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wk¶v wbivcËv wegv c−vm

wk¶v wbivcËv wegv c−vm - metlife.com.bd€¦ · GK nvZ Ges GK cv nviv‡bv †h †Kvb GK nvZ ev †h †Kvb GK cv Ges GKwU †Pv‡Li `„wókw³ nviv‡bv Dfq Kv‡bi kªeYkw³

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Page 1: wk¶v wbivcËv wegv c−vm - metlife.com.bd€¦ · GK nvZ Ges GK cv nviv‡bv †h †Kvb GK nvZ ev †h †Kvb GK cv Ges GKwU †Pv‡Li `„wókw³ nviv‡bv Dfq Kv‡bi kªeYkw³

wk¶v wbivcËv wegv c−vm

Page 2: wk¶v wbivcËv wegv c−vm - metlife.com.bd€¦ · GK nvZ Ges GK cv nviv‡bv †h †Kvb GK nvZ ev †h †Kvb GK cv Ges GKwU †Pv‡Li `„wókw³ nviv‡bv Dfq Kv‡bi kªeYkw³

wkÿv wbivcËv wegv cøvm n‡jv Ggb GKwU wfwË hvi Dci Avcwb Avcbvi mšÍv‡bi fwel¨r M‡o Zzj‡Z cv‡ib| wkÿv I Rxe‡bi Ab¨vb¨ cÖ‡qvRb †gUv‡bvi Rb¨ Avcbvi mšÍvb Avcbvi Ges Avcbvi Av‡qi Dci m¤ú~Y© wbf©ikxj| GB cÖwZ‡hvwMZvg~jK we‡k¦ Avcwb Pvb Avcbvi mšÍvb D”Pwkÿvq wkwÿZ †nvK, hv‡Z Rxe‡bi c‡_ Zvi hvÎv nq ïf| A_P D”Pwkÿvi e¨q w`b w`b †e‡oB P‡j‡Q| GgZve¯’vq †Kgb K‡i Avcwb wbwðZ n‡eb †h Avcbvi mšÍvb hLb D”Pwkÿvi Rb¨ cÖ¯‘Z n‡e, ZLb cÖ‡qvRbxq A‡_©i Afve Avcbvi n‡e bv? G e¨vcv‡i hw` Avcwb †Kvb cÖ‡qvRbxq cwiKíbv bv K‡i _v‡Kb, Z‡e cÖ‡qvRbxq A_©ms¯’vb Kiv nq‡Zv Avcbvi c‡ÿ KwVb n‡q `uvov‡e| wKšÍz h‡_ó cwigv‡Y mÂq Kivi Rb¨ †h Avcwb `xN©Kvj †eu‡P _vK‡eb, †m e¨vcv‡iI wK wbwðZ n‡Z cv‡ib? wb‡R‡K wK G cÖkœwU KL‡bv K‡i‡Qb? ÔÔAvwg hw` bv _vwK, mšÍvb‡K wb‡q Avgvi Avkv AvKv•Lv wK c~iY n‡e?ÕÕ

