Dai hoi ddng Co dong Ngan hang Thirong mai Co phan An Binh (ABBANK)Tru so chinh: 170 Hai Ba Trung, Phudng Da Kao, Quan I, TP. Ho Chi Minh;Giay phep thanh lap va hoat dong so 0031/NH-GP ngay 15 thang 4 nam 1993 do Thongdoc Ngan hang Nha nude Viet Nam cap;DKDN s6: 0301412222, dang ky lk thu 23 ngay 04/10/2016, tai So KH&DT TP. H6Chi Minh,

Tien hanh cuoc hop thudng nien.

-Thai gian: Bat dk hdi 9:00 ngay 25/4/2018.-Bja diem: Khach san Novotel, 167 Hai Ba Trung, Quan 3, TP. Ho Chi Minh.

I.TINH HOP LE CUA CUOC HOP

Can cu so lieu dang ky co dong du hop va kiem tra doi chieu danh sach co dong, ket quadugc tong hap nhu sau:

-Tong so co dong cua ABBANK la 5396 co dong, so huu tong von dieu le531.949.629 (nam tram ba muai mot trieu, chin tram bon muai chin ngan, sautram hai muai chin) co phan pho thong co quyen bieu quyet.

-Tinh den thai diem khai mac cuoc hop, co 279 c6 dong so hdu 220.106.289 cophan true tiep du hop, co 71 c6 dong so huu 207.656.081 c6 phan da uy quyen

7rif7hap le cho ngudi khac du hop va bieu quyet. Nhu vay, tong so co 350 co dongva ngudi dai dien theo uy quyen cua cd dong sd huu 427.762.370 co phan da comat hap le du hop va tham gia bieu quyet tai cuoc hop, chiem ty le 80,41 % tongso co phan pho thong cd quyen bieu quyet cua ABBANK.

Can cu qui dinh tai Khoan 1 Dieu 141 Luat Doanh nghiep 2014 quy dinh "Cuoc hop Dai•\7ff7f7rhoi dong Co dong dugc tien hanh khi co so co dong du hop dai dien it nhdt 51% tong so

co phan co quyen bieu quyet", cuoc hop thudng nien Dai hoi dong Co dong cua Nganhang TMCP An Binh da du dieu kien tien hanh.

II.KHAI MAC CUOC HOP•••

1. Thanh phan dir hop va khach nidi:

Tham du va chung kien tai cuoc hop, cd dai dien Co quan Thanh tra, giam sat Ngan hang:-6ng Nguyln Van Dung, Cue Trudng Cue Thanh tra Giam sat Ngan hang TP. Ho

Chi Minh - Co quan Thanh tra giam sat Ngan hang;

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CONG HOA XA HOI CHU NGHIA VIET NAMJ^SlB^Pyil^^Doc lap - Ty do - Hanh phiic

BIEN BAN CUOC HOP THlTOOVG MENDAI HQl DONG CO DONG NGAN HANG TMCP AN BINH

(TP. Ho Chi Minh, ngay 25/4/2018)

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-Ong Do Xuan Trung, Trubng phong Quan ly Cap phep cac to chuc tin dung va hoatdong ngan hang - Cue Thanh tra Giam sat Ngan hang TP. Ho Chi Minh;

-Nguyen Manh Hung - Chuyen vien Phong Quan ly Cap phep cac to chuc tin dungva hoat dong ngan hang - Cue Thanh tra Giam sat Ngan hang TP. Ho Chi Minh.

Khach mdi quoc te co Ong Mehmet Hayri Mumcuoglu - Giam doc Quan ly danh muc dautu cua To chuc Tai chinh quoc te (IFC).

Tham du cuoc hop co cac thanh vien Hoi dong Quan tri (HDQT); Ban Kiem soat; Ban Dieuhanh va dac biet la dong dao quy Co dong va ngudi dai dien theo uy quyen cua Co dong.

Tham du cuoc hop con co dai dien Cong ty TNHH KPMG Viet Nam - To chuc kiemtoan doc lap da thuc hien kiem toan bao cao tai chinh 2017 cua ABBANK.

2.Chii toa va thu ky cuoc hop:

Chu toa cuoc hop:

-Ong Vu Van Tien, Chu tich Hoi dong Quan tri.

