29
Slovenské Slovenské zdravotníctvo zdravotníctvo a jeho a jeho REFORMA REFORMA

Slovenské zdravotníctvo a jeho REFORMA

Embed Size (px)

DESCRIPTION

Slovenské zdravotníctvo a jeho REFORMA. REFORMA. Racionálny rozvoj systému Je to predsa proces ktorý nikdy nezačína a nikdy nekončí!. Motto:. O chybách treba hovoriť! - PowerPoint PPT Presentation

Citation preview

  • Slovensk zdravotnctvoa jehoREFORMA

  • REFORMA

    Racionlny rozvoj systmu

    Je to predsa proces ktor nikdy nezana a nikdy nekon!

  • Motto:Ochybch treba hovori! Nie preto aby sa hadal vinnk, nie preto aby sa vinnk trestal... Kad chyba je zdrojom poznatkov apouen m viac sa ochybch hovor, tm viac je pouench.Sergej Uglov

  • REFORMN ZKONY576/2004 Z. z. o zdravotnej starostlivosti, slubch svisiacich s poskytovanm zdravotnej starostlivosti a o zmene a doplnen niektorch zkonov 577/2004 Z. z. o rozsahu zdravotnej starostlivosti uhrdzanej na zklade verejnho zdravotnho poistenia a o hradch za sluby svisiace s poskytovanm zdravotnej starostlivosti 578/2004 Z. z. o poskytovateoch zdravotnej starostlivosti, zdravotnckych pracovnkoch, stavovskch organizcich v zdravotnctve a o zmene a doplnen niektorch zkonov

  • REFORMN ZKONY579/2004 Z. z. o zchrannej zdravotnej slube a o zmene a doplnen niektorch zkonov 580/2004 Z. z. o zdravotnom poisten a o zmene a doplnen zkona . 95/2002 Z. z. o poisovnctve a o zmene a doplnen niektorch zkonov 581/2004 Z. z. o zdravotnch poisovniach, dohade nad zdravotnou starostlivosou a o zmene a doplnen niektorch zkonov

  • REFORMA ZDRAVOTNCTVAA REFORMN ZKONY Strategick zmery reformy zdravotnctva: odpoji zdravotnctvo od ttneho rozpotu zi rozsah zdravotnej starostlivosti odpolitizova zdravotnctvo

  • REFORMA ZDRAVOTNCTVAA REFORMN ZKONYLegislatva prijat v oktbri 2004, bola doteraz 6x rozsiahle novelizovanDnes je jasn, e to bol len experiment. (na objednvku Svetovej banky)Obavy a vhrady odbornej verejnosti sa naplnili!

  • Zkon o poskytovateoch ...Redukcia stavovskch organizciNepovinn lenstvo v komorePrenos kompetenci ttnej sprvy vedenie registra vydvanie licenci disciplinrna prvomoc len voi lenom komory

  • Zkon o poskytovateoch...Stomatolgovia boli zaraden zo zkona medzi pecialistovOrganizcia, evidencia a kontrola sstavnho vzdelvania pre vetkch zubnch lekrov, aj nelenovSystm manarstva kvality povinnos zo zkona od 1. 4. 2007

  • DOPADY tzv. REFORMY ZDRAVOTNCTVA Dopady na obanaFinann za obanov vzdravotnej starostlivosti (spoluas) je vyia (v mld. Sk)r.2001 r. 2002 r. 2003 r. 2004 r. 20056,3 7,0 10,5 16,0 18,4Zhorila sa dostupnosZhorila sa kvalitaZhorili sa podmienky

  • Graf3

    111

    1.13270777481.03164556961.3170731707

    1.18766756031.06962025321.4390243902

    1.29624664881.17299578061.5365853659

    1.4276139411.28270042191.7073170732

    1.55495978551.3354430382.5609756098

    1.73324396781.41350210973.9024390244

    1.91689008041.55063291144.4658536585

    2.05227882041.65189873424.8756097561

    2.20911528151.75527426165.512195122

    2.36997319031.84599156126.343902439

    Trend rastu HDP

    Trend rastu vdavkov obyva.

    Trend rastu verejnch zdrojov

    Pred nstupom ministra Zajaca

    Po nstupeministra Zajaca

    Rast HDP

    Rast verejnch zdrojov na ZS

    Rast vdavkov obyvatestva

    % rastu voi r. 1998(r.1998 = 100%)

    Vvojov trendy

    graf

    graf

    111

    1.13270777481.03164556961.3170731707

    1.18766756031.06962025321.4390243902

    1.29624664881.17299578061.5365853659

    1.4276139411.28270042191.7073170732

    1.55495978551.3354430382.5609756098

    1.73324396781.41350210973.9024390244

    1.91689008041.55063291144.4658536585

    2.05227882041.65189873424.8756097561

    2.20911528151.75527426165.512195122

    2.36997319031.84599156126.343902439

    Trend rastu HDP

    Trend rastu vdavkov obyva.

    Trend rastu verejnch zdrojov

    Pred nstupom ministra Zajaca

    Po nstupeministra Zajaca

    Rast HDP

    Rast verejnch zdrojov na ZS

    Rast vdavkov obyvatestva

    % rastu voi r. 1998(r.1998 = 100%)

    Vvojov trendy

    udaje

    7466.35

    8455.79

    8865.72

    9675.75

    10655.71

    11605.46

    12935.41

    14305.14

    15315.11

    16485.05

    17684.95

    HDP vmld. Sk

    Verejn zdroje ako % z HDP

    HDP (mld Sk)

    podiel VV na HDP

    Trendy vvoja

    List3

    19981999200020012002200320042005200620072008

    HDP vmld. Sk7468458869671065116012931430153116481768

    Verejn zdroje zdravotnctva v mld. Sk47.4048.9050.7055.6060.8063.3067.0073.5078.3083.2087.50

    Platby obyvatestva v mld.Sk4.105.405.906.307.0010.5016.0018.3119.9922.6026.01

    Rast HDP1.001.131.191.301.431.551.731.922.052.212.37

    Rast verejnch zdrojov na ZS1.001.031.071.171.281.341.411.551.651.761.85

    Rast vdavkov obyvatestva1.001.321.441.541.712.563.904.474.885.516.34

    Verejn zdroje ako % z HDP6.355.795.725.755.715.465.415.145.115.054.95

    Verejn zdroje a platby obyv. spolu ako % z HDP6.906.436.396.406.376.366.426.426.426.426.42

    Zdroj: MF SR, MZ SRVysvetlivky: p - predpoklad SLK

  • + 5,9 mld. Sk

  • Celkom verejn zdroje na zdravot. starostlivosa vdavky na 1 obana/rok v SR a v R

    r. 2003 r. 2004 R SR R SR Poet obyvateov 10,2 5,4 10,2 5,4 Celkom za rok 172 mld K 63 mld Sk 187 mld K 70 mld Sk

