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MASSACHUSETTS HOMEOWNERSHIP COMPACT13
13PRESENTATION TO FDIC BOSTON ALLIANCE FOR
ECONOMIC INCLUSION13JUNE 24 2 01513
13DANA L EW IN T E R E X E CU T I V E D I R E C TO R M C B C13
Background
Goal of providing 10000 first-shy‐‑time home purchases over 5 years to families and individuals with income below area median13
26 Lenders State Administration MHP MassHousingHomebuyer Education agencies and MCBC signed thepledge13
More info at wwwmymassmortgageorg
Eligible Loans
1 Loan is either a ONE Mortgage Program Loan or a MassHousing Loan13
2 Lender is a certified Compact lender 13 iexclList at mymassmortgageorg
3 Borrower is a first-shy‐‑time homebuyer with income less thanthe median income in their local area as determined by ONE Mortgage Program or MassHousing iexclNote MHP and MassHousing utilize different income data and adjustments
889 Loans made in 201413
Borrower Income
118
469
306
107
$40000 or less
$40001-shy‐‑6000013
$61001-shy‐‑8000013
More than$8000013
All borrowers have incomes below the median income in their local area as determined by theONE Mortgage Program or MassHousing
Borrower Race and Ethnicity
06 78
138
252
526
Asian13
Black
Latino
White13
Other13
All Latinos are included in Latino column Asian Black White and Other include only non-shy‐‑Latinos13
Property Type
47
316
181
Single-shy‐‑Family
456 Condo
Two-shy‐‑Family
Three-shy‐‑Family
Regional Distribution
757
103
79 61
Boston Metro
Southeast
Worcester County
Western13
Boston Metro Region includes Essex Middlesex Norfolk Plymouth and Suffolk counties Southeast Region includes Barnstable Bristol Dukes and Nantucket counties Worcester County Region includes Worcester county only Western Region includes Berkshire Franklin Hampden and Hampshire counties
County Distribution
Suffolk13 17513Essex13 16713
Middlesex13 16613Norfolk13 9713
Worcester13 7013Plymouth13
Bristol13Hampden13 3313Barnstable13 3313Hampshire13 1113
Franklin13 813Berkshire13 213Nantucket13 013
Dukes13 013
013 2013 4013 6013 8013 10013 12013 14013 16013 18013 20013
Gateway Cities Loans
Lawrence13 5113Lynn13 4013
Lowell13 3313Rever13 3113
Brockton13 2613Methuen13 2013
Worceseter13 1913Chelsea13 1913
Springfield13 1813Everee13 1713
Taunton13 1513Haverhill13 1413Quincy13 1013
New Bedford13 1013Malden13 813
Fall River13 813Aeleboro13 713Barnstable13 613
Salem13 513Peabody13 513
Leominster13 413Fitchburg13 413Chicopee13 313Holyoke13 213Westfield13 113Piesfield13 113
013 1013 2013 3013 4013 5013 6013
Boston Loans by Neighborhood
Dorchester13 3613East Boston13Hyde Park13 1413Roxbury13 1313
Roslindale13 1313Maeapan13 913
Jamaica Plain13South Boston13 513West Roxbury13 113
South End13 113Downtown13
Charlestown13 113Brighton13 113West End13 013North End13 013
Fenway13 013Beacon Hill13
Back Bay13Allston13
013 513 1013 1513 2013 2513 3013 3513 4013
Loan information is provided by ZIP code not neighborhood ZIP codes were used to assign loans to Bostonrsquos major neighborhoods13
Delinquency and Foreclosure Rates
5 Loans or 056 were delinquent at the end of 2014 All 5 were 30 days delinquent No loans were in foreclosure Important to note how young the portfolio is no loansolder than 1 year