Tham gia chu toa doan con co:

-Ong Dao Manh Khang, Pho Chu tich HDQT;-Ong Tran Ba Vinh, Thanh vien doc lap cua HDQT;-Ong Nguyen Manh Quan, Pho Tong Giam doc, nguoi dugc giao dam nhan nhiem

vu va quyen han cua Tong Giam doc.

Thu ky do Chu toa cuoc hop chi dinh gom co:-Ba Do Anh Thu, Giam doc Van phong HDQT;-Ong Tran Nam Son, Pho Giam doc Van phong HDQT.

"*r^•?r3.Ban kiem phieu va the le bieu quyet:

Dai hoi dong Co dong da bieu quyet thong qua thanh phan Ban kiem phieu; hinh thuc vathe le bieu quyet tai cuoc hop vdi ti le tan thanh 100%, cu the:

Ban kiem phieu gom:1.Ba Nguyen Thi Hong Phuong: Truong Ban kiem phieu2.Ba Luang Thi Thao Uyen, Thanh vien3.Ba Phan Thi Thu Huong, Thanh vien4.Ba Luong Thi Thu Trang, Thanh vien

Hinh thiec va the le bieu quyet nhw sau:-Doi vdi cac noi dung nghi su va bau HDQT, Ban Kiem soat: Su dung phieu bieu quyet.-Doi vdi noi dung khac nhu thong qua thanh phan Ban kiem phieu, the le bieu

quyet, chuong trinh nghi su, Bien ban dai hoi: Bieu quyet bang hinh thuc gio tay.-Co dong co quyen lira chon 1 trong 3 phuong an bieu quyet la: (1) dong y hoac (2)

khdng dong y hoac (3) khong bieu quyet doi vdi mdi noi dung bieu quyet.

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4. Chircmg trinh nghi sir cuoc hop:

Dai hoi dong Co dong da thong qua Chuong trinh nghj sir cuoc hop thudng nien vdi ti le100% co dong tan thanh, gom cac noi dung sau:

1.Bao cao ket qua hoat dong kinh doanh nam 2017;2.To trinh Ke hoach kinh doanh nam 2018;3.Bao cao tham dinh tai chinh nam 2017 va hoat dong cua Ban Kiem soat;4.Bao cao cua HDQT ye hoat dpng nam 2017 va dinh hudng hoat dong nam 2018;5.To trinh ve niem yet c6 phieu ABBANK tren thi trudng chdng khoan;6.To trinh ve viec tang von dieu le;

7.To trinh trich lap cac quy va phan phoi loi nhuan 2017;8.Bao cao thu lao HDQT va Ban Kiem soat nam 2017 va du kien cho 2018;9.To trinh sua doi, bo sung Dieu le Ngan hang TMCP An Binh;10.Thong qua so luong thanh vien HDQT, Ban Kiem soat nhiem ky 2018-2022;11.Ti6n hanh b^u HDQT, Ban Kilm soat nhiem ky 2018-2022.

III. NOI DUNG NGHI SlT CUA CUOC HOP

A^•?r1.Ong Nguyen Manh Quan, Pho Tong Giam doc - Ng^oi duoc giao dam nhannhiem vu va quyen han cua TGD trinh bay:-Bao cao ket qua hoat dong kinh doanh nam 2017; va-To trinh Ke hoach kinh doanh nam 2018.

2.Ba Nguyen Thi Hanh Tam, Trudug Ban Kiem soat trinh bay:-Bao cao tham dinh tai chinh 2017 va hoat dong cua Ban Kiem soat.

3.Ong Dao Manh Khang, Pho Chu tich HDQT trinh bay:-Bao cao ve hoat dong nam 2017 va dinh hudng hoat dong nam 2018 cua HDQT;-Bao cao ve thu lao HDQT va Ban Kiem soat nam 2017 va de xuat cho nam 2018.

A^4.Ong Tran Ba Vinh, Thanh vien doc lap cua HDQT trinh bay:-Td trinh trich lap cac quy va phan phoi loi nhuan.

