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8/2/2019 Gii php nng cao cht lng tn dng ngn hn i vi DNVVN ti chi nhnh BIDV Ph Ti

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+OFKI C0 KFKI UK G GXK O DK U ]K MKI

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]tlki kk nckf } }f }tki }k }c u rf} }tck oj oo MKUUK ga} }} sx nfof zxjk u oki kf oo glc fkf mljkf kifcr nfo }tlki

zx }tkf fl} ki k vx} nckf mljkf' oo mljkf kifcr ks oki mkiuk }k mki kik fki r ki kfx ox }fcx f} uk oki kf }c xfl fcx zx mki uk oj akf+ Uk }k mki kik fki x } ofl oomljkf kifcr uj u kf ki ujc }t t} zxjk }tki' k ofki kfki }fos rf} }tck nfx uo nckf } ks a }fki zxj }o ki }t gc }fos f }fki kik fki' c ac ofkf of }ck } flk }fck oo o ofofkf of u }k mki' }fjkf }lk kilc fc }fs o ujc }t oj }kmki kik fki }tlki uco rf} }tck mljkf kifcr uj u kf' }j v} a}

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+. ]k mki kik fki ir rfk a dl ofl fl} ki oj oo mljkf

kifcr uj u kf o gck }o+ ]tlki kk nckf } }f }tki c fc oo

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. ]k mki kik fki ir rfk kki ojl fcx zx mki uk ojmljkf kifcr uj u kf+ Nfc mki uk }k mki kik fki oo mljkfkifcr rfc }k }tki fr ki }k mki rfc a dl flk }t o io gk gcki fk u rfc }k }tki oo cx nflk oj fr ki ofl m mljkf kifcrga k o fcx zx fjs nfki+ Ml c fc oo mljkf kifcr axk o uk}k mki oj kik fki rfc o rfki k k vx} nf }fc+ Nfki of }fx fc uk a oo mljkf kifcr ok rfc }a oof mki uk o fcx zx'}ki kfjkf ofki uki zxjs uk' a dl } x} gc kfxk rfc gk fk gcx} kik fki }f ac }t o k u nckf mljkf o gc+ ]tlki zx }tkf oflujs kik fki }fo fck nca l} }to' }tlki u jx nfc icc kik dxomljkf kifcr rfc mki uk ki ao of u o fcx zx+

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nfk u uk fk fr u kx mki }f ic uk ojl u k rfa nf o}f }tki ofr kfk+ fcx zx }f mljkf kifcr rfc o a} o ox uk}c x' n} ox fr g kf} g kixk uk } o u uk ujs kfa }c j flgc kfxk }c ao ic uk dkf zxk t kf}+

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+}tlki okf }tjkf }to oo mljkf kifcr gk }tlki ko u ko kilc g a}uk nf nfk+ Vx fki fck kjs oj oo mljkf kifcr ks g }ki oki

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d+ cx nck ofl ujs0

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+! Rfki k k vx} nckf mljkf0 ]tlki rfki k rfc }kf }lk o

fcx zx nckf } u vo kf o kixk }t k kik fki+ ki }fc rfc

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ujs0 Nfof fki rfc ofx }tof kfca }to rfr gx} u }kf ofkf vo ufr rfr oj oo }c gcx ic ofl kik fki+ ]tki fr kik fki ofl ujs}fhl rfki }fo ofl ujs }fhl fk ao }k mki' nfof fki of ga f ujs uk gk x' ok kfki gk ujs jx' nfof fki rfc ic k ofl kikfki oo ics } }fjkf }lk' ofki } fki fj' fr ki nckf }+

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j+ Nfc kca0

Kifcr u }fx ofc g uco oo KF]A u } ofo }k mki ofr }fxk dkiuk dk ofl nfof fki ofc u} }ck o }tk }c nflk }fjkf }lk ojakf u kik fki or ofl nfof fki a} fk ao mki }ck }tk }c

nflk uki gjc }c kik fki' uc fk ao }fx ofc ks' dk o }f mki }ck }tlki fk ao ks nfc }c nflk oj dk nfki o m+

d+ cx nck }fx ofc0

! Nfof fki ofc gki zxj }f oj KF]A+! Nfof fki ucr' gkf l oj oo oki }s +! Nfof fki o }c k }f ofr+! Nfof fki }f ofr dki }c} nca+

! ]fc fk }fx ofc }c j g :4 }fki+

o+ Zxs }tkf0

. Nfof fki u kik fki n fr ki }k mki' }tk fr ki ks rfc}fj }fxk o fk ao }k mki' }fc fk ujs' gc x} ujs' a dl }ckujs &kx o#' fki mki }ck ujs

. ]c nflk mki g }c nflk uki gjc+ ]c nflk uki gjc g }c nflka kik fki a ofl nfof fki ifc ofr kifcr u ic }ck u t} }ck

_U]F0 Kixsk Kio Rf :: Ofxsk kikf0 ]c ofkf!Kikfki+


12/57



+oj nfof fki+ Nfc t} }ck gk fk ic }ck &}o g }c nflk uki gjc m k#}f fck kifcr u }fx ofc+

. Ifc ofr u fof }lk kis vx}' kfr g kis ifc ofr oo kifcr urf} ckf+ Ok o ul kis rf} ckf kifcr u vo kf kis ic }t +Ok o ul kis ic }t }ki m k u }ki m o o vo kf' g o }kf gc+

. Gc x}0 fjc glc m k u o o }kf tcki jx d }t+ Kx mk u m o r mki oki a} gc x} ic g gc x} zxj gc+ Kx gc x} mo kf fk gc x} m k ic g gc x} ofkf gof+ Kx r mki gc x} okf }tlki a} }fc icjk mc ic g gc x} d} dck+ Kilc rfk gc rfc }t'nfof fki ok rfc }t a} nflk rf kf rf zxk g }c nflk' fljfki rf' rf }} }lk

. ]fx k0 Ac gk nfof fki o }fx' fof }lk ul dk o }c nflk ukigjc' olc kf nfof fki }t k kik fki+ Kik fki gxk nca }tj m k nfki u} zx fk ao u }fc icjk mki a nfof fki n }tlkifr ki }k mki+ ]tki fr vx} fck nf kki }fjkf }lk sx nfof

fki' kik fki fk of u o }f kf of ofl ujs+ Ac }tki fr nfki}fjkf }lk o k ki fk' nfof fki x d v g kf oo }tki fr kzx fk nfo+

:+4+? Dl gkf kik fki

j+ Nfc kca0 Dl gkf kik fki g a} }tlki oo fkf }fo or }kmki' o }fo fck }fki zxj oja n} dki uk dk oj oo } ofo }kmki &dk dl gkf# uc dk o zxk &kfk dl gkf# u uco }fo fck kifju }c ofkf }fj ofl nfof fki &dk o dl gkf# nfc nfof fki nfki}fo fck flo }fo fck nfki ki kifj u oja n} dk dl gkf+

Nfof fki kfk k u flk }t ofl } ofo }k mki s }ck o }t }fj+Kik fki dl gkf g oo KF]A zxo mljkf' KF]A o rfk' kik fkigck mljkf u oo ofc kfkf kik fki ko kilc+ &}tki fr o dc}'

KF]Y }fja icj dl gkf nfc o Ofkf rf of kf#+]tlki nckf mljkfkis kjs' dl gkf kik fki gxk o vha kf }a ics }fki fkf oflmljkf kifcr }tlki oo fl} ki axj dk }t ofa+ Uco ks nfki kfki

_U]F0 Kixsk Kio Rf :4 Ofxsk kikf0 ]c ofkf!Kikfki+


13/57



+}l }fxk gc ofl n flof oj dk a oo c }o nckf mljkf oki o o }ck }ki mljkf kifcr oj dk fk+

_ :0 Fl} ki dl gkf kik fki0

d+ cx nck dl gkf0 o kik fki dl gkf oo dk ok o oocx nck jx0

! Rfc o s kki go rfr gx} mk ' kki go fkf uc mk

}fhl zxs kf oj rfr gx}+! Ao of kif dl gkf g fr rfr+

! O }k kfca }tlki zxjk f }k mki' }fjkf }lk uc kik fki

! Rfc o }c k a dl fr rfr ofl kifj u o dl gkf+Zxs kf u a dl ofl dl gkf kc t0 Kik fki u nfoffki }fj }fxk r mki flo nfki r mki oo dck rfr dla ofl dl gkf djl ia n zx' oa o }c k' }f ofr }c

_U]F0 Kixsk Kio Rf :? Ofxsk kikf0 ]c ofkf!Kikfki+

Kik fki

Kic }f fkidl gkf

Kic o dlgkf


14/57



+k' dl gkf dki }c k oj dk }f dj u oo dck rfr dla nfo }fhl zxs kf oj rfr gx}+

! O nf kki }c ofkf }fo fck kifj u o dl gkf }tlki}fc fk oja n}+

! ]tlki }tki fr dk kfk dl gkf flo dk o dl gkf g }ofo' o kfk ko kilc' }f kilc oo cx nck }tk' nfof fkiok rfc }fo fck oo zxs kf u zxk g ujs u }t k kokilc' ofl ujs u }fx fc k ko kilc' zxs kf u zxk gkilc fc u oo zxs kf o gck zxjk nfo+

! c uc }tki fr kfk dl gkf fc rfcx' gkf rfcx' nfoffki rfc a dl oo zxs kf oj rfr gx} u }fki rfcx+

o+ Zxs }tkf fl} ki dl gkf kik fki0

Nfof fki ic f s vck dl gkf k kik fki+

F vck dl gkf djl ia oo }c gcx jx s0

! k vck dl gkf ujs uk+! Uk dk }fj }fxk flo fr ki u oo }c gcx o gck zxjk k dl gkfujs uk+

! Ics rfr vx} kfr nfx &c uc }tki fr dl gkf o gck zxjk#

! Mjkf ao }c k }f ofr' oa o+

Kik fki dl gkf }fa kf f s vck dl gkf+

Kfk o f vck dl gkf oj nfof fki' kik fki }ck fkf }fakf f ' }tk 4 a} of sx0

! Oo cx nck dl gkf oj nfof fki fc } s u }fj ak zxsof u kifcr u dl gkf ofj oki }o fkf ofkf> oki }o zxk }t' fx ok u oo kfca u nfo}fhl sx ox oj ica o ofc kfkf+! Rfki n flof }ki fr ia 8 kic0 : }tki rfki' : rf

rfki u ? kfk uck ofx }tof kfca u oki }o n flof }ki fr>oki }o kixk uk u : oo oki }o nfo kf0 oki }o rfr of !of ' ga }f n ofl Djk ica o

