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No Nama Kredit Jumlah Kredit Potongan Netto Tenor
1 KOPERKASA 100,000,000 1,250,000 98,750,000 36
2 MULTIGUNA MANDIRI 100,000,000 ? (nggak pinjam)
3 Citibank personal loan 28,000,000 36
4 Standard Chartered 20,000,000 48
5 SIMAS 51,958,000 36
6 BNI KPR Renovasi 120,000,000 118,922,997 180
7 BNI Multiguna 100,000,000 120 Nggak disetujui
8 Sebrakan KOPERKASA 10,000,000 12 10,000,000 36 28,000,000 hanya contoh 36
9 BRI 30,000,000 2,000,000.00 28,000,000.00 60 28,000,000 36
10 Power cash Mandiri 12,000,000 12 28,000,000 36 5,000,000 12
URUTAN TERMAHAL sd TERMURAH
1 Gesek CC2 Sebrak Koperkasa3 Stanchart4 Citibank Personal loan5 BRI6 Powercash Mandiri7 Koperkasa _ Syariah8 Mandiri Multiguna9 BNI Multiguna
10 BNI KPR Renovasi11 SIMAS
Interest rate Cicilan per bulan Flat/anuitas Tenor Cicilan per bulan
9.85 3,597,778 flat 120 1,654,167
12.90 anuitas 120 1,487,215
16.90 1,172,918 flat SETARA 29% ANUITAS !!!!
19.05 734,616 flat
0.30 1,443,000 flat
9.00 1,212,630 anuitas
11.90 1,428,000 anuitas 120 -
24.00 1,033,333 flat 24.00 477,778 flat 24.00 1,337,778 flat
15.50 896,000 flat 15.50 1,139,444 flat
12.00 1,120,000 flat 12.00 1,057,778 flat 12.00 466,667 flat
No Nama Kredit Jumlah Kredit Potongan Netto Tenor
1 KOPERKASA 100,000,000 1,250,000 98,750,000 36
2 MANDIRI 100,000,000 ?
3 Citibank personal loan 28,000,000 36
4 Standard Chartered 20,000,000 48
5 SIMAS 51,958,000 36
6 BNI KPR Renovasi 120,000,000 118,922,997.00
8
Interest rate Cicilan per bulan Flat/anuitas Tenor Cicilan per bulan
17.65 3,597,778 anuitas 120
12.90 anuitas 120 1,487,215
29.00 1,172,918 anuitas
31.25 734,616 anuitas
1,443,000 anuitas
Daftar Angsuran Kredit Pemilikan Rumah Sistem AnnuitasBesar Pinjaman Per Kelipatan : 100,000,000 (Jumlah dapat diganti sesuai kebutuhan)
Suku Bunga/Rate per tahun : 12.00% (% dapat diganti sesuai kebutuhan)
Jk waktu (bulan) : 36 (Jumlah bulan dapat diganti sesuai kebutuhan)
Besar angsuran/bulan : 3,321,431 (BESAR ANGSURAN MUNCUL SECARA OTOMATIS RUMUS)
*) Angka-angka setelah jangka waktu yang dipilih agar diabaikan, misalnya jangka waktu dipilih 180 bulan (15 tahun) maka angka-angka pada bulan ke-181 dan seterusnya agar diabaikan
maka angka-angka pada bulan ke-181 dan seterusnya agar diabaikan
Bulan*) Angsuran Pokok Angsuran Bunga Total Angsuran Saldo Pinjaman
0 100,000,000
1 2,321,431 1,000,000 3,321,431 97,678,569
2 2,344,645 976,786 3,321,431 95,333,924
3 2,368,092 953,339 3,321,431 92,965,832
4 2,391,773 929,658 3,321,431 90,574,059
5 2,415,690 905,741 3,321,431 88,158,369
6 2,439,847 881,584 3,321,431 85,718,522
7 2,464,246 857,185 3,321,431 83,254,276
8 2,488,888 832,543 3,321,431 80,765,388
9 2,513,777 807,654 3,321,431 78,251,611
10 2,538,915 782,516 3,321,431 75,712,696
11 2,564,304 757,127 3,321,431 73,148,392
12 2,589,947 731,484 3,321,431 70,558,445
13 2,615,847 705,584 3,321,431 67,942,598
14 2,642,005 679,426 3,321,431 65,300,593
15 2,668,425 653,006 3,321,431 62,632,168
16 2,695,109 626,322 3,321,431 59,937,059
17 2,722,060 599,371 3,321,431 57,214,998
18 2,749,281 572,150 3,321,431 54,465,717
19 2,776,774 544,657 3,321,431 51,688,943
20 2,804,542 516,889 3,321,431 48,884,402
21 2,832,587 488,844 3,321,431 46,051,815
22 2,860,913 460,518 3,321,431 43,190,902
23 2,889,522 431,909 3,321,431 40,301,380
24 2,918,417 403,014 3,321,431 37,382,963
25 2,947,601 373,830 3,321,431 34,435,362
Tabel B.