Rieng hinh thuc chia co tuc, thuc hien theo van ban cua Ngan hang Nha nudeViet Nam (Cong van sd 2813/NHNN-TTGSNH ngay 24/4/2018), ABBANKthuc hien chia co tuc nam 2017 toan bo bang co phieu.

-Td trinh sua ddi, bo sung Dieu le ABBANK;

5.Ong Vu Van Tien, Chu tich HDQT trinh bay Td trinh bay:-Td trinh ve niem yet co phieu ABBANK tren thi trudng chung khoan;-Td trinh ve viec tang von dieu le.

Thao luan ve cac Bao cao, Td trinh:

Cac y kien phat bieu thao luan tai cuoc hop nhin chung bay td su dong tinh, nhat trivdi cac Td trinh, Bao cao cua HDQT, Ban Kiem soat, Ban Dieu hanh trinh bay taicuoc hop.Cac co dong phat bilu th6 hien su danh gia va thong nhat cao doi vdi cac no luc cuaHDQT, Ban Kiem soat, Ban Dieu hanh va tap the CBNV toan he thong trong quantri, dieu hanh hoat dong kinh doanh nam qua, dac biet la ket qua kinh doanh va thu

Dai hoi dong co dong bay to su dong thuan vdi Ke hoach kinh doanh 2018 trong dothe hien tinh than thay doi de but pha; nang cao hieu qua to chuc, hoat dong cuaNgan hang theo dinh hudng chien luge trd thanh Ngan hang ban le hang dau d VietNam, nang dong, dang tin cay, an toan va phat trien ben vung.

Mot so noi dung cu the dupe nhieu co dong quan tarn phat bieu, cu the:

Ve tang von dieu kien vd niem yet co phieu

-Co dong thl hien sir quan tarn vdi dp kien tang von dieu le, bay to mong mudn

dim cd phidu ABBANK sdm niem ydt tai Sd Giao dich Chung khoan TP H6Chi Minh, khang dinh thuong hieu hinh anh cua ABBANK, tao tien de chophat trien trong tuong lai.

-Cd cd dong neu y kien: Du kien tang von dieu le gap doi la hpp ly do quy movon dieu le hien nay cua ABBANK la qua thap. Viec tang von dieu le con taoco hoi thu hut them nha dau tu ke ca nha dau tu nude ngoai. Thuc te cac Nganhang niem yet cd von dieu le ldn vln tiep tuc tang trong khi gia van cd sue huttot. De nghi HDQT tien hanh ngay cac thu tuc de triln khai tang von. Viectang von trong bdi canh hien nay la co hoi rat tot, can phai tranh thu va xuc

tien tich cue trien khai.

-Cd dong neu cau hdi du kien tang vdn dieu le len gap 2 Ian hien nay, cd gikhac biet va mang lai lpi ich gi cho Co dong? Phuong an cu the tang vdn khinao trinh?

Chu tich HDQT tra ldi: Viec tang vdn se tang cudng tiem luc tai chinh chophat trien va tang quy md va hieu qua hoat dong cua Ngan hang vi muc tieutrd thanh ngan hang ban le hang dau d Viet Nam, tu do gia tang lpi ich tot nhatcho cd dong. Viec tang vdn cung tao them du dja cho nhieu nha dau tu mditham gia dau tu vao Ngan hang, tao them nhan to hap dan khi ket hpp vdi viecniem yet cd phieu.

Dai hdi dong cd dong thudng nien hdm nay mdi chi quyet ve chu truong tangvdn, HDQT se trinh Phuong an tang vdn chi tiet de Cd dong quyet dinh trudckhi xin Ngan hang Nha nude Viet Nam chap thuan va dang ky phat hanh vdiUy ban Chung khoan Nha nude.

-Dai dien IFC- cd dong chien luge tai ABBANK phat bieu y kien:•IFC dong thuan quan diem va de xuat cua HDQT da trinh bay ve To trinh

niem yet cd phieu ABBANK.•Ung hd de xuat tang vdn nham tang cudng tiem luc tai chinh cho Ngan

hang cho su phat trien trong tuong lai. Ke hoach tang vdn cu the theo tunggiai doan nen dupe ban bac va can nhac ky vdi cac cd dong.

