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Nudge: le scienze comportamentali come driver per influenzare gli atteggiamenti di consumatori, shopper e stakeholder Ted Utoft / Vice President, BVA Nudge Unit Erika Fattori / Brand & Communication Director, Nexi Simone Pizzoglio / BU Director, BVA Doxa Milano, 29 Ottobre 2019

Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

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Page 1: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

Nudge:le scienze comportamentali come driver per influenzare gli atteggiamenti di consumatori, shopper e stakeholder

Ted Utoft / Vice President, BVA Nudge Unit

Erika Fattori / Brand & Communication Director, Nexi

Simone Pizzoglio / BU Director, BVA Doxa

Milano, 29 Ottobre 2019

Page 2: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

Ted UtoftVice President, BVA Nudge Unit

Nudge:from intention to action

Page 3: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

What is this?

An 80% REDUCTION in cleaning expenditure

Page 4: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

It started from a book

Cass Sunstein Richard Thaler

Page 5: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

…and spread to governments and companies…

Adopting the insights of

BEHAVIOURAL SCIENCE

will help bring our government

into the 21st century in a

wide range of ways.

Barack Obama

US President

…ACROSS

THEWORLD

We have learnt a lot

from Nudge by

Thaler and Sunstein.

Indra Nooyi

Former CEO of PepsiCo

“”

“”

Page 6: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

A move to public policy

46%

By PLACING FOOTPRINTS on the ground

leading to the nearest rubbish bin,

the city of Copenhagen reduced litter by

in the street where the nudge was placed.

A NUDGE is a small aid thathelps people to adopt adesired behaviour.

Page 7: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

And then to the corporate sector

$250mlnA simple change in billing led to

IN ENERGY SAVINGS!

Page 8: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

Why is nudge so successful?

The potential to CHANGE

BEHAVIOUR…

…at aMODEST

COST+

Page 9: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

Enhancing customer experience

Fostering new product adoption, easing shopper journeys, increasing customer experience

Addressing managem-entchallenges(Diversity, workplace safety, collaborati-on, etc.)

Optimising communic-ation

Improving digital adoption & conversion

The BVA Nudge Unit: Who we are

We are a global consultancy that specialises in driving

successful behavioural change among customers, employees

and organisations.

We have conducted over 150 successful initiatives on behalf of global

organisations, including the United Nations, Bristol-Myers Squibb,

Orange, Colgate and BNP Paribas, among many others.

Our primary areas of experience and EXPERTISE INCLUDE:

Page 10: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

Applying behavioural science for successful change: What we do

WE GENERATE COST-

EFFECTIVE

INTERVENTIONS

Our aim is to create sustainable and cost-effective behaviour

change solutions – often through a co-creation

process with our clients

WE DIAGNOSE ISSUES

AND ‘NUDGE’

OPPORTUNITIES

By uncovering levers and ‘micro-barriers’ to desired behaviours, we develop

tangible and effective action plans for real behavioural

change

WE TEST AND REFINE

IDEAS, AND WE SUPPORT

THEIR IMPLEMENTATION

We don’t just create ideas; we manage ‘test and learn’

efforts and optimise communications,

supporting behaviour change initiatives

throughout the whole process

WE BUILD OUR

CLIENTS’

CAPABILITIES

We believe in building our client’s expertise in

behavioural science through education,

training and coaching

Page 11: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

Tools based on academic learnings: How we get there

We have developed a number of tools and frameworks to leverage30+ years of academicresearch to help identify, create and test interventions thatcreate change for ourclients.

Page 12: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

Identifying nudge opportunities – four guidelines

The goal is a specific behavioural change

A potential ”win-win” situation (ethical)

Rational approaches have had limited success

The intent or openness to change exists

Page 13: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

Focusing efforts on what people do

Find Nudges that can be encourage the adoption of digital payments (card or mobile):

Change currentBehaviour…

Consumers making purchases/transactions

under 20€

with Cash

Consumers making purchases/transactions

under 20€

with Contactless

…To desired Behaviour

Page 14: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

Erika FattoriBrand & Communication Director Nexi

Changingthe behaviours:a hugechallenge

Page 15: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

A few words about

Payments cards

41 mlnMore than

ATMs

13.400Merchants using neximerchant solutions

890.000Transactions every year

5,5 bn

Page 16: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

Digital Payments in Italy

26%

45%

69%

Page 17: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

Our ambition

Every payment will be

digital

Page 18: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

Our Project with the BVA Nudge Unit

Nudging digital payments

Page 19: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

The issue

Identify the fly to make Italians pay digital instead of cash

Page 20: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

The project – key steps

Ethnographic research to observe clients in their real «moments of payment», to identify barriers and levers

June

Page 21: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

The project – key steps

Ethnographic research to observe clients in their real «moments of payment», to identify barriers and levers

June

Examples of Insights

Page 22: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

The project – key steps

Ethnographic research to observe clients in their real «moments of payment», to identify barriers and levers

Creative workshop to scout out of the box ideas.

More than 90 different ideas found

June

July

Page 23: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

The project – key steps

Ethnographic research to observe clients in their real «moments of payment», to identify barriers and levers

Creative workshop to scout out of the box ideas.

More than 90 different ideas found

Mapping and ranking of best 30 ideas

June

July

Feasibility

Op

po

rtu

nit

y

Page 24: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

The project – key steps

Ethnographic research to observe clients in their real «moments of payment», to identify barriers and levers

Creative workshop to scout out of the box ideas.

More than 90 different ideas found

Mapping and ranking of best 30 ideas

Nudge Book

June

July Sept

Page 25: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

The project – key steps

Page 26: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

The project – key steps

Ethnographic research to observe clients in their real «moments of payment», to identify barriers and levers

Creative workshop to scout out of the box ideas.

More than 90 different ideas found

Mapping and ranking of best 30 ideas

Creative Agencies at work

June

July

On going

Nudge Book

Sept

Page 27: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

Coming soon to you all….

Page 28: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80

Coming soon to you all.....

Page 29: Presentazione standard di PowerPoint · BU Director, BVA Doxa Milano, 29 Ottobre 2019. Ted Utoft Vice President, BVA Nudge Unit Nudge: from intentionto action. What is this? An 80