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ANNUAL REPORT January - December-2017
NAZIR (Natun Zibon Rochi)
Airport Road, Lalmonirhat – 5500, Bangladesh Tel. (0591) 61252/61724 Mobile: 01715-572371
Email: [email protected] Web site : www. nazir-bd.org
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Written By:
Nurul Haque Sarker
Edited :
Janice Zafor
Contributors:
Md. Mostafizur Rahman Sarkar
Md Mosarof Hossain
Published: March 2018
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Table of Content
Sl No. Subject Pages Number
01 Foreword 04
02 List of Abbreviation 05
03 Background, Objective 06
04 Mission, Vision, 07
05 Target Group. Gender Equity, Structure of NAZIR 08
06 Organogram of NAZIR 09
07 Staff Members and Offices, Working Area, 10
08 Current Development Partners, Visitor’s and Exchange visit during the year 2017
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09 Short Description of project implemented in the year 2017 12-14
10 Micro-credit Program 14-15
11 Resource Center for Persons with Disabilities and Rural Poor Women
15-16
12 Agriculture Program 17-20
13 Success Case story of Cultivation BRRI Dhan74 21
14 Rehabilitation of persons with Disabilities in the community 22
15 Vulnerable Group Development (VGD) 23-24
16 Awareness Campaign and Day observation 24-26
17 Training Provided to target Beneficiaries 26-28
18 Permanent Assets of NAZIR 28-29
19 Accounts Information 30-31
20 NAZIR Governing Body 32
21 NAZIR’s Policies 32
22 Budget of NAZIR for the year 2016-2017 33
23 Conclusion and Contact details 34
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Foreword
NAZIR is to build the capacity of the community to improve the quality of their lives and create a congenial and deprivation-free society through awareness raising, education, resource mobilization and socio-economic intervention; encouraging community participation to be able to form people's organization that will lead and perform the role of materializing sustainable community development. NAZIR envisages a society of individuals with utmost capacity in shaping their future; a peaceful, healthy and democratic society where poor and hard core poor individual including all minorities/ethnics and persons with disabilities are empowered and economically self-reliant. Creating an enabling environment where community people are able to unleash their potential and actively participate in creating a sustainable development for a better nation. Foremost, NAZIR as a voluntary social development organization, pledged to dedicate in the task planned for the poor and marginalized people in line with the mission and vision of the organization to achieve the purpose of socio-economic development and bring out a positive change in the lives of members of the community. In the year 2017 NAZIR implemented number of projects with the aim of improving lives of marginalized people. The programmes of micro-lending for women, agriculture, education, water and sanitation, rehabilitation of persons with disabilities, vulnerable group development, trainings and awareness campaigns functioned very satisfactorily and still on its continuity; thereby creating a positive change in the lives of the people of Lalmonirhat district. It might not have yet totally eradicated the poverty, illiteracy and disabilities but the beginning of good change in the entirety has been very evident and steadfast. I would like to express my hearty thanks and gratitude to all concerns such as- members of the General Council and Executive Committee, Local Government Authorities, Social and Community leaders and general community people including programme participants and of course the staff members of NAZIR for their effort, kind support and cooperation in implementing the programmes successfully and effectively.
Nurul Haque Sarker Executive Director NAZIR, Lalmonirhat
(Readers are requested to please comment / suggest on this report for future improvement.)
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List of Abbreviations
CRRC = Community Risk Reduction Committee. CHDRP = Community Handicraft Disability Resource Person FSO = Farming System Officer. NFPE = Non Formal Primary Education. HP = HarvestPlus Bangladesh. VGD = Vulnerable Group Development. BRRI = Bangladesh Rice Research Institute.
FNB = Federation of NGO's Bangladesh.
PKSF = Palli Karmo Shahayak Foundation.
IRRI = International Rice Research Institute.
MSDS = Monthly Savings Deposit Scheme.
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ANNUAL REPORT January - December-2017
A. BRIEF INTRODUCTION TO NAZIR
Background:
NAZIR (Natun Zibon Rochi) means “Building New Life”, is a voluntary Non-Government Organization formed by a group of competent and humanitarian professionals to address the underlying problems of individuals and society that creating barriers against socio-economic development of the community. It is located in Lalmonirhat and started functioning and implementing developmental activities from the February 1998. NAZIR’s programs cover the Lalmonirhat District which is situated to the north side border of Bangladesh. It is a part of the Rangpur Division. There are five sub-districts namely Lalmonirhat Sadar, Aditmari, Kaliganj, Hatibandha and Patgram. Lalmonirhat is one of the poorest districts in the country which is crisscrossed by two major rivers and many tributaries. The district comprises an area of 1,241 square kilometer with a population of about 14,00,000 of which about 39% lives in extreme poverty level. NAZIR has been formed to alleviate poverty and socio-economic emancipation of the majority population and supplement or complement the facilities and resources of the existing service providers whose interventions are insufficient to address the need and requirement of the target population through comprehensive efforts.
