PUBLIC

];khh;l; kzp

cq;fs; epiyahd itg;gpd; Mw;wiy ntspg;gLj;Jq;fs;

];khh;l; kzp tpz;zg;gg; gbtk;

];khh;l; kzpapd; cjtpAld; epjpr; Rje;jpuj;ij mDgtpAq;fs;. cq;fs; jw;Nghja

epiyahd itg;ig ePz;lfhy %yjd tsh;r;rpf;fhf tpl;Litf;Fk; mNj Ntisapy;>

FWfpafhy fhRg; gha;r;ry; NjitfSf;Fg; gzj;ijg; ngw;Wf;nfhs;s mJ rpwe;j

topahFk;. cq;fs; epiyahd itg;Gj; njhif KOtJk; ngWkjpkpf;f tl;biaj;

njhlh;e;J rk;ghjpf;f>ePq;fs; mjidg; gpizahf itj;J mjd; 90] rjtPjk; tiuahd

njhifia Nkyjpfg; gw;whf my;yJ fldhfg; ngw KbAk;.

];khh;l; kzpapd; Kf;fpa ed;ikfSk; rpwg;gk;rq;fSk ;

];khh;l; kzp gpizAs;s Nkyjpfg; gw;W

Fiwe;jgl;r khjhe;j kPsspg;G epge;jid fpilahJ.

ePq;fs; ghtpg;gjw;F kl;LNk nrYj;Jq;fs;. cq;fSf;Fj; Njitahd gzj;ij kl;LNk

fld; ngWq;fs;. nkhj;jf; fld; cr;rtuk;gpw;F my;yhky;> ePq;fs; ngw;w flDf;F kl;LNk

tl;b nrYj;Jq;fs;. cq;fs; fld; xJf;fj;jpypUe;J gzj;ij vLf;fhtpl;lhy;> tl;b

vJTNk mwtplg;gl khl;lhJ.

cq;fs; epiyahd itg;gpy; 90% tiuahd njhiff;F fld; cr;rtuk;igg; ngwyhk;.

gpuNahfpf;fg;gLk; tl;b tPjk; kpjg;G tl;b tPjkhFk;. kPjg;G tl;b tPjkhdJ> tq;fpapdhy;

jPh;khdpf;fg;gLfpd;wthW re;ij tPjj;jpw;Nfw;g fhyj;jpw;Ff; fhyk; khw;wkilayhk;.

PUBLIC

];khh;l; kzp gpizAs;s fld;

,yFthd kPsspg;G: cq;fs; flid Fiwe;Jnry;Yk; kPjp mbg;gilapy; my;yJ rkkhd

jtizfs; Kiwapy; kPsspf;fyhk;. 5 Mz;Lfs; tiuapyhd kPsspg;Gf; fhyj;ij ePq;fNs

njhpTnra;a KbAk;.

cq;fs; epiyahd itg;gpy; 90% tiuahd njhiff;F fld; tuk;igg; ngwyhk;.*

jPh;g;gdT nra;ag;gLk; epYitj; njhifapy; 1% I fl;lzkhfr; nrYj;jp> gFjpj;

jPh;g;gdit my;yJ Neufhyj;Jldhd jPh;g;gditr; nra;Aq;fs;. Fiwe;jgl;rk;;

&.2>500.00 my;yJ mjpfgl;rk; &.25>500.00 (,tw;wpy; vJ $baNjh mJ) vd;gjw;F

mikthf.

gpuNahfpf;fg;gLk; tl;b tPjk; kpjg;G tl;b tPjkhFk;. kPjg;G tl;b tPjkhdJ> tq;fpapdhy;

jPh;khdpf;fg;gLfpd;wthW re;ij tPjj;jpw;Nfw;g fhyj;jpw;Ff; fhyk; khw;wkilayhk;.

vdJ Njit

];khh;l; kzp gpizAs;s Nkyjpfg; gw;W

];khh;l; kzp gpizAs;s fld;

jw;NghJs;s ];khh;l; kzp trjpia khw;Wjy;

jdpg;gl;l tpguk; (jdp tpz;zg;gjhuu;) (fldhsp)

jpU. jpUkjp nry;tp NtW (nghUj;jkhd ,lj;jpy; milahskplTk;)

KOg; ngah;:

Njrpa milahs ml;il / flTr;rPl;L ,yf;fk;:

toq;fg;gl;l jpfjp: jpjp$khkh$tttt fhyhtjpahFk; jpfjp: jpjp$khkh$tttt

thbf;ifahsu; ,y.

fzf;F ,y.

Njrpa ,dk;:

trpf;Fk; ehL:

tPrh tpguq;fs; (ntspehl;lth;fSf;Fg; nghUe;Jk;) :

tPrh ,y. :

tPrh tif: fhyhtjpahFk; jpfjp: jpjp$khkh$tttt

jw;Nghja trpg;gpl Kfthp :

epue;ju Kfthp :

jw;Nghja trpg;gpl Kfthpapy; 3 Mz;LfSf;F Nky; trpf;fpwPh;fsh? (nghUj;jkhd ,lj;jpy; milahskplTk;)

Mk; ,y;iy ,y;iynadpd;> Kd;ida trpg;gpl Kfthpiaf; Fwpg;gplTk;.

PUBLIC

ePq;fs; my;yJ cq;fSJ FLk;g mq;fj;jtu; xUtu; my;yJ tpahghuj; njhlu;ghsp/tpahghuj; gq;fhsp xUtu;

(murhq;f> ePjp gupghyd;> nghyp]; my;yJ gilj;Jiwapy;) rpNu\;l nghJepiyg; gjtpia tfpf;fpNwdh

(tfpf;fpwhu;?) Mk; ,y;iy

Mnkdpd;> jaTnra;J cwtpd; jd;ikia tpgupf;fTk;___________________________________________

kPsspg;Gf;fhd %yhjhuk;: (nghUj;jkhd ,lj;jpy; milahskplTk;)

□ njhopy; %ykhd rk;ghj;jpak; □ tpahghuj;jpd; %ykhd rk;ghj;jpak;

□ nyhj;ju; ntw;wp/gupRg; gzk; □ KjyPl;bd; tUkhdk;/KjyPl;bd; Kjpu;r;rp

□ nrhj;J xd;wpd; (cjh. fhu;) tpw;gid □ guk;giu cupik

□ jdpg;gl;l Nrkpg;G □ NtW ……………………..

njhiyNgrp trpg;gplk;: nkhigy;:

kpd;dQ;ry;:

HSBC apy; ckJ fpl;ba FLk;gTWg;gpdnuhUtu; my;yJ cwtpdu; gzpg;ghsuhf my;yJ Copauhf cs;shuh?

Mk; ,y;iy

gjtp epiyg; ngau;: __________________________________

jdpg;gl;l tpguk; ($l;L tpz;zg;gjhuu;) (fldhsp)

jpU. jpUkjp nry;tp NtW (nghUj;jkhd ,lj;jpy; milahskplTk;)

KOg; ngah;:

Njrpa milahs ml;il / flTr;rPl;L ,yf;fk;:

toq;fg;gl;l jpfjp: jpjp$khkh$tttt fhyhtjpahFk; jpfjp: jpjp$khkh$tttt

thbf;ifahsu; ,y.

fzf;F ,y.

Njrpa ,dk;:

trpf;Fk; ehL:

tPrh tpguq;fs; (ntspehl;lth;fSf;Fg; nghUe;Jk;)

tPrh ,y.

tPrh tif fhyhtjpahFk; jpfjp: jpjp$khkh$tttt

jw;Nghja trpg;gpl Kfthp

epue;ju Kfthp

jw;Nghja trpg;gpl Kfthpapy; 3 Mz;LfSf;F Nky; trpf;fpwPh;fsh? (nghUj;jkhd ,lj;jpy; milahskplTk;)

Mk; ,y;iy ,y;iynadpd;> Kd;ida trpg;gpl Kfthpiaf; Fwpg;gplTk;.

