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slUvPv Hmlcn amv 2013 1

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2 slUvPv Hmlcn amv 2013

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Printed, published and owned by Alex K.Babu, printed at Sterling Print House (P) Ltd., Ponekkara-Cheranelloor Road, AIMS Ponekkara PO, Cochin-41 for Varna Offset Printers (EKM) and published

at Hedge Equities, Hedge House, Mamangalam, Kochi, Pin- 682 025. Editor: K. Aravind

hopw anUvImv ZpcwaWpdw n\mkns ISemkvk n nv cq]nep HmlcnI Ctmgpw kqnp ]e \nt]Icpw Xriq Pnbnepv. Hmlcn \nt]ns koWXI Fsv Adnbm \nt]IcmWvAhcn ]ecpw. AhcpsS \nt]nsCtmgs aqeyw \nt]n XpIbpsS F{Xtbm aSmWv. aWpdw t]mse Xs tIcfnse I\nIfmb PntbmPnpwInsIvkpsams \nt]Iv]e aSv t\w \Inb HmlcnIfmWv. sNdpInS I\nIfpsS HmlcnIfn \nv Fs\ht\w sImmsav Cu HmlcnIfn \Snb \nt]n

eqsS tIcfnse \nt]I t\cndnp.\n`mKyhim tIcfnse \nt]Icnse Hcp \yq\]ns A\p`hw am{XamWnXv. ht\w e`npsa {]Xobn hne (aqeya) Ipd sNdpInS HmlcnI hmnqn XncnSntb \nt]IcmWv qcn`mKhpw. aWpdhpw PntbmPnpw t]mse ht\w \Inb anI HmlcnI IspIF {]{InbbpsS bYm am\ a\knemmsX tIptIhnbpsSbpw A`yqlfpsSbpw ASnm\n Ipw ]qn\nehmcanm I\nIfpsS HmlcnI hmnbhmWv ]ngXv. CXv tIcfnse \nt]IcpsS am{Xw Imcya. Cybnse sNdpInS \nt]Icn qcn`mKhpw \nehmcanm HmlcnI hmn sIWnbn s]SphcmsWv IWpI hyampp.

Hmlcn hn]Wn cv hjs Db \ne bn se nb

2013epw sNdpInS \nt]Icn hensbmcp hn`mKn\v XncnSnbpsS IYbmWv]dbm\pXv . iamb Xncp t\cn anUvkvtamImv HmlcnIfn \nt]w \Snbhv Cu HmlcnI Xpw XShpanmsX \new sXmtm I\ \jvSamWvt\cntSn hXv. hntZi \nt]I m]\ ap\nc HmlcnIfn \npw anI t\apmnbtmgmWv sNdpInS \nt]I \jvSntev IqpIpnbXvFXmWv IuXpIIcambbmYmyw.

hn]WnbpsS KXn \nb{np hntZi \nt]I m]\ t\apmptmgpw sNdpInS \nt]Iv \jvSw t\cntSnhcpXv FpsImmWv? Cu {]Xn`mkns ImcWfntemWv slUvPvHmlcn bpsS Cu ense IhtmdnFnt\mpXv. sNdpInS \nt]I XfpsS kao]\fn hcpt ASnm\]camb amsfspw Cu teJ\n hyampp.

slUvPv Hmlcnsb Ipdnp \nfpsS hnetbdnb A`n{]mbfpw \ntZifpw kzmKXw sNpp.

sI. A c hnvFUn,

slUvPv [email protected]

March 2013

Volume: 2 Issue: 12

Price: Rs. 25

Editorial

Company ManagementManaging Director

Alex K Babu

Chief Executive Of ficer

N. Bhuvanendran

Chief Operating Of ficer

Bobby Jose

Editor

K. Aravind

Marketin g Manager (Sales)

K.G. Girish Kumar

Marketing Executive

Maria Namitha Correia

Research Team

Head-Research & Strategies Group

Krishnan Thampi K

Senior Fundamental Analyst

Amar Chandramohan

Senior Technical Analysts

RenjtihK

Economic&Commodit y Analyst

Vignesh S B K

Fundament al Analyst

Shajan K.S

Layout & Design

M.T.Gopalakrishnan,DezignCentre, Kochi

Head OfficeHead OfficeHead OfficeHead OfficeHead OfficeHedge Equities,Hedge House,Mamangalam,Kochi,Pin-682 025

Tel: 0484 3040400E-mail: [email protected]

Website: www.hedgeequities.com

DisclaimerThe information contained inour report does not constitute anoffer to sell securities or the solicitation of an offer to buy, anysecurity. The information in our report is not intended as financialadvice. Hedge Equities Ltd do not undertake the responsibilityfor any investment decision taken by the readers based on thisreport. Moreover, none of the research report is intended as aprospectus within the meaning of the applicable laws of any

jurisdiction. The information and opinions contained in researchreports have been compiled or arrived at from sources believedto be reliable in good faith, but no representation or warranty,express or implied, is made by Hedge Equities Ltd to theiraccuracy. Moreover, you should be aware of the fact thatinvestments in securities or other financial instruments involve

risks. Past results do not guarantee future performance.

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Contents

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13

Cybnse dosbntaJev kmam\yt_m[w\jvSamIpp..............................16

anI tPmen Inmtkmjy aoUn bsbD]tbmKnmw...................24

acw sImgpnmsNdnb ImdpI fpsS\ncsbpp....................26

UbdIvSv m\pIfnse\nt]w A[nI t\w\Iptam?........................32

A]qh hnPbns"emamv ' ]nnSpsshvam v........................14tlmw Abkkv dosbn taJebn BZy

ambn {^msskn sNbn F kw bmYmyamnb sshvamv Ggv hjn\pn ssIhcn hnPbns IY.

10

March 2013

bpen]v \nt]n ssIs]mnb \nt]I]noSv Hmlcn A\p_nX \nt]fn\npw AIp. "Hmlcn' Fv tIm Xs apJwXncnp at\m`mhntev Ahsc FnXvBcmWv?