Daftar Angsuran Kredit Pemilikan Rumah Sistem FlatBesar Pinjaman Per Kelipatan : 100,000,000 (Jumlah dapat diganti sesuai kebutuhan)
Suku Bunga/Rate per tahun : 6.00% (% dapat diganti sesuai kebutuhan)
Jk waktu (bulan) : 36 (Jumlah bulan dapat diganti sesuai kebutuhan)
Besar angsuran/bulan : 3,277,778 (BESAR ANGSURAN MUNCUL SECARA OTOMATIS RUMUS)
*) Angka-angka setelah jangka waktu yang dipilih agar diabaikan, misalnya jangka waktu dipilih 180 bulan (15 tahun) maka angka-angka pada bulan ke-181 dan seterusnya agar diabaikan
Bulan Angsuran Pokok Angsuran Bunga Total Angsuran Saldo Pinjaman
0 100,000,000
1 2,777,778 500,000 3,277,778 97,222,222
2 2,777,778 500,000 3,277,778 94,444,444
3 2,777,778 500,000 3,277,778 91,666,667
4 2,777,778 500,000 3,277,778 88,888,889
5 2,777,778 500,000 3,277,778 86,111,111
6 2,777,778 500,000 3,277,778 83,333,333
7 2,777,778 500,000 3,277,778 80,555,556
8 2,777,778 500,000 3,277,778 77,777,778
9 2,777,778 500,000 3,277,778 75,000,000
10 2,777,778 500,000 3,277,778 72,222,222
11 2,777,778 500,000 3,277,778 69,444,444
12 2,777,778 500,000 3,277,778 66,666,667
13 2,777,778 500,000 3,277,778 63,888,889
14 2,777,778 500,000 3,277,778 61,111,111
15 2,777,778 500,000 3,277,778 58,333,333
16 2,777,778 500,000 3,277,778 55,555,556 66017 2,777,778 500,000 3,277,778 52,777,778
18 2,777,778 500,000 3,277,778 50,000,000
19 2,777,778 500,000 3,277,778 47,222,222
20 2,777,778 500,000 3,277,778 44,444,444
21 2,777,778 500,000 3,277,778 41,666,667
22 2,777,778 500,000 3,277,778 38,888,889
23 2,777,778 500,000 3,277,778 36,111,111
24 2,777,778 500,000 3,277,778 33,333,333
25 2,777,778 500,000 3,277,778 30,555,556
26 2,777,778 500,000 3,277,778 27,777,778
27 2,777,778 500,000 3,277,778 25,000,000
28 2,777,778 500,000 3,277,778 22,222,222
29 2,777,778 500,000 3,277,778 19,444,444
30 2,777,778 500,000 3,277,778 16,666,667
31 2,777,778 500,000 3,277,778 13,888,889
32 2,777,778 500,000 3,277,778 11,111,111
33 2,777,778 500,000 3,277,778 8,333,333
34 2,777,778 500,000 3,277,778 5,555,556
35 2,777,778 500,000 3,277,778 2,777,778
36 2,777,778 500,000 3,277,778 0
37 2,777,778 500,000 3,277,778 (2,777,778)
38 2,777,778 500,000 3,277,778 (5,555,556)
39 2,777,778 500,000 3,277,778 (8,333,333)
40 2,777,778 500,000 3,277,778 (11,111,111)
41 2,777,778 500,000 3,277,778 (13,888,889)
42 2,777,778 500,000 3,277,778 (16,666,667)
43 2,777,778 500,000 3,277,778 (19,444,444)
44 2,777,778 500,000 3,277,778 (22,222,222)
45 2,777,778 500,000 3,277,778 (25,000,000)
46 2,777,778 500,000 3,277,778 (27,777,778)