PUBLIC

ePq;fs; my;yJ cq;fSJ FLk;g mq;fj;jtu; xUtu; my;yJ tpahghuj; njhlu;ghsp/tpahghuj; gq;fhsp xUtu;

(murhq;f> ePjp gupghyd;> nghyp]; my;yJ gilj;Jiwapy;) rpNu\;l nghJepiyg; gjtpia tfpf;fpNwdh

(tfpf;fpwhu;?) Mk; ,y;iy

Mnkdpd;> jaTnra;J cwtpd; jd;ikia tpgupf;fTk;___________________________________________

kPsspg;Gf;fhd %yhjhuk;: (nghUj;jkhd ,lj;jpy; milahskplTk;)

□ njhopy; %ykhd rk;ghj;jpak; □ tpahghuj;jpd; %ykhd rk;ghj;jpak;

□ nyhj;ju; ntw;wp/gupRg; gzk; □ KjyPl;bd; tUkhdk;/KjyPl;bd; Kjpu;r;rp

□ nrhj;J xd;wpd; (cjh. fhu;) tpw;gid □ guk;giu cupik

□ jdpg;gl;l Nrkpg;G □ NtW ……………………..

njhiyNgrp trpg;gplk;: nkhigy;:

kpd;dQ;ry;:

HSBC apy; ckJ fpl;ba FLk;gTWg;gpdnuhUtu; my;yJ cwtpdu; gzpg;ghsuhf my;yJ Copauhf cs;shuh?

Mk; ,y;iy

gjtp epiyg; ngau;: _________________________________________

Nkyjpfg; gw;W trjpfSf;F kl;Lk; (nghUj;jkhd ,lq;fspy; milahskplTk;)

ehd; xU Gjpa fzf;if Muk;gpf;f tpUk;GfpNwd; (jw;NghJ eilKiwf; fzf;F

vijAk; itj;jpUf;fhj thbf;ifahsh;fSf;F)

gpd;tUk; eilKiwf; fzf;if vdJ ];khh;l; kzp Nkyjpfg; gw;Wf; fzf;fhfg;

gad;gLj;j tpUk;GfpNwd; (];khh;l; kzp Nkyjpfg; gw;Wf; fzf;F/eilKiwf; fzf;F

itj;jpUf;Fk; thbf;ifahsh;fSf;F)*

fzf;F ,yf;fk; : ______________________________

PUBLIC

* cq;fs; tjptpl tPrh fhyhtjpahdhy; my;yJ ePq;fs; ,d;DnkhU ehl;bw;Ff;

Fbngah;e;jhy; ,yq;ifapy; trpg;gth; vd;w cq;fs; me;j];J KbTf;F tUk;. MfNt>

tjptpl tPrh fhyhtjpahd jpfjpapypUe;J my;yJ ,yq;ifapy; trpg;gth; vd;w

cq;fs; me;j];J khwpa jpfjpapypUe;J (,dpNky; “jpfjp” vd;W Fwpg;gplg;gLk;) ,e;j

Nkyjpfg; gw;W trjp ,uj;Jr; nra;ag;gLk;. ,j; jpfjpapy; my;yJ mjw;F Kd;dh;>

epYitahfTs;s njhifiaj; jPh;g;gdT nra;a ePq;fs; jtwpdhy;> tq;fpahdJ jdJ

jdpj; jw;Wzpgpd; Nghpy; mj; njhifia KOikahf my;yJ gFjpastpy; cq;fs;

epiyahf itg;gpypUe;J kPl;f my;yJ cq;fs; fzf;fpy; gw;W itf;f eltbf;if

vLf;Fk; vd;gJld; cq;fSf;F Kd;dwptpj;jy; nfhLf;fhkNy ,t; trjpia ,uj;Jr;

nra;JtpLk;.

Nkyjpfg; gw;W Nehf;fk;

□ thfdf; nfhs;tdT □ fy;tp □ jpUkzk;

□ gazk;$tpLKiwf; fopg;G □ tPl;ilj; jpUj;Jjy;

□ fld;fis xUq;fpizj;jy;$kPs epjpaply; □ ghtidg; nghUs;fspd; nfhs;tdT

□ NtW

Njitahd njhif

ehd;> fPNo gpiz tpguq;fs; vd;w jiyg;gpy; Fwpg;gplg;gl;Ls;s fhy itg;Gf;

fzf;fpd; Nghpy;> gpd;tUk; njhiff;fhd gpizAs;s fld; trjp xd;wpw;F

tpz;zg;gpf;f tpUk;GfpNwd;: ,.&. my;yJ (ehzaj;ijf; Fwpg;gplTk;)

………………………………… (,yf;fj;jpy;) ……………………….

fld; trjpfSf;F kl;Lk; (nghUj;jkhd ,lq;fspy; milahskplTk;)

fld; kPsspg;Gf; fhyk; * (nghUj;jkhd ,lj;jpy; milahskplTk;)

12 khjq;fs; □ 24 khjq;fs; □ 36 khjq;fs; □ 48 khjq;fs; □ 60 khjq;fs; □

NtW □ _____________________________________

*ePq;fs; ,yq;ifapy; trpf;Fk; ntspehl;ltnudpd;> fld; fhyk; cq;fs; tjptpl tPrh

fhyhtjpahFk; jpfjpiaj; jhz;lf; $lhJ.

PUBLIC

fld; ngWtjd; Nehf;fk;

□ thfdf; nfhs;tdT □ fy;tp □ jpUkzk;

□ gazk;$tpLKiwf; fopg;G □ tPl;ilj; jpUj;Jjy;

□ fld;fis xUq;fpizj;jy;$kPs epjpaply; □ ghtidg; nghUs;fspd; nfhs;tdT

□ NtW

kPsspg;Gf;fhd tpUg;gj;Njh;T:

rkkhd khjhe;jj; jtizfs; □ Fiwe;Jnry;Yk; kPjp □ fld; njhif

tuT itf;fg;gl Ntz;ba fzf;F:

□ vdJ/vkJ fld; kPsspg;Gf; fzf;F:

□ vdJ/vkJ jw;Nghja HSBC fzf;F (fz. ,y.):

vdJ khjhe;j kPsspg;G gpd;tUk; fzf;fpy; khjhe;jk; gw;W itf;fg;gl Ntz;Lk;:

□ vdJ/vkJ jw;Nghja HSBC fzf;F (fz. ,y.):

□ HSBC ,y; Muk;gpf;fg;glTs;s xU Gjpa fzf;F. xU Gjpa kPsspg;Gf; fzf;if

Muk;gpg;gjw;F> cq;fs; tpz;zg;gj;ijr; rkh;g;gpf;Fk; Ntisapy; vk;Kld;

NgRq;fs;.

gpiz tpguq;fs;

ehd; gpizahf Kd;itf;f tpUk;Gk; fhy itg;G/ntspehl;L ehzaf; fhy itg;G.

ePq;fs; $l;L itg;Gf;fisg; gpizahf Kd;itf;f tpUk;gpdhy;> $l;Lf; fzf;F

itg;ghsUk; Xh; ,izf; fldhspahf ,Uf;f Ntz;Lk; vd;gJld; ngwg;gLk; trjpAk;

$l;L trjpahfNt ,Uf;Fk; vd;gijf; ftdj;jpw;nfhs;sTk;.

ePq;fs; jw;NghJs;s cq;fs; trjpia mjpfhpg;gjw;F my;yJ khw;Wtjw;F kl;LNk

tpUk;gpdhYk;> gpizahf Kd;itf;f tpUk;Gk; rfy fhy itg;Gf;fisAk; jaTnra;J

Fwpg;gplTk;.

fzf;F ,y. ahhpd; ngahpy; (ngah;fspy;)

($l;Lf; fzf;nfdpd; Fwpg;gplTk;)

njhif

(ehzaj;ijf; Fwpg;gplTk;)

nkhj;jk;

PUBLIC

nraw;gLj;jy; fl;lzq;fs;

HSBC gphpkpah; thbf;ifahsh;fs;

HSBC ml;thd;]; thbf;ifahsh;fs;

Vida rfy thbf;ifahsh;fSk;

,ytrk;

,ytrk;

,ytrk;

];khh;l; kzp fld;fspd; Kd;$l;ba/ gFjp jPh;g;gdTfs; (kpjg;G)

jPh;g;gdT nra;ag;gLk; epYitj; njhifapy; 1% - Fiwe;jgl;r fl;lzk;;; &.2>500.00

my;yJ mjpfgl;r fl;lzk; &.25>500.00 (,tw;wpy; vJ $baNjh mJ) vd;gjw;F

mikthf.

