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BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (70% TRONG 15 NĂM)Giá trị căn hộ 1,800,000,000Mức cho vay 70%
- Dư nợ hiện tại 1,260,000,000 Vốn tự có tối thiểu 540,000,000- Lãi suất ưu đãi 0.0074917 (8.99%/năm trong 3 năm)
Lãi suất thông thường 0.0087500- Tổng số kỳ hạn (n) 180- Số tiền gốc trả mỗi kỳ: 7,000,000
Tiến độ giải ngân:Lần 1 5% 90,000,000Lần 2 7% 126,000,000Lần 3 7% 126,000,000Lần 4 7% 126,000,000Lần 5 7% 126,000,000Lần 6 7% 126,000,000Lần 7 25% 450,000,000Lần 8 5% 90,000,000
TT Ngày trả nợSố tiền trả mỗi kỳ
DƯ NỢTổng cộng Gốc Lãi
8/1/2015 90,000,000
1 9/1/2015 7,697,000 7,000,000 697,000 83,000,000
2 10/1/2015 7,622,000 7,000,000 622,000 76,000,000
3 11/1/2015 7,588,000 7,000,000 588,000 195,000,000
4 12/1/2015 8,461,000 7,000,000 1,461,000 188,000,000
5 1/1/2016 8,455,000 7,000,000 1,455,000 181,000,000
6 2/1/2016 8,401,000 7,000,000 1,401,000 300,000,000
7 3/1/2016 9,173,000 7,000,000 2,173,000 293,000,000
8 4/1/2016 9,268,000 7,000,000 2,268,000 286,000,000
9 5/1/2016 9,143,000 7,000,000 2,143,000 405,000,000
10 6/1/2016 10,135,000 7,000,000 3,135,000 398,000,000
11 7/1/2016 9,982,000 7,000,000 2,982,000 391,000,000
12 8/1/2016 10,027,000 7,000,000 3,027,000 510,000,000
13 9/1/2016 10,948,000 7,000,000 3,948,000 503,000,000
14 10/1/2016 10,768,000 7,000,000 3,768,000 496,000,000
15 11/1/2016 10,840,000 7,000,000 3,840,000 615,000,000
16 12/1/2016 11,607,000 7,000,000 4,607,000 608,000,000
17 1/1/2017 11,707,000 7,000,000 4,707,000 601,000,000
18 2/1/2017 11,653,000 7,000,000 4,653,000 594,000,000
Page 2
TT Ngày trả nợSố tiền trả mỗi kỳ
DƯ NỢTổng cộng Gốc Lãi
19 3/1/2017 11,153,000 7,000,000 4,153,000 587,000,000
20 4/1/2017 11,544,000 7,000,000 4,544,000 580,000,000
21 5/1/2017 11,345,000 7,000,000 4,345,000 1,113,000,000
22 6/1/2017 15,616,000 7,000,000 8,616,000 1,106,000,000
23 7/1/2017 15,286,000 7,000,000 8,286,000 1,099,000,000
24 8/1/2017 15,508,000 7,000,000 8,508,000 1,092,000,000
25 9/1/2017 16,874,000 7,000,000 9,874,000 1,085,000,000
26 10/1/2017 16,494,000 7,000,000 9,494,000 1,078,000,000
27 11/1/2017 16,747,000 7,000,000 9,747,000 1,071,000,000
28 12/1/2017 16,371,000 7,000,000 9,371,000 1,064,000,000
29 1/1/2018 16,620,000 7,000,000 9,620,000 1,057,000,000
30 2/1/2018 16,557,000 7,000,000 9,557,000 1,050,000,000
31 3/1/2018 15,575,000 7,000,000 8,575,000 1,043,000,000
32 4/1/2018 16,430,000 7,000,000 9,430,000 1,036,000,000
33 5/1/2018 16,065,000 7,000,000 9,065,000 1,029,000,000
34 6/1/2018 16,304,000 7,000,000 9,304,000 1,022,000,000
35 7/1/2018 15,943,000 7,000,000 8,943,000 1,015,000,000
36 8/1/2018 16,177,000 7,000,000 9,177,000 1,008,000,000
37 9/1/2018 16,114,000 7,000,000 9,114,000 1,001,000,000
38 10/1/2018 15,759,000 7,000,000 8,759,000 994,000,000
39 11/1/2018 15,987,000 7,000,000 8,987,000 987,000,000
40 12/1/2018 15,636,000 7,000,000 8,636,000 980,000,000
41 1/1/2019 15,861,000 7,000,000 8,861,000 973,000,000
42 2/1/2019 15,798,000 7,000,000 8,798,000 966,000,000
43 3/1/2019 14,889,000 7,000,000 7,889,000 959,000,000
44 4/1/2019 15,671,000 7,000,000 8,671,000 952,000,000
45 5/1/2019 15,330,000 7,000,000 8,330,000 945,000,000
46 6/1/2019 15,544,000 7,000,000 8,544,000 938,000,000
47 7/1/2019 15,208,000 7,000,000 8,208,000 931,000,000
48 8/1/2019 15,418,000 7,000,000 8,418,000 924,000,000
49 9/1/2019 15,355,000 7,000,000 8,355,000 917,000,000
50 10/1/2019 15,024,000 7,000,000 8,024,000 910,000,000
51 11/1/2019 15,228,000 7,000,000 8,228,000 903,000,000
52 12/1/2019 14,901,000 7,000,000 7,901,000 896,000,000
53 1/1/2020 15,101,000 7,000,000 8,101,000 889,000,000
54 2/1/2020 15,038,000 7,000,000 8,038,000 882,000,000
55 3/1/2020 14,460,000 7,000,000 7,460,000 875,000,000
56 4/1/2020 14,911,000 7,000,000 7,911,000 868,000,000
57 5/1/2020 14,595,000 7,000,000 7,595,000 861,000,000
58 6/1/2020 14,785,000 7,000,000 7,785,000 854,000,000
59 7/1/2020 14,473,000 7,000,000 7,473,000 847,000,000
60 8/1/2020 14,658,000 7,000,000 7,658,000 840,000,000
Page 3
TT Ngày trả nợSố tiền trả mỗi kỳ
DƯ NỢTổng cộng Gốc Lãi
61 9/1/2020 14,595,000 7,000,000 7,595,000 833,000,000
62 10/1/2020 14,289,000 7,000,000 7,289,000 826,000,000
63 11/1/2020 14,468,000 7,000,000 7,468,000 819,000,000
64 12/1/2020 14,166,000 7,000,000 7,166,000 812,000,000
65 1/1/2021 14,342,000 7,000,000 7,342,000 805,000,000
66 2/1/2021 14,279,000 7,000,000 7,279,000 798,000,000
67 3/1/2021 13,517,000 7,000,000 6,517,000 791,000,000
68 4/1/2021 14,152,000 7,000,000 7,152,000 784,000,000
69 5/1/2021 13,860,000 7,000,000 6,860,000 777,000,000
70 6/1/2021 14,025,000 7,000,000 7,025,000 770,000,000
71 7/1/2021 13,738,000 7,000,000 6,738,000 763,000,000
72 8/1/2021 13,899,000 7,000,000 6,899,000 756,000,000
73 9/1/2021 13,836,000 7,000,000 6,836,000 749,000,000
74 10/1/2021 13,554,000 7,000,000 6,554,000 742,000,000
75 11/1/2021 13,709,000 7,000,000 6,709,000 735,000,000
76 12/1/2021 13,431,000 7,000,000 6,431,000 728,000,000
77 1/1/2022 13,582,000 7,000,000 6,582,000 721,000,000
78 2/1/2022 13,519,000 7,000,000 6,519,000 714,000,000
79 3/1/2022 12,831,000 7,000,000 5,831,000 707,000,000
80 4/1/2022 13,392,000 7,000,000 6,392,000 700,000,000
81 5/1/2022 13,125,000 7,000,000 6,125,000 693,000,000
82 6/1/2022 13,266,000 7,000,000 6,266,000 686,000,000
83 7/1/2022 13,003,000 7,000,000 6,003,000 679,000,000
84 8/1/2022 13,139,000 7,000,000 6,139,000 672,000,000
85 9/1/2022 13,076,000 7,000,000 6,076,000 665,000,000
86 10/1/2022 12,819,000 7,000,000 5,819,000 658,000,000
87 11/1/2022 12,949,000 7,000,000 5,949,000 651,000,000
88 12/1/2022 12,696,000 7,000,000 5,696,000 644,000,000
89 1/1/2023 12,823,000 7,000,000 5,823,000 637,000,000
90 2/1/2023 12,760,000 7,000,000 5,760,000 630,000,000
91 3/1/2023 12,145,000 7,000,000 5,145,000 623,000,000
92 4/1/2023 12,633,000 7,000,000 5,633,000 616,000,000
93 5/1/2023 12,390,000 7,000,000 5,390,000 609,000,000
94 6/1/2023 12,506,000 7,000,000 5,506,000 602,000,000
95 7/1/2023 12,268,000 7,000,000 5,268,000 595,000,000
96 8/1/2023 12,380,000 7,000,000 5,380,000 588,000,000
97 9/1/2023 12,317,000 7,000,000 5,317,000 581,000,000
98 10/1/2023 12,084,000 7,000,000 5,084,000 574,000,000
99 11/1/2023 12,190,000 7,000,000 5,190,000 567,000,000
100 12/1/2023 11,961,000 7,000,000 4,961,000 560,000,000
101 1/1/2024 12,063,000 7,000,000 5,063,000 553,000,000
102 2/1/2024 12,000,000 7,000,000 5,000,000 546,000,000
Page 4
TT Ngày trả nợSố tiền trả mỗi kỳ
DƯ NỢTổng cộng Gốc Lãi
103 3/1/2024 11,618,000 7,000,000 4,618,000 539,000,000
104 4/1/2024 11,873,000 7,000,000 4,873,000 532,000,000
105 5/1/2024 11,655,000 7,000,000 4,655,000 525,000,000
106 6/1/2024 11,747,000 7,000,000 4,747,000 518,000,000
107 7/1/2024 11,533,000 7,000,000 4,533,000 511,000,000
108 8/1/2024 11,620,000 7,000,000 4,620,000 504,000,000
109 9/1/2024 11,557,000 7,000,000 4,557,000 497,000,000
110 10/1/2024 11,349,000 7,000,000 4,349,000 490,000,000
111 11/1/2024 11,430,000 7,000,000 4,430,000 483,000,000
112 12/1/2024 11,226,000 7,000,000 4,226,000 476,000,000
113 1/1/2025 11,304,000 7,000,000 4,304,000 469,000,000
114 2/1/2025 11,241,000 7,000,000 4,241,000 462,000,000
115 3/1/2025 10,773,000 7,000,000 3,773,000 455,000,000
116 4/1/2025 11,114,000 7,000,000 4,114,000 448,000,000
117 5/1/2025 10,920,000 7,000,000 3,920,000 441,000,000
118 6/1/2025 10,987,000 7,000,000 3,987,000 434,000,000
119 7/1/2025 10,798,000 7,000,000 3,798,000 427,000,000
120 8/1/2025 10,861,000 7,000,000 3,861,000 420,000,000
121 9/1/2025 10,798,000 7,000,000 3,798,000 413,000,000
122 10/1/2025 10,614,000 7,000,000 3,614,000 406,000,000
123 11/1/2025 10,671,000 7,000,000 3,671,000 399,000,000
124 12/1/2025 10,491,000 7,000,000 3,491,000 392,000,000
125 1/1/2026 10,544,000 7,000,000 3,544,000 385,000,000
126 2/1/2026 10,481,000 7,000,000 3,481,000 378,000,000
127 3/1/2026 10,087,000 7,000,000 3,087,000 371,000,000
128 4/1/2026 10,354,000 7,000,000 3,354,000 364,000,000
129 5/1/2026 10,185,000 7,000,000 3,185,000 357,000,000
130 6/1/2026 10,228,000 7,000,000 3,228,000 350,000,000
131 7/1/2026 10,063,000 7,000,000 3,063,000 343,000,000
132 8/1/2026 10,101,000 7,000,000 3,101,000 336,000,000
133 9/1/2026 10,038,000 7,000,000 3,038,000 329,000,000
134 10/1/2026 9,879,000 7,000,000 2,879,000 322,000,000
135 11/1/2026 9,911,000 7,000,000 2,911,000 315,000,000
136 12/1/2026 9,756,000 7,000,000 2,756,000 308,000,000
137 1/1/2027 9,785,000 7,000,000 2,785,000 301,000,000
138 2/1/2027 9,722,000 7,000,000 2,722,000 294,000,000
139 3/1/2027 9,401,000 7,000,000 2,401,000 287,000,000
140 4/1/2027 9,595,000 7,000,000 2,595,000 280,000,000
141 5/1/2027 9,450,000 7,000,000 2,450,000 273,000,000
142 6/1/2027 9,468,000 7,000,000 2,468,000 266,000,000
143 7/1/2027 9,328,000 7,000,000 2,328,000 259,000,000
144 8/1/2027 9,342,000 7,000,000 2,342,000 252,000,000
Page 5
TT Ngày trả nợSố tiền trả mỗi kỳ
DƯ NỢTổng cộng Gốc Lãi
145 9/1/2027 9,279,000 7,000,000 2,279,000 245,000,000
146 10/1/2027 9,144,000 7,000,000 2,144,000 238,000,000
