Analisa Efisiensi Perbankan Syariah Di Indonesia

8/3/2019 Analisa Efisiensi Perbankan Syariah Di Indonesia

1/80

--9----%,nfnfn$

-ff-,fff9ff9ff

D@-,D-I@,--@

--9----%,nfnfn$

9

fffffffffffffff

9f9ffffffDfff

-ff-,fff9ff9ff

D-I@,--D@-,@

9-@-9,

#ffffffffffffffff

ffffffffffffffffff

ff9f9ffDfff


2/80

fffffffffffffff$fff

fffff

fff,9

f

9--

--9----%,nfnfn$

-ff-,fff9f

f9ff

fff,ffff9

9,n

@D-99DD


3/80

--9----%,nfnfn$

DJ-,fff

@fffff9ffffDD9ffff

999

9,n-f,ff,

,ffffD-I@,--

ff,9

,-,@@

#fffffffffffff%%

f

,fffff


4/80

#fffffffffffffffffffff

#nffffffffffff#

9,-

fffff9ffJ@fff9-f

fffffff@ff

ffffffff

ffnf@ffnffffff

fffffff

@fff9ffff

@9--@

ffffJJ9fffffffJ@ff

fffffff-ffff


5/80

fff#ff9fffff%,

9ffnfnfn$@ffffffffff

ff-ffffffff,ffJffffff

fffffffffff-ffffffffffffffffDfff

ffff

fffffffffffff9,nf

ff fffffffffff

fffff9fffff

fffnfffffffffffff

ffffffffffffffff

f,9ffffDfffffff

,fffffffff,fff

9f9ffffffffff

ffffffffffffffffffff

fffffJ@fffffffff

ffffff9Dffffffffff

fffffffffffffJf9f%ff

f9JJf@,ffffffffff

fffff@fffff"""ffffff

fff%fffffffffJff%f

%f,ffffffffffffffff

ff


6/80

ffffffffnff-ffffff

-fffffffffff9ffffff

ffffffffffnffff

ffffffJfffffJJ

fff,9

f

@

fff9ffff9ff

9fff

nffDf,

9ff

ff9ff

ffff@f

ffff

ffff

f

9-DD-ffff,fff

f,ffffff,fff

@f9f,fff

9fff9f

@-D-D,D,fffffIf,


7/80

9fff9ff9ffff

9fffff9fff

I@-D-D,D,--@

f9f

fff

9f9f

9fIffff

I,@9-@-

9ffff,9fff

f9f,fff

ff9f

fD

DDfff%

fff

,J,f

I--9,-


8/80

Df9fff

9fIffDf

%Df%DD9ff%D

9ffff9fI,9D---

fff

@9D@

@@

@f9fffffff

@f9ffffffff9ffff

@f9ffffDff9ff

ff@ff@f@f9ffffffff

@f9ffffff@f

DfJf@fffff

,@f9fffff%@f-f

ff@f9ffff@f

@f9ff9fffffff9f9


9/80

@f9fff

@,

ff9f99ffffffffff

ffff9fffff

9ffffJf%ff9f@fffff9ff

fff@ffff9ff

fff@f%9f

@,9-

fffffff

ff9f

ff9ff


10/80

@

fffffffffnfffffffff

fffffffffffffffff

ffffnffffffffffffff

ffffffff9fffff

fffffffff%nfnfn

%ffn%nffffffff

nfnffnnnffnnfffnn

fffffffffnfnfn%ff

fffnffffffff

9fffffff

fffffffffff9ff,fffff

fffffffffffffff

fffffffffffffff

ffffffffffffffff

ffffff

9-DD-

ffff,ffffffffff

ffffffffffff

ffffffffffffffff


11/80

@fffffffffffffffff

fffffff ffffffffff

fffnffffffffff

fffffffffffffffff

ffffffffffnff

ffffffffffffff

fffffffffffffff

ffffffffffffffff%f

ffffffffffffffffff

fff

fff

ff

fffffffffnffff

fffffffffffffff

ffffffffffffffff

ffffffffffffffff

fffffffDffffffffff

ffffffffffffffffDD-fffffDD-fffffffDD

-ffffffff

fffffffffffffffff,ff

fffffffffffnfffffff


12/80

fffffffff9ffffffff