□ ehd; ,e;j trjpapd; mk;rq;fs;> nryTfs; kw;Wk; ,lh;fs; ahtw;iwAk; ed;F

ghprPyid nra;Js;sJld;> ,J vdJ NjitfSf;Fg; nghUj;jkhdJ vd;gij

Ch;[pjk; nra;fpNwd;.

……………………………………….. ………………………………………. gpujhd tpz;zg;gjhuhpd; ifnahg;gk; $l;L tpz;zg;gjhuhpd; ifnahg;gk; jpjp khkh tttt jpjp khkh tttt ......................................................... ......................................................... jpfjp jpfjp

Nkw;Fwpg;gpl;l thbf;ifahsh;/ifnahg;gjhuh; vdJ Kd;dpiyapy; ,t; tpz;zg;gj;jpy;

ifnahg;gkpl;lhh;:

……………………………...… 01 rhl;rpahshpd; ifnahg;gk; 1. KOg; ngau; : …………………………………………………………

Kfthp : …………………………………………………………

njhopy; : …………………………………………………………

njhiyNgrp ,y. : ……………………………………………………….....

PUBLIC

………………………………

02 rhl;rpahshpd; ifnahg;gk;

2. KOg; ngau; : …………………………………………………………

Kfthp : …………………………………………………………

njhopy; : …………………………………………………………

njhiyNgrp ,y. : …………………………………………………………

tq;fpapd; ghtidf;F kl;Lk;

fpisapd; ghpNrhjpg;Gg; gl;bay;

□ tpz;zg;gk; g+uzkhf epug;gg;gl;Ls;sJ □ itg;G Mizaspg;G

□ VNjDk; tpNrl mwpTWj;jy;? □ epiyahd mwpTWj;jy;fs;

□ Msilahsk; □ itg;Gf;fspd; Kjph;r;rp mwpTWj;jy;fs;

□ thbf;ifahshpd; gjpNtLfs ;

jw;NghJs;s trjpfspd; tpguq;fs;

___________________________________________________________________________

___________________________________________________________________________

___________________________________________________________________________

mjpfhupapd; ifnahg;gk;

juTfisg; gjpe;jth;

ngau;

ifnahg;gk;

epuhfupf;fg;gl;lJ/mq;fPfhpf;fg;gl;lJ

mq;fPfhpj;jth; /epuhfupj;jth;

ifnahg;gk;

jpfjp

epuhfupg;Gf;fhd fhuzk;

PUBLIC

tpjpfs; kw;Wk; epge;jidfs;

Nkw;Fwpg;gpl;lthW tq;fpapYs;s vdJ/vkJ &gha; fhy itg;Gf;

fzf;fpd;/fzf;Ffspd; nkhj;jj; njhifapy; 90% tiuahd gzj;ij kw;Wk;/my;yJ

ntspehl;L ehza fhy itg;Gf; fzf;fpd;/fzf;Ffspd; Nghpy; 90% gzj;ij Nkyjpf

gw;W my;yJ jtizKiwf; fld; vd;w tifapy; ];khh;l; kzp trjpia

vdf;F/vkf;F (fldhsp/fldhspfs;) toq;f (,e;j tplaj;jpy; “fldhsp” vd;w

gjkhdJ> re;jh;g;gj;jpd; Njitia my;yJ xg;Gjiyg; nghWj;J> fld; ngw;wtiuAk;

mtuJ thhpRfs;> epiwNtw;Weh;fs;> eph;thfpfs;> rhl;Leh;fs; MfpNahiuAk;

cs;slf;Fk;. “fldhspfs;” vd;w gjKk; mt;thNw mh;j;jk; nfhs;sg;gLk;)

n`hq;nfhq; md;l; \q;fha; ghq;fpq; Nfhg;gNu\d; ypkpl;ll; (,dpNky;> “tq;fp” vd;W

miof;fg;gLk;) eltbf;if vLg;gjhy;> Nkyjpf gw;Wf;fs;> jtizf; fld;fs; Mfpa

,uz;bw;Fk; (,dpNky; mit “trjp/trjpfs;” my;yJ “];khh;l; kzp trjp” my;yJ

“fld;” my;yJ Nkyjpfg; gw;W” vd;Wk; miof;fg;gLk;) nghUj;jkhd gpd;tUk;

tpjpfs; kw;Wk; epge;jidfis Vw;Wf;nfhz;L mtw;wpw;Fg; gzpe;njhOf fldhsp /

fldhspfs; ,zq;Ffpd;whh; / ,zq;Ffpd;wdh;:

01. ,t; trjpfs;> cs;sff; fld; Ch;[pjg;gLj;jy;> tq;fpapd; mq;fPfhuk;

vd;gtw;iwj; njhlh;e;Nj tq;fpapdhy; vdf;F/vkf;F toq;fg;gLk; vd;gij

ehd;/ehk; Vw;Wf;nfhs;fpNwd;/ Vw;Wf;nfhs;fpNwhk;.

02. (i) trjpfSf;fhd tl;b tPjkhdJ> re;ij tl;b tPj epiyikfSf;Nfw;g

tq;fpapdhy; jPh;khdpf;fg;gLk; tpjj;jpy; fhyj;jpw;Ff; fhyk; khwf;$Lk;.

(ii) tl;bAk; KjYk; rl;l hPjpahd mwtPLfs; kw;Wk; Vida nghUj;jkhd

tpjpg;gdTfSld; Nrh;j;J fldhspapd;/fldhspfspd; Nkw;Fwpg;gpl;l eilKiwf;

fzf;fpy; gw;W itf;fg;gLk;. fldhspapd; / fldhspfspd; ngahpy; / ngah;fspy;

cs;s fzf;Ffspy; VNjDk; Nkyjpfg; gw;W nra;ag;gl;bUg;gpd;> tq;fpahdJ

jpdrhp kPjpapd; mbg;gilapy; my;yJ fPNo ruj;J 4,y; njhptpf;fg;gl;Ls;s

Kiwapy; my;yJ tq;fpapdhy; mt;tg;NghJ mwptpf;fg;gLk; NtNwJk; tPjj;jpy;

fzpf;fg;gLk; tl;bia mwtpl KbAk;. tq;fpd; tof;fkhd Kiwapy;

fzpf;fg;gLk; tl;bia tq;fpahdJ xt;nthU khjKk; my;yJ tq;fp jdJ

PUBLIC

jdpj; jw;Wzpapd; Nghpy; jPh;khdpf;Fk; fhy ,ilntspfspy;

fldhspapd;/fldhspfspd; fzf;fpy; gw;W itf;Fk;. ,J njhlh;gpy; my;yJ

fldhspf;F / fldhspfSf;F toq;fg;gl;l NtNwJk; fld; trjpfs; njhlh;gpy;

my;yJ fldhspapd;/ fldhspfspd; %yk; my;yJ fldhspapd; / fldhspfspd;

rhh;gpy; tpLf;fg;gl;l (vOj;J%y my;yJ mt;thww;w) fl;lisapd; Nghpy;

Nkw;nfhs;sg;gl;l VNjDk; nfhLf;fy; thq;fy;fs; njhlh;gpy; Nru Ntz;ba

my;yJ Vw;gLk; juFg;gzk;> nryTfs; my;yJ fl;lzq;fis tq;fpahdJ

fldhspapd;/fldhspfspd; fzf;fpy; gw;W itf;f KbAk;.

