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htthtthttp:/p:/p:///ww/ww/www.cw.cw.ctbctbctbcbanbanbank.ck ck.comomom
htthtthttp:/p:/://mo/m/mops.ps.p twstwse.ce.ccom.om.m twtw
22200011888
中國信託商業銀行股份有限公司
地址：臺北市南港區經貿二路166、168、170、186、188號
電話：(02) 3327-7777
網址：http://www.ctbcbank.com
發言人
姓名：邱雅玲
職稱：資深副總經理
電話：(02) 3327-7777
電子信箱：[email protected]
代理發言人
姓名：高人傑
職稱：執行副總經理
電話：(02) 3327-7777
電子信箱：[email protected]
辦理股票過戶機構
名稱：中國信託商業銀行股份有限公司代理部
地址：臺北市中正區重慶南路一段83號5樓
電話：(02) 6636-5566
網址：http://www.ctbcbank.com
最近年度簽證會計師
姓名：陳俊光、吳麟
事務所：安侯建業聯合會計師事務所
地址：臺北市信義區信義路五段7號68樓
電話：(02) 8101-6666
網址：http://www.kpmg.com.tw
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信用評等機構
名稱：中華信用評等股份有限公司
地址：臺北市信義區信義路五段7號49樓
電話：(02) 8722-5800
網址：http://www.taiwanratings.com
名稱：標普全球
地址：香港九龍柯士甸道西路1號環球貿易廣場69樓1室
電話：+852-2533-3500
網址：http://www.standardandpoors.com
名稱：澳洲商惠譽國際信用評等股份有限公司臺灣分公司
地址：臺北市敦化北路205號13樓1306室
電話：(02) 8175-7600
網址：
名稱：穆迪亞太有限公司
地址：香港金鐘道88號太古廣場一座24樓
電話：+852-3758-1300
網址：http://www.moodys.com
海外有價證券掛牌買賣之交易場所
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總行及國內外分支機構之地址及電話請參考第161至166頁
………………………………………………………………………………... 2 ……………………………………………………………………………………... 5
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( ) ……………………………………………..…… 93 …………………………………………………………………... 99
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……... 120
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107 ………………………………………….. 129 107 ……………………………….. 129 107 ………………………………..…………… 129
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107 …………………………………………….. 132 107 ... 132
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1
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107 22% 106LH Financial Group Public Company Limited
107
107 Home Bank APP
152
ATM 107ATM
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107 9
107 1
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107 11
IDC International Data Corporation Financial Insights Innovation Awards Best Bank in Asia Brand Finance
500 FinanceAsiaBest Bank in Taiwan The Asset
Global Finance
Euromoney ( ) The Asian Banker
107
NPL Ratio Coverage Ratio 0.43% 296%BIS Ratio 14.12%
A2 Prime-1 107.11.23
A A-1 107.10.15
A F1 107.09.17
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106 7 LH Financial Group Public Company Limited 35.6%107 10
107 12 313.96
152
114
We are family
( )
(Trusted Brand)
2018
5
2018
107
2018
2018
2018
2017
2018
2018
107
2018
-- - - -
(International Data Corporation) (Best Bank in Asia)
(Global Finance) (Best in Social Media Marketing and Services)
(Best Trade Finance Bank in Taiwan) (Best Sub-Custodian Bank in Taiwan)
(Best Foreign Exchange Provider in Taiwan)
(Euromoney) (Best Private Banking Services Overall) (Best Net-worth-specific services in Taiwan)
(Best Asset Management in Taiwan) (Best Commercial Banking Capabilities in Taiwan)
(Best Research and Asset Allocation Advice in Taiwan) (Best Family Office Services in Taiwan)
(Best Philanthropic Advice in Taiwan) (Best SRI/Social Impact Investing in Taiwan) (Best Succession Planning Advice and Trusts in Taiwan)
(Best International Clients in Taiwan) (Best Technology in Taiwan)
(The Asset) (Best Private Bank in Taiwan)
(Best Trade Finance Bank in Taiwan) (Best Domestic Custodian in Taiwan)
(Best Retail Online Banking Experience, Taiwan) (Best Retail Social-Media Banking Experience, Taiwan)
(Most Retail Mobile Banking Experience, Taiwan) ATM (Most Innovative ATM Project “FX Machine”, Taiwan)
(Best Commodities Derivatives House , Taiwan) (Best Derivatives House of the Year, Taiwan)
(Best Structured Products House, Taiwan) - (Best Structured Investment Product Award –
Commodities, Taiwan) (Highly Commended Best FX
Derivatives House, Taiwan) - (Highly Commended Best Rates
Derivatives House, Taiwan) (Best Debt Adviser in Taiwan) (Best Loan Adviser in Taiwan)
(Best Acquisition Financing in Taiwan) (Best Bank Capital in Taiwan)
(Best Bond / Best Sovereign Bond(Ministry of Finance, People’s
Republic of China US$3 billion bonds - role of Bookrunner and lead manager) (Best LBO(Belle International Holding HK$30 billion senior
syndicated term loan facility, role of Arranger))
(The Asian Banker) (Achievement in Credit Risk Management Award, Asia Pacific)
(Best Retail Bank in Taiwan) (Best Frictionless Robo Advisory Service in Taiwan) (Best Cash Management Bank in Taiwan)
(Best Sub-Custodian Bank in Taiwan) (Best Transaction Bank in Taiwan)
(Best Corporate Trade Finance Deal in Taiwan)
(Private Banker International) - (Best Customer Experience – Website, Asia Pacific)
(Best Use of Data and Analytics, Asia Pacific) (Most Effective Wealth Management Platform in Greater China)
(Highly Commended: Best Private Bank in Taiwan)
(Retail Banker International) (Best Mortgage Offering, Asia Pacific)
ATM (Best ATM Innovation, Asia Pacific) (Highly Commended: Excellence in Loan Origination, Asia Pacific)
(Highly Commended: Excellence in
Social Media- Customer Relations and Brand Engagement, Asia Pacific)
(Global Business Outlook) (Best Private Bank Taiwan 2018)
(Asiamoney) (Best Private Bank in Taiwan)
(FinanceAsia) (Best Bank in Taiwan)
(Best Private Bank in Taiwan)
(The Banker) 151 (#151 of Top 1000 World Banks 2018)
(Brand Finance) 500 181 (#181 of Top 500 Banking Brands 2018)
(World Branding Forum) 2018-2019 (Brand of the Year- National Tier)
(IFR Asia) (Taiwan Loan House)
(Asian Private Banker) - (Excellence Private Bank - Taiwan Domestic)
(Asian Banker & Finance) (Domestic Foreign Exchange Bank of The Year – Taiwan)
(Debt Deal of the Year, Taiwan)
(Mandatory Provident Fund Schemes Authority) (Good MPF Employer Award)
(Support for MPF Management Award)
(Family Council of Hong Kong Government) (Special Mention)
(Family-Friendly Employers) (Awards for Breastfeeding Support)
(HR Asia Magazine) (HR Asia Best Companies to work for in Asia 2018 Awards- Taiwan edition)
8
( )108 4 26
9
( ) 1.
2.
3.
4. (1)
(2)
(3)
(4) (5)
5. (1)
(2) (3)
(4) (5) (6)
6.
(1)
10
(2)
(3)
7. 8. 9.
10. 11.
12. 13.
(1)
(2) (3)
14. (1) (2) (3)
(4)
(5)
15. (1) (2)
(3) (4)
16. 17.
(1) (2)
(3) (4)
11
18.
19. 20.
21.
22.
(
)
108
426
(
)
(
)
(
)
10
5.12.0
8 3
10
1.12.2
6 12
,982,1
38,69
5 10
0%
14,06
8,571
,872
10
0%
- -
- -
()
(
)
()
CT
BC C
apita
l Cor
p.
CTBC
Ban
k Co
rp.(U
SA)
Th
e Tok
yo S
tar B
ank,
Ltd.
()
(
)
- -
-
(
)
105.1
2.08
3
105.1
1.29
12,98
2,138
,695
100%
14
,068,5
71,87
2
100%
-
- -
- (
)
()
()
(
)
CTBC
Cap
ital C
orp.
CT
BC B
ank C
orp.
(USA
)
LH
Fi
nanc
ial
Grou
p Pu
blic
Com
pany
Lim
ited
La
nd
and
Hous
es
Bank
Pu
blic
Com
pany
Lim
ited
- -
-
(
)
105.1
2.08
3
73.3.
22
12,98
2,138
,695
100%
14
,068,5
71,87
2
100%
-
- -
-
()
(
)
()
(
)
()
(
)
()
(
)
()
(
)
()
(
)
- -
-
13
(
)
(
)
(
)
105.1
2.08
3
101.1
2.26
12,98
2,138
,695
100%
14
,068,5
71,87
2 10
0%
- -
- -
CTBC
Ban
k Co
rp.(U
SA)
(
)
()
(
)
()
(
)
CT
BC I
ntern
ation
al Co
., Li
mite
d
()
(
)
- -
-
(
)
10
5.12.0
8 3
99
.11.26
12
,982,1
38,69
5 10
0%
14,06
8,571
,872
100%
-
- -
-
(
)
()
()
(
)
- -
-
14
(
)
(
)
(
)
10
6.3.28
3
10
6.3.28
12
,982,1
38,69
5 10
0%
14,06
8,571
,872
10
0%
- -
- -
()
Th
e To
kyo
Star
Ban
k, L
td.
(
) (
) (
) (
)
()
(
) (
) (
)
()
()
(
)
- -
-
15
(
)
(
)
(
)
105.1
2.08
3
100.6
.13
12,98
2,138
,695
100%
14
,068,5
71,87
2
100%
-
- -
- (
)
()
(
)
()
(
)
- -
-
(
)
10
5.12.0
8 3
103.6
.20
12,98
2,138
,695
100%
14
,068,5
71,87
2
100%
-
- -
- (
)
()
(
)
- -
-
(
)
105.1
2.08
3
10
0.7.21
12
,982,1
38,69
5 10
0%
14,06
8,571
,872
100%
-
- -
- (
)
()
(
)
()
()
()
(
)
(
)
- -
-
16
(
)
(
)
(
)
105.1
2.08
3
97
.6.16
12
,982,1
38,69
5 10
0%
14,06
8,571
,872
10
0%
- -
- -
()
(
)
()
(
)
()
(
)
()
(
)
()
(
)
()
- -
-
(
)
105.1
2.08
3
98
.6.30
12
,982,1
38,69
5 10
0%
14,06
8,571
,872
10
0%
- -
- -
()
(
) (
)
(
)
()
- -
-
(
)
(
)
(
)
10
5.12.0
8 3
100.6
.13
12,98
2,138
,695
100%
14
,068,5
71,87
2
100%
-
- -
- (
)
EMBA
(
)
(
)
()
(
)
- -
-
1610
512
810
812
798
630
18
( )
108 4 26
( )
2.92% 2.84%
2.21% ( ) 1.88%
1.87% 1.81%
( ) 1.68%
1.57% 1.57%
1.55% ( )
108 4 26
25.33% 9.63%
3.34% 2.35%
1.73% 1.34%
1.27% 1.19%
1.13%
1.08%
100.00% 100.00%
68.17% 3.25%
0.28% 0.13% 0.11%
0.10% 0.05% 0.05% 0.05% 0.05%
100.00%
Eagleright Management Co.,Ltd. 95.24% 4.76%
100.00%
19
( ) 108 4 26
1 2 3 4 5 6 7 8 9 10
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V V V V V V V V V V 0
V V V V V V V V 0
V V V V V V V V 0
V V V V V V V V V 0
V V V V V V V V V 0
V V V V V V V V V 0
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(1) (2) (
) (3)
(4) (5)
(6)
(7)
(8) (9) 30 (10) 27
20
()
10
84
26
100.9
.15
- -
- -
- -
CTBC
(Mau
ritiu
s) H
oldi
ng
Co., L
td.
CT
BC B
ank
(Indo
nesia
)
CTB
C B
ank
Corp
. (U
SA)
Th
e Tok
yo S
tar B
ank
Lim
ited
- -
-
92.4.
7 -
- -
- -
-
-
- -
103.1
0.23
- -
- -
- -
PT B
ank C
TBC
Indo
nesia
CTBC
Ban
k (Ph
ilipp
ines
) Co
rp.
- -
-
104.1
.27
- -
- -
- -
-
- -
105.1
.1 -
- -
- -
-
- -
-
106.9
.11
- -
- -
- -
(
)
The T
okyo
Star
Ban
k Li
mite
d
- -
-
95.5.
1 -
- -
- -
-
- -
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96.12
.21
- -
- -
- -
-
- -
96.12
.21
- -
- -
- -
LH F
inac
ial G
roup
Pub
lic
Com
pany
Lim
ited
La
nd an
d H
ouse
Ban
k Pu
blic
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pany
Lim
ited
- -
-
97.7.
1 -
- -
- -
-
- -
-
99.10
.25
- -
- -
- -
- -
-
99.2.
1 -
- -
- -
-
- -
-
99.2.
1 -
- -
- -
-
- -
-
99.5.
1 -
- -
- -
-
- -
-
99.5.
1 -
- -
- -
-
CTBC
Ban
k(Ph
ilipp
ines
) Co
rp.
- -
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99.7.
15
- -
- -
- -
-
- -
22
Noo
r Men
ai
100.1
.1 -
- -
- -
-
CTBC
Ban
k Co
rp.(C
anad
a)
CTBC
Ban
k Cor
p. (U
SA)
CT
BC C
apita
l Cor
p.
- -
-
100.1
2.1
- -
- -
- -
-
- -
100.2
.1 -
- -
- -
-
-
- -
100.2
.25
- -
- -
- -
-
- -
101.7
.1 -
- -
- -
-
- -
-
10
2.1.29
-
- -
- -
-
- -
-
10
2.10.2
5 -
- -
- -
-
- -
-
102.9
.1 -
- -
- -
-
- -
-
103.1
.22
- -
- -
- -
-
- -
104.5
.1 -
- -
- -
-
- -
-
105.1
0.3
- -
- -
- -
-
- -
106.1
.1 -
- -
- -
-
- -
-
10
6.1.1
- -
- -
- -
-
- -
106.1
0.23
- -
- -
- -
-
- -
106.7
.17
- -
- -
- -
- -
-
23
107.1
1.1
- -
- -
- -
-
- -
97.1.
30
- -
- -
- -
-
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97.7.
1 -
- -
- -
-
- -
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97.8.
1 -
- -
- -
-
- -
-
99.3.
1 -
- -
- -
-
- -
-
101.1
.31
- -
- -
- -
-
- -
102.1
.29
- -
- -
- -
-
- -
103.1
.22
- -
- -
- -
-
- -
103.1
0.23
- -
- -
- -
-
- -
103.4
.7 -
- -
- -
-
- -
-
103.7
.1 -
- -
- -
-
- -
-
10
4.11.1
-
- -
- -
-
- -
-
10
4.4.1
- -
- -
- -
-
- -
104.5
.1 -
- -
- -
-
- -
-
104.7
.1 -
- -
- -
-
- -
-
10
4.8.6
- -
- -
- -
-
- -
104.9
.1 -
- -
- -
-
()
-
- -
105.1
.1 -
- -
- -
-
- -
-
10
5.1.1
- -
- -
- -
-
- -
24
105.1
.1 -
- -
- -
-
10
5.2.1
- -
- -
- -
-
- -
105.5
.1 -
- -
- -
-
- -
-
10
6.1.20
-
- -
- -
-
- -
-
10
6.1.20
-
- -
- -
-
- -
-
106.1
2.1
- -
- -
- -
()
()
()
()
()
- -
-
106.2
.1 -
- -
- -
-
- -
-
10
6.2.1
- -
- -
- -
-
- -
106.3
.28
- -
- -
- -
-
- -
106.4
.1 -
- -
- -
-
- -
-
10
6.5.15
-
- -
- -
-
- -
-
10
6.6.28
-
- -
- -
-
- -
-
10
6.7.1
- -
- -
- -
-
- -
106.7
.1 -
- -
- -
-
-
- -
106.7
.1 -
- -
- -
-
LH F
inac
ial G
roup
Pub
lic
Com
pany
Lim
ited
La
nd an
d H
ouse
Ban
k Pu
blic
Com
pany
Lim
ited
- -
-
107.1
0.2
- -
- -
- -
-
- -
107.4
.1 -
- -
- -
-
- -
-
25
107.6
.1 -
- -
- -
-
- -
-
10
7.9.1
- -
- -
- -
-
- -
107.9
.1 -
- -
- -
-
- -
-
Tanm
oy
Adh
ikar
i
107.9
.30
- -
- -
- -
IL&
FS G
loba
l Fin
ancia
l Se
rvice
s (H
K) L
imite
d (IG
FSL)
, Hon
g Kon
g
Chief
Man
ager
& D
eput
y Re
pres
entat
ive
- -
-
108.1
.1 -
- -
- -
-
- -
-
108.1
.1 -
- -
- -
-
- -
-
10
8.4.1
- -
- -
- -
-
- -
90.8.
1 -
- -
- -
-
- -
-
91
.3.15
-
- -
- -
-
- -
-
92
.12.1
- -
- -
- -
-
- -
92.12
.1 -
- -
- -
-
- -
-
93
.10.1
- -
- -
- -
-
- -
93.2.
1 -
- -
- -
-
- -
-
94
.1.1
- -
- -
- -
-
- -
94.1.
1 -
- -
- -
-
- -
-
94
.1.1
- -
- -
- -
-
- -
94.5.
1 -
- -
- -
-
- -
-
94.6.
1 -
- -
- -
-
- -
-
94
.8.1
- -
- -
- -
-
- -
26
94.8.
1 -
- -
- -
-
- -
-
95
.12.1
- -
- -
- -
-
- -
95.12
.1 -
- -
- -
-
- -
-
95
.12.1
- -
- -
- -
-
- -
95.4.
1 -
- -
- -
-
- -
-
95
.8.1
- -
- -
- -
-
- -
95.8.
1 -
- -
- -
-
- -
-
95
.8.1
- -
- -
- -
-
- -
95.8.
1 -
- -
- -
-
- -
-
96
.12.21
-
- -
- -
-
- -
-
96
.12.21
-
- -
- -
-
- -
-
97
.9.30
-
- -
- -
-
- -
-
98.1.
20
- -
- -
- -
-
- -
98.1.
20
- -
- -
- -
-
- -
98.2.
25
- -
- -
- -
-
- -
98.6.
24
- -
- -
- -
-
- -
98.7.
27
- -
- -
- -
-
- -
99.7.
26
- -
- -
- -
-
- -
99.9.
21
- -
- -
- -
-
- -
100.3
.21
- -
- -
- -
-
- -
100.6
.29
- -
- -
- -
-
- -
101.1
.31
- -
- -
- -
-
- -
101.1
2.7
- -
- -
- -
-
- -
27
102.5
.8 -
- -
- -
-
- -
-
10
2.7.8
- -
- -
- -
-
- -
102.7
.8 -
- -
- -
-
- -
-
10
3.1.1
- -
- -
- -
-
- -
103.1
.1 -
- -
- -
-
- -
-
10
3.1.1
- -
- -
- -
-
- -
103.2
.10
- -
- -
- -
-
- -
103.8
.15
- -
- -
- -
-
- -
104.2
.1 -
- -
- -
-
- -
-
10
4.3.15
-
- -
- -
-
- -
-
10
4.6.1
- -
- -
- -
-
- -
104.8
.1 -
- -
- -
-
- -
-
104.8
.1 -
- -
- -
-
- -
-
104.8
.1 -
- -
- -
-
- -
-
10
5.2.1
- -
- -
- -
-
- -
105.2
.1 -
- -
- -
-
- -
-
10
6.1.1
- -
- -
- -
-
- -
106.1
0.1
- -
- -
- -
-
- -
106.5
.25
- -
- -
- -
-
- -
106.8
.1 -
- -
- -
-
- -
-
10
6.8.1
- -
- -
- -
-
- -
107.1
.1 -
- -
- -
-
- -
-
10
7.10.1
-
- -
- -
-
- -
-
28
107.2
.20
- -
- -
- -
-
- -
107.5
.14
- -
- -
- -
-
- -
107.6
.1 -
- -
- -
-
- -
-
107.7
.27
- -
- -
- -
-
- -
108.1
.1 -
- -
- -
-
- -
-
10
8.1.1
- -
- -
- -
-
- -
108.1
.1 -
- -
- -
-
- -
-
10
8.4.15
-
- -
- -
-
- -
-
94.8.