47 2,777,778 500,000 3,277,778 (30,555,556)
48 2,777,778 500,000 3,277,778 (33,333,333)
49 2,777,778 500,000 3,277,778 (36,111,111)
50 2,777,778 500,000 3,277,778 (38,888,889)
51 2,777,778 500,000 3,277,778 (41,666,667)
52 2,777,778 500,000 3,277,778 (44,444,444)
53 2,777,778 500,000 3,277,778 (47,222,222)
54 2,777,778 500,000 3,277,778 (50,000,000)
55 2,777,778 500,000 3,277,778 (52,777,778)
56 2,777,778 500,000 3,277,778 (55,555,556)
57 2,777,778 500,000 3,277,778 (58,333,333)
58 2,777,778 500,000 3,277,778 (61,111,111)
59 2,777,778 500,000 3,277,778 (63,888,889)
60 2,777,778 500,000 3,277,778 (66,666,667)
61 2,777,778 500,000 3,277,778 (69,444,444)
62 2,777,778 500,000 3,277,778 (72,222,222)
63 2,777,778 500,000 3,277,778 (75,000,000)
64 2,777,778 500,000 3,277,778 (77,777,778)
65 2,777,778 500,000 3,277,778 (80,555,556)
66 2,777,778 500,000 3,277,778 (83,333,333)
67 2,777,778 500,000 3,277,778 (86,111,111)
68 2,777,778 500,000 3,277,778 (88,888,889)
69 2,777,778 500,000 3,277,778 (91,666,667)
70 2,777,778 500,000 3,277,778 (94,444,444)
71 2,777,778 500,000 3,277,778 (97,222,222)
72 2,777,778 500,000 3,277,778 (100,000,000)
73 2,777,778 500,000 3,277,778 (102,777,778)
74 2,777,778 500,000 3,277,778 (105,555,556)
75 2,777,778 500,000 3,277,778 (108,333,333)
76 2,777,778 500,000 3,277,778 (111,111,111)
77 2,777,778 500,000 3,277,778 (113,888,889)
78 2,777,778 500,000 3,277,778 (116,666,667)
79 2,777,778 500,000 3,277,778 (119,444,444)
80 2,777,778 500,000 3,277,778 (122,222,222)
81 2,777,778 500,000 3,277,778 (125,000,000)
82 2,777,778 500,000 3,277,778 (127,777,778)
83 2,777,778 500,000 3,277,778 (130,555,556)
84 2,777,778 500,000 3,277,778 (133,333,333)
85 2,777,778 500,000 3,277,778 (136,111,111)
86 2,777,778 500,000 3,277,778 (138,888,889)
87 2,777,778 500,000 3,277,778 (141,666,667)
88 2,777,778 500,000 3,277,778 (144,444,444)
89 2,777,778 500,000 3,277,778 (147,222,222)
90 2,777,778 500,000 3,277,778 (150,000,000)
91 2,777,778 500,000 3,277,778 (152,777,778)
92 2,777,778 500,000 3,277,778 (155,555,556)
93 2,777,778 500,000 3,277,778 (158,333,333)
94 2,777,778 500,000 3,277,778 (161,111,111)
95 2,777,778 500,000 3,277,778 (163,888,889)
96 2,777,778 500,000 3,277,778 (166,666,667)
97 2,777,778 500,000 3,277,778 (169,444,444)
98 2,777,778 500,000 3,277,778 (172,222,222)
99 2,777,778 500,000 3,277,778 (175,000,000)
100 2,777,778 500,000 3,277,778 (177,777,778)
101 2,777,778 500,000 3,277,778 (180,555,556)
102 2,777,778 500,000 3,277,778 (183,333,333)
103 2,777,778 500,000 3,277,778 (186,111,111)