Legal Status of the Organisation: NAZIR is registered with the Department of Social Service, NGO Affairs Bureau, Department of Women Affairs, Department of Youth Development and Microcredit Regulatory Authority. These registration numbers are:
Sl. No. Registration Authority Registration No. Date
01 Department of Social Service LAL/SADAR/92/98 29.09.1998
02 NGO Affairs Bureau 1398 07.07.1999
03 Department of Women Affairs LAL/REGI/47/2002 28.08.2002
04 Department of Youth Development JU.UA/LAL/47/96-61 02.09.2002
05 Microcredit Regulatory Authority 02489-00089-00139
07.02.2008
Objective of NAZIR:
NAZIR has been working with the objective of creating a society where the common people will resume supreme in shaping their future. There will be peaceful, healthy and democratic society where poor and hard core poor including all minorities /ethnics and persons with disabilities are empowered, economically self–reliant and living within equitable secured environment for which set up of objective has been chosen through which gradually and effective and positive change takes place. Here people will unleash their potential in creating a just and all round sustainable development with their whole hearted participation. Following are the main objectives of NAZIR:
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To improve economic security of the targeted population through capacity building, skill
development and Income generating support. To empower all destitute, hard core poor, children, women and persons with disabilities. To establish strong working relationship between organization, people, and government
machineries and with other relevant stakeholders. To empower all Persons with Disabilities through providing life base training, education and
enable them to establish rights in the society. To ensure involvement and participation of all stakeholders in the process through participatory
and inclusive approach. To introduce modern, pollution free, agriculture technology and increase agro-based homestead
production and thus increasing food security at family level. To protect environmental degradation and pollution.
Mission: The mission of NAZIR is to build the capacity of the community to improve the quality of their lives and create a congenial and deprivation-free society through awareness raising, education, resource mobilization and socio-economic intervention; encouraging community participation to be able to form people's organization that will lead and perform the role of materializing sustainable community development. Vision: NAZIR envisages a society of individuals with utmost capacity in shaping their future. There will be peaceful, healthy and democratic society where poor and hard core poor individual including all minorities/ethnics and persons with disabilities are empowered and economically self-reliant. The community unleashed their potential and actively participates in creating a sustainable development for a better nation. Programme Dimension of NAZIR:
1. Poverty alleviation through providing Micro-credit, skill development training and supporting income-generating projects.
2. Creating Access to education for all.
3. Women empowerment, Child rights promotion, Early marriage elimination, Family Planning.
4. Prevention of disability and rehabilitation of persons with disabilities.
5. Promoting social change through human development training, direct assistance, and institution Building.
6. Agricultural development programme’s such as extension and awareness on Zinc rice, Soil Health Management providing Vermi-Compost, Field crops, Homestead gardening.
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Target Group: The target groups of the organization are those with disabilities; regular school drop-outs, landless and asset less, unemployed, illiterate, neglected traditional groups, vulnerable children, HIV/AIDS infected and marginal farmers. The organization is basically concerned in encouraging women to take part in the activities.
Gender Equality:
Bangladesh has marks its prominence in discriminating women in many areas of the society due to its religious culture and tradition. Due to this problem, NAZIR impose activities that uphold the rights of women. NAZIR is conducting specific interventions on gender issues like birth registration, marriage registration, early marriage and violence against women as a pilot program. Under this program NAZIR has formed different committee comprising representative from all walks of life in the community. This committee is known as GCA (Gender Change Agent). GCA’s are playing vital role in implementing the interventions under the program. GCA’s are well trained by the organization for the smooth management of program related activities. These committees are well functioning at present in support of the program. These committees are composed of women entrepreneurs, male entrepreneurs and student volunteers. Positive attitude are seen towards the program in community.
Management Structure of NAZIR: General Committee: General Council (GC) is the supreme policy and decision making body of NAZIR. The GC has a total number of 27 members from different professions. The GC elects the Executive Committee (EC) for a period of three years. The GC meets once a year, if necessary, it can hold emergency and/or special meetings. Executive Committee (EC): The Executive Committee has 9 members. The members are elected by the General Committee for the term of three years. It includes one Chairman, one Vice-Chairman, one Secretary, one Joint Secretary, One Treasurer, One Organizing Secretary & Three Executive Members. The Executive Committee meets bi-monthly. The EC is accountable to General Council. Executive Director: The Executive Director is appointed by the Executive Committee. He is responsible for program planning, implementation and overall administration. The Executive Director is accountable to the Executive Committee and General Council.
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Staff Members/ Manpower of NAZIR:
NAZIR has 61 regular staff. Out of the total staff strength, there are 32 (52%) female and 29 (48%) male.
Sl. No. Designation No. of staff
Male Female Total
01 Executive Director 01 - 01
02 Director - 01 01
03 Coordinator (Micro Credit) 01 - 01
04 Coordinator (Agriculture) 01 - 01
05 Upazila Manager (VGD) 01 - 01
06 Branch Manager 02 - 02
07 Sr. Manager (MF) - 01 01
08 Administrative Manager - 01 01
09 Accounts Manager - 01 01
10 Assistant Accountant 01 01 02
11 CHDRP 01 - 01
12 Field trainer (HarvestPlus) 02 - 02
13 Field trainer (VGD) 02 04 06
14 Credit Officer 09 05 14
15 Support Staff 02 02 04
Total 23 16 39
Offices:
Sl No. Office Name Quantity Location
01 Head Office 01 Lalmonirhat 02 Training Center 01 Lalmonirhat 03 Branch Office (Credit) 03 Sador, Mogalhat, Khuniagach.