1 -
- -
- -
-
- -
-
95.12
.1 -
- -
- -
-
- -
-
95
.4.1
- -
- -
- -
-
- -
96.4.
26
- -
- -
- -
-
- -
97.2.
22
- -
- -
- -
-
- -
97.9.
30
- -
- -
- -
-
- -
98.7.
27
- -
- -
- -
-
- -
99.1.
29
- -
- -
- -
-
- -
99.1.
29
- -
- -
- -
-
- -
99.1.
29
- -
- -
- -
-
- -
99.10
.25
- -
- -
- -
99.10
.25
- -
- -
- -
-
- -
99.6.
21
- -
- -
- -
-
- -
99.7.
26
- -
- -
- -
-
- -
29
99.9.
21
- -
- -
- -
-
- -
100.3
.21
- -
- -
- -
-
- -
100.3
.21
- -
- -
- -
-
- -
100.4
.25
- -
- -
- -
-
- -
100.5
.27
- -
- -
- -
-
- -
100.6
.29
- -
- -
- -
-
- -
101.1
1.1
- -
- -
- -
-
- -
101.1
1.1
- -
- -
- -
-
- -
101.1
2.7
- -
- -
- -
-
- -
101.4
.5 -
- -
- -
-
- -
-
10
1.5.9
- -
- -
- -
-
- -
101.5
.9 -
- -
- -
-
- -
-
10
1.7.2
- -
- -
- -
-
- -
102.1
0.1
- -
- -
- -
-
- -
102.1
0.1
- -
- -
- -
-
- -
102.5
.8 -
- -
- -
-
- -
-
102.5
.8 -
- -
- -
-
- -
-
10
2.5.8
- -
- -
- -
-
- -
103.1
.1 -
- -
- -
-
- -
-
10
3.10.1
-
- -
- -
-
- -
-
10
3.10.1
-
- -
- -
-
- -
-
30
103.2
.10
- -
- -
- -
-
- -
103.2
.10
- -
- -
- -
-
- -
103.7
.1 -
- -
- -
-
- -
-
10
4.2.1
- -
- -
- -
-
- -
104.6
.1 -
- -
- -
-
- -
-
10
4.8.1
- -
- -
- -
-
- -
104.8
.1 -
- -
- -
-
- -
-
104.8
.1 -
- -
- -
-
- -
-
104.8
.1 -
- -
- -
-
- -
-
10
5.10.3
1 -
- -
- -
-
- -
-
10
5.2.1
- -
- -
- -
-
- -
105.2
.1 -
- -
- -
-
- -
-
10
5.5.1
- -
- -
- -
-
- -
105.6
.1 -
- -
- -
-
- -
-
10
5.6.1
- -
- -
- -
-
- -
105.6
.1 -
- -
- -
-
- -
-
10
5.6.1
- -
- -
- -
-
- -
105.7
.1 -
- -
- -
-
- -
-
10
5.7.15
-
- -
- -
-
- -
-
10
5.9.1
- -
- -
- -
-
- -
105.9
.1 -
- -
- -
-
- -
-
10
6.1.1
- -
- -
- -
-
- -
106.1
.1 -
- -
- -
-
- -
-
10
6.1.1
- -
- -
- -
-
- -
31
106.1
.1 -
- -
- -
-
- -
-
10
6.1.1
- -
- -
- -
-
- -
106.1
.1 -
- -
- -
-
- -
-
10
6.1.1
- -
- -
- -
-
- -
106.1
.1 -
- -
- -
-
- -
-
10
6.10.1
-
- -
- -
-
- -
-
10
6.11.1
-
- -
- -
-
- -
-
10
6.3.1
- -
- -
- -
-
- -
106.3
.1 -
- -
- -
-
- -
-
106.3
.1 -
- -
- -
-
- -
-
10
6.4.1
- -
- -
- -
-
- -
106.4
.1 -
- -
- -
-
- -
-
106.4
.1 -
- -
- -
-
- -
-
10
6.6.1
- -
- -
- -
-
- -
106.8
.1 -
- -
- -
-
- -
-
10
7.1.1
- -
- -
- -
-
- -
107.1
.1 -
- -
- -
-
()
- -
-
107.1
.1 -
- -
- -
-
- -
-
107.3
.1 -
- -
- -
-
- -
-
10
7.3.1
- -
- -
- -
-
- -
107.3
.1 -
- -
- -
-
- -
-
32
107.5
.1 -
- -
- -
-
- -
-
107.5
.1 -
- -
- -
-
- -
-
107.7
.1 -
- -
- -
-
- -
-
10
7.7.1
- -
- -
- -
-
- -
108.1
.1 -
- -
- -
-
- -
-
108.1
.1 -
- -
- -
-
-
- -
108.1
.1 -
- -
- -
-
- -
-
10
8.1.1
- -
- -
- -
-
- -
108.1
.1 -
- -
- -
-
- -
-
108.2
.1 -
- -
- -
-
- -
-
10
8.3.1
- -
- -
- -
-
- -
108.4
.1 -
- -
- -
-
- -
-
108.4
.1 -
- -
- -
-
- -
-
(
)
33
() 1
07
1.
()
107
1231
A
B C
D
A
BC
DE
FG
(A)
(B)
(C)
(D)
(E)
(F
) (G
)
159,
389
159,
389
108
108
-
-
7,11
4 7,
532
0.56
% 0
.56%
4
4
-
-
-
-
-
-
0.
56%
0.
56%
11,
704
1,70
4
23,
544
3,54
4
3
410
7(
)
34
(A+B
+C+D
) (A
+B+C
+D+E
+F+G
)
2,00
0,00
0
2,00
0,00
0(
)5,
000,
000
5,00
0,00
0(
)10
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10
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()
15,0
00,0
00
15,0
00,0
00(
)30
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30
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()
50,0
00,0
00
50,0
00,0
00(
)10
0,00
0,00
0
100,
000,
000
12
12
12
12
35
2.
10
712
31
(A)
(B)
(C)
(D)
AB
CD (%
)
()
245,
519
261,
801
14,3
56
14,3
56
769,
638
786,
095
16,9
97
- 16
,997
-
3.53
%
3.64
%
()
(
)
()
()
(
)
()
(
)
()
(
) N
oor M
enai
(
)
()
(
)
()
(
)
()
(
)
()
(
)
()
(
)
()
(
)
36
(A)
(B)
(C)
(D)
AB
CD (%
)
()
245,
519
261,
801
14,3
56
14,3
56
769,
638
786,
095
16,9
97
- 16
,997
-
3.53
%
3.64
%
()
(
)
()
(
)
()
(
)
()
(
)
()
(
)
()
(
)
()
(
)
()
(
)
()
(
)
()
(
)
()
(
)
()
(
) (
1)
()
(2)
(
) (
3)
37
(A)
(B)
(C)
(D)
AB
CD (%
)
()
(4)
245,
519
261,
801
14,3
56
14,3
56
769,
638
786,
095
16,9
97
- 16
,997
-
3.53
%
3.64
%
()
(5)
(
) (
6)
()
(7)
(
) (
8)
110
710
76
1~1
0712
31
210
710
79
1~1
0712
31
310
710
79
1~1
0712
31
410
710
711
1~1
0712
31
510
710
71
1~1
078
31
610
710
71
1~1
078
31
710
710
71
1~1
075
31
810
710
71
1~1
0710
31
9
38
(A+B+C+D)
2,000,000
2,000,000 ( ) 5,000,000 ( )
5,000,000 ( ) 10,000,000 ( )
10,000,000 ( ) 15,000,000 ( ) Noor Menai
15,000,000 ( ) 30,000,000 ( )
30,000,000 ( ) 50,000,000 ( )
Noor Menai
50,000,000 ( ) 100,000,000 ( )
100,000,000 55 55
39
3.
(%) ( )
- 16,997 16,997 0.06%
()
( ) (
)
( ) ( ) ( )
( ) ( )
( ) Noor Menai ( )
( ) ( )
( ) ( )
( ) ( ) ( )
( ) ( )
( ) ( ) ( ) ( )
( ) ( )
( ) ( ) ( ) ( ) ( ) ( ) ( )
()
( ) ( ) ( )
( ) ( ) ( )
( ) ( )
( )
40
(%) (
)
- 16,997 16,997 0.06%
( ) ( ) ( )
( ) ( 1) ( ) ( 2) ( ) ( 3)
( ) ( 4) ( ) ( 5) ( ) ( 6)
( ) ( 7) ( ) ( 8)
1 107 107 6 1 ~107 12 31 2 107 107 9 1 ~107 12 31 3 107 107 9 1 ~107 12 31 4 107 107 11 1 ~107 12 31 5 107 107 1 1 ~107 8 31 6 107 107 1 1 ~107 8 31 7 107 107 1 1 ~107 5 31 8 107 107 1 1 ~107 10 31 9 107 16,997
4. 5.
107 $1,246,282 (107 4.2%)
107 106 $1,035,848 20.32%
6.
(Stock appreciation rights)
41
( ) 107 17 (A)(107 1 1 107 12 31 )
( )B
( )(%) B/A
( )— 16 1 94.12%
( )— 14 3 82.35%
( )— 17 - 100.00%
( )— 16 1 94.12%
( )— 14 3 82.35%
( )— 17 - 100.00%
( )— 16 1 94.12%
( )
— 17 - 100.00%
( )— 15 2 88.24%
( )— 17 - 100.00%
( )— 17 - 100.00%
( )— 17 - 100.00%
( ) 14 3
14 5 14 3
( )
( )
1. 98 2. 100 6 29
42
( ) 1.
(1) (2) (3)
(4) (5) (6) (7) (8) (9) (10) (11) (12)
2. 107 4 17 (A)(107 1 1 107 12 31 )
(%) B/A
( )— 17 - 100.00%
( )— 17 - 100.00%
( )— 17 - 100.00%
( ) 14 5 ( )
107/3/20 4 23
107/5/24 4 27
( )( )
107/11/22 4 36
100
( )
1. (1) 62 58
2943
(2)
2. 107
107.3.2 106
107.3.12 1.106
2.107
106
107.3.21 106
107.7.25 107
107.8.27 107
107
108.1.15 107
44
108.3.18 1.107
2.108
107
( )
1. (1) 16
(2) 10
(3) 6
2.
107
107.2.26 106 4
107.3.2 106
107.4.26 107 1
107.8.21 107
107.8.28 107 2 107.10.29 107 3 107.12.20 108
108.2.22 107
108.2.25 107 4 108.4.25 108 1
( )
1.
(1) (2)
45
2.
1
2
1 2 3 4 5 6 7 8
V V V V V V V V V V 0 V V V V V V V V 0 V V V V V V V V V 0
1 2
“ ” (1) (2)
(3)
(4) (5)
(6)
(7)
(8) 30
3. (1) 3 (2) 105 12 8 108 12 7 107 4
12 (A)(107 1 1 107 12 31 )
(B)
(%)
B/A
12 - 100% 107 426
12 - 100%
12 - 100%
()
4.
107/1/31 16 21
1. 2. 106
3. 106 4. 106 5. 106 6. 106
(107 1 30 ) ( )
107/2/27 16 22
1.
(107 2 26 )
( ) 107/3/21
16 23
1. 107 2.
(107 3 20 ) ( )
107/4/27 16 25
1. 106 2.
(107 4 26 ) ( )
107/5/25
16 27
1. 2017 2. 3.
(107 5 24 ) ( )
107/6/21 16 28
1. 107 2. 107 3. 4. 2018
(107 6 20 ) ( )
107/7/27 16 29
1. 2.
(107 7 26 ) ( )
107/8/2916 30
1. 2. 107
(107 8 28 ) ( )
107/9/2716 32
1.
(107 9 26 )
( ) 107/10/31
16 33
1. 106 2. 3.
(107 10 29 ) ( )
107/11/2316 36
1. 2. 2018 3.
(107 11 22 ) ( )
107/12/2116 37
1.
2. 3. 108 4. 108 5. 108 6.
108 1 1 (107 12 20 )
( )
48
( )
( )
( )
( )
V
V
V
( ) ( )
( ) ( )
( )
( ) ( ) ( )
( )
V
( )
1.
2.
3.
( )
49
( )
V
( )
108108.3.20
108.3.21
( )
108 ( )
1.
v
2.
v
3.
v
4.
v
5.
v
6.
v
7.
v
8.
v
9.
v
10.
v
( )
50
( )
(
)
V
()
V
( )
( )
( )
( ) 24
( )
( )
V
V
( )
( )
( ) ( )
V
()
V
( )
V
V
V 12 3( )
V
12
107
V
( )100%
( ) – ( )
( )
107.4.12 107.4.12
107.4.12 107.4.12
107.8.22 107.8.22
107.8.22 107.8.22
107.9.12 107.9.12 -TCFD
107.9.12 107.9.12
107.4.12 107.4.12
107.4.12 107.4.12
107.8.22 107.8.22
107.8.22 107.8.22
107.9.12 107.9.12 -TCFD
107.9.12 107.9.12
107.4.12 107.4.12
107.4.12 107.4.12
107.8.22 107.8.22
107.8.22 107.8.22
107.9.12 107.9.12 -TCFD
107.9.12 107.9.12
53
107.4.12 107.4.12
107.4.12 107.4.12
107.8.22 107.8.22
107.8.22 107.8.22
107.9.12 107.9.12 -TCFD
107.9.12 107.9.12
107.4.12 107.4.12
107.4.12 107.4.12
107.8.22 107.8.22
107.8.22 107.8.22
107.9.12 107.9.12 -TCFD
107.9.12 107.9.12
107.4.12 107.4.12
107.4.12 107.4.12
107.8.22 107.8.22
107.8.22 107.8.22
107.9.12 107.9.12 -TCFD
107.9.12 107.9.12
107.4.12 107.4.12
107.4.12 107.4.12
107.8.22 107.8.22
107.8.22 107.8.22
107.9.12 107.9.12 -TCFD
107.9.12 107.9.12
54
107.4.12 107.4.12
107.4.12 107.4.12
107.8.22 107.8.22
107.8.22 107.8.22
107.9.12 107.9.12 -TCFD
107.9.12 107.9.12
107.4.12 107.4.12
107.4.12 107.4.12
107.8.22 107.8.22
107.8.22 107.8.22
107.9.12 107.9.12 -TCFD
107.9.12 107.9.12
107.4.12 107.4.12
107.4.12 107.4.12
107.8.22 107.8.22
107.8.22 107.8.22
107.9.12 107.9.12 -TCFD
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- - 641,595,770 123,726,621 147,083,203 69,019,592 - 89,167,115 81,529,265 71,833,935 69,957,541 64,495,963
- 2,274,636 2,996,034 2,298,431 1,991,949 3,873,186 - 1,841,957 2,207,123 4,450,140 - -
- 45,569,994 44,110,239 43,254,831 46,698,500 40,540,604 - 12,919,547 12,491,323 12,186,943 11,957,294 11,814,400
- 4,555,917 4,211,654 3,668,855 3,723,927 3,618,237 - 18,562,228 11,546,566 16,930,311 32,879,272 22,582,635 3,170,801,114 2,972,787,975 2,714,108,812 2,681,950,097 2,390,876,564
71,980,131 62,448,335 57,493,505 42,904,206 43,243,324 82,434,630 59,124,552 81,734,496 120,100,457 84,348,136
184,195 16,865 303,599 441,428 916,322 60,659,817 53,163,109 39,200,341 43,680,448 60,230,776
71,319,250 63,969,796 60,403,625 52,212,035 58,297,857 1,870,430 2,038,009 2,158,961 2,360,240 2,259,007
2,498,022,245 2,357,738,017 2,131,457,229 2,090,194,336 1,826,516,686 59,396,547 68,698,585 68,201,275 76,847,343 91,959,233
13,837,167 11,405,536 9,971,469 9,644,462 13,568,429 4,859,082 5,041,394 5,393,559 5,581,857 5,051,093
1,087,641 858,112 369,704 302,870 358,091 9,411,106 8,653,026 4,406,997 4,269,489 4,797,698
2,875,062,241 2,693,155,336 2,461,094,760 2,448,539,171 2,191,546,652 2 2,710,617,388 2,461,094,760 2,448,539,171 2,194,160,380
140,685,719 140,685,719 131,125,735 105,729,279 91,092,775 2 140,685,719 140,685,719 129,821,387 105,205,779
29,788,688 29,788,688 29,788,688 28,093,036 26,182,059
133,019,685 120,055,826 99,477,940 100,455,120 83,186,522 2 102,593,774 89,917,956 76,363,012 69,073,518
- - - - 2,717,296 - - - - 103,568
(7,755,219) (10,897,594) (7,378,311) (866,509) (3,848,740) 295,738,873 279,632,639 253,014,052 233,410,926 199,329,912
2 262,170,587 253,014,052 233,410,926 196,716,184
121
2.
1 2 107 108
( 1) 107 106
340,439,568 370,430,407 163,460,604 140,189,002
253,666,127 - 595,630,666 -
- - 214,952,284 34,212 137,010
1,481,876 - - 163,682,849 121,046,639
912,682 510,424 - 2,313,708,156 2,142,676,154
- - 643,909,213 - 19,536,750 17,873,392
- 2,316,623 17,861,460 - 47,996,997 46,612,395
1,841,957 2,207,123 - 15,813,711 14,867,190
- 6,968,418 6,907,914 - 32,086,622 21,317,913 3,959,577,818 3,761,498,520
74,498,692 74,874,783 93,273,214 67,430,644
184,195 16,865 60,957,626 62,742,896
75,980,415 69,278,998 2,296,295 2,736,000
3,156,766,975 2,981,845,216 62,610,175 73,614,319
119,911,411 132,761,156 5,514,991 5,621,352
1,099,178 858,112 10,669,761 10,008,060
3,663,762,928 3,481,788,401 2 3,499,250,453
140,685,719 140,685,719 2 140,685,719
29,788,688 29,788,688
133,019,685 120,055,826 2 102,593,774
(7,755,219) (10,897,594) 76,017 77,480
295,814,890 279,710,119 2 262,248,067
122
( ) 1.
( 1)
107 106 105 104 103 ( 2) 58,744,203 49,363,379 45,743,468 45,969,852 45,545,812
(21,833,097) (16,086,963) (14,613,255) (17,475,356) (17,503,911) 36,911,106 33,276,416 31,130,213 28,494,496 28,041,901
42,418,024 44,620,307 39,616,795 49,632,276 53,083,239 79,329,130 77,896,723 70,747,008 78,126,772 81,125,140
(4,009,560) (2,616,224) (5,169,132) (1,836,770) (3,342,271) (41,293,173) (41,192,857) (38,647,410) (38,540,275) (37,105,531)
34,026,397 34,087,642 26,930,466 37,749,727 40,677,338 (4,346,321) (4,066,191) (3,838,302) (3,509,459) (3,809,190)
29,680,076 30,021,451 23,092,164 34,240,268 36,868,148 ( ) 3,072,010 (3,402,866) (6,489,038) 2,454,474 508,457
32,752,086 26,618,585 16,603,126 36,694,742 37,376,605 2.11 2.13 1.66 2.64 3.58
1 2 103
2.