    Na obana/rok 548 292 607 331

    Zdroj: MF R, MF SR

  • Graf1

    0

    0

    4.1

    5.4

    5.9

    6.3

    7

    10.5

    16

    18.31

    Platby obyvatestva v mld.Sk

    Hrok1

    163.6363636364

    Rok1996199719981999200020012002200320042005200620072008

    Platby obyvatestva v mld.Sk004.15.45.96.3710.51618.312022.626

    Hrok1

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    Platby obyvatestva v mld.Sk

    Hrok2

    Hrok2

    0

    0

    4.1

    5.4

    5.9

    6.3

    7

    10.5

    16

    18.31

    Platby obyvatestva v mld.Sk

    Hrok3

    ZADLOVANIE SYSTEMU

    MBD0028BB3A.xls

    Graf1

    -7.745

    -7.948

    -7.985

    -4.346

    -6.877

    -6.505

    -7.665

    -6.09

    -4.621

    -2.864

    vytvoren dlh v prslunom roku (mld.Sk)

    Hrok1

    2,993,085ZZ t

    2,472,860ZZ ost

    6,155,590

    910,377

    643,209

    4,600,000

    6,153,586ZP

    1996199719981999200020012002200320042005

    vytvoren dlh v prslunom roku (mld.Sk)-7.75-7.95-7.99-4.35-6.88-6.51-7.67-6.09-4.62-2.86

    Hrok1

    0

    0

    0

    0

    0

    0

    0

    0

    vytvoren dlh v prslunom roku (mld.Sk)

    Hrok2

    Hrok3

    MBD001B6716.xls

    Graf2

    -7.745

    -7.948

    -7.985

    -4.346

    -6.877

    -6.505

    -7.665

    Rozdiel zdrojov a nkladov v b.c.

    Rozdiel zdrojov a nkladov v b.c. {mld.Sk}

    List1

    Ukazovate19951996199719981999200020012002

    Priemern vdavky ZP na poistenca/mesiac507.15641.45701.97758.12768.06782.6845.98866.12

    Priemern vdavky ZP na 1 EAP/mesiac450.05569.49622.93672.76677.21694.48750.73772.22

    Priemern vdavky ZP na1 poistenca t-tu/mesiac580.48734.53803.47867.73871.89895.75968.3987.34

    Platba ttu za poistenca/mesiac181269269270283283336385

    Rozdiel platby ttu za ENP k vdavkom ZP/1 poist.-326.15-372.45-432.97-488.12-485.06-499.6-509.98-481.12

    List1

    -7.745

    -7.948

    -7.985

    -4.346

    -6.877

    -6.505

    -7.665

    Rozdiel zdrojov a nkladov v b.c.

    Rozdiel zdrojov a nkladov v b.c. {mld.Sk}

    List2

    Za obdobie 1996-2002 na za-bezpeenie zdravotnej starostlivosti ilo do systmu na hradu poskytnutej zdravotnej starostlivosti o 41,4 mld. Sk menej, ako boli nklady za realizovan vkony. as tohto deficitu bola kompenzovan mimorozpotovmi zdrojmi (8,5 mld.Sk) as sa prejavila ako vonkajie zadenie systmu, podstatn as vak zostala ako skryt zadenie neboli tvoren reprodukn fondy, nezabezpeovala sa ani prost reprodukcia v zdravotnckych zariadeniach...

    List3

  • Graf2

    0-7.751996

    0-7.951997

    4.1-7.99-12.09

    5.4-4.35-9.75

    5.9-6.88-12.78

    6.3-6.51-12.81

    7-7.67-14.67

    10.5-6.09-16.59

    16-4.62-20.62

    18.31-2.86-21.17

    Platby obyvatestva v mld.Sk

    vytvoren dlh v roku (mld.Sk)

    vvoj dlhu po odpotan platieb obyvatestva

    Zadlovanie a platby obyvatestva

    Hrok1

    163.6363636364

    Rok1996199719981999200020012002200320042005200620072008

    Platby obyvatestva v mld.Sk004.15.45.96.3710.51618.312022.626

    vytvoren dlh v roku (mld.Sk)-7.75-7.95-7.99-4.35-6.88-6.51-7.67-6.09-4.62-2.86

    vvoj dlhu po odpotan platieb obyvatestva-12.09-9.75-12.78-12.81-14.67-16.59-20.62-21.17

    Hrok1

    0

    0

    0

    0

    0

    0

    0

    0

    0

    0

    Platby obyvatestva v mld.Sk

    Hrok2

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    Platby obyvatestva v mld.Sk

    vytvoren dlh v roku (mld.Sk)

    vvoj dlhu po odpotan platieb obyvatestva

    Zadlovanie a platby obyvatestva

    Hrok3

    Hrok3

    0

    0

    4.1

    5.4

    5.9

    6.3

    7

    10.5

    16

    18.31

    Platby obyvatestva v mld.Sk

    ZADLOVANIE SYSTEMU

    MBD0028BB3A.xls

    Graf1

    -7.745

    -7.948

    -7.985

    -4.346

    -6.877

    -6.505

    -7.665

    -6.09

    -4.621

    -2.864

    vytvoren dlh v prslunom roku (mld.Sk)

    Hrok1

    2,993,085ZZ t

    2,472,860ZZ ost

    6,155,590

    910,377

    643,209

    4,600,000

    6,153,586ZP

    1996199719981999200020012002200320042005

    vytvoren dlh v prslunom roku (mld.Sk)-7.75-7.95-7.99-4.35-6.88-6.51-7.67-6.09-4.62-2.86

    Hrok1

    0

    0

    0

    0

    0

    0

    0

    0

    vytvoren dlh v prslunom roku (mld.Sk)

    Hrok2

    Hrok3

    MBD001B6716.xls

    Graf2

    -7.745

    -7.948

    -7.985

    -4.346

    -6.877

    -6.505

    -7.665

    Rozdiel zdrojov a nkladov v b.c.

    Rozdiel zdrojov a nkladov v b.c. {mld.Sk}

    List1

    Ukazovate19951996199719981999200020012002

    Priemern vdavky ZP na poistenca/mesiac507.15641.45701.97758.12768.06782.6845.98866.12

    Priemern vdavky ZP na 1 EAP/mesiac450.05569.49622.93672.76677.21694.48750.73772.22

    Priemern vdavky ZP na1 poistenca t-tu/mesiac580.48734.53803.47867.73871.89895.75968.3987.34

    Platba ttu za poistenca/mesiac181269269270283283336385

    Rozdiel platby ttu za ENP k vdavkom ZP/1 poist.-326.15-372.45-432.97-488.12-485.06-499.6-509.98-481.12

    List1

    -7.745

    -7.948

    -7.985

    -4.346

    -6.877

    -6.505

    -7.665

    Rozdiel zdrojov a nkladov v b.c.

    Rozdiel zdrojov a nkladov v b.c. {mld.Sk}

    List2

    Za obdobie 1996-2002 na za-bezpeenie zdravotnej starostlivosti ilo do systmu na hradu poskytnutej zdravotnej starostlivosti o 41,4 mld. Sk menej, ako boli nklady za realizovan vkony. as tohto deficitu bola kompenzovan mimorozpotovmi zdrojmi (8,5 mld.Sk) as sa prejavila ako vonkajie zadenie systmu, podstatn as vak zostala ako skryt zadenie neboli tvoren reprodukn fondy, nezabezpeovala sa ani prost reprodukcia v zdravotnckych zariadeniach...

