TÜRKİYE BANKALAR BİRLİĞİTÜRKİYE BANKALAR BİRLİĞİTBB-MASAK ÇALIŞMA GRUBUTBB-MASAK ÇALIŞMA GRUBU

FATF Heyetinin Birliğimize Gerçekleştirdiği FATF Heyetinin Birliğimize Gerçekleştirdiği Değerlendirme Ziyaretinde TBB-MASAK Değerlendirme Ziyaretinde TBB-MASAK Çalışma Grubu tarafından hazırlanan ve üye Çalışma Grubu tarafından hazırlanan ve üye Selim Önal tarafından gerçekleştirilen Selim Önal tarafından gerçekleştirilen sunumdur. sunumdur.

11 Eylül 2006 11 Eylül 2006

CONTENTSCONTENTS

1. Training Activities of BAT on Money Laundering1. Training Activities of BAT on Money Laundering

2. The Guideline for the Turkish Banking System2. The Guideline for the Turkish Banking System

3. The Survey About the Guideline3. The Survey About the Guideline

4. Number of Reported Suspicious Transactions 4. Number of Reported Suspicious Transactions (STRs)(STRs)

BAT’s Training BAT’s Training Activities On Anti-Activities On Anti-Money LaunderingMoney Laundering

1998-20061998-2006

AML ONLINE COURSE BY BATAML ONLINE COURSE BY BAT

BAT has launched an Online Training Site BAT has launched an Online Training Site (www.tbb-bes.org.tr) in June 2003. There are (www.tbb-bes.org.tr) in June 2003. There are currently 24 online courses in various topics. currently 24 online courses in various topics. BAT has developed an online course on Anti BAT has developed an online course on Anti Money Laundering. The content of this course Money Laundering. The content of this course has been developed by FCIB. The course was has been developed by FCIB. The course was placed on the training site in Oct 2004. Since placed on the training site in Oct 2004. Since then then 22..690690 bankers have taken this course. bankers have taken this course.

Total Training ActivitiesTotal Training Activities

Year # of Trainings # of Participants

1998 2 232

1999 8 948

2000 2 154

2002 8 1.080

2006 22 1.310

On Line BAT Course 2.690

Total 6.414

A GUIDELINEA GUIDELINE FOR THE TURKISH BANKING FOR THE TURKISH BANKING SYSTEM ON SIGNIFICANCE OF FIGHT AGAINSTSYSTEM ON SIGNIFICANCE OF FIGHT AGAINST

LAUNDERING OF CRIME REVENUES ANDLAUNDERING OF CRIME REVENUES AND FINANCINGFINANCING OFOF TERTERRRORISMORISM

(The Guideline)(The Guideline)

The Guideline,The Guideline,

that that includes the necessary policy and includes the necessary policy and procedures to cover the minimum standards procedures to cover the minimum standards in the whole Turkish banking sector,in the whole Turkish banking sector,

was prepared by was prepared by BAT-FCIB Work Group to BAT-FCIB Work Group to help banks;help banks;

The Guideline contains principles of,The Guideline contains principles of,

1.1. AML (Anti-Money LaunderingAML (Anti-Money Laundering

2.2. KYC (Know your customer)KYC (Know your customer)

3.3. KYCC (Know your customer’s customer)KYCC (Know your customer’s customer)

4.4. KYT (Know your transactions)KYT (Know your transactions)

5.5. CFT (Combating Finance of Terror)CFT (Combating Finance of Terror)

The Results of Survey

Number of ParticipantsNumber of Participants

There were 47 deposit and development and There were 47 deposit and development and investment banks in the Turkey banking system investment banks in the Turkey banking system as of June 2006.as of June 2006.

40 banks have answered the survey.40 banks have answered the survey. 32 of 34 deposit banks have answered the 32 of 34 deposit banks have answered the

surveysurvey 8 of 13 development and investment banks have 8 of 13 development and investment banks have

answered the surveyanswered the survey

40 banks represents of,40 banks represents of,

97,697,6 percent of total assets percent of total assets 95,895,8 percent of total branches percent of total branches 94,494,4 percent of total employees percent of total employees 96,696,6 percent of total loans percent of total loans 98,498,4 percent of total deposits percent of total deposits 93,593,5 percent of total shareholders’ equity percent of total shareholders’ equity

as of June 2006.as of June 2006.

Question 1: Have your bank protective policies and procedures in Question 1: Have your bank protective policies and procedures in writing for the prevention of laundering of crime revenues and writing for the prevention of laundering of crime revenues and

financing of terrorism?financing of terrorism?

38

2

Yes No

Question 2: If your answer for question 1 is no: Have your bank a Question 2: If your answer for question 1 is no: Have your bank a plan to prepare protective policies and procedures in writing for plan to prepare protective policies and procedures in writing for the prevention of laundering of crime revenues and financing of the prevention of laundering of crime revenues and financing of

terrorism?terrorism?

11

Yes Under consideration

Question 3: Have your bank a specialized department for the Question 3: Have your bank a specialized department for the prevention of laundering of crime revenues and financing of prevention of laundering of crime revenues and financing of

terrorism?terrorism?

2218

Yes, a specialized department

No, different departments

Is your bank compatible with the Contents of Is your bank compatible with the Contents of Guideline?Guideline?

The Grade Scale indicate that bank is,The Grade Scale indicate that bank is,

44 = = “Compliant” with the Guideline“Compliant” with the Guideline 3 = “ Largely compliant ”3 = “ Largely compliant ” 2 = “ Partially compliant ”2 = “ Partially compliant ” 1 = “ Not compliant ”1 = “ Not compliant ” 0 = “ Not applicable ”0 = “ Not applicable ”

with the Guideline.with the Guideline.

The Average Grade of 40 banks is 3.5The Average Grade of 40 banks is 3.5

Number of Suspicious Transection (STR)Number of Suspicious Transection (STR)

Source of STR

17.02.1997 31.12.2001 2002 2003 2004 2005 Total

Banks 265 193 177 288 349 1,272

Total 688 194 180 290 352 1,704