Khuniagachlmonirhat 04 Project Office (VGD) 01 Hatibandha
Working Area of NAZIR:
District Upazila Union / Pourosabha Remarks
Lalmonirhat
Lalmonirhat Sador 09 Union/Pouroshabha Aditmari 08 unions Kaligonj 08 unions Hatibandha 12 unions Patgram 08 unions
Kurigram Rajarhat 03 Union Fulbari 04 Union
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Current Development Partners:
Name of Project Name of Funding organizations and Contact details
Micro Credit
Palli Karma Sahayak Foundation (PKSF) PKSF Bhaban E-4/B Agargha Administrative Area Sherebangla Nagar, Dhaka-1207 Tele: +880-02-9126240, E-mail- [email protected]
HarvestPlus Bangladesh International Rice Research Institute (IRRI) House # 9, Road #2/2, Chairmanbari, Banani, Dhaka-1213, Bangladesh Tele: +880-02-9898011. Email: [email protected]
Rehabilitation of Disabled People in the Society
Bangladesh NGO Foundation (BNF) Bangladesh Insurance Academy Bhaban (4th floor) 53, Mohakhali C/A, Dhaka-1212 Tele: +880-02-9880230, Email: [email protected]
Vulnerable Group Development (VGD)
Ministry of Women and Child Affairs (MWCA) 37/3 Eskaton Garden, Road-5 (6th Floor), Dhaka. Tel: +880-02-9347504, [email protected]
Lactating Mother Project
Ministry of Women and Child Affairs (MWCA) 37/3 Eskaton Garden, Road-5 (6th Floor), Dhaka. Tel: +880-02-9347504, [email protected]
Visitors during the year 2017:
Sl. No Name of Visitors Designation Organisation
01 K. A. M. M. Raisul Islam Depty Director Micro credit Regulatory Authority
02 Md. Moshiur Rahman Monitoring Advisor Bangladesh NGO Foundation
03 Md. Aminur Rahman Additional Magistrate DC Office, Lalmonirhat
04 Mohammad Shafiul Arif Deputy Commissioner DC Office, Lalmonirhat
05 Md. Abdur Rashid Assistant Manager(Ops) PKSF
06 Mr. Dilip Poul Deputy General Manager PKSF
07 Md. Abdus Salam Chief Executive Gono Unnayan Kendraw
08 Md. Belal Hossain Assistant Manager (Ops) PKSF
09 Md. Ruhul Amin Mondal ARDO HarvestPlus Bagladesh
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SHORT DESCRIPTION OF PROJECTS IMPLEMENTED IN THE YEAR 2017:
Name of Project / Programme
Location Funding Source
Short Description (target beneficiaries, objectives, activities, results)
1. Micro-Credit Lalmonirhat Sadar, Aditmari Upazila, Lalmonirhat.
PKSF and NAZIR.
Target group: Poor and Ultra poor women.
Objective: Poverty reduction through economical empowerment by providing life skill training and micro-credit support.
Activities:
a) Formation of Women groups and empowerment. b) Providing livelihood and life skill development
training. c) Providing support for savings. d) Providing micro-credit for initiating Income
Generation Activities. e) Follow up.
Result: 6030 group members received credit support for IGA within the year 2017 and became economically self-dependent. Among them 1247 members refunded the borrowed amount and at present current borrowers are 5264. 2. Harvest Plus
Bangladesh
All Upazilas of Lalmonirhat District.
CIAT & IRRI
Target group: Poor, Small and Marginalized farmers. Objective: Transfer improved technology and knowledge among target group on use of chemical free fertilizer to prevent environmental degradation and production and extension of high zinc rice verities to supplement food deficiency. Activities:
a) Motivate farmers for intensive use of land and plant trees to protect environmental degradation.
b) Motivate farmers to use compost/cow dung, Vermi-compost, Green manuring and less or no use of chemical fertilizer to preserve soil fertility.
c) Transfer improved technology/set-up of demonstration plots to promote knowledge and skill of farmers in producing High Zinc Rice.
d) Establish home gardening round the year for own consumption and extra income.
e) Extension of High Zinc Rice.
Result: Farmers within target area are aware and educated on negative consequences of using chemical fertilizer and benefit of High Zinc Rice including process of cultivation and seed preservation. The project facilitated preparation of 3550 demonstration plots of high zinc rice in working areas.
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3. Re-habilitation of Disabled People in the Society
Lalmonirhat Sadar
Bangladesh NGO Foundation
Target group: Persons with disabilities irrespective of age, gender and types of disabilities. Objectives: Improving mobility and functional ability of persons with disabilities and Inclusion into mainstream society with equal rights and dignity. Activities: a) Providing Primary Rehabilitation Therapy. b) Providing referral services for specialized treatment. c) Providing Assistive Devices such as- Wheelchairs,
Tri-cycles, Walking Frame/Sticks, Special Chairs, Toilet Chairs, Hearing Aids, and Powered Glasses/Magnifying Glass etc.
d) Providing capacity building, vocational, life skill training and IGA support.
Results: 445 selected beneficiaries provided with therapy, treatment, Assistive devices, vocational/life skill training and IGA support.
4. Vulnerable Group Development (VGD)
Hatibandha, Lalmonirhat
Department of Women Affairs (DWA)
Target group: Poor and vulnerable women. Objective: Improve lifestyle of poor and vulnerable women. Activities: a) Awareness raising on social issues. b) Providing training on Life skill development, and
Income Generating Activities. c) Savings collection and management.
Result: 2516 Vulnerable women covered by the project and their living improved lives.
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5. Lactating Mother Project
Lalmonirhat Pouroshava
Department of Women Affairs (DWA)
Target group: Destitute laborious pregnant and lactating mothers.. Objective: Poverty eradication through social safety net program.
Activities: d) Reduce mortality rate of child and mothers. e) Increase breast feeding rate. f) Service deliver during pregnancy, antenatal and post
natal period. g) Health and birth control. h) Livelihood development through training. i) Provide nutritious food.
Result: 343 laborious mothers covered by the project and their living improved lives.
