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申請大學經援問答 A7 西雅圖唐人街命案 A8版 買屋的冷靜期 B4 提防心臟衰竭 B13版 內容豐富健康 與您息息相關 CA 941 PRESORTED STD 張文慈性感到感性 B16 時事 理財 信仰 健康 法律 教育 美食 地產 旅遊 真人真事 槍聲 本月派發數量 100,000 康州小學的槍聲已經過去,美國人 仍在震驚和悲痛中,之後社會必須 面對兩個難題,一是年青的嚴重心 理病患者,我們如何察覺、輔導、 和防範;二是槍械管制。本期我們 嘗試去探討這些問題,希望上帝給 予父母、醫療人員與國家領袖智慧 和膽色,去減少這類悲劇重臨。 送舊迎新 告別2012,回頭細數過去這一年世界各地 所發生過的大小事件,每個場景仍歷歷在 目:從最近的美國東部康州槍案、珊迪風 災,美國內政經濟懸崖(financial cliff) ,民生大受影響;到敘利亞內戰、埃及的 混亂、歐債的危機……;教人不免心生疑 慮,何處安身? 迎接2013,我們可以用怎樣的心情與態度 來面對呢? 瑪雅的世界末日說,已於去年年底12月21 日,不攻自破;地球仍然照常運轉,有白 天、有黑夜。其實,人在想到毀滅或災害 時,多數會恐懼、慌張、不知所措,乃是 人之常情。特別是,當無法避免的困境、 艱難、苦難、災禍,就出現在自己眼前 時,就得用上「呼天搶地」來求救了。 「逃避」或「面對」,是活在真實的人 生,兩條截然不同的路向。 雖然,康州槍擊慘案令人感同身受,悲傷 不已;一位患病殺手,殺害了26條無辜的 性命;卻也在此事件中,看見了更多伸出 關懷援助的手,以及以愛還怨、選擇饒恕 殺手的家屬;我們仍然看見人間雖然暫時 有冰冷無情,但立時有一股又一股的暖流 源源而流;黑暗雖然暫時遮蔽陽光,愛心 卻溶化黑暗的每個角落,光輝立時重現。 想起一首詩歌:「那裡有愛,一切高山 都溶化;那裡有愛,一切黑夜變白晝。」 其實,人生中有許多災難、困境,是無法 避免的;我們真的需要學習去面對這些的 挑戰:就如康州槍案裡,那位英勇捨身的 女老師維多利亞‧索托,為了保護幼嫩的 稚童得以安全,而義無反顧地犧牲了自己 年輕的生命。她的故事感動了許許多多的 人,一位真實傑出的領導者,豈不就是該 像她一樣嗎? 迎接2013,我們可以選擇從恐懼害怕中開 始,也可以選擇存著信心、盼望和愛心, 來勇敢地迎接新的一年。聖經說:「如今 常存的有信、有望、有愛,這三樣,其中 最大的是愛。」我們需要持守對生命的一 種信心,對前景的一種盼望,以及對身邊 的人的一種愛心;盡忠職守、做好自己的 本份,用愛心點燃黑暗世界中一線希望的 光輝。 我們也許不知道如何解決天災人禍,但總 是會有一條出路的。請記得,神愛世人, 甚至將獨生子賜給人,釘身十架拯救世 人,只要篤定相信,必能得救。 2 康州新鎮Sandy Hook小學慘劇,天驚地動,舉世同悲,我們到現在眼淚還沒有擦乾。 在拉瑪聽見號咷大哭的聲音,是拉結哭她兒女,不肯受安慰,因為他們都不在了(馬太福音2: 18)。 二千年前,拉瑪的哭泣,今日重現,而且哀傷逾恆,變本加厲:母親哀號,父親咒罵,因為他們的孩子已經不在人世了;親友含悲沈默,倖存 者戰兢哆嗦,總統掉淚,不能自已,為了20個無辜的孩子,及6名勇敢犧牲的老師。 有人說:生老病死,無人能免,我們痛定思痛後,悲劇就不再重演。我們多麼希望世情真的如此,但事實大謬不然。天道循環,元亨利貞,週 而復始,屢試不爽。「已有的事,後必再有,已行的事,後必再行。」(傳道書1: 9) 類似Sandy Hook的悲劇,根據總統所說,這已是他任內第四次了,平均每年一次,將來難保還要再歷史重演,是可忍也孰不可忍也(Enough is enough!)。在聖經的歷史中,至少已發生過兩次:一次在舊約摩西誕生之後,一次就在新約第一次聖誕的節期裡。這不單是一面悲劇的鏡 子,也是黑暗中的燭影燈光。在兩處的聖經故事中,「盼望」已早一步在刀劍之前來到人間。前者為奴役得到釋放催生,後者讓罪惡的枷鎖脫 落。當死亡的陰影籠罩的時候,上帝似乎在說:在一切的悲劇中,我並沒有缺席,在你失望之前,我已為你預備了救恩。 二十七條人命毀於一個少不更事的年輕宅男手裡,他甚至不知道自己犯下了滔天大罪。二戰當中有六百萬的猶太人,一車廂一車廂地往集中營 送,就是出於一個喪盡天良的狂人一聲令下!上帝為何容許這樣的慘事發生?你問我,我也不知道!我 只知道暴君佈下天羅地網,但是至終只能殺人的身體,而不能殺人的靈魂。法老如是,希律王如是,希 特勒更如是! 三千年前,一個一夜之間喪失了七子三女、牛羊僕婢化為灰燼的父親說:「賞賜的是耶和華,收取的也 是耶和華,耶和華的名是應當稱頌的。」(約伯記1: 21)在這一切的事上,約伯並不犯罪,也不妄評上 帝(22),他在痛苦中看到盼望,他說:「我知道我的救贖主活著,末了必站立在地上。我這皮肉滅絕 之後,我必在肉體之外得見神。我自己要見他,親眼要看他。」(約伯記19:25-27)當我們歷經這場悲 劇,從否認到憤怒到妥協到沮喪到接受的時候,還要加上盼望。 末了,感謝總統在追思禮拜中,親點26位犧牲者的名字,後來包括CNN等好幾個電視台也競相仿 效,並刊出他們的全名和年齡,這是展現以賽亞書43:1的精神:「雅各啊,創造你的耶和華,以 色列啊,造成你的那位,現在如此說:你不要害怕!因為我救贖了你。我曾提你的名召你,你是屬 我的。」 這種親切地點名,始之於以色列「劫難」紀念館 (以賽亞56:5),表示受難者沒有被遺 忘。是的,他們絕不會被神遺忘,因為在耶和華眼中他們是聖民,在耶和華眼中看聖民之死,極為 寶貴(詩篇116:15)。 (楊東川) 2 我一聽到這則新聞時,第一時間就想 到我班上的小朋友。我很害怕他們受到傷害,也不知 道凶手為何這樣的忿怒,竟能對天使般的小孩下手。我也擔憂 孩子們常接觸的,都是暴力的電動遊戲,還有電視和電影,而人們 亦放縱自己的情緒,只求發洩,不懂考慮別人。到底作為父母和 教育工作者,我們有怎樣的責任去教育下一代呢?我想我們 需要為下一代好好的祈禱!--Annie(小學老師) 槍擊案所在地康 乃迪克州州長這樣說﹕“今 天﹐邪惡降臨在我們這裡。”邪惡 的始作俑就者是撒旦﹐他的勢力龐大﹐ 我們都活在被他攻擊的世界裡。這一宗悲慘 的槍擊案﹐還有每天在世界各地發生的﹑無數 大大小小的人間悲劇﹐都可以歸咎於撒旦在背後 興風作浪。 但這一點都沒有減低 Adam Lanza 要負的責任。 他 心中充滿了惡毒﹐他絕對逃脫不了神的憤怒。當一個 人在成長的過程中沒有接觸真理﹐或者拒絕真理﹐ 而整天只是浸淫在暴力文化當中(據說他極少與人溝 通﹐整天只是與電腦為伍。我們可以猜想他一定對 於那些電腦槍擊游戲很著迷)﹐就隨時可能變成一 顆計時炸彈。 作為父母﹐我們真的要教導孩子聖 經的真理﹐讓他們認識神﹑敬畏神﹐多一點青 少年敬畏神﹐就少一點機會發生這種悲劇。 至於自己孩子的安全﹐除了希望管制槍 械﹑加強學校保安之外﹐還是要恆 切為他們禱告﹐求神來保守。 -- 官國瑋牧師 聽到新聞覺得 很心寒。事件後,政 府已對我工作的幼兒中心 發出指引,要在課室中興建 panic room密室,在緊急情況 下,把小孩藏身在內。(那老 師呢?)如真的有槍手闖入, 老師的主要責任是要轉移其視 線,除非密室有足夠的空間 讓老師也躲藏在內。 --清清(幼兒中 心助理) [時代雜誌]每年首期內容總會祭出[年度風雲人物]的推介,當然今年也不例外。 沒有想到的,內文竟有二版連頁,大幅印刷廿七個木雕天使,是由一位有心人士製 成,豎立在事發小學附近的草坪上,懷念死者,觸目驚心。 [無語問蒼天!]這應該是廿七位死者親人的心情吧!每逢這類不幸事件發生,我總 覺得人類的語言不足以安慰,甚或有點多餘。約伯豈不也說:[這樣的話我聽了許 多,你們安慰人,反叫人愁煩。虛空的言語有窮盡麽?] 當地一位教會牧者這樣說:[這廿位孩童的星光熠熠閃耀,光芒蓋過社區內全部的聖 誕燈飾;因為天上多了廿顆亮晶晶的小星星],也許,這段話能悄悄撫慰頓失子女父 母們滴血的心吧! 擁購槍枝是個人的自由,但若個人的自由染上了無邪孩童的鮮血,美國是否到了該 反省的時刻呢? --周如歡教士 很多人把事件的焦點指向槍枝管制,但我卻想探 討Adam Lanza這個人。Lanza被指有「阿斯伯格症」 Asperger’s Syndrome,這種人雖然有天才一樣高 的智商,但在人際關係上卻極缺乏能力。他們常誤 解別人或被人誤解,甚至被看為怪人;就像 Lanza 的同學一樣,覺得他根本沒有無喜怒哀樂。不過 「阿斯伯格症」不是這悲劇的主要原因。一篇刊登 在Huffington 郵報,題目為”I am Adam Lanza’s Mother” (我是Adam Lanza的母親) 讓我心痛。當 然作者並非Adam Lanza的母親,只不過她的兒子也和 Lanza一樣,患上了「阿斯伯格症」。不同的,是這 位母親忍下心來,把她十三歲的兒子送到療養院。 此外我自己身為一位自閉兒的父親,我深感到四周 的壓力。尤其在公眾場合,人們常對我的孩子投下 奇異的眼光,我希望人們明白,要照顧有病兒女的 父母要承受多大的重擔,旁人的體諒對我們來說是 莫大的支持。基督徒相信每個人在上帝的眼中都有 非凡價值,亦同樣有上帝的形象,同樣可以貢獻社 會;聞說愛因思坦也是「阿斯伯格症」患者呢! -- Elvis(家長)

號角月報 美西北版 2013年 一月份

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    Ameriprise Financial Services, Inc. Member FINRA and SIPC. Ameriprise Financial provides financial services without regard to religious affiliation or cultural background. 2011 Ameriprise Financial, Inc. All rights reserved.