    List3

  • Platy lekrov v zdravotnckych zariadeniach SRr. 2004 tarifn platy

    v zriaovateskejpsobnosti MZ 17 707 Sk (466 )

    v zriaovateskej psobnosti VC 17 130 Sk (451 )

    neziskovorganizcie 14 881 Sk (392 )

    priemern platv nrod. hospodrstve 15 825 Sk (417 )Zdroj : SOZ ZaSS, SR

  • Platy lekrov v zdravotnckych zariadeniach v r. 2004(vrtane prac. pohotovosti, ktor je v priemere 200 h.)

    SR R v zriaovateskej psobnosti MZ 29 519 Sk 35 909 K (45 245 Sk) v zriaovateskejpsobnosti VC 30 818 Sk 36 583 K (46 094 Sk)

    neziskov organizcie 29 031 Sk 32 346 K (40 756 Sk) Zdroj: SOZ ZaSS, LOK R Zkladn mzdy, bez sluiebMzdy so slubami cca 200 hod/mes.

  • !!!

  • Poskytovatelia zdravotnej starostlivosti:

    ustavine s konfrontovan sproblematickm aplikovanm novej legislatvy vpraxizvil sa ich odchod za prcou mimo SR (pre nzke platy anestabilitu profesionlneho ivota)vzah lekr pacient sa vrazne zhoril (najm vdsledku asto sa meniacej legislatvy aniektorch aktivt MZ SR)

  • Poskytovatelia zdravotnej starostlivosti:

    Novou legislatvou sa vrazne zvila administratvna za zdravotnckych zariaden. Prjmy poskytovateov zdravotnej starostlivosti sa oproti ich nkladom v celkovom priemere znili (dsledkom rastu vstupov, limitovanch prjmov od poisovn a zniovania objemu zloh)za svoje sluby dostvaj relne menej peaz od zdravotnch poisovn (za cca 20% uznanch vkonov nemocnice nedostan zaplaten)Dolo k vraznej redukcii zdravotnckych pracovnkov v nemocniciach a zrove aj k zneniu miezd v absoltnej hodnoteDostvaj menej a musia dva viac

  • Repetitio est mater studiorum... a preto si pripomeme:Poskytovatelia dostvaj menej a musia dva viac(zdravotnej starostlivosti)

    Obania platia viac a dostvaj menej(poistenci, pacienti)

    Financovatelia s v neistom legislatvnom prostred s nepredvdatenmi a monmi a existennmi dopadmi

    Politici pociovali potrebu zsadnch zmien, bez hlbieho skmania verili a v dobrej viere spravili chybu ktor musia naprva

    (zdravotn poisovne)(vlda, poslanci)

  • NA ZVER V SHRNEDnes sa d tvrdi, e cieom a zmyslom tzv. Zajacovej reformy bolo:Vytvori zo zdravotnch poisovn a.s.Vytvori z najvznamnejch zdravotnckych zariaden a.s.Na zklade doterajch poznatkov sa d kontatova, e ku skutonej reforme zdravotnctva zatia nedolo.Dolo len k zmene legislatvy a k zmene vlastnckych vzahov.Verejn peniaze plyn do skromnch rk, zvila sa finann za obyvatestva na vdavky na zdravie, znila sa dostupnos zdravotnckych sluieb, vzrstli nklady poskytovateov zdravotnej starostlivosti a nezvili sa ich prjmy.

  • Podiel vdajov na zdravotnctvo z HDP (%) v ttoch E

    ACZDKSFFDHNLNPLSKESCHGBPodiel na HDP (%)8,07,08,36,69,511,66,98,17,86,05,17,78,411,77,6

    Graf1

    8

    7

    8.3

    6.6

    9.5

    11.6

    6.9

    8.1

    7.8

    6

    5.1

    7.7

    8.4

    11.7

    7.6

    Podiel na HDP (%)

    Hrok1

    ACZDKSFFDHNLNPLSKESCHGB

    Podiel na HDP (%)878.36.69.511.66.98.17.865.17.78.411.77.6

    ACZDKSFFDHNLNPLSKESCHGB

    Podiel na HDP (%)878.36.69.511.66.98.17.865.17.78.411.77.6

    Hrok1

    Podiel na HDP (%)

    Hrok2

    Hrok3

  • Zloit problmy nemajjednoduch rieenia!akujem Vm za pozornosPrjemn zvyok da!MUDr. Jn Gai

  • tt plat zdravotn poistenie za 60% obyvateov SR!Naalej sa zachoval princp tzv. solidarity so ttom:

    Rok Vka odvodu Skuton priemern nklady Rozdiel na zdravotn poistenie na poistenca ttu nklady - odvody (v Sk na mesiac) (v Sk na mesiac) (v Sk na mesiac)

    2001 14 % zv.z. 2 400 Sk 336 (9,08 ) 887 (23,3 ) -551 (14,5 )2002 14 % zv.z. 2 750 Sk 385 (10,4 ) 970 (25,5 ) -585 (15,4 )2003 14 % zv.z. 2 890 Sk 405 (10,9 ) 1 045 (27,5 ) -640 (16,8 )2004 14 % zv.z. 3 664 Sk 485 (12,8 ) 1 420 (37,4 ) -935 (24,6 )2005 4 % zv.z. 14 365 Sk 576 (15,2 ) 1 890 (49,7 ) -1 271 (33,5 )

  • Prjmy a vdavky na poistencov ttu

    Graf1

    0.3456329163

    0.4151596483

    0.3748564007

    0.3436648063

    0.3515913616

    0.33629604

    0.3788049605

    0.3969072165

    0.3875598086

    0.3415492958

    0.3047619048

    % krytia nkladov

    % krytia nkladov

    platby ttu 95 a 2002

    ROKPlatba vSkVpoet z vymeriavacieho zkladuPoet ENPSPOLU v Sk

    r.19943413,7% z 10% z vymer.zkl. 2 450,- Sk3,338,2351,361,999,880

    r.199518113,7% z 54% z vymer.zkl. 2 450,- Sk3,283,5177,131,798,924

    r.199626913,7% z 80% z vymer.zkl. 2 450,- Sk3,215,73710,380,399,036

    r.199726913,7% z 80% z vymer.zkl. 2 450,- Sk3,229,64610,425,297,288

    r.199827013,7% z 73% z vymer.zkl. 2 700,- Sk3,241,20010,501,488,000

    r.199928313,7% z 76,5% z vymer.zkl. 2 700,- Sk3,241,73511,008,932,060

    r.200028313,7% z 76,5% z vymer.zkl. 2 700,- Sk3,247,89111,029,837,836

    r.200133614% z vymer.zkl. 2 400,- Sk3,234,05313,039,701,696

    r.200238514% z vymer.zkl. 2 750,- Sk3,303,24715,261,001,140

    r.200340514% z vymer.zkl. 2 890,- Sk3,303,52216,055,116,920

    r.200448514% z vymer.zkl.3664,- Sk3,303,72419,227,673,680

    r.20055764% z vymer.zkl.14365,-Sk3,303,84622,836,183,552

    platby ttu 95 a 2002

    34

    181

    269

    269

    270

    283

    283

    336

    385

    405

    485

    576

    Platba vSk

    Platba ttu za ENP vSk/mesiac

    vdavky na obyvateov

    r. 95r. 96r. 97r.98r. 99r.2000r.2001r.2002*/

    Vdavky celkom28,251,40335,445,93241,940,90344,003,24943,907,45345,840,09849,629,299

