e¨w³K/cÖvwZôvwbK wnmve

Individual/Organizational Account

F-252 (Revised)

gy`vivev IqvK&d K¨vk Rgv

wnmve †Lvjvi dig

Mudaraba Waqf Cash DepositAccount Opening Form

Page : 2 of 8

1. wnmve †Lvjvi Av‡e`b cÎ hv cÖ‡Z¨K Av‡e`bKvix‡K c~iY I ¯^v¶i Ki‡Z n‡e|

(AOFtobefilledinandsignedbyeachapplicant)

2. cwiPqcÖ`vbKvixKZ©„KmZ¨vwqZcÖ‡Z¨KAv‡e`bKvixim¤cÖwZ†Zvjv2(`yB)Kwccvm‡cvU©mvB‡RiQwe|

2(two)copiesofpassportsizerecentphotographattestedbytheintroducerforeachapplicant.

3. RvZxqcwiPqcÎ/ˆeacvm‡cvU©/WªvBwfsjvB‡mÝ/A_evAb¨vb¨Qwem¤^wjZcwiPqc‡ÎiAbywjwc|

CopyofNationalIDCard/ValidPassport/DrivingLicense/oranyotherphotopasteIDcard.

4. Bmjvgxe¨vs‡Ki†h†KvbmÂqxA_evPjwZwnmveavixKZ©„KcwiwPwZcÖ`vb[cwiPq`vbKvixiwnmvewUwbqwgZn‡eGesKgc‡¶6gvma‡iwnmvecwiPvjbv

Ki‡Z n‡e]|

IntroductionbyanySavingsorCurrentAccountholderofIBBL[whohasbeenmaintainingregularaccountforatleast6months].

5. bvevj‡Kiwnmv‡ei†¶‡ÎRb¥mb`c‡ÎiAbywjwcGesAwffveKKZ©„KmZ¨vwqZm¤cÖwZ†Zvjvcvm‡cvU©mvB‡RiQwe|

IncaseofMinorAccount,photocopyofthebirthcertificateandrecentpassportsizephotographdulyattestedbytheguardian.

6. wnmvewVKvbvi¯^c‡¶mv¤cÖwZKBDwUwjwUwej(M¨vm,we`y¨r,Iqvmv,†Uwj‡dvb)GiAbywjwc(hw`_v‡K)|

Copyofrecentutilitybill(Gas,Electricity,WASA,Telephone)asaproofofmailingaddress(ifany).

7. we‡`kxbvMwi‡Ki†¶‡Îcvm‡cvU©,ˆeawfmvIIqvK©cviwgUGiAbywjwc|

PhotocopyofPassport,validVISA&WorkPermitforforeigncitizen.

8. nvjbvMv`wU.AvB.GbmvwU©wd‡K‡UiAbywjwc(hw`_v‡K)

Photocopyofup-to-dateTINcertificate(ifany)

9. Av‡e`bKvixc`©vbkxbwkw¶Zgwnjvn‡je¨vs‡KiwbKUcwiwPZGgbMÖvnKKZ©„KcwiwPwZcÖ`vbKi‡Zn‡e|wbi¶igwnjvAv‡e`bKvixi†¶‡Î†PnvivD¤§y³

QwecÖ`vbKi‡Zn‡eGescÖ‡Z¨K†jb‡`‡bimgq†PnvivD¤§y³ivL‡Zn‡e|

APordanshinwoman,ifeducated,hastobeintroducedbytheclientknowntotheBankandifilliterate,hastosubmitfaceexposedphotographandkeepherfaceopenatthetimeofeachtransaction.

10. bvevjKwnmv‡ei†¶‡ÎAv‡e`bcÎwnmvecwiPvjbvKvixAwffveKKZ©„K¯^v¶wiZn‡Zn‡e|

IncaseofMinorAccount,theapplicationtobesignedbyitsoperator(guardian).

mKjKvMRcÎBs‡iRxevevsjvfvlvqn‡Zn‡e|Ab¨†Kvbfvlvi†KvbKvMRevbw__vK‡jZvAby‡gvw`ZAbyev`KvixKZ©„KBs‡iRxevevsjvfvlvqAbyev`K‡iRgv

w`‡Z n‡e| (AlltheabovedocumentssubmittedmustbeinEnglishorBangla.Ifthedocumentsareinotherlanguage,ithastobetranslatedintoEnglishorBangla)bytheauthorisedTranslator.)

1. hvPvBGi¯^v‡_©cÖ‡qvR‡bDc‡ivwjøwLZKvMRc‡Îig~jKwcDc¯’vcbKi‡Zn‡e(Originalcopyofabovedocumentstobepresentedforverification).

2. NlvgvRv/KvUvKvwUi†¶‡ÎAv‡e`bKvixic~Y©¯^v¶i w`‡qcÖZ¨vwqZKi‡Zn‡e (Incaseofoverwriting/cutting,itwillbeauthenticatedbytheapplicant’sfullsignature)

1. wnmve ‡Lvjvi Av‡e`b cÎ hv cÖ‡Z¨K Av‡e`bKvix‡K c~iY I ¯^v¶i Ki‡Z n‡e| Accountopeningfromtobefilledin&signedbyeachapplicant.

2. we‡`kx bvMwi‡Ki †¶‡Îcvm‡cvU©, ˆea wfmvIIqvK© cviwgUGiAbywjwc (we‡`kxcvm‡cv‡U©i †¶‡Î Óevsjv‡`‡kiRb¨ wfmvcÖ‡hvR¨ bqÓ)c„ôvwUmshy³

Ki‡Z n‡e| CopyofpassportalongwithvalidVISA/Workpermittobeenclosed(incaseofforeignpassport,thepagesealedwith“novisaisrequiredforBangladesh”tobeattatched).