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    2121 19PthP Ave, Suite 103 ( 19PthP Ave & Quantara St.) San Francisco, CA 94116 (W) 415-999-6369 email: [email protected]

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    Lic. # 0G69196

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  • 1 A8

    206-396-3173

    [email protected]

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    11()

    111700 Edmonds Ave NE, Renton, WA 98056

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    206-624-0988

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    :10:00am - 12:00pm Mu Yun

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    :11:00am - 12:00pm

    :2:00pm3:00pm

    : :4063 148th Ave NE

    Bellevue Wa 98006

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    206-624-5633 4301

    2013112,

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    5801 Beacon Avenue South,

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    *

    MONARCH TRADING CORPORATION

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    Tel(206) 763-6161 Fax: (206) 763-6168

    Out of State toll free: 1-866-823-4638 E-Mail: [email protected]

    Open: M-F 9am to 6pm, Sat 11am-4pm

    948 South Doris Street, In Georgetown by Boeing Off 5900 Airport Way South, Seattle, WA 98108

    E-Mail: [email protected] www.SkylineProperties.com

    606 120th Ave., NE, D-204, Bellevue, WA 98005

    (206)200-5087 (206)789-6688

    Michael Oh

    SKYLINE PROPERTIES, INC.

    CHINESE EGG NOODLES & FORTUNE COOKIES

    TSUE CHONG COMPANY, INC. 800 SOUTH WELLER ST., SEATTLE, WA 98104

    TEL:(206)623-0801 FAX:(206)382-2688 E-Mail: [email protected]

    Chinese Noodles. Fortune Cookies.. Wonton Mein Wonton Wrappers Egg Roll Wrappers..

    , O'Asian Kent Eva Li Tasha Bistro Cafe Tasha Sawabini

    ( P h i l Smart,Sr.)

    (General Patton)

    1989 (Rotary Club)

    (Bill Gate,Sr.)

    7

    888HHHUYOID121 24 8 8 8

    (Hurt)(Hunger)(Homeless)(Unemployed)(Youth)(Old)(Illiterate) (Drugged)

    (Bruce Lar-son) (Find the way to give yourself away)

    70

    25

    1989

    65

    25

    24

    2 0 0 0

    GlaxoSmithKline SHARE

    2008

    25

    2010 9 25

    ()

    (Hyatt Regency Bellevue)

    206.721.3630 [email protected]

    www.kinon.org

    4416 S Brandon St., Seattle WA 98118 815 S Weller St, Suite 212 Seattle, WA 98104

    Chef Tony Wu of OAsian Chef Tasha of Tasha Bistro Cafe

    Chef King Wai of House of Hong and Kent Li of Red Lan-tern

    Chef Cai Yong of Dim Sum King

    show

    1999

    1

    A9

    *

    MONARCH TRADING CORPORATION

    Kitchen Equipment for Restaurants and Churches

    Sales/Design/Installation/Build/Consulting Licensed, Insured, Bonded Contractor

    Tel(206) 763-6161 Fax: (206) 763-6168

    Out of State toll free: 1-866-823-4638 E-Mail: [email protected]

    Open: M-F 9am to 6pm, Sat 11am-4pm

    948 South Doris Street, In Georgetown by Boeing Off 5900 Airport Way South, Seattle, WA 98108

    E-Mail: [email protected] www.SkylineProperties.com

    606 120th Ave., NE, D-204, Bellevue, WA 98005

    (206)200-5087 (206)789-6688

    Michael Oh

    SKYLINE PROPERTIES, INC.

    CHINESE EGG NOODLES & FORTUNE COOKIES

    TSUE CHONG COMPANY, INC. 800 SOUTH WELLER ST., SEATTLE, WA 98104

    TEL:(206)623-0801 FAX:(206)382-2688 E-Mail: [email protected]

    Chinese Noodles. Fortune Cookies.. Wonton Mein Wonton Wrappers Egg Roll Wrappers..

    , O'Asian Kent Eva Li Tasha Bistro Cafe Tasha Sawabini

    ( P h i l Smart,Sr.)

    (General Patton)

    1989 (Rotary Club)

    (Bill Gate,Sr.)

    7

    888HHHUYOID121 24 8 8 8

    (Hurt)(Hunger)(Homeless)(Unemployed)(Youth)(Old)(Illiterate) (Drugged)

    (Bruce Lar-son) (Find the way to give yourself away)

    70

    25

    1989

    65

    25

    24

    2 0 0 0

    GlaxoSmithKline SHARE

    2008

    25

    2010 9 25

    ()

    (Hyatt Regency Bellevue)

    206.721.3630 [email protected]

    www.kinon.org

    4416 S Brandon St., Seattle WA 98118 815 S Weller St, Suite 212 Seattle, WA 98104

    Chef Tony Wu of OAsian Chef Tasha of Tasha Bistro Cafe

    Chef King Wai of House of Hong and Kent Li of Red Lan-tern

    Chef Cai Yong of Dim Sum King

    show

    (

    )

    A9

    *

    MONARCH TRADING CORPORATION

    Kitchen Equipment for Restaurants and Churches

    Sales/Design/Installation/Build/Consulting Licensed, Insured, Bonded Contractor

    Tel(206) 763-6161 Fax: (206) 763-6168

    Out of State toll free: 1-866-823-4638 E-Mail: [email protected]

    Open: M-F 9am to 6pm, Sat 11am-4pm

    948 South Doris Street, In Georgetown by Boeing Off 5900 Airport Way South, Seattle, WA 98108

    E-Mail: [email protected] www.SkylineProperties.com

    606 120th Ave., NE, D-204, Bellevue, WA 98005

    (206)200-5087 (206)789-6688

    Michael Oh

    SKYLINE PROPERTIES, INC.

    CHINESE EGG NOODLES & FORTUNE COOKIES

    TSUE CHONG COMPANY, INC. 800 SOUTH WELLER ST., SEATTLE, WA 98104

    TEL:(206)623-0801 FAX:(206)382-2688 E-Mail: [email protected]

    Chinese Noodles. Fortune Cookies.. Wonton Mein Wonton Wrappers Egg Roll Wrappers..

    , O'Asian Kent Eva Li Tasha Bistro Cafe Tasha Sawabini

    ( P h i l Smart,Sr.)

    (General Patton)

    1989 (Rotary Club)

    (Bill Gate,Sr.)

    7

    888HHHUYOID121 24 8 8 8

    (Hurt)(Hunger)(Homeless)(Unemployed)(Youth)(Old)(Illiterate) (Drugged)

    (Bruce Lar-son) (Find the way to give yourself away)

    70

    25

    1989

    65

    25

    24

    2 0 0 0

    GlaxoSmithKline SHARE

    2008

    25

    2010 9 25

    ()

    (Hyatt Regency Bellevue)

    206.721.3630 [email protected]

    www.kinon.org

    4416 S Brandon St., Seattle WA 98118 815 S Weller St, Suite 212 Seattle, WA 98104

    Chef Tony Wu of OAsian Chef Tasha of Tasha Bistro Cafe

    Chef King Wai of House of Hong and Kent Li of Red Lan-tern

    Chef Cai Yong of Dim Sum King

    show

    A9

    *

    MONARCH TRADING CORPORATION

    Kitchen Equipment for Restaurants and Churches

    Sales/Design/Installation/Build/Consulting Licensed, Insured, Bonded Contractor

    Tel(206) 763-6161 Fax: (206) 763-6168

    Out of State toll free: 1-866-823-4638 E-Mail: [email protected]

    Open: M-F 9am to 6pm, Sat 11am-4pm

    948 South Doris Street, In Georgetown by Boeing Off 5900 Airport Way South, Seattle, WA 98108

    E-Mail: [email protected] www.SkylineProperties.com

    606 120th Ave., NE, D-204, Bellevue, WA 98005

    (206)200-5087 (206)789-6688

    Michael Oh

    SKYLINE PROPERTIES, INC.

    CHINESE EGG NOODLES & FORTUNE COOKIES

    TSUE CHONG COMPANY, INC. 800 SOUTH WELLER ST., SEATTLE, WA 98104

    TEL:(206)623-0801 FAX:(206)382-2688 E-Mail: [email protected]

    Chinese Noodles. Fortune Cookies.. Wonton Mein Wonton Wrappers Egg Roll Wrappers..

    , O'Asian Kent Eva Li Tasha Bistro Cafe Tasha Sawabini

    ( P h i l Smart,Sr.)

    (General Patton)

    1989 (Rotary Club)

    (Bill Gate,Sr.)

    7

    888HHHUYOID121 24 8 8 8

    (Hurt)(Hunger)(Homeless)(Unemployed)(Youth)(Old)(Illiterate) (Drugged)

    (Bruce Lar-son) (Find the way to give yourself away)

    70

    25

    1989

    65

    25

    24

    2 0 0 0

    GlaxoSmithKline SHARE

    2008

    25

    2010 9 25

    ()

    (Hyatt Regency Bellevue)

    206.721.3630 [email protected]

    www.kinon.org

    4416 S Brandon St., Seattle WA 98118 815 S Weller St, Suite 212 Seattle, WA 98104

    Chef Tony Wu of OAsian Chef Tasha of Tasha Bistro Cafe

    Chef King Wai of House of Hong and Kent Li of Red Lan-tern

    Chef Cai Yong of Dim Sum King

    show

    A9

    *

    MONARCH TRADING CORPORATION

    Kitchen Equipment for Restaurants and Churches

    Sales/Design/Installation/Build/Consulting Licensed, Insured, Bonded Contractor

    Tel(206) 763-6161 Fax: (206) 763-6168

    Out of State toll free: 1-866-823-4638 E-Mail: [email protected]

    Open: M-F 9am to 6pm, Sat 11am-4pm

    948 South Doris Street, In Georgetown by Boeing Off 5900 Airport Way South, Seattle, WA 98108

    E-Mail: [email protected] www.SkylineProperties.com

    606 120th Ave., NE, D-204, Bellevue, WA 98005

    (206)200-5087 (206)789-6688

    Michael Oh

    SKYLINE PROPERTIES, INC.