147 11/1/2027 9,152,000 7,000,000 2,152,000 231,000,000
148 12/1/2027 9,021,000 7,000,000 2,021,000 224,000,000
149 1/1/2028 9,025,000 7,000,000 2,025,000 217,000,000
150 2/1/2028 8,962,000 7,000,000 1,962,000 210,000,000
151 3/1/2028 8,776,000 7,000,000 1,776,000 203,000,000
152 4/1/2028 8,835,000 7,000,000 1,835,000 196,000,000
153 5/1/2028 8,715,000 7,000,000 1,715,000 189,000,000
154 6/1/2028 8,709,000 7,000,000 1,709,000 182,000,000
155 7/1/2028 8,593,000 7,000,000 1,593,000 175,000,000
156 8/1/2028 8,582,000 7,000,000 1,582,000 168,000,000
157 9/1/2028 8,519,000 7,000,000 1,519,000 161,000,000
158 10/1/2028 8,409,000 7,000,000 1,409,000 154,000,000
159 11/1/2028 8,392,000 7,000,000 1,392,000 147,000,000
160 12/1/2028 8,286,000 7,000,000 1,286,000 140,000,000
161 1/1/2029 8,266,000 7,000,000 1,266,000 133,000,000
162 2/1/2029 8,203,000 7,000,000 1,203,000 126,000,000
163 3/1/2029 8,029,000 7,000,000 1,029,000 119,000,000
164 4/1/2029 8,076,000 7,000,000 1,076,000 112,000,000
165 5/1/2029 7,980,000 7,000,000 980,000 105,000,000
166 6/1/2029 7,949,000 7,000,000 949,000 98,000,000
167 7/1/2029 7,858,000 7,000,000 858,000 91,000,000
168 8/1/2029 7,823,000 7,000,000 823,000 84,000,000
169 9/1/2029 7,760,000 7,000,000 760,000 77,000,000
170 10/1/2029 7,674,000 7,000,000 674,000 70,000,000
171 11/1/2029 7,633,000 7,000,000 633,000 63,000,000
172 12/1/2029 7,551,000 7,000,000 551,000 56,000,000
173 1/1/2030 7,506,000 7,000,000 506,000 49,000,000
174 2/1/2030 7,443,000 7,000,000 443,000 42,000,000
175 3/1/2030 7,343,000 7,000,000 343,000 35,000,000
176 4/1/2030 7,316,000 7,000,000 316,000 28,000,000
177 5/1/2030 7,245,000 7,000,000 245,000 21,000,000
178 6/1/2030 7,190,000 7,000,000 190,000 14,000,000
179 7/1/2030 7,123,000 7,000,000 123,000 7,000,000
180 8/1/2030 7,063,000 7,000,000 63,000 0Tổng cộng : 2,106,933,000 1,260,000,000 846,933,000
Page 6
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (70% TRONG 15 NĂM)
Số ngày Ghi chú
31
30
31
30
31
31
29
31
30
31
30
31
31
30
31
30
31
31
Giải ngân lần 1: ngay khi công trình thi công xong sàn bê tông tầng hầm
Giải ngân lần 2: Ngay khi công trình được đổ bê tông sàn tầng 04
Giải ngân lần 3: Ngay khi công trình được đổ bê tông sàn tầng 08
Giải ngân lần 4: Ngay khi công trình được đổ bê tông sàn tầng 12
Giải ngân lần 5: Ngay khi công trình được đổ bê tông sàn tầng 16
Giải ngân lần 6: Ngay khi công trình được đổ bê tông sàn tầng 20
Page 7
Số ngày Ghi chú
28
31
30 Giải ngân lần 7 + 8: Thông báo bàn giao căn hộ
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
29
31
30
31
30
31
Page 8
Số ngày Ghi chú
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
Page 9
Số ngày Ghi chú
29
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
Page 10
Số ngày Ghi chú
31
30
31
30
31
31
29
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (70% TRONG 10 NĂM)Giá trị căn hộ 1,800,000,000Mức cho vay 70%
- Số tiền cho vay 1,260,000,000 Vốn tự có tối thiểu 540,000,000- Lãi suất ưu đãi 0.0074917 (8.99%/năm trong 3 năm)
Lãi suất thông thường 0.0087500- Tổng số kỳ hạn (n) 120- Số tiền gốc trả mỗi kỳ: 10,500,000
Tiến độ giải ngân:Lần 1 5% 90,000,000Lần 2 7% 126,000,000Lần 3 7% 126,000,000Lần 4 7% 126,000,000Lần 5 7% 126,000,000Lần 6 7% 126,000,000Lần 7 25% 450,000,000Lần 8 5% 90,000,000
TT Ngày trả nợSố tiền trả mỗi kỳ
DƯ NỢTổng cộng Gốc Lãi
8/1/2015 90,000,000
1 9/1/2015 11,197,000 10,500,000 697,000 79,500,000
2 10/1/2015 11,096,000 10,500,000 596,000 69,000,000
3 11/1/2015 11,034,000 10,500,000 534,000 184,500,000
4 12/1/2015 11,882,000 10,500,000 1,382,000 174,000,000
5 1/1/2016 11,847,000 10,500,000 1,347,000 163,500,000
6 2/1/2016 11,766,000 10,500,000 1,266,000 279,000,000
7 3/1/2016 12,521,000 10,500,000 2,021,000 268,500,000
8 4/1/2016 12,579,000 10,500,000 2,079,000 258,000,000
9 5/1/2016 12,433,000 10,500,000 1,933,000 373,500,000
10 6/1/2016 13,391,000 10,500,000 2,891,000 363,000,000
11 7/1/2016 13,219,000 10,500,000 2,719,000 352,500,000
12 8/1/2016 13,229,000 10,500,000 2,729,000 468,000,000
13 9/1/2016 14,123,000 10,500,000 3,623,000 457,500,000
14 10/1/2016 13,927,000 10,500,000 3,427,000 447,000,000
15 11/1/2016 13,960,000 10,500,000 3,460,000 562,500,000
16 12/1/2016 14,714,000 10,500,000 4,214,000 552,000,000
17 1/1/2017 14,773,000 10,500,000 4,273,000 541,500,000
18 2/1/2017 14,692,000 10,500,000 4,192,000 531,000,000
19 3/1/2017 14,213,000 10,500,000 3,713,000 520,500,000
20 4/1/2017 14,529,000 10,500,000 4,029,000 510,000,000
21 5/1/2017 14,321,000 10,500,000 3,821,000 1,039,500,000
22 6/1/2017 18,547,000 10,500,000 8,047,000 1,029,000,000
23 7/1/2017 18,209,000 10,500,000 7,709,000 1,018,500,000
24 8/1/2017 18,385,000 10,500,000 7,885,000 1,008,000,000
25 9/1/2017 19,614,000 10,500,000 9,114,000 997,500,000
26 10/1/2017 19,228,000 10,500,000 8,728,000 987,000,000
27 11/1/2017 19,424,000 10,500,000 8,924,000 976,500,000
28 12/1/2017 19,044,000 10,500,000 8,544,000 966,000,000
29 1/1/2018 19,234,000 10,500,000 8,734,000 955,500,000
30 2/1/2018 19,139,000 10,500,000 8,639,000 945,000,000
31 3/1/2018 18,218,000 10,500,000 7,718,000 934,500,000
32 4/1/2018 18,949,000 10,500,000 8,449,000 924,000,000
33 5/1/2018 18,585,000 10,500,000 8,085,000 913,500,000
34 6/1/2018 18,760,000 10,500,000 8,260,000 903,000,000
35 7/1/2018 18,401,000 10,500,000 7,901,000 892,500,000
36 8/1/2018 18,570,000 10,500,000 8,070,000 882,000,000
37 9/1/2018 18,475,000 10,500,000 7,975,000 871,500,000
38 10/1/2018 18,126,000 10,500,000 7,626,000 861,000,000
39 11/1/2018 18,285,000 10,500,000 7,785,000 850,500,000
40 12/1/2018 17,942,000 10,500,000 7,442,000 840,000,000
41 1/1/2019 18,095,000 10,500,000 7,595,000 829,500,000
42 2/1/2019 18,000,000 10,500,000 7,500,000 819,000,000
43 3/1/2019 17,189,000 10,500,000 6,689,000 808,500,000
44 4/1/2019 17,810,000 10,500,000 7,310,000 798,000,000
45 5/1/2019 17,483,000 10,500,000 6,983,000 787,500,000
46 6/1/2019 17,620,000 10,500,000 7,120,000 777,000,000
47 7/1/2019 17,299,000 10,500,000 6,799,000 766,500,000
48 8/1/2019 17,430,000 10,500,000 6,930,000 756,000,000
49 9/1/2019 17,336,000 10,500,000 6,836,000 745,500,000
50 10/1/2019 17,023,000 10,500,000 6,523,000 735,000,000
51 11/1/2019 17,146,000 10,500,000 6,646,000 724,500,000
52 12/1/2019 16,839,000 10,500,000 6,339,000 714,000,000
53 1/1/2020 16,956,000 10,500,000 6,456,000 703,500,000
54 2/1/2020 16,861,000 10,500,000 6,361,000 693,000,000
55 3/1/2020 16,362,000 10,500,000 5,862,000 682,500,000
56 4/1/2020 16,671,000 10,500,000 6,171,000 672,000,000
57 5/1/2020 16,380,000 10,500,000 5,880,000 661,500,000
58 6/1/2020 16,481,000 10,500,000 5,981,000 651,000,000
59 7/1/2020 16,196,000 10,500,000 5,696,000 640,500,000
60 8/1/2020 16,291,000 10,500,000 5,791,000 630,000,000
61 9/1/2020 16,196,000 10,500,000 5,696,000 619,500,000
62 10/1/2020 15,921,000 10,500,000 5,421,000 609,000,000
63 11/1/2020 16,006,000 10,500,000 5,506,000 598,500,000
64 12/1/2020 15,737,000 10,500,000 5,237,000 588,000,000
65 1/1/2021 15,817,000 10,500,000 5,317,000 577,500,000
66 2/1/2021 15,722,000 10,500,000 5,222,000 567,000,000
67 3/1/2021 15,131,000 10,500,000 4,631,000 556,500,000
68 4/1/2021 15,532,000 10,500,000 5,032,000 546,000,000
69 5/1/2021 15,278,000 10,500,000 4,778,000 535,500,000
70 6/1/2021 15,342,000 10,500,000 4,842,000 525,000,000
71 7/1/2021 15,094,000 10,500,000 4,594,000 514,500,000
72 8/1/2021 15,152,000 10,500,000 4,652,000 504,000,000
73 9/1/2021 15,057,000 10,500,000 4,557,000 493,500,000
74 10/1/2021 14,818,000 10,500,000 4,318,000 483,000,000
75 11/1/2021 14,867,000 10,500,000 4,367,000 472,500,000
76 12/1/2021 14,634,000 10,500,000 4,134,000 462,000,000
77 1/1/2022 14,677,000 10,500,000 4,177,000 451,500,000
78 2/1/2022 14,582,000 10,500,000 4,082,000 441,000,000
79 3/1/2022 14,102,000 10,500,000 3,602,000 430,500,000
80 4/1/2022 14,392,000 10,500,000 3,892,000 420,000,000
81 5/1/2022 14,175,000 10,500,000 3,675,000 409,500,000
82 6/1/2022 14,203,000 10,500,000 3,703,000 399,000,000
83 7/1/2022 13,991,000 10,500,000 3,491,000 388,500,000
84 8/1/2022 14,013,000 10,500,000 3,513,000 378,000,000
85 9/1/2022 13,918,000 10,500,000 3,418,000 367,500,000
86 10/1/2022 13,716,000 10,500,000 3,216,000 357,000,000
87 11/1/2022 13,728,000 10,500,000 3,228,000 346,500,000
88 12/1/2022 13,532,000 10,500,000 3,032,000 336,000,000
89 1/1/2023 13,538,000 10,500,000 3,038,000 325,500,000
90 2/1/2023 13,443,000 10,500,000 2,943,000 315,000,000
91 3/1/2023 13,073,000 10,500,000 2,573,000 304,500,000
92 4/1/2023 13,253,000 10,500,000 2,753,000 294,000,000
93 5/1/2023 13,073,000 10,500,000 2,573,000 283,500,000
94 6/1/2023 13,063,000 10,500,000 2,563,000 273,000,000
95 7/1/2023 12,889,000 10,500,000 2,389,000 262,500,000
96 8/1/2023 12,873,000 10,500,000 2,373,000 252,000,000
97 9/1/2023 12,779,000 10,500,000 2,279,000 241,500,000
98 10/1/2023 12,613,000 10,500,000 2,113,000 231,000,000
99 11/1/2023 12,589,000 10,500,000 2,089,000 220,500,000
100 12/1/2023 12,429,000 10,500,000 1,929,000 210,000,000