3. PvKzixicÖgvYcÎ,DcvR©bmb`cÎ,†c-wmøc,PvKzixiwb‡qvMcÎhv‡ZevrmwiKevgvwmKAvqewY©Z_v‡Kevme©‡klAvqKiwiUvb©digGiAbywjwc|Proofof

employment/income(employmentcertificate/payslip/employmentcontractmentioningannualincome/Bankstatementmentioningmonthlysalaryorlatesttaxreturn)

4. wnmvewVKvbvi¯^c‡¶mv¤cÖwZKBDwUwjwUwej(M¨vm,we`y¨r,Iqvmv,†Uwj‡dvb)GiAbywjwc|Copyofrecentutilitybill(Gas,electricity,WASA,Telephone)

as aproofformailingaddress.

5. cwiPqcÖ`vbKvixKZ©„KmZ¨vwqZcÖ‡Z¨KAv‡e`bKvixim¤cÖwZ†Zvjv2(`yB)Kwccvm‡cvU©mvB‡RiQwe|2(two)copiesofpassportsizerecentphotographforeachapplicantandtobeattestedbytheintroducer.

MÖvnK‡`i Rb¨ cÖ‡qvRbxq KvMRcÎ (DocumentsRequiredforCustomers)

`ªóe¨ (Notes)

`ªóe¨ (Notes)

Awbevmx MÖvnK‡`i Rb¨ cÖ‡qvRbxq KvMRcÎ (Documents required for Non-Resident Customers)

Page : 3 of 8

e¨w³ msµvšÍ Z_¨vw`

1

(Customer Information)

e¨w³K/cÖvwZôvwbK wnmve (Individual/Organizational Account)

1| wnmveavix/cwiPvjbvKvixibvg(evsjvq):...................................................................................................................

InEnglish(BlockLetter):...........................................................................................................2| Rb¥ZvwiL:....................................................................Rb¥¯’vb:...............................................

3| wcZvibvg:...............................................................................................................................

4| gvZvibvg:...............................................................................................................................

5| ¯^vgx/¯¿xibvg:............................................................................ˆeevwnKAe¯’v:...........................

6| RvZxqZv:.....................................7|wj½:[wUK(√)w`b cyiæl gwnjv Z…Zxqwj½

(wnmvecwiPvjbvKvixwe‡`kxbvMwiKn‡jwfmvmncvm‡cv‡U©iKwcAvewk¨Kfv‡eMÖnYKi‡Zn‡e)

8| †iwm‡W›U÷¨vUvm[wUK(√)w`b] †iwm‡W›U bb-†iwm‡W›U

(cÖ‡qvRbxq†ÿ‡Îe¨vsKKZ…©KMvBWjvBbmdid‡ibG‡·‡PÄUªvb‡RKkÝ-Giwb‡`©kbvAbymiYKi‡Zn‡e)

9| †ckv(we¯ÍvwiZ):.......................................................................................cÖwZôv‡bimv‡_m¤úK©.............................

10| U¨v·AvBwW(eTIN)hw`_v‡K:...............................................................................................................................11| MÖvnKFATCAcwicvj‡biRb¨†hvM¨wKbv[wUK(√)w`b] n¨uv bv|

DËinu¨vn‡j FATCAcwicvjbAek¨BwbwðZKi‡Zn‡e|MÖvnK/wnmvecwiPvjbvKvixi ProofofAddress Gi¯^c‡ÿWKz‡g›UmmsMÖnKi‡Zn‡e|12| (K)eZ©gvbwVKvbv(Avevm¯’j):moK/MÖvg:...........................................†cv:..............................._vbv:..........................

†Rjv:...................................†dvb/†gvevBjb¤^i:..................................B-‡gBj:................................................

(L)̄ ’vqxwVKvbv:moK/MÖvg:............................................................†cv:..............................._vbv:...........................

†Rjv:...................................†dvb/†gvevBjb¤^i:..................................B-‡gBj:................................................

13| †hvMv‡hvM :RiæixcÖ‡qvR‡b †hvMv‡hv‡MiRb¨g‡bvbxZe¨w³/AwdmKZ©„Kg‡bvbxZ weKímiKvixKg©KZ©v (Nominatedperson/substituegovt.officialnominatedbyrespectiveoffice,incaseofemergencycorrespondence):

bvg(Name):.................................................................................................................................................... wVKvbv(Address):.............................................................................................................................................. wnmveavix/cwiPvjbvKviximv‡_m¤úK©(RelationwithAccountHolder/Operator):........................................................... †gvevBjb¤^i.................................................................B-‡gBj:........................................................................

14| cwiwPwZc‡ÎiAbywjwc: RvZxqcwiPqcÎ cvm‡cvU© Rb¥wbeÜbm`bcÎ

2

Ab¨vb¨(b¤^imnD‡jøLKiæb):..................

*cwiwPwZcÎhvPvBKivn‡q‡QwKbv[wUK(√)w`b] n¨uv bv|

15|cwiPq`vbKvixiZ_¨(RvZxqcwiPqcÎe¨wZZAb¨vb¨cwiwPwZcÎcÖ`v‡bi†ÿ‡Î):

bvg:........................................................................................wnmve/RvZxqcwiPqcÎ/Ab¨vb¨cwiwPwZcÎb¤^i(Rb¥

ZvwiLmnD‡jøLKiæb):...........................................................................................................................................