Avcbvi mšÍv‡bi fwel¨r m¤ú‡K© Avcwb †Kvb SuywK wb‡Z cv‡ib bv| Avcbvi AeZ©gv‡b Avcbvi cwiev‡ii AvivgcÖ` RxebhvÎv I mšÍv‡bi wkÿv `viæYfv‡e e¨vnZ n‡Z cv‡i| Avcbvi mšÍv‡bi Rxe‡b GB Aïf m¤¢vebv Avcbv‡K m¤ú~Y©fv‡e `~ixf~Z Ki‡Z n‡e| Avgv‡`i wkÿv wbivcËv wegv cøvm cwiKíbv Avcbvi †mB `yf©vebv I AwbðqZv `~i K‡i Avcbvi mšÍv‡bi my›`i fwel¨r wbwðZ Ki‡e| mšÍv‡bi eqm KZ eQi n‡j Zvi evev-gv ev AvBbm¤§Z AwffveK GB cwjwmi Rb¨ Av‡e`b Ki‡Z cvi‡eb? me©wb¤œ 30 (wÎk) w`b †_‡K m‡e©v”P 15 (c‡bi) eQi ch©šÍ| evev-gv ev AvBbm¤§Z Awffve‡Ki eqm KZ n‡j wZwb GB cwjwmi Rb¨ Av‡e`b Ki‡Z cvi‡eb? me©wb¤œ 21 (GKzk) eQi †_‡K m‡e©v”P 55 (cÂvbœ) eQi ch©šÍ| wegv wbivcËvi cwigvY mšÍv‡bi eqm 30 w`b †_‡K 5 eQi- me©wb¤œ 100,000 UvKv †_‡K m‡ev©”P 1,500,000 UvKv| mšÍv‡bi eqm 6 eQi †_‡K 15 eQi- me©wb¤œ 100,000 UvKv †_‡K m‡ev©”P 2,000,000 UvKv| cwiKíwU †Kgb K‡i KvR K‡i? Avcbvi mšÍv‡bi †h eq‡m wegvi A‡_©i `iKvi Zvi mv‡_ m½wZ †i‡L cwiK‡íi †gqv` wbw`©ó Kiæb| Avcwb 10 †_‡K 21 eQi ch©šÍ †h †Kvb †gqv` evQvB Ki‡Z cv‡ib| Z‡e, Avcbvi mšÍv‡bi eqm I cwjwmi †gqv‡`i †hvMdj 25 eQ‡ii AwaK n‡Z cvi‡e bv| wcÖwgqvg cÖ`v‡bi aiY gvwmK, ‰ÎgvwmK, lvY¥vwmK Ges evwl©K `qv K‡i jÿ¨ Kiæb, gvwmK wcÖwgqvg cÖ`v‡bi †ÿ‡Î ïay EFT †WweU gva¨gwU cÖ‡hvR¨ n‡e|

Page 3: wk¶v wbivcËv wegv c−vm - metlife.com.bd€¦ · GK nvZ Ges GK cv nviv‡bv †h †Kvb GK nvZ ev †h †Kvb GK cv Ges GKwU †Pv‡Li `„wókw³ nviv‡bv Dfq Kv‡bi kªeYkw³

GB `yN©Ubv wegvi Aax‡b m‡e©v”P 20 jvL UvKv I 20 jv‡Li Ici Dc‡ivwjøwLZ AvbycvwZK As‡Ki ÿwZc~iY ev wegvmyweav cÖ`vb Kiv n‡e| M„nea~ A_ev 25 ev Zvi Kg eqmx‡`i Rb¨ ÿwZc~iY n‡e m‡e©v”P 10 jvL UvKv|

wegv As‡Ki 100%wegv As‡Ki 100%

wegv As‡Ki 100%wegv As‡Ki 100%

wegv As‡Ki 100%wegv As‡Ki 100%wegv As‡Ki 100%wegv As‡Ki 50%wegv As‡Ki 50%wegv As‡Ki 25%wegv As‡Ki 15%

g„Zz¨¯’vqx I m¤ú~Y© AÿgZvwb‡¤œv³ Kvi‡Y AvswkK wKšÍz ¯’vqx AÿgZvDfq nvZ ev Dfq cv ev Dfq †Pv‡Li `„wó kw³ nviv‡bv-GK nvZ Ges GK cv nviv‡bv†h †Kvb GK nvZ ev †h †Kvb GK cv Ges GKwU †Pv‡Li`„wókw³ nviv‡bvDfq Kv‡bi kªeYkw³ nviv‡bvevK kw³ nviv‡bv†h †Kvb GK nvZ A_ev †h †Kvb GK cv nviv‡bvGKwU †Pv‡Li `„wókw³ nviv‡bve„×v½ywj I ZR©wb KvUv †M‡jwPwKrmv LiP cwi‡kva (m‡e©v”P)

†gqv`-c~wZ© n‡j †gqv`-c~wZ© ch©šÍ Avcbvi mšÍvb †eu‡P _vK‡j †evbvmmn cwjwmi wegvK…Z AsK cwi‡kva Kiv n‡e| GB A‡_© Zvi D”P wkÿvi e¨q wbe©vn n‡Z cv‡i A_ev B‡Zvg‡a¨B hw` †m D”Pwkÿv m¤úbœ K‡i _v‡K, Z‡e Zvi Kg© Rxeb ïiæi Rb¨ G A_© Zvrch©c~Y© Ae`vb ivL‡Z cv‡i| G A_© Zvi we‡q ev Ab¨vb¨ Kv‡RI e¨eüZ n‡Z cv‡i| Avcbvi g„Zz¨ n‡j K) fwel¨‡Z cÖ‡`q wcÖwgqvg gIKzd Kiv n‡e Ges cwjwm †gqv`-c~wZ© ch©šÍ Pvjy _vK‡e,

