Munich Re_Relatório

8/3/2019 Munich Re_Relatrio

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NatCatSERVICENrl csrohe now-how or

ris mnemen nd reserch


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The earthquake which struck Haiti on 12 January 2010 was one o thedeadliest such catastrophes ever recorded in the NatCatSERVICE data-

base. More than 220,000 people lost their lives in the quake.


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Many parts o the world experienced catastrophic ooding in 2010.In June, intense rain caused widespread ooding, especially in the southern

part o Brazil.


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NatCatSERVICE Downloadcenter

All NatCatSERVICE analyses and evalua-

tions can be ound on the online portal

TOUCH Natural Hazards. Access is ree

ollowing a simple registration procedure.

>> www.munichre.com/touch/

naturalhazards

Publications

Further Munich Re publications on natural

hazards can be downloaded and ordered

rom our TOUCH publications portal.

>> www.munichre.com/touch/

publications

Client service

connect.munichre gives our clients

exclusive online access to urther

inormation on the subject o natural

catastrophes.

>> connect.munichre.com

Contact NatCatSERVICE

The address or individual enquiries,

wishes and suggestions:

[email protected]

aCCESSIBLE at aLL tIMES

aND FROM EVERYWHERE

SERVICE


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1MUNICH RE NatCatSERVICE

NatCatSERVICE

tHE WORLDS LaRgESt DataBaSE ON

NatuRaL CataStROpHES

Incresin vle concenrions, new rowh reions, ever reer

cmlive riss nd bove ll he eecs o clime chne hve

mde he nlysis o nrl hrds sinifcn elemen o modern

ris mnemen. Mny decdes o cired exerience in nlysin

nd evlin loss evens de o nrl hrds hve mde NC-

SERVICE one of he mos valued sources of informaion worldwide. thedbse behind NCSERVICE no only orms he bsis or develo-

in csomised insrnce solions, b is lso sed by reserchers nd

or oliicl decision-min rocesses.

Occurrence and loss data rom around

the world have been recorded by MunichRes Geo Risks Research unit since 1974.

This unique archive o natural hazards has

developed into the worlds most compre-

hensive database o natural catastrophes,

going all the way back to the eruption o

Mount Vesuvius in AD 79. Roughly 1,000

loss events due to natural hazards are

added to the NatCatSERVICE database

every year.

The database provides the basis or a

wide range o inormation, tools andservices related to risk management and

research. Originally developed or the

insurance industry, NatCatSERVICE is

now also used by scientic and institu-

tional acilities and media. No other source

ofers more comprehensive, reliable and

proessional inormation on losses due to

natural catastrophes than Munich Res

NatCatSERVICE.

INtRODuCtION


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2 MUNICH RE NatCatSERVICE

It is not only the scope o the recorded lossevents that makes the NatCatSERVICE

database so unique: its quality is also

characterised by the depth o detail and

precision o the inormation. The data-

base permits complex evaluations and

analyses, as well as applications or risk

modelling. Basically, the NatCatSERVICE

database concentrates on loss events due

to natural hazards resulting in propertydamage or bodily injury. The loss develop-

ment associated with each event is con-

tinuously updated, even i it extends over

several years in some cases.

Innumerable acts relating to a loss event

can be retrieved rom the NatCatSERVICE

database rom the date, type o event or

precise geocoding through meteorologicaldata, such as wind strength or amount o

precipitation, to precise details oninsured and overall losses.

Reliable data sources

The very high quality o the NatCat-

SERVICE inormation is a point o great

importance. Munich Re receives its

loss data rom the best possible sources.

These include more than 60 oficesworldwide and good relations with

clients in over 150 countries. National

and international insurance associations

additionally provide reliable data in

the orm o notied claims and detailed

reports o the loss events. Systematic

evaluation o daily press reports, rom

local to international levels, rounds of

the range o sources.

a DataBaSE WItH

SpECIaL quaLItIES

DataBaSE

ENtRIES pER LOSS EVENt

Key fgures Loss data Scientifc acts and fgures

Date o loss and time record Insured losses Description o the event

Type o event Overall losses Wind strength

Geocoding o main loss areas Bodily injuries Precipitation levels

Nature o the event Inrastructure areas and Earthquake magnitude

industries afected


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Precise loss fgures

On the basis o the inormation received,

as well as the reports by ofices abroad

and insurance associations, NatCat-

SERVICE provides denitive gures

concerning the insured losses associated

with a natural catastrophe. Depending

on the inormation available, Munich Re

uses diferent sources and calculationmethods when determining the overall

losses. In the case o roughly one-third o

all loss events, reliable data on economic

losses are provided by governments,

statistical ofices, the World Bank and

development banks. These are entered

in the database by Munich Re ater close

scrutiny and verication o their plausi-

bility.

I suitably veried data concerning the

economic losses are not available, we

take as our basis the gures concerning

the insured losses, extrapolate these via

the insurance density o the afected

region and determine the amount o losswith the aid o specially developed algo-

rithms. These loss estimates take account

o the type o event, as well as the risk

exposure o the region afected. Among

other things, this includes inormation on

the structure o afluence in the country

afected, as well as details concerning

damaged industrial plants, inrastructure

and supply systems.

Even i an insured losses has not been

incurred, Munich Re can still determine

the overall losses. To this end, a realistic

picture o the loss is drawn up by experts

on the basis o the type o event, the

nature o the region afected, its popula-

tion density and inormation on damage

to buildings and inrastructure, as wellas injuries, and then use this to arrive at

the overall losses.