{Kolukvt]mep sslsSIv ImjnI coXnI D]tbmKnv tIcfn em`Icambn]qIrjn sNpIbpw hn]W\w \SpIbpw sNpXn

\p \ntZi

{Kolukv coXnbntIcfnepw]qIrjn ]conmw

22

iamb Xncp t\cn saHmlcnI \nt]tbmKytam?....36sa HmlcnI ssIhiw shncnp \nt]I Cu taJebnse ]e HmlcnIpw Fp kw`hnpsh BibnemWv. ]pXnbXmbn HmlcnIhmm XmcysSphsc ChbpsS Xmgv hne{]tem`nnpIbpw sNpp. Cu kmlNcynsa HmlcnIsf Ipdnv Hcp A]{KY\w.

sNdpInS

\nt]Iv]ngXv FhnsS?2013 Hmlcn kqNnI cv hjsDb \ne bn se nbXn\p tijwXncp t\cntm kqNnIbnDs HmlcnIfnepw av ap\ncHml cnI fnepw Dm b Xn t\ mAXniamb CSnhmWv sNdpInS\nt ]I IqSpXembn ssIhiwsh anUvkvtamImv HmlcnIfnDmbXv. CXns ImcWsfIpdnp hniIe\w.

6

Hmlcn

hn]Wnbn \nv\nt]IscAInbXv Bcv?

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Cover Story

2013 Hmlcn kqNnI cv hjs Db \nebnsenbXn\ptijw Xncp t\cntm kqNnIbn Ds HmlcnIfnepwav ap\nc HmlcnIfnepw DmbXnt\m AXniamb CSnhmWvsNdpInS \nt]I IqSpXembn ssIhiw sh anUvkvtamImvHmlcnIfnepmbXv. CXns ImcWsf Ipdnp hniIe\w.

IrjvWXn sI.

Hmlcn hn]Wnbn CubnsSbpmbaptn \npw sNdpInS \nt]I F{Xtmfw t\apmnbnpv?HmlcnIsf Ipdnp icnbmb hniIe\w \SpIbpw IrXyamb \nt] Xocpam \ ssIsIm p Ibpw sNp\nt]I hn]Wnbnse aptn

\npw t\apmnbnpmIpsavXobmWv. ]t sNdpInS \nt]Icn`qcn`mKhpw icnbmb \nt] XXzfpwhniIe\coXnIfpw ]npScphcmtWm?\n`mKyhim A FXmWv Dcw.Fhn sS bmWv sNdp InS \nt ] IvsXv kw`hnpXv?

hne Ipd Hml cn IsfIpdnp sXnmcWI

hn]Wnbn Xncp DmIptmC\nbpw CSnhv DmIpsa Bi bnImgvNmcmbn t\mn\npIbpw ]noSv hn]Wn Xncnphchv \SpIbpw ]pXn

b DbcfnsepIbpw sNptm hn]Wnbnse aptw apXseSpm\mbnstXmen Db hnebn HmlcnIhmpIbpw hopw Xncp DmIptm \ncmicmbn HmlcnI hnpIbpw BXynIambn \jvSw hcpnshpIbpw sNpXmbncpp apIme fn sNdp InS \nt ] IcpsS coXn.]e A\p`hp tijw Hcp hn`mKwsNdpInS \nt]Iscnepw Cu coXnbn amw hcppIbpw XncpepIfnHmlcnI hmpIbmWvthsXv ]TnpIbpw sNbvXnpv. AsXmcp \ amam sW nepw Hml cn I hmp tmkzoIcnt hniIe\coXnIsf Ipdnv

Ah Ctmgpw AX ]peppshXmWvbmYmyw.

HmlcnbpsS hnebpw aqeyhpw Xnep hyXymks Ipdnp BibpgamWv an \nt]Iscbpw cnpXv. hne Ipd Hml cn I Ipdaqeynemh W sa n , AXp t]msehne IqSnb HmlcnI AanXaqeynhym]mcw sNpXmhWsapan. hneIpd HmlcnIfpsS aqeyhpw Ipd\nebnemsWvsXncnmWv dosbn\nt]I ]etmgpw HmlcnI hmpXv.

Hcm \nt ] n\v Hcp p tm


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HmlcnbpsS hneb, aqeyamWv t\mtXv. Hcp HmlcnbpsS aqeyw UnkvIuUv Imjv ^vtfm, Hmlcn hnebpw {]XnHmlcn hcpam\hpw Xnep A\p]mXw, Hmlcn hnebpw ]pkvX I aqeyhpwXnep A\p]mXw XpSnb hnhn[aqey \nWb coXn Isf Bkv] Z am n

bmWv \nW bn t Xv. I \n I fpsSkmnI \ne, I\n `cWw, amt\Pvsans \nehmcw XpSnb ]e ASnm\ LSI IqSn \nt] Xocpam\saSppXn\v apmbn ]cnKWntXpv.

ChW Hmlcn hn]Wn aptdnbtm Htsd sNdp InS \nt ] Iv]nghv kw`hnXv hnebpw aqeyhpw Xnep ASnm\]camb hyXymkw a\knemmsX \Snb \nt] Xocpam\ aqeamWv. Hmlcn hn]Wn aptdnb tm ap\ncbnse hInS Hml cnIfpsS hnebnepmb h[\ Iv Aan

X hn e bn em sW tXm en AhAcw HmlcnI hnp. AtX kabwiamb Nmmvhnt[bamIpanUvImvHmlcnI hnebpsS am{Xw ASnm \ n sNehv IpdXmsWvsXncnv hmpIbpw sNbvXp.

Hcp I \n bpsS ASn m\ LS I hnebncpmsXHmlcn 52 BgvNs Ghpw Ipdhne bn em sW XpsImp am{Xw hneXncnpIbdpsa {]Xobn \nt]w \SpIbmWv ]etmgpwsNdp InS \nt ] IsNp Xv. Ipdhne bn hym]mcwsNp Hml cn IsfAhbpsS hne FpsImv CSnpshvNnn msX AhkZm ]np S cp p.t {_m td Pp Ifpwdnkv lukp Ifpwhnphm ip]mi sNp HmlcnIfmWv Ccw \nt]IcpsS "tlm v ]np'

Ifmbn amdpXv. dosbn \nt]Ihmp ]e sNdp InS Hml cn Ifpwt{_mtdPpIfpw dnkv lukpIfpw

XfpsS ]T\ns ]cn[nbn t]mepws]Spm \nehmcanm HmlcnIfmWv.

hne Ipd HmlcnI C\nbpw Imcyambn CSn bm km[y X bn m Xn \mIqSp X t\w \Ip sa A\p am \n HmlcnI hmpXmWvsNdpInS

\nt]InSbn Iphcp asmcp{]hWX. Ipd hnev IqSpX HmlcnI hmmatm F NnbmWv Ahsc {]tem`nnp asmcp LSIw.