QUESTIONS1313
FOR MORE INFO13DANA LEWINTER EXECUTIVE DIRECTOR13
dlewin te rmcbc in fo13800 -shy‐‑ 982 -shy‐‑ 826813
13wwwmymassmor tgage o rg13
Background
Goal of providing 10000 first-shy‐‑time home purchases over 5 years to families and individuals with income below area median13
26 Lenders State Administration MHP MassHousingHomebuyer Education agencies and MCBC signed thepledge13
More info at wwwmymassmortgageorg
Eligible Loans
1 Loan is either a ONE Mortgage Program Loan or a MassHousing Loan13
2 Lender is a certified Compact lender 13 iexclList at mymassmortgageorg
3 Borrower is a first-shy‐‑time homebuyer with income less thanthe median income in their local area as determined by ONE Mortgage Program or MassHousing iexclNote MHP and MassHousing utilize different income data and adjustments
889 Loans made in 201413
Borrower Income
118
469
306
107
$40000 or less
$40001-shy‐‑6000013
$61001-shy‐‑8000013
More than$8000013
All borrowers have incomes below the median income in their local area as determined by theONE Mortgage Program or MassHousing
Borrower Race and Ethnicity
06 78
138
252
526
Asian13
Black
Latino
White13
Other13
All Latinos are included in Latino column Asian Black White and Other include only non-shy‐‑Latinos13
Property Type
47
316
181
Single-shy‐‑Family
456 Condo
Two-shy‐‑Family
Three-shy‐‑Family
Regional Distribution
757
103
79 61
Boston Metro
Southeast
Worcester County
Western13
Boston Metro Region includes Essex Middlesex Norfolk Plymouth and Suffolk counties Southeast Region includes Barnstable Bristol Dukes and Nantucket counties Worcester County Region includes Worcester county only Western Region includes Berkshire Franklin Hampden and Hampshire counties
County Distribution
Suffolk13 17513Essex13 16713
Middlesex13 16613Norfolk13 9713
Worcester13 7013Plymouth13
Bristol13Hampden13 3313Barnstable13 3313Hampshire13 1113
Franklin13 813Berkshire13 213Nantucket13 013
Dukes13 013
013 2013 4013 6013 8013 10013 12013 14013 16013 18013 20013
Gateway Cities Loans
Lawrence13 5113Lynn13 4013
Lowell13 3313Rever13 3113
Brockton13 2613Methuen13 2013
Worceseter13 1913Chelsea13 1913
Springfield13 1813Everee13 1713
Taunton13 1513Haverhill13 1413Quincy13 1013
New Bedford13 1013Malden13 813
Fall River13 813Aeleboro13 713Barnstable13 613
Salem13 513Peabody13 513
Leominster13 413Fitchburg13 413Chicopee13 313Holyoke13 213Westfield13 113Piesfield13 113
013 1013 2013 3013 4013 5013 6013
Boston Loans by Neighborhood
Dorchester13 3613East Boston13Hyde Park13 1413Roxbury13 1313
Roslindale13 1313Maeapan13 913
Jamaica Plain13South Boston13 513West Roxbury13 113
South End13 113Downtown13
Charlestown13 113Brighton13 113West End13 013North End13 013
Fenway13 013Beacon Hill13
Back Bay13Allston13
013 513 1013 1513 2013 2513 3013 3513 4013
Loan information is provided by ZIP code not neighborhood ZIP codes were used to assign loans to Bostonrsquos major neighborhoods13
Delinquency and Foreclosure Rates
5 Loans or 056 were delinquent at the end of 2014 All 5 were 30 days delinquent No loans were in foreclosure Important to note how young the portfolio is no loansolder than 1 year
QUESTIONS1313
FOR MORE INFO13DANA LEWINTER EXECUTIVE DIRECTOR13