    Vdavky na zdravotn starostlivos27,246,55733,782,03737,474,80341,071,68542,119,83044,067,24247,993,07949211770

    Poet obyvateov ( SR)5,367,7905,378,9325,387,6505,393,3825,398,6575,402,5475,402,5475,402,547

    Priemern vdavky na obyv./mesiac422.99523.37579.64634.60650.16679.73740.28759.08

    Platba ttu za poistenca/mesiac181.00269.00269.00270.00283.00283.00336.00385.00

    Deficit platby ttu za ENP ku vdavkom na 1 obyvatea-241.99-254.37-310.64-364.60-367.16-396.73-404.28-374.08

    Ukazovater. 1995r. 1996r. 1997r.1998r. 1999r.2000r.2001r. 2002r. 2003r. 2004r. 2005

    Priemern vdavky ZP na obyv./mesiac524648718786805842887970104514201890

    Platba ttu za poistenca/mesiac181269269270283283336385405485576

    Rozdiel platby ttu za ENP ku vdavkom ZP/1 obyv.-343-379-449-516-522-559-551-585-640-935-1314

    % krytia nkladov34.6%41.5%37.5%34.4%35.2%33.6%37.9%39.7%38.8%34.2%30.5%

    &C&"Arial CE,Tun"Vvoj vdavkov zdravotnch poisovn na zdravotn starostlivos za 1 obyvatea/mesiac a platby ttu za 1 ekonomicky neaktvneho poistenca

    vdavky na obyvateov

    &C&"Arial CE,Tun"&11Vvoj vdavkov zdravotnch poisovn na zdravotn starostlivos za 1 obyvatea/mesiac a platby ttu za 1 ekonomicky neaktvneho poistenca

    Priemern vdavky ZP na obyv./mesiac

    Platba ttu za poistenca/mesiac

    Rozdiel platby ttu za ENP ku vdavkom ZP/1 obyv.

    porovnanie prj,.vd.na 1 obyv.

    % krytia nkladov

    % krytia nkladov

    grafy

    Vvoj prjmov a vdavkov v zdravotnch poisovniach v tis. Sk

    Tab. . 1

    r. 1995r. 1996r. 1997r.1998r. 1999r.2000r.2001

    Prevod z minulho obdobia992,1001,811,1001,456,6001,158,2001,811,3252,057,9291,901,915

    Prjmy zpoistnho26,002,40034,462,40037,610,00039,619,33440,565,34643,432,49848,223,05050,124,965

    - vber poistnho EAP18,726,90023,732,90026,809,00028,552,93428,973,84631,756,38034,628,750

    - platba ttu za ENP7,131,80010,322,90010,425,60010,505,50010,878,30011,150,15813,193,800

    - platba NP (FZ)143,700406,600375,400560,900713,200525,960400,500

    Ostatn prjmy beneho obdobia1,494,2003,563,9003,381,7002,479,3003,278,8302,204,7371,024,645

    z toho:

    - nvratn fin. vpomoc zo R0001,270,0002,730,000400,000400,000

    - piky, very000994,100177,93500

    Disponibiln zdroje celkom28,488,70039,837,40042,448,30043,256,83445,655,50147,695,16450,403,757

    Vdavky celkom28,251,40335,445,93241,940,90344,003,24943,907,45345,840,09849,634,004

    v tom:

    Na zdravotn starostlivos27,246,55733,782,03737,474,80341,071,68542,119,83044,067,24247,997,784

    Zkladn fond26,936,69133,204,32436,459,27740,091,46341,061,87042,786,87546,975,157

    - stavn starostlivos9,092,8129,839,8909,683,37818,177,02318,525,20418,531,69418,990,662

    - vdavky na lieky7,626,34110,174,5299,822,71912,249,14112,436,27714,054,38415,853,976

    - zdrav.pomcky1,284,3971,148,2521,232,2121,309,7701,094,394

    - PAS4,673,6887,393,4894,993,2154,425,1624,309,0735,061,6014,841,407

    - AS (v r.2001 vtane poliklink)003,317,6561,943,0391,666,5712,073,9323,090,907

    - ostatn spolu4,395,5985,277,1825,690,4263,297,0982,892,5331,755,4941,195,549

    Rezervn fond204,899450,903412,826265,673252,755190,792182,895

    elov fond104,967126,810602,700714,549805,205786,743777,710

    Sprvny fond1,004,8461,663,8951,751,2001,923,9041,763,0541,772,8561,636,220

    Ostatn (vrtane spltok verov)002,714,9001,007,66024,569302,83262,022

    Zvzky celkom3,142,2002,941,1698,296,04212,022,82312,797,86715,844,41517,779,866

    zvzky: za lieky773,0002,138,0003,838,6813,463,8394,688,6836,620,466

    vkony zdr.starostl.1,426,0004,481,0006,280,7544,620,9475,115,7343,997,215

    ostatn:742,1691,677,0421,903,3884,713,0811,056,6195,255,887

    - z toho nvratn fin.vpomoc645,7751,270,0004,000,0004,400,0003,391,217

    - ostatn714,606583,379567,985

    Pohadvky celkom1,264,9002,503,6736,379,62513,836,75816,058,66320,182,58826,145,723

    z toho: na poistnom1,088,9001,705,4003,582,5937,587,1919,047,4619,871,30811,045,823

    Poet obyvateov ( SR)5,367,7905,378,9325,387,6505,393,3825,398,6575,402,5475,402,547