•Tuy nhien, de xuat can nhac ky muc dp tang vdn cho phu hpp vdi nhu cauvdn. Viec tang gap ddi muc vdn dieu le hien tai cd kha nang anh hudngden cac chi sd tai chinh: lam giam chi sd lpi nhuan tren vdn dieu le, xuhudng ndi long chinh sach cho vay va muc dp pha loang cd phieu bi tacdong nhieu.

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hoi dong co dong da de ra vdi toe dp•\r\rhoi ng xau deu vugt chi tieu ke hoach matang trudng tot.

-Co dong dat cau hoi ve ty le so huu nha dau tu nude ngoai tai ABBANK Mennay? EVN da thoai von khdi ABBANK theo chu truong chung cua Chinh phuVay ABBANK co dinh hudng tim kien ddi tac chien luge trong nude naothem khdng (vi d\i cac tap doan kinh te tu nhan cd chua la co dong ldn cuaNHTM nao)Chu tich HBQT trao doi: Hien ty le sd huu cua nha dau tu nude ngoai taiABBANK da dat muc tdi da cho phep (30%) vdi su tham gia cua Maybank(20%) va IFC (10%). Tuy nhien, viec tang von van khong loai tru kha nangcon room cho nha dau tu nude ngoai neu nhu cac co dong nude ngoai hien nay

khong thuc hien hoac thuc hien khong het quyen qua phat hanh them cho cddong hien huu.

EVN da thoai het toan bo von co phan tai ABBANK. Tuy nhien, giuaABBANK va EVN van duy tri tot quan he doi tac va hop tac da cd truyenthong tu nhieu nam nay. ABANK cung khong loai tru viec tiep tuc tim kiemthem nha dau tu la cac tap doan kinh te tu nhan trong nude phu hop vdi thucte va dinh hudng phat trien cua ABBANK.

-Co dong hoi: Khi tang von, trudng hop Cd dong khong cd kha nang mua cdphan phat hanh them thi cd dugc chuyen nhugng quyen mua hay khong? Cd bihan che chuyen nhugng hay khong?

Chu tich HBQT trao doi: Cd dong cd quyen chuyen nhugng quyen mua phathanh them. Viec han che chuyen nhugng 1 nam thuc hien theo phap luat vechung khoan va Phuong an chi tiet (neu cd quy djnh).

Ve hoat dong kinh doanh

-Cd dong neu ban khoan: Muc tieu kinh doanh 2018 cd tinh tham vgng, xin choMet danh gia ve tinh kha thi.

Chu tich HBQT trao doi: HBQT tin tudng tinh kha thi cua viec thuc hien cacchi tieu nay. Quy 1/2018 lgi nhuan trudc thue dat 361 ty la ket qua thuc te ratkha quan trong khi tinh hinh kinh doanh quy I cua nhieu doanh nghiep suygiam do ky nghi Tet Nguyen Ban. Bay la tien de tot cho viec hoan thanh muctieu ma HBQT eta trinh Bai hoi dong Cd dong. Viec tang vdn dieu le cung lamot dieu kien can thiet hd trg cho cac muc tieu tham vgng va but pha de racho 2018 cung nhu nhung nam tiep theo.

-Cd dong dat cau hoi: Ty le chi phi tren lgi nhuan cua ABBANK cao. Be nghican cd giai phap ha thap ty le nay trong nam 2018.

Ban Bieu hanh tra ldi: Theo du kien trong 2018, ty le chi phi tren thu nhaptinh theo mot nhan vien se giam tu 402 trieu xudng 395 trieu/ngudi. Chi phinhan vien chiem ty trgng ldn trong co cau chi phi. Bo vay, yeu to mau chdt lahgp ly hoa nang cao hieu qua va tang nang suat lao dong thong qua viec daymanh trien khai giai doan 2 de an nang cao hieu qua to chuc hoat dong cuaNgan hang. Ban Bieu hanh da cd ke hoach thuc Men sat sao theo chi dao cuaHBQT

-Cd dong cd y kien: Mang dich vu tai chinh tieu dung hien nay cd mot sd nganhang trien khai manh, ABBANK cd du dinh gi cho mang dich vu nay khong?