    CHINESE EGG NOODLES & FORTUNE COOKIES

    TSUE CHONG COMPANY, INC. 800 SOUTH WELLER ST., SEATTLE, WA 98104

    TEL:(206)623-0801 FAX:(206)382-2688 E-Mail: [email protected]

    Chinese Noodles. Fortune Cookies.. Wonton Mein Wonton Wrappers Egg Roll Wrappers..

    , O'Asian Kent Eva Li Tasha Bistro Cafe Tasha Sawabini

    ( P h i l Smart,Sr.)

    (General Patton)

    1989 (Rotary Club)

    (Bill Gate,Sr.)

    7

    888HHHUYOID121 24 8 8 8

    (Hurt)(Hunger)(Homeless)(Unemployed)(Youth)(Old)(Illiterate) (Drugged)

    (Bruce Lar-son) (Find the way to give yourself away)

    70

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    1989

    65

    25

    24

    2 0 0 0

    GlaxoSmithKline SHARE

    2008

    25

    2010 9 25

    ()

    (Hyatt Regency Bellevue)

    206.721.3630 [email protected]

    www.kinon.org

    4416 S Brandon St., Seattle WA 98118 815 S Weller St, Suite 212 Seattle, WA 98104

    Chef Tony Wu of OAsian Chef Tasha of Tasha Bistro Cafe

    Chef King Wai of House of Hong and Kent Li of Red Lan-tern

    Chef Cai Yong of Dim Sum King

    show

    11 19

    25

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    (ICE)

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    18

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    $12,38529,938

    18,000

    4,200(UW)

    2000

    WSU

    2012

    20982

    7

    :

    http://www.upc.org/

    ministries/Internationals/

    MinistrywithInternationals.aspx

    http://www.upc.

    org/ministries/Internationals/

    LanguageInstitute.aspx

    http://seattleglobalfriends.

    org/weeklyopportunities/

    International

    Friendship House

    IFH 1818 NE 50th St, Seattle,

    WA 98105

    Polly pyorioka@gmail.

    com 206.525.1725 ext 406 1

    24:14

    rainbows@

    therainbows.org 206

    734-7000

    www.therainbows.org

    Elevated Sportz

    Indoor Trampoline Park Fitness Center Party Center Cafe

    18311 Bothell-Everett Hwy, Suite #140, Bothell, WA. (425) 949-4488

    [email protected] http://elevatedsportz.com/

    *

    * *

    MONARCH TRADING CORPORATION

    Tel(206) 763-6161 * Fax (206) 763-6168E-mail monarch_trading@msn .com

    Open M-F 9 am to 6 pm, Saturday by appt.948 South Doris Street, Georgetown

    Seattle, Washington 98018

  • 1 A10

    Grace of God Alliance Church

    10:15am 9:00am 38325 Cedar Blvd., Newark, CA 94560 (510)668-1989 [email protected] : www.ggac-cma.org

    Grace of God Alliance Church

    10:15am 9:00am 38325 Cedar Blvd., Newark, CA 94560 (510)668-1989 [email protected] : www.ggac-cma.org

    Grace of God Alliance Church

    10:15am 9:00am 38325 Cedar Blvd., Newark, CA 94560 (510)668-1989 [email protected] : www.ggac-cma.org

    Peninsula Chinese Alliance Church256 N. El Camino Real, San Mateo, CA 94401: (650) 343-7677 : www.p-cac.org

    : :

    9:30AM 9:30AM 11:00AM 11:30AM

    Forerunner Christian Church

    39620 Sundale Drive, Fremont, CA 94538Tel 510-656-8900 Fax 510-656-8989

    (Stevenson Blvd. Sundale Drive )

    9:30am 10:00am (//)7:30pm

    ()www.forerunner.cc 510-657-3800 510-657-3816()

    7485 Village Parkway, Dublin, CA 94568 () 925-479-0189

    Parkway Chinese Baptist Church

    :::

    ::

    9:30 9:3011:00()7:00-8:30()

    2715 Prince St., Berkeley, CA 94705 510-654-8137 510-658-6135

    Chinese For Christ Berkeley

    : : : : 9:40am11:00am :

    Berkeley Chinese Baptist Church: :

    :

    : 1951 Sacramento Street, Berkeley, CA 94702: 510-848-8722

    : http://www.bcbc-berkeley.org/chinese/

    : 38075 Mission Boulevard, Fremont, CA 94536 Tel: 510 792-2782 Website: www.tccbc.org

    10:00a.m. 10:00a.m.11:30a.m. 10:00a.m.:8:00p.m.AWANA7:25p.m.()

    Tri-City Chinese Baptist Church

    ::

    Prince of Peace Church and School 900 / 1030 1030 1030

    38451 Fremont Blvd, Fremont CA 94536

    :510-793-3366x263 E-mail:[email protected] www.popfremont.org

    E a s t B a y A l l i a n c e C h u r c h

    :

    9:30 () 11:00 (/)

    3755 13 Ave.

    Oakland, CA 94610

    510-336-1908

    www.EastBayAlliance.org

    201157

    .

    ..

    : ****

    : 10:30 : 9:30: 6678 Owens Drive, Suite 102 Pleasanton, CA 94588: (925) 463-0306: www.TVBOLCC.net

    :

    ****: 10:30: 9:30: 6678 Owens Drive, Suite 102 Pleasanton, CA 94588: (925) 463-0306: www.TVBOLCC.net

    Christ Community Chinese Alliance Church

    19741 Hathaway Ave,Hayward, CA 94541

    : : : : : :

    9:30am11:00 am 9:[email protected]

    Fremont Chinese EFC

    505 Driscoll Road, Fremont CA 94539

    9 10 45

    www.fcefc.us Tel: 510-668-0929

    510-893-3210(Teresa):[email protected]

    10:00AM 10:00AM /

    10:00AM 7:00PM 7:00PM ------------------------------------------------------------------------------------------------------------

    1615 Carlson Blvd., Richmond, CA 94804 /510-524-9610 www.gccubed.org

    10:00AM 10:00AM /

    10:00AM 7:00PM 7:00PM ------------------------------------------------------------------------------------------------------------

    1615 Carlson Blvd., Richmond, CA 94804 /510-524-9610 www.gccubed.org

    10:00AM 10:00AM /

    10:00AM 7:00PM 7:00PM ------------------------------------------------------------------------------------------------------------

    1615 Carlson Blvd., Richmond, CA 94804 /510-524-9610 www.gccubed.org

    10:00AM 10:00AM /

    10:00AM 7:00PM 7:00PM ------------------------------------------------------------------------------------------------------------

    1615 Carlson Blvd., Richmond, CA 94804 /510-524-9610 www.gccubed.org

    10:00AM 10:00AM /

    10:00AM 7:00PM 7:00PM ------------------------------------------------------------------------------------------------------------

    1615 Carlson Blvd., Richmond, CA 94804 /510-524-9610 www.gccubed.org

    San Mateo

    1981

    2006

    2012 10

    5:30PM

    2012

    9:30AM

    11:00

    234 9TH

    AVE. San Mateo, CA 94401

    (650) 570-5877

    ccbafamily@gmail.

    com

    www.ccba-sm.org

    ( Trinity Evangelical Free Church )7200 Schmidt Ln, El Cerrito, CA 945305 5 7

    ()9

    (Trinity Evangelical Free Church ) 1030 () 1030 ()

    www.lifelutheranchurch.org [email protected]

    7200 Schmidt Ln., El Cerrito, CA 94530 510-381-2255

    5Trinity Evangelical Free Church

    (7200 Schmidt Ln, El Cerrito, CA 94530)9

    (523 8th St, Oakland, CA 94607)

    1. (9/15/201212/15/20123 430) () Trinity Evangelical Free Church2. III (9/17/201212/17/2012; 730930) 3. I (9/15/201211/17/2012; 91130) Trinity Evangelical Free Church

    ()Saturday 5:30 AM Junior High & High School Group Fun-static Explorers for Kids (Age: 3-12) 7:30 PM SEED Group (Age: 18-25): Worship & Bible study

    510-221-4182

    ( Trinity Evangelical Free Church )7200 Schmidt Ln, El Cerrito, CA 945305 5 7

    ()9

    (Trinity Evangelical Free Church ) 1030 () 1030 ()

    www.lifelutheranchurch.org [email protected]

    7200 Schmidt Ln., El Cerrito, CA 94530 510-381-2255

    5Trinity Evangelical Free Church

    (7200 Schmidt Ln, El Cerrito, CA 94530)9

    (523 8th St, Oakland, CA 94607)

    1. (9/15/201212/15/20123 430) () Trinity Evangelical Free Church2. III (9/17/201212/17/2012; 730930) 3. I (9/15/201211/17/2012; 91130) Trinity Evangelical Free Church

    ()Saturday 5:30 AM Junior High & High School Group Fun-static Explorers for Kids (Age: 3-12) 7:30 PM SEED Group (Age: 18-25): Worship & Bible study

    510-221-4182

    ( Trinity Evangelical Free Church )7200 Schmidt Ln, El Cerrito, CA 945305 5 7

    ()9

    (Trinity Evangelical Free Church ) 1030 () 1030 ()

    www.lifelutheranchurch.org [email protected]

    7200 Schmidt Ln., El Cerrito, CA 94530 510-381-2255

    5Trinity Evangelical Free Church

    (7200 Schmidt Ln, El Cerrito, CA 94530)9

    (523 8th St, Oakland, CA 94607)

    1. (9/15/201212/15/20123 430) () Trinity Evangelical Free Church2. III (9/17/201212/17/2012; 730930) 3. I (9/15/201211/17/2012; 91130) Trinity Evangelical Free Church

    ()Saturday 5:30 AM Junior High & High School Group Fun-static Explorers for Kids (Age: 3-12) 7:30 PM SEED Group (Age: 18-25): Worship & Bible study

    510-221-4182

    ( Trinity Evangelical Free Church )7200 Schmidt Ln, El Cerrito, CA 945305 5 7

    ()9

    (Trinity Evangelical Free Church ) 1030 () 1030 ()

    www.lifelutheranchurch.org [email protected]