  • TVORBA A ERPANIE ZDROJOVTvorba zdrojoverpanie zdrojov

    Graf1

    1895219.812567071202475.8592

    1816517.514534721483543.3536

    2136971.045406661788019.8336

    2335736.275472881942107.552

    2506175.039009844206612.66303772

    2649681.844051645082002.12546779

    2307228.19257225120273.63319341

    2644572.439535495266841.20998916

    3235674.620055096442419.26105339

    4462860.580392876742619.99891754

    5037942.054016576296973.61303663

    4472147.643866352278233.74913485

    4339107.558139341018805.3568

    4495769.31201491900216.9792

    4272991.26449075812927.808

    3267689.60260926637990.2144

    2259004.86926433557557.8624

    Nklady na ZS 2002

    zdroje na ZS (ENAP-385 Sk)

    vekov kategrie

    zdroje - nklady v tis. Sk

    Zdroje a nklady na zdravotn starostlivos

    list1

    Vekov kategriaNklady na ZS 2002zdroje na ZS (ENAP-385 Sk)zdroje na ZS(ENAP-558Sk/439K)

    od 0 do 4 rokov1,895,2201,202,4761,742,809

    od 4 do 9 rokov1,816,5181,483,5432,150,175

    od 10 do 14 rokov2,136,9711,788,0202,591,468

    od 15 do 19 rokov2,335,7361,942,1082,814,795

    od 20 do 24 rokov2,506,1754,206,6134,305,434

    od 25 do 29 rokov2,649,6825,082,0025,177,087

    od 30 do 34 rokov2,307,2285,120,2745,198,997

    od 35 do 39 rokov2,644,5725,266,8415,347,818

    od 40 do 44 rokov3,235,6756,442,4196,526,485

    od 45 do 49 rokov4,462,8616,742,6206,830,603

    od 50 do 54 rokov5,037,9426,296,9746,373,363

    od 55 do 59 rokov4,472,1482,278,2342,629,041

    od 60 do 64 rokov4,339,1081,018,8051,476,606

    od 65 do 69 rokov4,495,769900,2171,304,730

    od 70 do 74 rokov4,272,991812,9281,178,217

    od 75 do 79 rokov3,267,690637,990924,672

    od 80 rokov2,259,005557,558808,097

    SPOLU54,135,29051,779,62157,380,397

    Deficit v SRx-2,355,669x

    Prebytok v SRxx3,245,107

    Vekov kategriaNklady na zdrav.starost.2002ZDROJE na ZS - pri 5,6% PNZDROJE na ZS - pri 0% PN

    od 0 do 4 rokov1,895,2201,202,4761,202,476

    od 4 do 9 rokov1,816,5181,483,5431,483,543

    od 10 do 14 rokov2,136,9711,788,0201,788,020

    od 15 do 19 rokov2,335,7361,942,1081,942,108

    od 20 do 24 rokov2,506,1754,206,6134,342,444

    od 25 do 29 rokov2,649,6825,082,0025,225,611

    od 30 do 34 rokov2,307,2285,120,2745,245,322

    od 35 do 39 rokov2,644,5725,266,8415,410,174

    od 40 do 44 rokov3,235,6756,442,4196,617,789

    od 45 do 49 rokov4,462,8616,742,6206,984,501

    od 50 do 54 rokov5,037,9426,296,9746,570,023

    od 55 do 59 rokov4,472,1482,278,2342,520,618

    od 60 do 64 rokov4,339,1081,018,8051,018,805

    od 65 do 69 rokov4,495,769900,217900,217

    od 70 do 74 rokov4,272,991812,928812,928

    od 75 do 79 rokov3,267,690637,990637,990

    od 80 rokov2,259,005557,558557,558

    SPOLU54,135,29051,779,62153,260,127

    Deficit v SRx-2,355,669-875,162

    Strata na PNx-1,480,506x

    kategria platiteaNklady na ZS 2002zdroje na ZS (ENAP-385 Sk)zdroje na ZS(ENAP-558Sk/439K)

    ENAP (od 0 do 14 rokov)5,848,7084,474,0396,484,451

    ENAP (od 15 do 19 rokov)2,335,7361,942,1082,814,795

    EAP (od 20 do 39 rokov)10,107,65819,675,73020,029,337

    EAP (od 40 do 49 rokov)7,698,53513,185,03913,357,087

    EAP (od 50 do 59 rokov)9,510,0908,575,2079,002,404

    ENAP (od 60 do 74 rokov)13,107,8682,731,9503,959,554

    ENAP (nad 75 rokov)5,526,6941,195,5481,732,768

    SPOLU54,135,29051,779,62157,380,397

    Deficit zdrojov 2002x-2,355,669x

    Prebytok zdrojov 2002xx3,245,107

    27,316,2821484496041,435,97627,316,282

    18,008,0054,501,3151.5168966123

    kategria platiteaNklady na ZS 2002zdroje na ZS - pri 5,6% PNzdroje na ZS - pri 0% PN

    EAP (od 20 do 39 rokov)10,107,65819,675,73020,059,205

    EAP (od 40 do 49 rokov)7,698,53513,185,03913,602,290

    EAP (od 50 do 59 rokov)9,510,0908,575,2079,254,988

    Deficit v SRx-2,355,669-875,162

    Strata na PNx-1,480,506x

    Rok 2003RSR

    Poet obyvateov10,2 mil.5,4 mil.

    Finann zdroje na zdravotnctvo (bez priamych platieb obanov)162 mld. K59 mld. Sk

    Finann zdroje na obyvatea496,3 EUR260,1 EUR

    Porovnanie zdrojov na obyvatea100.0%52.4%

    list1

    00

    00

    00

    00

    00

    00

    00

    00

    00

    00

    00

    00

    00

    00

    00

    00

    00

    Nklady na ZS 2002

    zdroje na ZS (ENAP-385 Sk)

    vekov kategrie

    zdroje - nklady v tis. Sk

    Zdroje a nklady na zdravotn starostlivos v r.2002

    list2

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    &CRon deficit zdrojov na zdravotn starostlivos z dvodu niieho odvodu poistnho za PN v roku 2002 v SR (deficit 1,48 mld.Sk)

    Nklady na zdrav.starost.2002

    ZDROJE na ZS - pri 5,6% PN

    ZDROJE na ZS - pri 0% PN

    000

    000

    000

    000

    000

    000

    000

    &CRon nklady a zdroje na zdravotn starostlivos v SR poda vekovch skupn v roku 2002 (v mil.Sk)

    Nklady na ZS 2002

    zdroje na ZS (ENAP-385 Sk)

    zdroje na ZS(ENAP-558Sk/439K)

    00

    00

    00

    zdroje na ZS - pri 5,6% PN

    zdroje na ZS - pri 0% PN

    Ron deficit zdrojov na zdravotn starostlivos z dvodu niieho odvodu poistnho za PN v SR za rok 2002 (deficit 1,48 mld.Sk)