¯^vÿi(ZvwiLmn):................................................................

m`¨‡Zvjvcvm‡cvU©

mvB‡RimZ¨vwqZQwe

Recentpassportsizephotograph

(DulyattestedbytheIntroducer)

.............................................kvLv(Branch)

ZvwiL:.............................

e¨e¯’vcK,

TheManagerBmjvgxe¨vsKevsjv‡`kwjwg‡UW

IslamiBankBangladeshLimited

........................................ kvLv (Branch)wcÖqg‡nv`q(Dearsir),AvmmvjvgyAvjvBKzg(AssalamuAlaikum.),Avwg/AvgivAvcbvikvLvqGKwUwnmve†LvjviRb¨Av‡e`bKiwQ|Avgvi/Avgv‡`i/cÖwZôv‡biwnmvemsµvšÍIe¨w³MZwe¯ÍvwiZZ_¨

wb‡¤œcÖ`vbKiwQ:

BDwbKMÖvnKAvBwWb¤^i:.............................................

evsjv‡`ke¨vsK†m±i†KvW:..................................

(e¨vs‡Kie¨env‡iiRb¨)

wnmve †Lvjvi mv‡_ mswkøó Kg©KZ©vi ¯^vÿi/Aby¯^vÿi

1. wnmvecwiPvjbvKvixGKvwaKn‡jcÖ‡Z¨‡Kie¨w³msµvšÍZ_¨vw`c„_Kfv‡emsjMœxwn‡m‡ehy³Ki‡Zn‡e|

2. ïaygvÎRb¥wbeÜbmb`cÎcÖ`vbc~e©Kwnmve†Lvjvi†ÿ‡ÎRb¥wbeÜbmb`c‡ÎiAwZwi³MÖvnK/wnmvecwiPvjbvKvixiQwemn†h†KvbcwiwPwZcÎcÖ`vbKi‡Zn‡e|

Page : 4 of 8

wnmve msµvšÍ Z_¨vw` (Accounts Information)ZvwiL:.............................

wnmveb¤^i:.............................................

BDwbKMÖvnKAvBwWb¤^i:.............................................

(e¨vs‡Kie¨env‡iiRb¨)

1| wnmv‡eiwk‡ivbvg(evsjvq):(TitleofAccount)........................................................................................................

Bs‡iRx‡Z(InEnglishBlockLetter):.....................................................................................................................

2| wnmveavixi(IqvKxdbvg)(NameoftheAccountholder(Waqif)

K):.................................................................................................................................................................

L):.................................................................................................................................................................

M):.................................................................................................................................................................

3| gy`ªv [wUK(√)w`b]: UvKv Wjvi BD‡iv cvDÛ Ab¨vb¨ ....................

4| wnmvecwiPvjbvc×wZ[wUK(√)w`b]: GKKfv‡e †hŠ_fv‡e †h†KvbGKRb Ab¨vb¨ ............................

5| AvaywbKe¨vswKsmyweav[wUK(√)w`b]. OnlineService i-Banking SMSService Others

(ModernBankingFacility)

6| cÖv_wgKRgvicwigvY:(As‡K)......................................(K_vq).............................................................................

(by¨bZgRgvUvKv1,000/-(GKnvRvi)UvKvgvÎhvcieZ©x‡ZAek¨BUvKv10,000/-(`knvRvi)GDbœxZKi‡Zn‡e|)

7| †gvUIqvK&dK…ZA‡_©icwigvY(†NvwlZ):.................................................................................................................

8| wKw¯ÍicwigvY(hw`wKw¯ÍwfwËKnq):......................................................................................................................

9| K¨vkIqvK&‡diD‡Ïk¨:.........................................................................................................................................

10|IqvK&dwnmv‡eigybvdv†Ke›UbKi‡e(wUK(√)w`b): e¨vsK(WaqfManagementCommittee) IqvKxd Df‡q

11| IqvKxdwKIqvK&dwnmv‡eigybvdvi15%A_evGi†ewk.............%g~jIqvK&dZnwe‡jimv‡_†i‡Lw`‡Zm¤§ZAv‡Qb?

(wUK(√)w`b): nu¨v bv

12| IqvKxdKZ©…Kgybvdvew›UZn‡j(gybvdve›U‡biRb¨)mÂqx/PjwZwnmveb¤^iwjLyb:...........................................................

13|gybvdve›U‡bicÖ¯Ívebv(wUK(√)w`b): gvwmK evrmwiK

14| we‡klwb‡`©kbv(hw`_v‡K)......................................

gy`vivev IqvK&d K¨vk Rgv wnmve †Lvjvi dig

e¨w³K/cÖvwZôvwbK wnmve (Individual/Organizational Account)

wnmve †Lvjvi mv‡_ mswkøó Kg©KZ©vi ¯^vÿi/Aby¯^vÿi

.............................................kvLv(Branch)

Page : 5 of 8

1| cÖwZôv‡bibvg(evsjvq):......................................................................................................................................

(InEnglishBlockLetter):...................................................................................................................................

2| †UªWjvB‡mÝb¤^i:................................................ZvwiL..........................Bmy¨K…ZKZ©„cÿ.....................................

3| wbeÜbb¤^i:................................................ZvwiL..........................wbeÜbKZ©„cÿI†`k.....................................

wbeÜbK…ZwVKvbv:...............................................................................................................................................

4| f¨vU†iwR‡óªkbb¤^i/BIN:....................................................................................................................................

5| U¨v·AvBwWb¤^i(e-TIN)hw`_v‡K:.......................................................................................................................

6| e¨emv¯’j/Awd‡miwVKvbv:....................................................................................................................................

