Oscar EFP Affiliation Oscar EFP Affiliation PartnerPartner

EFP Xchange Integration EFP Xchange Integration Solution Platform ServicesSolution Platform Services

To be The Choice Of Financial Advisory Services Network

Oscar Retail AssociateOscar Retail Associate

You can use our platform to start your financial Services你可以直接通过我们的平台开始您的财务咨询服务

• Provide Knowledgeable and analysis for your customers in this competitive Market 顾客知识提升，需求改变

• Immediately accessible multiple products and services platform可以即刻销售多元产品和服务，没有限制

• No huge capital investment RM 50,000-RM 100,000 capital as CFP & RFP requirement毋庸象 CFP & RFP投资 RM50万至 10万不等的庞大资金

• Able to build up your business partners team 扩充和建立您的生意网络

• Advance Software and Technology Platform 采用先进软件和高科技平台

• Personalized Web Portal for our affiliate partners个人专业网站，提升您的专业形象

• Professional network for high net worth market专业人才网络助您进入高资产顾客群

• Nationwide service centers全马设有服务站点，方便顾客售后服务

• Solid Corporate Image 稳健公司后盾 , 提高形象和加强客户信任程度

• Quality Customer Services提供优质客户服务

Oscar Retail AssociateDescription Classic Silver Gold

Bonus of Motor Insurance + Administration Support 8% 10% 10%

Renewal Road Tax Fees + Pick Up Support (Agency) RM 8 RM 5 RM 3

Legal Advisory Services + Referral Bonus No Yes Yes

Online Mobile SMS Systems 50 100 200

Oscar EFP Millionaire Member Get Member Program to enjoy

2-tier overriding commission

No Yes Yes

DIY Professional Website Design and Web Hosting No Yes Yes

Comprehensive General Insurance Services and Worksite Support @ AmAssurance, Allianz, Aviva

No Yes Yes

Oscar Will Writing Services @ Rockwill No No Yes

Oscar Estate Planning & Trust Services @ OSK No No Yes

Oscar EFP @ DIYwills System No No Yes

Integrated email Systems No No Yes

Normal Package RM 240 RM 580 RM 788

Annual Fees RM120 RM 360 RM 688

Special Promotion till 31/12/2005 RM 80 RM 200 RM 588

2 years special promotion price till 31/12/2005 RM 150 RM 350 RM 480

EFP Affiliate Partners Vs General Insurance EFP Affiliate Partners Vs General Insurance AgentsAgents

EFPEFP 联盟伙伴和普通车险代理的差异联盟伙伴和普通车险代理的差异EFP Silver Member

EFP 联盟伙伴Motor Insurance agent

普通车险代理1 <RM 1/day Capital

Investment投资 <RM1/ 天的成本，即可介绍车险。

RM 75 exam fees and need to pass the exam需要报考车险代理考试，付 RM75 的报考费，费时又费力。

2 No Quota Maintenance没有 quota 限制

Annual Maintenance Quota RM 30K一年需要维持至少 RM30,000.00的车险保费。

3 10% Referral Bonus + EFP Loyalty Voucher10% 花红 ＋ Incentive Voucher

10% Commission10% 佣金

EFP Silver Member EFP 盟伙伴

Motor Insurance agent普通车险代理

4 Special Member Get Member Program介绍他人成为 EFP 总联盟伙伴，可以获取介绍费。

A Lone Ranger孤军作战，没有组织

5 Building Up Team Work组织 ，＄Earning Level 1---20% referral fees on membership fees能够赚取介绍金 20 ％，假如你成功介绍另外一个会员成为你旗下的联盟伙伴。Earning Level 2---10% referral fees on membership fees能够分享组织介绍佣金的 10 ％，假如你旗下的联盟伙伴成功招徕新的联盟伙伴。

No Referral fees 无组织 ，＄还是一样

6 Integrated Advance IT System操作系统电脑化，省时又省力

All Rounded程序手续多，麻烦又费力。

7 Professional Training and Back office Support提供培训和公司支援服务

Compulsory 30 hours CPD Training每年必须进修 30 个小时专业课程

8 No Guarantor Needed不需担保人

Need A Guarantor需要担保人

Motor Insurance Market ?Motor Insurance Market ?车险市场大吗？车险市场大吗？

Malaysian New Cars Registration: 400,000 cars

根据汽车公会的数字统计，马来西亚每年的新车注册量超过 400,000.00。

Bank Negara Malaysia Report 2003, Daily Renewal Motor Insurance Premium: RM 6 Million