    Ron nklady v tis.Skeny+muieny+muieny+mui

    1999/20002000/20012001/2002

    od 0 do 4 rokov1,978,6312,019,0151,791,447

    od 4 do 9 rokov1,666,9711,618,8461,717,054

    od 10 do 14 rokov1,866,2241,896,8172,019,962

    od 15 do 19 rokov1,967,0981,983,3462,207,843

    od 20 do 24 rokov2,264,1012,217,9692,368,950

    od 25 do 29 rokov2,081,5722,189,2902,504,599

    od 30 do 34 rokov1,869,5351,933,0012,180,896

    od 35 do 39 rokov2,191,2012,253,2042,499,769

    od 40 do 44 rokov2,897,1712,899,6623,058,506

    od 45 do 49 rokov3,720,1953,888,1674,218,497

    od 50 do 54 rokov3,698,1034,136,3724,762,090

    od 55 do 59 rokov3,472,2143,764,4914,227,276

    od 60 do 64 rokov3,359,9663,662,2494,101,521

    od 65 do 69 rokov3,748,3943,989,5024,249,604

    od 70 do 74 rokov3,360,1863,730,9404,039,024

    od 75 do 79 rokov2,622,6512,867,8513,088,768

    od 80 rokov1,594,2741,864,0682,135,313

    SPOLU44,358,48846,914,79151,171,122

    535.9781132628570.7005750217492.3156085768

    342.7526825099357.459038869392.8020866176

    358.2600351563377.4730102957403.4024180438

    377.8459234724389.8334379419438.7089546964

    445.9563937455455.5825053183486.5120104114

    469.7932849998490.8051799406547.1368195505

    460.3238695285493.2708091534559.3111230989

    514.4843769176539.4058236827611.5638218524

    633.7405245837651.5605442073717.6725600964

    820.79382739853.9950588715939.2679189649

    1019.18918821811079.17483819111183.9458755145

    1125.02186181251228.25625069121336.5367661164

    1266.184703071397.55158409481503.5715965739

    1454.36446798761594.68914082381728.4604101487

    1510.61747999821695.00745272281796.7208589295

    1473.70899083531632.5548789161742.3870095959

    1103.68145131431252.23190077071374.4886574106

    755.8405447863814.0759600364883.6843913661

    VZP-eny IR 2001

    VZP-eny IR2002

    VZP-eny IR2003

    604.7297594511631.1898853078594.0703777508

    388.1171636791398.4103054376464.0594546006

    361.7118947557379.0761821573425.0682459027

    320.2746675073330.6348627492392.9674160371

    300.2344296008303.6332373445342.5730094368

    300.1165200544311.2277058045352.1793096101

    333.0354126275348.3942785939391.6433011746

    388.4106637949397.5050346489454.4201603908

    495.5125044767508.1338143156551.2349540476

    652.9847623151669.6423081477721.8223228493

    877.9430767368916.5008646663982.3037068707

    1103.68806890311187.22087666731306.7525176395

    1251.89113838671315.60205551921456.0246023808

    1477.22826425681590.57310792531739.7973548297

    1581.90663871421720.79564842861875.7131172498

    1579.43404425641696.91489483311854.2308870551

    1169.9135567011279.52396508851454.0514493097

    v.priemer 5ZP-mui IR 2001

    v.priemer 5ZP-mui IR2002

    v.priemer 5ZP-mui IR2003

    645.4193785513564.9115733839471.2126769627576.5546545304478.1879509985

    383.6922571855468.5170924292389.4351464435347.2433716565353.9143971444

    349.8612269511458.1013607546353.1464719942330.8503893825353.4278157102

    311.8017194342378.735333766304.9617970159272.5321735372322.5039533637

    298.0170169066333.8145974693286.9666533887246.5456309538275.6364621428

    297.1931182191327.6336032923300.195192644271.360759884287.1314067958

    335.2052726959354.1433939475314.5730741934313.4217999726314.4602404403

    392.7689808047411.7319167713375.647805284351.4996959665356.7194260013

    500.8371597982545.6284181434457.754950495460.7491816694423.7019895885

    657.9408164339721.8800758517570.0495235036621.9578440668591.7033740907

    878.7878576001944.7028458844876.7644665461806.0689520841782.6014686248

    1109.92613650261241.0977033865962.96411688871022.6219432457993.9038038353

    1256.48841767391411.48544520551116.31486340481117.5192868721183.2133676092

    1462.14859580521852.22305260131372.40398126461333.03285271041366.9127659574

    1563.70709417862094.57993981951445.54138398921363.19666911581468.802356722

    1540.86673771522260.21767645221664.51926121371344.16608513611577.8329604773

    1113.3847522992106.79715864251478.29193697871283.46714579061376.7123115578

    627.4281552753595.0910794691506.3303669733511.118283754478.7133409041

    IR2001-mui VZP

    IR2001-mui SZP

    IR2001-mui Apollo

    IR2001-mui Sid.Istota

    IR2001-mui Dvera

    671.9923637865529.5988376265456.1974139501631.889254386542.8301075269631.1898853078

    401.8367749862435.3749132719392.631996901352.4738381334372.6201769102398.4103054376

    373.3398174198432.3903482468370.2408313631357.9391304348377.5323521432379.0761821573

    325.6314597818366.4752227889326.8836363636302.1882508478322.8685164529330.6348627492

    306.0854967187309.0056084819316.4635782152265.9044637322285.4909788002303.6332373445

    311.7430782905316.6831961609317.9598534575284.5519584826312.407293666311.2277058045

    354.2184776494340.495265027332.9799146515352.2903544001332.0410484296348.3942785939

    405.1822398993397.409132451389.941090634372.5510232591363.1504339441397.5050346489

    522.1247230821515.8761480101474.5959080629466.9971410641441.4545385722508.1338143156

    678.1140777773707.9693603239617.7940351634642.389698231590.4181918586669.6423081477

    931.128355443946.8275710108858.4551986779877.4398382204798.9221147782916.5008646663

    1197.18173937461256.80889484431105.28001729171147.35405224381049.71629485941187.2208766673

    1335.93113853041425.28388814911117.72002362671222.61362158651145.72653975361315.6020555192

    1586.58113757191827.10687551981503.71612450271462.08631826191441.12444608571590.5731079253

    1693.79126997772222.86864323581677.17342419081571.27164254891572.93285635661720.7956484286

    1653.28861111112546.00479041921574.64681295721512.79031670911532.58430458431696.9148948331

    1244.10520400142108.08388814911323.96157283291296.28586224751204.23120728931279.5239650885

    665.4205469059593.0417001141538.1556681832554.7690595821502.9193594778627.9281234502

    IR2002-mui VZP

    IR2002-mui SZP

    IR2002-mui Apollo

    IR2002-mui Sid.Istota

    IR2002-mui Dvera

    IR2002-mui v.priemer

    535.9781132628465.0701519842405.4720672788495.0817785527422.642021978506.2690497807

    342.7526825099432.9906491726339.6578737989314.985924852335.8383900929349.462016255

    358.2600351563474.3404417671348.3658259364344.3313303757352.5619047619369.6517181074

    377.8459234724443.2287050898385.6104430054415.2974501169457.4111960285394.7725483218

    445.9563937455576.0836743333475.572971465510.9929754139548.4577637574476.7256149102

    469.7932849998640.8863479342499.2560706402539.6917425228617.5661910424512.1095456247

    460.3238695285588.4325026574505.6859355765488.2150279211557.8994643273491.3393811804

    514.4843769176598.1630335419497.6376714792500.5400322784524.0441321686524.5035840117

    633.7405245837731.7426420036593.8884323796573.3580211813612.4199610662638.6855534407

    820.79382739940.2931565468771.9050646323757.196522819767.818400062826.7938376551

    1019.18918821811141.5486795775947.7883986334922.3110953634968.23872939641021.4310383064

    1125.02186181251291.355173576993.36595132971009.8305166007997.05869501891120.3332377854

    1266.184703071594.66475613711201.62942651211148.46528050221173.1923617621276.9546136321

    1454.36446798761920.49870448661370.87730061351315.16600247361495.11821086261471.531247696

