CAPITAL# DE PERIODOS120PARA AMORTIZAR CAPITALMONEDADLAR USAMONEDADLAR USAPAGO PERIODICO$3,150.28PAGO PERIODICO$21,266.88

PERIODOPAGO PERIODICOINTERESAMORTIZACIONSALDO INSOLUTOPERIODOPAGO PERIODICOINTERESAMORTIZACIONSALDO INSOLUTO00.00.00.0$150,000.0000.00.00.0$1,752,848.071$3,150.28$1,187.50$1,962.78$148,037.221$21,266.88$11,685.65$9,581.23$1,743,266.842$3,150.28$1,171.96$1,978.32$146,058.902$21,266.88$11,621.78$9,645.11$1,733,621.733$3,150.28$1,156.30$1,993.98$144,064.923$21,266.88$11,557.48$9,709.41$1,723,912.334$3,150.28$1,140.51$2,009.77$142,055.164$21,266.88$11,492.75$9,774.14$1,714,138.195$3,150.28$1,124.60$2,025.68$140,029.485$21,266.88$11,427.59$9,839.30$1,704,298.906$3,150.28$1,108.57$2,041.71$137,987.776$21,266.88$11,361.99$9,904.89$1,694,394.017$3,150.28$1,092.40$2,057.88$135,929.897$21,266.88$11,295.96$9,970.92$1,684,423.088$3,150.28$1,076.11$2,074.17$133,855.738$21,266.88$11,229.49$10,037.40$1,674,385.699$3,150.28$1,059.69$2,090.59$131,765.149$21,266.88$11,162.57$10,104.31$1,664,281.3710$3,150.28$1,043.14$2,107.14$129,658.0010$21,266.88$11,095.21$10,171.67$1,654,109.7011$3,150.28$1,026.46$2,123.82$127,534.1811$21,266.88$11,027.40$10,239.49$1,643,870.2112$3,150.28$1,009.65$2,140.63$125,393.5512$21,266.88$10,959.13$10,307.75$1,633,562.4613$3,150.28$992.70$2,157.58$123,235.9713$21,266.88$10,890.42$10,376.47$1,623,186.0014$3,150.28$975.62$2,174.66$121,061.3014$21,266.88$10,821.24$10,445.64$1,612,740.3515$3,150.28$958.40$2,191.88$118,869.4315$21,266.88$10,751.60$10,515.28$1,602,225.0716$3,150.28$941.05$2,209.23$116,660.2016$21,266.88$10,681.50$10,585.38$1,591,639.6917$3,150.28$923.56$2,226.72$114,433.4817$21,266.88$10,610.93$10,655.95$1,580,983.7318$3,150.28$905.93$2,244.35$112,189.1318$21,266.88$10,539.89$10,726.99$1,570,256.7419$3,150.28$888.16$2,262.12$109,927.0219$21,266.88$10,468.38$10,798.51$1,559,458.2420$3,150.28$870.26$2,280.02$107,646.9920$21,266.88$10,396.39$10,870.50$1,548,587.7421$3,150.28$852.21$2,298.07$105,348.9221$21,266.88$10,323.92$10,942.97$1,537,644.7722$3,150.28$834.01$2,316.27$103,032.6522$21,266.88$10,250.97$11,015.92$1,526,628.8623$3,150.28$815.68$2,334.60$100,698.0523$21,266.88$10,177.53$11,089.36$1,515,539.5024$3,150.28$797.19$2,353.09$98,344.9624$21,266.88$10,103.60$11,163.29$1,504,376.2125$3,150.28$778.56$2,371.71$95,973.2525$21,266.88$10,029.17$11,237.71$1,493,138.5026$3,150.28$759.79$2,390.49$93,582.7626$21,266.88$9,954.26$11,312.63$1,481,825.8727$3,150.28$740.86$2,409.42$91,173.3427$21,266.88$9,878.84$11,388.04$1,470,437.8328$3,150.28$721.79$2,428.49$88,744.8528$21,266.88$9,802.92$11,463.97$1,