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Ban Bieu hanh trao doi: Dich vu tai chinh tieu dung dirge cac ngan hang trienkhai tuy theo dinh huang khac nhau cua moi ngan hang. ABBANK dinh

rrrrhuang ban le nhirng nhan manh yeu to quan ly chat che rui ro. Viec cung cap

dich vu tai chinh tieu dung chiia dung nhieu rui ro, ABBANK khong bo qualinh vuc nay nhung voi quan diem than trong hon va can co su danh gia chuan

bi ky luang hon truac khi co the trien khai.

-Co dong hoi: No xau do ABBANK ban cho VAMC hien tai la bao nhieu?

Ban Bieu hanh cung cap thong tin: No xau ban cho VAMC la 2.167 ty.ABBANK dang giu trai phi^u VAMC 2.010 ty, ky han 5 nam. Nam 2017khong ban them no xau cho VAMC.

6. Ba Do Anh Thir, Giam doc Van phong HDQT bao cao ve cong tac chuan b|va d cir nhan sir HDQT, Ban Kiem soat nhiem ky moi 2018-2022.-So lugng thanh vien HBQT nhiem ky mbi giu nhu co cau hien tai gom 07

thanh vien, trong do co 02 thanh vien doc lap;-So lugng Ban Kiem soat nhiem ky moi nhu co cau hien tai gom 03 thanh vien,

trong do co 02 thanh vien chuyen trach;-Can cu van ban de cu cua co dong/nhom co dong co du dieu kien va phu hgp

vdi quy dinh tai Khoan 2, Khoan 4 Bieu 114 Luat Boanh nghiep, Khoan 2,Khoan 4 Bi6u 29 Bi6u le ABBANK; d6ng thai, can cu Khoan 1 Bi6u 51 LuatCac to chuc tin dung 2010; khoan 1 Bieu 39, khoan 5 Bieu 42, Khoan 5 Bieu59 Bieu le ABBANK gom cac ong ba co ten sau day:

Banh sach ung vien thanh vien HBQT gom:1)Ong Vu Van Tien2)Ong Bao Manh Khang3)Ba Iris Fang4)Ba Lim Siew Ming5)Ong Soon Su Long6)Ong Luu Van Sau (thanh vien doc lap)7)Ong Nguyen Banh Luang (thanh vien doc lap)

Banh sach ung vien thanh vien Ban Kiem soat gom:1)Ba Nguyln Thi Hanh Tam2)Ba Nguyen Thi Thanh Thai3)Ba Pham Thi HSng

-Banh sach ung vien HBQT va Ban Kiem soat da dugc Ngan hang Nha nuacViet Nam cMp thuan theo Cong van s6: 2820/NHNN-TTGSNH ngay24/4/2018. ABBANK se thuc hien nghiem tuc theo yeu cau cua Ngan hangNha nuac Viet Nam tai van ban noi tren.

-Can cu quy dinh tai diem c Khoan 3 Bieu 33 Bieu le ABBANK, truang hgpso lugng ung vien HBQT va Ban Kiem soat bang so lugng du kien dugc bauthi, ung vien can toi thieu 65% so phieu bau de dugc triing cii la thanh vienHBQT, thanh vien Ban K^m soat.

-Bai hoi dong co dong da tien hanh bau cii HBQT va Ban Kiem soat nhiem ky2018-2022.

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75,3720%0,0048%24,6232%0%.

Ty le bieu quyet tan thanhTy le bieu quyet khong tan thanhTy le khong bieu quyetPhieu bieu quyet khong hop le

4.Bdo cdo vi hoqt dong ndm 2017 vd dinh hie&ng hoqt dong ndm 2018 cua HDQT-Ty le bilu quylt tan thanh' : 99,9344%

-Ty le bieu quyet khong tan thanh : 0%-Ty ll khong bilu quylt: 0,0656%-Phieu bieu quyet khong hop le: 0%.

5.T& trinh vi niem yit cd phiiu ABBANK tren thi trw&ng chiing khodn-Ty le bilu quylt tan thanh: 75,3982%-Ty le bilu quylt khong tan thanh : 24,5899%-Ty le khong bilu quylt: 0,0119%-Phieu bieu quyet khong hop le: 0%.