    1510.61747999821981.30915438321475.40269331021358.88762645911379.8495130381518.569952667

    1473.70899083532127.91547958221473.6212342791333.50843727071524.37093023261489.4355371629

    1103.68145131432021.85270170241272.26167437951177.33571077231303.57702776271133.5929415729

    755.8405447863777.7630397718616.3442094815646.9349292009636.7489088397731.7064181763

    IR2001-eny VZP

    IR2001-eny SZP

    IR2001-eny Apollo

    IR2001-eny Sid.Istota

    IR2001-eny Dvera

    IR2001-eny v.priemer

    570.7005750217443.9523486391421.5367868598554.099894948488.33148295541.1990225165

    357.459038869398.318983104344.7102416878321.9531147109344.8227348132356.8336279022

    377.4730102957443.0249117708383.2177317214355.9850286999374.1225889413383.7314773703

    389.8334379419430.4062441367389.682704183408.7078638833433.7868817959399.0001982009

    455.5825053183510.8079491715417.5396804437481.0780356935528.8937064775464.9447698462

    490.8051799406613.6707296542455.5737981196533.5504703449596.1862261889514.0383216271

    493.2708091534565.9251301057517.916631016490.2136289485573.9124968985510.7617763851

    539.4058236827603.0154413872561.0949925579525.3771063335541.5499186992549.6944947529

    651.5605442073698.5356950793644.2352305476593.0212906541636.908172411652.9095284067

    853.9950588715925.7402092964876.8694773779778.9841047218808.7231320785859.3927646998

    1079.17483819111141.67022913121062.6369378123985.1556626506968.61136291771075.117188867

    1228.25625069121349.26542351451148.68125633231117.49571248421032.26614219981220.6056241328

    1397.55158409481669.51607651611365.24311232211208.0899919291253.12016965131401.0659771812

    1594.68914082382029.06412294651520.80422794121431.19219847561528.7222709981607.6920764799

    1695.00745272282192.51203380491478.73329007141430.7890802731530.6234198271691.2818755538

    1632.5548789162258.13507178441461.18195050951407.19156414761526.16365873671634.0041634877

    1252.23190077072072.90762554251169.77224919091228.61593137261248.80224062351264.731168384

    814.0759600364783.3814449903659.4887838557674.7685960655661.3582354923779.9784227249

    IR2002-eny VZP

    IR2002-eny SZP

    IR2002-eny Apollo

    IR2002-eny Sid.Istota

    IR2002-eny Dvera

    IR2002-eny v.priemer

    583.6335013726656.6291565502511.2583178343689.6343559416618.9215487075594.0703777508

    482.4614255157493.2548700387440.0015836358398.0509837809372.167642527464.0594546006

    428.0554678232457.4634011874424.2925921813396.0808402292381.6294074024425.0682459027

    388.6193394958482.3940878083392.6316309178337.76916284324.848096083392.9674160371

    361.7963723689314.6695606751341.6638008469293.8386572116305.8022154316342.5730094368

    366.379034034344.5481024039346.1607435477319.9523459962286.6113722999352.1793096101

    406.9883896142385.0886015038373.7119845726385.7693234148308.155630105391.6433011746

    474.8768299045430.5169091958421.9816773912433.9447822398386.2006817845454.4201603908

    576.5597238134534.7757041645499.3516250464520.9112368182444.4102213096551.2349540476

    742.6458112956728.8786294074660.418898057698.5631003886601.5553932498721.8223228493

    1012.6017995105975.3614789892896.0016299387953.2129732502825.1615593483982.3037068707

    1337.15422601861299.86305836321223.42664092661279.6121354781095.98471377321306.7525176395

    1491.98977141961429.99380070411247.23747098181486.3519721211281.34383309471456.0246023808

    1742.64822376171943.63742123121644.23061630221599.9432410751477.14935988621739.7973548297

    1853.97150546972279.02970822281883.96879974531735.052834061618.91324200911875.7131172498

    1820.5334652162438.24763655461737.0029940121711.47467166981716.47441860461854.2308870551

    1397.6713644022225.51665243381431.2921525.95847923961545.06969376981454.0514493097

    738.992865419654.9694938477601.2408781375624.8761026506525.2900462535695.2925143023

    IR2003-mui VZP

    IR2003-mui SZP

    IR2003-mui Apollo

    IR2003-mui Sid.Istota

    IR2003-mui Dvera

    IR2003-mui v.priemer

    492.3156085768560.3684738956449.7902752094592.7245142146539.80609319504.9225820125

    392.8020866176427.9978230172391.8404027864357.2044333264346.6912650602389.6778616036

    403.4024180438439.2030001339451.2778423622403.3632738095375.6540030049409.6788588186

    438.7089546964480.8845388442439.1373614663485.4343095266439.8638027488447.575213734

    486.5120104114507.8238365155444.2050103209525.2021571463501.8129496403488.8161752041

    547.1368195505635.6991067231528.5450634637583.3939993406581.2814571668561.7560006238

    559.3111230989634.3252754666544.8946895641549.913669596559.261349988567.8914557081

    611.5638218524653.076577924608.9944540365597.7194712397569.4448866867613.3728575355

    717.6725600964712.7551222269696.9975044193670.3844866477632.3840362665706.5022013472

    939.2679189649951.935434232937.3226565698899.7168009549841.2325061837932.6874700718

    1183.94587551451153.72255695391158.76299993681125.86662514461030.07654676261165.3831251755

    1336.53676611641337.81049422341268.42859814831290.90887676671117.22457030151318.2274613853

    1503.57159657391674.27832225911499.78439117411469.82761395.11475409841513.423747524

    1728.46041014872058.18746104951736.65923282781693.56552880221690.93191611611748.3892806167

    1796.72085892952151.5312895071799.88801652891687.76078431371784.68910569111810.7412144028

    1742.38700959592204.10974409451600.73022994951677.75336597311687.88036932961752.414329062

    1374.48865741062035.8426877471284.57085755811418.57822014051458.76972184221396.0180003351

    883.6843913661844.1227528263741.6149013148778.0582777975696.0329215326849.4020422844

    IR2003-eny VZP

    IR2003-eny SZP

    IR2003-eny Apollo

    IR2003-eny Sid.Istota

    IR2003-eny Dvera

    IR2003-eny v.priemer

    876612.961102018.3921978631.352

    770341.488896629.8241666971.312

    923253.96942969.8881866223.848

    1064914.74902182.9921967097.732

    1367123.208896977.982264101.188

    1297159.14784413.3482081572.488

    1100667.036768868.21869535.236

    1243350.432947850.9722191201.404

    1618730.6521278440.12897170.752

    2083371.6481636823.8443720195.492

    2044974.3961653128.1843698102.58

    1876056.2641596158.13472214.364

    1890010.3081469955.5523359965.86

    2155610.8081592782.9683748393.776

    2001961.141358225.043360186.18

    1628233.056994417.9922622651.048

    1049561.964544711.7521594273.716

    &CRon nklady v roku 2001 na zdravotn starostlivos na poistencov v SR poda vekovej truktry v tis.Sk

    eny 1999/2000

    mui 2000/2001

    eny+mui 2001/2002

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    000

    &CRon nklady na zdravotn starostlivos v SR poda vekovej truktry poistencov (v tis.Sk)

    eny+mui 1999/2000

    eny+mui 2000/2001

    eny+mui 2001/2002

    111

    &CRon nklady na zdravotn starostlivos na muov v SR poda vekovej truktry v tis.Sk

    #ODKAZ!