( )
107 106
78,042,305 67,347,690 (25,248,942) (19,174,308)
52,793,363 48,173,382 42,583,415 45,509,812
95,376,778 93,683,194 (4,740,162) (2,480,381)
(54,905,097) (54,554,422) 35,731,519 36,648,391
( ) (6,048,906) (6,625,232) 29,682,613 30,023,159
( ) 3,068,938 (3,409,887) 32,751,551 26,613,272
29,680,076 30,021,451 2,537 1,708
32,752,086 26,618,585 (535) (5,313)
2.11 2.13
123
( )
103 ( 1) 104 ( 2) 105 ( 3) 106 ( 3) 107 ( 3)
1 ( ) 2 ( )
IFRS( )
3 ( )
( ) 1.
1
( 5)
( 1) 107 106 105 104 103
(%) 69.73 67.46 70.20 71.08 73.15 (%) 0.22 0.21 0.33 0.29 0.23
(%) 0.71 0.55 0.55 0.71 0.77 (%) 2.43 2.30 2.27 2.34 2.37
( ) 0.03 0.03 0.03 0.03 0.04 6,876.66 6,935.25 6,396.66 7,296.11 7,736.52 2,572.82 2,672.85 2,087.90 3,197.63 3,515.94
(%) 13.10 13.85 11.97 19.11 26.41 (%) 0.97 1.06 0.86 1.35 1.65 (%) 10.32 11.27 9.49 15.82 21.16
(%) 37.41 38.54 32.64 43.83 45.45
( )( ) 2.11 2.13 1.78 3.24 4.13 3 2.13 1.66 2.64 3.58
(%)( 2) 90.63 90.56 90.64 91.62 91.62
(%) 15.41 15.77 17.1 20.01 20.34
(%) 6.66 9.53 1.20 12.17 14.87 (%) (0.18) 26.58 (28.66) (7.20) 89.27
(%) 4 5.65 4 28.27 10.59 (%) 12.16 149.87 183.76 242.68 255.49
(%) 4 187.66 4 3,162.08 61.37 (%) 32.52 37.14 35.44 23.52 24.90
17,803,761 16,699,982 15,927,941 17,323,078 14,541,246
(%) 0.97 1.00 1.01 1.09 0.99
(%) 4.94 4.81 4.56 4.63 4.29 (%) 6.95 6.97 6.58 6.41 5.92 (%) 5.94 5.78 5.44 5.56 5.18 (%) 5.50 5.31 5.19 5.28 4.88
( 20%) 1. 107 2. 3. 4.
124
2 3 107 108 4 107 105 5
1. (1) (2) (3) (4) (5) / (6) (7)
2. (1) = (2) (3) (4) (5) ( )
3. (1) (2)
4. (1) =( ) (2) =( )
5. (1) (
) (2) ( ) (3)
6. 7.
(1) (2) (3) (4)
125
2.
1
2
3 4
( 1) ( 4)
107 106
(%) 74.42 72.81
(%) 0.43 0.41
(%) 0.68 0.53 (%) 2.60 2.48
( ) 0.02 0.03 6,408.01 6,444.47
1,994.26 2,065.29
(%) 12.19 13.26
(%) 0.77 0.82 (%) 10.32 11.27
(%) 31.12 32.05
( ) 2.11 2.13
(%) 92.49 92.53
(%) 16.23 16.66
(%) 5.27 6.78
(%) (2.50) 26.69
(%) 8.88 4.43
(%) 269.19 365.32
(%) 117.12 95.25 (%) 2 2
2 2 (%) 2 2
(%) 3 3 (%) 3 3 (%) 3 3 (%) 3 3
126
( ) 1.
1 BASEL III 2
(1) (2) ×12.5 (3) (4) ( + )
(5) (6) = /
3
4 104
( 2)
1 107 106 105 104 103
258,624,013 246,406,658 222,127,149 199,809,939 167,593,653
4,693,956 9,777,710 13,830,799 14,296,725 13,287,861
- - 4,988,705 6,184,313 16,137,063
263,317,969 256,184,368 240,946,653 220,290,977 197,018,577
1,511,649,249 1,373,656,169 1,418,213,675 1,438,673,407 1,278,692,943
- - - - -
127,174 - - - 943,108
- - - - -
/ 123,817,050 120,149,613 115,253,825 104,133,769 90,387,379
- - - - -
101,485,474 90,004,715 55,132,053 64,778,153 68,106,949
- - - -
1,737,078,947 1,583,810,497 1,588,599,553 1,607,585,329 1,438,130,379
(%) 15.16 16.18 15.17 13.70 13.70
(%) 15.16 16.18 14.85 13.32 12.58
(%) 14.89 15.56 13.98 12.43 11.65
(%) 7.93 8.13 8.17 7.53 4 20%
2.
1 BASEL III 2
(1) (2) ×12.5 (3) (4) ( + )
(5) (6) = /
3
4 104 5 103 The Tokyo Star Bank,Ltd. Basel III
( 2)
1 107 106 105 104 103 ( 5)
272,761,798 259,049,577 235,359,716 211,655,003 180,144,347 26,926,331 27,300,493 31,213,415 31,225,848 28,825,791
31,690,092 31,032,043 42,822,408 43,200,398 56,329,620 331,378,221 317,382,113 309,395,539 286,081,249 265,299,758
2,011,804,287 1,860,029,895 1,906,487,836 1,913,322,309 1,686,451,055 - - - - - 36,343,129 42,196,481 59,766,653 81,350,784 73,148,358
- - - - - / 151,391,754 147,601,288 140,883,092 132,817,691 123,148,154
- - - - -
147,693,705 143,127,258 103,137,164 75,682,237 88,707,956
- - - - - 2,347,232,875 2,192,954,922 2,210,274,745 2,203,173,021 1,971,455,523
(%) ( ) 14.12 14.47 14.00 12.98 13.46 (%) 12.77 13.06 12.06 11.02 10.60 (%) 11.62 11.81 10.65 9.61 9.14
(%) 7.19 7.16 7.06 6.46 4 20%
128
107
107
107
107 108 4 26
(http://www.ctbcholding.com)
129
20% 1. 107 IFRS 9 2. 3. 107 4. 5. 6. 7. 8. 9.
107 106 %
214,017,860 246,581,429 (32,563,569) -13.21% 144,999,930 99,461,184 45,538,746 45.79%
186,348,230 - 186,348,230 100.00% 581,713,332 - 581,713,332 100.00%
- - 140,560,022 (140,560,022) -100.00% 34,212 137,010 (102,798) -75.03%
1,481,876 - 1,481,876 100.00% - 152,998,614 116,935,669 36,062,945 30.84%
818,382 421,834 396,548 94.01% - 1,713,497,284 1,568,002,853 145,494,431 9.28%
- - 641,595,770 (641,595,770) -100.00% - 89,167,115 81,529,265 7,637,850 9.37%
- 2,274,636 2,996,034 (721,398) -24.08% - 1,841,957 2,207,123 (365,166) -16.54%
- 45,569,994 44,110,239 1,459,755 3.31% - 12,919,547 12,491,323 428,224 3.43%
- 4,555,917 4,211,654 344,263 8.17% - 18,562,228 11,546,566 7,015,662 60.76% 3,170,801,114 2,972,787,975 198,013,139 6.66%
71,980,131 62,448,335 9,531,796 15.26% 82,434,630 59,124,552 23,310,078 39.43%
184,195 16,865 167,330 992.17% 60,659,817 53,163,109 7,496,708 14.10%
71,319,250 63,969,796 7,349,454 11.49% 1,870,430 2,038,009 (167,579) -8.22%
2,498,022,245 2,357,738,017 140,284,228 5.95% 59,396,547 68,698,585 (9,302,038) -13.54%
13,837,167 11,405,536 2,431,631 21.32% 4,859,082 5,041,394 (182,312) -3.62%
1,087,641 858,112 229,529 26.75% 9,411,106 8,653,026 758,080 8.76% 2,875,062,241 2,693,155,336 181,906,905 6.75%
140,685,719 140,685,719 0 0.00% 29,788,688 29,788,688 0 0.00% 133,019,685 120,055,826 12,963,859 10.80% (7,755,219) (10,897,594) 3,142,375 -28.84%
295,738,873 279,632,639 16,106,234 5.76%
130
20% 1. 2. 3. ( )
( )107 153 153-1 ( )108
1. (1) 5,207,013 (2) 5,708,642
2.
107 106
% 58,744,203 49,363,379 9,380,824 19%
(21,833,097) (16,086,963) (5,746,134) 36% 36,911,106 33,276,416 3,634,690 11%
42,418,024 44,620,307 (2,202,283) -5% 79,329,130 77,896,723 1,432,407 2%
(4,009,560) (2,616,224) (1,393,336) 53% (41,293,173) (41,192,857) (100,316) 0%
34,026,397 34,087,642 (61,245) 0% (4,346,321) (4,066,191) (280,130) 7%
29,680,076 30,021,451 (341,375) -1% ( ) 3,072,010 (3,402,866) 6,474,876 -190%
32,752,086 26,618,585 6,133,501 23% 2.11 2.13 (0) -1%
80,277,801 5,207,013 (5,708,642) 79,776,172
131
107 ( )
( )
1.
2. ( )
107 98
( )
( )
103 104 105 106 107 108.03 30,687 21,309 6,291 1,727 697 663
( ) 108.04 1,830 800 832 198 0 0
132
( )
()
1.
2.
(1)
(2)
(3)
3.
(1)
(2)
133
(3)
(4) (Credit Cycle Management)
4.
(1)
(2)
( )
(3)
(4)
5.
(1) (2) (3) (4)
6. (1)
(PD) (LGD) (EAD)
A.
…(Masterscale)
B.
(Collateral Recovery Rate)
C. (
) () (Credit Conversion Factor)
(2)
7.
(1)
( )
(2)
(3)
(4)
(5)
(6)
135
8.
( ) 107 12 31
1.
(1) A.
B.
C.
D.
E.
(2) A.
()
B.
C.
()
D.
E.
F.
2.
(1)
136
(2)
(3) (4) (5)
3.
(1)
A. B. C. D. E.
(2)
A. B. 10% 20%
(3)
4.
(1) (2)
(3) ( )
5.
( )
1.
(1)
(2)
2.
(1)
(2) (3)
3. (1)
(2)
4.
(1)
(2)
A. /
B. 5.
(1)
(2)
(3)
6.
( ) ( )
1.
2.
(1)
(2)
138
(3)
(4)
3.
(1) A. B. C.
D.
(2) A. B. ; C.
4. (1) (Value at Risk, VaR)
(IMA) (2)
5.
6.
( )
1.
139
2. (1)
A.
B. C. D.
(2) A. B.
3.
(1) A. (Maximum
Cumulative Outflow, MCO)
B. Liquidity Risk Heat Map
(2)
4.
(1)
(2)
( )
1.
(FTP)
(Match-Term Fund Transfer Pricing)
2. (1)
140
(2)
3.
(1) (Repricing Gap Report)
(2) (Risk Sensitivity)
A. 1bp NII 1bp EVE (1 Basis Point) (Net Interest Income) (Economic Value of Equity) (1bp NII)
(1bp EVE)
B.( ) PVBP
(3) (Stress Test)
(4)( )
4. (1)
(2)
( )
1. (1)
107 12 31
673,089,183 385,864
104,100,489 1,669,490 331,203,630 10,005,799
775,909,631 57,962,829 276,449,030 17,049,082
642,545,868 25,683,638 2,782,035 222,563
115,159,531 7,001,151 2,921,239,397 119,980,416
141
(2)
107 12 31
(2)
(4)
(5)=(1)+(3)
(6)=(2)+(4)
(1) (3)
635,871 - - 635,871 10,174 - - 635,871 10,174
635,871 - - 635,871 10,174 - - 635,871 10,174
- - - - - - - - - 635,871 - - 635,871 10,174 - - 635,871 10,174
(3)
107 12 31
104 70,000,174
105 70,778,843 106 75,317,266
216,096,283 9,905,364
(4)
107 12 31
4,506,498 3,056,023
548,895 7,421
- 8,118,837
142
2. (1) —
% 107 12 31
696,427 242,822,450 0.29% 13,110,829 431.04%
( 1 0 ) 2,345,263 739,755,307 0.32%
213,956 562,983,122 0.04% 6,571,178 3,071.28% 7,558 1,016,579 0.74% 67,080 887.54%
569,823 104,714,120 0.54% 3,634,425 637.82% - 121 -% 1 -%
13,088 86,565,700 0.02%
665,342 5,028.66% 143 367,665 0.04%
3,846,258 1,738,225,064 0.22% 24,048,855 625.25%
95,546 84,364,387 0.11% 1,166,342 1,220.71% - 21,578,332 -% 782,315 -%
1.
94 07 06 ( ) 0944000378
2. = / = / 3. = /
= / 4. (
) 5. 94 12 19 ( ) 09440010950
6.
7. 94 07 19 ( ) 094000494
8.
9.
107.12.31
( 1) 47,964 147,558
( 2) 687,286 65,706
735,250 213,264
143
1 95 04 25 ( ) 09510001270
2 97 09 15 09700318940
10.
(2) —
107 12 31
S&P Moody’s CTBC Internal Rating
AA or better Aa2 or better 1 7.82% AA- to A Aa3 to A2 2 13.22% A- A3 3 8.41% BBB+ to BBB Baa1 to Baa2 4 6.08% BBB- Baa3 5 9.79% BB+ Ba1 6 7.77% BB Ba2 7 10.68% BB*- Ba2*- 8 12.05% BB- Ba3 9 10.20% B+ B1 10 5.56% B B2 11 2.46% B- B3 12 0.90% CCC+to C Caa1 to Ca 13 4.24%
14 0.05% /
15 0.60% 1-90 31-90
16 0.17% >90 >90
100.00% 1. OBU DBU 2. CTBC Internal Rating
(3) —
107 12 31
4.19% 20.90% 14.45%
21.08% 13.93%
17.32% 8.13% 100.00%
144
(4) —
107 12 31
67.02%
10.04% 12.47%
0.12% - 10.30% - 0.04% 100.00%
3.
(1)
107 12 31
0 10 11 30 31 90 91 180 181 1 1
2,557,873 248,314 296,793 307,580 255,910 210,780 1,238,496
2,763,035 180,384 221,406 393,227 376,084 560,924 1,031,010
(205,162) 67,930 75,387 (85,647) (120,174) (350,144) 207,486
(2)
a.
107 12 31
0 30 31 90 91 180 181 1 1 80,994,096 36,784,299 16,831,419 9,139,587 8,206,772 10,032,019
90,740,142 42,156,848 17,389,195 10,360,006 11,116,285 9,717,808
(9,746,046) (5,372,549) (557,776) (1,220,419) (2,909,513) 314,211
145
b.
107 12 31
0 30 31 90 91 180 181 1 1 43,234,202 21,069,414 8,593,275 3,675,000 5,477,297 4,419,216
48,283,524 28,958,046 6,669,412 3,792,088 5,994,029 2,869,949
(5,049,322) (7,888,632) 1,923,863 (117,088) (516,732) 1,549,267
4.
(1)
107 12 31
( 1)
MBS-RMBS
626,392 7,180 0 633,572
1 (1) (MBS)
(RMBS) (CMBS)(CMO)
(2) ABS(CLO) (CBO)
/
(3) (ABCP) (4) (CDO) (5) (REAT) (6) (SIV) (7)
2
146
(2) 3
107 12 31
G2 MA5529
USD Government National Mortgage Association/ USA
2018/10/18~ 2018/10/18
2048/10/20 4.50% AAA
313,190 3,294 0 316,484 n.a. Mortgage
G2 MA5596
USD Government National Mortgage Association/ USA
2018/11/08~2018/11/08
2048/11/20 4.50% AAA
313,202 3,886 0 317,088 n.a. Mortgage
1 2 3 4 (attachment point)
(CDO)A A BBB BBB12% A 12%
5 ()
(3) (4)
( )
1.
6 ( 107 9 30 )
107 9 25
2.
107
3. (APG)
( )
( ) We are family
( )
1.
2.
( )
( )
( ) 1% 100%
( )
148
( ) 108 4 26
( 1)( 2)
- 96 2 15
98 12 24
107 912
( )
907,607,204
97 1 22 (97 8 13
)
( )
()
104 3 2766,834,064
(Lehman Brothers Treasury Co. B.V.
LBT)
(Lehman Brothers Holdings Inc.LBHI) 22
LBHI LBT1. 2.
515,776,372.89( 3)
1. 97 9 15(LBHI)
2. 97 10 8(LBT)
1. LBHI( ) 2. LBT( )
1. LBHI (1)
( 22 )
(2) (3)LBHI
(4) 100 11
LBHI
(5) 100 12 6LBHI
(6) 101-104
4 10 105 46 10 106 4 10 12
107 4 10 1084
28.55% 2. LBT
(1) (2)LBT LBHI
(3)LBT
101 2 3
(4)LBT 101 12 10
149
(5)101 12 10
(102 1 25)
102 3 7
102 3 22
(6)102 5 10 103
4 10 104 410 105 4 7 11106 5 10 107 1 510
(40.42%)
(7) 108 124
Qualified Noteholders
Eligible Notes
(108 311 )
( )
1 928
( )
8 24
- 97 7 498 10 8
105 10
107 10 9
150
( 1) - 106 1 12
107 1 4
106 1 12
107 10 11
1 2
107 9 12 3 22 515,667,102.07 XS0365192078
109,270.82
2.
102
97 102 104( )
104 11 104
98
( )
12
151
(
)
107
()
(
)
1.
10
712
31
100%
CTB
C B
ank
Cor
p. (C
anad
a)
2,74
6
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ank
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ank
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152
2. 107 12 31
( ) /
( ) ( )
( )
CTBC Bank (Philippines) Corp.
PHP 2,479,687 0.5844
TWD 1,449,129 31,776,690 27,473,177 4,303,513 1,364,102 136,337 0.55
PT Bank CTBC Indonesia
IDR 150,000,000 0.0021108
TWD316,620 31,417,512 25,537,209 5,880,303 1,243,877 199,061 132,707.30
CTBC Bank Corp.(Canada)
CAD 37,000 22.589
TWD835,793 9,678,232 8,189,293 1,488,939 331,984 103,995 37.88
CTBC Capital Corp.
USD 6.43028 30.733
TWD198 106,114,631 90,640,191 15,474,440 3,783,015 1,181,598 183,755.24
CTBC Bank Corp. (USA)
USD 771.108 30.733
TWD23,698 106,116,570 91,402,180 14,714,390 3,768,283 1,175,565 429,279.51
The Tokyo Star Bank, Ltd.
JPY 26,000,000 0.2783
TWD7,235,800 697,982,802 655,394,650 42,588,152 13,401,318 2,471,868 3,531.24
TSB Servicer, Ltd.
JPY 500,000 0.2783
TWD139,150 582,909 14,856 568,053 53,056 173,638 36,699 91,748.54
Tokyo Star Business Finance Ltd.
JPY 500,000 0.2783
TWD139,150 3,683,848 480,669 3,203,179 78,967 501,194 47,171 24.36
3.
107 12 31
( ) (%)
CTBC Capital Corp.
6 100% / Noor Menai
Joseph H.Tseng
CTBC Bank Corp. (USA)
3 100
100%
/ Noor Menai
Terrence J. Grasmick
William Walbrecher
Joseph H.Tseng
Lisa Colacurcio
153
( ) (%)
CTBC Bank Corp.(Canada)
2,746 100%
/ Noor Menai
Anthony Barke
William Neilson( 1) Leigh L.C. Pan
Yin-Lun Wu
CTBC Bank(Philippines) Corp.