L) cwjwmi †gqv`c~wZ© ch©šÍ wegvK„Z As‡Ki 1% cwigvY A_© wkÿvi Rb¨ cÖwZgv‡m Avcbvi mšÍvb‡K cÖ`vb Kiv n‡e, Ges

M) †gqv`c~wZ©i ci wegvK…Z AsK †evbvmmn Avcbvi mšÍvb‡K cÖ`vb Kiv n‡e|

cwjwmi †gqv`c~wZ©i Av‡MB `yf©vM¨RbKfv‡e mšÍv‡bi g„Zz¨ n‡j GWz‡Kkb cÖ‡UKkb cø¨vb Gb‡Wvm©‡g‡›Ui wbqg Abyhvqx wegv AsK AwR©Z †evbvmmn cÖ`vb Kiv n‡e| we¯ÍvwiZ Rvb‡Z cwjwm WKz‡g›UwU g‡bv‡hvM mnKv‡i co–b|

`yN©Ubvq g„Zz¨/AÿgZv ÿwZc~iY Ges wPwKrmv myweav `yN©Ubvq ÿwZc~i‡Yi Rb¨ †hvM¨ we‡ewPZ n‡j Avcwb wb‡¤œv³ evowZ myweav ev ÿwZc~iY †c‡Z cv‡ib, hw` †Kvb `yN©Ubvi Kvi‡Y Avcbvi g„Zz¨ nq A_ev Avcwb AvswkK ev m¤ú~Y©fv‡e c½y n‡q hvb A_ev Avcbvi wPwKrmvi `iKvi nq Zvn‡j wb‡¤œ ewY©Z ZvwjKv Abyhvqx Avcwb myweav cv‡eb|

Page 4: wk¶v wbivcËv wegv c−vm - metlife.com.bd€¦ · GK nvZ Ges GK cv nviv‡bv †h †Kvb GK nvZ ev †h †Kvb GK cv Ges GKwU †Pv‡Li `„wókw³ nviv‡bv Dfq Kv‡bi kªeYkw³

Avcbvi AÿgZvq cÖ‡`q myweavw` mvgvb¨ evowZ wcÖwgqv‡gi e‡`Šj‡Z Avcwb wb‡Z cv‡ib GKwU AZ¨šÍ g~j¨evb AÿgZv wegvPzw³| GB Pzw³i AvIZvq Amy¯’Zv ev `yN©UbvRwbZ Kvi‡Y Avcbvi Kg©ÿgZv ¯’vqx Ges m¤ú~Y© nvwi‡q †M‡j:

(1) fwel¨‡Z cÖ‡`q wcÖwgqvg gIKzd n‡q hv‡e,

(2) wegvK…Z As‡Ki 1% Gi mgcwigvY A_© cÖwZgv‡mB cwjwmi †gqv`c~wZ© ch©šÍ Avcbvi mšÍvb‡K cÖ`vb Kiv n‡e, Ges

(3) ‡gqv`c~wZ©i ci wegv AsK †evbvmmn cÖ`vb Kiv n‡e|

D`vniY¯^iƒc ejv hvq †h, Avcwb hw` cyiæl nb Ges Avcbvi eqm hw` eZ©gv‡b 35 ermi nq Ges Avcwb Avcbvi 2 ermi eqmx mšÍv‡bi Rb¨ 1 jvL UvKvi 20 ermi †gqv`x wkÿv wbivcËv wegv c−vm µq Ki‡Z Pvb Zvn‡j AÿgZv wegvPzw³ Ges `yN©Ubvq g„Zz¨/AÿgZv ÿwZc~iYmn wcÖwgqvg n‡e 7,772/= UvKv gvÎ| AwZwi³ wcÖwgqvg cÖ`vb K‡i Avcbvi g~j cwiK‡íi mv‡_ wb‡¤œ DwjøwLZ Ab¨vb¨ Hw”QK ivBWvimg~n †hvM Ki‡Z cv‡ib:nmwcUvj †Kqvi: mvßvwnK Avw_©K myweav, hLb Avcwb ev Avcbvi cwievi `yN©Ubv ev Amy¯’Zvi Kvi‡Y nvmcvZv‡j fwZ© n‡eb|