fffffff9ff9fffff

fnffff


ffnffffffffffff

nffffffffnffffffffffff

ffffffffffff

@ffffffffffffff@f

fffffffff%fff@ffff

f

fffffffffff%fffn

fffffffffff

ffffff fffffffffff

fffffff@fffffffff

fffffffffff

fffnffnfffffffnfff

ffff@ff@f

f@nfffffffffff

ff@nfffffffnfff


13/80

@fffffn@ffffff

ffff@nfffffffffffff

ffffffffff@ffffffff

fffffff@fffffff

fffffffffffffff

fffffn@fffffffffffff

ffff,ffffffnffff,

ffffffffffffffff

fffffffffffff

fffffffffffffffff

fffffffffnffffff

fffffffffffff

ffffffffffffff%ffff

fffffffffnfffffffff

ffffffffffffff

fffffffffff9fffffffffffffffffffffffff

fffffffffffff

ffffffffffffff

fffffffffffffffffn

fffffffffffffffff

fff

ffffffffffff

fff#ffffffffffffff

ffffffffffffffff

fffffffnf%ff

ffffffffnffffffff

fffffffffffff

ffffffff%nfnfn%f

fn%


14/80

fffffffffffffffff

f#ff9fffff%,9ffnfn

fn$#

f,fffffffffffff9ff,f

9ffffff9ffffffffffff

fffffffffffffff

ffffffffff

fff,fffffffffffffffffffff


fff9fffffffffff%ff9

9ffffffffffff

@f9f

@ffffffffffff9ffff

f

,fff9f,fffffffff9ffffff

f9f,ffff%fffff

f9ffffffffffffff


15/80

ffffffffffffff

fffffffff

ff9ffffffff9-DD-f


ffffffff@-D-D,D,fffff

f9fffff

-9D@fffffffffff

fffnffff

I

--@ffffffffffff

I

,@9-@-fffffffffff

ffffffffffffff

ffffff

I


16/80

-@ffffffffffff

ffffffffffffffffff

I

,9D---ffffffffff

fffffffffff

@9D@

@-D-D,D,

ffffffffffffffff,Dfff

ffffffff

ffffffffffffffff,fffff,fffffffff

ffffffffffffff

ffffffffffffffffff

fffffffffffffff

ffffffffffDffffffff

ffffffffffff

ffffDD-ff9fffnffff

fffffffffffffffnffn

fffff99-@ffffff9fff

fffffffffffffffff


17/80

ffffff%fff9ffff

fffffD

ff%Dff9fffff%9ff%f

9ff9ffff9fffffDD-fff

fffDD-ff9ffffffff

ffffffffffffffffDD-

@ffffffffDD-@fff

fffffffffffffffff

ffffffDD-@ffffffff

ffffDff%Dff9fffff%9fff

fffDff%DDDffff%DDff9f

ffff%9ff9fffffffff

ffff@f9ffffffff

DDD9

ff

If,Ifffffffffff%ff

9ff9ffff@ffffffffff

ffffffff#@fffffffff


nfffffffffnffffff%ffffff

ffffff#,ffff


18/80

ffffffffffff

fffffffffffffff

fff

99fffffff

fffffffffffnfff

9ffffffffffffff

ffffffffff

fffffffffff

ffffff9ffffffffff

ffffff9f99ffff

---

J

,&&&fff

D

ffff9DDDDff

9D&&

9&ff@ff@ffffff9fff9fffff

f9fff9ffff-&9&&9D&&&,


19/80

9

9

9

9

fff-ff,D

f9ffff9ffDffffff,fffff

fff9ff9fffff

9nffffffffffff9ffff

ffffffffffffff

f9ffff%9fffffffffff-ff%-

9ffffnfff9ffDffffffff%9D

fffff,ffffffnffff

f9fffffffffffffnfnf,f%,

fffffffffffffnff

fffffffffffff9ffffff

ffffffff,ffff%,Dffff

ffffff%ffffffff


20/80

9ff9ffff9ffffffffff

ffffffffffffff