246,496 99.6%
William B. Go / ( 2)
Edwin B. Villanueva Ng Meng Tam
PT Bank CTBC Indonesia
1 99.00%
( 3)
Imbang Jaya Mangkuto
Zairyanto Poedjiaty
The Tokyo Star Bank, Ltd.
( 4)
700 100%
/ (Seiji Sato)
(Shinji Sakai)
( 5) (Masamichi Yokoi)
TSB Servicer, Ltd.
/ (Kazuhiro Nakamura)
0.4 100%
(Takayuki Fukuda)
(Toshiyuki Sakurai)
(Sadanori Kutsuna)
(Morio Hashiya)
(Chika Kobayashi)
(Ken Jinguji)
154
( ) (%)
Tokyo Star Business Finance, Ltd. ("TSBF")
/ (Kotaro Saruwatari)
1,936 100%
(Osamu Kanamori)
(Junichi Muramatsu)
(Kazuhisa Ozaki)
(Jiro Narukawa)
(Morio Hashiya)
(Chika Kobayashi)
(Ken Jinguji)
1 108.4.26 Clive Schindler CTBC Bank Corp.(Canada)108.4.26 CTBC Bank Corp.(Canada) 108
2 108.1.25 CTBC Bank Philippines Corp.108.3.18
3 108.2.27 PT Bank CTBC Indonesia
Mr. Iwan Satawidinata 4 The Tokyo Star Bank, Limited 107.12.10 108.4.26
The Tokyo Star Bank, Limited 108.4.26The Tokyo Star Bank, Limited 108
5 108.4.26 The Tokyo Star Bank, Limited
108.4.26 The Tokyo Star Bank, Limited 108
155
4.107 12 31
CTBC Bank (Philippines) Corp. 84.9.7
16th to 19th Floors, Fort Legend Towers, 31st Street Corner 3rd Avenue, Bonifacio Global City, Taguig City , Philippines
PHP 2,479,6870.5844
TWD 1,449,129
PT Bank CTBC Indonesia 85.10.15
Tamara Center, 15th-17th F1., JI Jenderal SudirmanKev. 24 Jakarta 12920Indonesia
IDR 150,000,0000.0021108
TWD316,620
CTBC Bank Corp.(Canada) 87.11.12
1518 West Broadway, Vancouver, B.C., Canada, V6J 1W8
CAD 37,00022.589
TWD835,793
CTBC Capital Corp. 78.2.27801 S. Figueroa Street,Suite 2300, Los Angeles,CA 90017, USA
USD 6.4302830.733
TWD198
CTBC Bank Corp. (USA) 84.2.27
801 S. Figueroa Street,Suite2300 LosAngeles, CA 90017, USA
USD 771.10830.733
TWD23,698
The Tokyo Star Bank, Ltd. 90.6.11 2-3-5 Akasaka, Minato-Ku,
Tokyo, 107-8480,Japan
JPY 26,000,0000.2783
TWD7,235,800
TSB Servicer, Ltd. 86.1.17 2-2-17,Akasaka,Minato,Tokyo
JPY 500,0000.2783
TWD139,150
Tokyo Star Business Finance ,Ltd. 99.9.10
2-7-1, NishiShin uku,Shin u ku,Tokyo
JPY 500,0000.2783
TWD139,150
156
( )
157
158
( )
( )
100%
14,068,571,872 100%
( )
1. 2.
107.05.25
$ 16
$ 16 - 100%
106.9.28 21
107.05.25
185 185 26 ( )
92.05.28~ 106.11.17
552
107.10.05
26 26 - 107.08.10 27
3.
159
4.
( )
( )
168 4 12 19
20 21 26 27 2829
107/1/1-108/12/31
$ 17,789
$ 4,642
168 5 25
107/6/22-108/12/31 595 283
168 26
107/6/22-108/12/31 1,057 503
168 19 26
107/10/1-108/12/31 69 69
168
107/1/1-108/12/31 538 144
107/6/22-108/12/31 76 36 107/10/1-108/12/31 9 9
5.
(1)
107.12.31
107
( ) $ 17,594,183 148,137 0~0.22% 73
(2) 107 ( ) $ 25,069
107.12.31 ( ) $ 2,402
(3)
107 ( ) $ 1,708
( )
107 108 4 26
107 108 4 26
160
107 108 4 26 ( )
(110) 168 1 (02)3327-1688 (100) 83 1 (02)2381-8740 (100) 102 1 (02)3365-1988 (100) 213 1 (02)2395-8000 (100) 55 1 (02)2341-3000 (100) 4 1 (02)2311-3598 (103) 17 1 (02)2556-2088 (103) 104 1 1 (02)2557-2919 (104) 106 2 1 (02)2523-5222 (104) 58 1 (02)2564-1818 (104) 51 1 (02)2509-3656 (104) 218 1 (02)2562-3789 (104) 16 1 (02)2523-2238 (104) 88 1 (02)2567-7377 (104) 65 1 (02)2515-8811 (104) 638 1 (02)8502-6002 (104) 26 1 (02)2778-5881 (105) 85 1 (02)2767-2669 (105) 161 (02)2717-7100 (105) 363 1 (02)8770-5566 (105) 122 1 (02)2713-3322 (105) 165 1 (02)2760-2766 (106) 341 1 (02)2775-4600 (106) 251 1 (02)2777-1988 (106) 195 1 (02)2738-6171 (106) 298 1 (02)2771-6000 (106) 71 1 (02)2752-0310 (106) 236 1 (02)2707-9977 (106) 68 1 (02)2325-3616 (106) 311 1 (02)2362-3377 (108) 92 1 (02)2389-8188 (110) 9 1 (02)2722-1668 (110) 18 1 (02)2761-7999 (110) 550 1 (02)2346-6711 (111) 90 1 (02)2832-2888
161
(111) 150 1 (02)2882-7979 (111) 10 1 (02)2876-6100 (111) 307 1 (02)2883-9900 (112) 217 1 (02)2898-3039 (112) 46 1 (02)2821-3366 (114) 358 1 (02)2793-8668 (114) 460 1 (02)2631-2288 (114) 514 (02)2798-5600 (114) 161 1 (02)8791-1686 (114) 244 1 (02)2799-9588 (116) 248 1 (02)2933-5358 (116) 405 (02)2932-9838 (116) 69 1 (02)2937-5890 (201) 150 1 (02)2422-1166 (220) 293 1 1 (02)8961-1500 (220) 187 1 (02)2960-6600 (220) 8 1 (02)2257-8999 (220) 290 1 (02)2963-4567 (220) 88 1 (02)2961-9666 (220) 409 (02)2955-0666 (221) 210 (02)2648-9699 (231) 6 1 (02)2912-9988 (231) 25 1 (02)2913-5000 (231) 31 1 (02)2912-3366 (234) 215 1 (02)8923-5008 (234) 588 1 (02)2923-3333 (234) 65 1 (02)2949-8838 (235) 261 1 (02)2245-2277 (235) 726 1 (02)8226-1288 (236) 304 1 (02)2263-0888 (236) 16 1 (02)2260-1177 (237) 113 (02)2672-4088 (238) 122 1 (02)2681-2345 (241) 119 1 (02)2286-3286 (241) 208 1 (02)2982-8121 (241) 42 1 1 (02)8972-6189 (241) 66 1 (02)8988-1199 (241) 70 1 1 (02)2995-9876 (242) 320 1 (02)2992-9696 (242) 879 15 1 (02)2906-6888 (242) 57 1 (02)2277-6789
162
(242) 179 1 (02)2206-8887 (242) 333 (02)8991-6999 (244) 677 1 (02)2601-9397 (247) 211 1 (02)2848-2008 (247) 135 1 (02)2283-9300 (247) 355 1 (02)2288-1999 (251) 123 1 (02)8631-8822 (260) 271 1 (03)935-1122 (265) 232 1 (03)957-4320 (300) 158 1 (03)522-2687 (300) 32 1 (03)574-9190 (300) 2 1 (03)563-8080 (300) 19 35 1 (03)579-0678 (300) 301 (03)562-8877 (302) 49 1 (03)656-0222 (302) 36 (03)550-6789 (320) 445 1 (03)466-2211 (320) 262 1 (03)461-1998 (320) 500 1 (03)422-3131 (324) 68 (03)402-8788 (330) 1247 (03)356-7785 (330) 32 1 (03)337-3266 (330) 389 1 (03)338-8866 (330) 124 1 (03)315-0566 (333) 233 1 (03)396-2777 (334) 965 1 (03)371-6565 (338) 257 1 (03)321-2211 (351) 951 1 (037)695-678 (400) 50 1 (04)2229-2161 (403) 536 (04)2314-9999 (403) 239 (04)2310-1258 (404) 418 (04)2422-9392 (406) 875 1 (04)2246-9988 (407) 88 (04)2254-5333 (407) 175 (04)2708-2200 (407) 859 1 (04)2355-1000 (408) 88 (04)2389-1269 (408) 234 1 (04)2471-2268 (408) 53 1 (04)2329-1111 (412) 201 (04)2481-3333 (420) 545 1 (04)2520-1010
163
(500) 76 1 (04)727-9933 (510) 372 1 (04)836-8676 (540) 220 1 (049)220-7711 (600) 241 1 (05)228-6600 (640) 2 1 (05)536-0099 (700) 159 1 (06)215-2345 (700) 167 1 (06)241-2318 (700) 212 1 (06)226-3636 (701) 195 1 (06)335-3535 (701) 290 1 (06)208-5522 (702) 236 1 (06)291-9999 (710) 425 1 (06)202-5787 (710) 111 1 (06)253-9199 (717) 478 1 (06)279-8099 (722) 410 1 (06)722-1335 (730) 137 1 (06)633-6789 (800) 206 1 (07)226-2325 (800) 97 1 (07)238-6567 (801) 168 1 (07)231-8141 (802) 29 1 (07)535-1885 (806) 21 1 (07)336-6768 (806) 480 1 (07)726-1066 (807) 551 1 (07)380-5558 (807) 366 1 (07)316-1155 (807) 52 1 (07)346-1199 (811) 803 3 1 (07)368-1699 (813) 88 1 (07)556-7909 (820) 388 1 (07)623-5500 (830) 85 1 1 (07)745-1199 (830) 699 1 (07)821-5101 (830) 315 1 (07)777-7668 (900) 450 1 (08)738-3000 (950) 279 1 (089)339-898 (970) 376 1 (03)834-0566 (970) 1 7 1 (03)835-1101
164
( )
8 28
2801 Suite 2801, 28/F., Two International Finance Centre, 8 Finance Street, Central, Hong Kong
852-29161888 852-28109742
23 Manhattan
Place 20 ) 20/F, Manhattan Place, No. 23 Wang Tai Road, Kowloon Bay, Kowloon, Hong Kong
852-29161688 852-28050899
10027 200120
27F, Shanghai World Financial Center, 100 Century Avenue, Pudong New Area, Shanghai 200120, P.R.C.
86-21-20805888 86-21-68778788
55 151501 02 12 200131 Unit 01, 02, 12 , 15th Floor, No.55 Jilong Rd, China (Shanghai) Pilot Free Trade Zone Shanghai 200131, P.R.C.
86-21-20805888 86-21-50585112
86 510623
6/F, International Finance Place, No.8 Huaxia Road, Pearl River New Town, Guangzhou 510623, P.R.C.
86-20-38560388 86-20-38560333
29 2903 29042905 2902 A 361000 Unit 2902A, 2903, 2904, 2905, No.29 North Donggang Rd., China (Fujian) Pilot Free Trade Zone, Xiamen Subdistrict, 361000,P.R.C.
86-592-5669686 86-592-5668738
1
401A 402A2b 518048 Unit 401A,402A2b, 1 Zhong Xin Si Road, Futian CBD Shenzhen, 518048,P.R.C.
86-755-25767999 86-755-25767000
8 Marina View, #29-01, Asia Square Tower 1, Singapore 018960 65-63514888 65-65325999
Upper Ground Floor, Birla Tower, 25 Barakhamba Road, New Delhi 110001, India 91-11-43688888 91-11-43688873
Plot No.42 (old No. 105) Chennai Bangalore Highways NH4, Sriperumbudur, Kancheepuram District, Tamil Nadu- 602105, India
91-44-67147700 91-44-67147799
Suite 2-9, 9th Floor, MPlaza Saigon, No. 39 Le Duan Street, District 1, Ho Chi Minh City, Vietnam
84-28-39101888 84-28-39101999
Kioi Tower 28F, Tokyo Garden Terrace Kioicho, 1-3 Kioicho, Chiyoda-ku, Tokyo 102-0094, Japan
81-3-32889888 81-3-35568892
11F, #521 Fifth Avenue, New York, NY 10175, U.S.A. 1-212-4578888 1-212-4576666
165
( )
2-3-5 Akasaka, Minato-Ku, Tokyo, 107-8480, Japan 81-3-35863111 81-3-35838224
( )16th to 19th Floors, Fort Legend Towers, 31st Street Corner 3rd Avenue, Bonifacio Global City, Taguig City, 1634
63-2-9889287 63-2-5767935
( )1518 West Broadway, Vancouver, B.C., Canada, V6J 1W8 1-604-6833882 1-604-6833723
801 S. Figueroa St , Suite 2300 (22 to 23 Floors), Los Angeles, CA 90017, USA 1-310-7912828 1-424-2774698
( )Tamara Center, 15th-17th Fl., Jl Jenderal Sudirman Kav. 24, Jakarta, 12920, Indonesia 62-21-25578787 62-21-30402286
( )
Suite 803, 8F, GPF Witthayu, Tower A, 93/1 Wireless Road, Lumpini, Pathumwan, Bangkok 10330, Thailand
66-2-2543139 66-2-2566480
East-3002, 30th Floor, LOTTE Center Hanoi, No. 54 Lieu Giai Street, Cong Vi Ward, Ba Dinh District, Hanoi, Vietnam
84-24-38249088 84-24-38249099
17851 Colima Road, Suite A2, City of Industry, CA91748, U.S.A. 1-626-8397660 1-626-9120868
B 111 100026B-111, The Grand Pacific Building, 8a, Guanghua Rd., Chao Yang District, Beijing, 100026,P. R.C.
86-10-65813700 86-10-65815701
Suite 2702, Level 27, 259 George Street, Sydney, NSW 2000, Australia 61-2-92513655 61-2-92513644
Unit #506, No.53, Strand Road, Pabedan Township, Yangon, Myanmar 95-1-2307348 95-1-2307347
Lot 11-09, Level 11, Menara Hap Seng 2, Letter Box 21,Plaza Hap Seng, No. 1 Jalan P. Ramlee 50250 Kuala Lumpur, Malaysia
60-3-20223299 60-3-20223277
1
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168 170 186 18(02)3327-7777
2
2
3
4
5
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( ) 122 134
( ) 134 135
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9 2018 1 19 2019 1 115 2018 1 1
7 2017 1 112 2017 1 1
40 2018 1 12014-2016
12 2017 1 11 28 2018 1 1
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$ 89,234,642 89,228,860
281,195,765 281,192,372
140,189,002 140,189,002
214,952,2841
7,523,037
2207,429,247
137,010 137,010
121,046,639 121,072,857
2,142,676,154 2,142,590,713
643,909,2133
389,046
4 643,525,116
12,281,846 4 12,290,697
2,691,9275
732,583
62,961,333
2,887,687 2,896,529
10,908,349 10,907,803
14
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150,690150,690
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$ 5,172 - 5,782 10,95418,726 - 3,393 22,119
2,499,516 - 71,920 2,571,43612,974,531 - 693,293 13,667,824
14,510,367, , - (705,990)( , ) 13,804,377, ,30,008,312, , - 68,398, 30,076,710, ,
122,903, - (8,842)( , ) 114,061,3,519, - 546 4,065,
30,134,734, , - 60,102, 30,194,836, ,
94,412, (94,412)( , ) - -
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IAS39
11,870, - 12,219, 24,089,
24,736, - (8,851)( , ) 15,885,
54,852 - 49,202 104,054- - 161,776 161,776
168,852 - 99,613 268,465- - 8,032 8,032
646,616, - (122,045)( , ) 524,571,870,320, - 196,578, 1,066,898, ,
$ 31,136,072$ 31,136,072, , (94,412)(94,412)( , ) 321,911321,911, 31,363,57131,363,571, ,
17
( )1070324857
16 2019 1 123 2019 1 1
19 2019 1 128 2019 1 1
2015-2017 2019 1 1
16,331 13,903
( )
3 2020 1 110 28
17 2021 1 1
18
202 1
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2018.10.22 3 3
2018.10.31 18
( )
( )
1.2.3.4.
19
5.6.
( )1.
2.(1)(2)(3)
3.
CTBC Bank (Philippines) Corp.
PT. Bank CTBC Indonesia 99.00% 99.00%
CTBC Bank Corp.(Canada) 100.00% 100.00%
The Tokyo Star Bank, Ltd. 100.00% 100.00%
CTBC Capital Corp. ( 2) 100.00% 100.00%
CTBC Capital Corp. CTBC Bank Corp. (USA) 100.00% 100.00%
The Tokyo Star Bank, Ltd. Tokyo Star Business Finance, Ltd. 100.00% 100.00%
TSB Servicer, Ltd. 100.00% 100.00%
( 1) - % - %
( 1) - % - %
( 1) - % - %
1
2 CTBC Capital Corp. 173,000 57,000
( )1.
2.
20
3.
4.
5.
( )
( )
1.
(1)
A.a.b.
B.C.
21
D.E.
(2)A.
a.b.
1.
2.
B.
(3)
22
A.
a.b.
B.
C.
a.b.c. 90
23
(4)
12
(5)
(6)
2.
(1)
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24
(2)
(3)
(4)
A.B.C. 90
25
(5)
(6)
A.B.
(7)
(8)
A.
B.
C.
D.
26
(9)
A.B.C.D.E.F.G.
(10)
3.
(1)A.
a.
b.
27
(2)
(3)
(4)
(5)4.
(1)
28
(2)
(3)
5.
(1)(2)
( )
29
( )
( )
( )
20%
( )
1.2.
30
( )
( )
2 564 62 20
( )1.
2.
31
( )
( )
1.2.3.
( )
1.(3) 2.(4)( )
1.
2.(1)
12
32
(2)
(3)3.
12( )
1.
2.
3.
( )
33
( )
1.2.