DESCRIPTION OF PROGRAMME ACTIVITIES:
1. Micro-Credit In Bangladesh the vast majority of the population has had little or no access to the formal financial system. So, the traditional financial institutions, mainly banks were not serving the poor. Microfinance program has been able to bring economical self-dependency among poor and ultra poor families, which making a significant change in their lifestyle. NAZIR is implementing this project in partnership with PKSF (Palli Karma Sahayak Foundation). (Group Meeting)
NAZIR’s micro-credit programme divided into 4 categories such as: JAGORON (Rural Microcredit) AGROSOR (Micro Enterprise), BUNIAD (Ultra Poor), SUFOLON (Seasonal Loan Scheme), and, in which large numbers of members are women and small portion of members are men. Our organization also assisted the micro credit group members to acquire savings account in the bank as shown below (Savings & Loan collection by the group approach) a) Micro-credit Status for the year 2017:
Loan Category Number of Borrowers Savings Balance Loan Outstanding
Jagoron 3115 11666057 32095264
Agrosor 70 953779 4268341
Buniad 1461 3917089 12392699
Shufalon 618 1487785 7525000
Total 5264 18024710 56281304
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b) Micro-credit Status cumulative:
Loan Category
Number of Borrowers
Savings Cumulative
Cumulative Disbursement
Status
Cumulative Recovery
Status
Loan Outstanding
Jagoron 15800 40674109 310461000 278365736 32095264
Agrosor 187 1907558 29500000 25231659 4268341
Buniad 2546 7324211 39535000 27142301 12392699
Shufalon 1542 2564870 25539000 18014000 7525000
Total 20075 52470748 405035000 348753696 56281304
The loaned money was used for creating and expanding income generating activities among the beneficiaries in different locally marketable trades, which are as follows:
Areas of Income-Generating Activities (IGA) No. of Loanee Beneficiaries
Cattle Rearing 1115
Poultry rearing 806
Homestead Gardening 512
Field Crops 1042
Rickshaw 115
Richshaw Van 124
Small trade 468
Pottery 101
Blacksmith 31
Fishing net 89
Carpentry 11
Crops Cultivation 850
Total 5264
2. Resource Center for Persons with Disabilities and Rural Poor Women:
One of the objectives of NAZIR is empowering and supporting the persons with disabilities and rural women regardless of age and gender to live a life on their full potential. NAZIR established a Resource Centre (a residential training and therapy centre with required therapy and training equipment) by the support of Embassy of Japan in Bangladesh. (Therapy service) NAZIR served 1156 persons with different types of disability as yet, offering free clinical services, assistive devices, livelihood, skills training and social awareness on a planned basis. In the year 2017, NAZIR has given Primary Rehabilitation Therapy (PRT) to 685 physically disabled children. In the middle of the year, NAZIR has provided 10 assistive devices (04 wheel chairs and 06 tricycles) to persons with disabilities. In Addition to that, Ten (10) adults disabled received free therapy using Ultrasound Machine, Vibrator and application of traction in NAZIR Physiotherapy Department. There
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were also 470 participants with different disabilities attended the structured trainings given by NAZIR at the Training Center on livelihood education such as homestead gardening, cattle-rearing, fishing and organic farming (vermi-compost). NAZIR also provided referral services for Specialized Medical Treatment, Advanced Therapy, Disability awareness and follow up services.
( Distribution of Tri- Cycles and Wheel chairs by the Honorable State Minister, Ministry of Social Welfare; Honorable Parliamentarian and the
Deputy Commissioner. Lalmonirhat)
Blanket distribution by the Chairmen, Executive Director of NAZIR with Freedom Fighter,. Lalmonirhat
( Tree plantation and sapling distribution by the Executive Director with collegue. NAZIR Lalmonirhat)
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3. HARVESTPLUS BANGLADESH (Agriculture Project):
Md. Abdul Kadesr UP Chairman, Madati Union, Kaliganj, Lalmonirhat distributed T. Aman Seed to Farmers.
Rice is the staple food crop in Bangladesh. Presently, rice is cultivated in all most 77 % of total cropped areas in Bangladesh for supplying about 75% of total food requirements of the population. Rice provides 20% of the worlds dietary energy supply. Rice consumption also varies by income –dependency, which is very high among poor people. In parts of Asia rice provides 50% to 80% of all the calories of poor households; in Bangladesh it is about 78%. Rice is not only a source of energy, but also the major source of protein, and a significant source of essential When the rice is a large proportion of the diet, and when the diversity of the diet is limited, as is the true for million living in poverty, especially in Bangladesh. In a report it is pointed out that over 40% children under five are stunted while an estimated 44% children of the same age group are at risk of zinc deficiency.
In this circumstance, Bangladesh Rice Research Institute (BRRI) attempted to develop quality and nutrition rice variety like Vitamin A, Zn and Fe enriched varieties. As a result, BRRI released Zn enriched BRRI dhan62 that can supplement in daily diet of resource for poor and vulnerable farmers of Bangladesh. Hence, production and distribution of seed of Zn enriched BRRI dhan62 and pre-released proposed Zn enriched rice varieties need to make available to the farmers for partial fulfillment of the Zn deficiency through using BRRI seed net to public and private/NGO sectors.
Rice covers about 77% of total cropped area, in which about 86.56% occupied with Modern varieties (MV) and the rest with the traditional varieties. The yield of the varieties is not achieved in the farm level due to many reasons, which is known as yield gap. Some of the reason are bio-physical, management factors, socio-economic factors etc. The most important cause of yield gap is the seed i.e. insufficient supply of quality seed, unavailability of appropriate modern varieties, insufficient dissemination of modern seed production and preservation technologies. The quality seeds refer to the seed of formal seed system which are formally tested i.e. Breeder, Foundation, Certified and Truthfully labeled seed. About 70% of the seed in seed system still considered as farmer’s preserved seed, which needs to be improved through providing the knowledge to the rice seed farmer’s on modern seed technologies.