fffffffff

9fffffffff

fnfffffffffff

fffffffffffff9fffff

nffffffffffnffff

fffffffffffffff

ffffffffffffffffDDD

f9ffffffffffff

fffffffffffffff

nffffffff$ffffff

ffffffff@f9ffffffff

9ffff@f

f

9$DD9$9D99$DD9$9D9

D

fDD9

@f


21/80

@f9ffffffff9ffff%ff@f

f

9$DD9$9D99$DD9$9D99$DD9$9D99$DD9$

9D99$DD9$9D99$DD9$9D99$DD9$9D9

D

fDD9

@f


22/80

ff

fff9f9fDDDDffff9f9fff

fff

9D9

fff9fD9fffffff%ffffff

9ffffffffffffffff

fffffffffffnfff

%ffffffnff9ff

fffffffffffffff

ffffffffffffff

ff%9fffff%f

9ffffffffffffff

@f9ffffDff9ffff%ffff9fff


23/80

9

ff

-9D@

9ffffffffff%f#ff

DffffDff,DDffffff

9ffDfDf-ff9ff%9fffff9ffffffff@fff

ffffffDffffff

DDfffffffffff

9fffffffffff%f

DfffDDffffffffffffff

%fffffff$fffffffffff

fffffff$fffffffffff

$fffffffff9fffff

fffffffffffffff

fff fffffffffffffff

ffffffffffffff

fffffffffffffffff

fffffffffffffff

fffffffffffffff

ffffffff,f%,f,fff


24/80

%,9fffffffffff

ffffff-fffffffffff

ffffffff,ffff

fffffffffffff

fffffffffff

fffffffff

fffffffffff

ffffffffffffffff

fffffffffffff

fffffffffff

fffffffnffffffffff

ffffnffffffff

9ffffffffffffff

fffffffffffff-

ffffffffff

ffffff fffffffff9ff,

f,fff%fffff

9ffffffff%f#

fff9ffff9@fff

fffffffffff

fff9fnnffffnf

fffffffffff

ffffnfn


25/80

ff%fffffffffffff

ffffffnffffffff

%ffffff

ffnfnfff@ff

fffffnffffffffff

ffffnfffnffffffffff

ffffffffffffff

ffffffff fffffff

ffffffffnfffff

f@ff@f

ff

f

-f@f


26/80

@f

ffff

f

f

f

ffffffffffff

fffffff


27/80

fffffffffffffff

fffffff fffffff

fffffffffff

fffffffffffff

fffffffffffffff

ffffffffffffnf

fffffffffff

ffffffffffffff

ffnfffffffffff

fffffffff%9nfff

ffffffffffffff

fffffffffffnn ffff

ffffffffffffffff

ff%fffffffffffnf

fffff

ffffffnffffff

nfff

9ffff,ffffJff,fffff

ff%f#9ff9ffD9fff

@ffffffffffffff%f

fnffffffffff

fffffffffffff

fffffffffffffffffffff

ffnffffffffffDf

fffffffnfnfn%f


28/80

fn%ffffffffffff

ffffffffff%fDffff

ffffffffffff

fffffffffffn%

fffffffff

fffffffffffffff

fffffnffffffffff

fffffffffffff

ffffffffff9fff

fffffffffffff%fff

fffffffffffff

fffnffff

nffffffffff ffffff

ffff%ffffffffffffn

fffffffffffff

ffffffffffffnfffffff

ffff

ffffffffffffff

fff

fffffffffffffff

ffffffffffff

ffffnnffffffffff

fffffffff

ffffffffffff

ffffffffff


29/80

ffffffffff

ffffffffffffffff-f

fffffffffffffff

fffffffff

fffffffffff

fffffffffffff

fffffffffffff

ff

ffffffnnff

ffffffffffffffff

ffffnffffffffff

fff,ffffffffffff

ffffffffff ff

f%fffffffff

fffffffffffffffff

fffffffffff fff