(1)(2)
( )
( )
34
( )
12
(Probability of default, PD”) (Loss given default, LGD”)(Exposure at default, EAD”) 12
( )
( )
35
( )
107.12.31 106.12.31$ 31,711,183 28,213,172
22,332 22,1674,168,156 4,034,0625,128,157 7,660,131
46,529,659, , 49,305,110, ,$ 87,559,487$ , ,, , 89,234,642, ,, ,
( )107.12.31 106.12.31
$ 40,668,559 32,983,85250,779,809 47,876,260
115,515,402 110,874,64645,898,349 89,461,007
17,962, -$ 252,880,081$ , ,, , 281,195,765, ,, ,
36
( )107.12.31 106.12.31
$ - 14,835,334- 2,958,933
1,113,200 1,125,82517,084, (68,617)( , )
1,130,284, , 18,851,475, ,
101,208,3634,000,301
587711,768
4,261,0348,945
6,309,9484,097,546
910,90841,623,835
(802,915)( , )162,330,320, ,
71,070,9613,000,000
762,811448,792594,100
1,937,29212,003,2261,197,350
122,73629,973,952
226,307,121,337,527, ,
$ 163,460,604$ , ,, , 140,189,002, ,, ,
37
107.12.31 106.12.31$ 55,343,033 33,340,291
37,930,181, , 34,090,353, ,$ 93,273,214$ , ,, , 67,430,644, ,, ,
107.12.31 106.12.31$ 37,930,181 34,090,353
310,604 1,422,9506,386,805 2,234,663
10 106$ 3,545,835 3,522,038
1,256,405 1,160,587(3,476,155) (872,678)
104,831, (264,112)( , )$ 1,430,916$ , ,, , 3,545,835, ,, ,
38
( )107.12.31
$ 16,014,499954,637
57,507,81914,566,497
126,297,05431,581,8231,518,273
15,209,248,455,811, ,
2,518,4952,211,650
548,664(68,493)( , )
5,210,316, ,$ 253,666,127$ , ,, ,
12
$ 61,863 - - - 61,863
(25,510) - - - (25,510)
38,973 - - - 38,973
(6,046)( , ) - - - (6,046)( , )
$ 69,280$ 69,280 - - - 69,28069,280
107$ 1,740
316,866,$ 318,606$ ,,
39
10 107
$ 465,071$ ,, (49,961), )( , )
( )107.12.31
$ 379,516,0009,700,256
133,664,85549,326,26120,268,822
613,8862,583,921
(43,335)( , )$ 595,630,666$ , ,, ,
12
$ 39,974 - - - 39,974
(6,648) - - - (6,648)
12,015 - - - 12,015
(2,006)( , ) - - - (2,006)( , )
$ 43,335$ 43,335 - - - 43,33543,335
10 107$ 1,841,570 30,064
1,912,309, , -$ 3,753,879$ , ,, , 30,064,,
40
( )106.12.31
$ 11,439,8902,427,358
74,309,87415,839,55473,770,2794,916,2334,892,137
27,032,572596,969
(272,582)( , )$ 214,952,284$ , ,, ,
( )
107.12.31 106.12.31
$ - 27,455980 10,736
33,232, 98,819,$ 34,212$ ,, 137,010,,
107.12.31 106.12.31
$ 15,426 -
168,769, 16,865,$ 184,195$ ,, 16,865,,
1.
41
2.
107.12.31 106.12.31$ - 27,455
(14,446) 10,736
20,808136,757
1 1
$ 1,072,345 - 3,310 - - -
3.
107.12.31 06.12.31CTBC Bank Co., Ltd.-Ho Chi Minh City Branch $ 2,450 4,585CTBC Capital Corp. 9,312 13,100CTBC Bank Corp.(Canada) 3,039 (4,508)The Tokyo Star Bank, Ltd. (150,338) 68,777
4.
1 1
$ (740,474) - - - - -
42
5.
1 1-3 -1 1-5107 1
- - USD 35,000 - -30.509~30.700
USD 204,500 - - - -30.80~30.84
CAD 10,000 - - - -22.922
JPY 52,970,726 - - - -0.2740~0.2768
( )107.12.31 106.12.31
$ 1,481,876$ , ,, , -$ 1,483,020$ , ,, , -
( )107.12.31 106.12.31
$ 30,540 37,83290,891,694 78,602,77321,578,332 16,750,7769,224,066 7,686,189
12,150,952 9,863,77332,476 66,022
6,431,641 746,6652,206,146 2,042,802
17,769,081 4,366,8185,974,005, , 3,642,415, ,
166,288,933 123,806,065(2,606,084)( , , ) (2,759,426)( , , )
$ 163,682,849$ , ,, , 121,046,639, ,, ,
43
$ 1,825,333 - 1,268,672
3,352,410 - 445,107
106,865,506, , - 1,045,647, ,
$ 112,043,249$ , ,, , - 2,759,426, ,, ,
( )107.12.31 106.12.31
$ 537,654,561 506,428,77710,649,313 10,105,055
639,376,024 567,562,077359 532
115,548,807, , 109,064,036, ,1,303,229,064 1,193,160,4771,032,120,066 969,540,074
9,522,741, , 8,529,237, ,2,344,871,871 2,171,229,788
(29,991,629) (27,224,988)(1,189,317) (1,359,613)
17,231, 30,967,$ 2,313,708,156$ , , ,, , , 2,142,676,154, , ,, , ,
107.12.31 106.12.31$ 10,123,335$ , ,, , 8,872,330, ,, ,
44
107 106
$ 78,602$ ,, 58,899,,
106 12 31
$ 13,320,492 (409) 4,114,406
18,034,584 4,253 3,241,514
2,139,874,712, , , (1,363,457)( , , ) 19,869,068, ,
$ 2,171,229,788$ , , ,, , , (1,359,613)( , , )( , , ) 27,224,988, ,, ,
( )
1.
$
(7,043) 7,679 - (636) - - -
(37,729) (172,369) - 210,098 - - - -12 31,950 (23,038) - (8,912) - - - -
(35,161) (3,382) (1) (243,149) - (281,693) - (281,693)
145,655 16,935 - 101,294 2 263,886 - 263,886
- - - - - - 184,199 184,199
- - - (1,068,792) - (1,068,792) - (1,068,792)
- - - 881,874 - 881,874 - 881,874
(22,151)( , ) 66,635, (1)( ) (151,080)( , ) (1)( ) (106,598)( , ) - (106,598)( , )
$ 663,699$ 663,699 93,91093,910 - 1,502,4921,502,492 12 2,260,1132,260,113 345,971345,971 2,606,0842,606,084
45
2.
(57,150) 73,397 - (14,694) (1,553) - - -
(140,728) (177,782) (100,862) 419,291 81 - - -12 232,054 (166,961) (7,453) (57,640) - - - -
(1,579,754) (159,399) (4,977) (761,703) (5,768) (2,511,601) - (2,511,601)
2,120,424 175,677 10,647 1,700,431 22,161 4,029,340 - 4,029,340
- - - - - - 2,286,153 2,286,153
(31,008) (11,927) - (3,589,371) - (3,632,306) - (3,632,306)
6,582 - - 1,375,117 - 1,381,699 - 1,381,699
(394,164)( , ) 364,480, (4,175)( , ) 1,157,986, , 3,788, 1,127,915, , - 1,127,915, ,
$ 5,523,107$ 5,523,107 706,109706,109 10,63410,634 7,767,9657,767,965 55,05655,056 14,062,87114,062,871 15,928,75815,928,758 29,991,62929,991,629
3.10
- 16 - (16) - - - -
- (12) - 12 - - - -12 1,233 (2) - (1,231) - - - -
(13,691) (24) - (76,618) - (90,333) - (90,333)
5,822 7 - 47,212 - 53,041 - 53,041
- - - (91,579) - (91,579) - (91,579)
(5,457)( , ) 15 - 130,810, - 125,368, - 125,368,
$ 24,800$ 24,800 3939 - 122,857122,857 - 147,696147,696 - 147,696147,696
46
4.
1
$
(2,644) 4,491 - (1,847) - - - -
(2,732) (516) - 3,248 - - - -12 5,642 (4,778) - (864) - - - -
(77,784) (1,906) (12) (843) - (80,545) - (80,545)
96,801 2,625 - 52,619 - 152,045 - 152,045
- - - - - - 15,748 15,748
- - - (2,973) - (2,973) - (2,973)
- - - 1,806 - 1,806 - 1,806
(13,737)( , ) 1,515, - (1,891)( , ) (1,815)( , ) (15,928)( , ) - (15,928)( , )
$ 369 666 10,483,483 - 216 447 136 596,732596,732 540,319540,319 1,137,0511,137,051
$
(218,708) 171,658 (47,050) 718,589 1,205,290 1,923,879 722,436 2,599,265
- (1,100,955) (1,100,955) (788) (4,210,273) (4,211,061) (90,408) (5,402,424)
- 895,175 895,175 - 1,342,678 1,342,678 2,215 2,240,068
- 3,176 3,176 - - - (3,176) -
(99,514)( , ) (1,124)( , ) (100,638)( , ) (421,312)( , ) (157,833)( , ) (579,145)( , ) 16,227, (663,556)( , )
$ 1,045,647$ 1,045,647 1,713,7791,713,779 2,759,4262,759,426 19,869,06819,869,068 7,355,9207,355,920 27,224,98827,224,988 1,019,3871,019,387 31,003,80131,003,801
( )106.12.31493,095,078
3,663,71699,668,18822,374,85924,626,457
480,915,643,909,213, ,, ,
47
( )07.12.31
1,010,880 21.15 $ 1,975,668AZ-Star Co., Ltd. JPY12,000 40.00 20,511AZ-Star 1
JPY2,333,06843.98 105,543
AZ-Star 3550,500
30.86 153,204
LH Financial Group Public Company LimitedTHB16,598,915
35.62 16,520,616
CNY170,00034.00 761,208
$ 19,536,750$ , ,, ,
06.12.31
1,010,880 21.15 $ 1,956,376AZ-Star Co., Ltd. JPY12,000 40.00 4,163AZ-Star 1
JPY1,874,06843.98 249,232
LH Financial Group Public Company LimitedTHB16,598,915
35.62 15,663,621
$ 17,873,392$ , ,, ,
10 106
$ 1,299,756 1,404,768456 -
$ 1,300,212$ , ,, , 1,404,768, ,, ,
48
1.15,044,568 LH Financial Group
Public Company Limited 35.62%
.12.31LH Financial Group Public Company Limited
35.62% 35.62%
107.12.31 106.12.31LH Financial Group Public Company Limited $ 9,646,112 11,667,151
LH Financial Group Public Company Limited
107.12.31 106.12.31$ 233,390,597 213,296,979
(195,706,681)( , , ) (178,019,203)( , , )$ 37,683,916$ , ,, , 35,277,776, ,, ,
10 106$ 4,005,195, , 3,4,$ 2,900,562 2,373,559
(538,569)( , ) 178,912,$ 2,361,993$ , ,, , 2,552,471, ,, ,
107.12.31 106.12.31$ 13,421,880 12,564,885
3,098,736, , 3,098,736, ,$ 16,520,616$ , ,, , 15,663,621, ,, ,
2.
10 106$ 266,663 1,00
(9,478)( , ) 34,613,$ 257,185$ ,, 1,036,086, ,, ,
49
3.
34% 170,000
1
$ 456(34,719)( , )
$ (34,263)$ ( , )( , )
( )107.12.31 106.12.31
$ 1,914,653 1,497,797(49,128) (42,260)368,742 473,695- 12,281,846- 2,691,927106,119 96,561(71,681) (80,643)
47,918, 942,537,$ 2,316,623$ , ,, , 17,861,460, ,, ,
( )07.12.3
$ 1,558,106 - 134,598 1,423,508690,309, 219,263, 52,597, 418,449,
$ 2,248,415$ , ,, , 219,263,, 187,195,, 1,841,957, ,, ,
$ 2,905,723$ , ,, ,
50
06.12.3
$ 1,807,400 - 132,725 1,674,675840,511, 255,215, 52,848, 532,448,
$ 2,647,911$ , ,, , 255,215,, 185,573,, 2,207,123, ,, ,
$ 3,326,634$ , ,, ,
107.1.1 107.12.31
$ 1,807,400 - 1,558,106
840,511, 25,005, 175,207, - 690,309,
$ 2,647,911$ , ,, , 120,481,, 519,977,, - 2,248,415, ,, ,
106.1.1 106.12.31
$ 3,645,587 5,542 1,843,729 - 1,807,400
1,433,991, , 8,808, 602,288, - 840,511,
$ 5,079,578$ , ,, , 14,350,, 2,446,017, ,, , - 2,647,911, ,, ,
107.1.1 107.12.31
$ 255,215$ ,, - 219,263,,
106.1.1 106.12.31
$ 431,397$ ,, - 255,215,,
107.1.1 107.12.31
$ 132,725 - 134,598
52,848, - 251 - 52,597,
$ 185,573$ ,, 2,304,, 682 - 187,195,,
106.1.1 106.12.31
$ 149,316 - 132,725
48,725, 9,331, 5,208, - 52,848,
$ 198,041$ ,, 27,579,, 40,047,, - 185,573,,
51
( )107.12.31
3,370,6330,819,331 6,361,423 23,610 24,434,298
58,169 34,186 - 23,9839,143,939 4,770,082 - 4,373,857
74,257 - - 74,257175,626 - - 175,626
4,928,334 - - 4,928,3341,172,611, , 515,222, - 657,389,
$ 59,742,903, ,, , 11,680,913 64,993 47,996,997
106.12.31$ 13,097,269 - 41,383 13,055,886
28,831,851 5,576,903 23,590 23,231,35863,308 33,293 - 30,015
7,830,080 4,072,783 - 3,757,2971,006,291 - - 1,006,291
86,878 - - 86,8784,644,205 - - 4,644,2051,267,926, , 467,461, - 800,465,
$ 56,827,808$ , ,, , 10,150,440, ,, , 64,973,, 46,612,395, ,, ,
107.1.1 107.12.31
$ 13,097,269 340,533 95,476 28,310 13,370,636
28,831,851 2,296,049 370,829 62,260 30,819,331
63,308 8,762 12,408 (1,493) 58,169
7,830,080 1,700,501 431,540 44,898 9,143,939
1,006,291 1,061,989 1,996,724 2,701 74,257
86,878 251,161 162,413 - 175,626
4,644,205 284,129 - - 4,928,334
1,267,926, , 76 134,339, 38,948, 1,172,611, ,
$ 56,827,808$ , ,, , 5,943,200, ,, , 3,203,729, ,, , 175,624,, 59,742,903, ,, ,
52
106.1.1 106.12.31
$ 11,893,572 7,607 13,097,269
28,680,112 921,714 629,937 (140,038) 28,831,851
71,182 12,375 14,577 (5,672) 63,308
7,495,794 1,023,244 565,904 (123,054) 7,830,080
562,538 858,494 413,489 (1,252) 1,006,291
29,497 219,842 162,461 - 86,878
5,603,558 344,149 1,303,502 - 4,644,205
1,134,496, , 291,954, 125,931, (32,593)( , ) 1,267,926, ,
$ 55,470,749$ , ,, , 4,909,379, ,, , 3,221,343, ,, , (330,977)( , )( , ) 56,827,808, ,, ,
107.1.1 107.12.31$ 5,576,903 2,138 6,361,423
33,293 9,981 8,380 (708) 34,186
4,072,783 1,090,175 420,223 27,347 4,770,082
467,461, 163,732, 131,600, 15,629, 515,222,
$ 10,150,440$ , ,, , 2,326,026,, 892,781 97,228 11,680,913, ,, ,
106.1.1 106.12.31$ 5,171,462 1,012,556 539,416 (67,699) 5,576,903
33,767 11,560 9,318 (2,716) 33,293
3,730,928 988,979 553,226 (93,898) 4,072,783
412,836, 183,814, 119,425, (9,764)( , ) 467,461,
$ 9,348,993$ , ,, , 2,196,909, ,, , 1,221,385, ,, , (174,077)( , )( , ) 10,150,440, ,, ,
107.1.1 107.12.31$ 41,383 41,383
23,590, 20 - - 23,610,
$ 64,973$ ,, 20 - - 64,993,,
106.1.1 106.12.31$ 41,383 41,383
23,579, 11 - - 23,590,
$ 64,962$ ,, 11 - - 64,973,,
53
( )107.12.31 106.12.31
$ 10,385,891 10,385,8915,427,820, , 4,481,299, ,
$ 15,813,711$ , ,, , 14,867,190, ,, ,
107.1.1 107.12.31$ 10,385,891 10,385,891
4,481,299, , 3,104,387, , 2,259,073, , 101,207, 5,427,820, ,
$ 14,867,190$ , ,, , 3,104,387,, 2 259 073 101 207 15,813,711, ,, ,
106.1.1 106.12.31$ 10,385,891 - - - 10,385,891
4,413,258 1,462,464 1,292,993 (101,430) 4,481,299
1,031, - 1,031, - -
$ 14,800,180$ , ,, , 1,462,464, ,, , 1,294,024, ,, , (101,430)( , )( , ) 14,867,190, ,, ,
( )107.12.31 106.12.31
$ 7,038,339 4,711,966170,918 137,389
1,493,920 55,54717,944,419 10,908,3492,517,498 2,584,7801,801,928 1,728,7281,119,600, , 1,191,154, ,
$ 32,086,622$ , ,, , 21,317,913, ,, ,
3,364,140
400,000200,000
54
( )107.12.31 106.12.31
$ 210,705 216,67427,508,521 22,151,951
493,473 1,147,9047,220,370 1,137,347
39,065,623, , 50,220,907, ,$ 74,498,692$ , ,, , 74,874,783, ,, ,
( )107.12.31 106.12.31
$ 1,323,294 1,608,4142,286,889, , 2,715,462, ,
$ 3,610,183$ , ,, , 4,323,876, ,, ,
1.107.12.31 106.12.31
$ 12,903 25,8062.52%
6M LIBOR1.45%
6M LIBOR108 7 26 108 7 26
2.The Tokyo Star Bank, Ltd.107.12.31 106.12.31
$ 3,330,000 3,164,0002.53%~2.88% 1.46%~1.66%108 12 4 107 12 4
1.CTBC Bank Corp. (USA)107.12.31 106.12.31
$ 55,000 65,0002.57%~2.96% 0.96%~2.96%
109 12 31 109 12 31
55
2.PT. Bank CTBC Indonesia107.12.31 106.12.31
$ 975,236,538 352,315,9723.34%~8.71% 1.77%~6.55%109 7 30 107 3 28
( )2.31
$ 10,366,606 10,246,333 10,258,642 10 1 29
25,071,635 23,881,233 23,978,146 10 3 19
27,374,133 26,830,060 26,917,294 108 2 25
$ 62,812,374$ , ,, , 60,957,626, ,, , 61,154,082, ,, ,
2.31
324
479,345 451,536 453,081 107 1 19
47,334,100 47,775,896 47,832,827 107 3 27
$ 62,500,769$ , ,, , 62,742,896, ,, , 62,818,505, ,, ,
56
( )107.12.31 106.12.31
$ 9,235,653 8,311,9195,158,097 3,508,696
17,808,819 17,872,0179,875,553 6,922,160
11,198,063 9,699,4403,960,175 3,835,3083,782,978 3,988,6886,588,088 8,668,3708,372,989, , 6,472,400, ,
$ 75,980,415$ , ,, , 69,278,998, ,, ,
( )107.12.31 106.12.31
$ 10,731,101, , 9,595,727, ,
200,706,950 194,135,739733,530,119 677,104,314
9,226,288, , 10,073,470, ,943,463,357, , 881,313,523, ,
209,469,169 199,188,241443,003,524 431,511,895
1,215,600 1,266,50030,547,750 26,050,00014,248,500, , 10,312,500, ,
698,484,543, , 668,329,136, ,1,652,679,001, , , 1,559,238,386, , ,1,498,342,159 1,419,869,067
167 16783,521 111,378
5,662,127, , 2,626,218, ,$ 3,156,766,975$ , , ,, , , 2,981,845,216, , ,, , ,
57
( )107.12.31 106.12.31
97-1 $ 2,000,000 2,000,000100-1 4,000,000 12,900,000103-1 20,000,000 20,000,000103-2 15,000,000 15,000,000104-1( 3) 7,898,381 7,670,936104-2 12,000,000 12,000,000104-3 5,000,000 5,000,000105-1( 3) 23,971,740 23,281,440106-1( 3) 5,531,940 5,372,640106-2 1,000,000 1,000,000107-1( 3) 6,914,925 -No.16 Callable Unsecured Bond - 291,390No.17 Callable Unsecured Bond - 1,086,090
- 28,322(8) (15,359)
( 3) (44,316,986)
(36,325,016)
$ 58,999,992$ , ,, , 69,290,443, ,, ,
58
97-1 3.49%
100-1 100/09/27 110/09/27 A 1.80% B 1.95%
0.55%
1
103-1 103/06/18 A 3.70% B 4.00%
103-2 103/06/26 118/06/26 A 2.00% B 0.45% 2
104-1 104/01/27 134/01/27 0% 3
104-2 104/06/10 3.60%
104-3 104/06/18 114/06/18 A 1.83% B 2.00% C 2.05%
105-1 105/11/29 133/11/29 0% 3
106-1 106/03/29 136/03/29 0% 3
106-2 106/05/19 109/05/19 0.83%
107-1 107/03/29 137/03/29 0% 3
No.16 Callable Unsecured Bond 102/03/13 112/03/13 3.28%
No.17 Callable Unsecured Bond 102/06/06 112/06/06 3.46%
1 6165 90 CP/BA 11:00
(TAIBOR)2 6165 90 CP/BA 11:00 6165
TAIBIR90 TAIBIR 02
3 104-1 105-1 106-1 107-1
59
( )107.12.31 106.12.31
$ 652,316 785,60899,921,393 101,319,26319,337,702 30,656,153
- 132$ 119,911,411$ , ,, , 132,761,156, ,, ,
( )107.12.31 106.12.31
$ 242,512 240,1753,868,465 4,299,985
857,258 870,320279,793 -266,963, 210,872,
$ 5,514,991$ , ,, , 5,621,352, ,, ,
( )107.12.31 106.12.31
$ 376,991 461,803212,842 559,212
1,760,027 1,082,3146,180,527 6,152,3472,003,154 1,539,130
136,220, 213,254,$ 10,669,761$ , ,, , 10,008,060, ,, ,
( )1.