104 2,777,778 500,000 3,277,778 (188,888,889)
105 2,777,778 500,000 3,277,778 (191,666,667)
106 2,777,778 500,000 3,277,778 (194,444,444)
107 2,777,778 500,000 3,277,778 (197,222,222)
108 2,777,778 500,000 3,277,778 (200,000,000)
109 2,777,778 500,000 3,277,778 (202,777,778)
110 2,777,778 500,000 3,277,778 (205,555,556)
111 2,777,778 500,000 3,277,778 (208,333,333)
112 2,777,778 500,000 3,277,778 (211,111,111)
113 2,777,778 500,000 3,277,778 (213,888,889)
114 2,777,778 500,000 3,277,778 (216,666,667)
115 2,777,778 500,000 3,277,778 (219,444,444)
116 2,777,778 500,000 3,277,778 (222,222,222)
117 2,777,778 500,000 3,277,778 (225,000,000)
118 2,777,778 500,000 3,277,778 (227,777,778)
119 2,777,778 500,000 3,277,778 (230,555,556)
120 2,777,778 500,000 3,277,778 (233,333,333)
121 2,777,778 500,000 3,277,778 (236,111,111)
122 2,777,778 500,000 3,277,778 (238,888,889)
123 2,777,778 500,000 3,277,778 (241,666,667)
124 2,777,778 500,000 3,277,778 (244,444,444)
125 2,777,778 500,000 3,277,778 (247,222,222)
126 2,777,778 500,000 3,277,778 (250,000,000)
127 2,777,778 500,000 3,277,778 (252,777,778)
128 2,777,778 500,000 3,277,778 (255,555,556)
129 2,777,778 500,000 3,277,778 (258,333,333)
130 2,777,778 500,000 3,277,778 (261,111,111)
131 2,777,778 500,000 3,277,778 (263,888,889)
132 2,777,778 500,000 3,277,778 (266,666,667)
133 2,777,778 500,000 3,277,778 (269,444,444)
134 2,777,778 500,000 3,277,778 (272,222,222)
135 2,777,778 500,000 3,277,778 (275,000,000)
136 2,777,778 500,000 3,277,778 (277,777,778)
137 2,777,778 500,000 3,277,778 (280,555,556)
138 2,777,778 500,000 3,277,778 (283,333,333)
139 2,777,778 500,000 3,277,778 (286,111,111)
140 2,777,778 500,000 3,277,778 (288,888,889)
141 2,777,778 500,000 3,277,778 (291,666,667)
142 2,777,778 500,000 3,277,778 (294,444,444)
143 2,777,778 500,000 3,277,778 (297,222,222)
144 2,777,778 500,000 3,277,778 (300,000,000)
145 2,777,778 500,000 3,277,778 (302,777,778)
146 2,777,778 500,000 3,277,778 (305,555,556)
147 2,777,778 500,000 3,277,778 (308,333,333)
148 2,777,778 500,000 3,277,778 (311,111,111)
149 2,777,778 500,000 3,277,778 (313,888,889)
150 2,777,778 500,000 3,277,778 (316,666,667)
151 2,777,778 500,000 3,277,778 (319,444,444)
152 2,777,778 500,000 3,277,778 (322,222,222)
153 2,777,778 500,000 3,277,778 (325,000,000)
154 2,777,778 500,000 3,277,778 (327,777,778)
155 2,777,778 500,000 3,277,778 (330,555,556)
156 2,777,778 500,000 3,277,778 (333,333,333)
157 2,777,778 500,000 3,277,778 (336,111,111)
158 2,777,778 500,000 3,277,778 (338,888,889)