fffffffffffff

fff ffffffff

fffffffffffffff

fffffffffff

ffffnfffffffffffn

ffffffffff

I--@


30/80

f9fff9fff,ffff



f$ffffffffffffffff9ff

ffffffffffnfffffffff

nfffffffffffffffDfffffffff

ffffnffff$fffffffffffff

fffffffffff9ffffffff

ffffffffnffffffff9fffff

ffffffffffff9fffffffff


fffffffffffffffffffffff


ffff fffffffffff

ffff9fffffff%ffffffffffffffff


ff%ffffffffffff

ffffffffffff%fffffffffff

ffffffffffffffffffffff

fffffffffffff%,ff


fffff

ffff fffffffffffff%

f9fffffffffffff

fffffff


31/80

ffffffff%ffffffff%

fffffffnfffffnffff;fff

ffffffffffffffffff

ffffffffffnfffff

nfffffffnffffffffffff

ffffffffffffffffff

fff%,ff9fffffffffffff

fffffffffffff,fffffffff

fffffff,fffffffff

fffffffffffff

fffffff,Dffffff

fff;fffffff9fffffffff

ff;fffffff;ffffffff#fff

ff%fffffff

ffffffffff%fffffffff

fffffffff%fffffff

fffffffffffffffffff

fffffffff@fff%fffffffff

fffff%ffffffff%fffff

ff%ffffffffffff

fff;ffffffff#ffffff

fffffffffffffffff

;ffffffff#ffffffffffffffff%fffffff;fffff

fff#,fffffff%ffffffffff

fff-fffffffff%fffffff

fffffffff%ffff


32/80

;ffffff#ffffffffffff

fffffffffffffff fff

;-ffffff#fffffffffff


fffffffffffffff

;fffff#fff%fffffffffff


ffffffnfffffff%ffff

fffffff

%ffffffffffffffffffff

ffJnffffffffnffff

fffff#,fffffffffff%,@

ffffff

fDffffffff#fffff

fffff

ffff fffffffffff%ff

f%,ffffffffffnfff

ffffff-fffffffffffff

ffffffffffffffffff

ffffffffffffffff

ffffffffDffffffff;f

fffffffffffffff

ffffffffffffffff

fffffffffffffffff



33/80

ffff@f9ffffffffff

9fffffffffffff

fffffffffffff,ff

ffffffffff

fffffff

fff

@f9fffffffff%ffff

ffffffffff@ff$ffffff

ffffffffffff

ffff$fffffff$ffffffff

-ffffff9f%f9%ffffff

fffffff;,ffff;f

f

,ff

ffffffffffffffffff

ffff@f9fffffffff

ffffffff9ffffff9

ffffff9fffffffffff

f9ffff%-ffffffff,ffff

f9f@ffff

ffffff

ffffffff fffffff%f

f,fff


34/80

ffffffffff%ffffffff%f

fffffffffffff

%ffffffff%fffffff

fffffffff,fffffffffff

ff$f

nffff$fffffffffff

ffffffffffffff

ff$ffffffff$fff,ffffffff

fffffffffffffffff


fffffffffffffJfffffffff


ffffffffffffffffff

fffnffffffffffffff

fnffffffffffffffff

fffffffffffffff

fff;fffffffffffffff f

ffffnfffffnnffffff

ffffffffffffff

fffff9f@ff%9@f9fffff


35/80

ffffDfDff-@ff9ff

fffffDfDf-@fDfDf

f-@fffffffffDf

Dff-@f

9fffffffffff%

fff%ffffffffffff

ffffffffffffffff

fffffffffff ff

ffffffffffffffff

f%9ffffffffffffffffffffff%fffffff

ffffff%fnfffff

fff%

ffffffffff%ff

fffffffffff

f fffffffff

ff9fnfffff

ffffffffffff

fffffffffffff