!Rfki zxk }t }k mki ia 5 kic0 : }tki rfki u 8 kfk uckofx }tof kfca u uco }fo fck zxk }t ofl ujs' dl gkf c ucnfof fki }fhl zxs kf> }fo fck uco }kf }lk }tof gr m rfkitc tl> ica } nfof fki }xk }f ki cx nck fr ki u ookfca u nfo+! Rfki zxk g tc tl ia 9 kic0 : }tki rfki' 4 rf rfkiu = kfk uck ofx }tof kfca u oki }o zxk g }k mki' oki }ozxk g tc tl }k mki' oki }o zxk g tc tl }o kifcr u oki }o

rfki ofki tj }ck+! Rfki n }lk ! }c ofkf ia 3 kic0 : }tki rfki' : rf

rfki u 9 kfk uck ofx }tof kfca0

. Zxk g' }fo fck fof }lk' n }lk ofc }c} u }ki fr+

. ]fo fck oki }o fx nca }tj c uc fl} ki }c ofkf }c ofckfkf+

. ]fo fck kfca u zxk g u ica } }c ofkf+

. vx} }fja ax ofl Ica o ofc kfkf u oo uk }c ofkf+

. Ofx }tof kfca u }kf ki k' ofkf vo' nr }fc' }txki }fo'fr g oj gcx n }lk' dl ol n }lk' dl ol }c ofkf

! Rfki zxjk f nfof fki : ia 5 kic0 : }tki rfki' :rf rfki u = kfk uck ofx }tof kfca u oki }o }cr }f u rf}



28/57



+}tck zxjk f nfof fki oki uc oki }o }k mki o gck zxjk koo nfof fki gk u g c }o zxjk }tki uc kik fki+

! Rfki zxjk f nfof fki 4 ia 9 kic0 : }tki rfki' :rf rfki u 8 kfk uck ofo kki g icki rfki zxjk f nfoffki : kfki g c uc oo mljkf kifcr uj u kf+!Rfki zxjk f nfof fki ? ia 5 kic0 : }tki rfki' : rf

rfki u = kfk uck ofx }tof kfca kf oo rfki zxjk f nfoffki nfo kfki g uc c }ki o kfk+! Rfki }fjkf }lk zxo } ia = kic0 : }tki rfki u ?kfk uck ofx }tof kfca u }fo fck oo icjl mof }c }t }fki

ac> rfc fr uc oo rfki o gck zxjk }cr }f' rf} }tck nfoffki u icc }fcx oo k rfa+! Rfki mof u nfof fki ia 3 kic0 : }tki rfki' 4 rf

rfki u 5 kfk uck ofx }tof kfca u nca }tj }kf s ' kik oj oo ofki } icjl mof> }fo fck ki oo zxs kf' oo zxs}tkf kifcr u' }fa zxsk u oo zxs kf u dl a} }tlki ac fl}ki icjl mof uc nfof fki+! ] mof u nfl zx ia 6 kic0 : } }tki' : } rf u 5 kfk

uck uc ofo kki ofkf g }to }cr }fo fck kifcr u zxk g nflvx},kfr zx> ofx }tof kfca vx}' }fja ax uc Ica o ofckfkf u oo dck rfr c uc fl} ki nfl zx+

_ 40 O ox } ofo DCMU Rf ]c


R+ICA O R+ICA O R+ICA O

Nflof}kifr

Zxk}t

}kmki

Zxk

g

tc

N

}lk

}cofkf

Zxjkfnfoffki :

Zxjkfnfoffki 4

Zxjkfnfoffki ?

]ofofkfofkf

ICA O


29/57



+

Zxjk f ofo kki

Zxjk f rfc fr

4+:+? Oo k rfa mof u+ Fxs ki uk u }fjkf }lk0

DCMU Rf ]c kfk }ck ic dki ki Uc} Kja u Kilc } mc

kfcx fkf }fo0

! Kfk }ck ic }fjkf }lk' }ck ic o n fk! Kfk }ck ic }c} nca uc kfcx n fk j mki' rflki rf+! Fxs ki }tc rfcx' ofki of }ck ic uc oo glc n fk+

Mof u }fjkf }lk g a} }tlki kfki }f akf oj DCMU oki kfoj DCMU Rf ]c }tk j dk+

! A }c nflk ack rf' }f }o kfjkf ik+

! Ofxsk }ck }fjkf }lk }tlki u kilc ko kfjkf ofki jk }lk ucoo nkf }fjkf }lk fck c0 }to }xsk }tlki }lk f }fki' }fjkf }lklki dck uc kik fki Oki }fki' Kki kifcr' ofxsk }ck}fjkf }lk zxo } &_yce}#

! Oxki or oo mof u fck c0 Flahdjkncki' Ck}htkh}djkncki' J]A'RL_' u oo mof u }fjkf }lk nfo+

Kifcr u }k mki0

Ofl ujs kik fk' }txki fk u mc fk dki Uc} Kja ki u kilc

} c uc oo }fkf rfk nckf } }tlki rfa uc ofl rfr o }f0


]fjkf}lk

zxo

}

Rfkimof

u

] mofu nflzx

Oorfkiicjlmof


30/57



+! Ofl ujs d xki uk gx ki rfo u k vx}' nckf mljkf }fhl fk

ao }k mki }fki vxsk flo }fhl ak+

! Ofl ujs f }t uk }tlki nfc of }fjkf }lk oj of x }+! Ofl ujs rfo u kfr nfx kixsk gcx' u} } k vx}' }fc oki! Ofl ujs c ki dki }ck a}+! Ofl ujs }fhl fk ao }k mki' m rfki a G,O+! Ofl ujs }c }t vx} kfr nfx &o dc} g kikf i#' ofc} nfx d

ofki }+! Ofl ujs }fcx f} }c ofkf }a }fc+! Ofl ujs oa o dki oo ics } o ic+

! Ofl ujs f }t mljkf kifcr uj u kf n} fr uc zx f }t rf}}tck+

! Ofl ujs ki }c }t o m k+! Ofl ujs axj }' vh }c' j kf' axj kf ' mx fo++

Dl gkf kik fki0

]fo fck oo kifcr u dl gkf }tlki ko u zxo } u }f }okfjkf ik' ao rf fr g0

! Dl gki m }fx' }fo fck fr ki+! Dl gkf flk }t }ck ki }to' axj }fc} d }t ofa' kr }fx+! Dl gkf ujs uk ko kilc+! Dl gkf }fjkf }lk+! Dl gki c ki u o glc dl gkf nfo+

]fjkf }lk zxo }0

DCMU Rf ]c g ofc kfkf }fjkf }lk gck Kik fki }lk ox&_yce}#' icjl mof dl a kfjkf ofki' jk }lk u fcx zx uc fk 5222kik fki u } ofo }c ofkf }tk }f icc' }fo fck kifcr u }fjkf }lkvx} kfr nfx0

! ]fjkf }lk }k mki ofki } G,O+! ]fjkf }lk kf }fx k M,J' M,R+! ]fjkf }lk kf }fx c! Mof u ncx fc u ofxsk }ck kfjkf zxo } Yh}htk Xkclk

4+:+= ]kf fkf fl} ki }c ofc kfkf+

j+ ]kf fkf fxs ki uk+

_U]F0 Kixsk Kio Rf ?2 Ofxsk kikf0 ]c ofkf!Kikfki+


31/57



+Fxs ki uk g a} kifcr u zxjk }tki }tlki KF]A' k ga ga o

ofl oo fl} ki }k mki x } u oo glc fkf mof u nfo }c kik fki+

K zxs} kf k n} zx fl} ki nckf mljkf oj ofc kfkf' dc g k kkf gc x} ojl fjs }fr u k }l ofl kik fki }kf of ki }tlki x }}k mki+ Ml a KF]A kl oki olc }tki kifcr u ks+

Ao nfo' }kf fkf kixk uk ofl ujs }tlki o ko kc ofxki okir kfcx nf nfk' oo kik fki o gxk d nfki of ao mki ukoj KF]Y+ Kx kik fki o nfki }ki }tki o kixk uk fxski }f oki }o x } uk d fk of' c go ok is tj of }o' kffki k fl} ki nckf mljkf oj akf+

Vx} rf} } kifj kf us kk ao m }tlki kfki ka zxj oki }ofxs ki uk ok ir kfcx nf nfk ml d okf }tjkf dc oo KF]A nfo}tk j dk kfki uc kfki ofkf of nfxsk ac o dc} oj DCMU u of l gckf fl} oj oki }o fxs ki uk }c DCMU Rf ]c a kixkuk fxs ki o nfki kiki }ki }tki zxj oo ka u } kfki n}zx ki nfof g+

Zxj dki :mc s o }f }fs o }kf fkf fxs ki uk zxj oo ka}c ofc kfkf g t} nf zxjk' gxk u} of }cx o } tj zxj oo ka' }

}o }ki }tki ojl0 ka 4226 } 35:'4=2 }tcx ki> ka 4223 }:'?8:'?62 }tcx ki }ki =2+83( l uc ka 4226> ka 42:2 } 4'?52'832}tcx ki }ki 9=+56( l uc ka 4223+ Kfk ul oki }o fxs ki ukoj ofc kfkf o }f }fs o zxjk }a } jl oj gkf l k oki }ofxs ki uk' kixk uk o fxs ki of sx g } oo kixk uk kikfk u nfki n fk ofca }tk 33( }ki kixk uk fxs ki o }c ofckfkf+ cx ks g fr g u }tk j dk Rf ]c u oo fxsk }r }txkikfcx oo mljkf kifcr uj u kf kk uk fxs ki o of sx g oo

nflk }ck ic }fjkf }lk> ok c uc oo f icj kf }f gki }ck kfk tcgk kk of sx ajki c ic }c} nca uc n fk kik }ki }fx kfr oflicj kf+

