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Working Papers in Responsible Banking & Finance Competition in African Banking: Do Globalization and Institutional Quality Matter? By Mohammed Amidu and John O.S. Wilson Abstract: Using a sample of 330 banks in 29 African countries, this paper investigates the importance of globalization and institutional quality for bank competition. The results suggest that competition increased in the period of 2002-2005, before decreasing somewhat between 2006 and 2007 and increasing again thereafter. Globalisation enhances bank competition in African countries with stronger governance structures and institutional quality. WP Nº 14-004 2 nd Quarter 2014

MODULE C - יואל גבע · 4. ii – enjoy reading iv – learn with the whole class . 5. i) No ii) it is important for kids to read rather than listen \ Dr. Betty Richards has

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Page 1: MODULE C - יואל גבע · 4. ii – enjoy reading iv – learn with the whole class . 5. i) No ii) it is important for kids to read rather than listen \ Dr. Betty Richards has

CMODULE 2006חורף , 'שאלון ג

'גרסה א

.להלן תשובות אפשריות לפרק זה של הבחינה

.לחלק מהשאלות, שאינן מוזכרות כאן, חשוב לזכור כי תיתכנה תשובות נוספות

PART I: ACCESS TO INFORMATION FROM WRITTEN TEXTS (UNSEEN)

AUDIO-BOOKS

1. Blind people.

2. i – was too busy.

3. Both Sandra Harris and George Madison listen to audio-books while (they

are) doing other things.

4. ii – enjoy reading

iv – learn with the whole class

5. i) No

ii) it is important for kids to read rather than listen \ Dr. Betty Richards has a

different opinion.

6. According to Dr. Richards reading books helps children (to) develop their

imagination and (to) improve their spelling.

Page 2: MODULE C - יואל גבע · 4. ii – enjoy reading iv – learn with the whole class . 5. i) No ii) it is important for kids to read rather than listen \ Dr. Betty Richards has

7. i) reading requires full attention

8. Audio-books sales (have) increased.

9. More people are buying \ borrowing \ listening to audio-books instead of

reading books.