ffffff%ffffff@fff

fffffffffffffffff

fffffffffffffffffff

fffffffffffnfff

ffffffffffffffff

fff ffff@fffffff

ffnffffffffff%ffff

fffffffffffnffff

ffffffffffffff


36/80

ffff%nnnff%nn9nn

ffffffnnffnn9f

nffffffffff%fff

nnff9nnff9nn%f,ff

ffffnnfffffffff

ffffffffff%fnnfnf

fffffffffnnfff

ffffffffff%ff

%+

%

ffffffnfnnfffffffff

fff

%++

%


fffff+fffffnffnfff

ffffffffffffnnfnf

fffnf%ffnff


37/80

fnnnffffffff

%+%%+

%

%

fffffffffffnnf%ffffffff

nfffnff,ffnnnfffff

fffffnfffffffff

ffff9nnffffffff

ffffffff

fffffffffffff

fffff%fnnffff,f

fffffffffffffff

ffffffffffffffffff

fffffnfffffffff

fff%nfnffffffff

ffffffffffffffn

nnffffffffffffff

%++

%

,ffffnnff


38/80

%+%f%+%

f

%

f

ffffffffffnnffffff

fffffffffffffff

,fffffffffffnnff

fffffffffffffff

fnfffffffffff9

nnffffnnffffffffffff

fffffffffnnffffffff

f%nfn9fffffffff

ffffffffffffffff

ffffffffffff%ffnn

fffnnffffffffff nfff

ff9ffffffffffff

ffffffffff%f%

f

%fff%ffffnffff

nffffffff

,f9;%%


39/80

%

ffffffffff

%++

%

,ffffnnfffff

%+%f%+%

f

%

f

fffffffffff

fnfnffn%fffn%,

ffn%9ffffff

ffnffffffff

ffnfn9%ff

%O+

ff


40/80

%

@ffffffff

O

ff

+

ffffffff

%

ffffffffffffff

f-%fff

-%ff%%%@f


41/80

fffffffff

9fIfff9ffff

ffffffffffff

ff@fffffffff

fffffffffffffff

ff

ff

,ff9ffffff


ffffffffffffffffffffffff

ffffffffffffffff%fffffff


fffffffffff

fffffffffffffff

fff

fffffffffffffffff

fnDfnfIffn%ffff

ffnffffffffffff

ffffffDfnfffffff


42/80

ffffffffffffffffIf

fnfffffffffffff

fffff%ffffffffff

ffffffIffnfIfff

ffffIff%Off9ff%9,f

%,Iff%9ffffff%99ffffff

%99fffff%99fffffffffff

fffffffffffff%ff

ffffffffff

fffffffffffffffff

fffffffffffff

fffffffff%ffffff

9ffffff%99ffffff%99fffff

%9ff%Offffffff9ff%9,f%,f

ffffffffffffff,f

fffffn9fffffffffff

9fffffffffff9ffffff

fffffffffffffffffIfffffffffff%Ifff

fffffff%Dffffff%f

fffffffffff%

I,@9-@-

9ffffffffff%fff

fDff%DffDDffff%DDffff9

fff,9ffffffffffffffff

fffffffffffffff


43/80

,fffffffff

ffffffffffnff

f9f9fffffffffffff

fffffffffffff

fffffffffffffffff

ffffffffffff

ffffffffffffffffff

,ffffffffffffff

fffffffnnff

ffffffnfnffn%f

fff ffffff

ffffnnfffnfnffn

%fffffffnnfffnnn

ffffff%f,ffffff

9nnffnnfffff

nnnffffffffff

ffffffffnffffnn

ffff,ffffffffffffff

ffff%ff


44/80

ffffffffffnfffff

fffffnnffffffffffnfff

ffffffff

fffffffffffffffn

nnffffffffffffff

fffffffffffffffnffff

ffff,ffn%9ff

ffffffnfff

fffffffnfn

%ff

%O+

ff

%

@ffffffffff

O

ff


45/80

+

ffffffff

%

ffffffffffffff

f-%fff

-%ff%%@f