dlewin te rmcbc in fo13800 -shy‐‑ 982 -shy‐‑ 826813
13wwwmymassmor tgage o rg13
Eligible Loans
1 Loan is either a ONE Mortgage Program Loan or a MassHousing Loan13
2 Lender is a certified Compact lender 13 iexclList at mymassmortgageorg
3 Borrower is a first-shy‐‑time homebuyer with income less thanthe median income in their local area as determined by ONE Mortgage Program or MassHousing iexclNote MHP and MassHousing utilize different income data and adjustments
889 Loans made in 201413
Borrower Income
118
469
306
107
$40000 or less
$40001-shy‐‑6000013
$61001-shy‐‑8000013
More than$8000013
All borrowers have incomes below the median income in their local area as determined by theONE Mortgage Program or MassHousing
Borrower Race and Ethnicity
06 78
138
252
526
Asian13
Black
Latino
White13
Other13
All Latinos are included in Latino column Asian Black White and Other include only non-shy‐‑Latinos13
Property Type
47
316
181
Single-shy‐‑Family
456 Condo
Two-shy‐‑Family
Three-shy‐‑Family
Regional Distribution
757
103
79 61
Boston Metro
Southeast
Worcester County
Western13
Boston Metro Region includes Essex Middlesex Norfolk Plymouth and Suffolk counties Southeast Region includes Barnstable Bristol Dukes and Nantucket counties Worcester County Region includes Worcester county only Western Region includes Berkshire Franklin Hampden and Hampshire counties
County Distribution
Suffolk13 17513Essex13 16713
Middlesex13 16613Norfolk13 9713
Worcester13 7013Plymouth13
Bristol13Hampden13 3313Barnstable13 3313Hampshire13 1113
Franklin13 813Berkshire13 213Nantucket13 013
Dukes13 013
013 2013 4013 6013 8013 10013 12013 14013 16013 18013 20013
Gateway Cities Loans
Lawrence13 5113Lynn13 4013
Lowell13 3313Rever13 3113
Brockton13 2613Methuen13 2013
Worceseter13 1913Chelsea13 1913
Springfield13 1813Everee13 1713
Taunton13 1513Haverhill13 1413Quincy13 1013
New Bedford13 1013Malden13 813
Fall River13 813Aeleboro13 713Barnstable13 613
Salem13 513Peabody13 513
Leominster13 413Fitchburg13 413Chicopee13 313Holyoke13 213Westfield13 113Piesfield13 113
013 1013 2013 3013 4013 5013 6013
Boston Loans by Neighborhood
Dorchester13 3613East Boston13Hyde Park13 1413Roxbury13 1313
Roslindale13 1313Maeapan13 913
Jamaica Plain13South Boston13 513West Roxbury13 113
South End13 113Downtown13
Charlestown13 113Brighton13 113West End13 013North End13 013
Fenway13 013Beacon Hill13
Back Bay13Allston13
013 513 1013 1513 2013 2513 3013 3513 4013
Loan information is provided by ZIP code not neighborhood ZIP codes were used to assign loans to Bostonrsquos major neighborhoods13
Delinquency and Foreclosure Rates
5 Loans or 056 were delinquent at the end of 2014 All 5 were 30 days delinquent No loans were in foreclosure Important to note how young the portfolio is no loansolder than 1 year
QUESTIONS1313
FOR MORE INFO13DANA LEWINTER EXECUTIVE DIRECTOR13
dlewin te rmcbc in fo13800 -shy‐‑ 982 -shy‐‑ 826813
13wwwmymassmor tgage o rg13
Borrower Income
118
469
306
107
$40000 or less
$40001-shy‐‑6000013
$61001-shy‐‑8000013
More than$8000013
All borrowers have incomes below the median income in their local area as determined by theONE Mortgage Program or MassHousing
Borrower Race and Ethnicity
06 78
138
252