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Compatible database structure

Standard guidelines and terminology are

essential i data are to be optimally used.

For this reason, the NatCatSERVICE data-

base uses a uniorm worldwide standard

or recording events due to natural haz-

ards. A distinction is made between geo-

physical, meteorological, hydrological

and climatological events which are thenurther subdivided into event groups (e.g.

windstorms) and event types (e.g. tropi-

cal storms).

The data are additionally structuredaccording to catastrophe classes reecting

the impact o a catastrophe in nancial

and human terms. They are classied on

a scale rom 0 to 6. Catastrophe class 0

comprises natural events without fnancial

or human losses; these are included in the

database, but are not used or evaluation.

Catastrophe classes 5 and 6 comprise

the great and devastating natural catas-trophes, and play a special part in the

entire system. They supply some o the

most important and most stable statistics

when identiying worldwide loss trends.

DataBaSE

Geophysical

events

Earthquake

Volcanic

eruption

Mass movement

(dry)

Rock all

Landslide Subsidence

Meteorological

events

Storms

Tropical storm

Extratropical storm

Local windstorm

Hydrological

events

Flooding

River ood

Flash ood

Storm surge

Mass movement

(wet)

Rock all

Landslide

Avalanche

Subsidence

Climatological

events

Extreme

temperatures

Heatwave

Freeze

Extreme winter

conditions

Drought

Wildfre


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Meteorological events, such as tropical storms, occur every year and causeconsiderable overall and insured losses, depending on their track and intensity.

Hurricane Alex ravaged Central America rom the end o June to early July 2010.


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Internet services: TOUCH Natural Hazards

With TOUCH Natural Hazards, Munich Re has created a separate online portal providing

detailed inormation on the scientifc bases and underwriting aspects o natural hazards,as well as comprehensive data material. The NatCatSERVICE Downloadcenter is a

vital element here. Valuable inormation in the orm o proessionally prepared statistics,

evaluations and analyses is presented according to a whole variety o criteria and can be

downloaded ree o charge in the ollowing sections:

Annual statistics

Up to 1,000 loss events due to natural hazards are evaluated each year with regard to

their overall, insured and human losses, as well as their regional distribution.

Great natural catastrophes

The long-term analysis o great natural catastrophes dates back to 1950. It orms an

important and stable statistical basis or determining worldwide loss trends.

Signifcant natural catastrophes

Since 1980, NatCatSERVICE has compiled summaries o the greatest losses or the

economy as a whole and or the insurance industry, as well as o the worlds deadliest

catastrophes.

Focus analyses

Focus analyses comprise evaluations and statistics compiled rom a special vantage

point. The NatCatSERVICE ndings are thus linked with additional data and clearly

presented on maps.

pRODuCtS aDDINg VaLuE

tO kNOWLEDgE

SpECtRuM

the services nd inormion rovided on he sbjec o nrl hrdsrange from downloads on he inerne hrough publicaions o individual

nlyses nd evlions.


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Basic natural hazardsknow-how

Numerous articles on

event types, such as

earthquake, windstorm

or ood, provide basic

inormation on natural

hazards and draw

attention to important

underwriting aspects.

NatCatSERVICEDownloadcenter

The download library

orms the centrepiece o

TOUCH Natural Hazards.

It provides statistics and

assessments o loss events

due to natural hazards

based on a whole variety

o criteria.

The NatCatSERVICE

Downloadcenter is a

major source o inorma-

tion or risk management

and research.

Current inormationand publications

Current special assess-

ments and statistics, as

well as press releases and

publications can also be

downloaded rom TOUCH

Natural Hazards. Among

others, these include the

TOPICS GEO annual

review o natural catastro-phes.

tHE ONLINE RaNgE aVaILaBLE FROM tOuCH NatuRaL HazaRDS

The complete range available rom TOUCH

Natural Hazards can be used ree o charge ater

completing a simple registration procedure:

>> www.munichre.com/touch/naturalhazards.


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TOPICS GEO provides a comprehensive annual review

o the main natural catastrophe events during the past

year. Focal topics, catastrophe portraits and background

analyses present the current risk situation, as well as trends

and market developments rom the vantage o the insur-

ance industry. Current loss data rom the NatCatSERVICE

database also make up an integral part o each issue.

In our client portal connect.munichre, the annual review

TOPICS GEO and the World Map o Natural Hazards are

available rom 1999. Clients o Munich Re can exclusively

download a large number o catastrophe portraits and a

weekly NatCatSERVICE report here.

It goes without saying that the experts in Geo Risks

Research will also prepare individual evaluations and

detailed analyses on request. In this case, please contact

us by e-mail at: [email protected].

pRODuCtS

Publications: TOPICS GEO Annual review o natural catastrophes

Client portal: connect.munichre

Customised solutions: Individualised NatCatSERVICE

TOPICS GEOAnalyses, assessments, positions


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Extreme winter conditions repeatedly bring public lie to a grinding halt .A thick layer o rozen spray and black ice made roads and pathways

impassable around Lake Geneva in 2005.


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2011

Mnchener Rckversicherungs-Gesellschat

Kniginstrasse 107, 80802 Mnchen, Germany

Order number 302-06733

Picture credits

Cover page: plainpicture

U2, U3, S. 5: Reuters

U5: Picture Alliance

Documents

Munich Re_Relatório