(iii) fldhspapd;/fldhspfspd; eilKiwf; fzf;fpy; gw;W itf;fg;gLk;

tl;b> juFg;gzk;> nryTfs; my;yJ fl;lzq;fs; ahTk; tq;fpf;fhd

fldhspapd;/ fldhspfspd; nghWg;Gf;fspd; xU gFjpahFk;. mj; njhiffisf;

fzf;fpy; gw;W itg;gjhy; Nkyjpfg; gw;W cr;rtuk;G my;yJ tq;fpapdhy;

jdJ jw;Wzpgpd; Nghpt; eph;zapf;fg;gLk; NtNwJk; cr;rtuk;G kPwg;gLkhapd;>

mj;jifa Nkyjpf njhifia cldbahf kPsspf;Fk; nghWg;ig fldhsp /

fldhspfs; Vw;Wf;nfhs;fpd;whh; / Vw;Wf;nfhs;fpd;wdh;.

(iv) ,e;j trjpfs; eilKiwapYs;s fhyj;jpy; fldhspapd;/fldhspfspd;

fzf;fpy;/fzf;Ffspy; vQ;rpAs;s VNjDk; kPjpf;F> VNjDk; Fwpg;gpl;l

njhiffs; my;yJ fzf;Ffs; njhlh;ghf fhyj;jpw;Ff; fhyk; vOj;J %yk;

,zf;fk; fhzg;gl;bUe;jhyd;wp> tl;b vJTk; toq;fg;gl khl;lhnjd;gij

ehd;/ehk; Vw;Wf;nfhs;fpNwd; / Vw;Wf;nfhs;fpNwhk;.

(v) ];khh;l; kzp trjpapd; fPo; HSBC ml;thd;]; kw;Wk; HSBC gphpkpah;

thbf;ifahsh;fSf;F toq;fgg;Lk; Nkyjpfg; gw;Wfs; kw;Wk; jtizf;

fld;fs; njhlh;gpy; tq;fpahdJ jdJ jdpj; jw;Wzpgpd; Nghpy; jPh;khdpf;Fk;

Kd;Dhpik tl;b tPjq;fisg; gpuNahfpf;f KbAk;.

03. tq;fpf;F Nru Ntz;ba rfy njhiffs;> tl;b> nryTfs; vd;gtw;iwAk;

tq;fpapdhy; Njitg;gLj;jg;gLk; kw;Wk; fhyj;jpw;Ff; fhyk;

eilKiwapypUf;Fk; epiyahd gpukhzq;fSf;F mikthd NtNwJk;

tpjpg;gdTfisAk; KjyhtJ Nfhhpf;ifapd; NghpNyNa tq;fpf;Fr; nrYj;j

PUBLIC

fldhsp;/fldhspfs; ,j;jhy; ,zq;Ffpd;whh; / ,zq;Ffpd;wdh;. fldhspapd; /

fldhspfspd; tq;fpf;fhd nghWg;Gf;fs; ahtw;wpdJk; jPh;g;gditf;

NfhUtjw;Fk;> fldhspf;F / fldhspfSf;F toq;fg;gl;l fld; trjpia

(tpjpfs; kw;Wk; epge;jidfs; kPwg;gl;l fhuzj;jpdhy; my;yJ NtNwJk;

fhuzj;jpdhy;) fldhspf;F / fldhspfSf;F 14 ehl;fs; Kd;dwptpj;jy;

nfhLj;Jtpl;L> fhuzk; fhl;l Ntz;ba my;yJ epahag;gLj;j Ntz;ba

flg;ghL vJTk; ,y;yhky;> jdJ jw;Wzpgpd; Nghpy; khw;Wtjw;F my;yJ

,uj;Jr; nra;tjw;Fk; tq;fp chpik nfhz;Ls;sJ. tq;fpapdhy; my;yJ mjd;

vtNuDnkhU mYtyhpdhy; toq;fg;gl;l VNjDk; ePbg;G> tpyf;fspg;G my;yJ

rYif ,e;j tplaj;jpy; tq;fpapd; chpikfisg; ghjpf;fhJ. Nfhhpf;ifapd;

Nghpy; nfhOk;gpy; nfhLg;gdT nrYj;jg;gl tz;Lk; vd;w tq;fpapd; Nkyhjpf;f

chpikf;F cl;gl;litahf ,Uf;Fk; vd;gijf; fldhsp/ fldhspfs;

Vw;Wf;nfhs;fpd;whh;/ Vw;Wf;nfhs;fpd;wdh;. cj;Njr kw;Wk; vNjr;irahd

nghWg;Gf;fSf;fhff; Nfhhpf;ifapd; Nghpy; gzf; fhg;gPl;ilf; NfhUk; chpikAk;

,jpy; cs;slq;Fk;.

04. ,e;j trjpfs; njhlh;gpy; fldhspf;F/fldhspfSf;F tq;fp mDg;g tpUk;Gk;

VNjDk; chpikf; Nfhuy;fs;> miog;ghizfs;> MNyhridfs;> mwptpj;jy;fs;

vd;gd vOj;J %yk;> tq;fpf;Ff; filrpahfj; njhpe;j

fldhspapd;/fldhspfspd; Kfthpf;F gjpTj; jghypy;> mDg;gg;gLk; gl;rj;jpy;>

Kiwg;gb toq;fg;gl;ljhff; fUjg;gLk; vd;gijAk; tl;b tPj khw;wq;fs; gw;wpa

mwptpj;jy;fs; fbjk;; kw;Wk; / my;yJ fzf;F tpguf;$w;wpy; cs;slf;fg;gLk;

jfty; kw;Wk;/my;yJ tq;fpf; fl;llj;jpy; ghh;itf;F itf;fg;gLk;

tpsk;guq;fs; kw;Wk;/my;yJ www.hsbc.lk vd;w tq;fpapd; tiyj;jsk; %yk;

toq;fg;glyhk;.

05. tq;fpapd; ghJfhg;gpYk; fl;Lg;ghl;bYKs;s fldhspapd;/fldhspfspd;

nrhj;Jhpikfs; kw;Wk; mf;fiwfs; kPJ ghj;jpak; kw;Wk; vjphPL nra;Ak;

chpik (my;yJ mJ Nghd;w chpik) tq;fpf;F cz;nld;gijAk; ,e;j

chpikfis tq;fp gpuNahfpf;f KbAnkd;gijAk; fldhsp/fldhspfs;

Vw;Wf;nfhs;fpwhh; / Vw;Wf;nfhs;fpd;wdh;. fldhspapd;/ fldhspfspd; ngahpy; /

PUBLIC

ngah;fspy; cs;s fzf;Ffs; vj;jija jiyg;gpd; fPo; ,Ue;jhYk; mit

midj;ijAk; my;yJ mtw;wpy; rpytw;iw Kd;dwptpj;jy; nfhLf;fhkNy

ve;j Neuj;jpYk; xUq;fpizf;fTk; kw;Wk; / my;yJ VNjDnkhU fzf;fpy;

Nkyjpfkhfg; gw;W itf;fg;gl;l njhiff;fhf> tq;fpapd; mYtyfk; xd;wpy;

ve;jnthU ehzaj;jpyhtJ Ngzg;gLk; fldhspapd;/fldhspfspd;;

fzf;fpYs;s njhifia vjphPL nra;aTk; tq;fp eltbf;if vLf;fyhk;

vd;gij fldhsp/fldhspfs; Vw;Wf;nfhs;fpd;whh;/ Vw;Wf;nfhs;fpd;wdh;.