The rice seed preserved by the farmers is the major source of rice seed supply in Lalmonirhat and Kurigram district. The demonstration farmer’s however, did not replace their seed and as a result quality of the seed deteriorating. It is expected that under on-farm situation, the seed quality maintained is as good as certified seed.
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Community selection: On the both side of the high way of Lalmonirhat Sadar, Aditmari, Kaliganj, Hatibandha and Patgram of Lalmonirhat district the demonstration plots had been established. So the neighboring farmers have easily observed the demonstration plot and motivated to cultivate adopting the technologies.
Project Area and Targeted Households
The working area of Lalmonirhat district under this project mentioned bellow table; Summary area Coverage in Boro 2017 (Demo and free seed)
Name of District
Type of demo.
Name of Upazila
No. of Union
No. of Village
No. of Male Farmer’s
No. of Female
Farmer’s
Total Farmer’s
Lalmonirhat
Demo
Kaliganj 04 13 47 03 50
Sub-Total 01 04 13 47 03 50
Free seed Lal. Sadar 5 16 129 09 138
Kaliganj 5 33 772 193 965
Aditmari 3 7 30 2 32
Patgram 2 4 11 4 15
Sub-Total 04 15 60 989 211 1200
Total 04 19 60 1036 214 1250
Summaryof area coverage in T. Aman 2017 (Demo and free seed)
Name of District
Type of demo.
Name of Upazila No. of Union
No. of Village
No. of Male Farmer’s
No. of Female
Farmer’s
Total Farmer’s
Lalmonirhat
Full Demo
Lalmonirhat Sadar 1 2 8 0 8
Aditmari 2 2 10 0 10
Kaliganj 5 11 28 0 28
Hatibandha 1 1 4 0 4
Sub-Total 04 09 16 50 0 50
Free seed Lal. Sadar 4 9 391 177 568
Aditmari 5 5 25 9 34
Kaliganj 5 20 1184 419 1603
Hatibandha 4 4 56 17 73
Patgram 1 1 17 5 22
Sub-Total 05 19 39 1673 627 2300
Total 05 19 39 1723 627 2350
Boro Season
Type of Demo. Total Target of Demo. Plot
Achievement Area Coverage (hector)
Male Female Total
Main 50 50 6.02 47 03 50
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Free seed 1150 1150 115.46 942 208 1150
Total 1200 1200 121.48 989 211 1200
T. Aman
Type of Demo. Total Target of Demo. Plot
Achievement Area Coverage (hector)
Male Female Total
Main 50 50 5.63 50 0 50
Free seed 2300 2300 134.39 1673 627 2300
Total 2350 2350 140.02 1723 627 2350
Target and Achievement of Demonstration:
NAZIR’s technical staff has been received ToT from the project at the inception of the project and also received technical publication on cultivation, seed production and preservation.
Demonstration plots establishment: The project organized Farmers training on objective of BRRI dhan62/74 and 72 (Zinc Rice), Seed bed preparation, Cultivation method, Seed preservation techniques discussed in the training. All farmers prepared land properly after irrigation and transplanted 35 to 40 days age seedling. Proper land preparation is necessary for good yield. The project staff made field visit and ensured proper land preparation and layout of all farmers land.
Large seed bed
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BRRI dhan28 damaged by Neck Blast
Blast free BRRI dhan74 Demo. Plot (Boro)
BRRI dhan72 Demo. Plot T. Aman
Yield: After harvesting the farmers had got yield of variety wise which mentioned bellow table;
Boro season
Sl. No. Variety Maximum ton/ha
Minimum ton/ha
01 BRRI dhan74 8.33 6.17
02. BRRI dhan62 6.4 4.94
T. Aman season
Sl. No. Variety Maximum ton/ha
Minimum ton/ha
01 BRRI dhan72 5.4 3.9
02. BRRI dhan62 3.9 2.9
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SUCCESS CASE STORIES (Boro Season)
BRRI dhan74 is a hope and bless variety for farmer
Mr. Nitta Ranjon Ray, Taluk Shakhati, Madati, kaliganj, Lalmonirhat is a small farmer. He has only
0.60/ha land including homestead. He is an early adaptor and community motivator farmer. Due to climate
changed the BRRI dhan28 and 29 are not suitable for Boro season. He has known from medias the Zinc
rich verities is a nutritive and disease resistance verity in the Boro season. He asked to SAAO for seed
availability, SAAO suggested him to communicate with NAZIR representative for getting this varieties
seed. He has collected mobile number of Agril. Coordinator, NAZIR and contact accordingly. The Agril.
Coordinator has arranged a small meeting at yard of Mr. Nitta Ranjon Ray where 30 farmers were
participated. After discussion they have motivated to cultivate Zinc enrich rich verities. There were 10
farmers received BRRI dhan74 and 20 farmers received BRRI dhan62. Before crop condition and yield
they did not believe the both varieties is better than existing varieties. During cultivation period he has
found the nearby BRRI dhan28 100% damaged by Neck Blast but BRRI dhan74 and 62 is Neck Blast
free. After crop cutting he has got 8.33 t/ha and BRRI dhan62 6.66 t/ha yield. The Demo.plot was the road
side and plot was disease free. The interested farmers asked him the name of variety and how way to get
this variety. He has suggested the all interested farmers the name of variety and source of seed. Also he
advice them to collect seed from him and others Demo. farmers.
Now he is very much satisfied for getting these varieties and said the both varieties are future hope and
bless for farmers instead of BRRI dhan28 and 29.