wµwUK¨vj †Kqvi: Avcbv‡K GKKvjxb A_© cÖ`vb Kiv n‡e hw` wegv wbivcËvi AvIZvfy³ †ivMmg~‡ni †KvbwU cix¶vi gva¨‡g wbY©xZ nq ev D³ Amy¯’Zv/¯^v¯’¨MZ Ae¯’vi Kvi‡Y kj¨ wPwKrmvi kiYvcbœ n‡Z nq (†h‡¶‡Î hv cÖ‡hvR¨)|

AbyMÖnc~e©K g‡b ivL‡eb Avcbvi g„Zz¨‡Z A_ev ¯’vqx I m¤ú~Y© AÿgZvq (wWmGwewjwU cÖ‡UKkb ivBWvi Gi AvIZvq) nmwcUvj †Kqvi wegv myweav (hw` †bIqv _v‡K) ZLbB eÜ n‡q hv‡e|

†evbvmmg~nwifvm©bvwi †evbvm I cÖ‡hvR¨ n‡j K¨vwcUvj †MÖv_ †evbvm (Uvwg©bvj †evbvm) AvKv‡i †Kv¤úvbx †NvwlZ †evbv‡m Avcbvi cwjwmi Askx`vwiZ¡ _vK‡e| `qv K‡i jÿ¨ Kiæb †h, GB cwiK‡í DwjøwLZ †evbvmmg~n wbwðZ bq| Ab¨vb¨ AvKl©Yxq ˆewkó¨mg~n wbqg Abyhvqx bM` g~j¨, cwi‡kvwaZ g~j¨ I m¤úªmvwiZ †gqv`x wegv wbðqZv| mewKQz AcwiewZ©Z _vK‡j, Avcbvi wcÖwgqvg KL‡bv evo‡e bv| e¨wZµgmg~nAvZ¥nZ¨v (cwjwm ïiæi A_ev cybe©nv‡ji cÖ_g `yB eQ‡ii g‡a¨), hy× A_ev GBW&m- G mKj wKQz GB cwjwmi e¨wZµgmg~‡ni g‡a¨ co‡e| e¨wZµgmg~n m¤ú‡K© we¯ÍvwiZ Rvb‡Z AbyMÖn K‡i wegv Pzw³cÎwU co–b|

Page 5: wk¶v wbivcËv wegv c−vm - metlife.com.bd€¦ · GK nvZ Ges GK cv nviv‡bv †h †Kvb GK nvZ ev †h †Kvb GK cv Ges GKwU †Pv‡Li `„wókw³ nviv‡bv Dfq Kv‡bi kªeYkw³

cwjwm Zvgvw` n‡j ewa©Z mgq (cÖ‡`q ZvwiL n‡Z 31 w`b ch©šÍ) †cwi‡q hvIqvi ciI wcÖwgqvg cÖ`vb Kiv bv n‡j Ges b~¨bZg K¨vk f¨vjy AwR©Z bv n‡j cwjwm †_‡K †Kvb g~j¨/myweav cvIqv hv‡e bv| cwjwm cÖZ¨wc©Z n‡j cwjwm cÖ_g `yB eQ‡ii g‡a¨ †h †Kvb mgq cÖZ¨wc©Z n‡j †Kvb cÖZ¨c©Y g~j¨ cvIqv hv‡e bv| `yB eQi ci †h †Kvb mgq cÖZ¨c©Y Kiv n‡j, cwjwmMÖnxZv K¨vk f¨vjy ZvwjKv Abyhvqx cÖZ¨c©Y g~j¨ cv‡eb|

