**

101

**(CERTIFIED FINANCIAL PLANNER )CFPR1106050

** () () () () () () () () () () () () ()

**() () () ()

**22520 / / / / / /

(Lipper Technical Indicator Benchmark)

1

MSCI World TR USD

54

2

S&P 500 TR

45

3

STOXX Europe 50 CR EUR

49

4

Topix TR

30

5

MSCI EM (Emerging Markets) TR USD

25

6

MSCI AC Asia Pacific TR USD

12

7

MSCI AC Asia Pacific ex Japan TR USD

32

8

MSCI Golden Dragon TR USD

16

9

MSCI EM Latin America TR USD

12

10

MSCI EM Eastern Europe TR USD

11

11

TAIEX CR

70

12

FTSE AW/Technology TR

15

13

MSCI World/Health Care TR

10

14

FTSE AW/Financials TR

8

15

FTSE AW/Oil & Gas TR

8

16

Citigroup WGBI TR USD

16

17

Citigroup United States WGBI TR

14

18

JP Morgan EMBI Global

17

19

Citigroup EuroBIG TR

8

20

BofA Merrill Lynch Global High Yield TR

8

21

BofA Merrill Lynch US High Yield Cash Pay TR USD

12

22

Taiwan 3 Months REPO Rates

48

520

**100%2.19%1.50% (2005/9/30~2012/9/30)1.45%1.24%

30%

Citigroup EuroBIG TR

5%

Citigroup United States WGBI TR

5%

Citigroup WGBI TR USD

60%

Taiwan 3 Months REPO Rates

100%

**30%70%4.49%7.70% (2005/9/30~2012/9/30)

5%

BofA Merrill Lynch US High Yield Cash Pay TR USD

15%

JP Morgan EMBI Global

40%

Citigroup WGBI TR USD

10%

Citigroup United States WGBI TR

5%

Topix TR

15%

MSCI World TR USD

10%

S&P 500 TR

100%

**45%55%8.36%14.90% (2005/9/30~2012/9/30)

15%

BofA Merrill Lynch US High Yield Cash Pay TR USD

10%

Citigroup WGBI TR USD

15%

Citigroup United States WGBI TR

15%

JP Morgan EMBI Global

20%

MSCI AC Asia Pacific ex Japan TR USD

5%

TAIEX TR

5%

MSCI EM (Emerging Markets) TR USD

15%

MSCI EM Latin America TR USD

100%

**()

2005(2005/9/30-2006/9/29)

0.69%

5.98%

13.29%

2006(2006/9/29-2007/9/28)

3.14%

9.22%

31.92%

2007(2007/9/28-2008/9/30) -

1.47%

-9.17%

-17.20%

2008(2008/9/30-2009/9/30)

6.14%

12.68%

21.48%

2009(2009/9/30-2010/9/30)

2.06%

6.94%

13.79%

2010(2010/9/30-2011/9/30) -

0.52%

-1.91%

-7.08%

2011(2011/9/30-2012/9/28)

1.21%

8.83%

10.68%

2.19%

4.49%

8.36%

()

1.50%

7.70%

14.90%

**() 25,4352,1363,9686,104

Chart11

0000

0.38484490250.40468486250.44850273050.4485027305

0.81013738580.89879385191.11670259871.1167025987

1.28012853081.5020872192.11221730472.1122173047

1.79951621122.2386916823.5953806172.9745201768

2.37349205183.13806529475.80506511244.0253914457

3.00779332234.23617552299.09715407464.829202323

3.70876028545.576937644914.00185868645.7170670964

(2%)

(4%)

(8%)

(4.19%)

Sheet1

2%0.1667%

4%0.3333%

8%0.6667%

4.19%0.3430%

5101520253035

(2%)$384,844.90$810,137.39$1,280,128.53$1,799,516.21$2,373,492.05$3,007,793.32$3,708,760.29

(4%)$404,684.86$898,793.85$1,502,087.22$2,238,691.68$3,138,065.29$4,236,175.52$5,576,937.64

(8%)$448,502.73$1,116,702.60$2,112,217.30$3,595,380.62$5,805,065.11$9,097,154.07$14,001,858.69

$448,502.73$1,116,702.60$2,112,217.30$2,974,520.18$4,025,391.45$4,829,202.32$5,717,067.10

3035404550556065

(2%)00.380.811.281.802.373.013.71

(4%)00.400.901.502.243.144.245.58

(8%)00.451.122.113.605.819.1014.00

(4.19%)00.451.122.112.974.034.835.72

Sheet1

(2%)

(4%)

(8%)

(4.19%)

Sheet2

(2%)

(4%)

(8%)

(4.19%)

Sheet3

Sheet1

10RR1RR2

30%~50%RR2-RR4

40%~70%RR4-RR5

Sheet2

()

2%371

4%558

8%1,400

4.19%571

Sheet3

**

Sheet1

30%~50%

40%~70%

**

() () () () ()

**()

** () http://www.sitca.org.tw/

**()

**

**()

18 http://www.t-service.org.tw/

**()

**

**() () () ()

**()

**()A=B+C+D+E+F A () B C D (p.10)() E F

**() ()1~15

Sheet1

10RR1RR2

30%~50%RR2-RR4

40%~70%RR4-RR5

Sheet2

()

2%371

4%558

8%1,400

4.19%571

Sheet3

**()12

**()(10%5%)/email

**()()1/2()(2)

**()1/3

**()()

**()F = A - (B+C+D+E) G = H - K H K L M M L KYC (Know Your Customer)

**

()

**

**&ANSWERSQUESTIONS

*