6.Tat trinh ve viec tang von dieu le

-Ty le bieu quyet tan thanh: 87,6523%-Ty le bieu quyet khong tan thanh: 0,0096%-Ty le khong bilu quylt: 12,3368%-Phieu bieu quyet khong hop le: 0,0013%.

7.Td trinh trich lap cdc quy vd phdn phoi Iqi nhuqn 2017 (Rieng hinh thirc chia•^•^~\"7rrcd titc, thutc Men chia co tire ndm 2017 todn bo bang co phieu theo Cong van so

2813/NHNN-TTGSNH ngdy 24/4/2018 cua Ngdn hang Nhd nir&c Viet Nam).

98,8401%0%1,1599%0%.

Ty le khong bieu quyetPhieu bieu quyet khong hop le

Thay mat Ban Kiem phieu, ba Luang Thi Thu Trang cong bo ket qua kiem phieu bieuquyet cua Bai hoi dong Co dong (Bien ban kiem phieu kem theo), cu the nhu sau:

1.Bdo cdo ket qua hoqt dong kinh doanh ndm 2017-Ty le bieu quylt tan thanh: 99,9795%-Ty le bieu quyet khong tan thanh : 0%-Ty le khong bilu quylt: 0,0205%-Phieu bieu quyet khong hop le: 0%.

2.Ki hoqch kinh doanh ndm 2018-Ty'le bilu quylt tan thanh: 99,9641 %

-Ty le bieu quyet khong tan thanh: 0%-Ty le khong bilu quylt: 0,0359%-Phieu bieu quyet khong hop le: 0%.

3.Bdo cdo thhm dinh tdi chinh ndm 2017 vd hoqt dong cua Ban kiem sodt (trong

do co de xudt Dai hoi dong Co dong uy quyen cho HDQT lira chon dan vi kiemtodn bdo cdo tdi chinh ndm 2018)-Ty le bieu quyet tan thanh-Ty le bieu quyet khong tan thanh

IV. TONG HOP KET QUA BIEU OUYET

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Can cu ket qua bieu quyet do Ban Kiem phieu cong bo cong khai tai cuoc hop, can cudiem b, diem c khoan 3 Bieu Bieu 59 Luat cac To chuc tin dung 2010; khoan 1 khoan 2Bilu 144 Luat Boanh nghiep 2014 va Khoan 3 Bilu 33 Bilu le ABBANK hien hanh(Nghi quyet cua Bai hoi dong Co dong duoc thong qua neu duac co dong dai dien cho itnhat 51% so co phan co quyen bieu quyet tan thanh; viec thong qua muc von dieu lemoi, thong qua viec sua doi Bieu le va viec bau cu HBQT, Ban Kiem soat khi so lugngung vien bang so lugng can bau yeu cau ty le tan thanh toi thieu la 65%), Bai hoi dongCo dong da thong qua cac noi dung sau day:

99,9758%99,9838%98,8927%

m soat vai tv le phieu tan thanh cu the:

99,9710%99,9799%99,9964%100%100%100%99,9988%

Kil

- Ba Pham Thi HSng- Ba Nguyen Thi Thanh Thai- Ba Nguyen Thi Hanh TarnKet qua bau cu thanh vien Ban

- Ong Nguyen Danh Luang- Ong Luu Van Sau

- Ong Soon Su Long- Ba Lim Siew Ming- Ba Iris Fang- Ong Dao Manh Khang- Ong Vu Van Tien

10.Thong qua so Iwemg thanh vien HDQT, Ban Kiem sodt nhiem ky 2018-2022

Hoi ddng Qudn trigom 07 thanh vien, trong do cd 02 thanh vien doc lap:-' Ty le bieu quylt tan thanh: 99,9744%

-Ty le bieu quyet khong tan thanh : 0,0015%-Ty le khong bilu quylt: 0,0011 %-Philu bieu quylt khong hop le: 0,0230%.

Kiem sodtgdm 03 thanh vien, trong do cd 02 thanh vien chuyen trdch:-Ty le bieu quylt tan thanh: 99,9576%-Ty le bieu quyet khong tan thanh : 0%-Ty le khong bilu quylt: 0,0194%-Philu bilu quylt khong hop le: 0,0230%.