sNdpInS HmlcnItfmSpIw hcpnshp

sIWnHmlcnI sXcsSppXn\mbn

]np S cp Ccw am\ Z WvU fpsSASnm\n iamb CSnhv t\cn]e CScwsNdpInS I\nIfpsSbpwHmlcnI CubnsS sNdpInS \nt]I hmnqn. Ajnbm C\mjW, It gvky FPn \o tbgvkv &t_mUn _ntU gvkv, InMv^n j Fbssekv, H]vtm kIyq vkv, kntemKvknwkv, Xpen]v sSen tImw, tmUnsSIvt\mkhv, PnSnF C{^mkv{SIvN,Pntbm sU kn Iv, {]Zo]v Hmhkokv XpSnb I\nI DZmlcWw. HIvtSm_

Unkw_ ss{Xamkn apss{Xamkhpambn XmcXayw sNptm Ccw]e I\nIfnsebpw sNdpInS \nt]I ]mfnw KWyambn h[np. iamb Xncnphchv DmIpsa {]Xo bn sNdpInS \nt]I Cu HmlcnI hmm acnp. Fm Aimkv{Xo

b amb Cu \nt ] coXnv Ah henb hne\tInhp. Ignhjw HIvtSm _ Unkw _ Ime b f hnsNdp InS \nt ] Ihmnqnb HmlcnI

Cu hjw CXphsc 2070 iXam\w CSnhmWvt\cnXv.

Cu HmlcnIfn CSnhp m Ip Xn\v ASnm\]camb Nne ImcW fp m bn cp snepw anUv kvtamImvHmlcnIfnepmb ]cn{`mamb hn\ Cuhn`mKnse anI HmlcnIfnepw CSnhn\vhgnshp. HmlcnIfn hym]mcw sNp "s_b

Hcp I\nbpsS ASnm\ LS I hne bn cpmsX Hmlcn 52 BgvNs Ghpw Ipd hnebnemsWXp sImp am{Xw hne XncnpIbdpsa{]Xobn \nt]w \SpIbmWv ]etmgpw sNdpInS \nt]I sNpXv.

hntZi \nt]I m]\ hInS HmlcnI hmnqm ]Wsamgpnb kabv sNdpInS \nt]I

sNdpInS HmlcnI hmnqpIbmWv sNbvXXv.


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Cover Story

Hmtdam' Cu Ahkcw XfpsS t\n\mbn hn\ntbmKnpIbpw sNbvXp.(A\pIqe hmI DmIpsa {]XobpsS ASnm\n iambn hneDb HmlcnIfn "tjm vsk' sNpIbmWv s_b Hmtdam sNp

Xv. hne Xmtgv t]mIpsa A\pam\ns ASn m \ n Hmlcn hnp hym]mccoXnbmWvtjm v sknwKv .Ccw hym]mc coXn \Snemp t{SUamHmlcn hne Xmtgv hcptm t\cs Db hnev hn HmlcnhmnbmWv em`apmpXv) CubnsS s_b HmtdamcpsS B{I a W n\v Cc bm bss{UvkvAt{Imem_vF Hmlcn Hcp DZml

cWamWv. ss{UvkvAt{Imem_v XfpsSHcp saUn kn bqWnvhnm km[y X bpsvhn]Wnbn CubnsS A`yqlw ]cncpp. Cu A`yqlnsASnm\n Hmlcn hne Ign amkfn Cc nbmbn Dbp.Fm hn\ \owsshInbtXmsS AXv C\n \Sptam F kwibw ]ScpIbpw Cu Ahkcw D]tbmKnv t{SUam HmlcnI hngnpIbpw

sNbvXp. s{]mtamam Db tXmXnHmlcn ]WbsSpnb FvUnsFFt]mep HmlcnIfnepw Ccnept{SUamamcpsS B{IaWamWv IXv.I \n bpsS Hcp iX am\w Hml cn Is{]mtamam hnXv FvUnsFFnsHmlcn hne bn AXn i amb CSn hn\mWv hgnshXv.

iamb A`yql v hnt[b amIp HmlcnIfpsS ]nmse t]mIpsNdpInS \nt]I ]etmgpw sIWnbn s]Sp I bmWv sNp Xv. AtXkabw hntZi \nt]I m]\vKWyamb Hmlcn ]mfnap I\n

Ifn hfsc henb hym]vXn hym]mcw \S p Xn \m s_b Hm tdam Ccw IfnIv {ianmdn.s^{_p h cn bn ep mb em` sa Sp nepwap\nc HmlcnI {]Xntcm[w Imnbtm anUvImv, kvtamImv HmlcnIi amb CSnhmWv t\cn Xv. skskIvkv Cu hjw 1.01 iXam\w CSntm \n^vn anUvImv kqNnI 6.93 iXam\hpw \n vn kvtamImv kqNnI 7.52iXam\hpw CSnhmWv t\cnXv.

sNdpInS \nt]IcpsSa\ imkv{Xw

2012 Unkw_dn \n vnbn Ds

I\nIfnse hntZi \nt]I m]

dosbn \nt]I hmp ]e sNdpInS HmlcnIfpw t{_mtdPpItfmdnkv lukpItfm XfpsS ]T \ns ]cn[nbn t]mepw s]SpmtXm hnphm ip]mi sNptXm Bb \nehmcanm HmlcnIfmWv.

\ fpsS Hmlcn ]m fnw Fm esbpw Ghpw Db \nebnsenbtm Cu HmlcnIfnse dosbn \nt]IcpsS Hmlcn ]mfnw Ghpw Xmgv \nebnsenbXmbn Hcp dntm vNqnmpp. sNdpInS \nt]I sNdpInS Hml cn I hmn qp tm gmWv

hntZi \nt]I m]\ hInSHmlcnI hmnqnbXv FXv sNdpInS \nt]IcpsS ASnm\]camb a\

imkv{XntemWv hnc NqpXv.CubnsS Hmlcn hn]Wnbn \S apt

n hntZi \nt]I m]\anI t\w Dmn b tm sNdp InS\nt]I \jvSw t\cntSn hXvCua\imkv{Xw Ahsc Ipgnbn NmSnpXn\p asmcp DZmlcWamWv.