458,973.8629$3,150.28$702.56$2,447.72$86,297.1329$21,266.88$9,726.49$11,540.39$1,447,433.4730$3,150.28$683.19$2,467.09$83,830.0430$21,266.88$9,649.56$11,617.33$1,435,816.1431$3,150.28$663.65$2,486.62$81,343.4231$21,266.88$9,572.11$11,694.78$1,424,121.3732$3,150.28$643.97$2,506.31$78,837.1032$21,266.88$9,494.14$11,772.74$1,412,348.6333$3,150.28$624.13$2,526.15$76,310.9533$21,266.88$9,415.66$11,851.23$1,400,497.4034$3,150.28$604.13$2,546.15$73,764.8034$21,266.88$9,336.65$11,930.23$1,388,567.1735$3,150.28$583.97$2,566.31$71,198.4935$21,266.88$9,257.11$12,009.77$1,376,557.4036$3,150.28$563.65$2,586.62$68,611.8736$21,266.88$9,177.05$12,089.83$1,364,467.5637$3,150.28$543.18$2,607.10$66,004.7737$21,266.88$9,096.45$12,170.43$1,352,297.1338$3,150.28$522.54$2,627.74$63,377.0338$21,266.88$9,015.31$12,251.57$1,340,045.5639$3,150.28$501.73$2,648.54$60,728.4839$21,266.88$8,933.64$12,333.25$1,327,712.3140$3,150.28$480.77$2,669.51$58,058.9740$21,266.88$8,851.42$12,415.47$1,315,296.8441$3,150.28$459.63$2,690.65$55,368.3241$21,266.88$8,768.65$12,498.24$1,302,798.6042$3,150.28$438.33$2,711.95$52,656.3842$21,266.88$8,685.32$12,581.56$1,290,217.0443$3,150.28$416.86$2,733.42$49,922.9643$21,266.88$8,601.45$12,665.44$1,277,551.6144$3,150.28$395.22$2,755.06$47,167.9144$21,266.88$8,517.01$12,749.87$1,264,801.7345$3,150.28$373.41$2,776.87$44,391.0445$21,266.88$8,432.01$12,834.87$1,251,966.8646$3,150.28$351.43$2,798.85$41,592.1946$21,266.88$8,346.45$12,920.44$1,239,046.4247$3,150.28$329.27$2,821.01$38,771.1847$21,266.88$8,260.31$13,006.57$1,226,039.8548$3,150.28$306.94$2,843.34$35,927.8448$21,266.88$8,173.60$13,093.28$1,212,946.5649$3,150.28$284.43$2,865.85$33,061.9949$21,266.88$8,086.31$13,180.57$1,199,765.9950$3,150.28$261.74$2,888.54$30,173.4550$21,266.88$7,998.44$13,268.44$1,186,497.5551$3,150.28$238.87$2,911.41$27,262.0551$21,266.88$7,909.98$13,356.90$1,173,140.6552$3,150.28$215.82$2,934.45$24,327.5952$21,266.88$7,820.94$13,445.95$1,159,694.7053$3,150.28$192.59$2,957.69$21,369.9053$21,266.88$7,731.30$13,535.59$1,146,159.1154$3,150.28$169.18$2,981.10$18,388.8054$21,266.88$7,641.06$13,625.82$1,132,533.2955$3,150.28$145.58$3,004.70$15,384.1055$21,266.88$7,550.22$13,716.66$1,118,816.6356$3,150.28$121.79$3,028.49$12,355.6156$21,266.88$7,458.78$13,808.11$1,105,008.5257$3,150.28$97.82$3,052.46$9,303.1557$21,266.88$7,366.72$13,900.16$1,091,108.3658$3,150.28$73.65$3,076.63$6,226.5258$21,266.88$7,274.06$13,992.83$1,077,115.5359$3,150.28$49.29$3,100.99$3,125.5459$21,266.88$7,180.77$14,086.11$1,063,029.4260$3,150.28$24.74$3,125.54$0.0060$21,266.88$7,086.86$14,180.02$1