7| KviLvbv/wkícÖwZôv‡biwVKvbv:..............................................................................................................................

8| cÖwZôv‡biaiY[wUK(√)w`b] GKKgvwjKvbv Askx`vix ‡hŠ_D‡`¨vM cÖvB‡fUwj:†Kv¤úvbx

cvewjKwj:†Kv¤úvbx Uªv÷ GbwRI/GbwcI K¬ve/‡mvmvBwU

wkÿvcÖwZôvb ag©xqcÖwZôvb Ab¨vb¨(wbw`©ófv‡eD‡jøLKiæb)

9| e¨emviZ_¨:K)e¨emviaiY[wUK(√)w`b] †UªwWs †mev Drcv`b Ab¨vb¨

L)evwl©KUvY©Ifvi:........................................................................................................................

M)cÖwZôv‡bibxUm¤ú`:.................................................................................................................

N)Ab¨vb¨Z_¨(cÖ‡hvR¨†ÿ‡Î):.........................................................................................................

cÖwZôvb msµvšÍ Z_¨vw` (Organizational Information)

[†NvlYv I ¯^vÿi (Declaration and Signature)]

[ e¨vs‡Ki e¨env‡ii Rb¨ (For Bank’s use only) ]

Avwg/AvgivmÁv‡b†NvlYvKiwQ†h,DwjøwLZZ_vw`mZ¨|Avwg/Avgive¨vs‡KiPvwn`v†gvZv‡eKcÖ‡qvRbxqZ_¨/`wjjvw`mieivnKie|

Av‡e`bKvix(MY) Gi bvg, ¯^vÿi I ZvwiL (mxjmn):

1| ............................................. 2| ............................................. 3| .............................................. 4| ............................................

............................................. .............................................. .............................................. ...........................................

............................................. .............................................. .............................................. ...........................................

gšÍe¨:.....................................................................................................................................................................

Aby‡gv`bKvix Kg©KZv©i

(bvghy³ mxjmn ¯^vÿi I ZvwiL)

wnmve †Lvjvi mv‡_ mswkøó Kg©KZ©v

(bvghy³ mxjmn ¯^vÿi I ZvwiL)

.............................................kvLv(Branch)

wnmveb¤^i:.............................................

(e¨vs‡Kie¨env‡iiRb¨)

Page:6of8

kZ©vejx (Conditions)1. GwUwnmveavixMÖvnKGesBmjvgxe¨vsKevsjv‡`kwjwg‡U‡Wig‡a¨m¤úvw`ZBmjvgxkixqvnwfwËKGKwUgy`vivevPzw³(ThisisaMudarabacontractbasedon

IslamicShariahaccomplishedbetweentheaccountholderandIslamiBankBangladeshLimited). K. GLv‡bwnmveavixMÖvnKn‡”QÔmvwneAvj-gvjÕ(A‡_©igvwjK)Gese¨vsKn‡”QÒgy`vwieÓ(KvievimsMVK)[Inthecontract,theaccountholderiscalled

‘ShahebAlMaal’(Ownerofthefund)andtheBankis‘Mudarib’(Entrepreneur/BusinessOrganizer). L. gy`vivevIqvK&dK¨vkRgvwPi¯’vqx`vbwn‡m‡eMÖnYKivnq|GBwnmve†LvjviciAvieÜKivhv‡ebv|Z‡eIqvKxdGiRxeÏkvqZviAv‡e`‡bi

†cÖwÿ‡ZD³wnmve¯’vbvšÍieveÜKivhv‡e|(MudarabaWaqfCashDepositisreceivedasPerpetualEndowment.Theaccountcannotbeclosedafteritsopening.Butasperapplicationofwaquifinhislifetime,theaccountmaybetransferredorclosed).

M. e¨vsKgy`vivevZnwejwewb‡qvMK‡icÖvßAv‡qiKgc‡¶kZKiv65fvMgy`vivevwnmveavix‡`ig‡a¨I‡q‡URwfwˇZe›UbK‡i|wewb‡qv‡M†jvKmvbn‡j

gy`vivevwnmveavixMYZvenbK‡i(Bankdistributesminimum65%ofitsearnedincomebasedonweightagetotheMudarabaaccountholderthroughtheinvestmentofMudarabafund.LosswillbebornbyMudarabaaccountholder).

N. Bmjvgxkixqvn&ewY©ZbxwZgvjviwfwˇZe¨vsKGBA_©RgvMÖnYK‡iGesRgvK…ZA_©ïaygvÎBmjvgxkixqvn&m¤§Zfv‡ewewb‡qvMK‡i(BankreceivesthefundonthebasisofIslamicShariahPrincipleandinveststhesameinaccordancewiththeGuidanceofIslamicShariah).

2. my¯’gw¯Í®‹IcÖvßeq¯‹(Pzw³Ki‡Zmg_©)†h†Kvbevsjv‡`kxbvMwiKBmjvgxe¨vsKevsjv‡`kwjwg‡UW-Gi†h†KvbkvLvq†KejgvÎGBwnmve†LvjviD‡Ï‡k¨

gyw`ªZAv‡e`bdi‡gigva¨‡gGBwnmveLyj‡Zcvi‡eb|AnyBangladeshicitizenhavingsoundmind (eligibletomakecontract)canopenthisaccountinanyBranchofIslamiBankBangladeshLimitedthroughtheprintedApplicationFormpreparedforthispurpose.