`vq A¯^xKvig~jK wee„wZ1. GB cwiKíwU Av‡gwiKvb jvBd BÝy¨‡iÝ †Kv¤úvbx (‡gUjvBd) KZ…©K Bmy¨K…Z wegv cwiKí I

ivBWv‡ii Pzw³c‡Îi kZ©vejx mv‡c‡ÿ AewjwLZ| GB cÖPvic‡Îi Z_¨mg~n MÖvnK‡K ïaygvÎ mvaviY aviYv †`Iqvi Rb¨ e¨eüZ n‡q‡Q| GB cÖPvic‡Î cÖ`wk©Z g~j¨mg~n ïaygvÎ D`vniY¯^iƒc e¨eüZ n‡q‡Q| we¯ÍvwiZ kZ©vw` I e¨wZµgmg~n wegv Pzw³c‡Î AšÍfz©³ _vK‡e| GB cÖPvicÎ Ges wegv Pzw³c‡Îi g‡a¨ †Kvb AmvgÄm¨Zvi †ÿ‡Î wegv Pzw³cÎwU P‚ovšÍ e‡j MY¨ n‡e|

2. GB cÖPvic‡Î wee„Z wegv cwiKíwU hy³iv‡óª cvIqv hv‡e bv ev hy³iv‡óªi e¨w³e‡M©i Rb¨ cÖ‡hvR¨ bq| GB e³‡e¨i †cÖwÿ‡Z GKRb hy³iv‡óªi e¨w³ ej‡Z eySvq, hy³iv‡óªi GKRb bvMwiK ev †mLv‡b emevmKvix e¨w³ (hy³iv‡óªi evB‡i emevmKvix hy³iv‡óªi GKRb ¯’vqx emevmKvixI Gi AšÍfz©³ n‡e), hy³iv‡óªi Askx`vwi cÖwZôvb Ges Ggb †Kvb Uªv÷ hv hy³iv‡óªi GK ev GKvwaK e¨w³ KZ…©K wbqwš¿Z Ges hv hy³iv‡óªi Av`vj‡Zi Z`viwKi AvIZvfz³|

3. g~j cwiK‡íi mv‡_ hw` m¤ú~iK Pzw³/ivBWvi mshy³ _v‡K, Z‡e m¤ú~iK Pzw³/ivBWvi Zvi mswkøó AemvbKv‡j ¯^qswµqfv‡e evwZj n‡e| Z‡e g~j cwiK‡íi wcÖwgqvg cÖ`v‡bi †gqv` hw` D³ mg‡qi c~‡e© †kl nq †m‡ÿ‡Î mswkøó m¤ú~iK Pzw³/ivBWviI †mB mv‡_ Aemvb n‡e|

Page 6: wk¶v wbivcËv wegv c−vm - metlife.com.bd€¦ · GK nvZ Ges GK cv nviv‡bv †h †Kvb GK nvZ ev †h †Kvb GK cv Ges GKwU †Pv‡Li `„wókw³ nviv‡bv Dfq Kv‡bi kªeYkw³

American Life Insurance Company is incorporated in the USA as a Limited Company.

American Life Insurance Company, MetLife Building, 18-20, Motijheel C.A. P.O. Box 9, Dhaka-1000, BangladeshTel: 9561791, Fax: 9558682, E-mail: [email protected]

Hotline: 16344

About MetLifeMetLife, Inc. (NYSE: MET), through its subsidiaries and a�liates ("MetLife"), is one of the world’s leading �nancial services companies who celebrated 150 years of navigating life together in 2018, provides insurance, annuities, employee bene�ts and asset management to help its individual and institutional customers navigate their changing world. Founded in 1868, MetLife has operations in more than 40 countries and holds leading market positions in the United States, Japan, Latin America, Asia, Europe and the Middle East.

For more information, visit www.metlife.com

MetLife’s story in Asia can be traced back to Bangladesh when operations �rst began in 1952. Currently MetLife Bangladesh is the largest life insurer in the country. It serves over a million customers and is a major employer in Bangladesh with about 16,000 Field Force and Employees.

For more information, please visit www.metlife.com.bd

www.facebook.com/MetLifeBangladesh/

Page 7: wk¶v wbivcËv wegv c−vm - metlife.com.bd€¦ · GK nvZ Ges GK cv nviv‡bv †h †Kvb GK nvZ ev †h †Kvb GK cv Ges GKwU †Pv‡Li `„wókw³ nviv‡bv Dfq Kv‡bi kªeYkw³
Page 8: wk¶v wbivcËv wegv c−vm - metlife.com.bd€¦ · GK nvZ Ges GK cv nviv‡bv †h †Kvb GK nvZ ev †h †Kvb GK cv Ges GKwU †Pv‡Li `„wókw³ nviv‡bv Dfq Kv‡bi kªeYkw³

Education Protection Plan (EPP) Plus is the foundation on which you can build your child's future and career.