&k u0 }tcx ki#Of }cx Ka 4226 Ka 4223 Ka 42:2

NF ]F NF ]F NF ]FNfki nfk

5=2'222 ?64'242 :'?22'222 ?62'9:2 4'??2'222 ?53'662

Kik fk 89?'222 353'262 :'36='::2

]txki fk 8'342 :'832 5'522

_U]F0 Kixsk Kio Rf ?: Ofxsk kikf0 ]c ofkf!Kikfki+


32/57



+Mc fk 2 2 2]ki uk

fxs ki

35:'4=2 :'?8:'?62 4'?52'832

&Kixk0 Dl ol n} zx fl} ki nckf mljkf DCMU Rf ]c+#Dki :0 ]kf fkf fxs ki uk }c DCMU Rf ]c zxj oo ka

]xs kfck' m }tlki kfki ka ik s' kixk uk fxs ki o }cofc kfkf gxk o }o }ki }tki t} ojl g u a} rfk oxo ki ojkic mk o oc }fck' }fa ul ga rf} }ki ojl' nfki of usa kfx ox }fjkf }lk nfki mki }ck a} oj oo mljkf kifcr oki kfkic mk }t kk rf dck fk+

d+ ]kf fkf mki uk+ &k u0 }tcx ki#Of }cx Ka 4226 Ka 4223 Ka42:2

M+ ] g ( M+ ] g ( M+ ] g (MKOUkik fk

:'392'483 56+9: 4'=52'658 53+3? ?':?8'68? 94+93

MKOU}txki umc fk

355'4:: ?:+43 :'289'398 ?2+29 :':94'=59 49+4:

]kiMKOU

4'3?5'=92 :22 ?'8:6'6=2 :22 ='?26'?42 :22

&Kixk0 Dl ol n} zx fl} ki nckf mljkf DCMU Rf ]c+#Dki 40 ]kf fkf m k }c DCMU Rf ]c }fhl }fc fk

zxj oo ka+]fhl dki gcx }tk }j o }f }fs o }kf fkf m k }k mki kik

fk gck }o }ki zxj oo ka0 ka 4226 } :'392'483 }tcx ki> ka 4223} 4'=52'658 }tcx ki> ka 42:2 } ?':?8'68? }tcx ki+ Nfki of }ki

a }o }ki oj m k }k mki kik fk zxj oo ka oki }ki kfjkf'}o }ki }tki ka 4223 g 4:+39(' }o ka 42:2 g 49+=?(+ cxks a dl kixk }fx k kf ofl kik fki' icr kik fki m lk o}o rf} }tck oj }k mki }tlki }fc icjk }c+ Kc u } }tki }tlki }kim k }c kik fki }f }k mki kik fk gc gxk ofca } }tki gk unfki kiki }ki zxj oo ka 0 } }tlki ka 4226 g 56+9:(> ka 4223 g53+3?(> } }tki ka 42:2 g 94+93(+ Uc o ca oj }k mki kik fk g uki zxjs }ck kfjkf' ml t} }fof fr c uc cx nck kk nckf }

ko }j jki }tlki icjc lk c ac' rf} }tck kk o kfcx uk ofj d}



33/57



+nr l uc }f icc mk k kk nckf } ajki }kf k kf ofj ojl+ A} nfo'DCMU Rf ]c ka }tlki nfx uo ki mk o' kc }r }txki t} kfcx oo

mljkf kifcr k vx}' }fki ac> o dc} g oo mljkf kifcr o zxs akf flo k vx} ajki }kf aj u+ Uc kfki o ca kf us }f }kmki kik fk nfki of ajki gc kixk }fx ofkf ofl kik fki a oka dl jk }lk' nf kki okf }tjkf ofl kik fki+ g o }k mkikik fk }c DCMU Rf ]c rf} }tck+

o+ A} n} zx nckf mljkf } o }tlki kfki ka zxj+&k u0 }tcx ki#

Of }cx Ka 4226 Ka 4223 Ka 42:2

]ki mljkf }fx 982'222 932'222 688'222]ki ofc rf 598'922 838'222 943'222

Gc }to }fx 93'?22 38'222 :45'222

&kixk0 dki dl ol n} zx nckf mljkf oo ka#

Dki ?0 A} n} zx nckf mljkf oj ofc kfkf zxj oo ka

]fhl dki ? }j o }f }fs o }o }ki }tki mljkf }fx g nf xzxj oo ka0 ka 4223 }ki =2'222 }tcx ki } }o }ki }tki 8+??(l uc ka 4226> ka 42:2 } ao }ki 58'222 }tcx ki } }o }ki}tki 6+49( l uc ka 4223+ cx ks icr ofc kfkf o }f kf fkio n flof fl} ki nckf mljkf oj akf }tlki }fc icjk }c a} oofofkf vo fk+ ] g }fxk uc }o }ki }tki mljkf }fx g }o }ki}tki gc kfxk oj ofc kfkf0 ka 4226 } gc kfxk }to }fx g 93'?22}tcx ki' ka 4223 g 38'222 }tcx ki }ki :8'922 }tcx ki }ki :3+6(

l uc ka 4226> ka 42:2 g :42'222 }tcx ki }ki 48'222 }tcx ki }ki45+?4( l uc ka 4223+

Zxj a} oo n} zx nckf mljkf kf us o }f }fs o ofc kfkfjki fl} ki nckf mljkf nf k kf u fcx zx+

4+4+ ]fo }tki oo mljkf kifcr uj u kf fck kjs

Fck kjs ko }j g a} ko jki rf} }tck uc } g MKUUK ofca }}tki t} ojl uc fk 32( }ki oo mljkf kifcr }tk }lk zxo+ ]tlki mljkf kifcr kf ko ofca } }tki t} }fr uc of fk ?( ok gc of

_U]F0 Kixsk Kio Rf ?? Ofxsk kikf0 ]c ofkf!Kikfki+


34/57



+sx g oo mljkf kifcr kilc zxo mljkf uc } }tki vr v 39(+ Fck kjs'MKUUK fl} ki }tlki gkf uo k vx} oki kifcr u }cx }f oki

kifcr ofca nflki :9(' gkf uo vs mki g :=(' kki kifcr :=( okgc 88( mljkf kifcr ks fl} ki }tlki oo gkf uo mof u+

Uc zxs a kf' rfk gk oo mljkf kifcr uj u kf fck kjs }fkifl} ki uc ao }cx fki kc' }tlki a} rfa uc nfki icjk kf u usa }tkf zxk g' zxk }t oj mljkf kifcr g nf sx na' n kki kvx} nckf mljkf of sx mj ul nckf kifca dk }fk flo icj kf' ml a nf kki gr n flof nckf mljkf } ofo u }tck nfjc fl} ki k vx}

ok ajki }kf } rf}+ U us a ac nfc o }fjs c u ac }tki nckfmljkf }f d rfk ks ir kfcx nf nfjk }fof ki+

_jx nfc }t }fkf }fkf uck oj Y]L' okf }tjkf zxo } icj oo mljkfkifcr }tlki u kilc ko oki mck tj ijs i} o dc} g }tlki gkf uonflj fo oki kif }f }tkf nflj fo n }fx} oj oo mljkf kifcr uju kf Uc} Kja x mki oki kif go fx } 42 82 ka l uc ooko }ck }ck }tk }f icc+ Ml k rfa ofki }j k vx} tj }tk }f}tki o ic }t oki kifcr }fr' fa gki of} va }fr' ic }t }fki

ac u o akf okf }tjkf }fr na l uc oo k rfa oki glc oj oozxo }tlki nfx uo u }tk }f icc+ Dk okf oo mljkf kifcr uj ukf ko }j fck kjs gxk ir a} nf nfk }fki }fs g uk ukml us a nf kki okf }tjkf u }cr }f k rfa' }cr ok }f }tki }tlkiko u zxo } gxk ir nf nfk' ml us a oo k rfa ga tj ur rfc ojkf }tjkf ijs i} oj oo mljkf kifcr gk }tlki ko oki kf oo fkifl kfr nfx+

Oo mljkf kifcr uj u kf rfk gk x }fcx oo }fki }ck kf }fki}ck nckf mljkf' kfki kixk }fki }ck u }f }tki x ul kf0 uk' gjlki' kixsk u} gcx Dkf okf kfki }fki }ck u ac }tki nckfmljkf kf f }fki rfr gx}' oo uk dk gck zxjk' }f }tki }cx }f k

rfa oki ofj o or kf} gck }o mk k oo mljkf kifcr ks kvx} }fhl ncx }fs dc vha ulc kk d g kfcx o fc nckf mljkf+

Dk okf kfki sx na of zxjk u rfj mljkf kifcr uj u kf' ok

rfc kc k kfki sx } nfof zxjk nca fa rf} }tck oj d rfkmljkf kifcr ks+ Uk u uk o vha g do vo kf}' fck kjs fx f}

_U]F0 Kixsk Kio Rf ?= Ofxsk kikf0 ]c ofkf!Kikfki+


35/57



+oo mljkf kifcr uj u kf x o kfx ox ujs uk x } }tjki }fc} dnflj fo n }fx} kfki x uki rfc kfki fki tl nf u} zxj u }c

nflk }f ofr kk t} nf }cr ok o uc oo kixk uk ujs+ Kfa }fli kfki nf nfk ks D }c ofkf o kfki uk dk kfa f }t }cofkf ofl oo mljkf kifcr uj u kf }fki zxj zx dl gkf }k mki }tkf]f }ki djk fkf zxs} kf :3?,422:,Z!]]i u uco djk fkf zxsof }fkf gr } ofo u fl} ki oj zx dl gkf }k mki> djk fkf }fki} =4,4224,]]!D]O kis 9,8,4224 fki mk a} ca zxs of}fkfgr } ofo u fl} ki oj zx dl gkf }k mki+++ ]xs kfck ofl k }fcca fck kjs' zx dl gkf }k mki ofl oo mljkf kifcr uj u kf fx

kf ofj o }tck nfjc }fkf gr oo j rfki+ _ m vx} fck }kf}tki ks g ml fx f} oo j rfki x nfki fxs ki o kixk uk ki ir ?2( uk cx g fkf }fkf zx dl gkf }k mki+ A} nfo'kik fki oki nfki ak a ga uc uco ir uk ul zx ks ofl oomljkf kifcr uj u kf ml nfki ofj fr mk u gc of+ Ml us' oo }ofo }k mki ks oki } zxjk }a k uco }fja icj ki ir fkf }fkf92( zx dl gkf }k mki ofl oo mljkf kifcr uj u kf+