3. gy`vivevIqvKd&bM`Rgvwnmv‡egy`vivevbxwZiwfwˇZbM`RgvM„nxZnq|IqvKx‡dic‡¶e¨vsKIqvKd&K…ZdvÛe¨e¯’vcbvi`vwqZ¡cvjbKi‡e|IqvKxd

Zviw¯’wZK…Zmgy`qA_©GKKvjxb,K¨vkRgvw`‡qIqvK&dwnmveLyj‡Zcv‡ibA_evwZwbb~¨bZgUvKv1000/-(GKnvRvi)gvÎRgvw`‡qIqvKd&wnmveïiæ

Ki‡Zcv‡ib|wKš‘†gvURgvUvKv10,000/-(`knvRvi)gvÎGDbœxZKi‡Zn‡e|‡m‡¶‡Î†gvURgvUvKv10,000/-c~Y©bvnIqvch©šÍD³wnmv‡eijf¨vsk

e¨vs‡KiIqvKd&e¨e¯’vcbvKwgwUKZ©„Kwnmve†Lvjvidi‡gewY©ZA_evkixqvn&m¤§ZAb¨†h†KvbLv‡Ze¨qKivn‡e|cieZ©xch©v‡qGKnvRviUvKvevZvi

¸wYZKRgvw`‡Zcvi‡eb|cÖ‡qvR‡bmswkøóAvBbKvbybIkZv©ejxcwicvjbmv‡c‡¶ˆe‡`kxKgy`ªvqIGwnmve†Lvjvhvq|MudarabaWaqfCashDepositwillbereceivedasPerpetualEndowmentonMudarabaprincipleBankwillmanagethewaqfFundonbehalfofthewaquif.WaquifwillhavetherighttocreatecashWaqfatatimeorhe/shemaystartwithaminimumdepositofTk.1,000/-(Takaonethousand)only.ButtotaldepositmustbeincreaseduptoTk.10,000.00.Inthatcase,profitofthisaccountwillbeexpendedbywaqfmanagementcommitteeasthesectormentionedinaccountopeningformoranysectorapprovedbyshariahuntilcompletingthetotaldepositofTk.10,000.00.Subsequentdepositcanalsobemadeinthousandorinmultipleofthousandtaka.Ifnecessary,foreigncurrencymaybeacceptedoncomplyingwithrelevantrules/formalities.

4. †h‡nZzgy`vivevIqvKd&Znwejgy`vivevbxwZiwfwˇZcwiPvwjZnq,†m‡nZzIqvKdwnmv‡ecÖ`ËUvKvicwigvYA¶zbœbvI_vK‡Zcv‡i|gy`vivevbxwZAbyhvqx

e¨emvqhw`†Kvb†jvKmvbnqZvIqvKdRgv†_‡KweKjbK‡img¤^qKivn‡e|D‡j¬LKiv†h‡Zcv‡i†h,†KejgvÎjf¨vskIqvKxdKZ©„K wb‡`©wkZ

Lv‡Z/D‡Ï‡k¨Be¨wqZn‡e|Aew›UZgybvdvg~jIqvKdwnmv‡eimv‡_¯^qswµqfv‡e†hvMn‡eGesZviDcih_vwbq‡ggybvdvAwR©Zn‡e|TheWaqfamountmaynotremainintactasthefundisoperatedasperMudarabaPrinciple.AsperMudarabaPrincipleifanylossisincurredincourseofbusinessthelossistobecoveredtothedebitoftheWaqfdeposit.Tobementionedthattheprofitamountonlywillbespentforthepurpose(s)specifiedbytheWaquif.UndistributedprofitamountwillautomaticallybeaddedtoWaqfamountandearnprofittogrowoverthetime.

5. IqvK&de¨e¯’vcbvKwgwUIqvK&dZnweje¨e¯’vcbvKi‡eb|IqvK&dZnwe‡jiAe¨e¯’vcbvevAb¨†KvbKvi‡Yhw`†Kvbmskqm„wóevAwf‡hvMDÌvwcZnq,

Zvn‡jIqvK&de¨e¯’vcbvKwgwUwelqwUch©v‡jvPbvKi‡ebGesGBKwgwUiwm×všÍBPzovšÍe‡jwe‡ewPZn‡e|TheWaqfManagementcommitteewillmanagethewaqffund.Moreover,ifanydispute/objectionisraisedbythewaquifinconnectionwiththemismanagementofthewaqffundorforothercauses,inthatevent,theissuewillbediscussedbythewaqfmanagementcommitteeandthedecisionofthecommitteewillbefinal.

6. GBcÖK‡íiAvIZvqmswk¬óIqvK&dwnmv‡eiel©cywZ©‡Ze¨vsKgybvdvcÖ`vbK‡i|Z‡e†KvbIqvKxdhw`gvwmKgybvdvwb‡ZAvMÖnxnb,Zvwe‡ePbvc~e©KgvwmK

gybvdvcÖ`vbwfwËKIqvKdwnmve†Lvjvhv‡e|†m†¶‡Î†KvbAe¯’v‡ZBgybvdviAskAew›UZivLvhv‡ebv|A_©vrmswk¬ógv‡mijvfAek¨BD³gv‡me›Ub

K‡iw`‡Zn‡e|IqvKxdmg¯Ígybvdv/AvswkKgybvdvZuviwba©vwiZD‡Ï‡k¨/Lv‡Ze¨qKiviRb¨e¨vsK‡Kwb‡`©kw`‡Zcv‡ib|Theprofitwillbeprovidedtotherespectivewaqfaccountonyearlybasis.MonthlyprofitpaidwaqfaccountwillbeopenedconsideringthecaseifanyWaquifisinterestedtotakeprofitinmonthly.Inthatcase,profitwillnotbekeptundistributedinanycondition.i.e.profitoftherespectivemonthmustbedistributedwithinthesamemonth.WaquifmayinstructtheBanktospendtheentireprofit/partialprofitforthepurpose/sectorspecifiedbyhim/her.