526
Asian13
Black
Latino
White13
Other13
All Latinos are included in Latino column Asian Black White and Other include only non-shy‐‑Latinos13
Property Type
47
316
181
Single-shy‐‑Family
456 Condo
Two-shy‐‑Family
Three-shy‐‑Family
Regional Distribution
757
103
79 61
Boston Metro
Southeast
Worcester County
Western13
Boston Metro Region includes Essex Middlesex Norfolk Plymouth and Suffolk counties Southeast Region includes Barnstable Bristol Dukes and Nantucket counties Worcester County Region includes Worcester county only Western Region includes Berkshire Franklin Hampden and Hampshire counties
County Distribution
Suffolk13 17513Essex13 16713
Middlesex13 16613Norfolk13 9713
Worcester13 7013Plymouth13
Bristol13Hampden13 3313Barnstable13 3313Hampshire13 1113
Franklin13 813Berkshire13 213Nantucket13 013
Dukes13 013
013 2013 4013 6013 8013 10013 12013 14013 16013 18013 20013
Gateway Cities Loans
Lawrence13 5113Lynn13 4013
Lowell13 3313Rever13 3113
Brockton13 2613Methuen13 2013
Worceseter13 1913Chelsea13 1913
Springfield13 1813Everee13 1713
Taunton13 1513Haverhill13 1413Quincy13 1013
New Bedford13 1013Malden13 813
Fall River13 813Aeleboro13 713Barnstable13 613
Salem13 513Peabody13 513
Leominster13 413Fitchburg13 413Chicopee13 313Holyoke13 213Westfield13 113Piesfield13 113
013 1013 2013 3013 4013 5013 6013
Boston Loans by Neighborhood
Dorchester13 3613East Boston13Hyde Park13 1413Roxbury13 1313
Roslindale13 1313Maeapan13 913
Jamaica Plain13South Boston13 513West Roxbury13 113
South End13 113Downtown13
Charlestown13 113Brighton13 113West End13 013North End13 013
Fenway13 013Beacon Hill13
Back Bay13Allston13
013 513 1013 1513 2013 2513 3013 3513 4013
Loan information is provided by ZIP code not neighborhood ZIP codes were used to assign loans to Bostonrsquos major neighborhoods13
Delinquency and Foreclosure Rates
5 Loans or 056 were delinquent at the end of 2014 All 5 were 30 days delinquent No loans were in foreclosure Important to note how young the portfolio is no loansolder than 1 year
QUESTIONS1313
FOR MORE INFO13DANA LEWINTER EXECUTIVE DIRECTOR13
dlewin te rmcbc in fo13800 -shy‐‑ 982 -shy‐‑ 826813
13wwwmymassmor tgage o rg13
Borrower Race and Ethnicity
06 78
138
252
526
Asian13
Black
Latino
White13
Other13
All Latinos are included in Latino column Asian Black White and Other include only non-shy‐‑Latinos13
Property Type
47
316
181
Single-shy‐‑Family
456 Condo
Two-shy‐‑Family
Three-shy‐‑Family
Regional Distribution
757
103
79 61
Boston Metro
Southeast
Worcester County
Western13
Boston Metro Region includes Essex Middlesex Norfolk Plymouth and Suffolk counties Southeast Region includes Barnstable Bristol Dukes and Nantucket counties Worcester County Region includes Worcester county only Western Region includes Berkshire Franklin Hampden and Hampshire counties
County Distribution
Suffolk13 17513Essex13 16713
Middlesex13 16613Norfolk13 9713
Worcester13 7013Plymouth13
Bristol13Hampden13 3313Barnstable13 3313Hampshire13 1113
Franklin13 813Berkshire13 213Nantucket13 013
Dukes13 013
013 2013 4013 6013 8013 10013 12013 14013 16013 18013 20013
Gateway Cities Loans
Lawrence13 5113Lynn13 4013
Lowell13 3313Rever13 3113
Brockton13 2613Methuen13 2013