Us o }f kc fck kjs o }f rf} }tck dk uki u gx mc oo mljkfkifcr ok rfc kki ojl of} gki kixk kfk go oki kf }ck fkf vo}ck vx} nfx jki oo ko gk' }ki oki nf kki okf }tjkf' kx oomljkf kifcr ks nfki kfjkf ofki ofxsk c }f nfki d} nr uczx }tkf fc kfr' o kixs o }} fx+ + +

4+? ]fo }tki of} gki }k mki kik fk c uc oo MKUUK }cDCMU Rf ]c+

4+?+: Zxs }tkf v} mxs} a} fr ki ofl ujs kik fk+

Do :0 Fki mk nfof fki u cx nck }k mki u gr f ujs uk+Nfc nfof fki k vx} sx ox ujs uk' ok d }k mki fki mknfof fki o }f u s u oo cx nck ujs uk+ Kx nfof fki ki }f fki mk nfof fki gr f ujs uk+

F ujs uk ia 0

! Ics } ofki kfk u } oof rfr kfk flo }f kfk+



36/57



+! Ics kif ujs uk+

! Rfki k k vx} nckf mljkf u rfki k }t k+! Oo dl ol }c ofkf }fc ca ik kf} &dki }ki n} }c k u dki

zxs} }lk g gc#+ Kx g mljkf kifcr } kfk c fc rfc o nca }lk+

! Fr ki }f ofr' dl a' oa o }c k u oo ics } io ofkikfk fx c uc }c k }f ofr' dl a' oa o' dl gkf+

! Oo ics } nfo gck zxjk k uco ujs uk0 Fr ki axj dk fki

fki fl mof u> ics rfr nckf mljkf vx} kfr nfx flo zxl}j kfrnfx+

Do 40 cx }tj' }ki fr' }fx }fr oo }fki }cku nfof fki u rfkik ujs uk+

_jx nfc }cr kfk f ' zxs} kf ofl ujs fjs } ofc nflk ujs okd }k mki rfc cx }tj' }fx }fr' }ki fr u rfk }of oo kixk }fki }cku nfof fki djl ia0 ]fki }ck ml nfof fki oxki or &zxj rfki uk'} f ujs uk u of n }lk' dl ol }c ofkf# u }fki }ck ml ok d}k mki } cx }tj+

Do ?0 Rfk }of' }fa kf nfof fki u rfki k ujs uk+ Kc mxkio dk oj do ks }r }txki ul fjc uk of sx0

! Rfki k ujs uk rfc s oo cx nck ofl ujs' a dl nf kkiofl ujs }fx o io u gc ki fk+

! F ' }f }o ujs uk rfc s ' fr g' fr rfr' kx vs tj }tjkfofr' } }ki }f a dl jk }lk u rfr g ofl kik fki+

*Oo uk }fa kf djl ia0

! Kki go rfr g oj nfof fki+

! ]kf oof u xs }k oj nfof fki+

! Kki go }c ofkf oj nfof fki+



37/57



+Kilc tj' vo kf kfx ox }fo ujs oj nfof+ Mj ul dl ol }c

ofkf' ok d }k mki }kf oo of }cx kf ic }kf fkf }c ofkf oj

nfof fki+

! Rfki k ujs uk u nf kki }t k oj nfof fki0 kf ic ao nf }fc oj rfki k k vx} nckf mljkf u }kf }lk ofkf vo kixk }tk ox nfof fki+

! kf ic oo dl a }ck ujs oj nfof fki&}c k }f ofr' oa o'dl gkf#>nca }tj }kf rfr g' zxsk fx oj nfof fki c uc kfki}c k ks+

! Rfk }of u m dl kf fki oj ac }tki nckf mljkf k rfki kujs uk }t k uk oj nfof fki+

Do =0 Zxs} kf ofl ujs+

_jx nfc vha v}' }fa kf f ujs uk }fs }fl ak oo cx nck ukixsk }o' kik fki zxs} kf ofl ujs c uc kik fki+

Do 80 Nca }tj u flk ofkf f ofl ujs u f }c k }f ofroa o+

Do 50 Rf} }ck ujs&icc kik#0 ]x }fhl }fl }fxk }tlki fr ki ujsuk' }x }fhl ao of mki }ck ujs> rfki }fo }fjkf }lk o gck zxjkk }ck ujs tj zxs} kf fkf }fo rf} }ck rf fr+

Ok d }k mki sx ox nfof fki gr ofki } ia dki jl n&kffr ki axj dk fki fl' fl k# x kfca ofc' o ofxsk }ck+ ]ck

ujs o ofxsk }t }to }cr ofl k u oxki or u} }' fki fl u ofrf} }ck a} flo rf} kik rfcx }fjkf }lk ofl k ujs nfc kic oxkior nfki o }c nflk }c kik fki+

Do 90 Ica } nfof fki mki uk ujs u }fhl mc tc tl+

! Ica } u }fhl mc kfa nca }tj }kf fck }fo oj n flof }t k unf kki }t k u nf kki }fo fck' rf} fck m dl kfki tc tl o }f

rf} ckf> rf} fck a kfki nflk ujs o uk }to nfc }t kk kifca

}tki kfa vx} icc zxs} v g nr }fc+



38/57



+! Ok d }k mki a }fhl mc mljkf kifcr k }lki nf ujs' mck

dck m o }tk }c nflk }ck ic }fx k ki fk+

! Rfk }of oo dl ol }c ofkf u }kf fkf k vx} nckf mljkf ac kf}oj nfof fki+ c uc nfof fki o m k gk' kf n 5 }fki u : ka'ok d }k mki rfc rfk }of }lk mck fl} ki k vx} nckf mljkf' }cofkf oj mljkf r mki oo dck rfr ofl ujs' }fx k' zxk g }k mki}fhl oo glc mljkf kifcr rf fr+

! Rfk }of' kf ic' vr glc oo mjkf ao k zx fk' nf c' k ouk o dck rfr v g+

Do 60 ]fx fc k' icj fk k+

! Ok o ul nf o kfk k' }to n fk }fx k 8 kis' ok d }k mkigr rfcx dl }fx k }tkf ica o ic ofl mljkf kifcr ujs uk+

! Oo nflk k o uk ' nfof fki o k kif o icj fk k'ick k' ok d }k mki }fha kf' nca }tj tc gr } }tkf ofl ica ovha v} u zxs} kf+

! Oo nflk k k fk a nfki }t o' nfki o icj fk' ick k'nfljkf k++ }f r mki oo dck rfr nck zxs} }fx fc k+

Do 30 V g tc tl+

Kfki nflk k mki ac dck rfr icc zxs} kfki nfki }fx fco }f rfc }ck fkf v g tc tl }fhl zxs} kf dki zx m rfki tc tl}k mki oj kik fki+

Do :20 ]fjkf g fr ki uk+_jx nfc nfof fki }t f} k io u gc flo m k ujs o v g

dki zx tc tl flo vl k' ok d }k mki u ok d n }lk c ofcx' }}}lk }c nflk ofl ujs oj ak k + Ofxsk }lk d f gck zxjk knflk ujs ul nfl gx }t }c gcx+

4+?+4 ]kf fkf ofxki oj }k mki kik fk c uc MKUUK

]fkf rf Zxs Kfk g }txki }a nckf } u uk fj icl mo }c }kf

Dkf kf' o u }t j g }fxk gc rf} }tck nckf } uc kixk gjl ki



39/57



+u oki mc ml na }fhl g oo kikf kif oki j mki u rflki rf}r }txki kfcx oo mljkf kifcr }tlki u kilc }kf }fja icj+ Oo mljkf

kifcr }c }fkf rf Zxs Kfk }r }txki nf kfcx }c nfx oki kifcr Rf]c+ ]to cx nck kf us kk kik fki DCMU Rf ]c gxk gxk }t}tki k oki }o }k mki c uc oo mljkf kifcr }tlki j dk Rf ]ckc tcki u }tk }lk }kf kc ofxki+ Kilc tj' fck kjs oo mljkf kifcr}tlki j dk }kf kc ofxki u }fkf rf kc tcki rfk gk g oo mljkfkifcr uj u kf kk ofc kfkf gxk }t }tki k oki }o }k mki kikfk c uc oo }fkf rfk ks+ o kfki kf ic ofkf vo ofki }joki vha v} dki gcx jx0

&k u0 }tcx ki#

Of }cx Ka 4226 Ka 4223 Ka 42:2M+ ] g ( M+ ] g( M+ ] g(

M kMKUUK

4'62='=52 38+82 ?'?85'422 38+?6 ?'3:9'=52 32+3?

M k ofl ujsdk g

:?4'2:2 =+8 :54'5=2 =+54 ?32'652 3+29

]ki m k }cofc kfkf

4'3?5'=92 :22 ?'8:6'6=2 :22 ='?26'?42 :22

&Dl ol }fki kck oj DCMU ofc kfkf Rf ]c#

Dki =0 ]kf fkf m k }c DCMU Rf ]c zxj oo ka+

Kfk ul dcx :' }j m mki }fs o ofkf gof icj m k oflujs mljkf kifcr u m k ofl ujs dk g &o }f kc g m k ofl ujs }cx

mki#+ Zxj oo ka ik s } }tki m k ofl ujs gxk } ao ojl &38(ka 4226' 38+?6( ka 4223' 32+3?( ka 42:2#' cx ks g flk }lk frg u jx nfc icj kfr Y]L' oo mljkf kifcr nfki ok d fr }tlki rfauc }tlki }kf' }tlki ko kj a gxk alki axk o }f a tki mljkfkifcr jki oo a} fki o nf kki vx} nfx ajki gc fcx zx nckf }ojl' } o cx ks c fc mljkf kifcr rfc akf mk ujs uk atki k vx} nckf mljkf+ Kilc tj' nfx oki kifcr Rf ]c g nfx okikifcr }tki ca oj }kf Dkf kf' }c s }r }txki nf kfcx oo mljkf

kifcr }f kk m k ofl ujs c uc oo mljkf kifcr gxk } } g ojl



40/57



+}tlki }ki m k ofl ujs }c ofc kfkf u gxk } ao }ki }tki ojl &ka4223 }ki :3+59( l uc ka 4226' ka 42:2 }ki :5+94(#+ Nfki kfki

o }f' of ok kfk ul oc }k DCMU oki o }f }fs tki kik fki gxk} uk x } gk fki x+

M k ofl ujs MKUUK

M k ofl ujs dk g

M k ofl ujs

MKUUK

M k ofl ujs

dk g

M k ofl ujs MKUUK

M k ofl ujs

dk g

Dcx :0 ] g m k oj ofl ujs MKUUK u dk g

}c DCMU Rf ]c zxj oo ka]xs kfck }tlki kfki ka ik s } }tki m k ofl ujs mljkf kifcr

o ica nfki rfc u }k mki ofl ujs mljkf kifcr nfki o ofc kfkfof }tki a g u ofc kfkf o kfki ofkf of ac kfa }fo s }kmki }cx mki lki lki uc }k mki mljkf kifcr kfa ga }ki }fa gckfxk ofl ofc kfkf ki }fc f }t ofl kifcr u fxs ki uk+ Kf us'o }f }fs o gkf l ofc kfkf gxk of }tki zxjk }a k oo mljkfkifcr }tk j dk' ir rfk }fo s rf} }tck oj oo mljkf kifcr kctcki u kk nckf } }kf kf kc ofxki+