7. K¨vkIqvK&dRgvQvcv‡bviwk‡`igva¨‡gM„nxZn‡eGes†NvwlZUvKvicwigvYhLbm¤ú~Y©Rgvn‡e,ZLbIqvK&dmb`cÖ`vbKivn‡e|CashWaqfdepositwillbereceivedthroughprintedreceiptandwhenthedepositofdeclaredamountiscompletedwaqfcertificatewillbeprovided.

8. GBwnmv‡ei†¶‡Î†Kvb†PKeBcÖ`vbKivnqbv|Nochequebookisprovidedincaseofthisaccount.9. e¨vsKKZ©„Kwba©vwiZZvwjKvfz³LvZmg~‡niga¨†_‡KA_evBmjvgxkixÕqvn&Aby‡gvw`Z†h†KvbLvZ†e‡Q†bqviAwaKviIqvKx‡di_vK‡e|Waquifwillenjoy

therighttochoosefromtheenlistedsectorsdeterminedbytheBankorapprovedbytheIslamicShariah.10. IqvKd&wnmv‡eAwR©ZgybvdvIqvKx‡diB”QvAbyhvqxe›UbI¯’vbvšÍwiZKiviRb¨GKevGKvwaKmÂqx/PjwZwnmvemswk¬ókvLvqcwiPvjbvKivhv‡e|Oneor

moresavings/currentaccountscanbemaintainedintheconcernedBranchtodistributeandtransferearnedprofitofwaqfaccountasperinstructionofWaquif.11. Bmjvgxe¨vsKevsjv‡`kwjwg‡UWGIqvKxdKZ©„KcwiPvwjZPjwZ/mÂqx/GgGmGbwnmve†_‡K(Aby‡gv`bmv‡c‡¶)IqvKxdKZ©„Kwba©vwiZwKw¯ÍIqvK&d

wnmv‡eRgvKiviRb¨¯’vqx wb‡`©k w`‡Zcv‡ib|GB wnmve †_‡KAveMvixKi/Ab¨vb¨Ki/PvR©miKvix wb‡`©kAbyhvqxKZ©bKivn‡e|Waquifcangivepermanentinstructiontodepositasperpre-determinedinstallmenttowaqfaccountfromcurrent/savings/MSNaccountmaintainedbyWaquifinIslamiBankBangladeshLimited.(ExciseDuty/OtherTaxandChargesoftheBankwillberealizedasperGovtrules).

12. wKw¯ÍwfwËKK¨vkIqvK&dGKvD‡›Ui†¶‡Îhw`IqvKxdwKw¯ÍRgvw`‡Ze¨_©nbZvn‡jDwjøwLZmg‡qig‡a¨†hwKw¯Í¸‡jvRgv†`qvn‡q‡QZviIcigybvdv

cÖ`vbKivn‡e|cieZ©x‡ZIqvKxdcybivqZviwnmv‡ewKw¯ÍRgv†`qvimy‡hvMcv‡eb|D‡jøLKiv†h‡Zcv‡i†h,†KvbIqvKxdcicicuvPev‡ii†ekxwKw¯Í

†Ljvcx n‡Z cvi‡eb bv| Ifwaquifisfailedtodepositinstallmentincaseofinstallmentbasedcashwaqfaccount,profitwillbedistributedonlyonthedepositedfund.Waqifwillgetopportunitytodepositrestoftheinstallmentinthenexttime.Itistobementionedthat,Waquifcannotkeeptheinstallmentdueforfivetimesconsecutively.

13. IqvKx‡dig„Zz¨ n‡jIqvK&d wnmv‡eigybvdvZvi wb‡`©wkZLv‡Z/D‡Ï‡k¨ e¨vqKiv n‡e|G†¶‡Î †NvwlZcwigv‡Yi †P‡qKgA_©Rgv n‡q_vK‡jg„‡Zi

DËivwaKvix(MY)evwKAskRgvw`‡Zcvi‡eb|ProfitwillbespentofWaqfaccountontheinstructionofWaquif,incaseofhis/herdeath.Inthiscase,ifthedepositedamountislessthanthedeclaredamount,successorsofthedeceasedaccountholdercandeposittherestoftheamount.

cÖ‡hvR¨ wbqgvejx (Applicable Rules)

wnmve cwiPvjbvi wbqgvejx (Rules for operation of Account)

Page : 7 of 8

14. IqvKxdA_evZvig„Zz¨‡ZDËivwaKvix/bwgbxhw`Zviwnmv‡eZviwKw¯ÍRgvw`‡Ze¨_©nq,Z‡ewZwb/ZuvivGBg‡g©wjwLZfv‡eAby‡ivaRvbv‡eb†h,wZwbIqvK&dwnmv‡ei†NvwlZcwigv‡YiwKw¯Í¸‡jvRgvw`‡ZAcviM|AZtcikvLve¨e¯’vc‡KiAby‡gv`bcÖvwßmv‡c‡¶†hcwigvYUvKvIqvK&dwnmv‡eGch©šÍRgvn‡q‡Q

†mBcwigvbA‡_©iRb¨K¨vkIqvK&dmb`cÖ`vbKivn‡e|IncaseofthefailureoftheWaquiforsuccessors/nomineesafterhisdeathtodeposittheinstallment,inthatcasehe/theymayrequestinwritingtotheeffectthatheisunabletodeposittheinstallmentsofthedeclaredamountofwaqfaccount.Afterwards,CashWaqfCertificatewillbeprovidedconsideringtheamountsofardepositedtowaqfaccountafterobtainingapprovalfromthebranchincumbent.