Worceseter13 1913Chelsea13 1913
Springfield13 1813Everee13 1713
Taunton13 1513Haverhill13 1413Quincy13 1013
New Bedford13 1013Malden13 813
Fall River13 813Aeleboro13 713Barnstable13 613
Salem13 513Peabody13 513
Leominster13 413Fitchburg13 413Chicopee13 313Holyoke13 213Westfield13 113Piesfield13 113
013 1013 2013 3013 4013 5013 6013
Boston Loans by Neighborhood
Dorchester13 3613East Boston13Hyde Park13 1413Roxbury13 1313
Roslindale13 1313Maeapan13 913
Jamaica Plain13South Boston13 513West Roxbury13 113
South End13 113Downtown13
Charlestown13 113Brighton13 113West End13 013North End13 013
Fenway13 013Beacon Hill13
Back Bay13Allston13
013 513 1013 1513 2013 2513 3013 3513 4013
Loan information is provided by ZIP code not neighborhood ZIP codes were used to assign loans to Bostonrsquos major neighborhoods13
Delinquency and Foreclosure Rates
5 Loans or 056 were delinquent at the end of 2014 All 5 were 30 days delinquent No loans were in foreclosure Important to note how young the portfolio is no loansolder than 1 year
QUESTIONS1313
FOR MORE INFO13DANA LEWINTER EXECUTIVE DIRECTOR13
dlewin te rmcbc in fo13800 -shy‐‑ 982 -shy‐‑ 826813
13wwwmymassmor tgage o rg13
Property Type
47
316
181
Single-shy‐‑Family
456 Condo
Two-shy‐‑Family
Three-shy‐‑Family
Regional Distribution
757
103
79 61
Boston Metro
Southeast
Worcester County
Western13
Boston Metro Region includes Essex Middlesex Norfolk Plymouth and Suffolk counties Southeast Region includes Barnstable Bristol Dukes and Nantucket counties Worcester County Region includes Worcester county only Western Region includes Berkshire Franklin Hampden and Hampshire counties
County Distribution
Suffolk13 17513Essex13 16713
Middlesex13 16613Norfolk13 9713
Worcester13 7013Plymouth13
Bristol13Hampden13 3313Barnstable13 3313Hampshire13 1113
Franklin13 813Berkshire13 213Nantucket13 013
Dukes13 013
013 2013 4013 6013 8013 10013 12013 14013 16013 18013 20013
Gateway Cities Loans
Lawrence13 5113Lynn13 4013
Lowell13 3313Rever13 3113
Brockton13 2613Methuen13 2013
Worceseter13 1913Chelsea13 1913
Springfield13 1813Everee13 1713
Taunton13 1513Haverhill13 1413Quincy13 1013
New Bedford13 1013Malden13 813
Fall River13 813Aeleboro13 713Barnstable13 613
Salem13 513Peabody13 513
Leominster13 413Fitchburg13 413Chicopee13 313Holyoke13 213Westfield13 113Piesfield13 113
013 1013 2013 3013 4013 5013 6013
Boston Loans by Neighborhood
Dorchester13 3613East Boston13Hyde Park13 1413Roxbury13 1313
Roslindale13 1313Maeapan13 913
Jamaica Plain13South Boston13 513West Roxbury13 113
South End13 113Downtown13
Charlestown13 113Brighton13 113West End13 013North End13 013
Fenway13 013Beacon Hill13
Back Bay13Allston13
013 513 1013 1513 2013 2513 3013 3513 4013
Loan information is provided by ZIP code not neighborhood ZIP codes were used to assign loans to Bostonrsquos major neighborhoods13
Delinquency and Foreclosure Rates
5 Loans or 056 were delinquent at the end of 2014 All 5 were 30 days delinquent No loans were in foreclosure Important to note how young the portfolio is no loansolder than 1 year
QUESTIONS1313
FOR MORE INFO13DANA LEWINTER EXECUTIVE DIRECTOR13
dlewin te rmcbc in fo13800 -shy‐‑ 982 -shy‐‑ 826813
13wwwmymassmor tgage o rg13
Regional Distribution