101 1/1/2024 12,399,000 10,500,000 1,899,000 199,500,000
102 2/1/2024 12,304,000 10,500,000 1,804,000 189,000,000
103 3/1/2024 12,099,000 10,500,000 1,599,000 178,500,000
104 4/1/2024 12,114,000 10,500,000 1,614,000 168,000,000
105 5/1/2024 11,970,000 10,500,000 1,470,000 157,500,000
106 6/1/2024 11,924,000 10,500,000 1,424,000 147,000,000
107 7/1/2024 11,786,000 10,500,000 1,286,000 136,500,000
108 8/1/2024 11,734,000 10,500,000 1,234,000 126,000,000
109 9/1/2024 11,639,000 10,500,000 1,139,000 115,500,000
110 10/1/2024 11,511,000 10,500,000 1,011,000 105,000,000
111 11/1/2024 11,449,000 10,500,000 949,000 94,500,000
112 12/1/2024 11,327,000 10,500,000 827,000 84,000,000
113 1/1/2025 11,260,000 10,500,000 760,000 73,500,000
114 2/1/2025 11,165,000 10,500,000 665,000 63,000,000
115 3/1/2025 11,015,000 10,500,000 515,000 52,500,000
116 4/1/2025 10,975,000 10,500,000 475,000 42,000,000
117 5/1/2025 10,868,000 10,500,000 368,000 31,500,000
118 6/1/2025 10,785,000 10,500,000 285,000 21,000,000
119 7/1/2025 10,684,000 10,500,000 184,000 10,500,000
120 8/1/2025 10,595,000 10,500,000 95,000 0
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (70% TRONG 10 NĂM)
Số ngày Ghi chú
31
30
31
30
31
31
29
31
30
31
30
31
31
30
31
30
Giải ngân lần 1: ngay khi công trình thi công xong sàn bê tông tầng hầm
Giải ngân lần 2: Ngay khi công trình được đổ bê tông sàn tầng 04
Giải ngân lần 3: Ngay khi công trình được đổ bê tông sàn tầng 08
Giải ngân lần 4: Ngay khi công trình được đổ bê tông sàn tầng 12
Giải ngân lần 5: Ngay khi công trình được đổ bê tông sàn tầng 16
Giải ngân lần 6: Ngay khi công trình được đổ bê tông sàn tầng 20
31
31
28
31
30 Giải ngân lần 7 + 8: Thông báo bàn giao căn hộ
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
29
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
29
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (70% TRONG 5 NĂM)Giá trị căn hộ 1,800,000,000Mức cho vay 70%
- Dư nợ hiện tại 1,260,000,000- Lãi suất ưu đãi 0.0074917 (8.99%/năm trong 3 năm)
Lãi suất thông thường 0.0087500- Tổng số kỳ hạn (n) 60- Số tiền gốc trả mỗi kỳ: 21,000,000
Tiến độ giải ngân:Lần 1 5% 90,000,000Lần 2 7% 126,000,000Lần 3 7% 126,000,000Lần 4 7% 126,000,000Lần 5 7% 126,000,000Lần 6 7% 126,000,000Lần 7 25% 450,000,000Lần 8 5% 90,000,000
TT Ngày trả nợSố tiền trả mỗi kỳ
DƯ NỢTổng cộng Gốc Lãi
8/1/2015 90,000,000
1 9/1/2015 21,697,000 21,000,000 697,000 69,000,000
2 10/1/2015 21,517,000 21,000,000 517,000 48,000,000
3 11/1/2015 21,372,000 21,000,000 372,000 153,000,000
4 12/1/2015 22,146,000 21,000,000 1,146,000 132,000,000
5 1/1/2016 22,022,000 21,000,000 1,022,000 111,000,000
6 2/1/2016 21,859,000 21,000,000 859,000 216,000,000
7 3/1/2016 22,564,000 21,000,000 1,564,000 195,000,000
8 4/1/2016 22,510,000 21,000,000 1,510,000 174,000,000
9 5/1/2016 22,304,000 21,000,000 1,304,000 279,000,000
10 6/1/2016 23,160,000 21,000,000 2,160,000 258,000,000
11 7/1/2016 22,933,000 21,000,000 1,933,000 237,000,000
12 8/1/2016 22,835,000 21,000,000 1,835,000 342,000,000
13 9/1/2016 23,648,000 21,000,000 2,648,000 321,000,000
14 10/1/2016 23,405,000 21,000,000 2,405,000 300,000,000
15 11/1/2016 23,322,000 21,000,000 2,322,000 405,000,000
16 12/1/2016 24,034,000 21,000,000 3,034,000 384,000,000
17 1/1/2017 23,973,000 21,000,000 2,973,000 363,000,000
18 2/1/2017 23,810,000 21,000,000 2,810,000 342,000,000
19 3/1/2017 23,391,000 21,000,000 2,391,000 321,000,000
20 4/1/2017 23,485,000 21,000,000 2,485,000 300,000,000
21 5/1/2017 23,248,000 21,000,000 2,248,000 819,000,000
22 6/1/2017 27,340,000 21,000,000 6,340,000 798,000,000
23 7/1/2017 26,978,000 21,000,000 5,978,000 777,000,000
24 8/1/2017 27,015,000 21,000,000 6,015,000 756,000,000
25 9/1/2017 27,836,000 21,000,000 6,836,000 735,000,000
26 10/1/2017 27,431,000 21,000,000 6,431,000 714,000,000
27 11/1/2017 27,456,000 21,000,000 6,456,000 693,000,000
28 12/1/2017 27,064,000 21,000,000 6,064,000 672,000,000
29 1/1/2018 27,076,000 21,000,000 6,076,000 651,000,000
30 2/1/2018 26,886,000 21,000,000 5,886,000 630,000,000
31 3/1/2018 26,145,000 21,000,000 5,145,000 609,000,000
32 4/1/2018 26,506,000 21,000,000 5,506,000 588,000,000
33 5/1/2018 26,145,000 21,000,000 5,145,000 567,000,000
34 6/1/2018 26,127,000 21,000,000 5,127,000 546,000,000
35 7/1/2018 25,778,000 21,000,000 4,778,000 525,000,000
36 8/1/2018 25,747,000 21,000,000 4,747,000 504,000,000
37 9/1/2018 25,557,000 21,000,000 4,557,000 483,000,000
38 10/1/2018 25,226,000 21,000,000 4,226,000 462,000,000
39 11/1/2018 25,177,000 21,000,000 4,177,000 441,000,000
40 12/1/2018 24,859,000 21,000,000 3,859,000 420,000,000
41 1/1/2019 24,798,000 21,000,000 3,798,000 399,000,000
42 2/1/2019 24,608,000 21,000,000 3,608,000 378,000,000
43 3/1/2019 24,087,000 21,000,000 3,087,000 357,000,000
44 4/1/2019 24,228,000 21,000,000 3,228,000 336,000,000
45 5/1/2019 23,940,000 21,000,000 2,940,000 315,000,000
46 6/1/2019 23,848,000 21,000,000 2,848,000 294,000,000
47 7/1/2019 23,573,000 21,000,000 2,573,000 273,000,000
48 8/1/2019 23,468,000 21,000,000 2,468,000 252,000,000
49 9/1/2019 23,279,000 21,000,000 2,279,000 231,000,000
50 10/1/2019 23,021,000 21,000,000 2,021,000 210,000,000
51 11/1/2019 22,899,000 21,000,000 1,899,000 189,000,000
52 12/1/2019 22,654,000 21,000,000 1,654,000 168,000,000
53 1/1/2020 22,519,000 21,000,000 1,519,000 147,000,000
54 2/1/2020 22,329,000 21,000,000 1,329,000 126,000,000
55 3/1/2020 22,066,000 21,000,000 1,066,000 105,000,000
56 4/1/2020 21,949,000 21,000,000 949,000 84,000,000
57 5/1/2020 21,735,000 21,000,000 735,000 63,000,000
58 6/1/2020 21,570,000 21,000,000 570,000 42,000,000
59 7/1/2020 21,368,000 21,000,000 368,000 21,000,000
60 8/1/2020 21,190,000 21,000,000 190,000 0
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (70% TRONG 5 NĂM)
Số ngày Ghi chú
31
30
31
30
31
31
29
31
30
31
30
31
31
30
31
30
Giải ngân lần 1: ngay khi công trình thi công xong sàn bê tông tầng hầm
Giải ngân lần 2: Ngay khi công trình được đổ bê tông sàn tầng 04
Giải ngân lần 3: Ngay khi công trình được đổ bê tông sàn tầng 08
Giải ngân lần 4: Ngay khi công trình được đổ bê tông sàn tầng 12
Giải ngân lần 5: Ngay khi công trình được đổ bê tông sàn tầng 16
Giải ngân lần 6: Ngay khi công trình được đổ bê tông sàn tầng 20
31
31
28
31
30 Giải ngân lần 7 + 8: Thông báo bàn giao căn hộ
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
28
31
30
31
30
31
31
30
31
30
31
31
29
31
30
31
30
31
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (50% TRONG 15 NĂM)Giá trị căn hộ 1,800,000,000Mức cho vay 50%
- Dư nợ hiện tại 900,000,000 Vốn tự có tối thiểu- Lãi suất ưu đãi 0.0074917 (8.99%/năm trong 3 năm)
Lãi suất thông thường 0.0087500- Tổng số kỳ hạn (n) 180- Số tiền gốc trả mỗi kỳ: 5,000,000
Tiến độ giải ngân:Lần 1 6% 108,000,000Lần 2 7% 126,000,000Lần 3 7% 126,000,000Lần 4 25% 450,000,000Lần 5 5% 90,000,000
TT Ngày trả nợSố tiền trả mỗi kỳ
Tổng cộng Gốc Lãi
8/1/2015
1 9/1/2015 5,836,000 5,000,000 836,000
2 10/1/2015 5,772,000 5,000,000 772,000
3 11/1/2015 5,759,000 5,000,000 759,000
4 12/1/2015 6,641,000 5,000,000 1,641,000
5 1/1/2016 6,657,000 5,000,000 1,657,000
6 2/1/2016 6,618,000 5,000,000 1,618,000
7 3/1/2016 7,390,000 5,000,000 2,390,000
8 4/1/2016 7,516,000 5,000,000 2,516,000
9 5/1/2016 7,397,000 5,000,000 2,397,000
10 6/1/2016 11,619,000 5,000,000 6,619,000
11 7/1/2016 11,368,000 5,000,000 6,368,000
12 8/1/2016 11,541,000 5,000,000 6,541,000
13 9/1/2016 11,503,000 5,000,000 6,503,000
14 10/1/2016 11,256,000 5,000,000 6,256,000
15 11/1/2016 11,425,000 5,000,000 6,425,000
16 12/1/2016 11,181,000 5,000,000 6,181,000
17 1/1/2017 11,348,000 5,000,000 6,348,000
18 2/1/2017 11,309,000 5,000,000 6,309,000
19 3/1/2017 10,664,000 5,000,000 5,664,000
20 4/1/2017 11,232,000 5,000,000 6,232,000
21 5/1/2017 10,993,000 5,000,000 5,993,000
22 6/1/2017 11,154,000 5,000,000 6,154,000
23 7/1/2017 10,918,000 5,000,000 5,918,000
24 8/1/2017 11,077,000 5,000,000 6,077,000
25 9/1/2017 12,053,000 5,000,000 7,053,000
26 10/1/2017 11,781,000 5,000,000 6,781,000
27 11/1/2017 11,962,000 5,000,000 6,962,000
28 12/1/2017 11,694,000 5,000,000 6,694,000
29 1/1/2018 11,872,000 5,000,000 6,872,000
30 2/1/2018 11,826,000 5,000,000 6,826,000
31 3/1/2018 11,125,000 5,000,000 6,125,000
32 4/1/2018 11,736,000 5,000,000 6,736,000
33 5/1/2018 11,475,000 5,000,000 6,475,000
34 6/1/2018 11,646,000 5,000,000 6,646,000
35 7/1/2018 11,388,000 5,000,000 6,388,000
36 8/1/2018 11,555,000 5,000,000 6,555,000
37 9/1/2018 11,510,000 5,000,000 6,510,000
38 10/1/2018 11,256,000 5,000,000 6,256,000
39 11/1/2018 11,420,000 5,000,000 6,420,000
40 12/1/2018 11,169,000 5,000,000 6,169,000
41 1/1/2019 11,329,000 5,000,000 6,329,000
42 2/1/2019 11,284,000 5,000,000 6,284,000
43 3/1/2019 10,635,000 5,000,000 5,635,000
44 4/1/2019 11,194,000 5,000,000 6,194,000
45 5/1/2019 10,950,000 5,000,000 5,950,000
46 6/1/2019 11,103,000 5,000,000 6,103,000
47 7/1/2019 10,863,000 5,000,000 5,863,000
48 8/1/2019 11,013,000 5,000,000 6,013,000
49 9/1/2019 10,968,000 5,000,000 5,968,000
50 10/1/2019 10,731,000 5,000,000 5,731,000