Blast attacked BRRI dhan28
Blast free Zinc Enrich BRRI dhn74
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4. REHABILITATION OF PERSONS WITH DISABILITIES IN THE COMMUNITY: NAZIR has a special project named “Rehabilitation of persons with disabilities” funded by Bangladesh NGO Foundation which is effectively functioning in Lalmonirhat Sadar Upazila under Lalmonirhat District. Disability services are almost absent within the district. So, without essential services the persons with disabilities are living inhuman lives being neglected, discriminated and as burden of the families/society. The main activities of the project are: Providing Primary Rehabilitation Therapy, Referral for specialized treatment and advanced therapy; Epilepsy treatment; support for vocational training and Income Generating Activities through Goat Rearing and providing Assistive devices (Tricycles & Wheel Chairs etc.) to increase mobility and functional ability of the persons with disabilities. Physician Treatment Within the year 2017 total 705 selected beneficiaries provided with therapy, treatment, Assistive devices, vocational/life skill training and IGA support. 7. VULNERABLE GROUP DEVELOPMENT (VGD):
Lalmonirhat district is one of the poorest districts where lower poverty level is more than the national average. NAZIR works to achieve economic and social changes amongst vulnerable group. VGD program is essential in eliminating poverty. To this effect, a development project carried out by NZIR supported by Department of Women Affairs, Government of Bangladesh in Lalmonirhat Sadar Upazila of Lalmonirhat District.
In the VGD project 108 groups have been formed out of a total of 2516 members. The project opened a current bank account and group members saved BD Taka 4347517/-. In addition, VGD groups were given scheduled trainings and orientations on various social issues. During the year, following Life-skill Development training provided to each VGD member (25 participants in a group).
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Title of Training Duration Total No. of Participants
Personal Hygiene and Cleanliness 4 days 1525
Mother and Child health, Food and Nutrition 4 days 2250
Women Empowerment 4 days 3450
Vegetable Gardening 12 days 2850
Goat and Cow Rearing 12 days 1520
Poultry/Duck Rearing 12 days 1850
Women Entrepreneurship Development 6 days 3000
6. Lactating Mother project: Lalmonirhat district is one of the poorest districts where lower poverty level is more than the national average. NAZIR works to achieve economic and social changes amongst Lactating Mother program is essential in eliminating poverty, reduce child and mother mortality rate. To this effect, a development project carried out by NZIR supported by Department of Women Affairs, Government of Bangladesh in Lalmonirhat Pouroshava of Lalmonirhat District.
In the VGD project 12 groups have been formed out of a total of 343 members. The project 500/- per month to each selected lactating mother. In addition, Lactating Mother were given scheduled trainings and orientations on various social issues. During the year, following Life-skill Development training provided to each Lactating Mother (25 participants in a group).
Title of Training Duration Total No. of Participants
Personal Hygiene and Cleanliness 3 days 1750
Mother and Child health, Food and Nutrition 3 days 1650
Education 3 days 1250
Pre and postnatal care of pregnancy mother 3 days 1850
Disaster Management 3 days 2050
Health and Birth cintroll 3 days 1860
Women Entrepreneurship Development 3 days 1850
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7. ADDITIONAL ACTIVITIES:
A) Awareness Campaign and Day observation:
Integral to the goal of poverty alleviation is the development of self reliance among the disadvantaged, poor and hard core poor. NAZIR reaches these communities through group base model of intervention at the grassroots level. This approach aims at sustainable empowerment by building awareness, organizing and creating solidarity among the poor and distressed people. Through regular group meeting they exchanged their ideas, discussed several issues and thus they exercise their own judgment and assert their rights and responsibilities whilst participating in the process of their own advancement. In addition to group mobilization, NAZIR encouraged and organized people for different day observation.
The objective behind this issue is to make poor/hardcore/distress people more aware about social issues, mobilize people for social empowerment and ensure the members of the community in participation of raising their collective voices to enable them to get access with a greater strength to mobilize on the social problem. Through this day observation they become closer to each other, get chance to discuss among themselves more openly about their problems, probable solution and become
empowered to raise their voice collectively. In this reporting period, NAZIR staff arranged and mobilized their participants of different program such as holding rallies, discussion, meetings, observing several national and international days where huge members of the cross section of the civil society participated.
During 2016 NAZIR arranged following number of day observance in collaboration with the District and Upazilla local Government Authorities where project participants along with other civil society representative participated.
Sl No. Name of Activities No. of
participants Attended
Remarks
01 International Mother Language Day 25
02 International Women Day 30
03 National Child day 25
04 Independence Day 20
05 International Technology and Communication Day 28
06 World Teachers day 30
07 National Youth Day 25
08 National Disability Day 20
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09 WATSAN Day 15
10 Tree Plantation Day 20
11 Drugs Abuse and Trafficking Day 15
12 World Migration Day 20
13 Begum Rokeya Day 20
14 International Literacy Day 15
15 National Mourning Day 25
16 World Health Day 15
17 Lalmonirhat Freedom Day 20
18 Human Rights Day 20
19 National Victory Day 25
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B. Capacity building training conducted in 2017 for the employees of NAZIR:
Throughout the year, NAZIR provided skill trainings, orientation, lecture and workshop to its beneficiaries and employees to enhance their capacity, social and professional perspective. Trainings are conducted by competent Trainers / professionals in various fields of expertise. Trainings conducted in different locations and date, schedules, and merely by group to make it accessible and convenient to the participants. In the year 2017, to enhance capacity of staff members NAZIR organized training covering number of participants as illustrated in the table below.
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Sl. No.