    7200 Schmidt Ln., El Cerrito, CA 94530 510-381-2255

    5Trinity Evangelical Free Church

    (7200 Schmidt Ln, El Cerrito, CA 94530)9

    (523 8th St, Oakland, CA 94607)

    1. (9/15/201212/15/20123 430) () Trinity Evangelical Free Church2. III (9/17/201212/17/2012; 730930) 3. I (9/15/201211/17/2012; 91130) Trinity Evangelical Free Church

    ()Saturday 5:30 AM Junior High & High School Group Fun-static Explorers for Kids (Age: 3-12) 7:30 PM SEED Group (Age: 18-25): Worship & Bible study

    510-221-4182

    Saturday 5:00 PM Worship & Bible Study for - Fun-static Explorers for Kids (Age: 3-12) - Junior High & High School Group (Age: 13-17) - SEED Group (Age: 18-25)

    ()1030 () 1030 ()

    1. (1/12/2013230 4) () Trinity Evangelical Free Church2. V (1/14/2013730 930) 3. II (1/19/20134/27/2013; 730845) Trinity Evangelical Free Church

    ( Trinity Evangelical Free Church )7200 Schmidt Ln, El Cerrito, CA 945305 5 7

    ()9

    (Trinity Evangelical Free Church ) 1030 () 1030 ()

    www.lifelutheranchurch.org [email protected]

    7200 Schmidt Ln., El Cerrito, CA 94530 510-381-2255

    5Trinity Evangelical Free Church

    (7200 Schmidt Ln, El Cerrito, CA 94530)9

    (523 8th St, Oakland, CA 94607)

    1. (9/15/201212/15/20123 430) () Trinity Evangelical Free Church2. III (9/17/201212/17/2012; 730930) 3. I (9/15/201211/17/2012; 91130) Trinity Evangelical Free Church

    ()Saturday 5:30 AM Junior High & High School Group Fun-static Explorers for Kids (Age: 3-12) 7:30 PM SEED Group (Age: 18-25): Worship & Bible study

    510-221-4182

    ( Trinity Evangelical Free Church )7200 Schmidt Ln, El Cerrito, CA 945305 5 7

    ()9

    (Trinity Evangelical Free Church ) 1030 () 1030 ()

    www.lifelutheranchurch.org [email protected]

    7200 Schmidt Ln., El Cerrito, CA 94530 510-381-2255

    5Trinity Evangelical Free Church

    (7200 Schmidt Ln, El Cerrito, CA 94530)9

    (523 8th St, Oakland, CA 94607)

    1. (9/15/201212/15/20123 430) () Trinity Evangelical Free Church2. III (9/17/201212/17/2012; 730930) 3. I (9/15/201211/17/2012; 91130) Trinity Evangelical Free Church

    ()Saturday 5:30 AM Junior High & High School Group Fun-static Explorers for Kids (Age: 3-12) 7:30 PM SEED Group (Age: 18-25): Worship & Bible study

    510-221-4182

    ( Trinity Evangelical Free Church )7200 Schmidt Ln, El Cerrito, CA 945305 5 7

    ()9

    (Trinity Evangelical Free Church ) 1030 () 1030 ()

    www.lifelutheranchurch.org [email protected]

    7200 Schmidt Ln., El Cerrito, CA 94530 510-381-2255

    5Trinity Evangelical Free Church

    (7200 Schmidt Ln, El Cerrito, CA 94530)9

    (523 8th St, Oakland, CA 94607)

    1. (9/15/201212/15/20123 430) () Trinity Evangelical Free Church2. III (9/17/201212/17/2012; 730930) 3. I (9/15/201211/17/2012; 91130) Trinity Evangelical Free Church

    ()Saturday 5:30 AM Junior High & High School Group Fun-static Explorers for Kids (Age: 3-12) 7:30 PM SEED Group (Age: 18-25): Worship & Bible study

    510-221-4182

  • 45

    Cumberland Presbyterian Chinese Church

    865 Jackson Street, San Francisco, CA94133Tel 415-421-1624 Fax 415-421-1874

    Website www.cumberlandsf.orgEmail [email protected]

    10:00am 11:30am 8:00pm

    10:00am () 8:40am 11:30am

    9:30am 11:15am

    San Francisco

    1150 Vicente Street, (at 23rd Ave.), San Francisco, CA 94116 Tel:(415)564-3301 Fax:(415)564-3627 www.sfcac.org

    San Francisco Chinese Alliance Church

    ::

    9:15am

    11:00am

    9:15am / 11:00am

    9:15am

    8:00pm

    :

    11:00am

    9:15am

    9:15am / 11:00am

    11:00am

    :

    :Time: Sunday 4:00 P.M.

    1474 Southgate Avenue, Daly City, CA 94015 With Large Parking Lot)

    : 415-963-1444 : 415-806-8957

    Cornerstone Grace Evangelical Baptist Church

    San Francisco Evangelical Free Church

    756 Union St., (Powell & Mason), S.F., CA 94133 (415)391-0699 8:45am 10:00am 11:30am 9:00am 12:15pm 3:00pm 6:00pm http://www.sfefc.org

    -

    : 10:00 11:30 : 8:30 11:30(): 11:30 : 8:30 -12:45

    //

    3638 Lawton St., San Francisco, CA 94122 :415-665-5550 :415-665-4575: [email protected] : www.sunsetchurchsf.org/Chinese

    Sunset Church

    ()

    Website: www.fupcsf.org Email: [email protected]

    BURLINGAME

    1740 Sloat Blvd., (at 35th Ave) S.F.()10:45

    1500 Easton Dr., (at El Camino Real) ()11:15

    : 415-759-3700 415-731-0377()

    :

    1978

    Home of Christ Church

    465 West Portal AveSan Francisco, CA 94127 (415) 564-2099

    San Francisco

    71 Bay Road Menlo Park, CA 94025 (650) 323-5550

    Menlo Park

    10340 Bubb Road,Cupertino, CA 95014 (408) 996-8208

    Cupertino

    20548 Lomita Avenue,Saratoga, CA 95070 (408) 867-6264

    Saratoga

    17175 Monterey Rd.Morgan Hill, CA 95037(408)706-5996

    Morgan Hill

    4248 Solar WayFremont, CA 94538(510) 651-9631/9937

    Fremont

    35479 Dumbarton Court, Newark, CA 94560(510) 742-6848

    Newark

    7

    www.hoc.org

    www.hvfhoc.com

    Sharon Chinese Bapt is t Church

    415-397-6859 415-397-2828 981 Washington Street, San Francisco, CA 94108

    Chinese Independent Baptist Church SF

    ::

    ::

    9:45am 11:15am 9:45am 11:15am

    GGCC AdvertisementSize: W 2.875 x H 4

    San Francisco

    1100 1115 1000 1000

    ****** 1. : 1811 34th Ave (Noriega )2.

    1811 34th Ave, San Francisco, CA 94122415-831-2313

    19th Ave. Chinese Baptist Church

    1398 19th AvenueSan Francisco, CA 94122

    9 AM 11 AM (415) 566-1232

    1 A11

    24

    /

    01/05/13

    01/19/13

    02/02/13

    02/16/13

    C h i n e s e C h r i s t i a n C h u r c h

    10 Chester Ave., San Francisco, CA 94132( , 19th Ave. )

    Tel : 415-317-4520 www.youtube.com/ccchurch10 www.ccchurch10.org

    : : 1 1 : 0 0 : 9 : 3 0 - 1 2 : 0 0 : 7 : 0 0 - 9 : 0 0

    ? !

    2013413 - 16

    ()()() Kpandai & Kpandai

    [(852) 2391.0411 /[email protected]]www.cccowe.org/africa2013

    1811 34th Ave (Noriega

    ) SF

    (415) 831-2313

    ...,. , ,,,,15 Waverly Place, San Francieco, CA 94108 415-362-4298

    ACC2/5/20133/28/201368378 18th Ave. Geary Blvd. S.F. (415) 434-0738

    ACC1/8/2013:www.accsf.org

    - ? ? ? 523 8th St. Oakland, CA 94607 10:00-12:00 1/07/13 3/25/13

    - 280 8th St. Oakland, CA 94607 7:30 - 9:30 1/21/13 3/25/13US$10():(Nel-lie)510-282-7669408-265-8092(Pinnie)408-644-3394

    . : . , . . , , . :, 3638 LAWTON STREET/42nd AVE.( /42nd).:415-665-3332 11

    , ? . , , , , , , .:, 3638 LAWTON STREET/42nd AVE.( /42nd).:415-665-3332 11

    :

    :

    : 1/25/2013 730 pm 1/26/2013 700 pm: Trinity Life Center 5225 Hillsdale Blvd. Sacramento, CA 95842 (Near I-80 & Madsion Avenue west bond)

    http://www.tlgcc.org/main_events.html

    (916)668-0860,

    2012111, (Grace Song).,: 510-452-4963.

    2013216-18Union City

    408.887.5173:www.cffcusa.org

    20133954(330)91130510-893-3210925-413-4228

    391639912/408-996-922031691232

    811357Alameda510-522-0200

  • 1 A12South Bay

    977 Shadow Brook DriveSan Jose, CA 95120Fax: (408) 997-2665

    9:45am-10:20am 10:30am-12:00pm

    Guidepost Gospel Church

    6345 Janary Way San Jose, CA 95129 Tel : (408)927-9257

    (408) 371-6200 www.cbcsj.org

    COMMUNITY BAPTIST CHURCH OF SAN JOSE

    2215 Curtner Avenue, Campbell, CA 95008

    RIVER OF LIFE CHRISTIAN CHURCH

    408-625-4998 415-593-9280 510-576-6976916-307-4619 650-230-0823 925-871-2760 206-279-5939 425-606-3682 503-334-3501

    www.rolcc.net 1-888-697-6522

    8:30/9:45/11:15 AM 11:15 AM 9:45/11:15 AM 1:30 PM

    Smartphone Apps . . . River of Life Rolcc

    408-260-0257 408-748-3377

    448-454 Francis Drive, San Jose, CA 95133 408-926-2621 www.scbc.net [email protected]

    Southbay Chinese Baptist Church

    :

    :

    10:00am 11:20am 7:30pm AWANA CLUB

    :Larry Tong:(Peter Wang)

    :(Joni Yee)

    South Bay

    The Point The Point Church of the Nazarene

    ,,,, . :

    :Pastor Greg Gate : : :(408)813-5822 :[email protected]

    : 3695 Rose Terrasse CircleSan Jose, CA 95148

    : (408)270-7646:WWW.sjnazarene.com

    http://www.cchcsf.org/church-directory

    West Valley Christian Alliance Church

    : 9:30am () 11:00am (), ,

    : : , :