_U]F0 Kixsk Kio Rf =2 Ofxsk kikf0 ]c ofkf!Kikfki+

Ka 4226 Ka 4223

Ka 42:2


41/57



+]tlki kk nckf } }f }tki kis kjs' ac nflk x } x ajki a}

ao tc tl kf} kf+ Ml a kf x } gxk ga jl ao tc tl

oj akf g kf kf}' a dl jk }lk uk kfki uk o }f a dl ogc kfxk }ki c+ U us a mc io g a} } ofo nckf mljkf }ck }'kik fki gxk } ao }cx jk }lk uk' ica }fcx tc tl gk fki x+ a dl uco ks }f kik fki kilc uco a dl o nf kki }fa kfm k' }fa kf }k mki }} ok rfc fk of c uc oo nflk }k mki}txki u mc fk kfa fk of tc tl ofl kik fki+

&k u0 }tcx ki#

Of }cx Ka 4226 Ka 4223 Ka 42:2M+ ] g( M+ ] g( M+ ] g(

Kik fk :'665'222 59+48 4'?89'283 92+4? 4'665'?6= 9?+56]txki u mcfk

3:6'=52 ?4+98 333':=: :3+99 :'2?:'295 :5+?4

]ki MKOUMKUUK

4'62='=52 :22 ?'?85'422 :22 ?'3:9'=52 :22

&Dl ol }fki kck oj DCMU ofc kfkf Rf ]c#Dki 80 ]kf fkf m k ofl ujs MKUUK rfk }fhl }fc fk }c

DCMU Rf ]c }tlki kfki ka zxj+

_U]F0 Kixsk Kio Rf =: Ofxsk kikf0 ]c ofkf!Kikfki+


42/57



+

2

822'222

:'222'222

:'822'222

4'222'222

4'822'222

?'222'222

?'822'222

4226 4223 42:2

MKOU MKUUK

Dcx 40 _ }ki }tki oj m k ofl ujs kik fk c uc MKUUK}c DCMU Rf ]c zxj oo ka+

ki }fc kixk uk fxs ki o oj ofc kfkf of sx g } kfki

kixk uk kik fk o }r }txki of kfki ki }ck kfk tc }tlki mko kk of }tki x } ofl }k mki kik oki fk g fr g' a dl oofo kki ofc }t' }fjkf }lk ofl kik fki+ Kfk ul dki = u dcx 4 o}f }fs o }ki }tki nfki kiki zxj oo ka oj }k mki kikfk c uc mljkf kifcr uj u kf0 ka 4226 } :'665'222 }tcx ki'ka 4223 } 4'?89'283 }tcx ki }ki 4=+36( l uc ka 4226> olk kska 42:2 g 4'665'?6= }tcx ki }ki 44+=5( l uc ka 4223> nfki of g}ki }tki nfki kiki zxj oo ka a m k ofl ujs kik fk ok }

a} }o } }ki }tki nf ojl }f fck o u }f zxjk }tki oj akf}tlki }ki m k }c ofc kfkf+

4+?+? Rfk glc }k mki kik fk c uc MKUUK+

j+ ]fhl glc }ck+

k u0 ]tcx ki+




43/57



+Kc } :'93?'354 38+:4 4'434'4=2 39+48 4'6?9'63? 36+?4Kilc } 34'2?6 =+66 5='6:3 4+98 =6'=3: :+56

MKOUMKUUK :'665'222 :22 4'?89'283 :22 4'665'?6= :22

&Dl ol }fki kck oj DCMU ofc kfkf Rf ]c#

Dki 50 M k dki kc } u kilc } }tlki MKOU kik fk MKUUK}c DCMU Rf ]c }tlki oo ka zxj+

Kfk ul dki }tk o }f }fs o } }tki m k dki kc } g t} ojl

}tlki }ki m k MKUUK o }f } g ks g 38+:4( ka 4226> 39+48( ka4223 u 36+?4( ka 42:2+ ]j }fs ao m k kilc } kis oki ica mkzxj oo ka g u oo mljkf kifcr }tk j dk of sx g oo mljkf kifcrfl} ki k vx} nckf mljkf }tlki ko' kilc tj }f }tlki fl} ki kilc}fki }f of sx g vx} nfx jki oo ko nfo' ml a nfki g imljkf kifcr rfc ujs kilc } o+ Kfr nfx c uc oo mljkf kifcr ksg t} }' o ofki oki g kfr nfx as ao }fc} d a tki k vx}nckf mljkf+

d+ ]fhl nfx uo nckf }+

]to s' a} o ca ofxki }tlki o ox m k kc ofxki u ofl ujskik fk kc tcki g mljkf kifcr zxo mljkf ofca } }tki gk fk}fkf rfk nckf } kilc zxo mljkf+ cx ks o }f g icc g ml kfanfof fki }txsk }fki u nf kki a dl oj oo mljkf kifcr kfko+ ]xs kfck' uc ka }t gc s' nfc kf ko }ck fkf o rfk fj oomljkf kifcr kf ko }t }fkf oo oki }s o rfk' ki }fc }fkf rfk

nckf } kilc zxo mljkf d} x rf} }tck akf a ga ofl } }tki m koj 4 }fkf rfk nckf } ks nfki ok ofkf gof kf }to s g djl+ }fs t cx ks ofki }j oki vha dki jx0

&k u0 }tcx ki#


:+M_OU:'563'=82 :22 4'43:'25: :22 4'6=9'925 :22

!Zxo mljkf 392'48: 89+=? :'4=8'?55 8=+?8 :'=33'=2= 84+58

_U]F0 Kixsk Kio Rf =? Ofxsk kikf0 ]c ofkf!Kikfki+


44/57



+Kilc zxomljkf

9:3':33 =4+89 :'2=8'538 =8+58 :'?26'?24 =9+?8

4+]fx k :'489'896 :22 :'642'22: :22 4'?:6'?6: :22!Zxo mljkf 533'832 88+5? :'2=8'5?? 89+=8 :'4=='829 8?+56!Kilc zxomljkf

889'366 ==+?9 96='?56 =4+88 :'29?'69= =5+?4

?+MKOU :'668'333 :22 4'?89'283 :22 4'665'?6= :22!Zxo mljkf :'298'895 89+2? :'498'?23 8=+:: :'8?2'425 8?+2:!Kilc zxomljkf

6:2'=4? =4+39 :'26:'982 =8+63 :'?85':96 =5+33

&Kixk0 dki dl ol n} zx nckf mljkf oj DCMU Rf ]c#

Dki 90 ]kf fkf }k mki kik fk }fhl nfx uo nckf }

Nfki kf kfki ka x }fr kck 32' nfc a kfki }fkf rfk nckf }zxo mljkf kfk o x c gk oj kf ko oki kf } rfj kikfki' m k ofl ujs c uc }fkf rfk ks gxk ofca } }tki t} ojl+ ]xskfck' uc a oj }f }tki' icj kfr kk nckf } }f icc }f nfki of}fkf rfk nckf } kilc zxo mljkf o o fc kis oki rf} }tck a oomljkf kifcr kf ko oki o kfki fkf ki o rfk fj rf fr uckk nckf } }f }tki fck c ks+ ]fs o cx ks oo KF]A akfmk ofxsk c mk zxjk }a oj akf k }f }tki }ca kki ks+Ofkf u }f a o }f }fs o }tlki kfki ka ik s' nflki oof icjm k ofl ujs oj 4 }fkf rfk ks nfki ok gk kj+ Nfki of us a }}tki m k oj }fkf rfk nckf } kilc zxo mljkf ok }ki gk fki kanf k kf &ka 4226 } }tki ks g =4+39(' ka 4223 g =8+63( u 42:2g =5+33(# ir rfk kf fki rf} }tck }k mki kik fk oj ofc kfkf}tlki }ki gjc+

o+ ]fhl kikf nckf }+

&k u0 }tcx ki#

Of }cx M_OU ( ]fx k ( MKOU (!Oki kifcr of dck :'283'?=9 ?9+42 632'=32 ?6+=: :'262'268 ?9+=4!Oki kifcr vs mki 6?4'?6= 43+4? 559'4?2 46+96 698':84 ?2+?4

!]fki kifcr u mof 53:'=4? 4=+46 863'85= 48+=? 98:'2?9 45+24

_U]F0 Kixsk Kio Rf == Ofxsk kikf0 ]c ofkf!Kikfki+


45/57



+u!Kki kifcr :34'442 5+98 :4='458 8+?5 :45'9:4 =+?3

!oo kikf nfo 94'??4 4+8= =5'6?: 4+24 8?'?36 :+68]ki oki 4'6=9'925 :22 4'?:6'?6: :22 4'665'?6= :22

&Kixk0 Dki dl ol n} zx nckf mljkf 42:2#

Dki 60 Rfk glc }k mki kik fk }fhl kikf nckf }

}c DCMU Rf ]c ka 42:2+

OK of dc k

OK vs m ki

mof u

kki kifc r

oo kikf nfo

Dcx ?0 ] }tki MKOU c uc }k mki kik fk rfk }fhlkikf nckf } }c DCMU Rf ]c }tlki ka 42:2

Zxj dki u dcx }tk ofki }j o }f }fs o tki fl} ki nckfmljkf oj kik fki }r }txki of sx ul oo kikf oki kifcr u mofu' dk okf kik fki oki d} x a tki jki oo gkf uo nfo+ ]j}fs nfof fki oj kik fki of sx d fr u ofj }fo a tki+ Mk ofl ujs of sx }r }txki ul oo kikf oki kifcr u mof u' s uko olc g oo kikf o }fc icjk }fx fc uk kfjkf ml o }fx oj kikf gofxsk fj uk of mck tj }tlki icjc lk gx }fki u rfk rfc fkf fj