6%
668,590 689,526
60
2.
107.12.31 106.12.31$ 3,072,283 3,543,414
423,560, 394,818,$ 3,495,843$ , ,, , 3,938,232, ,, ,
(1)
107.12.31 106.12.31$ 8,547,998 8,997,332
(5,475,715)( , , ) (5,453,918)( , , )$ 3,072,283$ , ,, , 3,543,414, ,, ,
A.
B.
107 1061 1 $ 8,997,332 9,340,926
164,133 231,625
- 203,343(114,937) (339,199)(498,530)( , ) (439,363)( , )
12 31 $ 8,547,998$ , ,, , 8,997,332, ,, ,
61
C.
107 106
1 1 $ 5,453,918 5,440,904 67,686
160,774 50,017318,649 360,704
(498,530)( , ) (439,363)( , )12 31 $ 5,475,715$ , ,, , 5,453,918, ,, ,
D.
107 106
$ 97,043 114,86326,576, 49,076,
$ 123,619$ ,, 163,939,,
E.
107 106
1 1 $ (1,280,157) (1,46275,711, 185,873,
12 31 $ (1,004,446)$ ( , , )( , , ) (1,280,157)( , , )( , , )
F.
107.12.31 106.12.310.75% 0.75%3.00% 3.00%
99,7935
62
G.
107 12 31$ (79,354) 81,292
106 12 31(102,934) 105,543
(2)
107.12.31 106.12.31$ 423,560 397,046
- -$ 423,560$ ,, 397,046,,
A.
107 1061 1 $ 397,046 241,363
18,337 17,85521,684 173,595
(3,204) 2,4115,113 (23,561)4,939 3,367
(20,355)( , ) (17,984)( , )12 31 $ 423,560$ ,, 397,046,,
63
B.
107 106$ 21,684 173,595
8,177 8,07910,160, 9,776,
$ 40,021$ ,, 191,450,,
C.
107 106
1 1 $ (13,618) (33,629)(9,076)( , ) 20,011,
12 31 $ (22,694)$ ( , )( , ) (13,618)( , )( , )
D.107 12 31 106 12 31
2.00% 1.375%~1.5% 2.00% 1.625%
2.00% 33%~69% 1.85% 33%~72%
50.00% - 50.00% -
E.
107 12 31$ (4,855) 5,082
(5,158) 5,387
106 12 31(4,614) 4,831(4,894) 5,112
64
0.25% 25%
1$ (8,699) 9,228
106 12 31(7,020) 7,375
3.
107.12.31 106.12.31$ 372,622 361,753
143,050 128,871
48,933 (53,403)( )
17% 20%1.
107 106$ (5,826,868) (4,958,155)
(534,392) (1,667,077)312,354, -
$ (6,048,906)$ ( , , )( , , ) (6,625,232)( , , )( , , )
65
107 106
$ (58,582) (32,078)179
969
22,049, -
$ (36,354)$ ( , )( , ) (31,109)( , )( , )
$ (326,610) 431,418- (217,340)
25,092 -
39,676 (29,791)211,621, -
$ (50,221)$ ( , )( , ) 184,287,,
107 106$ 35,731,519, , 36,648,391, ,
(8,521,605) (8,058,954)164,313 (297,768)
1,651,260 2,044,278(225,337) 243,111- (3)312,354 -570,109, (555,896)( , )
$ (6,048,906)$ ( , , )( , , ) (6,625,232)( , , )( , , )
66
2.
, ( , ) , ( , )
(451,788) 195,917 - (21,117) (276,988)
2,452,663 311,540 - 221,382 2,985,585
(52,116) - 25,092 5,853 (21,171)
12,302 (44) - 3,474 15,732
483,788 (27,301) - 189,981 646,468
15,523 (415) - 2,738 17,846
111,842 (77) - 5,883 117,648
1,188,491 - (326,610) 222,318 1,084,199
219,942 - (58,582) (72,907) 88,453
2,102,459, , (669,524)( , ) - 108,674, 1,541,609, ,
$ 6,095,301$ , ,, , (534,392)( , )( , ) (360,100)( , )( , ) 668,431,, 5,869,240, ,, ,
$ 6,953,413 6,968,418
(858,112)( , ) (1,099,178)( , , )
$ 6,095,301$ , ,, , 5,869,240, ,, ,
67
$ (138,496) - -
191,903 (597,891) - 765 (405,223)
2,889,500 (437,768) - (72,839) 2,378,893
191,292 (32,750) (217,340) 7,727 (51,071)
13,474 (1,209) - 37 12,302
491,406 (347) - (7,271) 483,788
159,614 (144,091) - - 15,523
- 81,806 - - 81,806
767,770 - 431,418 - 1,199,188
254,943 - (32,078) (2,923) 219,942
2,954,454, , (685,518)( , ) - (166,477)( , ) 2,102,459, ,
7,775,860, ,, , (1,667,077)( , , )( , , ) 182,000,, (240,981)( , )( , ) 6,049,802, ,, ,
$ 8,145,564 6,907,914
(369,704)( , ) (858,112)( , )
$ 7,775,860$ , ,, , 6,049,802, ,, ,
3.
97102 104
104 11 104
98
68
( )1.
150,000,00010 15,000,000 140,685,719
14,068,572
9,559,984 955,9982.
107.12.31 106.12.31$ 28,607,197 28,607,197
1,184,264 1,184,264(2,773)( , ) (2,773)( , )
$ 29,788,688$ , ,, , 29,788,688, ,, ,
69
3.
$ (8,500,761) - 0) (10,897,594)
(804)( ) (670,662)( , ) ,, 302,417,
(8,501,565)( , , ) (670,662)( , ) - (1,422,950)( , , ) (10,595,177)( , , )
2,619,794 - - - 2,619,794
(740,474) - - - (740,474)
- (415,763) - - (415,763)
- 418,658 - - 418,658
- 47,355 - - 47,355
- (201,958) - - (201,958)
- - - 1,112,346, , 1,112,346, ,
$ (6,622,245)$ ( , , )( ) (822,370)( , )( ) - (310,604)( , )( ) (7,755,219)( , , )( )
$ (2,734,459) ,378,311)
2,367,496 - - 2,367,496
(745,768) - - (745,768)
- (5,356,642) - (5,356,642)
- 1,182,591 - 1,182,591
138,848 - - 138,848
- - (1,105,808)( , , ) (1,105,808)( , , )
$ (973,883)$ ( , )( ) (8,500,761)( , , )( ) (1,422,950)( , , )( ) (10,897,594)( , , )( )
70
( )
17,462,052
9,559,984
( )
103
104.02.06 105.02.04 106.01.25 107.02.08
239,965 225,964 186,774 187,370
106.12.31 107.12.31 108.12.31 109.12.31
20.35 14.92 17.82 21.39
71
1 106
258,404 11.94 194,556 16.11 187,422 20.32
16,832 11.94 7,559 16.11 9,815 20.32
12,090 11.94 3,238 16.11 2,405 20.32
263,146 11.94 2,043 16.11 2,045 20.32
- 11.94 - 16.11 - 20.32
- 11.94 196,834 16.11 192,787 20.32
- 11.94 - 16.11 - 20.32
1 105
292,137 15.32 249,192 12.57 186,774 16.96
14,728 15.32 12,589 12.57 9,457 16.96
21,000 15.32 1,746 12.57 945 16.96
285,866 15.32 1,631 12.57 731 16.96
- 15.32 - 12.57 - 16.96
- 15.32 258,404 12.57 194,556 16.96
- 15.32 - 12.57 - 16.96
104 105 10620.70 21.57 21.67
105 1061.00 2.00
107239,507 20.24
72
( )10 106
$ 29,680,076$ , ,, , 30,0,,14,068,572, ,, , 14,068,572, ,, ,
$ 2.11$ 2.13
( )10 106
$ 58,683,766 52,581,3762,864,182 2,605,871
11,896,579 8,663,482417,738 398,476
3,143,208 2,351,97675,175 97,660
961,657, 648,849,78,042,305, , 67,347,690, ,
20,903,014 15,271,121945,882 788,729
2,775,468 2,518,76345,128 58,610
579,450, 537,085,25,248,942, , 19,174,308, ,
$ 52,793,363$ , ,, , 48,173,382, ,, ,
73
( )10 106
$ 4,477,803 5,129,3155,665,489 6,026,8415,415,981 5,646,8304,905,731 4,790,8489,217,374 8,600,3104,585,963 4,897,697
74,487, 71,900,34,342,828, , 35,163,741, ,
562,839 437,121184,470 162,241276,623 245,786
2,045,879 2,026,012353,181 383,975
6,235, 18,575,3,429,227, , 3,273,710, ,
$ 30,913,601$ , ,, , 31,890,031, ,, ,
74
( )10 106
$ 1,588 4,869626 1,612
(514,438) (455,895)31,103 141,575
216,803 90,1424,006 15,065
99,954 (1,533)5,358 12,364
(108,222) (221,567)154,507 200,417
43 1,5388,870,988 3,740,051
554 (12,592)3,024, -
8,765,894, , 3,516,046, ,
21,879 (241)27,565 520,340
(42,003) 8,1292,855,124 (1,518,241)(300,084) 45,474(360,918) (55,468)(875,524) 96,002
(3,546) (14,923)1,013,863 5,103,558(145,081) 607(30,616) (21,301)
599 (1,444)( , )2,161,258, , 4,162,492, ,
156,082 70,9211,174,715 1,379,977
(1,808,360)( , , ) (1,478,048)( , , )$ 10,449,589$ , ,, , 7,651,388, ,, ,
75
( )10 106
$ 24,634,513 23,21,795,036 1,762,3491,107,724 2,335,230
668,590 689,526306,690 484,260
1,139,991, , 1,420,218, ,$ 29,652,544$ , ,, , 29,971,528, ,, ,
14,884 14,537( )
10 106$ 1,012,489 1,0
554,898 507,87721,880 28,384
681,445, 626,656,2,270,712, , 2,175,389, ,1,224,125 1,095,088
- 1,031,$ 3,494,837$ , ,, , 3,271,508, ,, ,
( )
16,997 17,08317,052
31
76
( )10 106
$ 4,893,062 4,92,112,390 1,885,3444,301,953 4,398,5252,803,682 2,614,2464,574,964 4,496,8193,071,665, , 2,995,311, ,
$ 21,757,716$ , ,, , 21,311,386, ,, ,
( )1.
(1)
(2)
(3)
(4)
(5)Black Scholes Model
77
(6)
Reuters Bloomberg
(7) (Probability of default, PD)(Loss given default, LGD) (Exposure at
default, EAD) (CVA)
(DVA)
PD LGD(Over the Counter, OTC) (Mark to Market)EAD
(8)
107.12.31
$ 595,630,666
106.12.31
$ 643,909,213 32,470
78
2.(1)
A.
(1) (2)(3)
B.
1.
2.3.
4.
C.
79
(2)107.12.31
$ 3,258,363 3,258,363 - -
116,477,513 712,609 115,764,837 67
970,609 325,542 - 645,067
1,130,284 - - 1,130,284
5,210,316 2,210,935 6,978 2,992,403
248,455,811 55,039,671 193,034,667 381,473
37,930,181 - - 37,930,181
$ 41,623,835 227,119 41,029,984 366,732
34,212 - 34,212 -
55,343,033 94,534 54,832,536 415,963
184,195 - 184,195 -
596,407,103 524,340,047 61,847,578 10,219,478
2,905,723 - - 2,905,723
80
$ 1,291,125 1,291,125 - -
89,949,111 800,133 89,148,978 -
123,339 123,339 - -
17,705,947 14,741,412 2,964,497 38
1,145,528 - - 1,145,528
4,675,095 4,675,095 - -
205,375,741 69,466,541 135,278,223 630,977
4,901,448 4,123,437 778,011 -
34,090,353 - - 34,090,353
$ 29,973,952 100,633 29,534,246 339,073
137,010 - 137,010 -
33,340,291 152,053 32,791,640 396,598
16,865 - 16,865 -
646,332,470 591,222,881 55,109,589 -
12,281,846 - - 12,281,846
3,326,634 - - 3,326,634
81
(3)
(4)
$ 339,073 335,106 833,097 113,216 - - 403,121 186,297 19,208 1,011,866
1,276,517 (3,545) (73,113) - - - 69,575 - - 1,130,284
3,104,971 - 287,416 - - - 11,533 6,978 - 3,373,876
$ 4,720,561$ 4,720,561 331,561331,561 1,047,4001,047,400 113,216113,216 - - 484,229484,229 193,275193,275 19,20819,208 5,516,0265,516,026
$ 6,357,781 (3,391,255) - 386,657 - 58,216 3,072,217 109 - 339,073
1,276,517 (15,066) (49,660) - - - 66,225 - - 1,145,566
1,219,146, , (3,287)( , ) (291,373)( , ) - - - 293,509, - - 630,977,
$ 8,853,444$ 8,853,444 (3,409,608)(3,409,608)( ) (341,033)(341,033)( ) 386,657386,657 - 58,21658,216 3,431,9513,431,951 109109 - 2,115,6162,115,616
683,183 931,747(5)
$ 396,598 254,864 - 6,910 - 19,208 76,763 184,854 - 415,963
34,090,353
(1,962,751)
(1,112,346)
6,914,925
-
-
-
-
-
37,930,181
$ 34,486,951$ 34,486,951 (1,707,887)(1,707,887)( ) (1,112,346)(1,112,346)( ) 6,921,8356,921,835 19,208208 76,7637 184 854 38,346,14438,346,144
$ 6,913,541 (3,790,401) - 368,765 - 58,216 3,083,785 69,738 - 396,598
28,178,587
(566,682)
1,105,808
5,372,640
-
-
-
-
-
34,090,353
$ 35,092,128$ 35,092,128 (4,357,083)(4,357,083)( ) 1,105,8081,105,808 5,741,4055,741,405 - 58,21658,216 3,083,7853,083,785 69,73869,738 - 34,486,95134,486,951
82
2,475,007(1,970,974)
(6)
A. (Back-to-Back transaction)
B.(Credit spread) 1bp
31
$ 69,561$ ,, (69,319)( , )( , )
31
$ 55,978$ ,, (55,881)( , )( , )
83
(7)
107.12.31
$ 645,134
1,130,284 2.02%~3.08%
2,992,403
381,473 0.70%
37,930,181 0.53%~1.22%
366,732 77%~99%
415,963 77%~99%
84
$ 1,145,566 8.72%~18.92%
630,977 0.76%
34,090,353 1.10%~1.40%
339,073 59%~96%
396,598 59%~96%
(8)
3.2,999,554 3,543,157
4.
85
(1)
A.a.
b.(A)
(a)
(b)
86
(c)
(d)
(B)(a) (Value at Risk, VaR)
(IMA)
(b) (Stress Testing)
(Tail Risk)(c) (Factor Sensitivity)
c.
d.(A)
(B)
87
(C)(PVBP, present value of one basis point)
PVBP0.01%(1
107.12.31 106.12.31C $ (766) (676)EUR (7) 6HKD (160) 139JPY (14) (21)NTD 1,223 414USD (1,269) (3,345)
(188) (378)
e.(A)
(B)(Currency
Pair)(C)
(FX delta FX delta 1%
107.12.31 106.12.31AUD $ 124 (527)CNY 15,494 4,434EUR 2,718 2,670GBP (1,516) 85HKD (4,025) (10,605)JPY (505) 5,562
KRW (86) 32USD (22,007) (23,920)
(845) 6,643
88
f.(A) (Equity delta)
1%
(B) (Commodity delta)1%
(C) (CR01, Credit01)0.01% 1
107.12.31 106.12.31
1% $ 411 9,824
(957) -
511 580
(53) 478
1 (53) 44
1 (139) (32)
B.a.(A)
89
(B)
(FTP)
(C)
(Match-Term Fund Transfer Pricing)
(a) (Repricing Gap Report)
(b)1. 1bp NII 1bp EVE
(1 Basis Point) (Net Interest Income)(Economic Value of Equity) (1bp NII)
(1bp EVE)
2. PVBP
(c)
(d)
90
(D)
b.(A)
(a)
(b)(B)
(C)
(FX Delta)(D)
c.(A)
91
(B)
(C)
(D)
d.
107.12.31
6,5781bp (96,578) 42,127
1% 296 -1% (296) -
1% 26,699 22,1091% (26,699) (22,109)
2.31
1,4981bp (101,498) 52,993
1% (12) -1% 12 -
1% - 95,7781% - (95,778)
92
C.34(a)
107.12.31
$ 28,036,761 30.7330 861,653,776JPY 2,553,121,947 0.2783 710,533,838CNY 29,048,927 4.4854 130,296,057HKD 12,925,527 3.9239 50,718,475SGD 578,081 22.4887 13,000,290
17,406,613 0.9491 16,520,616JPY 6,955,473 0.2783 1,935,708USD 32,873 30.7330 1,010,286CNY 196,844 4.4854 882,925PHP 11,941 0.5844 6,978
$ 35,227,243 30.7330 1,082,638,859JPY 2,518,078,691 0.2783 700,781,300HKD 7,153,779 3.9239 28,070,713CNY 26,043,392 4.4854 116,815,030SGD 160,265 22.4887 3,604,152
93
106.12.31
USD $ 24,626,329 29.8480 735,046,671JPY 2,687,351,868 0.2649 711,879,510EUR 1,152,543 35.6833 41,126,533AUD 1,463,718 23.2576 34,042,573
468,053 23.7757 11,128,284
THB 17,118,711 0.9150 15,663,621USD 33,228 29.8480 991,786JPY 24,943,526 0.2649 6,607,540
USD $ 24,109,706 29.8480 719,626,500JPY 2,603,704,413 0.2649 689,721,299EUR 1,156,359 35.6833 41,262,703AUD 1,459,961 23.2576 33,955,180CAD 406,818 23.7757 9,672,379
D.a.(A)
( )0
( )1
( )$ 1,612,249,160 177,418,209 72,985,844 122,464,823 1,985,118,036
525,842,160 1,009,011,367 128,570,396 61,684,519 1,725,108,442
1,086,407,000 (831,593,158) (55,584,552) 60,780,304 260,009,594
295,738,873
115.07
87.92
94
%91 180 1
) 1
$ 1,557,616,121 96,327 48,239 109,057,285 1,937,617,972
521,428,782 952,324,513 119,522,340 65,673,702 1,658,949,337
1,036,187,339 (769,528,186) (31,374,101) 43,383,583 278,668,635
279,632,639
116.80
99.66
(B)
0 1)
$ 12,784,448 69,636 75,761 3,519,510 17,049,355
9,504,382 11,086,921 1,543,267 1,517,407 23,651,977
3,280,066 (10,517,285) (1,367,506) 2,002,103 (6,602,622)
9,622,844
72.08
(68.61)
95
%91 180
) ) 1
$ 11,837,889 79,863 27,733 2,514,784 15,760,269
7,829,584 12,429,061 1,530,551 1,236,530 23,025,726
4,008,305 (11,549,198) (1,002,818) 1,278,254 (7,265,457)
9,368,555
68.45
(77.55)
(2)A.