,048,849.40$189,016.75$39,016.75$150,000.00$4,928,431.8061$21,266.88$6,992.33$14,274.55$1,034,574.8462$21,266.88$6,897.17$14,369.72$1,020,205.1363$21,266.88$6,801.37$14,465.52$1,005,739.6164$21,266.88$6,704.93$14,561.95$991,177.6665$21,266.88$6,607.85$14,659.03$976,518.6266$21,266.88$6,510.12$14,756.76$961,761.8667$21,266.88$6,411.75$14,855.14$946,906.7368$21,266.88$6,312.71$14,954.17$931,952.5569$21,266.88$6,213.02$15,053.87$916,898.6970$21,266.88$6,112.66$15,154.23$901,744.4671$21,266.88$6,011.63$15,255.25$886,489.2172$21,266.88$5,909.93$15,356.96$871,132.2573$21,266.88$5,807.55$15,459.34$855,672.9174$21,266.88$5,704.49$15,562.40$840,110.5275$21,266.88$5,600.74$15,666.15$824,444.3776$21,266.88$5,496.30$15,770.59$808,673.7877$21,266.88$5,391.16$15,875.73$792,798.0678$21,266.88$5,285.32$15,981.56$776,816.4979$21,266.88$5,178.78$16,088.11$760,728.3880$21,266.88$5,071.52$16,195.36$744,533.0281$21,266.88$4,963.55$16,303.33$728,229.6982$21,266.88$4,854.86$16,412.02$711,817.6783$21,266.88$4,745.45$16,521.43$695,296.2484$21,266.88$4,635.31$16,631.58$678,664.6685$21,266.88$4,524.43$16,742.45$661,922.2186$21,266.88$4,412.81$16,854.07$645,068.1487$21,266.88$4,300.45$16,966.43$628,101.7188$21,266.88$4,187.34$17,079.54$611,022.1789$21,266.88$4,073.48$17,193.40$593,828.7790$21,266.88$3,958.86$17,308.03$576,520.7591$21,266.88$3,843.47$17,423.41$559,097.3392$21,266.88$3,727.32$17,539.57$541,557.7693$21,266.88$3,610.39$17,656.50$523,901.2794$21,266.88$3,492.68$17,774.21$506,127.0695$21,266.88$3,374.18$17,892.70$488,234.3596$21,266.88$3,254.90$18,011.99$470,222.3797$21,266.88$3,134.82$18,132.07$452,090.3098$21,266.88$3,013.94$18,252.95$433,837.3599$21,266.88$2,892.25$18,374.63$415,462.71100$21,266.88$2,769.75$18,497.13$396,965.58101$21,266.88$2,646.44$18,620.45$378,345.13102$21,266.88$2,522.30$18,744.58$359,600.55103$21,266.88$2,397.34$18,869.55$340,731.00104$21,266.88$2,271.54$18,995.34$321,735.66105$21,266.88$2,144.90$19,121.98$302,613.68106$21,266.88$2,017.42$19,249.46$283,364.22107$21,266.88$1,889.09$19,377.79$263,986.43108$21,266.88$1,759.91$19,506.97$244,479.46109$21,266.88$1,629.86$19,637.02$224,842.44110$21,266.88$1,498.95$19,767.93$205,074.50111$21,266.88$1,367.16$19,899.72$185,174.78112$21,266.88$1,234.50$20,032.39$165,142.40113$21,266.88$1,100.95$20,165.93$144,976.46114$21,266.88$966.51$20,300.37$124,676.09115$21,266.88$831.17$20,435.71$104,240.38116$21,266.88$694.94$20,571.95$83,668.43117$21,266.88$557.79$20,709.09$62,959.33118$21,266.88$419.73$20,847.16$42,112.18119$21,266.88$280.75$20,986.14$21,126.04120$21,266.88$140.84$21,126.04$0.00