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What the heck is EMV and why should I care? 65,000 DATA BREACHES AND MANY MYTHS LATER, THE HARD FACTS

How Will EMV Chip Card Technology Impact Your Restaurant

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What the heck is EMV and why should I care?65,000 DATA BREACHES AND MANY MYTHS LATER, THE HARD FACTS

CORE Restaurant WebinarWELCOME!

7/15/2015 © CORE RESTAURANT MARKETING

What we’ll cover today

EMV, what is stands for and background info

EMV October liability shift

Operator attitudes and concerns on EMV technology

Q&A from moderator – Debunking EMV myths 9 Myths you’ll hear about EMV

Solutions & conclusions

Q&A from audience

7/15/2015 © CORE RESTAURANT MARKETING

Webinar panel

Tony Ventre,Chief Strategy Officer, emaginePOSRelationship Manager, Heartland Payment Systems

Joe Welsh,

Managing Principal, CORE Restaurant Marketing

Rick Zambrano (Moderator)President, Maryland Restaurant Consulting

7/15/2015 © CORE RESTAURANT MARKETING

Tony Ventre: EMV backgroundEMV Chip-Cards – What are they?

How the standard has been implemented outside the U.S.

What has caused the delay in moving EMV standards forward in the U.S.

How do “tap-and-go” technologies like Apple Pay come into play?

7/15/2015 © CORE RESTAURANT MARKETING

Tony Ventre: What does the October deadline mean?

What’s the date and what does it mean?

Does EMV acceptance reduce or eliminate PCI scope?

Does EMV harden my defenses against a data breach?

What does EMV acceptance technology look like and what will it cost?

Photo credit: Calendarcraze

7/15/2015 © CORE RESTAURANT MARKETING

Joe Welsh: Operator attitudes

Confusion

Wait and see

What operators are hearing from some payment processors and POS providers

Costs and credit card processing rates

7/15/2015 © CORE RESTAURANT MARKETING

Taking on EMV myths. Fact or fiction?Lawmakers have set the October deadline as a hard stop for operators to start accepting EMV Chip-Cards

Restaurant operators should only evaluate accepting the new technology for EMV from a risk assessment perspective

“I can only get a reliable EMV Chip-Card solution from my POS company. It’s an additional, worthwhile investment in what I already have.”

7/15/2015 © CORE RESTAURANT MARKETING

Taking on EMV Myths. Fact or fiction?

“Getting equipment to process EMV Chip-Cards helps me with Apple Pay and other mobile wallet technologies.”

“My current credit-card processing company is best equipped to provide me with the facts on EMV.”

Leasing equipment is a short-term solution restaurants and retailers can afford and free* POS systems are particularly cost-effective

7/15/2015 © CORE RESTAURANT MARKETING

Taking on EMV myths. Fact or fiction?Operators can afford to wait for more EMV technology acceptance solutions to come out

“Customers don’t care whether I have the new technology or not. Certainly, EMV Chip-Card solutions have no bearing at all on my restaurant branding or marketing.”

“If credit card processors presents solutions, they will only try to sell their own products.”

7/15/2015 © CORE RESTAURANT MARKETING

Solutions for EMV acceptance

7/15/2015 © CORE RESTAURANT MARKETING

Other considerations

Point-to-point encryption

End-to-end encryption

Tokenization

Out-of-scope card processing

Network management

Breach insurance

7/15/2015 © CORE RESTAURANT MARKETING

Thank you for joining us!

Tony Ventre,e. [email protected]. 800-917-6711 ext 120

Joe Welsh,

e. [email protected]

t. 888-890-9492 ext 101

Rick Zambrano (Moderator)e. [email protected]. 301.944.0452

7/15/2015 © CORE RESTAURANT MARKETING

The EndWE HAVE 10 MINUTES TO TAKE ANY QUESTIONS YOU HAVE

7/15/2015 © CORE RESTAURANT MARKETING