15. †hLv‡Z/D‡Ï‡k¨IqvKdwnmv‡eigybvdve¨qKivn‡eZvhw`†kl/Aw¯ÍZ¡nxb/wbt‡kln‡qhvqZvn‡jD³gybvdve¨‡qiAb¨LvZ/D‡Ïk¨wnmve†Lvjvimgq

we‡klwb‡`©kbvqAek¨BD‡jøLKi‡Zn‡e|hw`DnvD‡j¬LKivbvnqA_ev†KvbRwUjZv†`Lv†`qZ‡eG‡¶‡ÎIqvK&de¨e¯’vcYvKwgwUiwm×všÍBPzovšÍe‡j

we‡ewPZ n‡e| Ifthegoal/purposeofWaqfisended/destroyed,wheretheprofitoftheWaqfaccountwillbespentmustbementionedasaspecialindicationatthetimeofopeningoftheAccount.Ifitisnotmentionedorifanycontradictionarises,theWaqfManagementCommittee’sdecisioninthisregardshallbetreatedasfinal.

16. gvwb jÛvwis cÖwZ‡iva AvBb-2012, mš¿vm we‡ivax AvBb-2009, mš¿vm we‡ivax (ms‡kvab) AvBb-2012 I evsjv‡`k dvBb¨vwÝqvj B‡›Uwj‡RÝ BDwbU

(weGdAvBBD),evsjv‡`ke¨vsKKZ©„Kmg‡qmg‡qRvixK…ZmvK©yjvi/bxwZgvjvAbyhvqxMÖvnKe¨vs‡KiPvwn`v †gvZv‡eK †h †KvbZ_¨mieivnKi‡Zeva¨

_vK‡eb|e¨vsK†h†Kvb†iM‡jUixA_wiwUiPvwn`vAbyhvqxZ_¨cÖ`vbKi‡Zcvi‡e|CustomerisobligedtosubmitanyinformationasperdemandoftheMoneyLaunderingPreventionAct-2012(Revised2015),AntiTerrorismAct-2009(Revised2012-2013),Rules-2013,Local/AbroadFinancialIntelligenceUnit(FIU)andCirculars/RulesissuedtimetotimebyBangladeshBank|Bankcanprovidetheinformationasperdemandofanyregulatoryauthority.

17. e¨vsKcÖ‡qvRb‡ev‡amg‡qmg‡qGBcÖK‡íiwbqgKvbybcwieZ©b,cwiea©b,ms‡hvRb,we‡qvRb,ms‡kvabKiviAwaKviiv‡L|Bankcanchange,add,amendornullifyanyrulesrelatedtothisaccountasrequiredfromtimetotime.

18. GBD‡Ï‡k¨e¨vsKKZ©„KZvwjKvfy³wba©vwiZLvZmg~nwb¤œiƒcGesIqvKxdwb‡¤œv³ZvwjKvfz³LvZmg~‡niga¨†_‡KA_evBmjvgxkixÕqvnAby‡gvw`ZAb¨†h

†KvbLvZwbe©vPbKiviGLwZqviiv‡Lb|LvZmg~‡niZvwjKvwb‡¤œcÖ`Ën‡jvtThefollowingselectedsectorsareenlistedbyBankandWaquifenjoysdiscretiontochooseanysectorenlistedbyBankorauthorizedbyIslamicShariah.Thelistofsectorsaregivenbelow:

K. cvwievwiKcybe©vmbt1.`vwi`ªmxgvibx‡PemevmKvixcÖK…Z`vwi`ª‡`iAe¯’viDbœqb|2.kvixwiKcÖwZewÜGesmyweavewÂZ†jvK‡`icybe©vmb|3.

iv¯Íviwf¶zK‡`icybe©vmb|4.Amnvqgwnjv‡`icybe©vmb|5.bMiew¯Íevmx‡`iDbœqb|FamilyRehabilitation:1.Developmentoftheconditionofactualpoor,liveunderprovertylevel2.Rehabilitationofautistic&deprivedpeople3.Rehabilitationofstreetbegger4.Rehabilitationofdestitutewomen5.Developmentofthepeople,liveinurbanslum.

L. wk¶vIK…wót6.GwZg‡`iwk¶vA_©vreBcÎGesKvco-†Pvcowebvg~‡j¨mieivnKiv|7.`¶ZvDbœqbK‡íh_v_©wk¶viDbœqbIm¤úªmviY|8.M„‡n

Ae¯’vbKvixwkï‡`iRb¨AcÖvwZôvwbKwk¶vimyweavcÖ`vb(†hgb-gv‡q‡`iwk¶vKg©mywP,wkkycvV)|9.kvixwiKwk¶vGes†Ljvayjvimyweav|10.Bmjvgx

K…wóIHwZn¨msi¶YGeswkíKjviDbœqb|Education&Culture:6.Educationoforphansi.esupplyingbooks&clothesatfreeofcost.7.Expansionanddevelopmentofpropereducationforskilldevelopment.8.Providingopportunityofinformaleducationforchildrenstayathome(suchasmother’seducationalprogram,childrenliterature)9.Physicaleducationandsportsfacilities10.ConservingtoIslamicculture&traditionandartdevelopment.11.