757
103
79 61
Boston Metro
Southeast
Worcester County
Western13
Boston Metro Region includes Essex Middlesex Norfolk Plymouth and Suffolk counties Southeast Region includes Barnstable Bristol Dukes and Nantucket counties Worcester County Region includes Worcester county only Western Region includes Berkshire Franklin Hampden and Hampshire counties
County Distribution
Suffolk13 17513Essex13 16713
Middlesex13 16613Norfolk13 9713
Worcester13 7013Plymouth13
Bristol13Hampden13 3313Barnstable13 3313Hampshire13 1113
Franklin13 813Berkshire13 213Nantucket13 013
Dukes13 013
013 2013 4013 6013 8013 10013 12013 14013 16013 18013 20013
Gateway Cities Loans
Lawrence13 5113Lynn13 4013
Lowell13 3313Rever13 3113
Brockton13 2613Methuen13 2013
Worceseter13 1913Chelsea13 1913
Springfield13 1813Everee13 1713
Taunton13 1513Haverhill13 1413Quincy13 1013
New Bedford13 1013Malden13 813
Fall River13 813Aeleboro13 713Barnstable13 613
Salem13 513Peabody13 513
Leominster13 413Fitchburg13 413Chicopee13 313Holyoke13 213Westfield13 113Piesfield13 113
013 1013 2013 3013 4013 5013 6013
Boston Loans by Neighborhood
Dorchester13 3613East Boston13Hyde Park13 1413Roxbury13 1313
Roslindale13 1313Maeapan13 913
Jamaica Plain13South Boston13 513West Roxbury13 113
South End13 113Downtown13
Charlestown13 113Brighton13 113West End13 013North End13 013
Fenway13 013Beacon Hill13
Back Bay13Allston13
013 513 1013 1513 2013 2513 3013 3513 4013
Loan information is provided by ZIP code not neighborhood ZIP codes were used to assign loans to Bostonrsquos major neighborhoods13
Delinquency and Foreclosure Rates
5 Loans or 056 were delinquent at the end of 2014 All 5 were 30 days delinquent No loans were in foreclosure Important to note how young the portfolio is no loansolder than 1 year
QUESTIONS1313
FOR MORE INFO13DANA LEWINTER EXECUTIVE DIRECTOR13
dlewin te rmcbc in fo13800 -shy‐‑ 982 -shy‐‑ 826813
13wwwmymassmor tgage o rg13
County Distribution
Suffolk13 17513Essex13 16713
Middlesex13 16613Norfolk13 9713
Worcester13 7013Plymouth13
Bristol13Hampden13 3313Barnstable13 3313Hampshire13 1113
Franklin13 813Berkshire13 213Nantucket13 013
Dukes13 013
013 2013 4013 6013 8013 10013 12013 14013 16013 18013 20013
Gateway Cities Loans
Lawrence13 5113Lynn13 4013
Lowell13 3313Rever13 3113
Brockton13 2613Methuen13 2013
Worceseter13 1913Chelsea13 1913
Springfield13 1813Everee13 1713
Taunton13 1513Haverhill13 1413Quincy13 1013
New Bedford13 1013Malden13 813
Fall River13 813Aeleboro13 713Barnstable13 613
Salem13 513Peabody13 513
Leominster13 413Fitchburg13 413Chicopee13 313Holyoke13 213Westfield13 113Piesfield13 113
013 1013 2013 3013 4013 5013 6013
Boston Loans by Neighborhood
Dorchester13 3613East Boston13Hyde Park13 1413Roxbury13 1313
Roslindale13 1313Maeapan13 913
Jamaica Plain13South Boston13 513West Roxbury13 113
South End13 113Downtown13
Charlestown13 113Brighton13 113West End13 013North End13 013
Fenway13 013Beacon Hill13
Back Bay13Allston13
013 513 1013 1513 2013 2513 3013 3513 4013
Loan information is provided by ZIP code not neighborhood ZIP codes were used to assign loans to Bostonrsquos major neighborhoods13
Delinquency and Foreclosure Rates