    : 3003 Moorpark Ave., San Jose, CA 95128/: (408)244-9225 : www.westvalleyalliance.org

    West Valley Christian Alliance Church

    : 9:30am () 11:00am (), ,

    : : , :

    : 3003 Moorpark Ave., San Jose, CA 95128/: (408)244-9225 : www.westvalleyalliance.org

    West Valley Christian Alliance Church

    : 9:30am () 11:00am (), ,

    : : , :

    : 3003 Moorpark Ave., San Jose, CA 95128/: (408)244-9225 : www.westvalleyalliance.org

    West Valley Christian Alliance Church

    : 9:30am () 11:00am (), ,

    : : , :

    : 3003 Moorpark Ave., San Jose, CA 95128/: (408)244-9225 : www.westvalleyalliance.org

    West Valley Christian Alliance Church

    : 9:30am () 11:00am (), ,

    : : , :

    : 3003 Moorpark Ave., San Jose, CA 95128/: (408)244-9225 : www.westvalleyalliance.org

    West Valley Christian Alliance Church

    : 9:30am () 11:00am (), ,

    : : , :

    : 3003 Moorpark Ave., San Jose, CA 95128/: (408)244-9225 : www.westvalleyalliance.org

    San Bruno Chinese Church

    250 Courtland Drive San Bruno CA 94066 Tel. (650)589-9760www.SanBrunoChineseChurch.org

    : :

    : 10:00 am 11:30 am : 8:00 pm : 7:30 pm :

    Faith Community Church of Peninsula

    ,

    10:00-11:30am

    Belmont Community Center20 Twin Pines Lane, Belmont, CA 94002

    Off Ralston, 2 Block West of El Camino Real : (650) 292-1217 : www.faithccp.org

    Grace Gospel Christian Church

    Reformed Church in America

    : : Hilton Garden Inn 2000 bridgepointe Circle, San Mateo, CA 94404 : (650) 212-5858: www.gracegospel-rca.org

    : :

    9:30AM 11:00AM

    : 234 9th Ave. San Mateo, CA 94401: (650)570-5877 () : (650)570-5334 web: www.ccba-sm.org Email: [email protected]

    Peninsula Chinese Alliance Church256 N. El Camino Real, San Mateo, CA 94401: (650) 343-7677 : www.p-cac.org

    : :

    9:30AM 9:30AM 11:00AM 11:30AM

    Sacramento

    3424 Fruitridge Road, Sacramento, CA 95820 916-421-8207

    Maranatha Christian Church

    ::

    10:00am / Billingual

    845 1000 730 (916)422-4474

    1000 845/1120 700 (916)422-4253

    1120 1000 730 (916)422-4276

    6656 Park Riviera Way,Sacramento, CA 95831(916) 422-6547www.ChineseGraceBibleChurch.org

    RENO Immanuel Chinese Alliance Church

    162 Hubbard Way, Reno, NV 89502(775) 828-4223 www.icacreno.org

    [email protected]

    9:30 am 11:00 am 12:30 pm 2:00 pm

    (/ )

    Vallejo Chinese Christian Church

    2025 Sonoma Blvd., Vallejo, CA 94590

    Raymond Shih Lead Pastor

    (707) 654-6253 [email protected]

    () 11:30 () 10:00 () 11:30

    10:00 ( $20.00) Carlina Lee

    Principal(510)-409-6818 [email protected]

    Other Areas

    Hiring

    ()

    1. 2. 3. () 4. 5.

    352-328-4435 [email protected]

    Edward Kiang ( )Email: [email protected]

    1434 Bullard Avenue, Clovis, CA 93611(559) 360-2209

    Valley Chinese Baptist Church

    !

    !Silicon Valley Alliance Church (Milpitas, California) www.svac-cma.org

    ; ;;

    ..

    Contact:PastoralSearchCommittee

    E-Mail: [email protected]

    :

    :Mr. Clifton WongSan Francisco Chinese Baptist Church1811 - 34th Avenue, San Francisco, CA 94122 e-mail: [email protected]

    510-893-3210:[email protected]

    :408-725-8733:408-725-8791website:www.cfccsj.org4255 Williams Road, San Jose, CA 95129(Saratoga williams-25,57,58)

    : 8:30-9:40 10:00-11:10 10:15-11:15 11:30-12:40 ()

    () 9:00-11:15

    !

    : : Samson Ou : Joey Wang Ken Chan

  • www.chinesegracebiblechurch.org

    Fellowship Pastor Search CommitteeChinese Grace Bible Church6656 Park Riviera Way, Sacramento, CA 95831 email: [email protected]

    500

    [email protected]

    510-893-3210:[email protected]

    (http://www.gefcsf.org)

    - -(M.Div) - - - - [email protected]

    1 A13

    510-893-3210

    (Cali-fornia real estate license): 12()Rockwell Institute1/122/16/2013(6) , 9:00 - 1:00$699.00

    1/19/2013 - 5/11/2013 2:00 - 4:00 $5.00

    4:00 - 5:15 3:30 - 5:30Fremont Chinese Independent Baptist Church37365 Centralmont Place,Fremont, CA 94536

    ()1/9/2013 - 3/20/2013 6 3:00 - 4:30$30.00

    2/25/2013 3/25/2013 (5), 10:00 12:00, 1:00 3:00

    $50.00

    1/9/2013 - 3/27/2013 10:00 - 12:00$5.00

    ()1/16/2013 - 3/27/20136 3:00 - 4:30$30.00

    , , , , :, : Sifu Ken Ng Ken 19998 183/3/2013 -5/26/201313 2:00pm-3:30pm$65.00

    ????, , !: (, , ), , , : Jackie Koo1/22/20133/21/2013 (18)10:0012:00$69.00

    - 1/07/2013 3/25/201310:00 - 12:00US$10 510-282-7669

    1:30 - 3:30

    2/15/2013 4/5/2013 (7)10:00 12:00$70.00

    510-893-3210

    ,

    10:00 - 4:00

    (FAFSA).2/1/2013 2/28/201310:003:00

    1:30 - 4:00

    2013 2/9/2013 4/13/201310:004:00

    10:00 - 4:00

    510-893-3210

    ! 10:30 - 12:00

    (Who am I)Albert Lieu, PhD1/26/2013 10:00 12:00* (510) 893-6495 ()(510) 489-3460()

    :(EDD), (: CalJOBS)1/19/2013 ()10:00 12:00

    (Transition to College)122/23/2013 ()10:00 - 12:00

    Cupertino (CCIC-Cupertino)

    (Youth Minister)

    1.

    2.

    3.

    4.

    5.

    6.

    7.

    Contact: (Elder Liang Tsai Lin,

    [email protected], 408-996-2000)

    Chinese Independent Baptist Church

    280 Eighth Street, Oakland, CA 94607

    . . .

    [email protected] & [email protected]

    The Point

    ATSM.Div. M.A. in Counseling M.A. in Marital and Family Therapy

    Bob Lam (650-776-5414)[email protected]

    510-893-3210:[email protected]

    20135215

    PamukkaleTroy

    Meteora

    Sacred Logos Resource Center

    [email protected]

    201341851

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    :(Montreal)

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    2013

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    (Hawaii Volcanoes National Park)

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    Graceland

    Shelby Farms Park4500

    3585

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    510-893-3210

  • 1 A16

    455 HICKEY BOULEVARD, SUITE 500DALY CITY, CA 94015-2631

    THE UNDERWRITING RISKS, FINANCIAL AND CONTRACTUAL OBLIGATIONS, AND SUPPORT FUNCTIONS ASSOCIATED WITH THE PRODUCTS ISSUED BYAMERICAN GENERAL LIFE AND ACCIDENT INSURANCE COMPANY (AGLA) ARE ITS RESPONSIBILITY. AGLA DOES NOT SOLICIT BUSINESS IN THE STATESOF NEW YORK AND WYOMING. POLICIES AND RIDERS ARE SUBJECT TO LIMITATIONS AND EXCLUSIONS AND ARE NOT AVAILABLE IN ALL STATES.SEE YOUR AGENT FOR DETAILS. 2012 ALL RIGHTS RESERVED.CA30-12-02

    YAN CHENINSURANCE AGENTCA LIC 0H25240(415) 939-5936

    CAROL LININSURANCE AGENTCA LIC 0G88494(650) 303-5981

    EVA DOINSURANCE AGENTCA LIC 0H62740(510) 862-2888

    MINGYUE LIINSURANCE AGENTCA LIC 0G35083(510) 364-2967

    LISA ZHANG YEINSURANCE AGENTCA LIC 0G69956(415) 425-8930

    TRANG LE-NGUYENINSURANCE AGENTCA LIC 0G70289(408) 750-7849

    JAMES JUINSURANCE AGENTCA LIC 0G31060(408) 781-5621

    NGOC-HA NGUYENINSURANCE AGENTCA LIC 0F74958(408) 431-7777

    ROSA LIINSURANCE AGENTCA LIC 0G96082(408) 219-0139

    NANCY SUNINSURANCE AGENTCA LIC 0694156(408) 489-0591

    JESSICA CHUINSURANCE AGENTCA LIC 0H46731(408) 506-5508

    TIFFANY HOINSURANCE AGENTCA LIC 0H42542(510) 269-3332

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    2012

    455 HICKEY BOULEVARD, SUITE 500DALY CITY, CA 94015-2631

    THE UNDERWRITING RISKS, FINANCIAL AND CONTRACTUAL OBLIGATIONS, AND SUPPORT FUNCTIONS ASSOCIATED WITH THE PRODUCTS ISSUED BYAMERICAN GENERAL LIFE AND ACCIDENT INSURANCE COMPANY (AGLA) ARE ITS RESPONSIBILITY. AGLA DOES NOT SOLICIT BUSINESS IN THE STATESOF NEW YORK AND WYOMING. POLICIES AND RIDERS ARE SUBJECT TO LIMITATIONS AND EXCLUSIONS AND ARE NOT AVAILABLE IN ALL STATES.SEE YOUR AGENT FOR DETAILS. 2012 ALL RIGHTS RESERVED.CA30-12-03

    ROGER YANGENERAL MANAGERCA LIC 0C22676(650) 678-6830

    AN TRANASSOCIATE G.M.

    CA LIC 0A07622(408) 623-4896

    DAVID DAIASSOCIATE G.M.