06. epYitahfTs;s nfhLg;gdTfis kPl;gjw;F %d;whk; jug;G Nrfhpg;G

Kfth;fis epakpf;f fldhsp/fldhspfs; tq;fpf;F xg;GjiyAk;

mjpfhuj;ijAk; toq;Ffpd;whh;/toq;Ffpd;wdh;. nfhLg;gdit kPl;gjw;Fr;

Nrkpg;G Kfth; xUthpd; cjtpia ehl Ntz;ba my;yJ rl;l eltbf;if

vLf;f Ntz;ba mtrpak; Vw;gLkhapd;> Nrfhpg;G Kfthpd; fl;lzq;fs;> rl;lr;

nryTfs; Mfpatw;iwf; fldhspNa/fldhspfNs nrYj;j Ntz;Lk;.

07. mDkjpf;fg;gl;l cr;rtuk;gpw;F Nkyjpfkhd epYitfs;> tuk;G kPwpa my;yJ

fhyq;fle;j epYiitj; njhiffnsdf; fUjg;gLtJld;> mtw;wpw;F

elg;gpYs;s tPjj;jpy; jz;l tl;bia tq;fp mwtpLk;.

08. (i) ,e;j Kw;gzj;jpd; xU epge;jid ahnjdpy;> fldhsp / fldhspfs;

jkf;F mDkjpf;fg;gl;l cr;rtuk;ig kPwpdhy; my;yJ khjhe;jf; fld;

jtizfisr; nrYj;jj; jtwpdhy; tq;fpahdJ fldhspf;F / fldhspfSf;F

Kd;dwptpj;jy; nfhLf;fhkNy> fldhspapd; / fldhspfspd; epiyahd itg;gpd;

(itg;Gf;fspd;)kPjpia KOikahf my;yJ gFjpahf vLj;Jf;nfhs;s my;yJ

gw;W itf;fTk; toq;fg;gl;l trjpiaf; Fiwf;f my;yJ ,uj;Jr;nra;aTk;

jdJ jdpj; jw;Wzpgpd; Nghpy; eltbf;if vLf;f KbAk; vd;gjhFk;.

mj;jifa re;jh;g;gj;jpy;> fhy itg;gpYs;s njhif fldhspapd; /

fldhspfspd; mwpTWj;jYf;fpzq;fKjph;r;rpf;F Kd;Ng kPsg;ngwg;gl;lJ Nghyf;

fUjg;gl;L> fhy itg;Gf; fzf;fpw;fhd tpjpfs; kw;Wk; epge;jidfSf;F

mikthf> nghUj;jkhd jz;lf; fl;lzq;fs; mwtplg;gLk;.

PUBLIC

(ii) fldhspapdhy; / fldhspfspdhy; tq;fpf;Fr; nrYj;jg;gl Ntz;ba

njhif rk;ge;jkhf tq;fpapd; mYtyh; xUthpdhy; toq;fg;gLk; rhd;wpjo;>

vy;yh Nehf;fq;fq;fSf;fhfTk;;> fldhspapdhy; / fldhspfspdhy; tq;fpf;Fr;

nrYj;jg;glNtz;ba rhpahd njhiff;F> NghJkhd kw;Wk; Kbthd rhd;whFk;.

(iii) tq;fpapd; ,e;j mjpfhuk; khw;wkilahJ vd;gijAk; tq;fpapd;

rk;kjj;Jld; ntspg;gilahf khw;wg;gLk; tiu g+uzkhfj; njhlh;e;J

eilKiwapypUf;Fk; vd;gijAk; fldhsp / fldhspfs; Vw;Wf;nfhs;fpwhh; /

Vw;Wf;nfhs;fpd;wdh;. VNjDk; vOj;J%y my;yJ Vida rl;lj;jpNyh> my;yJ

fldhspapdhy; / fldhspfspdhy; my;yJ tq;fpapdhy; epiwNtw;wg;gl;l

my;yJ ,jd; gpd;dh; epiwNtw;wg;gltpUf;Fk; VNjDk; xg;ge;jk; my;yJ

vOj;jhtzj;jpNyh NtW tpjkhff; Fwpg;gplg;gl;bUe;jhYk;> fldhspaplkpUe;J /

fldhspfsplkpUe;J tq;fpf;Ff; fpilf;f Ntz;ba VNjDk; gzj;jpd;

nfhLg;gdTf;fhf fldhspf;F / fldhspfSf;F Kd;dwptpj;jy; nfhLf;fhkYk;

mtUf;F / mth;fSf;F Kd;$l;bNa Nfhhpf;if tpLf;fhkYk; ve;j Neuj;jpYk;

RtPfhpg;G chpikiag; gpuNahfpf;Fk; mjpfhuk; tq;fpf;F cz;L.

(iv) ,q;F Fwpg;gplg;gl;l tpjpfSf;Nfw;g VNjDk; vjphPl;L my;yJ ghj;jpa

my;yJ RtPfhpg;G chpikiag; gpuNahfpg;gjw;Fr; nraw;gLtjhy; my;yJ

nraw;gl Kay;tjhy; kw;Wk; mjd; %yk; my;yJ NtW tpjj;jpy; VNjDk;

fhNrhiy my;yJ mJ Nghd;w Mtzk; my;yJ nfhLg;gdTf; fl;lisfis

epuhfhpg;gjhy; my;yJ mtw;wpd; tpisthf tq;fpf;F Vw;glf;$ba ,og;Gf;fs;>

chpikf; Nfhuy;fs;> Nrjq;fs;> tpjpg;gdTfs;> nryTfs; kw;Wk;

ghjpg;Gf;fSf;F vjpuhf ,og;ngjph;fhg;G toq;fTk;> tq;fpiaj; jPq;fpypUe;J

ghJfhf;fTk; fldhsp / fldhspfs; ,j;jhy; nghWg;Ngw;fpd;whh; /

nghWg;Ngw;fpd;wdh;.

09. ,e;j trjpfSf;Fg;; gpizahf itf;fg;gl;l fhy itg;Gj; njhifapd;

xgFjpia Kjph;r;rpapd;NghJ my;yJ Kjph;r;rpf;F Kd;G kPsg;ngWtjhapd;>

eilKiwf; fzf;fpy; my;yJ fld; fzf;fpy; kPjpahfTs;s epYitia

<Lnra;tjw;Fg; NghjpasT gzk; fhy itg;Gf; fzf;fpy; vQ;rpapUf;Fk;

gl;rj;jpy; khj;jpuNk mj;jifa kPsg;ngWif mDkjpf;fg;gLk;.

PUBLIC

10. $l;Lf; fzf;F itg;ghsh;fspy; vtNuDnkhUth; Kw;gzj;ij (fld; my;yJ

Nkyjpfg; gw;W) Nfhu KbAnkd fzf;fpd; Mizg;gj;jpuj;jpy; tq;fpf;F

mwpTWj;jy; toq;fg;gl;bUe;jhy; khj;jpuNk> fldhspapd; $l;L cs;ehl;L

ehza / ntspehl;L ehza fhy itg;G(fs;) fldhspapd; eilKiwf;

fzf;fpy; ,izf;fg;gLk; vd;gijf; fldhsp / fldhspfs; xg;Gf;nfhs;fpd;whh; /

xg;Gf;nfhs;fpd;wdh;.