    #ODKAZ!

    #ODKAZ!

    111

    &CRon nklady na zdravotn starostlivos na eny v SR poda vekovej truktry v tis.Sk

    #ODKAZ!

    #ODKAZ!

    #ODKAZ!

    11

    &CPorovnanie ronch nkladov a zdrojov zdravotnho poistenia v SR poda vekovch skupn poistencov v mil.Sk

    #ODKAZ!

    #ODKAZ!

  • NKLADY NA ZDRAVOTN STAROSTLIVOS

    Graf4

    17052109987.3039699300000

    11368073324.8693699300000

    5100027568.41453699300000

    3123656508.3212699300000

    2196270949.96754699300000

    1674740340.1377699300000

    1347921486.79712699300000

    1127313447.82651699300000

    969914629.291672699300000

    852631847.84719699300000

    762123636.229203699300000

    690235548.537547699300000

    631752010.176062699300000

    583208428.519593699300000

    542227493.829336699300000

    507131069.592919699300000

    476704425.126545699300000

    450048273.362905699300000

    426483242.084073699300000

    405486628.048992699300000

    386649567.177796699300000

    369647427.398015699300000

    354218951.162428699300000

    340151302.283137699300000

    327269169.560739699300000

    315426704.911144699300000

    304501473.253511699300000

    294389851.412576699300000

    285003485.292931699300000

    276266530.146072699300000

    268113477.522714699300000

    260487426.931343699300000

    253338698.320085699300000

    246623708.49234699300000

    240304053.918458699300000

    234345756.435372699300000

    228718638.607078699300000

    223395803.130613699300000

    218353196.363496699300000

    213569240.344321699300000

    209024520.94979699300000

    204701522.344755699300000

    200584399.828266699300000

    196658784.697979699300000

    192911615.949977699300000

    189330994.577105699300000

    185906056.983061699300000

    182626864.634445699300000

    179484307.561105699300000

    176470019.711267699300000

    173576304.491116699300000

    170796069.083441699300000

    168122766.358282699300000

    165550343.369146699300000

    163073195.578488699300000

    160686126.08144699300000

    158384309.201712699300000

    156163257.921821699300000

    154018794.68423699300000

    151947025.163021699300000

    149944314.659203699300000

    148007266.818371699300000

    146132704.408345699300000

    144317651.927799699300000

    142559319.845527699300000

    140855090.294691699300000

    139202504.067692699300000

    137599248.775747699300000

    136043148.053264699300000

    134532151.700998699300000

    133064326.674106699300000

    131637848.831795699300000

    130250995.374503699300000

    128902137.902705699300000

    127589736.038508699300000

    126312331.557537699300000

    125068542.984088699300000

    123857060.607442699300000

    122676641.881544699300000

    121526107.174068699300000

    120404335.834311699300000

    119310262.552348699300000

    118242873.984596699300000

    117201205.623307699300000

    116184338.889676699300000

    115191398.432136699300000

    114221549.613147699300000

    113273996.169311699300000

    112347978.031018699300000

    111442769.289093699300000

    110557676.296989699300000

    109692035.898119699300000

    108845213.768791699300000

    108016602.86805699300000

    107205621.986474699300000

    106411714.386616699300000

    105634346.528422699300000

    104873006.87349699300000

    104127204.762536699300000

    103396469.360894699300000

    102680348.667285699300000

    Hrok1

    1.51.3051.16571428571.06622448980.99516034990.94440024990.90814303560.88224502550.86374644680.85053317630.84109512590.83435366140.82953832950.82609880680.82364200490.82188714630.8206336760.819738340.81909881430.81864201020.81831572160.81808265830.81791618450.81779727460.8177123390.81765167070.81760833620.8175773830.81755527360.81753948110.81752820080.81752014340.81751438820.81751027730.81750734090.81750524350.81750374540.81750267530.81750191090.81750136490.81750097490.81750069640.81750049740.81750035530.81750025380.81750018130.81750012950.81750009250.81750006610.81750004720.81750003370.81750002410.81750001720.81750001230.81750000880.81750000630.81750000450.81750000320.81750000230.81750000160.81750000120.81750000080.81750000060.81750000040.81750000030.81750000020.81750000020.81750000010.81750000010.81750000010.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.81750.8175

    0123456789101112131415161718192021222324252627282930313233343536373839404142434445464748495051525354555657585960616263646566676869707172737475767778798081828384858687888990919293949596979899100

    69930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000069930000070,629,300,000

    1705210998711368073325510002756831236565082196270950167474034013479214871127313448969914629852631848762123636690235549631752010583208429542227494507131070476704425450048273426483242405486628386649567369647427354218951340151302327269170315426705304501473294389851285003485276266530268113478260487427253338698246623708240304054234345756228718639223395803218353196213569240209024521204701522200584400196658785192911616189330995185906057182626865179484308176470020173576304170796069168122766165550343163073196160686126158384309156163258154018795151947025149944315148007267146132704144317652142559320140855090139202504137599249136043148134532152133064327131637849130250995128902138127589736126312332125068543123857061122676642121526107120404336119310263118242874117201206116184339115191398114221550113273996112347978111442769110557676109692036108845214108016603107205622106411714105634347104873007104127205103396469102680349

    26.44%17.63%7.91%4.84%3.41%2.60%2.09%1.75%1.50%1.32%1.18%1.07%0.98%0.90%0.84%0.79%0.74%0.70%0.66%0.63%0.60%0.57%0.55%0.53%0.51%0.49%0.47%0.46%0.44%0.43%0.42%0.40%0.39%0.38%0.37%0.36%0.35%0.35%0.34%0.33%0.32%0.32%0.31%0.30%0.30%0.29%0.29%0.28%0.28%0.27%0.27%0.26%0.26%0.26%0.25%0.25%0.25%0.24%0.24%0.24%0.23%0.23%0.23%0.22%0.22%0.22%0.22%0.21%0.21%0.21%0.21%0.20%0.20%0.20%0.20%0.20%0.19%0.19%0.19%0.19%0.19%0.19%0.18%0.18%0.18%0.18%0.18%0.18%0.17%0.17%0.17%0.17%0.17%0.17%0.17%0.17%0.16%0.16%0.16%0.16%0.16%

    160597.91293982351.98%2%

    72070.67%10%

    10.03%50%

    6448819266812962.962962963

    Hrok1

    Hrok2

    Hrok3

  • ZVERZ hadiska potreby uzavretia systmu nie je potrebn zavdza retrikn opatrenia v celej kle vkonovJe nevyhnutn venova osobitn pozornos relatvne zkej skupine finanne zvl nronm vkonom