    CA LIC 0G36398(415) 336-0166

    DONNA WUASSOCIATE G.M.CA LIC 0G59371(415) 272-8928

    EVA TAMSPECIAL REP MGRCA LIC 0E51275(415) 608-0750

    SIMON CHEWSPECIAL REP MGRCA LIC 0752730(415) 661-3885

    TOM NIESPECIAL REP MGRCA LIC 0D61028(415) 613-0972

    HANNA PHAMASSOCIATE MGR

    CA LIC 0G58474(408) 568-0708

    CONA YANASSOCIATE MGR

    CA LIC 0F99238(415) 215-7333

    ALICE CHUASSOCIATE MGR

    CA LIC 0G77724(415) 513-9336

    LILY LIUASSOCIATE MGR

    CA LIC 0H37352(408) 472-3088

    CECILIA LEEASSOCIATE MGR

    CA LIC 0G12324(408) 666-7438

    DEBBIE SZETOASSOCIATE MGR

    CA LIC 0G66470(415) 370-3472

    PAULA LAUASSOCIATE MGR

    CA LIC 0G63039(510) 375-8828

    TIMOTHY YEHASSOCIATE MGR

    CA LIC 0E49525(408) 375-5033

    MIA WANGASSOCIATE MGR

    CA LIC 0D84526(408) 318-3108

    } Season's Greeengs {FOR A HAPPY CHRISTMAS

    AND A WONDERFUL NEW YEAR!

    CA30-0712-03

    3325

    121

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    414

    ...

    50:10-11

    ...

    ...

    2929

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    4

    1964

    10

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    3

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    3

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    2011 46

    23

    1

  • A19

    (At the restaurant) Owner Good evening! How many? Table for five? Customer No, we have ten people altogether. Owner I see. We have a big table available now. But Im sorry that we are heavily booked later on. We will need the table at 7:30PM for our next guests.

    Customer Wow! You really are busy tonight. Owner Is it a special occasion tonight? You all look so lovely! Customer Yes, it is my parents 46th wedding anniversary. Owner Congratulations! My blessings to your parents. Customer They are the ones who are late. Owner Please let the elderly take their time. Ill bring you the menus. Customer Thank you for your understanding. Well order right away. Owner No problem at all. How about some dessert on the house to celebrate? Customer Thats awesome! Thank you!

    1-408-263-8585

    (Kay)

    1987 Kay

    Castro

    District

    Kay

    ESL(

    )

    Kay

    Castro Market

    !

    Kay

    ( 2:13)

    :

    City College SF State U.

    (Marketing)

    (Fremont)

    :

    ?

    (San Jose Alliance Church)

    (David)Kay

    David

    1997

    Kay

    (Marketing and Sales)

    Banana Leaf(

    ) 1999

    (Milpitas)

    David

    Kay

    Kay

    David

    2003

    ( Banana

    Leaf

    )

    3:5-6

    ( 12:26b) Kay

    David

    ...

    : 211 Topaz Street, Milpitas, CA 95035. : 408-263-8585

    2002 Consumer Business Review Banana Leaf Banana Leaf (More than just a restaurant, Banana Leaf has become a destination)

    (401)722-8877 T8p 333RooseveltAv.,Pawtcket,RI02860

    (West Windsor, NJ 08550) (917)805-3381 W 10:30p

    (908)268-3653 M3p 51237thAve.,Brooklyn,NY11220

    (347)804-4293 M11a 156-03HoraceHardingExpwy.,Flushing,NY11367

    (412)853-5477 Th,Su10p 515MonroevilleAve.,Pittsburgh,PA15145

    (717)227-2288 T9p 564 Shrewsbury Commons Ave., Shrewsbury, PA 17361

    (917)208-7883(267)210-3078 M10:30p 237S.10thStreet,Philadelphia,PA19107

    (301)875-1099 Su11p 12306EugnenesProspectDr.,Bowie,MD20720

    (301)229-8233 Su11p 4953BethesdaAve.,Bethesda,MD20814

    (301)437-8181W10:30p 13101DamestownRd.,Gaithersburg,MD20878

    (347)944-7684 W11:30p 3441KeswickRd.,Baltimore,MD21211

    (410)465-5548 M12p 1800CromwellBridgeRd.,Baltimore,MD21234

    Virgina Beach (757)717-6745 M11p 228PritchardRd.,VirginiaBeach,VA23452

    (703)820-1010 T10a 6071LeesburgPike,FallsChurch,VA22041

    (770)310-2855 W 11:30p 4434BrittRoad,Tucker,GA30084

    (678)462-8098 Su5:45p

    (407)489-2228 S9p 2240W.FairbanksAve.,WinterPark,FL32789

    (407)877-2036 F8p 4846BlueMajorDr.,Windermere,FL34786

    (407)574-9450 Su8p 5600W.ColonialDr.,Suite108,Orlando,FL32808

    (407)420-1703 T7p 5323BambooCt.,Orlando,FL32811

    (256)881-7403 M10p 2130MetroCircle,Huntsville,AL35801

    (256)797-2105 T2:30p 12090#PCountyLineRd.,Madison,AL35756

    Nashville (615)337-5145 Su10p 107LyleLane,Nashville,TN37210

    GoldenWok 859)816-3329 T11p 1781PatrickDr.,Burglington,KY41005

    (614)263-9287 T10:30p 4141MazieRoad,Columbus,OH43224

    (317)748-6348 F11p 9035E.21stSt.,Indianapolis,IN46229

    (269)375-0196 S10:30p 5334ParkviewAve.,Kalamozoo,MI49009

    (414)906-9208 Su10p 2519EastKenwoodBlvd.,Milwaukee,WI53211

    (608)516-5605 Su3p,10:30pW10:30p 301RiversideDr.,Madison,WI53704

    (469)360-7651 T2:30p 930W.ParkerRd.,#410,Plano,TX75075

    (972)437-3466 T10:30pT8:30p 1707CampbellTrail,Richardson,TX75082

    T5:30p 275S.HazelCourt,Denver,CO80219

    Phoenix (480)788-4977 T11p 890WRayRd.,Chandler,AZ85225

    (480)993-9497 W11p 4243WGreenwayRoad,Phoenix,AZ85023

    Arizona (520)906-9137 W,Su10:30p 1501NSahuaraAve.,Tucson,AZ85712

    LasVegas (702)368-3688 M11p 5630W.CharlestonBlvd.LasVegas,NV89146

    (323)722-8888 T3:30p 869N.WilcoxAve.,Montebello,CA90640

    Torrance (310)325-7777x235 T10p 2780LomitaBlvd.,Torrance,CA90505

    (562)352-0268 Th2:30p 16510BlackburnDr.,LaMirada,CA90683

    (818)920-4647 Th8p 9950BalboaBlvd.,Northridge,CA91325

    (805)241-5625 T10p 218W.JanssRd.,ThousandOaks,CA91360

    (909)263-1293 W10p 19267ColimaRd.,#J,RowlandHeights,CA91748

    (626)251-6486 W8a 219E.MissionRd.,SanGabriel,CA91776

    (626)576-7688 T10p 2223W.CommonwealthAve.,Alhambra,CA91803

    SanDiego(858)675-8777x121 Su10p 12335WorldTradeDr.,#2-5,SanDiego,CA92128

    (951)704-5472 M10p 40184ProvostCt.,Murrieta,CA92563

    (661)397-4504T10p();Sa8p() 203S.HStreet,Bakersfield,CA93304

    Fresno (559)313-2836 F10p 4285N.BlackstoneAve.,Fresno,CA93726

    (510)857-3797 M9p 38451FremontBlvd.,Fremont,CA94536

    (415)397-3727 Su10a 431BushStreet,SanFrancisco,CA94108

    (415)717-7522 F2p 818WashingtonStreet,SanFrancisco,CA94108

    SF (415)392-1500 Su8p 925StockonSt.,SanFrancisco,CA94108

    W9:30a88 Chinese Restaurant, 15809 Channel St., San Lorenzo, CA94580

    (510)364-5166 M10p 1743DecotoRd.,UnionCity,CA94587

    (707)315-7078 T11p 2025SonomaBlvd.,Vallejo,CA94590

    WalnutCreek (925)933-0112 M10:30p 2460BuenaVistaAve.,WalnutCreek,CA94598

    Oakland (510)501-3797 Su,Th10:30p 5238thSt.,Oakland,CA94607

    RohnertPark (707)584-7835 T3:30p 5850CommerceBlvd.,#B,RohnertPark,CA94928

    (408)931-3232 W10p 10825NWolfeRd.,#220,Cupertino,CA95014

    Milpitas (408)206-8443 W10:45p 10DempseyRd.,Milpitas,CA95035

    Campbell (408)927-9257 M10p 2615UnionAve.,Campbell,CA95124

    (408)893-4604 T11p 2116NewportAve.,SanJose,CA95125

    (503)317-2383 M,T,Th,Sa10:30am 5415SEPowellBlvd,PortlandOR97206

    (541)390-1528 Sa9p 2752RedOakDrive,Bend,OR97701

    (206)725-6363 T7:30p 5801BeaconAve.S,Seattle,WA98108

    :M:,T:,W:,Th:,F:,Sa:,Su:;a:,p:

    3131 Bowers Ave., Santa Clara, CA950541-408-986-85841-408-986-8581www.heraldrgm.org(Amen Tang)

    2

    4988 Paseo Padre Parkway,

    Fremont CA 94555

    Tel:510-818-9883

    [email protected]