11.Bdu HDQT, Ban Kiim sodt nhiem ky 2018-2022

Ket qua bau cu thanh vien HDQT voi tv le phieu tan thanh cu the:

T& trinh sira ddi, bo sung Diiu le Ngdn hang TMCPAn Blnh-Ty le bilu quylt tan thanh ': 99,9793%

-Ty le bieu quyet khong tan thanh : 0%-Ty le khong bilu quylt: 0,0207%-Phieu bieu quyet khong hop le: 0%.

9.

99,9537%0,0029%0,0435%0%.

Ty le bieu quyet tan thanhTy le bieu quyet khong tan thanhTy le khong bieu quyetPhieu bieu quyet khong hop le

8. Bdo cdo thu lao HDQT vd Ban Kiem sodt ndm 2017 vd du kien cho 2018

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1.Thong qua Bao cao ket qua hoat dong kinh doanh nam 2017;

2.Thong qua To trinh Ke hoach kinh doanh nam 2018;

3.Thong qua Bao cao tham dinh tai chinh nam 2017 va hoat dong cua Ban Kiem soat;

4.Thong qua Bao cao cua HBQT ve hoat dong nam 2017 va dinh hudng hoatdong nam 2018;

5.Thong qua Td trinh ve niem yet c6 phieu ABB ANK tren thi trudng chung khoan;

6.Thong qua To trinh ve viec tang von dieu le ABBANK;

7.Thong qua To trinh trich lap cac quy va phan phoi loi nhuan 2017. Rieng hinhthuc chia co tuc, thuc hien chia co tuc nam 2017 toan bo bang co phieu theoCong van s6 2813/NHNN-TTGSNH ngay 24/4/2018 cua Ngan hang Nhanude Viet Nam.

8.Thong qua Bao cao thu lao HBQT va Ban Kiem soat nam 2017 va du kien cho 2018;

9.Thong qua viec sua doi, bo sung Bieu le Ngan hang TMCP An Binh;

10.Thong qua so hrong thanh vien HBQT, Ban Kiem soat;

11.Bau du so luong thanh vien HBQT, Ban Kiem soat nhiem ky 2018-2022,

-Banh sach triing cu thanh vien HBQT gom:1)6ng Vu Van Tien2)6ng Bao Manh Khang3)Ba Iris Fang4)Ba Lim Siew Ming5)6ng Soon Su Long6)6ng Luu Van Sau (thanh vien doc lap)7)6ng Nguyen Banh Luang (thanh vien doc lap)

-Banh sach trung cu thanh vien Ban Kiem soat gom:

1)Ba Nguyen Thi Hanh Tarn2)Ba Nguyen Thi Thanh Thai3)Ba Pham Thi HSng

-HBQT va Ban Kilm soat nhiem ky mai ra mat va dai dien HBQT nhiemky mdi phat bieu nhan nhiem vu trudc Bai hoi dong Co dong

Bai hoi dong Co dong giao HBQT chi dao va to chuc thuc hien nhung npi dung da duocBai hoi dong C6 dong thong qua. HBQT dupe quyen dieu chinh, hoan thien van ban thehien npi dung cu the ma Bai hoi dong Co dong da thong qua nham dap ung yeu cau,hudng dan, chi dao cua Ngan hang Nha nude va phu hop vdi qui dinh cua phap luat cungnhu thuc tien hoat dong cua Ngan hang.

V. PHAT BIEU CUA DAI DIEN NGAN HANG NHA Nl^6>C VIET NAM

6ng Nguyen Van Bung, Cue trudng Cue Thanh tra Giam sat Ngan hang TP. Ho Chi

Minh - Co quan Thanh tra Giam sat Ngan hang phat bieu y kien va chi dao:

- Ghi nhan su thanh cong cua Bai hoi da thuc hien day du cac npi dung nghi su vadien ra theo dung trinh tu, thu tuc quy dinh;

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Banh gia cao viec cd nhieu y kien phat bieu cua co dong the hien su quan tam, satcanh cua co dong doi vdi hoat dong cua Ngan hang, co 5 van de co dong quan

r>r9rtam: chi tieu kinh doanh, tang von dieu le, niem yet co phieu cua Ngan hang, cung

cap dich vu mdi va cac giai phap lien doanh lien ket vdi doi tac:•Thuc hien chi tieu kinh doanh: Can bao dam tich cue va hieu qua. Y kien

cu the tai phan ve hoat dong cua ABBANK phia dudi.•Ve tang von dieu le: Nhieu co dong quan tam da dupe tra ldi thich dang.