11. tq;fpaplkpUe;J fpilf;Fk; rfy fzf;F tpguf;$w;Wf;fisAk; ftdkhfg;

ghprPyid nra;a fldhsp/fldhspfs; ,zq;Ffpd;whh;/,zq;Ffpd;wdh;. tq;fpapd;

gjpNtl;bYs;s fldhspapd; /fldhspfspd; Kfthpf;Ff; fzf;F tpguf;$w;W

mDg;gg;gl;l jpfjpapypUe;J xU khjj;jpw;Fs; fldhspaplk; my;yJ

fldhspfsplk; ,Ue;J vt;tpj Ml;NrgidAk; fpilf;fhj gl;rj;jpy;>

tpguf;$w;wpy; fhl;lg;gl;Ls;s kPjp rhpahdjhff; fUjg;gLk;. fldhspaplk;

my;yJ fldhspfsplk; ,Ue;J vt;tpj njhlh;ghlYk; fpilf;fg;ngwhik mth;

/ mth;fs; me;jf; fzf;F tpguf;$w;iwr; rhpahdnjd w;Wf;nfhz;Ls;shnudg;

nghUs;gLk;. mjd; gpd;dh;> mj;jifa VNjDk; fzf;F tpguf;$w;Wj; jhlh;gpy;

fldhsp / fldhspfs; Ml;Nrgid njhptpf;f KbahJ. VNjDnkhU

fhyg;gFjpf;fhd tpguf;$w;W fpilf;fhtpl;lhy;> tq;fpaplkpUe;J mjidf;

Nfhhpg; ngWtJ jdJ/jkJ KOg; nghWg;ghFk; vd;gijf; fldhsp/fldhspfs;

xg;Gf;nfhs;fpd;whh; / xg;Gf;nfhs;fpd;wdh;.

12. tq;fpapdhy; vg;NghjhtJ Nfhug;gLk; gl;rj;jpy;> fldhsp/fldhspfs; jdJ/jkJ

ngahpy; / ngah;fspy; jw;NghJ itg;Gr; nra;jpUf;Fk; my;yJ vjph;fhyj;jpy;

itg;Gr; cj;Njrpj;jpUf;Fk; gzk;> gq;Ffs;> Kwpfs; kw;Wk; ngWkjpAs;s

Mtzq;fs; midj;ijAk; tq;fpaplk; gpizahfr; rkh;g;gpf;f Ntz;Lk;. ,e;j

trjpfs; my;yJ NtNwJk; tq;fp trjpfspd; fPo;> tl;b kw;Wk; nryTfs;

cs;slq;fyhf> fldhsp / fldhspfs; tq;fpf;Fr; nrYj;j Ntz;ba KOj;

njhiffspdJk; jPh;g;gdTf;fhd gpizahf tq;fp jdJ jdpj; jw;Wzpapd;

Nghpy; ,e;j Mtzq;fisf; fUJk;.

PUBLIC

13. ,q;F njhptpf;fg;gl;Ls;s VNjDk; chpia my;yJ epthuzj;ij (KOikahf

my;yJ xU gFjpia kl;Lk;) gpuNahfpg;gjpy; my;yJ eilKiwg;gLj;Jtjpy;

tq;fpapd; jhkjk; my;yJ jtph;g;G fhuzkhf> tq;fpapd; mj;jifa chpik

my;yJ epthuzk; tYtpof;f khl;lh. mj;jifa chpikapd; my;yJ

epthuzj;jpd; js;Sgbahf mjidf; nfhs;sTk; KbahJ.

14. ,e;j trjpfs;> ,uz;L my;yJ mjw;F Nkw;gl;l fldhspfSf;F

toq;fg;gLfpd;w my;yJ njhlh;e;J toq;fg;gLfpd;w re;jh;g;gj;jpy;>

nrYj;jg;gl Ntz;ba rfy gzk; njhlh;ghfTk; mth;fs; $l;lhfTk;

jdpj;jdpahfTk; tq;fpf;Fg; nghWg;ghspahfpwhh;fs;.

15. fldhsp / fldhspfs;> ve;jtpjkhd vjphPL> vjph; chpikf; Nfhuy;>

,ilepWj;jpitg;G my;yJ epge;jidAk; ,y;yhky; tq;fpf;fhd

nfhLg;gdTfisr; nra;a Ntz;Lk;. VNjDk; ,ilepWj;jpitg;igr; nra;tjw;Ff;

fldhsp / fldhspfs; rl;l hPjpahf eph;g;ge;jpf;fg;gl;lhy;> mj;jifa

,ilepWj;jpitg;Gj; njhif fopf;fg;gl;l gpd;Gk; tq;fpf;Fr; NruNtz;ba

njhif fpilg;gij cWjpg;gLj;Jk; tifapy; nfhLg;gdTj; njhif

mjpfhpf;fg;gl Ntz;Lk;.

16. fldhsp> ,yq;ifapYs;s VNjDk; gl;bayplg;gl;l my;yJ gl;bayplg;glhj

epWtdj;jpy; gj;J rjtPjk; (10%) my;yJ mjw;F Nkw;gl;l gq;Ffis

itj;jpUe;jhy; kw;Wk;/my;yJ ngw;Wf;nfhz;lhy;> mJ gw;wp tq;fpf;F vOj;J

%yk; mwptpf;f Ntz;Lk;.

17. ,e;j Mtzj;jpy; njhptpf;fg;gl;Ls;s Vw;ghLfspd; mKyhf;fk; njhlh;gpy; fhy

itg;Gf;fspd; my;yJ tq;fpapdhy; mtrpankdf; fUjg;gLk; Mtzq;fspd;

GJg;gpj;jiy fldhspapd; / fldhspfspd; rhh;gpy; mq;fPfhpf;Fk; my;yJ

epiwNtw;Wk; Nehf;fj;jpw;fhf> $l;lhfTk; jdpj;jdpahfTk; ml;Nlhh;dpj;

jj;Jtk; ngw;wth;fshfr; nraw;gLtjw;F ,yq;ifapYs;s tq;fpapd; gpujk

epiwNtw;W mjpfhhp> gpujp gpujk epiwNtw;W mjpfhhp my;yJ mth;fspd;

epakj;jh;fis fldhsp / fldhspfs; ,j;jhy; epakpf;fpd;wdh;.

PUBLIC

18. ];khh;l; kzp trjpapd; fPohd Nkyjpfg; gw;WfSf;F kl;Lk; nghUj;jkhdit

(i) gzg; ngWif ,lk;ngw;why; fzf;fpw;nfd mDkjpf;fg;gl;l cr;rtuk;G

kPwg;gLnkdf; fhzg;gLkplj;J> mj;jifa gzg; ngWiffis tq;fp kWf;f

KbAk;. mt;thwhd gzg; ngWif kWf;fg;gl;lijf; fldhspf;F /

fldhspfSf;F mwptpf;f Ntz;ba flg;ghL tq;fpf;Ff; fpilahJ.

tq;fpapdhy; my;yJ mjd; mYtyh; xUthpdhy; toq;fg;gl;l ePbg;G>

js;Sgb my;yJ rYif vJTk; ,e;j tplaj;jpy; tq;fpapd; chpikfisg;

ghjpf;f khl;lhJ. mDkjpf;fg;gl;l cr;rtuk;G kPwg;gLk; gl;rj;jpy;> VNjDk;

Nkyjpf njhiffs; ,e;j tpjpfs; kw;Wk; epge;jidfspd; MSiff;F

cl;gLk; vd;gijf; fldhsp / fldhspfs; xg;Gf;nfhs;fpd;whh; /

xg;Gf;nfhs;fpd;wdh;.

(ii) tq;fpapy; gzk; ngwf;$bajhf tiuag;gl;l fhNrhiy cl;gl fldhspapd;

/ fldhspfspd; fzf;fpy; / fzf;Ffspy; tq;fpapdhy; tuT itf;fg;gl;l

rfy fhNrhiyfSk; toikahd Clfq;fs; thapyhf mq;fPfhpf;fg;gl

Ntz;Lk;. mj;jifa fhNrhiyfs; mq;fPfhpf;fg;gLk; tiu> mt;thW tuT

itf;fg;gl;l fhNrhiyfspd; ngWkjpia Nkyjpfg; gw;W tl;bf; fzpg;gPl;L

Nehf;fj;jpw;fhf tpyf;fp itf;f tq;fpf;F chpikAz;L.