    (401)722-8877 T8p 333RooseveltAv.,Pawtcket,RI02860

    (West Windsor, NJ 08550) (917)805-3381 W 10:30p

    (908)268-3653 M 3p 5123 7th Ave., Brooklyn, NY 11220

    (347)804-4293 M11a 156-03HoraceHardingExpwy.,Flushing,NY11367

    (412)853-5477 Th,Su10p 515MonroevilleAve.,Pittsburgh,PA15145

    (717)227-2288 T9p 564 Shrewsbury Commons Ave., Shrewsbury, PA 17361

    (267)210-3078 M 10:30p 237 S. 10th Street, Philadelphia, PA 19107

    (301)875-1099 Su11p 12306EugnenesProspectDr.,Bowie,MD20720

    (301)229-8233 Su11p 4953BethesdaAve.,Bethesda,MD20814

    (301)437-8181W10:30p 13101DamestownRd.,Gaithersburg,MD20878

    410274-4550 W11:30p 3441KeswickRd.,Baltimore,MD21211

    410274-4550 M12p 1800CromwellBridgeRd.,Baltimore,MD21234

    Virgina Beach (757)717-6745 M11p 228PritchardRd.,VirginiaBeach,VA23452

    (703)820-1010 T10a 6071LeesburgPike,FallsChurch,VA22041

    (770)310-2855 W 11:30p 4434BrittRoad,Tucker,GA30084

    (678)462-8098 Su5:45p

    (407)489-2228 S9p 2240W.FairbanksAve.,WinterPark,FL32789

    (407)877-2036 F8p 4846BlueMajorDr.,Windermere,FL34786

    (407)574-9450 Su8p 5600W.ColonialDr.,Suite108,Orlando,FL32808

    (407)420-1703 T7p 5323BambooCt.,Orlando,FL32811

    (256)881-7403 M10p 2130MetroCircle,Huntsville,AL35801

    (256)797-2105 T2:30p 12090#PCountyLineRd.,Madison,AL35756

    Nashville (615)337-5145 Su10p 107LyleLane,Nashville,TN37210

    GoldenWok 859)816-3329 T11p 1781PatrickDr.,Burglington,KY41005

    (614)263-9287 T10:30p 4141MazieRoad,Columbus,OH43224

    (317)748-6348 F11p 9035E.21stSt.,Indianapolis,IN46229

    (269)375-0196 S10:30p 5334ParkviewAve.,Kalamozoo,MI49009

    (414)906-9208 Su10p 2519EastKenwoodBlvd.,Milwaukee,WI53211

    (608)516-5605Su8:45aW10:30p301RiversideDr.,Madison,WI53704

    (469)360-7651 T2:30p 930W.ParkerRd.,#410,Plano,TX75075

    (972)437-3466T10:30pT8:30p 1707CampbellTrail,Richardson,TX75082

    T5:30p 275S.HazelCourt,Denver,CO80219

    Phoenix (480)788-4977 T11p 890WRayRd.,Chandler,AZ85225

    (480)993-9497 W11p 4243WGreenwayRoad,Phoenix,AZ85023

    Arizona (520)906-9137 W,Su10:30p 1501NSahuaraAve.,Tucson,AZ85712

    LasVegas (702)368-3688 M11p 5630W.CharlestonBlvd.LasVegas,NV89146

    (323)722-8888 T3:30p 869N.WilcoxAve.,Montebello,CA90640

    Torrance (310)325-7777x235 T10p 2780LomitaBlvd.,Torrance,CA90505

    (562)352-0268 Th2:30p 16510BlackburnDr.,LaMirada,CA90683

    (818)920-4647 Th8p 9950BalboaBlvd.,Northridge,CA91325

    (805)241-5625 T10p 218W.JanssRd.,ThousandOaks,CA91360

    (909)263-1293 W10p 19267ColimaRd.,#J,RowlandHeights,CA91748

    (626)251-6486 W8a 219E.MissionRd.,SanGabriel,CA91776

    (626)576-7688 T10p 2223W.CommonwealthAve.,Alhambra,CA91803

    SanDiego(858)675-8777x121 Su10p 12335WorldTradeDr.,#2-5,SanDiego,CA92128

    (951)704-5472 M10p 40184ProvostCt.,Murrieta,CA92563

    (661)397-4504T10p();Sa8p() 203S.HStreet,Bakersfield,CA93304

    Fresno (559)313-2836 F10p 4285N.BlackstoneAve.,Fresno,CA93726

    (510)857-3797 M9p 38451FremontBlvd.,Fremont,CA94536

    (415)397-3727 Su10a 431BushStreet,SanFrancisco,CA94108

    (415)717-7522 F2p 818WashingtonStreet,SanFrancisco,CA94108

    SF (415)392-1500 Su8p 925StockonSt.,SanFrancisco,CA94108

    W9:30a88 Chinese Restaurant, 15809 Channel St., San Lorenzo, CA94580

    (510)364-5166 M10p 1743DecotoRd.,UnionCity,CA94587

    (510)409-0747T11p2025SonomaBlvd.,Vallejo,CA94590

    WalnutCreek (925)933-0112 M10:30p 2460BuenaVistaAve.,WalnutCreek,CA94598

    Oakland (510)501-3797 Su,Th10:30p 5238thSt.,Oakland,CA94607

    RohnertPark (707)584-7835 T3:30p 5850CommerceBlvd.,#B,RohnertPark,CA94928

    (408)931-3232 W10p 10825NWolfeRd.,#220,Cupertino,CA95014

    Milpitas (408)206-8443 W10:45p 10DempseyRd.,Milpitas,CA95035

    Campbell (408)927-9257 M10p 2615UnionAve.,Campbell,CA95124

    (503)317-2383 M,T,Th,Sa10:30am 5415SEPowellBlvd,PortlandOR97206

    (541)390-1528 Sa9p 2752RedOakDrive,Bend,OR97701

    (206)725-6363 T7:30p 5801BeaconAve.S,Seattle,WA98108

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    Tel: (510) 857-1010www.thebol.us

    Egg tart in a cookie shell, made fresh every day.

    $5 $1.5

    2.0()$1

    ()

    $1

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    $1

    (Cream)

    $1

    (Cream Cheese)

    Tel: (510) 857-1010www.thebol.us

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    Tel: (510) 857-1010www.thebol.us

    Tel: (510) 857-1010www.thebol.us

    Rotiboy Co ee Bun with a topping that is made with premium co ee bean, with a dash of cream cheese inside for a perfect

    combination with our Hong Kong style milk tea.

    8536 ()

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    Fremont

    2012273

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  • 1 B1

    Dublin West: 7485 Village Parkway Dublin East: 4288 Dublin Blvd, #206 (Ulferts Center)

    925.719.3924 www.Seed2Sprout.org

    SEED2SPROUT LEARNING CENTER

    PRESCHOOL ACADEMY & DAYCARE

    , /

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    Math/English/SAT/Test Prep

    APSAT

    California LocationsSan Francisco - 415-753-9529San Jose - 408-441-8462Oakland - 510-282-6625SF China Town - 415-398-3266Cupertino - 408-253-3980Newark - 510-585-7243San Ramon - 925-550-5973Fremont - 510-717-1681

    Washington LocationsRenton - 425-333-7333Woodinville - 425-368-3008Northgate - 206-801-6688Redmond - 425-292-1818Bothell - 425-368-3069Issaquah - 425-272-1328Bellevue - 425-453-9532Seattle - 206-341-9914Lynnwood - 425-741-3000

    Oregon LocationsNW Bethany Center - 503-704-9697SE Portland Center - 503-704-9697

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    1

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    481620131 (20) $400

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    510-893-3210 www.cchcsf.org

    510-893-3210

    Car-

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    Dweck

    Dweck400

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    Dweck

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  • Little Hong Kong

    Restaurant

    11 9

    10443 San Pablo Avenue, El Cerrito 510-524-0888

    :[email protected]

    (Sukiyaki)

    B2

    %DQDQD/HDI

    Little Hong Kong

    Restaurant

    11 9

    10443 San Pablo Avenue, El Cerrito 510-524-0888

    Ohana & Alohana San Leandro 1933 Davis St. #135A Tel. 510-383-9898 15555 E 14 St. #319 Tel. 510-481-8888

    4.95 ; $4.95, , $6.95 !

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    Ohana & Alohana San Leandro

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    %DQDQD/HDI

    Little Hong Kong

    Restaurant

    11 9

    10443 San Pablo Avenue, El Cerrito 510-524-0888

    Ohana & Alohana San Leandro 1933 Davis St. #135A Tel. 510-383-9898 15555 E 14 St. #319 Tel. 510-481-8888

    4.95 ; $4.95, , $6.95 !

    10 ; exp. 3/31/10 20

    Ohana & Alohana San Leandro

    10; exp. 3/31/1220

    4.95 ; $4.95$6.95

    VENUS TAM CAF'E

    6267 JARVIS AVE.NEWARK,CA,94560

    20956 HOMESTEAD ROAD #HCUPERTION,CA ,95014

    TEL:510-744-1188FAX:510-744-1319

    TEL:408-865-1122FAX:408-865-1166

    1787 Landess Ave., Milpitas, CA 95035 () 408.956.8800 www.wokstarexpress.com Sun - Wed 9am - 9:30pm Thur - Sat 9am - 12am

    WOK STAR EXPRESS

    2 ()

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    : 35g 35g 84g 112g 34g 56g 112g ()

    * ()tsp

    :1. , , ;2. , 2;3. , ;4. ;5. ;6. 2, ;7. 25;8. ; 2, ; (, , .9. : 112g34; :112g

    : 75g 1- 1 50g 100g 1/2TP1. 2; 2. 15;3. 10, ;4. , ; 1,; , ; 5. -

    : 80g 80g/ 100g

    : haricot bean 300g 100g 2 ~ 3

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    BLESSED GARDENPARTY & BUFFE AVAILBLE

    ALL Day Delivery (for order over $15)

    Mon-Sat : 11am-9:30pmSun : 4pm-9pmTel : 510-558-3168Fax : 510-225-0248ADD : 1428 San Pablo Ave.,Berkeley, CA 94702

    Mon-Sat : 11am - 9:30pmSun : Close

    Tel : 510-444-2991Fax : 510-444-2971ADD : 419 15th St., Oakland, CA 94612

    $15.99

    www.theblessedgarden.comwww.blessedgardenchinese.com

    * ** 430

    http://blessed.chinesemenu.com

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    419 15th StreetOaklandCA

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    Tel: (510) 857-1010www.thebol.us

    Foster Farm

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    : 235555 www.choosemyplate.org :

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  • 1 B4

    MORTGAGE CENTER CORP.

    199 California Drive, Suite 200 Millbrae, California 94030

    Cell:650-483-8250 Tel: 650-652-9000

    [email protected]

    Simon Kim Lee

    Broker DRE Lic#00898196

    ()

    (SHORT SALE)

    Mimi Du (RE License # 01304977) Loan Consultant, Realty World SVI Group 408-661-6683 [email protected]

    Real Estate Financing Of All Types of

    Properties in California

    , !

    Sophia Chan, CDPE :: Pleasanton, Dublin, San Ramon, Fremont, Newark, Union City... (925) 719-7033 [email protected] www.SophiaChan.net DRE # 01722769

    Office: * 5870 Stoneridge Mall Rd. Pleasanton * 39644 Mission Blvd. Fremont

    B4

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    30 ($417,000 )

    4.25% 15

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    1,475.82 5%

    1,610.46 134.6430

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    (closing date) pro-rate

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    Margaret Kelly

    30

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    8 6 5

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    www.irs.gov

    MIMI DU ()

    FremontNewarkUnion CitySan JoseCupertinoSunnyvaleSanta ClaraMountain ViewPalo Alto

    RE License #01304977

    :408-307-4489 :[email protected] World SVI Group

    830 Stewart Dr., #147, Sunnyvale, CA 94085

    www.Fai thfulReal ty.US

    Real Estate & Loan Broker, NotaryDRE# : 01777074 NMLS ID: 344764 DRE# : 01863645 NMLS ID: 344790

    J o y c e K u o William Chen

    408.218.1900 408.888.9722

    Joyce Kuo & William Chen

    Joyce [email protected]

    William [email protected]

    MORTGAGE CENTER CORP.