ffffffff fffffffnnfff

fffffff%ff%Of

%fff%ffffnffff

nffffffffff%ff

ff

,O9;%%

%

ffffffffff

%++

ff

%


46/80

f

ffffff

,ffffnnfffff

%+%f%+%

f

%

f

ff9ff9ffff%9fffff

fffffffffff%,ff9ff

9ffff%9fffffffffffffffffff

ffffffff,ffffffffffffffffffffffff

ffff%,ff9fffff%9fffffff

f$fffffffffffff$ffffff$fffffff

fffffff9ff%9ffffffJff

@ff,ffff,ffffffffJff

ffffffffffffffffffn


47/80

fffffffffnff

fff

ffffffffffffff@ff,ffffff

fffffffffffffffff

ffn,fffffffffffffffff

ffffffffffffff,f%,fff

ffffffffff %,ff

fffffffffff

fffffffffffnfff

f

9ffDfffffff

fffffffDf fff

ffffffff

fDDffff%nff

fff%fffffff

Dfffffffff

ffffffff


48/80

%%%%%

%

fffffffffffff

ffffffffffff%

fffffff%fffff

fffffffffffff9fff

9ffffDDfffffffffff

fff$fff%Dfff

ffffff9ffff

ff9fff

nfffffffffffDfffff

%

%

f


49/80

fffffffffffff

fff%fffffff%f

fffffffffffff

ffff9fff9ffffff9fff

f

ff9fff

Dfff%fffffffff

ff%fffffffffffff

ffff%f

ffffffffffffff

fffffffff

fffffffff ffffffD

ffffffffffffJf

,fffff

%


50/80

%

Jfffffff%fffffff

fffffffffffffffff%f

ffff%Dffffffff%ff9fffff

ffffffff@fDfJf-ffDDDDf@fff

ffffffff@fffffff

fffff@ffffff

Jf

fnfffffffffffffffJf

%


51/80

ffff@ffffffff

Jf

ff,Jf@%ffffff

fffff

+O+O+O+O+OO++

%

@ff@%fffffffffffff

+O+O+O+O++


52/80

%

9fff%f%nf%ffffff

fffffffffff

,f

,fffffffffff fff

ffffffffffff%n

ffff f%nfffnfffff

ffffffffffff-ff%fff

fffffffffff

ffffffffffffff

f

OOO%OOO%+

%

ffffffffffffff

ffffffffffffff

fffffffff

ffffffff

I--9,-


53/80

D9ffffffffffffff%f

f9ffffffff

nfn

fn%ffffffffff

fffffnffffffff

fffffffffIf

fnffffffffffffffff

ff%fffffffffffff

ffffffffff fff%fffff


fff%Offffffff9ff%9fff

ffffffffffff

ffff

%O+

%

fffffffOfffffffffff

fffffffffff

ffnnffff

%+%f%+%f

f


54/80

%

f9fffffffffffff

fffffffffff

+9+,+9+

9+9+

ff9ff$9ff

%

ff9fffffJff@ff,fff,fff

,,f9999ffffff9ffffff

9ffff

Dffffffffffff

ffffffffffffff

@fffff,

Iff%9%,%9%9%9n


55/80

fn9

fff

Jfffff%ff

,ffffnnfnfn9%

fn

f

ff

ff

f

f

f

fffffffff

%%9%,+%9%9+

%9


56/80

%


fff%fffffffffff

fffffffffffff%fffffff

ffffffffffff%f

ffff%ffffff ffffffff

%9%,%9%9%9%

ffffffffffffffffff

%+%f%+%

f

%

f

ffffffffffffffffff

f@f9fffff%ffff,f

,-ffff


57/80

fff%ff

ffffffffffnffffffffff

ffffffffffff

ffffffffffffff

ffffffffffffffff

fffffffffffffff

ffffffffffffffff

fffffffffffffff

9fIffDf%nfffff

fffff%ffnfffffffff%ff

fffffffffff9ff@ff

fff%ffffffffnffff

ffffffffffff

fffffffffffffff

ff%ff9ff,f9fffffffffff

9fffffnffffffffffffff