51 11/1/2019 10,877,000 5,000,000 5,877,000
52 12/1/2019 10,644,000 5,000,000 5,644,000
53 1/1/2020 10,787,000 5,000,000 5,787,000
54 2/1/2020 10,741,000 5,000,000 5,741,000
55 3/1/2020 10,329,000 5,000,000 5,329,000
56 4/1/2020 10,651,000 5,000,000 5,651,000
57 5/1/2020 10,425,000 5,000,000 5,425,000
58 6/1/2020 10,561,000 5,000,000 5,561,000
59 7/1/2020 10,338,000 5,000,000 5,338,000
60 8/1/2020 10,470,000 5,000,000 5,470,000
61 9/1/2020 10,425,000 5,000,000 5,425,000
62 10/1/2020 10,206,000 5,000,000 5,206,000
63 11/1/2020 10,335,000 5,000,000 5,335,000
64 12/1/2020 10,119,000 5,000,000 5,119,000
65 1/1/2021 10,244,000 5,000,000 5,244,000
66 2/1/2021 10,199,000 5,000,000 5,199,000
67 3/1/2021 9,655,000 5,000,000 4,655,000
68 4/1/2021 10,109,000 5,000,000 5,109,000
69 5/1/2021 9,900,000 5,000,000 4,900,000
70 6/1/2021 10,018,000 5,000,000 5,018,000
71 7/1/2021 9,813,000 5,000,000 4,813,000
72 8/1/2021 9,928,000 5,000,000 4,928,000
73 9/1/2021 9,883,000 5,000,000 4,883,000
74 10/1/2021 9,681,000 5,000,000 4,681,000
75 11/1/2021 9,792,000 5,000,000 4,792,000
76 12/1/2021 9,594,000 5,000,000 4,594,000
77 1/1/2022 9,702,000 5,000,000 4,702,000
78 2/1/2022 9,656,000 5,000,000 4,656,000
79 3/1/2022 9,165,000 5,000,000 4,165,000
80 4/1/2022 9,566,000 5,000,000 4,566,000
81 5/1/2022 9,375,000 5,000,000 4,375,000
82 6/1/2022 9,476,000 5,000,000 4,476,000
83 7/1/2022 9,288,000 5,000,000 4,288,000
84 8/1/2022 9,385,000 5,000,000 4,385,000
85 9/1/2022 9,340,000 5,000,000 4,340,000
86 10/1/2022 9,156,000 5,000,000 4,156,000
87 11/1/2022 9,250,000 5,000,000 4,250,000
88 12/1/2022 9,069,000 5,000,000 4,069,000
89 1/1/2023 9,159,000 5,000,000 4,159,000
90 2/1/2023 9,114,000 5,000,000 4,114,000
91 3/1/2023 8,675,000 5,000,000 3,675,000
92 4/1/2023 9,024,000 5,000,000 4,024,000
93 5/1/2023 8,850,000 5,000,000 3,850,000
94 6/1/2023 8,933,000 5,000,000 3,933,000
95 7/1/2023 8,763,000 5,000,000 3,763,000
96 8/1/2023 8,843,000 5,000,000 3,843,000
97 9/1/2023 8,798,000 5,000,000 3,798,000
98 10/1/2023 8,631,000 5,000,000 3,631,000
99 11/1/2023 8,707,000 5,000,000 3,707,000
100 12/1/2023 8,544,000 5,000,000 3,544,000
101 1/1/2024 8,617,000 5,000,000 3,617,000
102 2/1/2024 8,571,000 5,000,000 3,571,000
103 3/1/2024 8,299,000 5,000,000 3,299,000
104 4/1/2024 8,481,000 5,000,000 3,481,000
105 5/1/2024 8,325,000 5,000,000 3,325,000
106 6/1/2024 8,391,000 5,000,000 3,391,000
107 7/1/2024 8,238,000 5,000,000 3,238,000
108 8/1/2024 8,300,000 5,000,000 3,300,000
109 9/1/2024 8,255,000 5,000,000 3,255,000
110 10/1/2024 8,106,000 5,000,000 3,106,000
111 11/1/2024 8,165,000 5,000,000 3,165,000
112 12/1/2024 8,019,000 5,000,000 3,019,000
113 1/1/2025 8,074,000 5,000,000 3,074,000
114 2/1/2025 8,029,000 5,000,000 3,029,000
115 3/1/2025 7,695,000 5,000,000 2,695,000
116 4/1/2025 7,939,000 5,000,000 2,939,000
117 5/1/2025 7,800,000 5,000,000 2,800,000
118 6/1/2025 7,848,000 5,000,000 2,848,000
119 7/1/2025 7,713,000 5,000,000 2,713,000
120 8/1/2025 7,758,000 5,000,000 2,758,000
121 9/1/2025 7,713,000 5,000,000 2,713,000
122 10/1/2025 7,581,000 5,000,000 2,581,000
123 11/1/2025 7,622,000 5,000,000 2,622,000
124 12/1/2025 7,494,000 5,000,000 2,494,000
125 1/1/2026 7,532,000 5,000,000 2,532,000
126 2/1/2026 7,486,000 5,000,000 2,486,000
127 3/1/2026 7,205,000 5,000,000 2,205,000
128 4/1/2026 7,396,000 5,000,000 2,396,000
129 5/1/2026 7,275,000 5,000,000 2,275,000
130 6/1/2026 7,306,000 5,000,000 2,306,000
131 7/1/2026 7,188,000 5,000,000 2,188,000
132 8/1/2026 7,215,000 5,000,000 2,215,000
133 9/1/2026 7,170,000 5,000,000 2,170,000
134 10/1/2026 7,056,000 5,000,000 2,056,000
135 11/1/2026 7,080,000 5,000,000 2,080,000
136 12/1/2026 6,969,000 5,000,000 1,969,000
137 1/1/2027 6,989,000 5,000,000 1,989,000
138 2/1/2027 6,944,000 5,000,000 1,944,000
139 3/1/2027 6,715,000 5,000,000 1,715,000
140 4/1/2027 6,854,000 5,000,000 1,854,000
141 5/1/2027 6,750,000 5,000,000 1,750,000
142 6/1/2027 6,763,000 5,000,000 1,763,000
143 7/1/2027 6,663,000 5,000,000 1,663,000
144 8/1/2027 6,673,000 5,000,000 1,673,000
145 9/1/2027 6,628,000 5,000,000 1,628,000
146 10/1/2027 6,531,000 5,000,000 1,531,000
147 11/1/2027 6,537,000 5,000,000 1,537,000
148 12/1/2027 6,444,000 5,000,000 1,444,000
149 1/1/2028 6,447,000 5,000,000 1,447,000
150 2/1/2028 6,401,000 5,000,000 1,401,000
151 3/1/2028 6,269,000 5,000,000 1,269,000
152 4/1/2028 6,311,000 5,000,000 1,311,000
153 5/1/2028 6,225,000 5,000,000 1,225,000
154 6/1/2028 6,221,000 5,000,000 1,221,000
155 7/1/2028 6,138,000 5,000,000 1,138,000
156 8/1/2028 6,130,000 5,000,000 1,130,000
157 9/1/2028 6,085,000 5,000,000 1,085,000
158 10/1/2028 6,006,000 5,000,000 1,006,000
159 11/1/2028 5,995,000 5,000,000 995,000
160 12/1/2028 5,919,000 5,000,000 919,000
161 1/1/2029 5,904,000 5,000,000 904,000
162 2/1/2029 5,859,000 5,000,000 859,000
163 3/1/2029 5,735,000 5,000,000 735,000
164 4/1/2029 5,769,000 5,000,000 769,000
165 5/1/2029 5,700,000 5,000,000 700,000
166 6/1/2029 5,678,000 5,000,000 678,000
167 7/1/2029 5,613,000 5,000,000 613,000
168 8/1/2029 5,588,000 5,000,000 588,000
169 9/1/2029 5,543,000 5,000,000 543,000
170 10/1/2029 5,481,000 5,000,000 481,000
171 11/1/2029 5,452,000 5,000,000 452,000
172 12/1/2029 5,394,000 5,000,000 394,000
173 1/1/2030 5,362,000 5,000,000 362,000
174 2/1/2030 5,316,000 5,000,000 316,000
175 3/1/2030 5,245,000 5,000,000 245,000
176 4/1/2030 5,226,000 5,000,000 226,000
177 5/1/2030 5,175,000 5,000,000 175,000
178 6/1/2030 5,136,000 5,000,000 136,000
179 7/1/2030 5,088,000 5,000,000 88,000
180 8/1/2030 5,045,000 5,000,000 45,000Tổng cộng : 1,551,763,000 900,000,000 651,763,000
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (50% TRONG 15 NĂM)
900,000,000(8.99%/năm trong 3 năm)
DƯ NỢ Số ngày Ghi chú
108,000,000
103,000,000 31
98,000,000 30
219,000,000 31
214,000,000 30
209,000,000 31
330,000,000 31
325,000,000 29
320,000,000 31
855,000,000 30 Giải ngân lần 4 +5: Thông báo bàn giao căn hộ
850,000,000 31
845,000,000 30
840,000,000 31
835,000,000 31
830,000,000 30
825,000,000 31
820,000,000 30
815,000,000 31
810,000,000 31
805,000,000 28
800,000,000 31
Giải ngân lần 1: Ngay khi công trình được đổ bê tông sàn tầng 12
Giải ngân lần 2: Ngay khi công trình được đổ bê tông sàn tầng 16
Giải ngân lần 3: Ngay khi công trình được đổ bê tông sàn tầng 20
795,000,000 30
790,000,000 31
785,000,000 30
780,000,000 31
775,000,000 31
770,000,000 30
765,000,000 31
760,000,000 30
755,000,000 31
750,000,000 31
745,000,000 28
740,000,000 31
735,000,000 30
730,000,000 31
725,000,000 30
720,000,000 31
715,000,000 31
710,000,000 30
705,000,000 31
700,000,000 30
695,000,000 31
690,000,000 31
685,000,000 28
680,000,000 31
675,000,000 30
670,000,000 31
665,000,000 30
660,000,000 31
655,000,000 31
650,000,000 30
645,000,000 31
640,000,000 30
635,000,000 31
630,000,000 31
625,000,000 29
620,000,000 31
615,000,000 30
610,000,000 31
605,000,000 30
600,000,000 31
595,000,000 31
590,000,000 30
585,000,000 31
580,000,000 30
575,000,000 31
570,000,000 31
565,000,000 28
560,000,000 31
555,000,000 30
550,000,000 31
545,000,000 30
540,000,000 31
535,000,000 31
530,000,000 30
525,000,000 31
520,000,000 30
515,000,000 31
510,000,000 31
505,000,000 28
500,000,000 31
495,000,000 30
490,000,000 31
485,000,000 30
480,000,000 31
475,000,000 31
470,000,000 30
465,000,000 31
460,000,000 30
455,000,000 31
450,000,000 31
445,000,000 28
440,000,000 31
435,000,000 30
430,000,000 31
425,000,000 30
420,000,000 31
415,000,000 31
410,000,000 30
405,000,000 31
400,000,000 30
395,000,000 31
390,000,000 31
385,000,000 29
380,000,000 31
375,000,000 30
370,000,000 31
365,000,000 30
360,000,000 31
355,000,000 31
350,000,000 30
345,000,000 31
340,000,000 30
335,000,000 31
330,000,000 31
325,000,000 28
320,000,000 31
315,000,000 30
310,000,000 31
305,000,000 30
300,000,000 31
295,000,000 31
290,000,000 30
285,000,000 31
280,000,000 30
275,000,000 31
270,000,000 31
265,000,000 28
260,000,000 31
255,000,000 30
250,000,000 31
245,000,000 30
240,000,000 31
235,000,000 31
230,000,000 30
225,000,000 31
220,000,000 30
215,000,000 31
210,000,000 31
205,000,000 28
200,000,000 31
195,000,000 30
190,000,000 31
185,000,000 30
180,000,000 31
175,000,000 31
170,000,000 30
165,000,000 31
160,000,000 30
155,000,000 31
150,000,000 31
145,000,000 29
140,000,000 31
135,000,000 30
130,000,000 31
125,000,000 30
120,000,000 31
115,000,000 31
110,000,000 30
105,000,000 31
100,000,000 30
95,000,000 31
90,000,000 31
85,000,000 28
80,000,000 31
75,000,000 30
70,000,000 31
65,000,000 30
60,000,000 31
55,000,000 31
50,000,000 30
45,000,000 31
40,000,000 30
35,000,000 31
30,000,000 31
25,000,000 28
20,000,000 31
15,000,000 30
10,000,000 31
5,000,000 30
0 31
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (50% TRONG 15 NĂM)Giá trị căn hộ 1,800,000,000Mức cho vay 50%
- Dư nợ hiện tại 900,000,000 Vốn tự có tối thiểu- Lãi suất ưu đãi 0.0074917 (8.99%/năm trong 3 năm)
Lãi suất thông thường 0.0087500- Tổng số kỳ hạn (n) 120- Số tiền gốc trả mỗi kỳ: 7,500,000