2013 Hmlcn kqNnI cv hjsDb \nebnsenbXn\p tijw Xncp t\cntm kqNnIbn DsHmlcnIfnepw av ap\nc HmlcnIfnepwDm b Xn t\ m AXni amb CSnhmWv sNdpInS \nt]I IqSpXembnssIhiw sh sNdpInS HmlcnIfnepmbXv. Hmlcn kqNnIbn \mtem Atm

Cu hjw I\ CSnhv t\cn anUvImv HmlcnIScrip Price (Rs) Price (Rs) Change Change

(31-12-12) (22-02-13) (Rs/Pts) (%)

Arshiya international 127 36 -91 -71.6535

Commercial Engineers 93 33 -60 -64.5161

HDIL 111.45 67.95 43.50 -64.05

Tulip Telecom 33 12 -21 -63.6364

Geodesic 22 12 -10 -45.4545

Opto Circuits 107 59 -48 -44.8598

Predeep Overseas 18.83 12.70 -6.13 -32.5544

GTL Infra 4 3.15 -0.85 -21.25

Kingfisher Airlines 14.92 11.89 -3.03 -20.3083

Nifty 5905 5845 -60 -1.01609

Nifty Midcap 8505 7915 -590 -6.9371

Nifty smallcap 3710 3431 -279 -7.52022

Sensex 19426 19317 354 -0.56

iX am\w CSn hp m Ip tm Xhmnb HmlcnIfn 4050 iXam\w CSnhpmIpXv HmlcnIfpsS sXcsSpnse ]nghpIfntemWv hnc NqpsXv Ah XncndnbWw.

\nt]I sNtXv

Xobmbpw CScwsNdpInS Hmlcn I fn \nt ]n pIsbXv sXmbBi b a. CScw sN dp InS HmlcnI

fnepw anI HmlcnIfpv. Ct^mknkpw F&Snbpw mcXn FbsSpsams Hcp Imev sNdpInS HmlcnIfmbncpp.B HmlcnI hn]Wnbnse nb Imev AhbpsS hfm km[yXXncn dnv \nt]w\Snbhv ht\wXs sImm\pw km[nnpv. ]t \mfsCt^m kntkm F&Sntbm BIm km[yXbp sNdp InS Hml cnI Isn \nt]npI FXv Hcp henbshp hn fn bm Wv. Bshphnfn icnbmbn A`nap Jo Icnp \nt ]Iv am{Xta sNdpInSHmlcnIfpsS sXcsSpn hnP bn m \m Iq.`mhnbnse anI hfm

km[yXbp HmlcnI Isn \nt]npXpw A`yqlfpsSbpw tIp

tIhnIfpsSbpw ASnm\n sNdpInS HmlcnI hmpXpw Xn henhyXymkapv. HmlcnIfpsS BgtadnbJ\nbn \nv \mfs cXv\sf Ipgns Sp pI FXv imkv{Xo b amb Kthj W fpsS ]n_ew Bh iy aphfsc {iaIcamb tPmenbmsWncnsAXn\p {XmWntbm kabtam Cmkm[mcW \nt]I hf sXfnbnpIgn apJy[mcm HmlcnIfn knamnIv Csh vsa v m (Fkv sF ]n)A\pkcntm Xncpens ]e Lfnemtbm \nt]w \SpI FXmWvXmcXtay\ dnkvIv IpdXpw imkv{Xobhpamb coXn.

Ignpt]mbXns\ \apvXncpmkm[nnsnepw sNdpInS \nt]IHcp ]p\ cm tem N \ bn eqsS IS p t]mtI kabamWv CXv. hnebpw aqeyhpwXnep hyXymkw Dsmv \nt]w \S p Ibpw BIj I amb aqeyn e`yamb anI HmlcnI sXcsSpv\nt]npIbpw sNpXnemWv Ah C\nsbnepw {ibntXv. ASnm\fnepw aqeyfnepwanIp\np HmlcnIvapKW\\In smv \nt] imkv{Xo bambn s]mfnp]Wnbm\p hnthIw A\p h \Inb ]mT fn \nv

Ah DsmpIbmWv sNtXv.

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Hmlcn hn]Wnbn \nv\nt]Isc AInbXv Bcv?

bpen]v \nt] nssIs]mnbh ]noSv HmlcnA\p_nX \nt ] fn

\npw AIp. "Hmlcn' FvtIm Xs apJwXncnpXmbn Cv Ahcnanhcp sSbpw at\m`mhw.

sI.Achnv

Focus

Ign amkw [\Imcya{n ]n.NnZw_cw Cybnse CjpdkvtaJebpsS{]iv\sf Ipdnv \Snb ]cmaiwC s\ bmWv: ""Cjp dkv taJe{]iv\w t\cnSppsn AXv D fpsS sXmb hn \bpw koWXbpw aqe am Wv. Cy bn Cjp dkvhnWsan efnXamb Dhnm {ian Ww. AXpt]mseGPpamcpw av Hm^okamcpw Iw ]dbpnsv DdphcppIbpw thWw.''

BZy bp]nF kmcn NnZw_cw[\ Im cy a {n bm bn cp Ime mWv

bpen]v F t]cn Adn b s SpHmlcn A\p_nX Cjpdkv DfpsS "ankvsknwKv' s]mSns]mSnXv.BZy hj {]oanbns 3040 iXam\wInj CuSmp bpen]pI D]t`mm p ta ASn tnmGPpam GXvIhpw ]dbpIbpw ankvsknwKv \n_m[w XpScpIbpw sNbvXtm NnZw_cw AXns\Xnsc Np\nbn. AXn\p tijw ]pgbnse shwGsd HgpIntmbn. \nt]IcpsS tImSnI AXn s\mw Hen p t]m hp IbpwsNbvXp. Ctm "Cjpdkv' Ftm"Hmlcn' Ftm tIm \nt]I apJwXncnp kmlNcyw DmbtmgmWv

NnZw_cns Cu shfn]mSv.

2 Pn Ipw`tImWsshp Xnv

2 Pn kvs]Iv{Sw Ipw`tImWn \SXv Hcp ew tImSn cq]bpsS shnmsWn AXnt\m henb "Ipw`tImW' amWv bpen ]v hn \ bn eqsS \S sXmWv e`yamb dntmpI kqNnnpXv.

200405 kmnI hjn\pw 201112 km nI hjn\panS bnbpen]v \nt]neqsS \nt]Iv

200405 kmnI hjn\pw 2011 12 kmnI hjn\pw CSbn bpen]v \nt]neqsS \nt ] Iv Dmb \jvSw 1.56 ewtImSn cq]bmsWv tZiob Cwojv Zn\ ]{Xamb"anv ' {]knoIcn dntmn ]dbpp.