fffffffffffffffff

ff


58/80

Df%DDffffff

nffffffffffffDfff

%ffffffffffffff

ffffffffffffffDff

fffffffffffffnfff

ffffffffffffff

fffffffffffff%f

fff@ff-%f-%

ffff@fffff@ffffffff

ffffffnfff%fffffff%ff9ff

ffffffffffffffff

ffffffffffffD9ff%DD9ff%D

ffffffffffff

ffffffffffff%fff

ffffffffff

%fff%Offffff%ffffffffffffff ffff

fffff%fffff%-

fffffffffff

fffffffnfffffffffffff

fff@f-f9ffIffff9ff

,f9ffff9ffffff9fffff

fff%ff

@f


59/80

fffffffffffffffnff

fffffff ffffffffffff

ffffffffff9ffffnfff

ffffffffffffffffff

ffffff%fff9fff

fffff

fffffffffffffffff

fffffffffffffffffff

ffffffffffffffffff

fffffffffffffffffff



fffnfffffffffffff

ffffffffffff f,fff

nffffffffffffffffffff

ffffff%Ifff

ffffffffffffffff

fffffffffffff


ffffffffffffffff

ffffffffffffffff

ff

ffffffffff


fffffffffffffffff

fffffffffffff9ffff

ffnffffffffffffffffff


60/80

ffffffff%Iff

fffffffffffffff

fffffffffffffffffff

fffffffffffffffff

ffffffffffffff

fffffffffffffffffff



ffffffff9ffffffnfffff

ffffffffffffffff

ffffff%fffffff

fffffffffffffff


fffffffffffffffffff

fffffffffffffff9fffffnff

ffffffffffffffffff

ffffff%Ifff

fffffffffffffffffffffffffffffffffffffff

fffffffffffffff

fffffffffffffffff

ffffffffffffffffff


nffffffffff

ff9f@ff


61/80

ff9ff

ff9ff9%9%

ff9ff

,%

9%9%

9ffff9f@f9ffff@f

ffffffff@ff

fff%ff

fffffffffffffffff

nnnff9ffffffffff


fffffffffff

fffffffffff

ffffffffffff

ffnfffffffff9fffff

fffffffffffffff

fffffffff


62/80

fffffffffffff

ffffffffff

ffffff%fffffffff

ff9Jffnffffffffffffffffffffffff

ffffffffffffffff

fffffff9ffffffff

@f9ff9fffffff9f9

9%ffff,f,

-ffff

@f@f%

fff%ff

ffffffffffffff

fffffffffffffff

ffffffffffff

fff9fffffffffffffff

ffffffffffffff

ffffffffffffff

ff%,fffffffff%

nnffnfffffffffffff

ff


63/80

f9fffff@f

ff%

fffffnnfffffnnf

ffffnnfffffnn

9fffff%ff

ff

f9fffff@f%9f


64/80

%ff

fff%ff

ffffffffffnffffffff

ff-fffffffff%f9f

fffffffffff

ff-fffffffff,

ffff@ffffffffffff

ffffffff

ffffff%ffffffff

ffffffffff%

fffffffffffff

fffffffffffff

-

f

ff

,f


65/80

,

@f9f@ff

f&fff,f,

-f&@ffff

fffff%ff

ffffffff

nffff%fffffffffffff

fffffffffIffffffffff

fffffffffffffffffff

Jffffff%ffffffff


ffffffffffffff

ffffffffffff,f

ff%ffffffffffffff

ffffffffffffffffff

ffffffffffff


66/80

Dffffffffffffff

ffffffffffffffffff

fffffffffffffff

fffffffffffffffff

fffffffffffffffffff

ffffffffffffff

ffffffffffffffff

ffff

I,9D---

fffffffffffff


fffffffffnffffff

ff%9f%,ffffff%9ffff

ff%9ffffff%9fffff


ffffffffffffffff