Subject Duration
Participants No. of Participant
s
Venue
01 Staff orientation 1 day Staff members
30 NAZIR Training Centre
02 Monitoring & Group Development
1 day Staff members
25 NAZIR Training Centre
03 Refresher on Social Forestry Homestead Plantation
1 day Staff members
20 NAZIR Training Centre
04 Refresher on Organic Farming 1 day Staff members
25 NAZIR Training Centre
05 Refresher on Training for Trainers on Facilitation
1 day Staff members
20 NAZIR Training Centre
06 Rice Cultivation 1 days Staff members
50 NAZIR Training Centre
07 Home Stead Vegetable Production
1 day Staff members
50 NAZIR Training Centre
08 Monitoring and Evaluation 3 days Staff members
20 NAZIR Training Centre
09 Credit Management 1 day Staff members
25 NAZIR Training Centre
11 Group Development 1 day Staff members
25 NAZIR Training Centre
12 Group record keeping 2 days Staff members members
25 NAZIR Training Centre
Total 315
C. Training provided to target beneficiaries
Sl. No. Training Subject Duration Participants No. of Participants
Venue
1 Primary Rehabilitation Therapy 3 Days Persons with Disabilities
32 NAZIR T.C
2 Rights of the Persons with Disabilities
3 days Persons with Disabilities
25 NAZIR T.C
3 Pisciculture 2 days Female group members
25 NAZIR T.C
4 Causes of Disabilities 1 day Female group members
50 NAZIR T.C
5 Health and Family Planning 3 days Female group members
350 NAZIR T.C
6 Reduction of child Labour 3 days Female group members
450 NAZIR T.C
7 Vermi compost Plant 1 day Farmers 525 NAZIR T.C
8 WATSAN 3 days Beneficiaries of WSS project
25 NAZIR T.C
9 Women and Child Trafficking 1 day Female group members
250 NAZIR T.C
10 Child Care and Feeding 1 day VGD project beneficiaries
375 NAZIR T.C
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11 Poultry Rearing 3 day Female group members
530 NAZIR T.C
12 Cow Rearing 3 days Female group members
600 NAZIR T.C
13 Goat Rearing 3 days Female group members
1050 NAZIR T.C
14 Tree Plantation 1 day Female group members
2000 NAZIR T.C
15 Home Garden 1 day Female group members
1500 NAZIR T.C
16 High Zinc Rich 1 day Farmers 3550 NAZIR T.C
17 Community Risk Management 1 day Beneficiaries of WSS project
100 NAZIR T.C
Total Participants 11437
PERMANENT ASSETS OF NAZIR: NAZIR possesses 0.19 acres of land in Airport Road, Lalmonirhat town, where its Head Office is located and a 2-stored Training Center is built through the support of Japan Embassy in the mentioned land area.
Head Office and Training Center of NAZIR EQUIPMENT:
Sl. No. Type of Equipment Quantity
01 Computer with printer 03
02 Laptop 04
03 White Board 02
04 CCTV & TV 05
05 Multimedia with screen 01
06 Digital Camera 02
07 Zobb Board 01
08 Air Conditioner 05
VEHICLE:
Sl. No. Type of Vehicle Quantity
01 Motorbike 125 CC 01
02 Motorbike Honda 80 CC 06
03 Bicycle 20
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NETWORKING WITH OTHER NGO/ GOVERNMENT:
NAZIR is affiliated with following NGO’s Network’s: a) Member of Center for Disability in Development (CDD) b) Member of National Forum of the Organisations working with the Disabled (NFOWD) c) Member of the District Technical Committee (DTC) of DAE e) Member of the Credit Development Forum (CDF) f) Member of CSRL (Campaign for Sustainable Rural Livelihood), supported by OXFAM-GB. g) Member of Bangladesh Poribesh Andolon (BAPA). h) Member of Social Welfare Department Coordinating Committee. i) Member of North-West Agriculture Forum j) Member of FNB k) Member of CAMPEE l) Member of District Legal Aid Committee
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ACCOUNTS INFORMATION OF NAZIR: NAZIR selects/deploys eminent Chattered Accounting firms (3 year for one firm) for its Audit of the books of Accounts for keeping the organization transparent. During the reporting period, the following firm has audited NAZIR’s accounts. RAHMAN MUSTAFIZ HAQUE & CO. Chartered Accountants 85, Naya Paltan (3r Floor) Dhaka-1000, Bangladesh. Consolidated Receipts and Payments Account of NAZIR:
For the year ended 30 June 2017.