Your child depends on you and the income you provide for education and other necessities of life. You want your child to have higher education to give him/her a good start in this increasingly competitive world. The cost of higher education has been on the rise for many years now. How can you make sure that the needed amount is available at the time your child is ready to go for higher education? You may �nd it dif�cult to come up with the funds unless you plan for it and save regularly. Even if you save regularly, can you still be sure that you will live long enough to complete the savings plan?

Have you ever asked yourself this question?"Will my ambitions for my child's future be achieved if I am not there?"

Your child is dear to you and you cannot take any chance with his/her future. In the absence of your �nancial support, your family may have to cut down on their comfortable standard of living drastically and your child may not get the education you planned for him/her. Our Education Protection Plan Plus takes away the worries and uncertainties from your mind and provides your child a secured and complete life.

How old must a child be for the parent or legal guardian to apply for this coverage?Minimum age thirty (30) days and maximum age �fteen (15) years.

What must be the age of the parent or legal guardian to apply for thiscoverage for his/her child?Minimum age twenty one (21) years and maximum age �fty �ve (55) years.

Coverage AmountChild's age 30 days to 5 years - Minimum Tk. 100,000 and MaximumTk. 1,500,000.Child's age 6 years to 15 years - Minimum Tk. 100,000 and MaximumTk. 2,000,000.

How EPP Plus works ?You select the period of the Plan at which you want the policy proceeds to be paid. You can select any period from 10 to 21 years. However, the child's age plus the policy term should not exceed 25 years.

Premium Payment ModesMonthly, Quarterly, Semi-annually and Annually Please note that in case of monthly payment mode, only EFT debit is applicable.

Page 9: wk¶v wbivcËv wegv c−vm - metlife.com.bd€¦ · GK nvZ Ges GK cv nviv‡bv †h †Kvb GK nvZ ev †h †Kvb GK cv Ges GKwU †Pv‡Li `„wókw³ nviv‡bv Dfq Kv‡bi kªeYkw³

Personal Accident Coverage provides maximum of Tk. 20,00,000 and its proportionate amount as de�ned above.For housewives, and policy owners of age 25 or below, the Maximum Coverage would be Tk. 10,00,000.

Accidental Death Bene�t 100% of face amount

Permanent Total Disability Bene�t 100% of face amount

Permanent Partial Disability Bene�t for the following Losses

Both Hands or Feet or Sight of Eyes 100% of face amount

One Hand and One Foot 100% of face amount

Either Hand/Foot and Sight of One Eye 100% of lace amount

Hearing of Both Ears 100% of face amount

Speech 100% of face amount

Either Hand or Foot 50% of face amount

Sight of One Eye 50% of face amount

Thumb and Index Fingers 25% of face amount

Medical Expenses Reimbursement (Max.) 15% of face amount

Payments at MaturityAt plan maturity, the Face Amount of the Policy PLUS Bonus(es) are paid. Themoney can be used to pay for his/her higher education. Or if he/she hasalready completed education, money may be very helpful to start his/her newcareer, cover marriage expenses, or support other important events in life.

In Case of your Death A) Future PREMIUMS under the policy will be WAIVED and the policy would continue till the maturity of the policy,

B) INCOME for EDUCATION equal to 1% of the Face Amount will be paid EVERY MONTH to the insured child till the maturity of the policy, and

C) At Maturity, he/she would receive the Face Amount (FA) with Bonus(es)

In the unfortunate event of the child's loss of life before the plan's maturity,Face Amount plus accrued Bonus(es) are payable, subject to EducationProtection Plan Endorsement. For details, please carefully read the PolicyDocument. Personal Accident CoverageIf you qualify for accident coverage, this plan also provides additionalbene�ts which are described below, in case of your death, disability or injurydue to accident within the premium paying period:

Page 10: wk¶v wbivcËv wegv c−vm - metlife.com.bd€¦ · GK nvZ Ges GK cv nviv‡bv †h †Kvb GK nvZ ev †h †Kvb GK cv Ges GKwU †Pv‡Li `„wókw³ nviv‡bv Dfq Kv‡bi kªeYkw³

Payments on your DisabilityFor a small additional premium, you can add Disability Protection Rider (DPR) that provides the following:In the event of your Total and Permanent disability due to Sickness or Accident:

(1) Future premiums will be waived,

(2) Income equal to 1% of the Face Amount will be paid Every Month to the Child till the maturity of the policy, and

(3) At Maturity, he/she would receive the Face Amount with Bonuses.