Viec tang von dieu le nham tang nang lire tai chinh la viec rat can thiet vala mot tru cot quan trong cua Basel II. Chu truong va yeu cau nay la dungdan, Ngan hang Nha nude rat ung ho. Viec to chuc thuc hien tang von can

cd Phuong an cu the.

•Viec niem yet la yeu cau bat buoc doi vdi cac ngan hang thuong mai vdihan chdt cudi 2019. Hoan nghenh ABBANK trien khai thuc hien viec niemyet vi niem yet tao dieu kien minh bach thong tin gan vdi Basel II.

•Phat trien dich vu tai chinh tieu dung, Nha nude cho phep lap cac Ctychuyen biet cung cap dich vu nay va cd nhieu doanh nghiep trong ngoainude thuc hien nhung cue ky rui ro do tang ndng. ABBANK nghien cuutrien khai dich vu va than trong tung budc cho phu hop

•Giai phap lien ket, lien doanh vdi doi tac chien luqc, ve ngudn von, ve djchvu la viec can thiet va ABBANK can nghien cuu trien khai

Quy mo Tong tai san cua ABBANK d muc trung bjnh (thuoc top 6/11 ngan hangTMCP tren dia ban). Muc tang Tdng tai san theo ke hoach cua Ngan hang la phuhop vdi dieu kien thuc te cua ABBANK.

Cac chi tieu tang trudng cua ABBANK nam qua phu hop vdi thuc tien;ABBANK da kiem soat duoc no xau, nam 2017 khdng ban them no xau choVAMC trong khi van trich lap dupe gan 800 ty du phong rui ro la cac ket qua totnhung van can luu y cac yeu to no xau tiem an.

Nam 2018 la nam thu 2 tiep tuc thuc hien Be an 1058: Cac chi tieu du kien kehoach tang Tdng tai san, Huy dong, Du no cua Ngan hang deu nam trong dinhhudng chung cua Ngan hang Nha nude, phu hop vdi quy md, thuc tien quan tridieu hanh cua ABBANK. Ban Bieu hanh nen day manh phat trien manh dich vude cd the dat dupe muc tieu thu nhap cao cho Ngan hang va do rui ro hon.

ABBANK can luu y cac ndi dung sau:

•Tich cue to chuc thuc hien cac chi tieu ma Dai hoi dong Cd dong vua thongqua bang cac giai phap thiet thuc, hieu qua, toan dien, luu y nhan dien day ducac rui ro tiem an;

•Then khai thuc hien phuong an co cau lai 2016-2020 do NHNN phe duyet;•Ve quan tri, kiem soat, dieu hanh: Tiep tuc ra soat bao dam cac thanh vien

HBQT, Ban Kiem soat va Ban Bieu hanh dap ung day du dieu kien yeu cautheo quy dinh

•Thuong xuyen ra soat xd ly cac ton tai vudng mac ma Co quan thanh tra, giam

sat, kiem toan doe lap da cd y kien, neu cd vudng mat phat sinh thi bao cao Coquan quan ly xu ly, thao go kip thdi.

•Niem yet cd phieu: can chu dong trien khai hieu qua va luu y cac yeu to coban cua cd phieu khi niem yet.

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Vu Van TienD6 Anh ThirTran Nam Son

CHU TOATHlTKY/

VI. BE MAC CUOC HOP

A\^Ong Tran Nam Son, Thir ky ghi bien ban doc dir thao Bien ban cuoc hop Dai hoi dongCo dong thubng nien 2018.

Dai hoi dong Co dong ABBANK da bieu quyet thong qua toan van noi dung Bien bancuoc hop voi ti le 100% tan thanh.

Cuoc hop Dai hoi dong Co dong thucmg nien 2018 cua ABBANK da be mac luc 13hl5cung ngay.