B.
C.a.(A)
96
(B)
(C)
(D)
b.(A)
(PD) (LGD) (EAD)
(a)
(Masterscale)
(b)(Collateral Recovery Rate)
97
(c)
(Credit Conversion Factor)
(B)
D.a.
b.
c.
98
d.
e.
f.
E.
(3)G
99
F.
a.107.12.31
$
- 1,550,197 - 13,011,962 14,939 3,420,149 3,581,085 - 21,578,332
754,925,190 - - - - - - - 754,925,190
70,961,362 77,866,083 146,710,776 62,661,967 76,824,386 93,716,974 8,660,504 252,509 537,654,561
3,486,320 3,756,829 - 667,444 800,361 1,754,491 101,309 82,559 10,649,313
267,639,737 262,698,521 19,054,930 49,654,585 141,352,072 178,006,402 104,480,432 9,233,387 1,032,120,066
3,860,354 3,365,753 - 467,169 98,255 1,199,935 107,409 423,866 9,522,741
(145,069) (513,725) - (57,554) (206,448) (99,951) (78,210) (88,360) (1,189,317)
99,313, - - - - 6,045, - 41,474, 146,832,
$ 1,185,092,281$ 1,185,092,281 348,723,658348,723,658 165,765,706165,765,706 126,405,573126,405,573 218,883,565218,883,565 278,004,045278,004,045 116,852,529116,852,529 9,945,4359,945,435 2,449,672,7922,449,672,792
$ 585,780,556$ 585,780,556 142,676,825,676,8 5 67,375,55967,375,559 181,032,2328 ,03 , 3 76,534,81676,53 ,8 6 302,241,30030 , ,300 123,487,6833, 87,683 2,115,130, 5, 30 1,481,244,101, 8 , , 0
107.12.31
$ 66,274,704 45 141,241,362 13 248,
26,382 - 7,830 - 34,212522,490,111, , 52,616,857, , 20,567,033, , - 595,674,001, ,
$ 588 791 197 79 994 002 161 816 225 13 562 600 844,164,024,
$ 72,061,570 - - - - - - - 72,061,570
- 1,323,926 176,521 8,103,581 - 2,133,625 5,013,123 - 16,750,776
676,626,645 - - - - - - - 676,626,645
62,890,944 65,598,962 153,321,103 61,265,240 64,944,730 85,037,739 13,370,059 - 506,428,777
4,861,197 2,523,041 - 535,305 690,400 1,161,981 74,756 258,375 10,105,055
257,209,955 243,136,260 18,456,318 48,567,709 143,646,499 157,685,307 91,820,768 9,017,258 969,540,074
3,896,850 3,156,666 - 464,609 130,107 836,875 247 43,883 8,529,237
(169,913) (565,941) (218) (60,531) (236,953) (43,837) (41,966) (240,254) (1,359,613)
91,962, - - - - 4,336, - - 96,298,
$ 1,077,469,210$ 1,077,469,210 315,172,914315,172,914 171,953,724171,953,724 118,875,913118,875,913 209,174,783209,174,783 246,816,026246,816,026 110,236,987110,236,987 9,079,2629,079,262 2,258,778,8192,258,778,819
106.12.31
$ 86,512,413 048 66 6 2064,276 72,734 137,010
588,147,448 24,231,522 31,542,113 - 643,921,083- 12,306,581, , - - 12,306,581, ,
$ 674,724,137$ , , 58,876,151, , 119,465,013, , 8,769,526, , 861,834,827, ,
100
b.
$ 33,588,390 45,563,954 142,540,144 26,763,323 248,455,811
34,212 - - - 34,212
84,265,074 - - - 84,265,074
7,458,824 1,027,848 10,608,317 2,483,343 21,578,332
639,376,024 - - - 639,376,024
359 - - - 359
115,548,807 - - - 115,548,807
537,365,830 157,000 97,509 34,222 537,654,561
10,640,186 - 9,127 - 10,649,313
32,406,569 129,456,618 796,016,720 74,240,159 1,032,120,066
1,636,363 186,825 7,670,262 29,291 9,522,741
(340,814) 10,836 (789,147) (70,192) (1,189,317)
468,623,104 60,342,840 54,387,824 12,320,233 595,674,001
99,313, - 47,519, - 146,832,
$ 1,930,702,241$ , , , 236,745,921, , 1,010,588,275, , , 115,800,379, , 3,293,836,816, , ,
$ 1,095,780,286$ , , , 23,721,683, , 328,754,534, , 32,987,598, , 1,481,244,101, , ,
106 12 31
$ 42,212,177 06 21,523,645 20
126,274 - 5,276 5,460 137,010
72,061,570 - - - 72,061,570
4,990,254 1,363,062 7,791,414 2,606,046 16,750,776
567,562,077 - - - 567,562,077
532 - - - 532
109,064,036 - - - 109,064,036
500,672,570 3,500,000 2,256,207 - 506,428,777
10,101,628 - 3,427 - 10,105,055
60,133,554 115,646,068 770,683,114 23,077,338 969,540,074
2,031,945 133,026 6,364,266 - 8,529,237
(308,046) (30,407) (763,908) (257,252) (1,359,613)
549,995,739 36,915,238 42,298,662 14,711,444 643,921,083
92,231, - 12,310,648, , - 12,402,879, ,
$ 1,918,736,541$ , , , 198,980,112, , 941,230,312, , 61,666,681, , 3,120,613,646, , ,
101
G.
(PD) LGD (EAD)12
EAD
CCF
a. 3060
45 45b.c.
a.b.c.d.e.f.g.h.
102
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90
106.12.31
$ 570,913 126,381 61,657 - 758,951
106,210 1,816 675 - 108,701
4,111,896 112,181 24,995 - 4,249,072
2,341,410 298,279 121,569 - 2,761,258
329,871 633 - - 330,504
43,431 1,167 - - 44,598
2,807,661 899,152 217,141 23,459 3,947,413
- - 957 - 957
2,970, (3,789)( , ) (31)( ) - (850)( )
$ 10,314,362$ , , 1,435,820, , 426,963, 23,459, 12,200,604, ,
I.106 12 31
3,945
- 3,255,157 - 424,797 2,830,360
649,583 - - 526,663 122,920
- 4,703,371 - 230,544 4,472,827
- 532 - 31 501
- 8,225,161 - 1,122,561 7,102,600
2,502,581 - 323,002 - 2,179,579
77,215 138,165 6,628 736 208,016
5,930,603 1,249,168 915,181 101,542 6,163,048
4,810,093 3,718,187 2,869,595 1,786,100 3,872,585
(409) 4,253 - - 3,844
4,336, 91,962, 269 78,785, 17,244,
$ 14,127,947$ , , 21,385,956, , 4,209,087, , 4,271,759, , 27,033,057, ,
106
J.
K.a.
%
7544
447,868,905870,033,709
0.63%0.37%
1,812,202 811,901,377 0.22% 7,527,006 415.35%38,562 2,165,549 1.78% 87,713 227.46%
1,863,093 112,734,257 1.65% 4,734,402 254.12%- 121 - % 1 - %
150,538 94,440,683 0.16% 999,845 243.12%
87 0.- 21,578,332 - % 782,315 - %
106.12.31
2,710,908 792,624,652 0.34%
1,739,911 749,216,775 0.23% 6,695,029 384.79%
47,264 2,487,566 1.90% 104,823 221.78%
1,774,160 106,744,413 1.66% 4,852,285 273.50%
- 273,766 - % 2,736 - %
157,078 74,391,755 0.21% 788,876 229.72%
186,332 5,180,987 3.60%
32 0.
16,750,776 - ,
9407 06 0944000378
107
94 12 1909440010950
94 07 19094000494
( 1)
( 2)687,286 65,706 719,490 69,932
735,250 213,264 783,130 194,590
1 95 04 25 09510001270
108
2 97 09 15 09700318940 105 9 2010500134790
b.%
2.31
(%)A 12%
2 B 16,306,995 5.51%3 C 9,623,607 3.25%4 D 7,127,320 2.41%5 E 6,923,881 2.34%6 F 6,628,455 2.24%7 G 6,489,646 2.19%
8 H 6,300,786 2.13%9 I 6,025,850 2.04%10 J 6,000,000 2.03%
2.31
(%)A , , 50%
2 C 9,497,867 3.40%3 B 9,271,347 3.32%4 K 6,917,943 2.47%5 L 6,645,032 2.38%6 G 6,457,217 2.31%7 M 5,934,728 2.12%8 N 5,786,462 2.07%9 O 5,572,616 1.99%10 P 5,283,902 1.89%
109
(3)A.
B.
C.
a.
b.
110
c.d.
a(A) (Maximum Cumulative Outflow, MCO)
(B)
b
D.
111
E.
107.12.310-30 31-90 91-180 1 1
$ 51,673,603 17,306,366 3,186,498 225 74
1,733,628 664,126 864,956 229,169 118,304 3,610,183
- - - - 37,930,181 37,930,181
54,744,581 6,213,045 - - - 60,957,626
47,298,536 9,232,072 9,540,424 14,314,512 88,582,966 168,968,510
12,239 - 2,273,465 10,591 - 2,296,295
1,944,437,147 382,013,004 257,772,622 418,943,178 153,601,024 3,156,766,975
- - - - 59,000,000 59,000,000
25,915,313 6,920,325 14,311,465 28,224,480 44,539,828 119,911,411
106.12.310-30 31-90 91-180 1 1
$ 57,663,783 9,411,532 4,274,955 513 74
857,875 110,035 596,960 2,224,631 534,375 4,323,876
- - - - 34,090,353 34,090,353
48,194,371 14,548,525 - - - 62,742,896
42,200,075 8,854,702 8,604,827 13,660,028 90,992,800 164,312,432
- - 2,736,000 - - 2,736,000
2,140,109,921 249,966,851 212,303,218 333,922,425 45,542,801 2,981,845,216
- 291,390 1,086,090 8,900,000 59,000,000 69,277,480
68,578,270 5,094,973 7,792,305 14,171,977 37,123,631 132,761,156
112
F.a.
0~30
107.12.310-30 31-90 91-180 181 -1 1
$ 3,075,313 - - - - 3,075,313
29,809,444 - - - - 29,809,444
155,233 - - - - 155,233
1,374,721, , 1,832,961, , - - - 3,207,682, ,
$ 34,414,711$ 34,414,711, , 1,832,9611,832,961, , - - - 36,247,67236,247,672, ,
106.12.310-30 31-90 91-180 181 -1 1
$ 3,253,055 - - - - 3,253,055
12,349,226 - - - - 12,349,226
61,927 - - - - 61,927
1,346,340 1,792,366 - - - 3,138,706
14,720, - 15,081, 31,126, - 60,927,
$ 17,025,268$ 17,025,268, , 1,792,3661,792,366, , 15,08115,081, 31,12631,126, - 18,863,84118,863,841, ,
113
b.
107.12.310-30 31-90 91-180 181 -1
$ 1,618,311,548 640,529,076 451,108,389 419,783,745 37,084,691 3,166,817,449
1,620,510,236 642,679,237 456,031,487 423,898,563 34,977,046 3,178,096,569
31,984,532 - - - - 31,984,532
31,842,019, , - - - - 31,842,019, ,
1,650,296,080, , , 640,529,076, , 451,108,389, , 419,783,745, , 37,084,691, , 3,198,801,981, , ,
1,652,352,255, , , 642,679,237, , 456,031,487, , 423,898,563, , 34,977,046, , 3,209,938,588, , ,
$ 2,056,175$ ,056, 75, , 2,150,161, 50, 6, , 4,923,098,9 3,098, , 4,114,818, ,8 8, , (2,107,645)( , 07,6 5)( , , ) 11,136,607, 36,607, ,
106.12.310-30 31-90 91-180 181 -1
$ 965,995,405 752,206,388 414,588,980 296,090,922 11,597,194 2,440,478,889
972,912,315 751,277,993 414,703,438 296,852,032 11,587,671 2,447,333,449
28,722,542 - - - - 28,722,542
28,803,338, , - - - - 28,803,338, ,
994,717,947, , 752,206,388, , 414,588,980, , 296,090,922, , 11,597,194, , 2,469,201,431, , ,
1,001,715,653, , , 751,277,993, , 414,703,438, , 296,852,032, , 11,587,671, , 2,476,136,787, , ,
$ 6,997,706$ 6,997,706, , (928,395)(928,395)( , ) 114,458114,458, 761,110761,110, (9,523)(9,523)( , ) 6,935,3566,935,356, ,
114
G.
107.12.310-30 31-90 91-180 181 -1 1
$ 60,516,495 - - - 60113,118,176 - - - - 113,118,176
24,896,128 - - - - 24,896,128
537,641,080 - - - - 537,641,080
$ 736,171,879$ 736,171,879, , - - - - 736,171,879736,171,879, ,
106.12.310-30 31-90 91-180 181 -1 1
$ 61,493,801 - - - 61
113,068,310 - - - 113,068,310
22,091,818 - - - - 22,091,818
513,552,736 - - - - 513,552,736
$ 710,206,665$ 7 0, 06,665, , - - - - 710,206,6657 0, 06,665, ,
H.a.
10 31 91 180 1
$ 248,314 793 0 255,910
2,763,035 180,384 221,406 393,227 376,084 560,924 1,031,010
(205,162) 67,930 75,387 (85,647) (120,174) (350,144) 207,486
115
0 11 30 3 91 180 1
$ 2,546,270 248,084 39 249,735
2,758,713 193,180 252,822 434,068 363,856 537,122 977,665
(212,443) 236,529 (4,738) (155,429) (114,121) (308,632) 133,948
b.
0 30 31 90 1
$ 80,994,096 36,784,299 16,831,419 , , , , 10,032,019
90,740,142 42,156,848 17,389,195 10,360,006 11,116,285 9,717,808
(9,746,046) (5,372,549) (557,776) (1,220,419) (2,909,513) 314,211
0 30 31 90 1
$ 67,177,780 24,513,908 18,842,741 8,892,652 7,089,084 7,839,395
82,067,818 32,627,180 17,946,067 10,199,762 10,493,601 10,801,208
(14,890,038) (8,113,272) 896,674 (1,307,110) (3,404,517) (2,961,813)
c.
0 30 31 90 91 180 181 1 1$ 43,234,202 21,069,414 8,593,275 3,675,000 5,477,297 19,216
48,283,524 28,958,046 6,669,412 3,792,088 5,994,029 2,869,949
(5,049,322) (7,888,632) 1,923,863 (117,088) (516,732) 1,549,267
116
0 31 90 91 180 18$ 32,045,978 11,377,225 9,238,702 4,204,286
40,783,615 20,685,327 7,544,444 4,308,722 4,798,902 3,446,220
(8,737,637) (9,308,102) 1,694,258 (104,436) (901,303) (118,054)
5.
$ 10,419,896 10,246,333 10,419,896 10,246,333 173,563
25,263,072 23,881,233 25,263,072 23,881,233 1,381,839
14,733,891 19,337,702 14,733,891 19,337,702 (4,603,811)
27,878,851 26,830,060 27,550,994 26,830,060 720,934
106.12.31
$ 14,987,442 14,515,464 14,987,442 14,515,464 471,978
482,058 451,536 482,058 451,536 30,521
31,549,510 30,656,153 31,549,510 30,656,153 893,357
47,905,315 47,775,896 48,917,076 47,775,896 1,141,180
117
6.
107.12.31
(a) (b) (c) (a) (b) (e) (c) (d)$ 41,657,037$ 41,657,037, , - 41,657,03741,657,037, , 26,853,45326,853,453, , 7171 11,028,91311,028,913, ,
107.12.31
$ 55,527,228 - 55,527,228 26,544,677 4,990,997 23,991,554
19,337,702, , - 19,337,702, , 14,733,891, , - 4,603,811, ,
$ 74,864,930$ 74,864,930, , - 74,864,93074,864,930, , 41,278,56841,278,568, , 4,990,9974,990,997, , 28,595,36528,595,365, ,
106.12.31
$ 30$ 30 5,220,3415,220,341, , 3,680,7193,680,719, ,
$ 33,357,156 - 33,357,156 21,005,376 2,703,647 9,648,133
30,656,153 - 30,656,153 30,656,153 - -
62,742,896, , - 62,742,896, , 9,273,490, , - 53,469,406, ,
$ 126,756,205$ 126,756,205, , - 126,756,205126,756,205, , 60,935,01960,935,019, , 2,703,6472,703,647, , 63,117,53963,117,539, ,
118
7.(1)
(2)
(3)
A.
119
B.
A.
a.
IRBb.
c.
(Basic Indicator Approach, BIA)(Standardised Approach, SA) (Alternative Standardised Approaches, ASA) (Advanced Measurement Approaches, AMA)
120
B.
C.
(4)
107.12.31 106.12.31272,761,798 259,049,577
26,926,331 27,300,493
31,690,092 31,032,043
331,378,221 317,382,113
2,011,804,287 1,860,029,895
- -
36,343,129 42,196,481
- -
151,391,754 147,601,288
- -
147,693,705 143,127,258
- -
2,347,232,875 2,192,954,922
14.12% 14.47%
11.62% 11.81%
12.77% 13.06%
7.19% 7.16%
121
( )
1.
2.
107.12.31 106.12.31$ 166,848,260,948 159,720,905,853
33,501,958 555,144,783
3.
107.12.31 106.12.31
$ 29,991,382 -645,067 -- 31,010,012900,940 1,098,087- 480,916613,886 -- 580,509,
$ 32,151,275$ , ,, , 33,169,524, ,, ,
107.12.31 106.12.31
$ -$ 4,524,,
4.
122
( )
LH Financial Group Public Company Limited
CTBC Asia Limited
123
124
CTC Group Inc.
( )1.
271,898 270,50953.00% 53.75%
7 5 11,534 7,66567,121 69,358
125
2.10 106
$ 44,00054,000 54,00059,971, 50,412,
$ 157,971$ ,, 153,412,,
3.106.12.3
46,902 46,902 - 0.95%
4.107.12.31
,125
519 2,739,317 2,500,001 2,500,001 -
3,346,842 3,346,842 3,346,842 -
CTC Group Inc. 396,456 386,568 386,568 -
350,000 350,000 350,000 -
245,000 245,000 245,000 -
253,234 236,320 236,320 -
126
106.12.31
45 $ 20,604 11,182 11,182 -
444 2,356,026 2,194,369 2,194,369 -
2,613,535 2,480,637 2,480,637 -
1,050,000 1,050,000 1,050,000 -
CTC Group Inc. 439,229 385,039 385,039 -
355,000 350,000 350,000 -
376,756 269,573 269,573 -
245,000 245,000 245,000 -
132,026 119,560 119,560 -
127
5.