Dmb \jvSw 1.56 ew tImSn cq] bmsWvtZiob Cwojv Zn\]{Xamb "an v '{]kn o I cn dntmn ]d bp p.Cm ebf hn cmPys CjpdkvGPpamv e`n Inj 1.13 ewtImSn cq] (\nt ] Iv h \jvSns 70 iXam\w)bmsWpw dntmn shfnsSppp. \jvSw IWmp Xn\mbn X kzoIcn coXn A\pkcnv \nt]IvhnpmImhpGhpw Ipd \jvS amWv CsXpwbYm \jvSw CXn t\ m GsdDbXmhmsapamWvdntmn ]dbpXv.

em]vkmIp t]mfnknIfneqsS Cjpdkv I \nI t\Snsb Sp tImSnIfpsS IWvtKmUvam kmNvkpw hnhcn p p v. tKmUvam kmNvknsdntm v A\pkcnv Cybnse Ghpwhenb BdvCjpdkv I\nIfpsS 201112 kmnI hjnse AmZmbw3592 tImSn cq] bm Wv. CXn 1553 tImSncq]bpw (em ns 39 iX am \w)em]vkmb t]mfnknIfneqsSbp "em`w'BWv. (em]vkmb t]mfnknI hgn I\nv e`np XpI t]mfnkn ]p\:m]nm t]mfnkn DSav e`np cvhjs Imebfhv Ignm I\n

bpsS t{]m^nv & temkv tvsan

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tcJsSpsSpw. AXmbXvcv hjwIgnm Cu XpI I\nbpsS em`Wn DsSppw.)

ap kmnI hjw CcnBdvI\nIv e`n em]v kmb t]mfnkn I fn eqsSbp "em`w' samw em`ns 67 iXam\amWv. 201011 Cu I\nI 242 tImSn cq]bpsS em`w t\Snbtm AXn 163 tImSn cq]bpw em]vkmb t]mfnknIfneqsSbp emàmbncpp.em]vkmb t]mfnknIfneqsS e`nptImSn I t]mfnknDS aI fpsS ^n Ds Sp p Xn\v ]Icw I \n IXfpsS em` ambn IWm p Cu{]h WX Xopw A\m tcm Ky I c amsWmWv \nco I NqnmpXv.(2010 HIvtSm_dn\v apv hn t]mfnknIfn \npw I\nIv e`n emàmWvCXv. 2010 HIvtSm_dn\p tijw t]mfnknIfpsS kd NmPn\v sFBUnF]cn[n Innpv. )

Cjp dkv I \n I fpsS s]knkn tdtjym (hn t]mfn kn I fpsSF{X iX am\w Ctmgpw t]mfnkn DS aI kPo h ambn XpS cp p shv hyam p A\p ]m Xw) KWy ambn IpdpshXv t]mfn kn I em]vkm Ip{]Xn`mkw F{Xtmfw KuchtadnbXmsW v hyamp p. 2006 07 \p tijwan Cjp dkv I \n I fp sSbpws]kn kn tdtjymbn i ambCSn hm Wp m b Xv. 2011 12 ]e I \nI fp sSbpw s]kn kn tdtjym 200607 teXn \npw ]Ip Xn bmbn IpdbpIbpw sNbvXp.

bpen]pI hn]Wnbn Fnb 2002apX 2010 hsc Cjp dkv I \n IfpsS ""hk Im e'' ambncpp sh mWvtad IWpI kqNnnpXv.

Xnns hym]vXnsImnbnse Hcp {]apJ Cjpdkv

I\nbpsS Hmôkn\v apneqsS ISpt]m Ip hv Hcp t_mUpw ka c epw ImWmw. Xnn\v Cc bmb \nt] I tNv cq]o I cn kan Xn bpsSt_mUmWv CXv. Cjp dkv I \nbpsS ""Xn n''\v Cc bmb \nt ] IvkanXn kuP \y ambn \nb a k lmbw\Ipsa hmKmZv\amWvt_mUnep

Xv.tUv I \n I fpsS h\ apX

aWn s bn Xnv hsc In p aebmfnIv \nt]IcpsS Ccw {]XnI c W ]pXp a b . Fm Ccsamcp t_mUv Xqn \np Xv HcpaWnsbn I\nbpsStbm tUvI\nbpsStbm Hmôkn\vapnesXmWvCu {]Xntj[s hyXykvXampXv.cmPys Hcp AwKo IrX Cjp dkvI\nbpsS Hmôkn\vapnemWv \nt] I cpsS {]Xn tj[w \ng en p t_mUv Xqn\npXv.

BZy aqvhjpn Db

NmPpI CuSmpXn\m ZoLIme

\nt] Dsf \nebn am{Xw

]cnKWnt, aqv hjw temv C ]o cn bUp bpen]pI D] t`m mv GPp am hnn cp Xv ""aqvhjw am{Xw \nt ]n m aXn, Ame b f hn \p n \nt]w Cc n bmIpw''Fv \nt]Isc hnizknnmWv. k

apX km[mcWm hsc Cu Xnn\v Cc bm hp Ibpw sNbvXp. 2006epw2007epw t]mfn kn I FSp Htsd\nt ] I Hmlcn hn]Wn CSn tm XpSp {]oanbw AS bvmaSnp. temv C ]o cn b Umb aqvhjn\p nse Fm {]oan b fpwASmhvAXv aqew I\ \jv Sw

t\cntSnbpw hp. temvC]ocnb

Uv Ime b f hn Fm {]oan bfpw AS hpw Db Atem t j NmPvaqew \nt ] n henb \jvSw t\cntSnhp.

2008se hn]Wn bnse XI IqSn bmbtm \nt]I Iq\nt Ipcp hnXn bn em bn. hn]Wn CSn tmkznv Hm h t]mep amK fn eqsS\nt ] aq ey nse CSn hns\ {]Xn tcm[nm km[npambncpsnepw AtXIpdnv\nt]InSbn t_m[hcWw ]cn an X am bn cp p. GPp am cn\npw aXn bmb tkh\w e`n m XpwCcw kuI cy D] tbm Kn m\nt]Iv IgnbmsX t]mbXn\v ImcWambn.

BZys hjs {]oan b n\v 40iXam\w hscbpw cmasbpw aqmasbpw hjw 7.5 iX am\hpw AXn\ptijw Av iX am \hpw In j e`np bpen]pI hnptm GPp

am cpsS t\mw {][m \ ambpw BZyhjs {]oan b n\v e`n p Inj \n em bn cp p. BZys hjs{]oan b ns In j Inn gnGPpamcn ]ecpw ]noSvXfpsS D]t`m m v aXn bmb tkh \hpw D]

tZihpw \ImXncpXpw \nt]Ivhn\ bm bn. Cjp dkv I \n II\ ifw \Inbncp AmevCu taJebnse Poh\m I\nIfn\nv I \n I fn tev NmSpXv ]Xn hmbtm t]mfnknbpsS Imcyn XpSv Fp sN W sadnbm \nt ]I tkh \ n\pw D] tZ i n \p ambn

I \nIfpsS Hmôkv tXSn t]mtI

tKmUvam kmNvknsdntmv A\pkcnv Cybnse Ghpw henb Bdvsse^v Cjpdkv I\n I fpsS 2011 12 kmnI hjnse AmZmbw 3592 tImSn cq]bmWv.CXn 1553 tImSn cq]bpw (em`ns 39 iXam\w) em]vkmb t]mfnknIfneqsSbp "em`w' BWv.