}tlki zx }tkf k vx}' cx ks ga }ki uki zxjs uk }k mki oj



46/57



+kik fki' g }cx of icr kik fki fl} ki o fcx zx fjs nfki+ O}f kc tki }tlki kfki ka zxj DCMU Rf ]c ki ujc }t zxjk }tki

}tlki rf} }tck oj oo mljkf kifcr }tk j dk }kf a o dc} g oomljkf kifcr }r }txki }c Rf ]c u oo fxsk+ Dc u' kik fki oxkior ofl oo mljkf kifcr ks a} gki }k mki t} gk icr r ki nr}fc uk ofl oo mljkf kifcra tki k vx} nckf mljkf' }fo fck kiof }tki oj kf ko }tlki oki oxo c ac+

4+?+= Of} gki }k mki kik fk c uc MKUUK

}c DCMU Rf ]c+

]tlki kk nckf } }f }tki kis kjs' ao }cx gc kfxk gxk g ao }cxfki x oj oo } ofo nckf } }tlki v fc+ Nfki ka kilc ' kikfki u oo } ofo }k mki oki gs ao }cx ks ga x+ ]tlki ' }kmki o vha g oki o o dk kf} }fo fck ao }cx }tk+ Ml ' kf ic of} gki }k mki kic }j oki mki gc kfxk kf a} }fo of sx+

&k u0 }tcx ki#

Of }cx Ka 4226 Ka 4223 Ka 42:2

]ki mljkf}fx

982'222 932'222 688'222

]fx gc } fl}ki ofl ujs

46='955 ?:9'63? =?3'68:

Gc kik fk 492'622 ?2?'?5: =:5':34

Gc }to }fx 93'?22 38'222 :45'222

&kixk0 dki dl ol n} zx nckf mljkf oo ka#

Dki 30 ]kf fkf }fx gc }tlki fl} ki }k mki oj kik fki+

]tlki ka 4226' }ki mljkf }fx oj kik fki g 982'222 }tcx ki}tlki gc } fl} ki ofl ujs g 46='955 }tcx ki ofca ?9+3:( }kimljkf }fx> gc } ofl ujs kik fk g 492'622 }tcx ki ofca k 38':(}tlki }fx gc }k mki+ Ka 4223' gc } fl} ki ofl ujs g ?:9'63? }tcx



47/57



+ki ofca =2+4?( }ki mljkf }fx+ ]xs kfck' m gc } fl} ki ofl ujska 4223 }ki ::+5?( l uc ka 4226 kfki } }tki }fx gc }tlki fl}

ki ofl ujs c uc }ki mljkf }fx of }ki 4(' cx ks kc gk tkikik fki jki d} x a tki x } jki oo gkf uo nfo kf0 gckmljkf gck n}' x } ofki nflk> }kf fkf gc ofl ujs kik fk oki}ki ki n } ao ?2?'?5: }tcx ki' }ki :4+24( l uc ka 4226> }xsus kfki } }tki gc ofl ujs kik fk oki nfki }fjs c g djl l uc gc}fx o } fl} ki ofl ujs ka 4223+ ]tlki ka 42:2' }ki mljkf }fx}ki ki n } ao 688'222 }tcx ki }ki 6+44( l uc ka 4223' }xskfck gc } fl} ki ofl ujs gc }ki t} ojl } ?6+?5( l uc ka 4223+

cx ks }f fck o }tlki ka 42:2 kik fki a tki }fa ufl} ki ofl ujs o dc} g ofl ujs kik fk' u }f a gc kik fk ka42:2 oki } =:5':34 }tcx ki }ki ?9+:3( l uc ka 4223+ U us' o}f }fs tki kixk }fx gc oj kik fki g } fl} ki ofl ujs a vx}

rf} ca g ofl ujs kik fk' } }l kca }ck oj nfof fki ul of}gki }k mki kik fk oj DCMU Rf ]c+

]xs kfck' kilc oo of }cx gc kfxk }f vha v} of} gki }k mki

ok ok rfc vha v} k k zx fk' dc u k zx fk ojl oki o kifj gkik fki nfki }fx o gc u io ofl ujs ki fk fjs kc oof nfo gga ica of} gki }k mki }c kik fki+ Us jx s' kf ic ofkfvo of} gki }k mki kik fk c uc MKUUK ofki }j vha dki jx0

k u0 }tcx ki

Of }cx Ka 4226 Ka 4223 Ka 42:2K zx fk ?'2:9 55'222 ?6'599Kfa CC :'982 5?'=29 ?5'293Kfa CCC 985 :'582 :'92=Kfa CU ?68 885 99=Kfa U :45 ?65 ::3KZF,]MK 2+:5( 4+62( :+?=(K vx,]MK 2+259( 2+::( 2+23(

&Kixk0 Dl ol n} zx nckf mljkf DCMD Rf ]c#

Dki :20 ]kf fkf k zx fk' k vx c uc }k mki kik fk



48/57



+}c DCMU Rf ]c zxj oo ka

Kfk ul dki 3 }j o }f }fs tki } g k zx fk oj kik fki ofofca : } g kf }tlki }ki m k+ Ka 4226 } g ks of g 2+:5(' }xskfck olk ks gc }ki gk t} ojl g 4+62( ul ka 4223' kfki oki o cx ofkf ok :+?=( ul ka 42:2+ ]xs } g k zx fk 4 ka4223 u 42:2 o ojl kfki kfk ofxki }f rfk gk oo nflk k zx fkks of sx g }r }txki }c k kfa CC g ofkf+ ]j }fs } g k vx zxj ooka uk o mxs }t ao }fr kf ka 4226 g 2+259(> ka 4223 g

2+::( ka 42:2 g 2+23(+ Kf us' uc }kf fkf icj }ki m k kik fkoki mk k }kf }tki k zx fk }ki ojl' c fc oo ok d }k mki okk o }tlki zx }tkf }fx fc k o kfjkf fk+ ]xs kfck' uc } g kzx fk kf us oki uc } g t} }fr oj k vx }f kfk ofxki is k}ki }} uc nfof fki u of} gki }k mki kik fk }c ofc kfkf+

4+= kf ic of} gki }k mki kik fk c uc MKUUK }c DCMURf ]c+

4+=+: Kfki a} } o+

]tlki x} zx }tkf fl} ki' oo nflk ujs kik fk oj DCMU Rf]c x o }fo fck a} oof o fcx zx+ cx ks nfki of ha gc gckfxk ofl nfof fki a ok icr nfof fki fl} ki o fcx zx+

Ofkf u us' kik fki vs mki o a} c ki nfof fki ukiakf' o zxjk f }ck }ki kfjx+ ]xs mljkf ofl ujs kik fk gck }o}ki gk zxj oo ka' kfki } g k zx fk kik fk oj nfx uo ks gxk

ao }fr' a dl o jk }lk ofl kik fki' icr kik fki o a} }fki uki akf }tk }f }tki kik fki+ Uco a tki ofl ujs kik fkkfa mki }} kixk uk fxs ki kixk uk kik fk oj kik fki+

Fck kjs KFKK of }tki }tof 42( uk fxs ki kik fk ofl ujs}txki u mc fk' ml uco kik fki gck }o }ki mljkf ofl ujs kikfk }tlki kfki ka zxj ofl }fs ki gc ki k }tlki zxk g kikfki+

4+=+4 Fk of } rfj kik fki+



49/57



+Uk }f ofr }c sk0

]tlki nfc ki oo mljkf kifcr kf ko o ack rfc }f ofr }fc uc }fkf rfk nckf } kilc zxo mljkf u o }f' uk }c k }f ofruk ok zx oki kfo+ Kilc mljkf kifcr kilc zxo mljkf nfc vck ujs }cDCMU Rf ]c sx ox d} dxo g rfc o }c k }f ofr' us a kfcx}tki fr uk o }f } ofc ofl ujs+ ]fkf rfk nckf } } kfk of oujs }fhl fkf }fo oa o ofki } o ic oj = KF]A zxo mljkf u }tc

rfcx nfl do' ok oo glc ofki } o ic oj oo kik fki nfo flo ooglc }c k nfo nfki o ofr kfk+ cx ks g a} }t kic c uckfcx nfof fki nfc axk ujs }c kik fki' ga fk of uco a tki }kmki kik fk c uc kfki c }ki nfof fki ks+

Of} gki }k mki ofj ojl ga' ok kfcx nflk uj rfc icj fk0

Ao m fck kjs } g k zx fk oj oo nflk ujs kik fk ao }frkfki uk ok }k }c a} oo nflk ujs kik fk rfc icj fk k+ cxks is kf fki k n flof mki uk oj DCMU Rf ]c u ga icauki zxjs oj uk }k mki+

Zx }tkf kifcr u }k mki rf }fxo nf kfcx ul kf ic of zxjkoj ok d }k mki+

]fo } fck kjs }fo fck a} ak ujs }f ok d }k mki g kic}fo fck }} o oo oki lk } fki mk nfof fki gr fr ki oflk }fx u v g k+ Ok d }k mki rfc }fx }fr }fki }ck u nfof fkiujs uk' rfk }of kf ic nfof fki' nca }tj }kf fr g' fr rfr oo }cgcx oo }c gcx nfof fki oxki or' rfk }of }kf nf }fc' nf kki }t koj rfki k' nca }tj' rfk }of u dck rfr dl a }ck ujs'u }kf

rfr g' ic }t u nf kki v g }c k dl a ks nfc ok }fc}+ _jx nfc}fa kf u nfof fki ujs uk u oo uk gck zxjk k rfki k mk ujs uk' ok d }k mki gr } }tkf }fa kf u kif icc zxs} oflujs u g kic ofx }tof kfca u n} zx rfk }of }tlki } }tkf' o nck vx} u uco ofl ujs fjs nfki' jx ofxsk }lk d f na }fhl }}tkf ofl gkf l rfki kifcr u }k mki+ Nfc kfk o f ' ok d }kmki }fa kf gc f u j tj zxs} kf' kx ofl ujs }f }tkf ica ou ica o g kic oxc oki v} mxs} ofl ujs+ ]tki fr o ujs' ok

d }k mki }fki dl ofl nfof fki lk }fl fr ki }k mki' fr



50/57



+ki dl a }ck ujs' }fhl mc rf} }ck ujs' }fhl mc nca }tj uco mkiuk ujs' v g k nfc ok }fc}+ Uc zxs }tkf }fa kf kf }tk }f }tof

kfca oj ok d }k mki g zx gk u f nfki }fo fck ofl ujs anfki }tkf o ac nfca nfxs}+ Dc u a} m k' a} fr ki ujsuk gck zxjk k t} kfcx gkf uo kk ok d }k mki nfki rfc go kloki ja fcx f}+