(iii) ntspehl;L ehza fhy itg;Gf;fspd; Nghpyhd ];khh;l; kzp trjpiag;

nghWj;jtiuapy;> rk;ge;jg;gl;l ntspehl;L ehzaj;jpd; ghpth;j;jid tPjk;

khw;wkilAk; xt;nthU jlitAk; Nkyjpfg; gw;W cr;rtuk;Gk;

khw;wkilAk; vd;gijf; fldhsp / fldhspfs; Vw;Wf;nfhs;fpwhh; /

Vw;Wf;nfhs;fpd;wdh;. mt;thNw> xt;nthU jlitAk; itg;Gf;fs;

Kjph;r;rpailAk;NghJ toq;fg;gLk; VNjDk; tl;b kPs KjyPL

nra;ag;gLtjhy; itg;Gf;fspy; Vw;gLk; mjpfhpg;igf; fUj;jpw;nfhz;L

Nkyjpfg; gw;wpd; cr;rtuk;G jd;dpay;ghfNt khw;wg;gLk;.

(iv) ntspehl;L ehza itg;gpd; Nghpyhd ];khh;l; kzp trjpapy; ngwg;gl;l

Nkyjpfg; gw;Wj; njhif> ehzag; ghpth;j;jid tPj tPo;r;rpapd; fhuzkhf>

mDkjpf;fg;gl;l cr;rtuk;ig kPWkhapd;> mj;jifa Nkyjpf njhif

gw;wpa mwptpj;jy; fpilj;j clNdNa mjid kPsspf;f Ntz;Lk; my;yJ

PUBLIC

me;j Nkyjpf njhifia <Lnra;Ak; tpjj;jpy; itg;Gj; njhifia

mjpfhpf;f Ntz;Lk;.

19. ];khh;l; kzp trjpapd; fPohd jtizKiwf; fld;fSf;F kl;Lk;

nghUj;jkhdit.

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jtWifr; re;jh;g;gq;fshff; fUjg;gLk;:

(m) VNjDnkhU khjj;jpw;fhd gpujhd njhif my;yJ tl;b my;yJ tq;fp

mjpfhhpfspdhy; jPh;khdpf;fg;gl;lgb xU Fwpg;gpl;l khjj;jpw;F epYitahfTs;s

jtizg;gzk; nrYj;jg;glhjpUj;jy;.

(M) tq;FNuhj;J epiy / tifawh epiy

(ii) fldhspapd; / fldhspfspd; fld; elj;ij gw;wp ,yq;iff; nfhLfld;

gzpafj;jpw;F kw;Wk; / my;yJ NtNwJk; cs;ehl;L my;yJ rh;tNjrf; fld;

jfty; gzpafj;jpw;F mwptpf;f tq;fp jdJ jw;Wzpgpd; Nghpy; eltbf;if

vLg;gjw;F chpik nfhz;Ls;sJ vd;gij fldhsp / fldhspfs; ,j;jhy;

Vw;Wf;nfhs;fpwhh; / Vw;Wf;nfhs;fpd;wdh;. ,q;F njhptpf;fg;gl;Ls;s VNjDk;

chpikia my;yJ epthuzj;ij (KOikahf my;yJ xU gFjpia kl;Lk;)

gpuNahfpg;gjpy; my;yJ eilKiwg;gLj;Jtjpy; tq;fpapd; jhkjk; my;yJ

jtph;g;G fhuzkhf> tq;fpapd; mj;jifa chpik my;yJ epthuzk; tYtpof;f

khl;lh. mj;jifa chpikapd; my;yJ epthuzj;jpd; js;Sgbahf mjidf;

nfhs;sTk; KbahJ.

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jpfjpf;Fs; nrYj;jg;gl Ntz;Lk;. xJf;fg;gl;l jpfjpapy; fld; jtizf;

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fzf;fpy; gw;W itf;f fldhsp/fldhspfs; tq;fpf;F mjpfhuk; mspf;fpd;whh; /

mspf;fpd;wdh;.

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itf;fg;gLk; VNjDk; gzk; Nrh;f;fg;gl;L> epYitahfTs;s jtizf;

nfhLg;gdTfs; kw;Wk; jtWiff;fhd tl;biag; ngw;Wf;nfhs;tjw;fhfr;

RtPfhpf;fg;gLk;. ,e;j eltbf;ifahdJ> mLj;j khjj;jpw;Fhpa

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nfhLg;gdTj; jpfjpapy; my;yJ epYitf; nfhLg;gdTfis <Lnra;tjw;Fg;;

NghJkhd gzk; fzf;fpy; fpilf;Fk;NghJ Nkw;nfhs;sg;gLk;. epYitahfTs;s

jtizf; nfhLg;gdT kw;Wk; tl;bapd; Nghpy; jtWif tl;b mwtplg;gLk;.

20. fldhsp / fldhspfs; gy epYit trjpfisf; nfhz;bUe;jhy;> tq;fp jdJ

jdpj; jw;Wzpapd; Nghpy; mtrpankdf; fUJk; Kiwapy; fldhspapd; /

fldhspfspd; VNjDnkhU Nrkpg;G / eilKiwf; fzf;fpy; tuthfTs;s

VNjDk; njhifia kPl;Lf;nfhs;s fldhsp / fldhspfs; tq;fpf;F mjpfhuk;

mspf;fpd;whh; / mspf;fpd;wdh;. ,j;jifa gz kPl;Gf;F vjpuhf fldhsp /

fldhspfs; vt;tpj chpikf; Nfhuy;fisAk; nra;a KbahJ.

21. fhyj;jpw;Ff; fhyk; mwpKfg;gLj;jg;gLk; my;yJ khw;wg;gLk; xOq;FgLj;jy;

fl;lzq;fs;> Kd;$l;ba kPsspg;Gf;fhd fl;lzq;fs;> nkhj;jj; njhiff;

nfhLg;gdTf;fhd tpjpg;gdTfs; kw;Wk; NtnwJk; fl;lzq;fs; my;yJ

tpjpg;gdTfs; fldhspapd; / fldhspfspd; fzf;fpy; gw;W itf;fg;gl;Lf;

fzf;F tpguf;$w;wpy; fhl;lg;gLk; vd;gijf; fldhsp / fldhspfs;

Vw;Wf;nfhs;fpwhh; / Vw;Wf;nfhs;fpd;wdh;. Kd;$l;ba kPsspg;G my;yJ gFjpf;

nfhLg;gdTfs;> tq;fpapdhy; mjd; jw;Wzpgpd; Nghpy; fhyj;jpw;Ff; fhyk;

jPh;khdpf;fg;gLk; fl;lzk; nrYj;jg;gLk; gl;rj;jpy; mDkjpf;fg;gLk;.

22. vt;tpj fhuzKk; fhl;lhky;> ve;jnthU fld; tpz;zg;gj;ijAk; epuhfhpf;Fk;

chpik tq;fpf;F cz;L.

23. ,e;j tpjpfs; kw;Wk; epge;jidfspy; vijNaDk; Nrh;f;f> ePf;f my;yJ khw;w

tq;fp chpik nfhz;Ls;sJ. mj;jifa khw;wq;fs; fbjk; my;yJ

tpguf;$w;Wr; nra;jp %yk; my;yJ tq;fpapd; fpisfspYs;s mwptpj;jy;

gyiffspy; my;yJ www.hsbs.lk vd;w tq;fpapd; tiyj;jsj;jpy; ghh;itf;F

itf;fg;gLtjd; %yk; fldhspf;F/fldhspfSf;F mwptpf;fg;gLk;.

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fUjg;gl;L> nraw;gLj;jg;gLk;. tof;Ffs; ,yq;ifapYs;s ePjpkd;wq;fspy;

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jhf;fy; nra;ag;gLk;. vdpDk;> tq;fp nghUj;jnkdf; fUjpdhy; ,d;DnkhU

ehl;by; my;yJ epahahjpf;fj;jpy; cs;s ePjpkd;wq;fspYk; tof;ifj; jhf;fy;

nra;a KbAk;. mj;jifa re;jh;g;gq;fspy;; mj;jifa ePjpkd;wq;fspd;

rl;lq;fs; nry;YgbahFk;. fldhsp / fldhspfs; mj;jifa ePjpkd;wq;fspd;

mjpfhuj;jpw;Fk; rl;lq;fSf;Fk; gzpe;J elf;f Ntz;Lk;.