159 2,777,778 500,000 3,277,778 (341,666,667)
160 2,777,778 500,000 3,277,778 (344,444,444)
161 2,777,778 500,000 3,277,778 (347,222,222)
162 2,777,778 500,000 3,277,778 (350,000,000)
163 2,777,778 500,000 3,277,778 (352,777,778)
164 2,777,778 500,000 3,277,778 (355,555,556)
165 2,777,778 500,000 3,277,778 (358,333,333)
166 2,777,778 500,000 3,277,778 (361,111,111)
167 2,777,778 500,000 3,277,778 (363,888,889)
168 2,777,778 500,000 3,277,778 (366,666,667)
169 2,777,778 500,000 3,277,778 (369,444,444)
170 2,777,778 500,000 3,277,778 (372,222,222)
171 2,777,778 500,000 3,277,778 (375,000,000)
172 2,777,778 500,000 3,277,778 (377,777,778)
173 2,777,778 500,000 3,277,778 (380,555,556)
174 2,777,778 500,000 3,277,778 (383,333,333)
175 2,777,778 500,000 3,277,778 (386,111,111)
176 2,777,778 500,000 3,277,778 (388,888,889)
177 2,777,778 500,000 3,277,778 (391,666,667)
178 2,777,778 500,000 3,277,778 (394,444,444)
179 2,777,778 500,000 3,277,778 (397,222,222)
180 2,777,778 500,000 3,277,778 (400,000,000)
181 2,777,778 500,000 3,277,778 (402,777,778)
182 2,777,778 500,000 3,277,778 (405,555,556)
183 2,777,778 500,000 3,277,778 (408,333,333)
184 2,777,778 500,000 3,277,778 (411,111,111)
185 2,777,778 500,000 3,277,778 (413,888,889)
186 2,777,778 500,000 3,277,778 (416,666,667)
187 2,777,778 500,000 3,277,778 (419,444,444)
188 2,777,778 500,000 3,277,778 (422,222,222)
189 2,777,778 500,000 3,277,778 (425,000,000)
190 2,777,778 500,000 3,277,778 (427,777,778)
191 2,777,778 500,000 3,277,778 (430,555,556)
192 2,777,778 500,000 3,277,778 (433,333,333)
193 2,777,778 500,000 3,277,778 (436,111,111)
194 2,777,778 500,000 3,277,778 (438,888,889)
195 2,777,778 500,000 3,277,778 (441,666,667)
196 2,777,778 500,000 3,277,778 (444,444,444)
197 2,777,778 500,000 3,277,778 (447,222,222)
198 2,777,778 500,000 3,277,778 (450,000,000)
199 2,777,778 500,000 3,277,778 (452,777,778)
200 2,777,778 500,000 3,277,778 (455,555,556)
201 2,777,778 500,000 3,277,778 (458,333,333)
202 2,777,778 500,000 3,277,778 (461,111,111)
203 2,777,778 500,000 3,277,778 (463,888,889)
204 2,777,778 500,000 3,277,778 (466,666,667)
205 2,777,778 500,000 3,277,778 (469,444,444)
206 2,777,778 500,000 3,277,778 (472,222,222)
207 2,777,778 500,000 3,277,778 (475,000,000)
208 2,777,778 500,000 3,277,778 (477,777,778)
209 2,777,778 500,000 3,277,778 (480,555,556)
210 2,777,778 500,000 3,277,778 (483,333,333)
211 2,777,778 500,000 3,277,778 (486,111,111)
212 2,777,778 500,000 3,277,778 (488,888,889)
213 2,777,778 500,000 3,277,778 (491,666,667)