根据国家银行 2003年的车险报道，马来西亚单是一天的车险更新交易量就高达 RM600 万。

The Motor Insurance Premium achieved positive growth every year这数字每年都有上升的趋势，你又怎能错失这一个大好机会呢？

Motorcycle Totalcc

Private car

Others

Sourced: Sin chew 11/9/2005Sourced: Sin chew 11/9/2005

1234 Easy Step Of Doing Business1234 Easy Step Of Doing Business12341234 工作十分轻松简单工作十分轻松简单…………你只需向顾客收取你只需向顾客收取

Scenario (within Road Scenario (within Road

tax renewal services)tax renewal services)

Just need 4 steps only!Just need 4 steps only!

• E-cover Note / Cover Note / E-cover Note / Cover Note / Policy to confirm rate of Policy to confirm rate of NCD.NCD.

• Photocopy car registration Photocopy car registration card.card.

• Payment Authorisation Payment Authorisation Instructions Form Instructions Form （（ Credit Credit Card)Card)

• Fill up proposal form (Just Fill up proposal form (Just Sign) Sign)

**** For Renewal road tax in For Renewal road tax in JPJ and Pos Office, you JPJ and Pos Office, you need to fax these document need to fax these document to us 1 week early before to us 1 week early before the road tax due date the road tax due date (Certain charges may apply) (Certain charges may apply)

Fax to

Fax No: 03-8941 6188

Acknowledge AP by SMSAcknowledge AP by SMS

No Road No Road Tax RenewalTax Renewal

With Road With Road Tax RenewalTax Renewal

Office Runner/ Pick Up to Office Runner/ Pick Up to get renew, then pass back get renew, then pass back

to selected agency ( 1 to selected agency ( 1 Week early with charges)Week early with charges)

Extra Bonus and Back Up Extra Bonus and Back Up ServicesServices

我们推出“我们推出“送了再送送了再送”的配套概念。”的配套概念。

EFPLoyalty Voucher

10%花红MAP

＋

Extra/ 再送！

Only for PGI Customers只限于 PGI客户

Offer Until EFP Loyalty Voucher Available!!

If your motor insurance premium as你可得到什么呢？假如车险价值…… Premium Bonus Loyalty voucher

车险 花红 (10%) 忠诚礼券 10 EFP

Loyalty Voucher

15 EFPLoyalty Voucher

>RM500

>RM1,000

>RM50 ＋

>RM100 ＋

ExampleExample

Offer Until EFP Loyalty Voucher Available!!

Buy Sell Agreement / Partnership AgreementBuy Sell Agreement / Partnership Agreement

(a) NORMAL STANDARD BUY SELL (a) NORMAL STANDARD BUY SELL EFP’s Silver & > MemberEFP’s Silver & > Member : RM 388 : RM 388 (Sole Proprietor/Partnership Company)(Sole Proprietor/Partnership Company) Non-Member Non-Member : RM : RM

488488(b) NORMAL STANDARD BUY SELL(b) NORMAL STANDARD BUY SELL EFP’s Silver & >MemberEFP’s Silver & >Member : RM 588: RM 588

(Limited Company) (Limited Company) Non-Member Non-Member : RM : RM 688688

Other AgreementOther Agreement1)1) Other legal agreement Other legal agreement Case to case basicCase to case basic

Legal Adviser On Call ChargesLegal Adviser On Call Charges1) Travelling charges 1) Travelling charges (within klang valley) (within klang valley) RM 150/tripRM 150/trip(outside klang-valley)(outside klang-valley) @ 60 cents/km and provide hotel @ 60 cents/km and provide hotel

accomodationaccomodation

Our EFP EXhange Program @ Legal Advisory Our EFP EXhange Program @ Legal Advisory ServicesServices

Entitlement: Oscar EFP EXhange Silver Program member and above ONLYEntitlement: Oscar EFP EXhange Silver Program member and above ONLY

Company has the right to adjust the rate accordingly