$ 44,868,913 15,241,564 0~0.50% 20,248
2,544,117 2,316,988 0~2.98% 35,729
3,463,253 2,129,633 0~1.07% 12,132
2,991,684 1,853,257 0~0.01% 161
1,609,508 1,597,219 0~0.01% 82
3,493,926 1,596,213 0~0.45% 10,651
1,302,000 1,281,396 0~0.01% 72
1,109,917 983,674 0~1.07% 5,934
1,015,780 676,307 0~0.12% 593
545,524 477,163 0~1.09% 2,399
503,096 441,185 0~0.48% 1,558
383,346 383,308 0~0.01% 23
380,945 380,903 0~0.01% 19
299,281 298,642 0.01~1.07% 488
319,913 289,487 0~1.04% 2,060
261,334 261,334 0~0.01% 20
478,310 259,611 0~0.01% 24
212,072 211,977 0~0.01% 10
214,052 209,920 0~1.80% 1,812
566,588 203,714 0~0.05% 167
196,830 196,830 0.10~1.09% 1,910
CTBC Asia Limited 797,989 180,184 0~2.77% 2,710
174,368 169,239 0~1.00% 164
4,599,750 159,930 0~0.22% 74
286,982 159,157 0.01% 9
197,283 148,572 0~1.09% 223
17,594,183 148,137 0~0.22% 73
149,965 143,737 0.01% 8
145,437 143,265 0~0.01% 13
212,242 128,054 0~0.01% 14
128,935 127,784 0~0.01% 11
216,213 124,143 0~0.01% 21
121,930 121,724 0~0.01% 12
111,125 111,125 0~1.07% 308
113,720 110,978 0~0.01% 8
106,657 105,216 0~3.15% 1,082
20,576,665, , 7,885,575, , 42,892,
$ 112,293,833$ 112,293,833, , 41,257,14541,257,145, , 143,714143,714,
128
106.12.31106
34,900,558 15,996,525 0~0.30% 10,219
3,370,887 2,952,819 0~0.45% 2,030
3,207,376 2,332,749 0~2.02% 23,725
4,940,108 1,921,013 0~1.07% 10,198
1,111,542 909,871 0~1.07% 5,934
1,014,570 699,636 0~0.01% 53
854,835 676,013 0~0.14% 483
808,739 559,505 0~0.01% 45
505,811 480,260 0~0.01% 30
472,821 423,814 0~1.33% 2,106
421,426 421,426 0~0.01% 12
444,002 415,124 0~0.45% 1,347
416,142 377,272 0.01% 23
345,795 298,311 0~1.22% 2,119
299,142 282,671 0~1.53% 1,958
403,474 268,125 0~1.25% 2,681
216,213 216,213 0~0.01% 18
526,591 208,325 0~0.16% 20
201,841 201,841 0~0.01% 10
190,926 190,881 0~0.01% 12
187,030 187,030 0.15~1.22% 1,907
CTBC Asia Limited 222,412 163,428 0.25~1.55% 758
159,505 159,445 0~0.01% 12
211,089 159,153 0~1.22% 193
127,767 127,767 0~0.01% 5
122,080 121,930 0~0.01% 6
462,421 118,402 0~0.01% 20
111,564 107,413 0~0.01% 10
121,080 106,419 0~0.01% 7
234,056 103,700 0~1.22% 165
19,806,901, , 6,898,194, , 36,519,
$ 96,497,555$ 96,497,555, , 56,764,21856,764,218, , 102,706102,706,
129
6.
107.08.31~
108.03.04
USD 117,250 2,939 2,939
106.12.07~
107.01.11
USD 2,650 (1,109) (1,109)
7.10
$$ 2
8.107
$ 50,000$ ,,
130
9.(1)
106
$ 5,100,560 5,532,257
172,369 59,969
4,345 860
39,396 29,281
33,327 41,401
25,069 23,773
20,019 16,695
5,179 5,802
3,067 -
CTBC Asia Limited 2,978 2,585
2,059 2,006
1,502 439
566 -
500 555
5,913, 5,761,
$ 5,416,849$ , ,, , 5,721,384, ,, ,
131
107.12.31 106.12.31$ 440,987 664,579
65 62
38 23
1,465 620
2,402 4,743
601 497
359 625
CTBC Asia Limited 85 167
- 164
60 81
445 436
$ 446,507$ ,, 671,997,,
132
(2)106
$ 1,221,894 1,290,015 229,376
139,491 131,871137,636 151,001127,427 126,604
ATM 117,206 126,643
44,238 52,842
31,651 32,727
22,387 69,62718,245 14,91017,873 17,04312,400 13,850
10,061 7,8645,071 9,982
5,000 -2,446 8402,262 1,755
2,242 -2,170 8,5682,101 -1,708 -
795 -626 799
- 1,205,$ 2,214,945$ , ,, , 2,526,414, ,, ,
133
107.12.31 106.12.31
$ 101,266 412,540146 3,779
16,275 5,01133,999 28,681
11,718 12,139
ATM11,588 13,144
5,153 5,147
1,502 5,024
5,564 4,370
2,051 3,4605,100 6,550
81 314
134 157
739 -
85 206
$ 195,401$ ,, 500,522,,
(3)107.12.31 106.12.31
$ 478,440 371,2501 140,082 426,851
1 6,296 23,999CTBC Asia Limited 3,479 4,169
227 3,775
2- 2,535,287
8,002 8,184
$ 636,526$ ,, 3,373,515, ,, ,
134
1
2
( )1 106
$ 1,186,667 1,165,36916,620 19,064
414,744, 204,718,$ 1,618,031$ , ,, , 1,389,151, ,, ,
107. 1
- 5,100,000
- 24,492,284
- 10,647,850
- 3,000,000
- 17,646,374
17,125,926 -
66,249 -
1,300 9,400
135
107.12.31 106.12.31
- 21,800,000
- 391,000
- 741,417
29,900,000 -
391,000 -
1,064,550 -
368,742 473,695
1,050,000
( )107.12.31 106.12.31
$ 85,412,623 83,585,619575,110 969,419
94,305,146 91,164,8662,939,919,751 2,585,480,564
268,568 283,0041,005,007,104 841,738,263
487,664, 444,735,$ 4,125,975,966$ , , ,, , , 3,603,666,470, , ,, , ,
136
1,316,824,268 1,517,591,873
26.7
4.35%2,700,000
60%
2,322,7561,633,851
4.35%
2,181,339
99 1001 6 7 3,455.41
11 86
60,05160,051
137
13-1 13-75,139,800
224,086
185% 5%
5%5.3 37,261
4,585,125( )
107.12.31 106.12.31 107.12.31 106.12.31
$ 32,486,154 43,595,648 425,228,493 231,962,660
20,162,495 15,753,104 104,016 42,949
169,326,755 204,422,205 547,105,178 540,889,727
285,764,308 278,511,607 31,731,586 67,906,551
19,700,853 19,325,008
2,794,970 1,940,434
88,061 25,149
49,250,605 46,092,141
424,564,283 231,121,155
30,789, 15,436,
$ 1,004,169,273$ 1,004,169,273, , , 840,801,887840,801,887, , 1,004,169,2731,004,169,273, , , 840,801,887840,801,887, ,
3,314,631 2,336,913
138
107.12.31 106.12.31$ 32,486,154 43,595,648
20,162,495 15,753,104169,326,755 204,422,205285,764,308 278,511,607
19,700,853 19,325,0082,794,970 1,940,434
88,061 25,149
49,191,030 46,006,79859,575, 85,343,
49,250,605, , 46,092,141, ,424,564,283 231,121,155
608 78430,181, 14,652,30,789, 15,436,
$ 1,004,169,273$ , , ,, , , 840,801,887, ,, ,
107 106$ 9,068,760 9,547,473
(1,088,558)( , , ) (603,146)( , )7,980,202 8,944,327
(7,337)( , ) (30,667)( , )$ 7,972,865$ , ,, , 8,913,660, ,, ,
( )
107.12.31 106.12.31$ 1,068,853 1,038,987
1,673,677 2,085,422677,948, 752,552,
$ 3,420,478$ , ,, , 3,876,961, ,, ,
139
( )1.
Barclays Bank PLC 3.9
5%
Special Purpose Vehicle8,448 Barclays Bank PLC
3,047 9502,090
3,047950
1002243570005
3,0472,090
957CT Opportunity Investment Company
2,090
140
2,090 CT Opportunity Investment Company 3,047 4,717
261,696
2.
15-213-1 13-7
141
15-2 13-1 13-7
45 1 102 7 31
24
24 A 9
24 A 9
142
( )%
107.12.31 106.12.31
0.93 1.01
0.77 0.82
12.42 13.76
10.32 11.27
31.12 32.05
( )
143
(1.2.3.
4.
- - - 795,471 - - - - - 761,208
5.6.7.8.
440,987 - % - - -
9.10.
(1)
1 84,608 JPY
107.05.25 MillenniumServicing, Ltd
JPY 12,277 JPY 12,280 JPY 3
107.05.25 AozoraServicing, Ltd
JPY 13,274 JPY 13,274 JPY -
107.05.25 Astry Servicing,Ltd
JPY 12,604 JPY 9,542 JPY (3,062)
107.05.25 Abilio Servicer Co., Ltd
JPY 29,739 JPY 29,739 JPY -
107.05.25 Yamada-Servicer.co.jp
JPY 13,143 JPY 13,143 JPY -
107.11.30 AozoraServicing, Ltd
JPY 3,253 JPY 1,342 JPY (1,910)
107.11.30 Abilio Servicer Co., Ltd
JPY 34,946 JPY 40,288 JPY 5,342
107.11.30 MillenniumServicing, Ltd
JPY 11,000 JPY 11,000 JPY -
144
Servicer.co.jp107.12.10 Japan
CollectionService Co., Ltd
JPY 231,236 JPY 42,150 JPY (189,086)
107.12.26 AozoraBank,Ltd
JPY 193,116 JPY 497,324 JPY 304,208
(2) 1011.
12.107 1
The Tokyo Star Bank, Ltd.
6,146,600 0.16 %
CTBC Bank (Philippines) Corp.
2,335,708 0.06 %
2,304,975 0.06 %
PT Bank CTBC Indonesia
1,444,451 0.04 %
1.02. 1
13.( )
CTB(PhilCorp.
16th to 19thLegend TowStreet corner 3rd AvenueBonifacio Global City,Taguig City, 1634 Philippines
PT BankCTBC Indonesia
Tamara Center, 15th-17th F1., JI JenderalSudirman Kav. 24Jakarta 12920 Indonesia
99.00 % 5,827,643 204,845 1 - 1 99.00 %
CTBC Bank Corp.(Canada)
1518 West Broadway, Vancouver, B.C.,Canada, V6J 1W8
100.00 % 1,488,940 112,390 2,746 - 2,746 100.00 %
CTBC CapitalCorp.
801 S. Figueroa Street, Suite 2300, Los Angeles,CA 90017, USA
100.00 % 15,474,440 1,146,974 6 - 6 100.00 %
560 1121.15 % 1,975,668 120,323 114,399 - 114,399 21.15 %
CTBC Bank Corp.(USA)
801 S. Figueroa Street, Suite 2300, Los Angeles,CA 90017, USA
100.00 % 14,714,390 1,175,565 3100
- 3100
100.00 %
145
yBank, Ltd. Ku, Tokyo, 107-8480,
JapanTokyo Star BusinessFinance, Ltd.
2-7-1, Nishi-Shinjuku,Shinjuku, Tokyo
100.00 % 3,203,179 51,370 1,936 - 1,936 100.00 %
TSB Servicer, Ltd.
2-2-17,Akasaka,Minato,Tokyo
100.00 % 568,053 35,987 - - - 100.00 %
AZ-Star Co.,Ltd.
3-2-7, Kudan-minami,Chiyodaku, Tokyo
40.00 % 20,511 59,510 - - - 40.00 %
AZ-Star 1 3-2-7, Kudan-minami,Chiyodaku, Tokyo
43.98 % 105,543 88,260 3 - 3 43.98 %
AZ-Star 3 3-2-7, Kudan-minami,Chiyodaku, Tokyo
30.86 % 153,204 (1,430) 3 - 3 29.35 %
LH FinancialGroup PublicCompanyLimited
1Q.House LumpiniBuilding, 5th Floor,South Sathon Road,Thungmahamek, Sathon,Bangkok 10120
35.62 % 16,520,616 1,033,093 7,544,961 - 7,544,961 35.62 %
826
34.00 % 761,208 456 - - - 34.00 %
( )1.
4,114,056USD 130,531
4,114,056USD 130,531
- - 4,114,056USD 130,531
419,088CNY 91,410
419,088 4,378,518
4,081,960CNY 800,000
4,081,960CNY 800,000
- - 4,081,960CNY 800,000
195,096CNY 42,642
195,096 3,906,398
1,351,890CNY 100,000USD 29,395
- 1,351,890CNY 100,000USD 29,395
- 1,351,890CNY 100,000USD 29,395
- - 1,351,890
795,471CNY 170,000
- 795,471CNY 170,000
- 795,471CNY 170,000
1,341CNY 301
34% 456 761,208
( )( )( )
123
146
2.
(USD 365,971) (CNY 1,070,000)
(CNY 3,370,000)
8
( )107
$ 32,649,395 19,731,878 412,090 52,793,363
17,887,079, , 22,767,500, , 1,928,836, , 42,583,415, ,
50,536,474, , 42,499,378, , 2,340,926, , 95,376,778, ,
$ 20,408,351$ 0, 08,35, , 18,145,7868, 5,786, , (2,822,618)( ,8 ,6 8)( , , ) 35,731,51935,73 ,5 9, ,
$ 2,919,712,453$ 2,919,712,453, , , 975,650,565975,650,565, , 64,214,80064,214,800, , 3,959,577,8183,959,577,818, , ,
106
$ 48,
15,528,438, , 24,239,163, , 5,742,211, , 45,509,812, ,
46,389,701, , 41,335,239, , 5,958,254, , 93,683,194, ,
$ 18,562,997$ 18,562,997, , 17,805,02817,805,028, , 280,366280,366, 36,648,39136,648,391, ,
$ 2,817,813,347$ 2,817,813,347, , , 880,106,889880,106,889, , 63,578,28463,578,284, , 3,761,498,5203,761,498,520, , ,
147
( )
107 106
$ 62,826,963 63,411,94127,728,081 25,815,4474,821,734, , 4,455,806, ,
$ 95,376,778$ , ,, , 93,683,194, ,, ,
$ 77,268,546 68,946,86818,507,216 14,252,6652,332,268, , 2,278,783, ,
$ 98,108,030$ , ,, , 85,478,316, ,, ,
( )
148
< >
5841
168 170 186 18
149
149-1
1.
2.
3.4.
5.
6.
149-2
10200007370980002150
149-3
150
151
152
153
53-1
154
14 5
14-52/3
107/1/311621
1. 107 V -
2. (Salary Loan)V -
3. 106 11 2710600159470 V -
4. V -
5. 107 APG V -
6.3 9.4 V -
7. 107 V -
8.107 1.9 (
)V -
9. 107 V -
10. V -
11. 38 1,090,218 V -
12. 17 23 99
( )20,305,100 2,055,07322,360,173
V -
13. 107 ( )200,105,415
176,446,526V -
14. 107 2 1 2 2,000 V -
155
14-52/3
15. 107 2 1 107 7 31 ( )
350 ( )( )
(FX) (Forward DF NDF)(Swap) (
CCS IRS)
V -
16. 107 2 1 107 7 31 ( )
115 ( ) ( )
(FX) (Forward DFNDF) (Swap)
( CCS)
V -
17.
V -
(107 1 30 )
( )
107/2/271622
1. 106 V -
2. 107 V -
3. V -
4. V -
5.V -
6.Tata Consultancy Service Limited
62 V -
7. 107892 V -
156
14-52/3
8.107 12
31V -
9. 107 3 1 3 2,000 V -
10. 107 3 1 107 8 31 ( )
600 ( ) ( ) V -
11. 107 ( )193,891,132
170,983,805V -
12.
()
V -
(107 2 26 )
( )
107/3/211623
1. V -
2. V -
3. V -
4. NYSDFSTitle 3 NYCRR Part 504 Part
504 V -
5. 106 V -
6. V -
7. 107 5,400 V -
8. 107 4,400 V -
157
14-52/3
9. 1071,420 V -
10. ( ) ()
( ) 0.753
V -
11.
V -
12. V -
13. ( ) ( )14.69 V -
14. Arrium 3,304,901.02 V -
15. KINGS ELECTRIC COMPANY LTD 5 57 5 14,914,690.06
V -
16. 107 ( ) 203,543,613
176,174,682V -
(107 3 20 )
( )
107/4/161624
1. 10% V -
(107 4 16 )
( )
107/4/271625
1. 107 V -
2. V -
3. 106 V -
4. V -
5. V -
158
14-52/3
6. 106 ( )228 8 V -
7. 4
5.09 ( )V -
8.3,200 V -
9.79,895,160
( )V -
10. V -
11.113 V -
12. 107 5 1 107 10 31 ( )
35 ( )( ) V -
13. 107 ( ) 219,877,087
186,802,883V -
14.V -
15. V -
(107 4 26 )
( )
107/5/251627
1.( )(PCM)
0.648
V -
2. (Standard Chartered Bank, SCB”)Rizal Commercial Banking
Corporation (RCBC) 3 ()
45
V -
159
14-52/3
3. 10740,000,000 V -
4. V -
5. ( ) V -
6. 107 ( ) 225,851,202
185,880,869V -
7. V -
8. ( )V -
9. ( )V -
10. ( ) ( )V -
(107 5 24 )
( )
107/6/211628
1.V -
2.6
( ) V -
3. V -
4. 7 1 720
( )
V -
5.V -
6. 44 73160 (
)116,535,525 2,285,979118,821,504
V -
160
14-52/3
7. 107 ( ) 207,639,940
176,560,872 V -
8. V -
9.
1020015656110300095190
V -
10. ( ) ( )V -
11. V -
(107 6 20 )
( )
107/7/271629
1. V -
2. V -
3. 106 V -
4. V -
5.- 30%
2.479V -
6.
JPY 17 ( NTD4.66 JPY12.4
JPY4.6 )
V -
7. 106
( )1,274.3(4.29%) 2.84
8,648.3 (13.56%) 7.24
V -
161
14-52/3
8.(
)6,151,852
V -
9. 107 8 1 108 1 31 ( ) 231
( )( ) V -
10. 107 8 1 108 1 31 ( )
350 ( )( ) V -
11. 107 8 1 108 1 31 ( )
115 ( )( ) V -
12. 107 8 1 108 1 31 ( )
600 ( )( ) V -
13. 107 8 1 108 1 31 ( )
100 ( )( ) V -
14. 8 1 820
( )V -
15. Ezra (Emas Offshore Construction & Production Pte. Ltd.Ezra Marine Services Pte. Ltd.)
15,070,841.35
V -
16. 107 ( ) 217,538,793
178,643,370V -
162
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(107 7 26 )
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107/8/291630
1. V -
2. 107 V -
3. 106 V -
4.
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5.
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6.88 1 6
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1079,000 ( )
V -
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9. Land and Houses Bank Public Company Limited (LH Bank) V -
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V -
11. CECEP COSTIN NEW MATERIALS GROUP LTD. 5 24
1 51,937,045.30 V -
163
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12. 44 75 155
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V -
13. 107 ( ) 219,778,800
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14. 9 1 920
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107/9/121631
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107/9/271632
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V -
3.2018
1,500 ( )V -
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5. 10 1 10 20
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V -
164
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(107 9 26 )
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107/10/311633
1. 107 V -
2. 108 1 1 LINE PayLINE Pay
8 (108-115 )19.44
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4. V -
5. V -
6. V -
7. COLLECTIONSERVICE AGREEMENT V -
8. 107 11 1 108 4 30 ( ) 35
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9. 11 1 11 20
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10. 107 ( ) 232,828,538
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165
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V -
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107/11/121635
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(107 11 12 )
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107/11/231636
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2. V -
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4. 108 V -
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7.108 12
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10. 12 2086 (
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166
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4.CTBC
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V -
5. V -
6. LINE FinancialTaiwan Limited( LINE) LINE Bank 100 5% (
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V -
167
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10.107 12
2,304,410 V -
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V -
13. 1074,386,342 ( ) V -
14. 10855,426,342 ( ) V -
15. 108 V -
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董事長
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