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Ahbmbn.

bpen]pIfpw ayqNz pIfpw Xnep hyXymkw t]mepw \nt ] Isct_m[y s Spm Xc n em bn cpphn \. Cjp dkv taJ e bn {]h

n p {]apJ I \n IfpsS ktlmZc m] \ ayqNz ^v taJ ebnepw {]hnppsXn\m CuhyXymkw ad p sh m GPp amvFfp am bn cp p. BZy hjs {]oanbn\v 40 iXam\w hsc AtemtjNmPv CuSm p p shXv ad p sh vt]mfnkn hn\ \S p Xpw km[m cWambncpp.

sdKptedn t_mUnIv]ngXv FhnsS?

2010 bpen]v D fpsS LS \bn am hcpp hyhIfpambn

sFBUnF ]pXnb ]cn jvI c W sImphp. bpen]pIfpsS temvC ]o cn bUpw {]oanbw AS t IpdImebfhpw Av hjambn sFBUnF ]p\\nWbnp. {]oanbw F{X DbXmbmepw BZys \mev hjn\pn \nt]w ]nh en p Hcpt]mfnkn DS a bn \npw 6000 cq] bnIqSpX "hnXvt{Umh NmPv' CuSmm]mSn Fv sFBUnF ]pXnb hyh sImp hp. Am as hjwapX bYm boUpw NmPpI Ingn Xn\p tij ap dntWpw Xn ephyXymkw ]c am h[n \mev iX am \ am bncnWsaXmWv sFBUnF sImp

h asmcp hyh . 2010 sFBUnF sImph ]pXnb NfpsS ^eambn bpen]pIfpsS Atemtj NmPvcv Ggv iXam\ambn Ipdp.

2002 hn] Wn bn se nb bpen]vDfpsS Atemtj NmPpIshn p d pXn\v hgn sh ]cn jvI cW sFBUnF \S n em n bXv2010emWv. AXp hsc Cjp dkv I\n I fp sSbpw hnX c W m cp sSbpw""sImbvn''\v sFBUnF IpS ]nSnp.ayqNz pIv 2.25 iXam\w am{XwF{Sn temUv (hnXcWmp Inj) \ne hn en cp Ime mWv bpen ]p

Iv 40 iXam\w Atemtj NmPvGs Sp n b Xv. kzm`m hn I ambpw hnXcW m] \ apX km[m cW

2002 hn]Wnbnsenbbpen]v D fpsSAtemtj NmPpI

shn p d pXn\v hgnsh ]cn jvI c W sFBUnF sImp hXv 2010emWv. AXphscCjp dkv I \n I fpsSbpw hnX c W m cp sSbpw ""sImbvn''\v sFBUnF IpS ]nSnp.

AUvsshkam hsc bpen]vF D

s "]pjv' sNm {ian p IbpwayqNz ^p IfpsS hn \v henb{]m[m\yw sImSp m Xn cn p IbpwsNbvXp. asmcp [\Imcy Dn\pwCm C{Xbpw Db Inj A\mtcm Ky I c amb hn\ coXn Iv hgnshpsav apIqnImWm sFBUnFbvtm ayqNz pIfpw bpen]pIfpwXn ep In j \nse Acw icn bsv Nqn m m [\ Im cy a {m e bnt\m Ign n . 2010 bpen ]p IHmlcn A\p _nX D am sWvNqn mn Ahsb \nb {n t XvX fm sW Ah Im i hm Z tmsSsk_n sFBUn F bp ambn \njv^ e

amb hg n Xpw bpen]v hn \ bpsSt]cn \S sImbvv \nt ] Iv]c am h[n \jvSw km \n Xn\p tijambncpp.

BdvF v hjw apv \smcp ]v\nt]I Hmlcn A\p_nX \nt]ntevISXv bpen]pIfneqsSbmWv .Hmlcn hn]Wnbpambp BZy_mhn Xs ssIs]mnb \nt]I]noSv Hmlcn A\p_nX \nt]fn \npw AI p. bpen ]p I fn\nt]w \S nb \smcp hn`mKwt]pw HmlcnIfn t\cn v \nt]w\SpXpw bpen]v t]mep D

fn \nt]w \SpXpw XnephyXymkw AdnbmXpw bpen]pIfpsSD LS \sb Ipdnv hyambn

t_m[yanmXpw aqew NqSpshnhoW ]q bpsS Ah bn emWv Ah."Hmlcn' Fv tIm Xs apJw XncnpXmbn Ah cn anh cp sSbpwat\m`mhw.

Imem Im e fmbn Ghpw IqSp Xt\w \Ip BkvXntaJe FvsXfnbns \nt]amKns km[yXI Ctm Hmlcn hn]Wn aptw \Sp tm km[m cW \nt ] Iv{]tbmP\sSpm IgnbmsX t]mIpXv Cu at\m mhw aqe am Wv. Cy IGhpw henb [\Imcy "Ipw`tImW'ns KpW t`m m fpw \nt ] Iscankvsknw Kns CcI fm n amp Xn\p kml N cy sam cp nb sdKp te dnkwhn[m\hpw XsbmWv \nt]IscCcsamcp at\m`mhntev XnhnXv.

hn\ coXnI amdntb

aXn bmhqt\cs Cjpdkv I\nIfpsS_nkn\kns 7080 iXam\hpw bpen]vhn\bmbncppshn Ctm AXv10 iXam\n Xmsgbmbnpv. bpen]v\nt ] n eqsS ASn Innb \nt]Icn \smcp hn`m Khpw CtmCjpdkvI\nIsfbpw hnXcWmscbpw kwi b tmsS ImWp Xv aqew]ccmKX Cjpdkvt]mfnknIfpsShn\bpw KWy ambn Ipd p.