Tiến độ giải ngân:Lần 1 6% 108,000,000Lần 2 7% 126,000,000Lần 3 7% 126,000,000Lần 4 25% 450,000,000Lần 5 5% 90,000,000
TT Ngày trả nợSố tiền trả mỗi kỳ
Tổng cộng Gốc Lãi
8/1/2015
1 9/1/2015 8,336,000 7,500,000 836,000
2 10/1/2015 8,253,000 7,500,000 753,000
3 11/1/2015 8,220,000 7,500,000 720,000
4 12/1/2015 9,084,000 7,500,000 1,584,000
5 1/1/2016 9,079,000 7,500,000 1,579,000
6 2/1/2016 9,021,000 7,500,000 1,521,000
7 3/1/2016 9,781,000 7,500,000 2,281,000
8 4/1/2016 9,880,000 7,500,000 2,380,000
9 5/1/2016 9,748,000 7,500,000 2,248,000
10 6/1/2016 13,945,000 7,500,000 6,445,000
11 7/1/2016 13,681,000 7,500,000 6,181,000
12 8/1/2016 13,829,000 7,500,000 6,329,000
13 9/1/2016 13,771,000 7,500,000 6,271,000
14 10/1/2016 13,512,000 7,500,000 6,012,000
15 11/1/2016 13,654,000 7,500,000 6,154,000
16 12/1/2016 13,400,000 7,500,000 5,900,000
17 1/1/2017 13,538,000 7,500,000 6,038,000
18 2/1/2017 13,480,000 7,500,000 5,980,000
19 3/1/2017 12,849,000 7,500,000 5,349,000
20 4/1/2017 13,364,000 7,500,000 5,864,000
21 5/1/2017 13,119,000 7,500,000 5,619,000
22 6/1/2017 13,248,000 7,500,000 5,748,000
23 7/1/2017 13,006,000 7,500,000 5,506,000
24 8/1/2017 13,132,000 7,500,000 5,632,000
25 9/1/2017 14,010,000 7,500,000 6,510,000
26 10/1/2017 13,734,000 7,500,000 6,234,000
27 11/1/2017 13,874,000 7,500,000 6,374,000
28 12/1/2017 13,603,000 7,500,000 6,103,000
29 1/1/2018 13,739,000 7,500,000 6,239,000
30 2/1/2018 13,671,000 7,500,000 6,171,000
31 3/1/2018 13,013,000 7,500,000 5,513,000
32 4/1/2018 13,535,000 7,500,000 6,035,000
33 5/1/2018 13,275,000 7,500,000 5,775,000
34 6/1/2018 13,400,000 7,500,000 5,900,000
35 7/1/2018 13,144,000 7,500,000 5,644,000
36 8/1/2018 13,264,000 7,500,000 5,764,000
37 9/1/2018 13,196,000 7,500,000 5,696,000
38 10/1/2018 12,947,000 7,500,000 5,447,000
39 11/1/2018 13,061,000 7,500,000 5,561,000
40 12/1/2018 12,816,000 7,500,000 5,316,000
41 1/1/2019 12,925,000 7,500,000 5,425,000
42 2/1/2019 12,857,000 7,500,000 5,357,000
43 3/1/2019 12,278,000 7,500,000 4,778,000
44 4/1/2019 12,722,000 7,500,000 5,222,000
45 5/1/2019 12,488,000 7,500,000 4,988,000
46 6/1/2019 12,586,000 7,500,000 5,086,000
47 7/1/2019 12,356,000 7,500,000 4,856,000
48 8/1/2019 12,450,000 7,500,000 4,950,000
49 9/1/2019 12,383,000 7,500,000 4,883,000
50 10/1/2019 12,159,000 7,500,000 4,659,000
51 11/1/2019 12,247,000 7,500,000 4,747,000
52 12/1/2019 12,028,000 7,500,000 4,528,000
53 1/1/2020 12,111,000 7,500,000 4,611,000
54 2/1/2020 12,043,000 7,500,000 4,543,000
55 3/1/2020 11,687,000 7,500,000 4,187,000
56 4/1/2020 11,908,000 7,500,000 4,408,000
57 5/1/2020 11,700,000 7,500,000 4,200,000
58 6/1/2020 11,772,000 7,500,000 4,272,000
59 7/1/2020 11,569,000 7,500,000 4,069,000
60 8/1/2020 11,637,000 7,500,000 4,137,000
61 9/1/2020 11,569,000 7,500,000 4,069,000
62 10/1/2020 11,372,000 7,500,000 3,872,000
63 11/1/2020 11,433,000 7,500,000 3,933,000
64 12/1/2020 11,241,000 7,500,000 3,741,000
65 1/1/2021 11,298,000 7,500,000 3,798,000
66 2/1/2021 11,230,000 7,500,000 3,730,000
67 3/1/2021 10,808,000 7,500,000 3,308,000
68 4/1/2021 11,094,000 7,500,000 3,594,000
69 5/1/2021 10,913,000 7,500,000 3,413,000
70 6/1/2021 10,958,000 7,500,000 3,458,000
71 7/1/2021 10,781,000 7,500,000 3,281,000
72 8/1/2021 10,823,000 7,500,000 3,323,000
73 9/1/2021 10,755,000 7,500,000 3,255,000
74 10/1/2021 10,584,000 7,500,000 3,084,000
75 11/1/2021 10,619,000 7,500,000 3,119,000
76 12/1/2021 10,453,000 7,500,000 2,953,000
77 1/1/2022 10,484,000 7,500,000 2,984,000
78 2/1/2022 10,416,000 7,500,000 2,916,000
79 3/1/2022 10,073,000 7,500,000 2,573,000
80 4/1/2022 10,280,000 7,500,000 2,780,000
81 5/1/2022 10,125,000 7,500,000 2,625,000
82 6/1/2022 10,145,000 7,500,000 2,645,000
83 7/1/2022 9,994,000 7,500,000 2,494,000
84 8/1/2022 10,009,000 7,500,000 2,509,000
85 9/1/2022 9,941,000 7,500,000 2,441,000
86 10/1/2022 9,797,000 7,500,000 2,297,000
87 11/1/2022 9,806,000 7,500,000 2,306,000
88 12/1/2022 9,666,000 7,500,000 2,166,000
89 1/1/2023 9,670,000 7,500,000 2,170,000
90 2/1/2023 9,602,000 7,500,000 2,102,000
91 3/1/2023 9,338,000 7,500,000 1,838,000
92 4/1/2023 9,467,000 7,500,000 1,967,000
93 5/1/2023 9,338,000 7,500,000 1,838,000
94 6/1/2023 9,331,000 7,500,000 1,831,000
95 7/1/2023 9,206,000 7,500,000 1,706,000
96 8/1/2023 9,195,000 7,500,000 1,695,000
97 9/1/2023 9,128,000 7,500,000 1,628,000
98 10/1/2023 9,009,000 7,500,000 1,509,000
99 11/1/2023 8,992,000 7,500,000 1,492,000
100 12/1/2023 8,878,000 7,500,000 1,378,000
101 1/1/2024 8,856,000 7,500,000 1,356,000
102 2/1/2024 8,788,000 7,500,000 1,288,000
103 3/1/2024 8,642,000 7,500,000 1,142,000
104 4/1/2024 8,653,000 7,500,000 1,153,000
105 5/1/2024 8,550,000 7,500,000 1,050,000
106 6/1/2024 8,517,000 7,500,000 1,017,000
107 7/1/2024 8,419,000 7,500,000 919,000
108 8/1/2024 8,382,000 7,500,000 882,000
109 9/1/2024 8,314,000 7,500,000 814,000
110 10/1/2024 8,222,000 7,500,000 722,000
111 11/1/2024 8,178,000 7,500,000 678,000
112 12/1/2024 8,091,000 7,500,000 591,000
113 1/1/2025 8,043,000 7,500,000 543,000
114 2/1/2025 7,975,000 7,500,000 475,000
115 3/1/2025 7,868,000 7,500,000 368,000
116 4/1/2025 7,839,000 7,500,000 339,000
117 5/1/2025 7,763,000 7,500,000 263,000
118 6/1/2025 7,703,000 7,500,000 203,000
119 7/1/2025 7,631,000 7,500,000 131,000
120 8/1/2025 7,568,000 7,500,000 68,000Tổng cộng : 1,312,941,000 900,000,000 412,941,000
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (50% TRONG 15 NĂM)
900,000,000(8.99%/năm trong 3 năm)
DƯ NỢ Số ngày Ghi chú
108,000,000
100,500,000 31
93,000,000 30
211,500,000 31
204,000,000 30
196,500,000 31
315,000,000 31
307,500,000 29
300,000,000 31
832,500,000 30 Giải ngân lần 4 +5: Thông báo bàn giao căn hộ
825,000,000 31
817,500,000 30
810,000,000 31
802,500,000 31
795,000,000 30
787,500,000 31
780,000,000 30
772,500,000 31
765,000,000 31
757,500,000 28
750,000,000 31
Giải ngân lần 1: Ngay khi công trình được đổ bê tông sàn tầng 12
Giải ngân lần 2: Ngay khi công trình được đổ bê tông sàn tầng 16
Giải ngân lần 3: Ngay khi công trình được đổ bê tông sàn tầng 20
742,500,000 30
735,000,000 31
727,500,000 30
720,000,000 31
712,500,000 31
705,000,000 30
697,500,000 31
690,000,000 30
682,500,000 31
675,000,000 31
667,500,000 28
660,000,000 31
652,500,000 30
645,000,000 31
637,500,000 30
630,000,000 31
622,500,000 31
615,000,000 30
607,500,000 31
600,000,000 30
592,500,000 31
585,000,000 31
577,500,000 28
570,000,000 31
562,500,000 30
555,000,000 31
547,500,000 30
540,000,000 31
532,500,000 31
525,000,000 30
517,500,000 31
510,000,000 30
502,500,000 31
495,000,000 31
487,500,000 29
480,000,000 31
472,500,000 30
465,000,000 31
457,500,000 30
450,000,000 31
442,500,000 31
435,000,000 30
427,500,000 31
420,000,000 30
412,500,000 31
405,000,000 31
397,500,000 28
390,000,000 31
382,500,000 30
375,000,000 31
367,500,000 30
360,000,000 31
352,500,000 31
345,000,000 30
337,500,000 31
330,000,000 30
322,500,000 31
315,000,000 31
307,500,000 28
300,000,000 31
292,500,000 30
285,000,000 31
277,500,000 30
270,000,000 31
262,500,000 31
255,000,000 30
247,500,000 31
240,000,000 30
232,500,000 31
225,000,000 31
217,500,000 28
210,000,000 31
202,500,000 30
195,000,000 31
187,500,000 30
180,000,000 31
172,500,000 31
165,000,000 30
157,500,000 31
150,000,000 30
142,500,000 31
135,000,000 31
127,500,000 29
120,000,000 31
112,500,000 30
105,000,000 31
97,500,000 30
90,000,000 31
82,500,000 31
75,000,000 30
67,500,000 31
60,000,000 30
52,500,000 31
45,000,000 31
37,500,000 28
30,000,000 31
22,500,000 30
15,000,000 31
7,500,000 30
0 31
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (50% TRONG 15 NĂM)Giá trị căn hộ 1,800,000,000Mức cho vay 50%
- Dư nợ hiện tại 900,000,000 Vốn tự có tối thiểu- Lãi suất ưu đãi 0.0074917 (8.99%/năm trong 3 năm)
Lãi suất thông thường 0.0087500- Tổng số kỳ hạn (n) 60- Số tiền gốc trả mỗi kỳ: 15,000,000
Tiến độ giải ngân:Lần 1 6% 108,000,000Lần 2 7% 126,000,000Lần 3 7% 126,000,000Lần 4 25% 450,000,000Lần 5 5% 90,000,000
TT Ngày trả nợSố tiền trả mỗi kỳ
Tổng cộng Gốc Lãi
8/1/2015
1 9/1/2015 15,836,000 15,000,000 836,000
2 10/1/2015 15,697,000 15,000,000 697,000
3 11/1/2015 15,604,000 15,000,000 604,000
4 12/1/2015 16,416,000 15,000,000 1,416,000
5 1/1/2016 16,347,000 15,000,000 1,347,000
6 2/1/2016 16,231,000 15,000,000 1,231,000
7 3/1/2016 16,955,000 15,000,000 1,955,000
8 4/1/2016 16,974,000 15,000,000 1,974,000
9 5/1/2016 16,798,000 15,000,000 1,798,000
10 6/1/2016 20,922,000 15,000,000 5,922,000
11 7/1/2016 20,619,000 15,000,000 5,619,000
12 8/1/2016 20,690,000 15,000,000 5,690,000
13 9/1/2016 20,574,000 15,000,000 5,574,000
14 10/1/2016 20,282,000 15,000,000 5,282,000
15 11/1/2016 20,342,000 15,000,000 5,342,000
16 12/1/2016 20,057,000 15,000,000 5,057,000
17 1/1/2017 20,109,000 15,000,000 5,109,000
18 2/1/2017 19,993,000 15,000,000 4,993,000
19 3/1/2017 19,405,000 15,000,000 4,405,000
20 4/1/2017 19,761,000 15,000,000 4,761,000
21 5/1/2017 19,495,000 15,000,000 4,495,000
22 6/1/2017 19,529,000 15,000,000 4,529,000
23 7/1/2017 19,270,000 15,000,000 4,270,000
24 8/1/2017 19,296,000 15,000,000 4,296,000