Consolidated Receipt & Payment of NAZIR:
Consolidated Comprehensive Income Statement:
Name of Project/ Program Receipt Payment
Microcredit 109241256 105814991
VGD 1239418 1231883
BNF 262762 262305
Harvest Plus 731378 728537
NAZIR General 622912 619494
EGCSC 366047 363613
Provident Fund 1146841 1134473
Cash in Hand 0 1247298
Cash at Bank 0 2208020
Total 113610614 113610614
Name of Project/ Program Income Expenditure
Microcredit 9550821 8965612
VGD 804843 1231883
BNF 261600 262305
Harvest Plus 254297 635037
NAZIR General 619005 982076
EGCSC 364914 347363
Provident Fund 20441 455
Total 11875921 12424731
Excess/Deficits (548810)
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Consolidated Statement of Financial position:
Balance Sheet as of ended June, 2017
PROPERTY AND ASSETS Local Currency (BDT)
A. FIXED ASSETS 1,21,56,125
B. Investments in FDR 17,75,000
Investment in FDR Savings Reserve Fund- FDR
12,85,000 4,90,000
C. CURRENT ASSETS 3,82,03,586 Loan to beneficiaries- JAGORON Loan to beneficiaries- AGROSOR Loan to beneficiaries- BUNIAD Loan to beneficiaries- SUFOLON Staff Loan Suspense (Staff Defalcation) Staff Advance
2,32,30,616 46,22,029 84,07,920
6,10,000 6,00,843 7,22,178
10,000
D. CLOSING BALANCE 34,52,477
Cash in hand Cash at Bank Cash at Bank PF
12,47,298 21,92,811
12,368
TOTAL Asset 5,55,87,188
FUND AND LIABILITIES
E. CURRENT LIABILITIES 2,98,70,291
Loan from PKSF Member savings Deposit Staff security Deposit Provident fund Payable Loan loss provision Risk Reduction fund
1,39,33,335 1,35,21,118
2,07,000 12,368
5,93,201 16,03,269
F. CAPITAL AND RESERVES 2,57,16,896
Fund Account
Loan from ED NAZIR
Loan from PKSF
Loan from Staff PF Fund
MSDS Savings Deposit
Revaluation Reserve Fund
75,07,928
6,47,763
76,66,666
10,98,085
9,63,028
78,33,426
Total 5,55,87,188
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List of the Executive Committee Members:
Sl. No. Name Designation Profession Address
01. Md. Ekramul Haque Chairman Ret. Bank Officer Nobi Nagar, Lalmonirhat
02. Ms. Jesmin Nahar Vice Chairman Non-government
Service
Stadium Road Lalmonirhat
03. Mr. Nurul Haque Sarker
General Secretary
Development Worker
Khordo Shaptana Lalmonirhat
04. Prof. (Retd.) Md. Taleb Ali
Asstt. General Secretary
Retd. Professor Haribhanga Lalmonirhat
05. Mr. Shamsul Alam Treasurer Business
Khordo Shaptana Lalmonirhat
06. Md. Azizul Haque
Organizing Secretary
Business Haribhanga Lalmonirhat
07. Ms. Sajeda Begum Member Social Worker
Khordo Shaptana Lalmonirhat
08.
Md. Ashraful Islam
Member Business Haribhanga Lalmonirhat
09. Md. Monowar Hossain Titu Member Business Khordo Shaptana
Lalmonirhat
NAZIR is guided by the following policies: The nine members governing body team of NAZIR approved different need based support and suggestions formulating different policy and guideline these are:
1. Personnel Manual
2. Financial Management policy;
3. Procurement policy;
4. Gender policy;
5. Supervision Manual
6. Loan & Savings Manual
7. Child Protection Policy.
8. MSDS Manual.
9. Micro Enterprise Loan Manual
10. Provident Fund Policy
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NAZIR (Natun Zibon Rochi) Airport Road, Lalmonirhat
Consolidated Budget for the year 2017-2018
Income Expenditure
Particular Amount (In Lac TK)
Particular Amount (In Lac TK)
Inflow Outflow
Bank Opening Balance 6.91 Loan paid to PKSF 218.95
Fund Receive From PKSF 300.00 Loan Disbursement 979.44
Loan realization. 837.10 Fixed Asset 2.70
Member Savings Collection (nett) 66.36 Revenue Surplus 18.79 Others receive 16.18 Project cost 45.16
VGD, BNF, HP, PKSF, Somaj Kallan Parishad
45.16
MF Sub total 1,271.71 MF Sub total 1,265.04
Income Expenditure
Grant receive from VGD 9.80 PKSF Service Charge paid 15.72
Grant receive from BNF 2.50 Staff salary & Allowances 68.60
Grant receive from Jubo Unnoyan 0.50 Savings Interest paid 9.64
Grant receive from PKSF 26.00 LLP/Depreciation/ DMF 4.62
Grant receive from Harvest Plus 6.36 VGD Project cost 4.90
Service Charge Income 113.02 BNF Project cost 2.00
Others income from MF & Project 8.85 PKSF Project cost 16.00
HarvestPlus Project cost 3.18
Administrative cost 23.58
MF Sub total 167.03 MF Sub total 148.24
Total Income 167.03 Total Inflow 1,271.71
Total Expenditure 148.24 Total Outflow 1,265.04
Income over exp. 18.79 Closing Bank Balance 6.67
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Conclusion: A fruitful year has ended whilst NAZIR (Natun Zibon Rochi) performed its vital role in combating poverty, inequality and exclusion through the deliberation of projects and direct provision of services in the community of Lalmonirhat. With its community-based, participatory and inclusive approach, NAZIR has been actively engaged in promoting equitable development, human rights and inclusive growth. The diligence and commitment of the employees, philanthropic kindhearted donors and the enthusiasm of our beneficiaries made NAZIR accomplished the yearly programs with a measurable and excellent outcome in developing the capacity of persons with disabilities and rural poor women in the course of micro-lending. Furthermore, health service and education were provided to the children, community sanitation was established, assistance were given to the marginal farmers, and trainings on skills development among various target groups were achieved with admirable end-products. Above all, NAZIR has achieved its goals and purpose of helping the poor people including those with disabilities in the district of Lalmonirhat through its projects and activities that was effectively implemented in the year 2017. As it is oath, NAZIR will continue to fulfill its obligation in reaching out and support the poor, vulnerable and disadvantaged group of people including Persons with Disabilities in order to mainstreaming them into society with equal rights, opportunity and dignity whoever they are and where ever they are.
For additional Information please contact:
Nurul Haque Sarker Executive Director NAZIR, Lalmonirhat, Bangladesh Telephone :0591-61252. Mobile : 01715572371 & 01839918160. Email: [email protected] Web-Site : www.nazir-bd.org
