takaful Malaysia My Gen Medic

7/28/2019 takaful Malaysia My Gen Medic

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Item Descriptions of BenefitsMaximum Amount (in RM)

Plan 1 Plan 2 Plan 3 Plan 4

A. Hospital And Surgical Benefits

1Hospital Room and Board

(maximum 200 days in a Certificate Year)120 180 250 350

2Intensive Care Unit

(maximum 30 days in a Certificate Year)

As charged

3

Surgical Benefit

a. Surgical Fees

b. Anaesthetist Fees

c. Operating Theatre

4

In-hospital & Related Services

a. Ambulance Fees

b. In-Hospital Physician visit

(maximum 2 times a day)

c. Hospital Supplies and Services

d. Meals and Lodging for Guardian

B. Outpatient Treatment

1Pre-Hospital Diagnostic Tests

(within 60 days before hospitalisation)

As charged

2Pre-Hospital Specialist Consultation

(within 60 days before hospitalisation)

3Post-Hospitalisation Treatment

(within 60 days after discharge from Hospital)

4 Day Surgery Benefit

5 Out-patient Cancer Treatment

6 Out-patient Kidney Dialysis Treatment

7

Emergency Accidental Out-patient Treatment

(Follow-up Treatments up to 30 days from

the date of accident)

8Home Nursing Care Benefit

(180 days lifetime)

C. Overall Limits (Applicable to items in both (A) and (B) above)

1 Overall Annual Limit 50,000 100,000 150,000 200,000

2 Overall Lifetime Limit 500,000 1,000,000 1,500,000 2,000,000

D. Funeral Expenses

1 Funeral Expenses Nil Nil 2,000 2,000


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(A) Male

Entry Age

(Next Birthday)

Annual Contribution (RM)


1 578 655 832 1,062

2 577 654 831 1,061

3 577 653 830 1,059

4 576 653 829 1,058

5 575 652 828 1,057

6 574 651 827 1,055

7 583 661 839 1,072

8 592 671 853 1,089

9 601 682 867 1,107

10 611 693 881 1,126

11 621 705 897 1,146

12 632 717 913 1,167

13 643 730 930 1,189

14 655 744 948 1,212

15 668 758 966 1,237

16 681 774 986 1,262

17 688 782 997 1,276

18 696 791 1,008 1,291

19 704 800 1,020 1,307

20 712 810 1,033 1,323

21 721 820 1,046 1,341

22 733 833 1,063 1,362

23 744 847 1,081 1,385

24 758 862 1,100 1,411

25 771 877 1,120 1,437

26 785 893 1,141 1,464

27 800 910 1,163 1,493


8/12

Entry Age(Next Birthday)



28 816 929 1,187 1,523

29 833 948 1,212 1,556

30 850 968 1,239 1,590

31 869 990 1,267 1,627

32 886 1,009 1,292 1,659

33 904 1,029 1,318 1,694

34 923 1,051 1,346 1,731

35 943 1,074 1,377 1,770

36 964 1,099 1,409 1,812

37 988 1,126 1,444 1,857

38 1,014 1,156 1,482 1,907

39 1,041 1,187 1,522 1,959

40 1,070 1,220 1,566 2,015

41 1,101 1,256 1,613 2,076

42 1,126 1,285 1,650 2,125

43 1,153 1,316 1,690 2,177

44 1,182 1,349 1,734 2,234

45 1,216 1,388 1,783 2,298

46 1,251 1,428 1,836 2,366

47 1,283 1,465 1,884 2,428

48 1,318 1,505 1,937 2,497

49 1,358 1,551 1,996 2,574

50 1,402 1,602 2,061 2,659

51 1,448 1,654 2,130 2,748

52 1,477 1,688 2,174 2,805

53 1,510 1,726 2,223 2,869

54 1,547 1,769 2,279 2,942

55 1,591 1,819 2,344 3,026

56 1,649 1,886 2,432 3,140

57 1,680 1,922 2,478 3,200

58 1,717 1,965 2,533 3,272

59 1,763 2,017 2,601 3,360

60 1,817 2,080 2,683 3,466


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(B) Female

Entry Age

(Next Birthday)



1 556 630 799 1,020

2 557 631 800 1,021

3 558 632 802 1,023

4 558 633 803 1,024

5 559 634 804 1,026

6 560 635 805 1,027

7 569 645 819 1,045

8 579 656 834 1,064

9 589 668 849 1,084

10 600 680 865 1,105

11 611 693 881 1,126

12 623 707 899 1,149

13 635 721 917 1,173

14 648 736 937 1,198

15 662 751 957 1,225

16 676 768 979 1,253

17 685 778 992 1,270

18 695 790 1,007 1,289

19 705 801 1,022 1,309

20 716 813 1,038 1,330

21 727 826 1,055 1,352

22 740 842 1,075 1,378

23 755 858 1,096 1,406

24 771 877 1,120 1,436

25 787 895 1,144 1,467

26 804 914 1,169 1,500

27 821 935 1,195 1,534

28 840 957 1,224 1,571

29 861 980 1,254 1,610

30 882 1,005 1,286 1,652

31 905 1,031 1,320 1,696

32 922 1,051 1,345 1,730

33 940 1,072 1,373 1,765


10/12

Entry Age

(Next Birthday)



34 960 1,094 1,402 1,803

35 981 1,118 1,433 1,844

36 1,003 1,144 1,467 1,888

37 1,027 1,172 1,503 1,934

38 1,054 1,202 1,543 1,986

39 1,082 1,234 1,584 2,040

40 1,112 1,269 1,629 2,098

41 1,144 1,306 1,678 2,161

42 1,170 1,336 1,716 2,211

43 1,198 1,368 1,758 2,26544 1,228 1,402 1,803 2,324

45 1,262 1,442 1,853 2,389

46 1,299 1,483 1,908 2,460

47 1,331 1,521 1,957 2,523

48 1,367 1,563 2,011 2,593

49 1,409 1,610 2,072 2,672

50 1,453 1,661 2,139 2,75951 1,500 1,715 2,209 2,851

52 1,530 1,749 2,253 2,908

53 1,563 1,787 2,303 2,973

54 1,601 1,831 2,359 3,046

55 1,645 1,881 2,425 3,131

56 1,704 1,949 2,513 3,246

57 1,734 1,984 2,558 3,305

58 1,770 2,025 2,612 3,375

59 1,814 2,076 2,678 3,460

60 1,867 2,137 2,758 3,563

Fees / Charges Description

Wakalah FeeAs a % of the contribution to pay for commission and other related

expenses

Tabarru Levied based on your attained age, gender and the chosen plan

Managed Care Charge1 RM5 per month


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