214 2,777,778 500,000 3,277,778 (494,444,444)
215 2,777,778 500,000 3,277,778 (497,222,222)
216 2,777,778 500,000 3,277,778 (500,000,000)
217 2,777,778 500,000 3,277,778 (502,777,778)
218 2,777,778 500,000 3,277,778 (505,555,556)
219 2,777,778 500,000 3,277,778 (508,333,333)
220 2,777,778 500,000 3,277,778 (511,111,111)
221 2,777,778 500,000 3,277,778 (513,888,889)
222 2,777,778 500,000 3,277,778 (516,666,667)
223 2,777,778 500,000 3,277,778 (519,444,444)
224 2,777,778 500,000 3,277,778 (522,222,222)
225 2,777,778 500,000 3,277,778 (525,000,000)
226 2,777,778 500,000 3,277,778 (527,777,778)
227 2,777,778 500,000 3,277,778 (530,555,556)
228 2,777,778 500,000 3,277,778 (533,333,333)
229 2,777,778 500,000 3,277,778 (536,111,111)
230 2,777,778 500,000 3,277,778 (538,888,889)
231 2,777,778 500,000 3,277,778 (541,666,667)
232 2,777,778 500,000 3,277,778 (544,444,444)
233 2,777,778 500,000 3,277,778 (547,222,222)
234 2,777,778 500,000 3,277,778 (550,000,000)
235 2,777,778 500,000 3,277,778 (552,777,778)
236 2,777,778 500,000 3,277,778 (555,555,556)
237 2,777,778 500,000 3,277,778 (558,333,333)
238 2,777,778 500,000 3,277,778 (561,111,111)
239 2,777,778 500,000 3,277,778 (563,888,889)
240 2,777,778 500,000 3,277,778 (566,666,667)
Jumlah 666,666,667 120,000,000 786,666,667
196724368300
46
(BESAR ANGSURAN MUNCUL SECARA OTOMATIS RUMUS)
*) Angka-angka setelah jangka waktu yang dipilih agar diabaikan, misalnya jangka waktu dipilih 180 bulan (15 tahun) maka angka-angka pada bulan ke-181 dan seterusnya agar diabaikan
50 juta 9.75% 1795 31
11.5% 1868 73 5348333
130 juta 9.75% 4667 wulan11.5% 4856 189
6
SISA POKOK 238,888,889
90
1 UTANG BARU MEI 2010 100,000,000
2 Terima Bersih 97,500,000
3 Cicilan Per bulan (36 kali) 3,736,111 rate bunga 11,5%
4 KEWAJIBAN Ke koperasi 20,000,000 3,000,000 1,600,000
Hutang (1) 16,156,251 Cicilan January sd Sept'10 (9 x)Hutang (2) 16,156,251 Cicilan January sd Sept'10 (9 x)
Hutang BARU (3) 22,416,666 Cicilan June sd Nop'10 (6 x)
79,329,168 79,500,000
CASH BACK 18,170,832
20,000,000 3,000,000 1,600,000
simpan sebagai tabungan) 28,239,497 Lunasi hutang tertua (1)simpan sebagai tabungan) 5,385,417 cicilan hutang (2) selama 3 bulan Juni -Juli-Aguatus
simpan sebagai tabungan 22,416,666 Cicilan June sd Agustus (3 x) simpan sebagai tabungan
80,641,580
16,858,420
cicilan hutang (2) selama 3 bulan Juni -Juli-Aguatus
simpan sebagai tabungan
400,000,000 pemda 0.15 60,000,000
0.15 60,000,000 0.25 100,000,000 0.30 120,000,000 0.15 60,000,000
Nilai Take Over BRI 650,000,000 Bu Alis 500,000 Nilai Take Over BRI 750,000,000 Bu Alis