As an example, if you are male and your age is 35 Years and wish to buy a 20 - Year Term EPPP Policy for your 2-Year Old Child with the Face Amount of Tk. 1,00,000 (One Lakh), Your EPPP Yearly Premium with DPR and Personal Accident Coverage would be Tk. 7,772/=

You can also add following optional riders to your basic plan by payingadditional premium:Hospital Care: Weekly Bene�t when you or your family members are hospitalized due to accident or sickness.

Critical Care: A lump sum payment for you in case of your diagnosis of or actual undergoing of surgery for, as the case may be, any of the covered dread diseases.

Please note that the coverage of Hospital Care, if taken, will be ceasedimmediately in case of your death or total and permanent disability (under Disability Protection Rider).

BonusesThe policy will participate in bonus declared in the form of Reversionary Bonus and Capital Growth Bonus (Terminal Bonus), if applicable. Please note that mentioned bonuses are not guaranteed.

Other Attractive Features Cash Value, Paid-Up Value and Extended Term Insurance are guaranteed. Your Premium will never increase, given that you have provided correct

information in the policy application form.

ExceptionsSuicide (within two years from the date of issue or from the date of any reinstatement of the policy),War or AIDS-all are exceptions in this policy. Please read policy document for details on exceptions.

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In Case of Policy LapsesIf the premium remains unpaid after grace period (31 days from due date) and has not acquired a Basic Cash Value, Policy shall not provide any value/bene�t.

In Case of Policy SurrenderThere will be no surrender value if the policy is surrendered anytime during the �rst 2 years. Upon surrender at any time after 2 years the policy owner will receive cash surrender value as per cash value chart.

Disclaimers1. This plan is underwritten by American Life Insurance Company (MetLife)

and is subject at all times to the terms and conditions of the Plan Policy and Riders issued by MetLife. The information contained in the brochure is intended for general consumer understanding only. The values shown in this brochure are for illustrative purposes only. Detailed terms,

conditions and exclusions are included in the Policy Document. In case of discrepancy between this brochure and the policy document, the latter shall prevail.

2. The product is not available in the United States, or offered to U.S. persons, for purposes of this statement, a U.S. Person is a citizen or resident of United States (including a U.S. Permanent Resident residing outside the U.S.), U.S. partnership and any trust that is controlled by one or more U.S. persons and is subject to the supervision of a U.S. Court.

3. Supplementary Contracts/Riders (if any) attached with the Basic Policy, will automatically cancel on the termination/ expiry date of the Supplementary Contracts/Riders or at the end of the Premium Payment Term, whichever is earlier.

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American Life Insurance Company is incorporated in the USA as a Limited Company.

American Life Insurance Company, MetLife Building, 18-20, Motijheel C.A. P.O. Box 9, Dhaka-1000, BangladeshTel: 9561791, Fax: 9558682, E-mail: [email protected]

Hotline: 16344

About MetLifeMetLife, Inc. (NYSE: MET), through its subsidiaries and a�liates ("MetLife"), is one of the world’s leading �nancial services companies who celebrated 150 years of navigating life together in 2018, provides insurance, annuities, employee bene�ts and asset management to help its individual and institutional customers navigate their changing world. Founded in 1868, MetLife has operations in more than 40 countries and holds leading market positions in the United States, Japan, Latin America, Asia, Europe and the Middle East.

For more information, visit www.metlife.com

MetLife’s story in Asia can be traced back to Bangladesh when operations �rst began in 1952. Currently MetLife Bangladesh is the largest life insurer in the country. It serves over a million customers and is a major employer in Bangladesh with about 16,000 Field Force and Employees.

For more information, please visit www.metlife.com.bd

www.facebook.com/MetLifeBangladesh/