25 9/1/2017 19,883,000 15,000,000 4,883,000
26 10/1/2017 19,594,000 15,000,000 4,594,000
27 11/1/2017 19,611,000 15,000,000 4,611,000
28 12/1/2017 19,331,000 15,000,000 4,331,000
29 1/1/2018 19,340,000 15,000,000 4,340,000
30 2/1/2018 19,204,000 15,000,000 4,204,000
31 3/1/2018 18,675,000 15,000,000 3,675,000
32 4/1/2018 18,933,000 15,000,000 3,933,000
33 5/1/2018 18,675,000 15,000,000 3,675,000
34 6/1/2018 18,662,000 15,000,000 3,662,000
35 7/1/2018 18,413,000 15,000,000 3,413,000
36 8/1/2018 18,391,000 15,000,000 3,391,000
37 9/1/2018 18,255,000 15,000,000 3,255,000
38 10/1/2018 18,019,000 15,000,000 3,019,000
39 11/1/2018 17,984,000 15,000,000 2,984,000
40 12/1/2018 17,756,000 15,000,000 2,756,000
41 1/1/2019 17,713,000 15,000,000 2,713,000
42 2/1/2019 17,577,000 15,000,000 2,577,000
43 3/1/2019 17,205,000 15,000,000 2,205,000
44 4/1/2019 17,306,000 15,000,000 2,306,000
45 5/1/2019 17,100,000 15,000,000 2,100,000
46 6/1/2019 17,034,000 15,000,000 2,034,000
47 7/1/2019 16,838,000 15,000,000 1,838,000
48 8/1/2019 16,763,000 15,000,000 1,763,000
49 9/1/2019 16,628,000 15,000,000 1,628,000
50 10/1/2019 16,444,000 15,000,000 1,444,000
51 11/1/2019 16,356,000 15,000,000 1,356,000
52 12/1/2019 16,181,000 15,000,000 1,181,000
53 1/1/2020 16,085,000 15,000,000 1,085,000
54 2/1/2020 15,949,000 15,000,000 949,000
55 3/1/2020 15,761,000 15,000,000 761,000
56 4/1/2020 15,678,000 15,000,000 678,000
57 5/1/2020 15,525,000 15,000,000 525,000
58 6/1/2020 15,407,000 15,000,000 407,000
59 7/1/2020 15,263,000 15,000,000 263,000
60 8/1/2020 15,136,000 15,000,000 136,000Tổng cộng : 1,075,877,000 900,000,000 175,877,000
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (50% TRONG 15 NĂM)
900,000,000(8.99%/năm trong 3 năm)
DƯ NỢ Số ngày Ghi chú
108,000,000
93,000,000 31
78,000,000 30
189,000,000 31
174,000,000 30
159,000,000 31
270,000,000 31
255,000,000 29
240,000,000 31
765,000,000 30 Giải ngân lần 4 +5: Thông báo bàn giao căn hộ
750,000,000 31
735,000,000 30
720,000,000 31
705,000,000 31
690,000,000 30
675,000,000 31
660,000,000 30
645,000,000 31
630,000,000 31
615,000,000 28
600,000,000 31
Giải ngân lần 1: Ngay khi công trình được đổ bê tông sàn tầng 12
Giải ngân lần 2: Ngay khi công trình được đổ bê tông sàn tầng 16
Giải ngân lần 3: Ngay khi công trình được đổ bê tông sàn tầng 20
585,000,000 30
570,000,000 31
555,000,000 30
540,000,000 31
525,000,000 31
510,000,000 30
495,000,000 31
480,000,000 30
465,000,000 31
450,000,000 31
435,000,000 28
420,000,000 31
405,000,000 30
390,000,000 31
375,000,000 30
360,000,000 31
345,000,000 31
330,000,000 30
315,000,000 31
300,000,000 30
285,000,000 31
270,000,000 31
255,000,000 28
240,000,000 31
225,000,000 30
210,000,000 31
195,000,000 30
180,000,000 31
165,000,000 31
150,000,000 30
135,000,000 31
120,000,000 30
105,000,000 31
90,000,000 31
75,000,000 29
60,000,000 31
45,000,000 30
30,000,000 31
15,000,000 30
0 31
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (60% TRONG 15 NĂM)Giá trị căn hộ 1,800,000,000Mức cho vay 60%
- Dư nợ hiện tại 1,080,000,000 Vốn tự có tối thiểu- Lãi suất ưu đãi 0.0074917 (8.99%/năm trong 3 năm)
Lãi suất thông thường 0.0087500- Tổng số kỳ hạn (n) 180- Số tiền gốc trả mỗi kỳ: 6,000,000
Tiến độ giải ngân:Lần 1 2% 36,000,000Lần 2 7% 126,000,000Lần 3 7% 126,000,000Lần 4 7% 126,000,000Lần 5 7% 126,000,000Lần 6 25% 450,000,000Lần 7 5% 90,000,000
TT Ngày trả nợSố tiền trả mỗi kỳ
Tổng cộng Gốc Lãi
8/1/2015
1 9/1/2015 6,279,000 6,000,000 279,000
2 10/1/2015 6,225,000 6,000,000 225,000
3 11/1/2015 6,186,000 6,000,000 186,000
4 12/1/2015 7,079,000 6,000,000 1,079,000
5 1/1/2016 7,068,000 6,000,000 1,068,000
6 2/1/2016 7,022,000 6,000,000 1,022,000
7 3/1/2016 7,825,000 6,000,000 1,825,000
8 4/1/2016 7,904,000 6,000,000 1,904,000
9 5/1/2016 7,798,000 6,000,000 1,798,000
10 6/1/2016 8,787,000 6,000,000 2,787,000
11 7/1/2016 8,652,000 6,000,000 2,652,000
12 8/1/2016 8,694,000 6,000,000 2,694,000
13 9/1/2016 9,623,000 6,000,000 3,623,000
14 10/1/2016 9,461,000 6,000,000 3,461,000
15 11/1/2016 9,530,000 6,000,000 3,530,000
16 12/1/2016 13,417,000 6,000,000 7,417,000
17 1/1/2017 13,618,000 6,000,000 7,618,000
18 2/1/2017 13,571,000 6,000,000 7,571,000
19 3/1/2017 12,796,000 6,000,000 6,796,000
20 4/1/2017 13,478,000 6,000,000 7,478,000
21 5/1/2017 13,192,000 6,000,000 7,192,000
22 6/1/2017 13,385,000 6,000,000 7,385,000
23 7/1/2017 13,102,000 6,000,000 7,102,000
24 8/1/2017 13,292,000 6,000,000 7,292,000
25 9/1/2017 14,463,000 6,000,000 8,463,000
26 10/1/2017 14,138,000 6,000,000 8,138,000
27 11/1/2017 14,355,000 6,000,000 8,355,000
28 12/1/2017 14,033,000 6,000,000 8,033,000
29 1/1/2018 14,246,000 6,000,000 8,246,000
30 2/1/2018 14,192,000 6,000,000 8,192,000
31 3/1/2018 13,350,000 6,000,000 7,350,000
32 4/1/2018 14,083,000 6,000,000 8,083,000
33 5/1/2018 13,770,000 6,000,000 7,770,000
34 6/1/2018 13,975,000 6,000,000 7,975,000
35 7/1/2018 13,665,000 6,000,000 7,665,000
36 8/1/2018 13,866,000 6,000,000 7,866,000
37 9/1/2018 13,812,000 6,000,000 7,812,000
38 10/1/2018 13,508,000 6,000,000 7,508,000
39 11/1/2018 13,704,000 6,000,000 7,704,000
40 12/1/2018 13,403,000 6,000,000 7,403,000
41 1/1/2019 13,595,000 6,000,000 7,595,000
42 2/1/2019 13,541,000 6,000,000 7,541,000
43 3/1/2019 12,762,000 6,000,000 6,762,000
44 4/1/2019 13,432,000 6,000,000 7,432,000
45 5/1/2019 13,140,000 6,000,000 7,140,000
46 6/1/2019 13,324,000 6,000,000 7,324,000
47 7/1/2019 13,035,000 6,000,000 7,035,000
48 8/1/2019 13,215,000 6,000,000 7,215,000
49 9/1/2019 13,161,000 6,000,000 7,161,000
50 10/1/2019 12,878,000 6,000,000 6,878,000
51 11/1/2019 13,053,000 6,000,000 7,053,000
52 12/1/2019 12,773,000 6,000,000 6,773,000
53 1/1/2020 12,944,000 6,000,000 6,944,000
54 2/1/2020 12,890,000 6,000,000 6,890,000
55 3/1/2020 12,395,000 6,000,000 6,395,000
56 4/1/2020 12,781,000 6,000,000 6,781,000
57 5/1/2020 12,510,000 6,000,000 6,510,000
58 6/1/2020 12,673,000 6,000,000 6,673,000
59 7/1/2020 12,405,000 6,000,000 6,405,000
60 8/1/2020 12,564,000 6,000,000 6,564,000
61 9/1/2020 12,510,000 6,000,000 6,510,000
62 10/1/2020 12,248,000 6,000,000 6,248,000
63 11/1/2020 12,402,000 6,000,000 6,402,000
64 12/1/2020 12,143,000 6,000,000 6,143,000
65 1/1/2021 12,293,000 6,000,000 6,293,000
66 2/1/2021 12,239,000 6,000,000 6,239,000
67 3/1/2021 11,586,000 6,000,000 5,586,000
68 4/1/2021 12,130,000 6,000,000 6,130,000
69 5/1/2021 11,880,000 6,000,000 5,880,000
70 6/1/2021 12,022,000 6,000,000 6,022,000
71 7/1/2021 11,775,000 6,000,000 5,775,000
72 8/1/2021 11,913,000 6,000,000 5,913,000
73 9/1/2021 11,859,000 6,000,000 5,859,000
74 10/1/2021 11,618,000 6,000,000 5,618,000
75 11/1/2021 11,751,000 6,000,000 5,751,000
76 12/1/2021 11,513,000 6,000,000 5,513,000
77 1/1/2022 11,642,000 6,000,000 5,642,000
78 2/1/2022 11,588,000 6,000,000 5,588,000
79 3/1/2022 10,998,000 6,000,000 4,998,000
80 4/1/2022 11,479,000 6,000,000 5,479,000
81 5/1/2022 11,250,000 6,000,000 5,250,000
82 6/1/2022 11,371,000 6,000,000 5,371,000
83 7/1/2022 11,145,000 6,000,000 5,145,000
84 8/1/2022 11,262,000 6,000,000 5,262,000
85 9/1/2022 11,208,000 6,000,000 5,208,000
86 10/1/2022 10,988,000 6,000,000 4,988,000
87 11/1/2022 11,100,000 6,000,000 5,100,000
88 12/1/2022 10,883,000 6,000,000 4,883,000
89 1/1/2023 10,991,000 6,000,000 4,991,000
90 2/1/2023 10,937,000 6,000,000 4,937,000
91 3/1/2023 10,410,000 6,000,000 4,410,000
92 4/1/2023 10,828,000 6,000,000 4,828,000
93 5/1/2023 10,620,000 6,000,000 4,620,000
94 6/1/2023 10,720,000 6,000,000 4,720,000
95 7/1/2023 10,515,000 6,000,000 4,515,000
96 8/1/2023 10,611,000 6,000,000 4,611,000
97 9/1/2023 10,557,000 6,000,000 4,557,000
98 10/1/2023 10,358,000 6,000,000 4,358,000
99 11/1/2023 10,449,000 6,000,000 4,449,000
100 12/1/2023 10,253,000 6,000,000 4,253,000
101 1/1/2024 10,340,000 6,000,000 4,340,000
102 2/1/2024 10,286,000 6,000,000 4,286,000
103 3/1/2024 9,959,000 6,000,000 3,959,000
104 4/1/2024 10,177,000 6,000,000 4,177,000
105 5/1/2024 9,990,000 6,000,000 3,990,000
106 6/1/2024 10,069,000 6,000,000 4,069,000
107 7/1/2024 9,885,000 6,000,000 3,885,000
108 8/1/2024 9,960,000 6,000,000 3,960,000
109 9/1/2024 9,906,000 6,000,000 3,906,000
110 10/1/2024 9,728,000 6,000,000 3,728,000
111 11/1/2024 9,798,000 6,000,000 3,798,000
112 12/1/2024 9,623,000 6,000,000 3,623,000
113 1/1/2025 9,689,000 6,000,000 3,689,000
114 2/1/2025 9,635,000 6,000,000 3,635,000
115 3/1/2025 9,234,000 6,000,000 3,234,000
116 4/1/2025 9,526,000 6,000,000 3,526,000
117 5/1/2025 9,360,000 6,000,000 3,360,000
118 6/1/2025 9,418,000 6,000,000 3,418,000
119 7/1/2025 9,255,000 6,000,000 3,255,000
120 8/1/2025 9,309,000 6,000,000 3,309,000
121 9/1/2025 9,255,000 6,000,000 3,255,000
122 10/1/2025 9,098,000 6,000,000 3,098,000
123 11/1/2025 9,147,000 6,000,000 3,147,000
124 12/1/2025 8,993,000 6,000,000 2,993,000
125 1/1/2026 9,038,000 6,000,000 3,038,000
126 2/1/2026 8,984,000 6,000,000 2,984,000
127 3/1/2026 8,646,000 6,000,000 2,646,000
128 4/1/2026 8,875,000 6,000,000 2,875,000
129 5/1/2026 8,730,000 6,000,000 2,730,000