ffffffffffffffffffffffffffffffff

fffffffffffffffff

ffffffffffffff

ffffff

fffffffffffffffffff

fffffffffffffffIfffffff


67/80

9fff9ffffffffffffffff

fffffff,f9fffffff9ffff

f,fffffffffffff

ffff%fffffffff

ffffffffffffffffff

fffffffffnffffff

ffff%fffffff

ffffffffffffff

f,f,ff


fffff,ffffffffffffff

fffffff

fffffffffffffffff

ffffffffffffffffff

fffffffffffffff

fffffffffffffffffffff9ffffffffffffff

fff9fffffff fffffffff

fffffffffffffffffff

ffffffffffDffffffff

ffffffffffffffff

fffffffffffffff f

9ffffffffffffff

fffffffffffffffff

fffffffffffffffff

ffffffffffffffffff


68/80

ff9fffffffff9ffff

ff

@9D@

9ffff,ff,ffffff

$$ffffnffff%#fff

9ffff9,f9ff

I-fffffffffff%f

fDffffff,DDffffff

ffDfDf-@ff9ff%9ffff

ffff%fffffDfff

fffff%f9ff9ffffff

f$$%ff9ff9ffff

@fff$$%9ff

f,fff$$%

f9fffffffff

$$f,nff9%Iff,fff

nnfnfnf,fffnfnff

,ff%f9ff D9fffff

f$$f%ff

fffff%9fffff@ff9ff

fff@ff$$

f9ffff%#ffff%

fffff@ffff


69/80

Dfff,fffff,ff%99ffff9fnf

ff,Dff$$n,ff%,ff

fffffffff%9fff

ffD9fff-fn-fnffDf%9ff9

f9f-,@Dffffff9ff

Dfffff9f@%#nfnfn

nn@nnfff9nf@ff

fffnnf,fffn%

fffffffffffff%ffff

fffffffffff%ff

ffffff9@f,ffff9@ffff%f

ffffDf,ffffffffff

%ffff9ffDfffff

ff,ff-f%fffff9ffffJf

%f@ffDfffff

,9-

Iff%,fff$$@f

nfIff%9%,%9%9%9

fffJff

n

fn9

,ffffnnfnfn9%

fn

ff%%9%,%9%9

%9ff%%+%&%9+

%&%,+%&%9+%&%9+%&%9n


70/80

%&%9&%,+

&%9&%9+&%9

,f,f,f,ff9f

f

9

+

,

99

9

+


71/80

nf

f

f9&&&&&&&&&&&

&&&&&&&&&&&&&&&&&&&&&&&&&

&&&&&&&&&&&&

D@D-@@


72/80

fnf

,9-9-D-9@

D@

Iff%,fff$$@f

nfIff%9%,%9%9%9

fffJff

n

fn9

,ffffnnfnfn9%

fn

JJff

D

ffff

@fffffff

f


73/80

J

D


74/80

,D@-@f,fD,f

%%9%,%9%9%9%%9%,%9

%9%9

@@@-@

Jfn@fn&f9f9f

@fIff,fff$$@

fnfIff%9%%9%,

%%,%9%%9%9%%9%9%%9f

ffJffn

fn

9

,ffffnnfnfn9%

fn


75/80

f

f

ffff

J@

Jfn@fn&f@fIff

,fff$$@fnf

Iff%9%%9%%9&%%,%%9&%%9

%%9&%%9%%9&%%9%,%%,%%,&%%9

%%,&%%9%%,&%%9%9%%9%%9&%%9

%%9&%%9%9%%9%%9&%%9%9f

ffJffn


76/80

fn

9

9f9f

,ffffnnfnfn9%

fn

f

f


77/80

fff

,9-9-

D@,nfn

Iff,fff$$@f%f

nfffIff%f

ffn

fn9

,ffffnnfnJff

Iff%-J,fff$$@

f%fnfnfff

Iff%-J9%-J,%-J9%-J9%-J9

fffJff

n

fn9

,ffffnnfnfn9%

fn


78/80

JfJfff

D

ffff

@fffffff

f

J

D


79/80

,D@-@%,@ffIfffffff$n

+9+,+9+9+9++

9+,+9+9+9+

9f

%

%

%%99+%,,+%99

+%99+%99+%

%

Iff%%%,fff$$@

f%fnfffIff


80/80

%9%9%%,%,%%9%9%%9%9%%9

%9%fff

Jffn

fn9

,ffffnnfnfn9%

fn

%%%%9%9%%,%,%%9%9%

%9%9%%9%9%

%%9%,%9%9%9%%%9%%,%

%9%%9%%9%

Documents

Analisa Efisiensi Perbankan Syariah Di Indonesia