Cjp dkv D sf \nt]D fmbn ImWnv hn\ \Sp coXn bpen]pI hn]Wnbnsep

Xn\v app ap v. aWn _mv t]mfn knI t]mep D \nt]s{][m \ ambn ImWp D] t`m m sfBIjnm thnbpXmWv. sse vCjpdkvCybnse qcn`mKw t]cpsSbpw Bh iyIXb m sW n cns Cjpdkns {]m[m \ys Ipdnv t_m[h cWw \SpIbpw Cjp dkns\bpw \nt ] sbpw thXn cnpImWm\p kmam\yt_m[w D]t`mmnSbn krjvSnpIbpw AXp hgnt]mfnknI hnpIbpw sNp icnbmb coXn C\n sb nepw Cjp dkvI \n I kzoI cn p I bmWv sNt

Xv. \nt]sbpw Cjpdkns\bpwIqn p g p kao ]\w Ah km \n nm Ah XbmdmhWw.

Focus

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Hmlcn \nt]w kw_n hmb\mcpsSkwibv slUvPv CIznokvNo^v FIvknIyqohv HmôkF.`pht\{ adp]Sn \Ipp

tNmZyv adp]Sn

Q&A

tNm: Hmtmsse Ckv {Sokv FHml cn bn \mev amkw apv Rm\nt]w \Sn. 194 cq]mWv HmlcnhmnbXv. Hmlcn hne CSnXn\p tijw138 cq]pw 124 cq]pw hopw hmpIbpw icmicn \nt] sNehv IpdbvpIbpw sNbvXp. AXn\p tijhpw iambXncp emWv Cu Hml cn bn ep m b Xv.

Ctm GItZiw 100 cq]bmWv Hmlcnhne. Cu Hmlcn XpSpw ssIhiwshmtam? sXamIvkv, kuv Cy_mv, Cy tlmkvFo HmlcnIfpw Fs ssIhiapv.

A_vZp kemw, tZml

D: Hmtmse\n\v 7580 cq]bn Xmpv.124 cq]bnemWvBZy kZw. cmaskZw 170 cq]bnemWv. sXamIvkv 545cq]bntev CSnbpIbmsWn hnsmgnbp Xcn ssIhiw shpI. Hmlcnhne 640 cq]bnsem km[yXbpv.kuvCy _mn\v 30 cq]bnemWvASp kZw. 22 cq]bn Xmpv.

Cy tlmkn\v 67 cq] bn emWvkZw. 52 cq]bn Xmpv.

tNm:Rm CubnsSbmWvHmlcn \nt]wBcw`nXv. sFSnkn, knntv _mv,alo{ & alo {, FSn ]n kn, sPvFbthbvkv Fo Hml cn I Rm\nt ] n \mbn ]cn K Wn p p. CuHmlcnI ZoLIme \nt]n\vA\ptbmPyamtWm? Cu HmlcnIfpsS \nt]n\v ]cnKWnmhp hne \nehmcwAdnbm Xmcyapv.

knp, sNss

D:sFSnkn 275 cq]bvpw knntv_mv100120 cq]bvpw alo{ & alo{ 820

840 cq]bvpw FSn]nkn 140 cq]bvpw\nt]n\mbn ]cnKWnmhpXmWv.sPv Fbthbvkn \nt]nmhphne 450500 cq]bmWv.

tNm: t{SUnwKneqsS h\jvSamWvF\nvt\cntSn hXv. CXphscbp \jvSw\nIpXn\mbn ZoLIme \nt]w\Sm F\nvXmcyapv . CXn\mbnHcp anI Hmlcn \ntZinmtam?

jn_p F{_lmw

D: F&Sn n\mkv ZoLImemSnm\n anI t\w \Im km[yXbp HmlcnbmWv.

tNm:

Rm H]vtm kyqns Hmlcn

I 119 cq]bvvhmnbnpv . Cu Hmlcnbn XpSbmb CSnhmWvZriyambncnpXv. icmicn \nt] sNehv Ipdbvm\mbn Cu Hmlcn hopw hmmtam?

cmtP{

D: ASnm\]camb anIhv]pemCu Hmlcn hopw hmpXn\v A\p

tbmPya. Hmlcnbn GsXnepw Xcnep aptw DmIpIbmsWn hnpamdpI.

tNm: skem FIvkvtmtdj ZoLIme \nt]n\v A\ptbmPyamtWm?Cu HmlcnbpsS Xmv, kZ \nehmcwAdnbm Xmcyapv.

sI.sI.cmPohv, Xriq

D: ZoL Im e tv Cu Hmlcnbn\nt]w \SmhpXmWv. 255 cq]bnXmpw 350 cq]bn kZhpapv.

tNm: tdm, kn, aWpdw, AtmtfmStbgvkv, dnebkv Ckv{Sokv, FSn]nkn Fo HmlcnI Rm \nt]n\mbn ]cnKWnpp. Cu HmlcnIsfIpdnp XmfpsS hnetbdnb A n{]mbw{]Xonpp.

{]Zo]vIpam

D: Cu HmlcnI ZoLIme \nt]

n\vA\ptbmPyamWv .

tNm: dm_m Ivkn, hn KmUv, sP]nAtkmkntbvkv, tZ\ _mv, evanhnemkv_mv ,F&Sn n\mkv, sssevCkv{SokvFo HmlcnIfn Rm CubnsS \nt]w \Sn. ChbpsS `mhnkm[yXsb IpdnvAdnbm Xmcyapv.

]n.FkvPbvD: Cu HmlcnIsfmw anIXmWv. ZoLImetvssIhiw shpI.

tNm: Smm o, Pnm o Fo oI\nIfpsS Hmlcn hne CSnbm ImcW sa mWv? Cu I \n I Ctm\nt]n\vtbmKyamtWm?

hnjvWp ]n.Fkv.

D:BtKmf Hmtmsamss_, \namW taJeIfnse amyw aqew oens Unam vIpdXpw AtX kabw o DmZ\n\p AkwkvIrX kma{KnIfpsShne IpdbmXpw o I\nIfpsSemàXsb _m[nnpv. CXvI\n

IfpsS {]h\êfnepw {]Xnênpp. AtX kabw Cu I\nI t\cnSp {]iv\ Hmlcn hneIfn CXn\Iw {]XnênnpsXn\m ZoLImetvCu HmlcnI \nt]tbmKyamWv.

tNm: BIvknkv _mv, sFknsFknsF_mv, F&Sn Fo HmlcnI Rm\nt ] n \mbn ]cn K Wn p p. CuHmlcnIfpsS Xmv, kZ \nehmcwAdnbm Xmcyapv.