130 6/1/2026 8,767,000 6,000,000 2,767,000
131 7/1/2026 8,625,000 6,000,000 2,625,000
132 8/1/2026 8,658,000 6,000,000 2,658,000
133 9/1/2026 8,604,000 6,000,000 2,604,000
134 10/1/2026 8,468,000 6,000,000 2,468,000
135 11/1/2026 8,496,000 6,000,000 2,496,000
136 12/1/2026 8,363,000 6,000,000 2,363,000
137 1/1/2027 8,387,000 6,000,000 2,387,000
138 2/1/2027 8,333,000 6,000,000 2,333,000
139 3/1/2027 8,058,000 6,000,000 2,058,000
140 4/1/2027 8,224,000 6,000,000 2,224,000
141 5/1/2027 8,100,000 6,000,000 2,100,000
142 6/1/2027 8,116,000 6,000,000 2,116,000
143 7/1/2027 7,995,000 6,000,000 1,995,000
144 8/1/2027 8,007,000 6,000,000 2,007,000
145 9/1/2027 7,953,000 6,000,000 1,953,000
146 10/1/2027 7,838,000 6,000,000 1,838,000
147 11/1/2027 7,845,000 6,000,000 1,845,000
148 12/1/2027 7,733,000 6,000,000 1,733,000
149 1/1/2028 7,736,000 6,000,000 1,736,000
150 2/1/2028 7,682,000 6,000,000 1,682,000
151 3/1/2028 7,523,000 6,000,000 1,523,000
152 4/1/2028 7,573,000 6,000,000 1,573,000
153 5/1/2028 7,470,000 6,000,000 1,470,000
154 6/1/2028 7,465,000 6,000,000 1,465,000
155 7/1/2028 7,365,000 6,000,000 1,365,000
156 8/1/2028 7,356,000 6,000,000 1,356,000
157 9/1/2028 7,302,000 6,000,000 1,302,000
158 10/1/2028 7,208,000 6,000,000 1,208,000
159 11/1/2028 7,194,000 6,000,000 1,194,000
160 12/1/2028 7,103,000 6,000,000 1,103,000
161 1/1/2029 7,085,000 6,000,000 1,085,000
162 2/1/2029 7,031,000 6,000,000 1,031,000
163 3/1/2029 6,882,000 6,000,000 882,000
164 4/1/2029 6,922,000 6,000,000 922,000
165 5/1/2029 6,840,000 6,000,000 840,000
166 6/1/2029 6,814,000 6,000,000 814,000
167 7/1/2029 6,735,000 6,000,000 735,000
168 8/1/2029 6,705,000 6,000,000 705,000
169 9/1/2029 6,651,000 6,000,000 651,000
170 10/1/2029 6,578,000 6,000,000 578,000
171 11/1/2029 6,543,000 6,000,000 543,000
172 12/1/2029 6,473,000 6,000,000 473,000
173 1/1/2030 6,434,000 6,000,000 434,000
174 2/1/2030 6,380,000 6,000,000 380,000
175 3/1/2030 6,294,000 6,000,000 294,000
176 4/1/2030 6,271,000 6,000,000 271,000
177 5/1/2030 6,210,000 6,000,000 210,000
178 6/1/2030 6,163,000 6,000,000 163,000
179 7/1/2030 6,105,000 6,000,000 105,000
180 8/1/2030 6,054,000 6,000,000 54,000Tổng cộng : 1,826,293,000 1,080,000,000 746,293,000
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (60% TRONG 15 NĂM)
720,000,000(8.99%/năm trong 3 năm)
DƯ NỢ Số ngày Ghi chú
36,000,000
30,000,000 31
24,000,000 30
144,000,000 31
138,000,000 30
132,000,000 31
252,000,000 31
246,000,000 29
240,000,000 31
360,000,000 30
354,000,000 31
348,000,000 30
468,000,000 31
462,000,000 31
456,000,000 30
990,000,000 31 Giải ngân lần 6+7: Thông báo bàn giao căn hộ
984,000,000 30
978,000,000 31
Giải ngân lần 1: Ngay khi công trình được đổ bê tông sàn tầng 04
Giải ngân lần 2: Ngay khi công trình được đổ bê tông sàn tầng 08
Giải ngân lần 3: Ngay khi công trình được đổ bê tông sàn tầng 12
Giải ngân lần 4: Ngay khi công trình được đổ bê tông sàn tầng 16
Giải ngân lần 5: Ngay khi công trình được đổ bê tông sàn tầng 20
972,000,000 31
966,000,000 28
960,000,000 31
954,000,000 30
948,000,000 31
942,000,000 30
936,000,000 31
930,000,000 31
924,000,000 30
918,000,000 31
912,000,000 30
906,000,000 31
900,000,000 31
894,000,000 28
888,000,000 31
882,000,000 30
876,000,000 31
870,000,000 30
864,000,000 31
858,000,000 31
852,000,000 30
846,000,000 31
840,000,000 30
834,000,000 31
828,000,000 31
822,000,000 28
816,000,000 31
810,000,000 30
804,000,000 31
798,000,000 30
792,000,000 31
786,000,000 31
780,000,000 30
774,000,000 31
768,000,000 30
762,000,000 31
756,000,000 31
750,000,000 29
744,000,000 31
738,000,000 30
732,000,000 31
726,000,000 30
720,000,000 31
714,000,000 31
708,000,000 30
702,000,000 31
696,000,000 30
690,000,000 31
684,000,000 31
678,000,000 28
672,000,000 31
666,000,000 30
660,000,000 31
654,000,000 30
648,000,000 31
642,000,000 31
636,000,000 30
630,000,000 31
624,000,000 30
618,000,000 31
612,000,000 31
606,000,000 28
600,000,000 31
594,000,000 30
588,000,000 31
582,000,000 30
576,000,000 31
570,000,000 31
564,000,000 30
558,000,000 31
552,000,000 30
546,000,000 31
540,000,000 31
534,000,000 28
528,000,000 31
522,000,000 30
516,000,000 31
510,000,000 30
504,000,000 31
498,000,000 31
492,000,000 30
486,000,000 31
480,000,000 30
474,000,000 31
468,000,000 31
462,000,000 29
456,000,000 31
450,000,000 30
444,000,000 31
438,000,000 30
432,000,000 31
426,000,000 31
420,000,000 30
414,000,000 31
408,000,000 30
402,000,000 31
396,000,000 31
390,000,000 28
384,000,000 31
378,000,000 30
372,000,000 31
366,000,000 30
360,000,000 31
354,000,000 31
348,000,000 30
342,000,000 31
336,000,000 30
330,000,000 31
324,000,000 31
318,000,000 28
312,000,000 31
306,000,000 30
300,000,000 31
294,000,000 30
288,000,000 31
282,000,000 31
276,000,000 30
270,000,000 31
264,000,000 30
258,000,000 31
252,000,000 31
246,000,000 28
240,000,000 31
234,000,000 30
228,000,000 31
222,000,000 30
216,000,000 31
210,000,000 31
204,000,000 30
198,000,000 31
192,000,000 30
186,000,000 31
180,000,000 31
174,000,000 29
168,000,000 31
162,000,000 30
156,000,000 31
150,000,000 30
144,000,000 31
138,000,000 31
132,000,000 30
126,000,000 31
120,000,000 30
114,000,000 31
108,000,000 31
102,000,000 28
96,000,000 31
90,000,000 30
84,000,000 31
78,000,000 30
72,000,000 31
66,000,000 31
60,000,000 30
54,000,000 31
48,000,000 30
42,000,000 31
36,000,000 31
30,000,000 28
24,000,000 31
18,000,000 30
12,000,000 31
6,000,000 30
0 31
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (60% TRONG 10 NĂM)Giá trị căn hộ 1,800,000,000Mức cho vay 60%
- Dư nợ hiện tại 1,080,000,000 Vốn tự có tối thiểu- Lãi suất ưu đãi 0.0074917 (8.99%/năm trong 3 năm)
Lãi suất thông thường 0.0087500- Tổng số kỳ hạn (n) 120- Số tiền gốc trả mỗi kỳ: 9,000,000
Tiến độ giải ngân:Lần 1 2% 36,000,000Lần 2 7% 126,000,000Lần 3 7% 126,000,000Lần 4 7% 126,000,000Lần 5 7% 126,000,000Lần 6 25% 450,000,000Lần 7 5% 90,000,000
TT Ngày trả nợSố tiền trả mỗi kỳ
Tổng cộng Gốc Lãi
8/1/2015
1 9/1/2015 9,279,000 9,000,000 279,000
2 10/1/2015 9,202,000 9,000,000 202,000
3 11/1/2015 9,139,000 9,000,000 139,000
4 12/1/2015 10,011,000 9,000,000 1,011,000
5 1/1/2016 9,975,000 9,000,000 975,000
6 2/1/2016 9,906,000 9,000,000 906,000
7 3/1/2016 10,695,000 9,000,000 1,695,000
8 4/1/2016 10,742,000 9,000,000 1,742,000
9 5/1/2016 10,618,000 9,000,000 1,618,000
10 6/1/2016 11,578,000 9,000,000 2,578,000
11 7/1/2016 11,427,000 9,000,000 2,427,000
12 8/1/2016 11,439,000 9,000,000 2,439,000
13 9/1/2016 12,344,000 9,000,000 3,344,000
14 10/1/2016 12,169,000 9,000,000 3,169,000
15 11/1/2016 12,205,000 9,000,000 3,205,000
16 12/1/2016 16,080,000 9,000,000 7,080,000
17 1/1/2017 16,246,000 9,000,000 7,246,000
18 2/1/2017 16,176,000 9,000,000 7,176,000
19 3/1/2017 15,419,000 9,000,000 6,419,000
20 4/1/2017 16,037,000 9,000,000 7,037,000
21 5/1/2017 15,743,000 9,000,000 6,743,000
22 6/1/2017 15,898,000 9,000,000 6,898,000
23 7/1/2017 15,608,000 9,000,000 6,608,000
24 8/1/2017 15,758,000 9,000,000 6,758,000
25 9/1/2017 16,812,000 9,000,000 7,812,000
26 10/1/2017 16,481,000 9,000,000 7,481,000
27 11/1/2017 16,649,000 9,000,000 7,649,000
28 12/1/2017 16,324,000 9,000,000 7,324,000
29 1/1/2018 16,487,000 9,000,000 7,487,000
30 2/1/2018 16,405,000 9,000,000 7,405,000
31 3/1/2018 15,615,000 9,000,000 6,615,000
32 4/1/2018 16,242,000 9,000,000 7,242,000
33 5/1/2018 15,930,000 9,000,000 6,930,000
34 6/1/2018 16,080,000 9,000,000 7,080,000
35 7/1/2018 15,773,000 9,000,000 6,773,000
36 8/1/2018 15,917,000 9,000,000 6,917,000
37 9/1/2018 15,836,000 9,000,000 6,836,000
38 10/1/2018 15,536,000 9,000,000 6,536,000
39 11/1/2018 15,673,000 9,000,000 6,673,000
40 12/1/2018 15,379,000 9,000,000 6,379,000
41 1/1/2019 15,510,000 9,000,000 6,510,000
42 2/1/2019 15,429,000 9,000,000 6,429,000
43 3/1/2019 14,733,000 9,000,000 5,733,000
44 4/1/2019 15,266,000 9,000,000 6,266,000
45 5/1/2019 14,985,000 9,000,000 5,985,000
46 6/1/2019 15,103,000 9,000,000 6,103,000
47 7/1/2019 14,828,000 9,000,000 5,828,000
48 8/1/2019 14,940,000 9,000,000 5,940,000
49 9/1/2019 14,859,000 9,000,000 5,859,000
50 10/1/2019 14,591,000 9,000,000 5,591,000
51 11/1/2019 14,696,000 9,000,000 5,696,000
52 12/1/2019 14,434,000 9,000,000 5,434,000
53 1/1/2020 14,534,000 9,000,000 5,534,000
54 2/1/2020 14,452,000 9,000,000 5,452,000
55 3/1/2020 14,024,000 9,000,000 5,024,000
56 4/1/2020 14,289,000 9,000,000 5,289,000
57 5/1/2020 14,040,000 9,000,000 5,040,000
58 6/1/2020 14,127,000 9,000,000 5,127,000
59 7/1/2020 13,883,000 9,000,000 4,883,000
60 8/1/2020 13,964,000 9,000,000 4,964,000
61 9/1/2020 13,883,000 9,000,000 4,883,000
62 10/1/2020 13,646,000 9,000,000 4,646,000
63 11/1/2020 13,720,000 9,000,000 4,720,000
64 12/1/2020 13,489,000 9,000,000 4,489,000
65 1/1/2021 13,557,000 9,000,000 4,557,000
66 2/1/2021 13,476,000 9,000,000 4,476,000
67 3/1/2021 12,969,000 9,000,000 3,969,000
68 4/1/2021 13,313,000 9,000,000 4,313,000
69 5/1/2021 13,095,000 9,000,000 4,095,000
70 6/1/2021 13,150,000 9,000,000 4,150,000
71 7/1/2021 12,938,000 9,000,000 3,938,000
72 8/1/2021 12,987,000 9,000,000 3,987,000