,e;j tpjpfs; kw;Wk; epge;jidfspd; jkpo; kw;Wk; rpq;fs nkhopngah;g;Gf;fSf;Fk;

Mq;fpy %y Mtzj;jpw;Fk; ,ilNa VNjDk; Kuz;ghL fhzg;gbd; Mq;fpy %yg;

gpujpNa rhpahdjhff; nfhs;sg;gLk;.

gpufldk;

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1. vjph;fhyj;jpy; vd;dhy; / vk;khy; Muk;gpf;fg;gl;L> vdJ / vkJ Ntz;Ljypd;

Nghpy; ];khh;l; kzp trjpapd; fPo; ,izf;fg;gLk; VNjDk; fhy itg;Gf;

fzf;F> vdJ / vkJ Nkyjpf rk;kjj;jpd; mtrpak; ,y;yhkNy tq;fpaplk;

gpiz itf;fg;gl;ljhff; fUjg;gLk; vd;gij ehd;/ehk; Vw;Wf;nfhs;fpNwd; /

Vw;Wf;nfhs;fpNwhk;.

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mwpTWj;jy; fpilf;fhj gl;rj;jpy;> chpa jpfjpapy; itg;Gf;fis kw;WnkhU

rkkhd fhyg;gFjpf;Fj; jd;dpay;ghfNt GJg;gpf;f ehd; / ehk; tq;fpf;F

mjpfhuk; mspf;fpNwd; / mspf;fpNwhk;.

3. cs;ehl;L ,iwthpj; jpizf;fsk; my;yJ VNjDk; xOq;FgLj;jy; mjpfhurig

my;yJ xOq;FgLj;jy; rhuhj mjpfhurigapdhy; itg;Gf;fs; kPJ tpLf;fg;gLk;

VNjDk; chpikf; Nfhuy;fs;> itg;Gf;fisg; gpizahf itj;jpUf;Fk;

tq;fpapdhy; toq;fg;gl;l Kw;gzj;jpd; msTf;Ff; cl;gl;ljhff; fUjg;gLk;

vd;gij ehd; / ehk; Vw;Wf;nfhs;fpNwd; / Vw;Wf;nfhs;fpNwhk;.

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4. cs;sff; fld; jFjpepiy cWjpg;gLj;jy; kw;Wk; tq;fpapd; mq;fPfhuj;ijj;

njhlh;e;Nj];khh;l; kzp trjp toq;fg;gLk; vd;gij ehd; / ehk;

Vw;Wf;nfhs;fpNwd; / Vw;Wf;nfhs;fpNwhk;.

5. tq;fpahdJ vt;tpj fhuzKk; fhl;lhkNy jdJ jw;Wzpgpd; Nghpy; ];khh;l;

kzp trjpf;fhd tpz;zg;gj;ij epuhfhpf;f chpik nfhz;Ls;sJ vd;gij

ehd;/ehk; Vw;Wf;nfhs;fpNwd; / Vw;Wf;nfhs;fpNwhk;.

6. trjpiag; ngWtjw;fhf vd;dhy; / vk;khy; gpizahf Kd;itf;fg;gl;l

vdJ/vkJ fhy itg;Gf;fs; KOtJk; Kjph;r;rpapd;NghJ my;yJ Kjph;r;rpf;F

Kd; vLj;Jf;nfhs;sg;gl;lhy; my;yJ tq;fpapdhy; vjphPL nra;ag;gl;lhy;>

];khh;l; kzp trjpahdJ jd;dpay;ghfNt ,uj;Jr;nra;ag;gl;LtpLk;.

7. ];khh;l; kzp trjpapy; epYitahfTs;s nkhj;jj; njhifia vjphPL

nra;tjw;;F ntspehl;L ehzaf; fhy itg;Gf; fzf;fpYs;s gzk; tq;fpapdhy;

vLj;Jf;nfhs;sg;gl;lhy;> ehzag; ghpth;j;jidf; fl;Lg;ghl;Lg; gpukhzq;fspdhy;

mJ MSif nra;ag;gLk;. tq;fpahdJ> mt;thW vLj;Jf;nfhs;sg;gl;l

gzj;ijg; gpwpnjhU jpfjpapy; kPz;Lk; ntspehl;L ehzakhf khw;w khl;lhJ

vd;gij ehd;/ehk; Vw;Wf;nfhs;fpNwd;/Vw;Wf;nfhs;fpNwhk;.

NkNy jug;gl;Ls;s jfty;fs; cz;ikahdit kw;Wk; g+uzkhdit vd;gijAk;>

];khh;l; kzp trjpia MSif nra;Ak; tpjpfs; kw;Wk; epge;jidfs; vd;dhy; /

vk;khy; thrpj;J tpsq;fg;gl;Ls;sd vd;gijAk;> vd;dhy; / vk;khy; Kd;itf;fg;gl;l /

Kd;itf;fg;gltpUf;Fk; gpiz rhpahdJ vd;gijAk;> ,e;j Mtzk; 20......Mk; Mz;L

......... khjk; ....... Mk; ehs; jpfjpaplg;gl;lJ vd;gijAk; ehd; / ehk;

cWjpg;gLj;Jfpd;Nwd; / cWjpg;gLj;Jfpd;Nwhk;.

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HSBC fpisfs;

jiyik mYtyfk; 24> Nrh; gud; [ajpyf khtj;ij> nfhOk;G 1.

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nts;stj;ij 587> fhyp tPjp> nfhOk;G 6.

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fz;b 27> FWf;Fj; njU> fz;b.

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nkhwl;Lit 198> fhyp tPjp> nkhwl;Lit.

fhyp 120/2> khj;jiw tPjp> ngj;jpfytj;ij> fhyp.

aho;g;ghzk; 145 fhq;Nfrd;Jiw tPjp> aho;g;ghzk;.

Jhpj tq;fpr; Nrit MAS ,d;hpNkw;]; fl;llk;>

epiyaq;fs; 7Mk; xOq;if> nghUg;gd tPjp>

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etk; khtj;ij> nfhOk;G 2.

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ntspapl ATM ,ae;jpuq;fs;

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mr; Nritfs; cq;fs; Njitia <Lnra;atpy;iynadpd;> jaTnra;J ,ad;wsT

tpiuthf gpd;tUk; xU topapy; vk;Kld; njhlh;Gnfhs;Sq;fs;:

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jghy; Kfthp: thbf;ifahsh; Nrit Kfhikahsh;> rpw;wsT tq;fpr; Nrit

kw;Wk; nry;t Kfhik> HSBC epiyak;> 525> a+dpad; gpNs];> nfhOk;G 02.

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mjpfhhpapd; mYtyfj;Jld; njhlh;Gnfhz;L cq;fs; gpur;rpidf;F epthuzk;

Nfhuyhk;. Myhl;rp mjpfhhpapd; njhlh;G tpguq;fs; gpd;tUkhW:

epjpj;Jiw Myhl;rp mjpfhhpapd; mYtyfk; - ,yq;if> 143V> t[puh tPjp>

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,e;j Mtzj;jpd;; Mq;fpy kw;Wk; rpq;fs gpujpfs; Njitg;gbd;> www.hsbc.lk vd;w

tq;fpapd; ,izaj;jsj;jpy; gpuNtrpf;fTk;. my;yJ tq;fpapd; fpis xd;wpy;; Nfl;Lg;

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CSM201706 (T)

n`hq;nfhq; md;l; \q;fha; ghq;fpq; Nfhg;gNu\d; ypkpl;ll; - =yq;fh> ,yq;if

kj;jpa tq;fpapdhy; chpkk; mspf;fg;gl;L Nkw;ghh;it nra;ag;gLk; xU th;j;jf

tq;fpahFk;.

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ntspaPL.