    199 California Drive, Suite 200 Millbrae, California 94030

    Cell:650-483-8250 Tel: 650-652-9000

    [email protected]

    Simon Kim Lee

    Broker DRE Lic#00898196

    ()

    (SHORT SALE)

    Mimi Du (RE License # 01304977) Loan Consultant, Realty World SVI Group 408-661-6683 [email protected]

    Real Estate Financing Of All Types of

    Properties in California

    , !

    Sophia Chan, CDPE :: Pleasanton, Dublin, San Ramon, Fremont, Newark, Union City... (925) 719-7033 [email protected] www.SophiaChan.net DRE # 01722769

    Office: * 5870 Stoneridge Mall Rd. Pleasanton * 39644 Mission Blvd. Fremont

    B4

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    30 ($417,000 )

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    Margaret Kelly

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    8 6 5

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    1 B4

    MORTGAGE CENTER CORP.

    199 California Drive, Suite 200 Millbrae, California 94030

    Cell:650-483-8250 Tel: 650-652-9000

    [email protected]

    Simon Kim Lee

    Broker DRE Lic#00898196

    ()

    (SHORT SALE)

    Mimi Du (RE License # 01304977) Loan Consultant, Realty World SVI Group 408-661-6683 [email protected]

    Real Estate Financing Of All Types of

    Properties in California

    , !

    Sophia Chan, CDPE :: Pleasanton, Dublin, San Ramon, Fremont, Newark, Union City... (925) 719-7033 [email protected] www.SophiaChan.net DRE # 01722769

    Office: * 5870 Stoneridge Mall Rd. Pleasanton * 39644 Mission Blvd. Fremont

    B4

    /

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    30 ($417,000 )

    4.25% 15

    3.75%

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    1,475.82 5%

    1,610.46 134.6430

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    Margaret Kelly

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    REALTOR1

    200739.5%2007

    $665,000

    2009

    $290,000

    (high-end)

    $500,00039.8%

    $800,00018.0%

    MDA DataQuick

    $417,000

    (purchase lending) 36%

    17.1%

    2007

    Hillsborough

    (homeflipping)

    2.6%

    1.7%

    0.9%Napa County

    4.3%

    (Foreclosure

    resales)

    2009

    52%

    26.1%

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    90

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    legalstanding

    www.

    HelpWithMyBank.gov.1

    Vivian Hung

    Cell : (510)343-6882 Fax : (510)263-6535Address : 1417 Everett St, Alameda, CA 94501Email : [email protected]

    DRE#01831151 Realtor

    License #: 01822178

    GRI, CDPE GRI - Graduate Realtor Institute CDPE -

    Phone : (650) 922-8028 Eamil : [email protected] Website : www.shutien.com Office : 430 N. El Camino Real, San Mateo CA 94401

    !

    E Z L o a n R e a l t y

    Cell : 510.408.8529Tel : 510.832.0952Fax : 866.929.6348Web : www.ezloanrealty.comEmail: [email protected]

    408 8th Street Suite #A, Oakland, CA 94607

    Stephen Liu

    Real Estate AgentInvestment Specialist

    DRE# 01341014

    (1:7-8)

    Kenny Lee

    Tim ZhouREALTOR ,DRE#01792597

    : 408-421-9200

    : BayWinWin.com

    E-Mail: [email protected]

    51020

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    --

    14429 Catalina St., San Leandro, CA 94577

    Francis HoBroker

    Lic # R01242890

    E-mail: [email protected]

    Of ce: 510-748-9033

    Mobile: 510-409-8486

    Jimmy He

    [email protected]

    NMLS LIC # 336551DRE LIC # 01877145

    ,

    CASH OUT303.5%APR, 153.00%APR (

    Pleasanton, Dublin, San Ramon ,Castro Valley Alameda, Oakland, San Leandro, Hayward

    Office: Bay Home Investments & Loans17331 Hesperian Blvd, San Lorenzo, Ca 94580

    Loan Consultant, Realtor

    510-962-2428

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  • 1 B5

    Robert Chen B.S.(), MBA(Duke), Ph.D.(UGA)Real Estate Broker, Trusty Realty

    DRE License # 01327720

    : 408-835-2455 Email : [email protected]

    Direct: (510) 814-4848 Mobile: (510) 913-1600Fax: (510) 523-5743Email: [email protected] Estate License: 01106012 Ringo Liu

    Alameda

    14429 Catalina St., San Leandro, CA 94577

    Francis HoBroker

    Lic #R01242890

    www.fasrealtyinc.com

    E-mail : [email protected] : 510-748-9033Mobile : 510-409-8486

    Ed Yum

    Alamo, Danville, San Ramon, Dublin, Pleasanton, Milpitas, Fremont, Union City, Newark

    : (510) 396-0534: [email protected]

    DRE Lic#: 01883686

    ,,

    sight-reading2010 2011 2 4 [email protected]

    XXXXXXXXXXX

    Quantum Real Estate 840 Hinckley Road #215 Burlingame, CA 94010 510-797-9222 510-552-0938 650-652-9399 [email protected]

    #01313859

    Norman Tang Christie Ng Senior Loan Officer, Broker Associate,

    J C Real Estate Investment Group, INC.

    Direct: (415) 756-5435 Fax: (415) 680-2311

    E-mail: [email protected] 225 Hanover Street, San Francisco, CA 94112

    DRE#01331327

    Real Estates and Loans

    B5

    Randy Lui Broker, GRI, CRS, SRES,

    e-Pro, RE Masters

    Tel: 415-310-9872 Fax: 888-234-5644

    Email: [email protected] www.BuyNSellSF.com

    (

    )

    ()

    CA-DRE# 01237355

    (Fannie Mae)

    (REO) HOMEPATH

    (foreclose)

    (offer)

    :www.homepath.com

    HOMEPATH

    HOMEPATH

    (Pre-approval Letter)

    HOMEPATH

    HOMEPATH FINANC-

    ING

    HOMEPATH

    ( 3%)(

    )

    (

    )

    HOMEPATH

    1 B5

    Robert Chen B.S.(), MBA(Duke), Ph.D.(UGA)Real Estate Broker, Trusty RealtyDRE License # 01327720

    : 408-835-2455 Email : [email protected]

    Robert Chen B.S.(), MBA(Duke), Ph.D.(UGA)Real Estate Broker, Trusty Realty

    DRE License # 01327720

    : 408-835-2455 Email : [email protected]

    Direct: (510) 814-4848 Mobile: (510) 913-1600Fax: (510) 523-5743Email: [email protected] Estate License: 01106012 Ringo Liu

    Alameda

    14429 Catalina St., San Leandro, CA 94577

    Francis HoBroker

    Lic #R01242890

    www.fasrealtyinc.com

    E-mail : [email protected] : 510-748-9033Mobile : 510-409-8486

    Ed Yum

    Alamo, Danville, San Ramon, Dublin, Pleasanton, Milpitas, Fremont, Union City, Newark

    : (510) 396-0534: [email protected]

    DRE Lic#: 01883686

    ,,

    sight-reading2010 2011 2 4 [email protected]

    XXXXXXXXXXX

    Quantum Real Estate 840 Hinckley Road #215 Burlingame, CA 94010 510-797-9222 510-552-0938 650-652-9399 [email protected]

    #01313859

    Norman Tang Christie Ng Senior Loan Officer, Broker Associate,

    J C Real Estate Investment Group, INC.

    Direct: (415) 756-5435 Fax: (415) 680-2311

    E-mail: [email protected] 225 Hanover Street, San Francisco, CA 94112

    DRE#01331327

    Real Estates and Loans

    B5

    Randy Lui Broker, GRI, CRS, SRES,

    e-Pro, RE Masters

    Tel: 415-310-9872 Fax: 888-234-5644

    Email: [email protected] www.BuyNSellSF.com

    (

    )

    ()

    CA-DRE# 01237355

    (Fannie Mae)

    (REO) HOMEPATH

    (foreclose)

    (offer)

    :www.homepath.com

    HOMEPATH

    HOMEPATH

    (Pre-approval Letter)

    HOMEPATH

    HOMEPATH FINANC-

    ING

    HOMEPATH

    ( 3%)(

    )

    (

    )

    HOMEPATH

    Robert Chen B.S.(), MBA(Duke), Ph.D.(UGA)Real Estate Broker, Trusty Realty

    DRE License # 01327720

    : 408-835-2455 Email : [email protected]

    Direct: (510) 814-4848 Mobile: (510) 913-1600Fax: (510) 523-5743Email: [email protected] Estate License: 01106012 Ringo Liu

    Alameda

    14429 Catalina St., San Leandro, CA 94577

    Francis HoBroker

    Lic #R01242890

    www.fasrealtyinc.com

    E-mail : [email protected] : 510-748-9033Mobile : 510-409-8486

    Ed Yum

    Alamo, Danville, San Ramon, Dublin, Pleasanton, Milpitas, Fremont, Union City, Newark

    : (510) 396-0534: [email protected]

    DRE Lic#: 01883686

    ,,

    sight-reading2010 2011 2 4 [email protected]

    XXXXXXXXXXX

    Quantum Real Estate 840 Hinckley Road #215 Burlingame, CA 94010 510-797-9222 510-552-0938 650-652-9399 [email protected]

    #01313859

    Norman Tang Christie Ng Senior Loan Officer, Broker Associate,

    J C Real Estate Investment Group, INC.

    Direct: (415) 756-5435 Fax: (415) 680-2311

    E-mail: [email protected] 225 Hanover Street, San Francisco, CA 94112

    DRE#01331327

    Real Estates and Loans

    B5

    Randy Lui Broker, GRI, CRS, SRES,

    e-Pro, RE Masters

    Tel: 415-310-9872 Fax: 888-234-5644

    Email: [email protected] www.BuyNSellSF.com

    (

    )

    ()

    CA-DRE# 01237355

    (Fannie Mae)

    (REO) HOMEPATH

    (foreclose)

    (offer)

    :www.homepath.com

    HOMEPATH

    H