73 9/1/2021 12,906,000 9,000,000 3,906,000
74 10/1/2021 12,701,000 9,000,000 3,701,000
75 11/1/2021 12,743,000 9,000,000 3,743,000
76 12/1/2021 12,544,000 9,000,000 3,544,000
77 1/1/2022 12,581,000 9,000,000 3,581,000
78 2/1/2022 12,499,000 9,000,000 3,499,000
79 3/1/2022 12,087,000 9,000,000 3,087,000
80 4/1/2022 12,336,000 9,000,000 3,336,000
81 5/1/2022 12,150,000 9,000,000 3,150,000
82 6/1/2022 12,174,000 9,000,000 3,174,000
83 7/1/2022 11,993,000 9,000,000 2,993,000
84 8/1/2022 12,011,000 9,000,000 3,011,000
85 9/1/2022 11,930,000 9,000,000 2,930,000
86 10/1/2022 11,756,000 9,000,000 2,756,000
87 11/1/2022 11,767,000 9,000,000 2,767,000
88 12/1/2022 11,599,000 9,000,000 2,599,000
89 1/1/2023 11,604,000 9,000,000 2,604,000
90 2/1/2023 11,523,000 9,000,000 2,523,000
91 3/1/2023 11,205,000 9,000,000 2,205,000
92 4/1/2023 11,360,000 9,000,000 2,360,000
93 5/1/2023 11,205,000 9,000,000 2,205,000
94 6/1/2023 11,197,000 9,000,000 2,197,000
95 7/1/2023 11,048,000 9,000,000 2,048,000
96 8/1/2023 11,034,000 9,000,000 2,034,000
97 9/1/2023 10,953,000 9,000,000 1,953,000
98 10/1/2023 10,811,000 9,000,000 1,811,000
99 11/1/2023 10,790,000 9,000,000 1,790,000
100 12/1/2023 10,654,000 9,000,000 1,654,000
101 1/1/2024 10,628,000 9,000,000 1,628,000
102 2/1/2024 10,546,000 9,000,000 1,546,000
103 3/1/2024 10,370,000 9,000,000 1,370,000
104 4/1/2024 10,383,000 9,000,000 1,383,000
105 5/1/2024 10,260,000 9,000,000 1,260,000
106 6/1/2024 10,221,000 9,000,000 1,221,000
107 7/1/2024 10,103,000 9,000,000 1,103,000
108 8/1/2024 10,058,000 9,000,000 1,058,000
109 9/1/2024 9,977,000 9,000,000 977,000
110 10/1/2024 9,866,000 9,000,000 866,000
111 11/1/2024 9,814,000 9,000,000 814,000
112 12/1/2024 9,709,000 9,000,000 709,000
113 1/1/2025 9,651,000 9,000,000 651,000
114 2/1/2025 9,570,000 9,000,000 570,000
115 3/1/2025 9,441,000 9,000,000 441,000
116 4/1/2025 9,407,000 9,000,000 407,000
117 5/1/2025 9,315,000 9,000,000 315,000
118 6/1/2025 9,244,000 9,000,000 244,000
119 7/1/2025 9,158,000 9,000,000 158,000
120 8/1/2025 9,081,000 9,000,000 81,000Tổng cộng : 1,539,706,000 1,080,000,000 459,706,000
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (60% TRONG 10 NĂM)
720,000,000(8.99%/năm trong 3 năm)
DƯ NỢ Số ngày Ghi chú
36,000,000
27,000,000 31
18,000,000 30
135,000,000 31
126,000,000 30
117,000,000 31
234,000,000 31
225,000,000 29
216,000,000 31
333,000,000 30
324,000,000 31
315,000,000 30
432,000,000 31
423,000,000 31
414,000,000 30
945,000,000 31 Giải ngân lần 6+7: Thông báo bàn giao căn hộ
936,000,000 30
927,000,000 31
Giải ngân lần 1: Ngay khi công trình được đổ bê tông sàn tầng 04
Giải ngân lần 2: Ngay khi công trình được đổ bê tông sàn tầng 08
Giải ngân lần 3: Ngay khi công trình được đổ bê tông sàn tầng 12
Giải ngân lần 4: Ngay khi công trình được đổ bê tông sàn tầng 16
Giải ngân lần 5: Ngay khi công trình được đổ bê tông sàn tầng 20
918,000,000 31
909,000,000 28
900,000,000 31
891,000,000 30
882,000,000 31
873,000,000 30
864,000,000 31
855,000,000 31
846,000,000 30
837,000,000 31
828,000,000 30
819,000,000 31
810,000,000 31
801,000,000 28
792,000,000 31
783,000,000 30
774,000,000 31
765,000,000 30
756,000,000 31
747,000,000 31
738,000,000 30
729,000,000 31
720,000,000 30
711,000,000 31
702,000,000 31
693,000,000 28
684,000,000 31
675,000,000 30
666,000,000 31
657,000,000 30
648,000,000 31
639,000,000 31
630,000,000 30
621,000,000 31
612,000,000 30
603,000,000 31
594,000,000 31
585,000,000 29
576,000,000 31
567,000,000 30
558,000,000 31
549,000,000 30
540,000,000 31
531,000,000 31
522,000,000 30
513,000,000 31
504,000,000 30
495,000,000 31
486,000,000 31
477,000,000 28
468,000,000 31
459,000,000 30
450,000,000 31
441,000,000 30
432,000,000 31
423,000,000 31
414,000,000 30
405,000,000 31
396,000,000 30
387,000,000 31
378,000,000 31
369,000,000 28
360,000,000 31
351,000,000 30
342,000,000 31
333,000,000 30
324,000,000 31
315,000,000 31
306,000,000 30
297,000,000 31
288,000,000 30
279,000,000 31
270,000,000 31
261,000,000 28
252,000,000 31
243,000,000 30
234,000,000 31
225,000,000 30
216,000,000 31
207,000,000 31
198,000,000 30
189,000,000 31
180,000,000 30
171,000,000 31
162,000,000 31
153,000,000 29
144,000,000 31
135,000,000 30
126,000,000 31
117,000,000 30
108,000,000 31
99,000,000 31
90,000,000 30
81,000,000 31
72,000,000 30
63,000,000 31
54,000,000 31
45,000,000 28
36,000,000 31
27,000,000 30
18,000,000 31
9,000,000 30
0 31
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (60% TRONG 5 NĂM)Giá trị căn hộ 1,800,000,000Mức cho vay 60%
- Dư nợ hiện tại 1,080,000,000 Vốn tự có tối thiểu- Lãi suất ưu đãi 0.0074917 (8.99%/năm trong 3 năm)
Lãi suất thông thường 0.0087500- Tổng số kỳ hạn (n) 60- Số tiền gốc trả mỗi kỳ: 18,000,000
Tiến độ giải ngân:Lần 1 2% 36,000,000Lần 2 7% 126,000,000Lần 3 7% 126,000,000Lần 4 7% 126,000,000Lần 5 7% 126,000,000Lần 6 25% 450,000,000Lần 7 5% 90,000,000
TT Ngày trả nợSố tiền trả mỗi kỳ
Tổng cộng Gốc Lãi
8/1/2015
1 9/1/2015 18,279,000 18,000,000 279,000
2 10/1/2015 18,135,000 18,000,000 135,000
3 11/1/2015 18,000,000 18,000,000 0
4 12/1/2015 18,809,000 18,000,000 809,000
5 1/1/2016 18,697,000 18,000,000 697,000
6 2/1/2016 18,557,000 18,000,000 557,000
7 3/1/2016 19,304,000 18,000,000 1,304,000
8 4/1/2016 19,254,000 18,000,000 1,254,000
9 5/1/2016 19,079,000 18,000,000 1,079,000
10 6/1/2016 19,951,000 18,000,000 1,951,000
11 7/1/2016 19,753,000 18,000,000 1,753,000
12 8/1/2016 19,672,000 18,000,000 1,672,000
13 9/1/2016 20,508,000 18,000,000 2,508,000
14 10/1/2016 20,292,000 18,000,000 2,292,000
15 11/1/2016 20,230,000 18,000,000 2,230,000
16 12/1/2016 24,068,000 18,000,000 6,068,000
17 1/1/2017 24,131,000 18,000,000 6,131,000
18 2/1/2017 23,992,000 18,000,000 5,992,000
19 3/1/2017 23,286,000 18,000,000 5,286,000
20 4/1/2017 23,713,000 18,000,000 5,713,000
21 5/1/2017 23,394,000 18,000,000 5,394,000
22 6/1/2017 23,434,000 18,000,000 5,434,000
23 7/1/2017 23,124,000 18,000,000 5,124,000
24 8/1/2017 23,156,000 18,000,000 5,156,000
25 9/1/2017 23,859,000 18,000,000 5,859,000
26 10/1/2017 23,513,000 18,000,000 5,513,000
27 11/1/2017 23,534,000 18,000,000 5,534,000
28 12/1/2017 23,198,000 18,000,000 5,198,000
29 1/1/2018 23,208,000 18,000,000 5,208,000
30 2/1/2018 23,045,000 18,000,000 5,045,000
31 3/1/2018 22,410,000 18,000,000 4,410,000
32 4/1/2018 22,720,000 18,000,000 4,720,000
33 5/1/2018 22,410,000 18,000,000 4,410,000
34 6/1/2018 22,394,000 18,000,000 4,394,000
35 7/1/2018 22,095,000 18,000,000 4,095,000
36 8/1/2018 22,069,000 18,000,000 4,069,000
37 9/1/2018 21,906,000 18,000,000 3,906,000
38 10/1/2018 21,623,000 18,000,000 3,623,000
39 11/1/2018 21,581,000 18,000,000 3,581,000
40 12/1/2018 21,308,000 18,000,000 3,308,000
41 1/1/2019 21,255,000 18,000,000 3,255,000
42 2/1/2019 21,092,000 18,000,000 3,092,000
43 3/1/2019 20,646,000 18,000,000 2,646,000
44 4/1/2019 20,767,000 18,000,000 2,767,000
45 5/1/2019 20,520,000 18,000,000 2,520,000
46 6/1/2019 20,441,000 18,000,000 2,441,000
47 7/1/2019 20,205,000 18,000,000 2,205,000
48 8/1/2019 20,116,000 18,000,000 2,116,000
49 9/1/2019 19,953,000 18,000,000 1,953,000
50 10/1/2019 19,733,000 18,000,000 1,733,000
51 11/1/2019 19,628,000 18,000,000 1,628,000
52 12/1/2019 19,418,000 18,000,000 1,418,000
53 1/1/2020 19,302,000 18,000,000 1,302,000
54 2/1/2020 19,139,000 18,000,000 1,139,000
55 3/1/2020 18,914,000 18,000,000 914,000
56 4/1/2020 18,814,000 18,000,000 814,000
57 5/1/2020 18,630,000 18,000,000 630,000
58 6/1/2020 18,488,000 18,000,000 488,000
59 7/1/2020 18,315,000 18,000,000 315,000
60 8/1/2020 18,163,000 18,000,000 163,000Tổng cộng : 1,255,230,000 1,080,000,000 175,230,000
BẢNG TÍNH LỊCH TRẢ NỢ KHÁCH HÀNG MUA CĂN HỘ SAIGONRES (60% TRONG 5 NĂM)
720,000,000(8.99%/năm trong 3 năm)
DƯ NỢ Số ngày Ghi chú
36,000,000
18,000,000 31
0 30
108,000,000 31
90,000,000 30
72,000,000 31
180,000,000 31
162,000,000 29
144,000,000 31
252,000,000 30
234,000,000 31
216,000,000 30
324,000,000 31
306,000,000 31
288,000,000 30
810,000,000 31 Giải ngân lần 6+7: Thông báo bàn giao căn hộ
792,000,000 30
774,000,000 31
Giải ngân lần 1: Ngay khi công trình được đổ bê tông sàn tầng 04
Giải ngân lần 2: Ngay khi công trình được đổ bê tông sàn tầng 08
Giải ngân lần 3: Ngay khi công trình được đổ bê tông sàn tầng 12
Giải ngân lần 4: Ngay khi công trình được đổ bê tông sàn tầng 16
Giải ngân lần 5: Ngay khi công trình được đổ bê tông sàn tầng 20
756,000,000 31
738,000,000 28
720,000,000 31
702,000,000 30
684,000,000 31
666,000,000 30
648,000,000 31
630,000,000 31
612,000,000 30
594,000,000 31
576,000,000 30
558,000,000 31
540,000,000 31
522,000,000 28
504,000,000 31
486,000,000 30
468,000,000 31
450,000,000 30
432,000,000 31
414,000,000 31
396,000,000 30
378,000,000 31
360,000,000 30
342,000,000 31
324,000,000 31
306,000,000 28
288,000,000 31
270,000,000 30
252,000,000 31
234,000,000 30
216,000,000 31
198,000,000 31
180,000,000 30
162,000,000 31
144,000,000 30
126,000,000 31
108,000,000 31
90,000,000 29
72,000,000 31
54,000,000 30
36,000,000 31
18,000,000 30
0 31