Cicilan /bln, slm 10 thn Cicilan 7X 59,500,460 Cicilan /bln, slm 10 thn Cicilan 7X
9,75% slm 2thn 8,500,066 9,75% slm 2thn 9,807,768
11% selama 3thn 8,815,135 Sisa utk usaha 227,734,390 11% selama 3thn 10,171,310 Sisa utk usaha
Biaya2 22,750,000 Biaya2 26,250,000
Provisi 1% Pengeluaran Usaha Provisi 1% Pengeluaran Usaha
Adm Bayar KAP 6,500,000 Adm Bayar KAP
Appraisal SIUP Cabang 2,000,000 Appraisal SIUP Cabang
Operasional 2bln 60,000,000 Operasional 2bln
Nilai Take Over 339,515,150 Ttd Kuota Bali 1,500,000 Nilai Take Over 339,515,150 Ttd Kuota Bali
Saham Dendi 125,000,000 Saham Dendi
Jumlah Diterima 287,734,850 Cicilan Koperkasa 7X 35,000,000 Jumlah Diterima 384,234,850 Cicilan Koperkasa 7X
230,000,000
Sisa Saldo (2,265,610) Sisa Saldo
Nilai Take Over BRI 600,000,000 Bu Alis 500,000
Cicilan /bln, slm 10 thn Cicilan 7X 54,923,502
9,75% slm 2thn 7,846,215 BRI - ne Mbak Sil 88,000,000
11% selama 3thn 8,137,048 Sisa utk usaha 184,061,348 Sertifikat Tanah Alan ats nama Mb Sil ditahan Irene selama 5 thn
Tiap bulan Mb Sil bayar cicilan 2,126,667
Biaya2 21,000,000 lbh ringan dr bunga bank
Provisi 1% Pengeluaran Usaha
Adm Bayar KAP 6,500,000
Appraisal SIUP Cabang 2,000,000 Hutang di Mandiri
Operasional 2bln 60,000,000 112,800,000
Nilai Take Over 339,515,150 Ttd Kuota Bali 1,500,000 10,484,850 pokok
Saham Dendi 125,000,000 102,315,150 bunga bank
Jumlah Diterima 239,484,850 Cicilan Koperkasa 7X 35,000,000
230,000,000
Sisa Saldo (45,938,652)
500,000
68,654,377
315,080,473
6,500,000
2,000,000
60,000,000
1,500,000
125,000,000
35,000,000
230,000,000
85,080,473
Sertifikat Tanah Alan ats nama Mb Sil ditahan Irene selama 5 thn
bunga 9% /thn
lbh ringan dr bunga bank
BELI KAPLING + BANGUN via BTN
Harga Kapling Topup Cashback
Kapling 200 m2 125,000,000 200,000,000 51,220,000
KPR BTN 10,75% 3,111,752
cicilan /bln slm 15 thn 2,445,085
Disewakan /bln 666,667
Diamankan slm 12 bln 18,670,510
14,670,510
Sisa utk usaha 17,878,981
Beli TANAH via Niaga
Harga Kapling Topup Cashback
Kapling 200 m2 125,000,000 200,000,000 65,000,000
KPR Niaga 14,5% 4,705,656
cicilan /bln slm 5 thn
Diamankan slm 12 bln 56,467,875
Sisa utk usaha 8,532,125
Bangunan Real RAB Bangunan Total Pinjaman BTN biaya - biaya
87,500,000 147,000,000 277,600,000 13,880,000
biaya - biaya
10,000,000
Debit Kredit Saldo KPR Adjar 800,000,000
Kebutuhan2 KPR Mandiri 325,000,000 475,000,000 Koperasi 50,000,000 425,000,000 Cicilan 6X 102,000,000 323,000,000 Sewa Lahan 5Are 100,000,000 223,000,000 Dendi 125,000,000 98,000,000