Of} gki oki }o }fa kf ofj ojl ga' }tkf ok d }k mkiofj r ki nr kfx ox fck }c+

]c kik fki ok d }k mki ofj o rfk oki a} oof ofxsk x'

a} ok d o rfk oki zxk g a} nfof fki+ s g kfki nfoffki }fxo kfcx glc fkf oki kf kfcx gkf uo nckf mljkf nfo kfjx+Ml ' rfk ofcj kf us g ofj fr g u nfki rf} fxs o fcx zxoj oki }o }fa kf+ Kx ac ok d }k mki zxk g a} glc fkf nckfmljkf icr f o }fc icjk }a fcx u glc fkf ks oki kf o cx nck}fxk gc l kf }kf fkf fl} ki oj oo k u oki kifkf kif kvx} nckf mljkf+ Fk kj' }tlki oki }o }fa kf o a} }tki frofj }fhl a} zxs }tkf o }f' kik fki ofj o a} uk dk rfr g o }f

u oo zxs }tkf ks mk k uco ok d }k mki rfc }fo fck }fhl nckfkifca oj akf' cx ks c nfc mk k kfcx }fcx } }tlki zx }tkf}fa kf g kf fki }c of} gki }fa kf }k mki }c kik fki+]tlki zx }tkf rfk }of oo }fki }ck }c ofkf' oki }o }fa kf ac ofmki gc k }fxk uco kf ic' l kf oo of }cx' f n ks uc n}to+ Of ofj o o f }fki of }cx }txki dkf kikf' fjs t} nf oo }kf fkf fl} ki oj a} k u nfo oki glc fkf }ck fkf lkf+ ]tlki kfcx }tki fr ml fk of u }fc icjk kk kfcx of }cx ok

}fc} nfki o }kf }lk+Ao m kik fki j tj a} oo kf ao ok d }k mki }ck

fkf kf ic }tlki zx }tkf rfk }of oo f }c ofkf lki oo kf aoks o }fo fck uc ac kifkf kif nckf mljkf is kk d} or }tlkizx }tkf kf ic+

]tlki zx }tkf }fa kf ok d }k mki rfc oki ki gxk o ucokf ic ic }t }c k }f ofr+ cx ks ga }ki tc tl ofl kik fki

}tlki }tki fr rf} ac }c k u ok d }k mki ofj o kfki fcx dc}ofxsk ak o }f kf ic ofkf vo ic }t oj }c k mk k kik_U]F0 Kixsk Kio Rf 82 Ofxsk kikf0 ]c ofkf!Kik

fki+


51/57



+fki o }f ofl ujs zx } g jk }lk+ Fk kj ml dc okf ac }tki okf}tjkf ijs i}' kik fki of o }f }ck fkf }fa kf }tlki a} }fc icjk

kik+ _jx nfc ok d }k mki }fa kf ok rfc zxj }fa kf oj}tki rfki nckf mljkf u ica o' u us ok d }fa kf rfc j tjn} gxk }tlki a} }fc icjk } 4 k ? kis' zx } c u c fc a} }tkf ofxsk ak ojl+ s g a} fk of d} or oj kik fki+

Uco ofr fkf zxs }tkf }k mki ok }k }c a} }fcx }' nca l}ofj }fki vxsk+ ]tlki a} }tki fr rfki zxjk f nfof fkiofj r mki ki oo uk dk djk fkf+ ]xs kfck' }k }c fk of ks g ua} oo uk dk djk fkf ok ofki ofl gk kfjx is nf nfk ofl oki}o }fa kf+ Nfc }fo fck oo uk dk ir nf nfk uki ao' kfkiok d }k mki ofj v g nr }fc fcx zx+ Uk ok }k }c } }tki frok d }k mki v g ofj rf fr uc zxs }tkf kifcr u ofl ujs+ Nfc rf}fck nfof fki o nf nfk }tlki uco flk }t k }f ok d }k mki ukofj nr }fc vx} oo fki icc zxs}+ Dk okf uco nca }tj ncal} gc ofj }fki vxsk nfki rf} fck nr }fc oo jc rfa+

Tcki u ofck go Ajtnh}cki nfof fki uk ofj }f fck t k} fkf

kf fl} ki }k mki oj kik fki+ ]xs mljkf ofl ujs nfki kiki}ki gk fki ka kfki }kf of ki }tlki oki }o }a nca u ofa onfof fki oj kik fki uk fk of+ Dk okf ' o f }ki f }toki }o Ajtnh}cki ofj ki d' oo nkf }txsk }fki jki }tlki zx }tkfflk }fck+

4+=+? Fk of } rfj mljkf kifcr+

Fk of u uk0

Ko }j g a} ko jki rf} }tck' kk kfx ox u uk rf} }tck kknckf } g t} gk' oo mljkf kifcr }tlki u kilc zxo mljkf t} ok uk

rf} }tck' }fja icj ul oo rfki k k vx} nckf mljkf' oki kf oo mk x }+ Axk rf} }tck }f oo mljkf kifcr rfc of ki }a nca ookixk uk x }' o dc} oo mljkf kifcr kf ko nfki of kic }tkiof ul kixk kik of kf ko+ ]xs kfck' uk }c }t ofl oo m k rfk

gk g uk ujs kik fki+ Kx kik fki } gc of oj }lk v fc gk }tk

_U]F0 Kixsk Kio Rf 8: Ofxsk kikf0 ]c ofkf!Kikfki+


52/57



+gc of oj kikf rfc r ki uk }k mki zx nf kki kc }c ojmljkf kifcr' u }f ga a} dk of} uk o oj }k mki g uk d xki+

]tlki a} ofki ao kf} kf kik fki rfc f }fr cx nck ujsuk' nfc uk ujs ofca } g ojl } kik fki ul }f nfki jk }lk' dcu oo nflk ujs o o flk }t fjs nfki rf }fxo ul nf kki fl}ki nckf mljkf oj mljkf kifcr' nfc mljkf kifcr ir tc tl }o ki}to }cr }c fl} ki oj kik fki' kx }kf fkf vx fk' mljkf kifcr d

rf k' kik fki o kixs o a} uk+

Kki go zxk g ok fk of0

]tlki kk nckf } }f }tki o t} kfcx o fc nckf mljkf oki kf ot}kfcx tc tl gxk gxk tkf tr' ac }tki nckf mljkf gxk s }kf okf}tjkf+ cx ks c fc kki go zxk g oj oo mljkf kifcr rfc ojl'kfki s oki g a} fk of oj oo mljkf kifcr Uc} Kja kc ofxki nfc}fja icj ul kk nckf } }f }tki' mk k oo mljkf kifcr fl} kinfki fcx zx }fa of ok }fxj g+ cx ks ga kf fki k zxs} kfofl ujs oj kik fki+ Nf kki mki uk na fcx zx kf }c of}gki nflk ujs+

_ gcx }c ofkf oj mljkf kifcr nfki }txki }fo0

A} }fo } jki }k }c gx kjs g }kf }tki oo mljkf kifcr ujs ukgxk c rf uc oo kik fki }fki zxj uco oxki or gcx nfki }txki}fo' ao m oo gcx ks o oo o zxjk o ofo kki nca mxs}+Of n }lk djk fkf kfki rfk gk oo mljkf kifcr }fo fcknfki kifca }o+ cx ks is nf nfk ofl kik fki }tlki uco ka d}}kf fkf fl} ki k vx} nckf mljkf oki kf uco zxk g uk ujs ojk u zxj o }f j tj zxs} kf x } ki k o }o mki f }tofl mljkf kifcr rf} }tck k vx} nckf mljkf' kfa }fx fc uk ofl kikfki+

4+8 A} icc rfr kf fki kfa kki ojl of} gki }k mkikik fk c uc MKUUK }c DCMU ofc kfkf Rf ]c+

Uc cx nck u oki }fxk gc u j g' }c kixsk' olk kic oomljkf kifcr uj u kf j dk }fkf rf Zxs Kfk kc tcki u }tk}lk }kf kc ofxki o nf kki rf} }tck' ki ir o kfcx fk ofl kk



53/57



+nckf } }lk }kf+ Axk us' f ok rfc o uk fl} ki k vx} nckfmljkf u a tki k vx}+ ]f kfki' }tlki kfcx ka zxj m o kfcx

o iki kfki ki uk }k mki oj kik fki uk ofj r ki o f}kfx ox uk oj oo mljkf kifcr' ki uk ofj k o }k }js nfoffki' kf} g c }ki mljkf kifcr uj u kf kilc zxo mljkf+ ]tlkinfc oo kik fki }fki ac }tk oki j dk }r }txki kfjx ul okf}tjkf nfof fki g mljkf kifcr kf ko' }f }tki tki gk s }cakki ks gc d d ki+ Fl} ki f }t }j ofkf oj kik fki c ucmljkf kifcr uj u kf uk ofj rf} fxs f} }c j }o mki oj k' dkokf kfki }fkf oki kfki ml kfcx kixsk kfk nfo kfjx kk uk ok

kfcx d} or ok oo kik fki nfo rfo u icc zxs}+Uc }fo }tki kfus' }tlki }fc icjk }fo } s ha vck vx} a} icc rfr kfa nfo

rfo nf nfk }tlki uco kik fki oxki ki ofl oo mljkf kifcr uj ukf kfa }fo s nfki kfki }ki }ki m k }k mki c uc kik fkia ok }fo s mljkf kifcr uj u kf rf} }tck fk+

4+8+: j mki fj oo fkf }fo }k mki kik fk c uc oo mljkfkifcr uj u kf+

Kilc oo fkf }fo or }k mki }txsk }fki a }to kjs Kik fkiuk }fo fck c uc nfof fki oj akf kf 0 ofl ujs d xki uk gxki' dl gkf' }fx ofc Kik fki ok rfc rf} }tck oo kifcr u ackf0 ofc} nfx ics } o ic' ofl }fx }c ofkf' djl }fjkf }lk' ofl ujs}fki zxj rf} fkf G,O o }f r ki o kfx ox oj nfof fkio dc} g oo nfof fki g mljkf kifcr uj u kf ok kfcx fk of ua} rfr g#+