BmjvgxkixÕqviAv‡jv‡K`vIqvZxKg©KvÛcwiPvjbv|12.e„wËcÖ`v‡bigva¨‡gAmnvqwkï‡`iwk¶vqmnvqZvKiY|13.mvaviYKvwiMixwk¶vqmnvqZv

`vb|14.`yM©gIAe‡nwjZGjvKvqwk¶vqmnvqZvKiY|15.we‡kl†KvbGjvKvqgv`ªvmv,¯‹zj,K‡j‡RA_©vqbKiv|16.Dchy³wbf©ikxj†cvl¨‡`i

wkw¶ZK‡i†Zvjv|17.gvZvI†cvl¨‡`i¯§„wZ¯§iYv‡_© wk¶v,M‡elYv,ag©xqImvgvwRK†mev`vbcÖK‡íi†¶‡ÎmnvqZvcÖ`vb|18.Òwk¶v†PqviÓ

cÖwZôvKiv|11.ConductionofDawahactivitiesasperIslamiShariah.12.Conduceofeducationtoforlornchildrenbygivingscholarsip.13.Conducetogeneralvocationaleducation.14.Conduceofeducationtoempassableandforlornarea.15.FinancingtoMadrasha,School,Collageinparticularareas.16.Educatingtodeservingdependents/dependants17.Supportinganyprojectintheareaofeducation,research,religiousandsocialserviceforrecollectingmeomoryofmotheranddependants.18.Establishingof‘EducationalChair’.

M. ¯^v¯’¨IcqtcÖYvjxt19.MÖvg¯^v¯’¨‡mevIcwi®‹vi-cwi”QbœZv|20.M„n¯’vjx,¯‹zj,gmwR`,ew¯ÍBZ¨vw`‡Zweï×LvevicvwbmieivnKiY|21.we‡klK‡i

`wi`ªRb‡MvôxiRb¨nvmcvZvj,wK¬wbK,¯^v¯’¨‡mev†K›`ªKg©m~PxBZ¨vw`cÖwZôvKiY|22.¯^v¯’¨cwiPh©v,M‡elYvGeswe‡kl†Kvb†iv‡MiM‡elYvKiv|

Health&Sanitation:19.Villagehealth serviceandneat&cleaning.20.Supplyingpuredrinkingwater tohousehold,School,Mosque,Slumetc.21.EstablishingofHospital,Clinic,Healthservicecentreprogrametc.especiallyforneedypeople.22.Healthcare,researchandresearchdisease.

N. mvgvwRKDc‡hvwMZv†mevt23.weZwK©Zwelqmg~‡niwb®úwËKiY(†hgbMÖvg¨gvgjvmg~n)|24.`yt¯’gwnjv‡`iAvBbMZAwaKvicÖwZôviRb¨AvBbx

mnvqZvcÖ`vb|25.`wi`ªevwjKv‡`i†hŠZzKwenxbwe‡q‡ZmnvqZvKiY|26.MÖvgA‡jiiv¯Ív-NvUi¶Yv‡e¶YGese„¶†ivcY|27.bIgymwjg‡`i

c~be©vmbKiv|28.kvwšÍ wcÖqAgymwjg‡`imnvqZvKiYGesZv‡`imgm¨vmg~n`~ixKiY|29.RyqvGesmgvR we‡ivaxKvh©Kjvc†hgb-PzwiIAb¨vb¨

AmvgvwRKKvh©KjvccÖwZ‡iv‡aRbm‡PZbZvm„wóKiY|30.Rbmvavi‡YiDc‡hvMx†mevmg~‡nicÖwZôvGesDbœqb|31.AvqGesAvqewnf©~ZcÖK‡íi

gmwR`mg~‡nii¶Yv‡e¶Y|32.AvqGesAvqewnf©~ZcÖK‡íiwe‡klK‡iKei¯’vbmg~‡nii¶vYv‡e¶Y|33.AvqGesAvqewnf©~ZcÖK‡íiwe‡klK‡i

C`Mvn&mg~‡nii¶Yv‡e¶Y|(Serviceofsocialutility):23.Settlementofdisputedissues(suchasvillagelitigation),24.Providinglegalaidtodestitutewomentoestablishtheirlawfulrights.25.Assistinarrangingdowrylessmarriage(s)toneedygirls.26.Maintenaceofpublicroadsandtreeplantationinthevillages.27.TorehabilitatetheRevertedMuslims(New-Muslims)28.Providingassistancetopeace-lovingNonMuslimsandsolvingtheirproblems.29.Creatingsocialawarenesstoprohibitgamblingandothersocialvices,suchas,theftandotherantisocialactivities.30.Establishmentanddevelopmentofpublicutilityservice.31.Maintenanceofaspecificmosque(s)with&withoutanincomegeneratingproject(s).32.Maintenanceofaspecificgraveyardwith&withoutanincomegeneratingproject(s).33.MaintenanceofaspecificEidgah(s)with/withoutanincomegeneratingproject(s).

AvgivDfqc¶D³wbqgvejxGesGZ`msµvšÍcÖPwjZmKjAvBb†g‡bPj‡ZivRxn‡qwb‡¤œ¯^v¶iK‡iAÎPzw³bvgvm¤úv`bKijvg(We,theundersigned,areagreedtoaccomplishthiscontractstandingforallaforementionedconditions&prevailinglawsregardingthematter)

wnmveavix/wnmveavixM‡Yibvg,¯^vÿiIZvwiL

(Nameoftheaccountholder(s),Signature&Date)

1)

2)

3)

mswkøóKg©KZ©vi¯^vÿiIZvwiL(bvghy³mxjmn)

(Signatureoftheconcernedofficialanddate(Sealwithname)