5 Loans or 056 were delinquent at the end of 2014 All 5 were 30 days delinquent No loans were in foreclosure Important to note how young the portfolio is no loansolder than 1 year
QUESTIONS1313
FOR MORE INFO13DANA LEWINTER EXECUTIVE DIRECTOR13
dlewin te rmcbc in fo13800 -shy‐‑ 982 -shy‐‑ 826813
13wwwmymassmor tgage o rg13
Gateway Cities Loans
Lawrence13 5113Lynn13 4013
Lowell13 3313Rever13 3113
Brockton13 2613Methuen13 2013
Worceseter13 1913Chelsea13 1913
Springfield13 1813Everee13 1713
Taunton13 1513Haverhill13 1413Quincy13 1013
New Bedford13 1013Malden13 813
Fall River13 813Aeleboro13 713Barnstable13 613
Salem13 513Peabody13 513
Leominster13 413Fitchburg13 413Chicopee13 313Holyoke13 213Westfield13 113Piesfield13 113
013 1013 2013 3013 4013 5013 6013
Boston Loans by Neighborhood
Dorchester13 3613East Boston13Hyde Park13 1413Roxbury13 1313
Roslindale13 1313Maeapan13 913
Jamaica Plain13South Boston13 513West Roxbury13 113
South End13 113Downtown13
Charlestown13 113Brighton13 113West End13 013North End13 013
Fenway13 013Beacon Hill13
Back Bay13Allston13
013 513 1013 1513 2013 2513 3013 3513 4013
Loan information is provided by ZIP code not neighborhood ZIP codes were used to assign loans to Bostonrsquos major neighborhoods13
Delinquency and Foreclosure Rates
5 Loans or 056 were delinquent at the end of 2014 All 5 were 30 days delinquent No loans were in foreclosure Important to note how young the portfolio is no loansolder than 1 year
QUESTIONS1313
FOR MORE INFO13DANA LEWINTER EXECUTIVE DIRECTOR13
dlewin te rmcbc in fo13800 -shy‐‑ 982 -shy‐‑ 826813
13wwwmymassmor tgage o rg13
Boston Loans by Neighborhood
Dorchester13 3613East Boston13Hyde Park13 1413Roxbury13 1313
Roslindale13 1313Maeapan13 913
Jamaica Plain13South Boston13 513West Roxbury13 113
South End13 113Downtown13
Charlestown13 113Brighton13 113West End13 013North End13 013
Fenway13 013Beacon Hill13
Back Bay13Allston13
013 513 1013 1513 2013 2513 3013 3513 4013
Loan information is provided by ZIP code not neighborhood ZIP codes were used to assign loans to Bostonrsquos major neighborhoods13
Delinquency and Foreclosure Rates
5 Loans or 056 were delinquent at the end of 2014 All 5 were 30 days delinquent No loans were in foreclosure Important to note how young the portfolio is no loansolder than 1 year
QUESTIONS1313
FOR MORE INFO13DANA LEWINTER EXECUTIVE DIRECTOR13
dlewin te rmcbc in fo13800 -shy‐‑ 982 -shy‐‑ 826813
13wwwmymassmor tgage o rg13
Delinquency and Foreclosure Rates
5 Loans or 056 were delinquent at the end of 2014 All 5 were 30 days delinquent No loans were in foreclosure Important to note how young the portfolio is no loansolder than 1 year
QUESTIONS1313
FOR MORE INFO13DANA LEWINTER EXECUTIVE DIRECTOR13
dlewin te rmcbc in fo13800 -shy‐‑ 982 -shy‐‑ 826813
13wwwmymassmor tgage o rg13
QUESTIONS1313
FOR MORE INFO13DANA LEWINTER EXECUTIVE DIRECTOR13
dlewin te rmcbc in fo13800 -shy‐‑ 982 -shy‐‑ 826813
13wwwmymassmor tgage o rg13
![1 20,000 q +640,000B 20,000B 42,000 14,800 (O 14,800 …000 (na50,000B) 27,500 Il * 40,00C 40,00C 20,oc 25.000 80,000 pa 80,000 90,000 30,000 90, 000 51 20,000 20.000 160.000B] 30,000](https://img.pdfslide.tips/doc/110x75/5af91cf87f8b9ae92b8bf5cb/1-20000-q-640000b-20000b-42000-14800-o-14800-000-na50000b-27500.jpg)