Kis ks' kfcx oo mljkf kifcr uj u kf nfki uk } o axj}c k' nfki cx nck ujs }k ofr fjs }c k }f ofr nfki a

dl+ O kfx ox zxjk f ujs uk }c ofc kfkf+ Kx ofl ujs }f ao tc tl t} ojl' u us Kik fki kk rf} }tck kifcr u ofl }fx }c ofkf ujic o ac zxjk f uc nfof fki kfki ao tc tl gc }fr+ Fk kjki }tk io kic ofl }fx rfki }fo }c }t ks' o a} gc of luc glc }c }t nfo kf jx0

. Dk ofl }fx uc } oof g of fx u a} rfr g' u us f o

zxsk zxk g u nca l} }c k }fhl oo cx nflk oj fr ki ofl}fx+ ]tlki }tki fr dk c }fx nfki }fjkf }lk }ck }fx ki }fc fk_U]F0 Kixsk Kio Rf 8? Ofxsk kikf0 ]c ofkf!Kik

fki+


54/57



+}f dk ofl }fx o }fx fc }c k' ki }fc dxo dk c }fx rfc dc}fki oo }fc} fc +

. c }ki }c }t o }fo fck mc mki }c k o }f ik gck uc aoof nckf mljkf oj dk c }fx' u us ao of mki uk o a dl'} }l }ck flk }t }ck }fx ki fk+

4+8+4 Kki ojl of} gki oki }o }fa kf+

]fa kf g a} oki lk nfki }f }fcx' g a} sx } t} zxjk}tki kf fki zxs} kf k zxs} kf ofl ujs fjs nfki u vj fk kjg kf fki k fcx zj ki uk a kik fki d tj+ Of} gki }fakf x ul ofkf g sx } zxs} kf of} gki }k mki x tj jx ks

Kx zx }tkf }fa kf nfki o vha v} n }f nf kki }ca k tc tl}k mki ojl+ Kilc uco }fa kf }fhl o of }k mki zxs }tkf kifcru oj kikf kf 0

! kf ic n oki kki go rfr g' } oof rfr kfk oj mljkfkifcr+ Nfc ofl ujs oo mljkf kifcr uj u kf kilc zxo mljkf ok rfco dc} gx k kfki o ca ifc }tlki cx g mljkf kifcr &u kic

c mck }to rfr gx}' u kic o zxsk zxs} kf ujs uk # icad} tc tl ofl nflk }k mki o or tj+

! kf ic ofkf vo u kki go }c ofkf' nf kki }t k' kixk }tk zxj of }cx }tk oo dl ol }c ofkf kf 0 nf kki }fjkf }lk' nfkki ckf gc n} fr uc oo }fki ' n} zx oj oo mljkf kifcr okikikf' oj oo mljkf kifcr }txsk }fki+

! ] ofo }a fcx' }fx kfr }fki }ck' rfki uk' }fja zxjk mljkf

kifcr zxj kf ic o nf kki cx fkf k vx} nckf mljkf ojdjk gkf j mljkf kifcr zxj kki go } ofo' }tkf ofxsk ak okikf xs }k oj kic gkf l s g kfki }cx ofxk kf }kf kk rfc o }ckf } oj ok d }k mki ac o }f kfk v} o ofkf vo+

! Ok d }k mki kk }a fcx' kifck ox x }fa u oo gkf uonfo kf }fa kf u rfki mck n }fx}' oo }fki n }fx} as aoof} gki as ao' } o }f rf} fck tj kfki tc tl }ca k

4+8+? ] ofo }} oki }o fxs ki uk+

_U]F0 Kixsk Kio Rf 8= Ofxsk kikf0 ]c ofkf!Kikfki+


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+]fkf rf Zxs Kfk g }tki ca oj }kf Dkf kf kc tcki u oj

oo }kf mxsk fc ack }txki kc ofxki+ s o cx nck j g }fxk gc'

oki uc g kixk kfk go mc ml' }r }txki ki mk o u us agki uk kfk tc }tlki mk o g t} gk' nfki of us a }c s }r }txkinf kfcx oo mljkf kifcr k vx} c fc gki uk oxki ki gk a ookik fki }tk j dk uk ofj }f r ki o+ ]to }kf fkf kf us' a dl fxs ki }} kixk uk c fc kik fki rfc gxk of }tkik oki }o fxs ki uk o dc} g oo kixk uk k kf u gx mc+ Uus' kilc a} dck rfr fck jki o kik fki jki mki o }fr mki a} oo dck rfr jx kki ojl of} gki fxs ki uk0

j mki fj oo glc fkf }ck ic' oc }ck ik kf }f }o ic u t} }ck'o }fc rfo u }} kf} k nfof fki+

A tki }fa aki gc }tk }lk j dk }kf' }fo fck of }tki k}k ki' i oj }k kf'ok a tki oo zx }c} nca ik kic mk fkkj+ Vs mki flo }fx oo }t nfjki }tjki' }fc rfo u oj ookfk uck rfc kca k kfc} }kf }l kca }ck ofl nfof fki +

]tck nfjc kfcx fkf }fo fxs ki uk }tki }a g oo glc fkf gc vx}k kf kf 0 ofki of }ck ic' n rfcx' }tc rfcx rfo u j mki ookfx ox t} }ck ic kf 0 ic }ck a} kc t} }ck kfcx kc' }ck ic t} }ck} ki+

O ao gc x} gckf fl}' fr mk ajki }kf okf }tjkf' of ki ka d}oo mck dck }tk }f }tki gc x} j tj a} ao gc x} rf fr zxj o }f } uk ac mck dck oj gc x} ofl nfof fki kfa }l gr aczxjk f }} fk kj uc nfof fki ic }ck +

O ofkf of nfxsk ac fr g ofl nfof fki o }ck ic gk' }fcicjk ic gx k kf' nfxsk nfof nfof fki ic mc fk dki kfki aogc x} fr mk+

Kilc oo fkf }fo }xsk }txsk zxki ol k rfa ac nfc o } fxski ul kfki }a ojl ca ok uk oj kik fki' kik fki o }f vrvr oo icjl mof kilc ic fkf ofkf' ul oo kis kif fki }xk

}ki oki }fx f} uk }tlki mk o+



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+Kki ojl }o u of} gki oj mof u }fjkf }lk nfki mki }ck

a} }fx f} }ck ic }fjkf }lk oj nfof fki+

4+8+= Nfki kiki kki ojl }tkf ' kki go ofxsk ak oj okd }k mki+

Kixsk kfk oj kfki nflk k nf c of sx vx} rf} } rfjnfof fki+ ]xs kfck cx nfki o kifj g oo tc tl oj kik fkinfki o gc oj ok d }k mki+ cx }f fck of kki go }fa kfkf ic oj a} ok d }k mki ok fk of' }fcx or kf} mkk zxs} kf ofl ujs is gki rf uk oj kik fki+ U us uco x }ck

or }fc} ds ic g ofc kfkf rfc ofxk fl c ki ok d dki oof 0

O oo c mck vx} o c fo }r' }x kifcr ofxsk ak+ O ofkf ofnfhk }fki o dki u} of} gk }ckf }fk nfxsk nfof ok d }k mki foojl fo kki ojl }tkf ofxsk ak' }cr }fx kfki nck }fo ac kf}

rfo u oki uco+

]fki vxsk f }fki fl gc oo uk dk o' ac ok d }k mkika d} o' }r }txki l }l g gxk' rf dck oo of }tki ofkf of

oj ki u Kf ko k }ki ok d+

] ofo oo oxo fc }fl' }fja zxjk oo k u }ck }ck }tlki kikf'oo oxo }fc ok d icc oo ok d o }f fo fc u t} nckf kifca+Oook d }k mki ok }of oo }a }c fo fc }fja icj ul oo } }r fxkkifcr u oj kik fki } }of gx }fa nck }fo+

]tjki d nck }fo u n }fx} u mki as }kf ofl ok d }k mki o }f r mki oo }fkf }x nflj fo n }fx} }tlki uco kf ic nfof

fki+

Nckf kifca }fa kf oo gkf uo nfo kilc vs mki o dk oj okd }k mki ofc kfkf ok fk of' o dc} g }fa kf u rfki mck n}fx} kf oo }fki n }fx} as ao' of} gki' as ao Kk ofkiofc kfkf kk o a} ok d }k mki c fo u kifck ox ofxsk x u

rfki mck ks }f uco }fa kf o fcx zx fk+



57/57



+

N] GXK

Ofki }j jki }tjkf }f kilc go' rf} fxs kc go rf} }tck kk nckf}+ Ko }j g a} ko jki rf} }tck }f }k mki g a} kfk } t} zxjk}tki ofki }j o }f }fo fck zx }tkf ks+ ]k mki icr ofki }j vsmki o u} of}' }l }f u go ac+++ Ml kki ojl of} gki }k mkio kifj zxs} kf }k }c oj kik fki' u vx }f rf} }tck oj kknckf }+ Kki ojl of} gki }k mki g zx }tkf gx mc u t} nf nfk' cfc rfc o c ac }lk d }tlki fl} ki u zxk g oj f }fki }c

ofkf' }ck } u oo kikf nckf }' gx} rfr+++

]tlki }k mki kc ofxki' }f }k mki kik fk gc t} zxjk }tlki kf} g}tlki dc okf oj f }fki kik fki Uc} Kja fck kjs' oki kf DCMURf ]c+ Zxj rfk }of }k mki kik fk s ha kfk }fs ofl ujs kikfk o ujc }t zxjk }tki ofl kik fki u s oki }l kixk }fx ofkf oflkik fki+ Ml uco kki ojl of} gki }k mki kik fk g t} ok }fc}c uc ofc kfkf+ U uc kfki nck }fo }cr }fx o }tk icki ki ha

vck j tj a} icc rfr ir rfk kki ojl of} gki }k mki kik fk}c DCMU Rf ]c+

Oxc oki ha vck ofk }fkf oa k ]f+ G Uc} Jk' oo jkf of ok d}k mki rfki zxjk f nfof fki DCMU Rf ]c }k }kf icr ha flk}fkf dc uc} ks+

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