\ncRvP\

D:BIvknkv_mn\v 1285 cq]bn Xmpw1580 cq]bn kZhpapv. sFknsF

knsF _mn\v1000 cq]bn Xmpw 1350cq]bn kZhpapv. F&Snv 1400cq]bn Xmpw 1730 cq]bn kZhpapv.

tNm:Rm Bdvamkambn Hm]v tm kIyqns 1700 HmlcnI ssIhiw shpIbmWv. 108 cq]bmWv\nt]w \Snbicmicn hne. Ctm Hmlcn hne hfscXmsgbmWv. Rm FmWvsNtXv ?

tdm_n tPmkv

D: ASnm\]camb anIhv ]pemCu Hmlcn hopw hmpXn\v A\ptbmPya. Ctmgs \nebn HmlcnssIhiw shpIbpw hne Dbcptm

hnpamdpIbpw sNpI.

tNmZy AbtC sa bn hnemkw:

[email protected]

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Success Story

A]qh hnPbns"emamv ' ]nnSp sshvamvtlmw Abkkv dosbn taJebn BZyambn {^msskn sNbn F kwbmYmyamnb sshvamv Ggv hjn\pn ssIhcn hnPbns IY.

dos bn _nkn\kn hyXykvX ambHcp kamWv sPdn amXyphpw kwLhpw Ign Ggv hjambn \Snemnh cp Xv. Hcp ]t Cy bn Xsasmcp I\nbpw \Snemnbnnm,AtX kabw hfsc efnXamb Hcp _nkn\kv amXrI. tlmw Abkv dosbn

tjmpIsf emamv F {_mnGtIm ]n n p Ibpw tjmv DS a Iv_nkn\kv hnPbIcampXn\v thtkh\fpw \ntZifpw \IpIbpwsNp sPdnbpsSbpw kwLnsbpwhyXy kvX amb _nkn \kv amXr I bpsShnPbw Afn Xs hyw. 2005emamv F t]cn Ggv dosbn{^mssknIfpambn XpSnb tlmw Abkkvdosbn sNbn\n Cv DsncnpXv 220 {^mssknIfmWv. F vt]cpambn XpSnb I\nbn Cv 128Poh\mcpv.

Cu _nkn\kv amXrI hnPbnsHcp \nWm bI Lw ]nn Xns"em vamv' F \nebnemWv IgnUnkw _ dn I\n sshvam v Ft]cn do{_mnw Kn\v hnt[ b am b Xv.tlmw A bkkv dos bn enw KnsehnPbn \nv IqSpX Bflhnizmkw BPn I\n t\XrXzw F^vFwknPn taJebnepw kam\amb _nkn\kvamXrI \Snemm\p ]XnbpsS mKambmWv do{_mnwKv \SnbXv.

Unkv{Sn _yq j\pwdos bn enwKv skmeyq j\pwHcp IpSogn

tmv t{_mnwKv m] \ ambsPBPn skIyqcnokns ]mSvWamcnsemcmfmb sPdn amXyp hnwKv UbdIvS m\p \nv t\m hnwKvUbdIvS Bbn amdpIbpw ]noSv _mKv\namW kwcw`n Hcp ssIt\mpIbpw sNbvXXn\p tijamWvtlmw Abkkv D fpsS hnX c W ntev ISXv. Unkv{Sn_yq F \nebn GXm\pw hj em` I c ambn{]hn m km[n s nepw CSph XncnSn sPdnsb Gsd Ccpn Nnnnp. ]e Unkv{Sn_yqamcpsSbpw _nkn\kv PohnXw Atm ]tm hjwam{XamsW XncndnhmWv hyXykvX

amb coXnI ]conm sPdnsb t{]cn

n Xv. henb dos bn tjmp IfpsS_nkn\kv XeapdIfneqsS ISpt]mIptm "ss{]kv hm' t]mep LS Ifpw ISp achpw aqew sNdpInStjmpIv\ne\nm km[nmsXhcppshpw a\knemnbtXmsS Unkv{Sn_yqj\pw dosbn _nkn\kpw kw

tbm Pn n p Hcp ]pXnb _nkn \kvkw sPdnbpsS a\ kn DcpncnbpIbmbncpp.

2005 tlmw A bkkv dosbnsNbn F kw sPdn bmYmyam p Xv tIm bs Ggv dos bntjmvDSaIfpambn tNmWv. IqSpXD hmptm \namXmfn

\npw Ipd hnebpw anI kvIoapIfpw e`npsancns AXv {]tbmP\s Sp m Cu Iqmbva klm b I ambn.tIm bv 1200 NXp c {i bSnbneptKmWuWpambmWvXpSw.

hInS tjmpIvta[mhnaphn] Wn bn \ne \np i ambacw aqew Hp \np sNdp InSdosbn tjmpIfpsS AXnPoh\w Gsd{]bm k I c am sW n cns emamvF {_mn\vIogntev AWntNcm\mbntIcfnse hnhn[ mKfnse dosbntjmpI aptmphtXmsS {ItaWI\n hfp. Cu tjmpIv D hnXcWw sNpIbpw tjmpI

fnse Poh\mv ]cnioe\w \IpI

tlmw Abkkv dosbnenwKnse hnPbn \nvIqSp X Bfl hn izm kwBPn I\n t\XrXzwF vFwknPn taJebnepwkam\amb _nkn\kv amXrI \S n emm \p ]XnbpsS mKambmWv sshvam v F t]cn do{_mnwKv \SnbXv.

sshvamns hnPbn\p ]nn: (CSp \nv) {ioIpam evaW (ko\nb amt\P), cmPohv tat\m (Aknv P\d amt\P), _ntPmjv F{_lmw(ko\nb amt\ P), A\ojv F. sUnk (ko\n b amt\P), tPmtPmBWn (P\d amt\P), sPdn amXyp (amt\PnwKv UbdIvS), kp\n amXyp(ko\nb amt\P), {]tim v t]m (amt\P)

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bpw AunwKv tkm^vvshb DssSbp tkh\sfnpIbpw \nIpXnkw_amb Imcy fn hnZKv[ D]tZiw e`yampIbpw Cocnb Unssk\nw Kv, s{]mUIvSv tkvsa v Xp S nbImcyfn t]mepw \ntZi \IpIbpw sNp Xv DssS _nkn \kv

hnPbIcamm th "sIb B vdnb' Fvhntijnnmhp Fm tkh\fpw \IpIbmWv sPdnbpw kwLhpw sNpXv.

Unkv{Sn _yq j\pw dos bn enwKvskmeyqj\pw Hcp IpSogn AWn\ncp _nkn\kvamXrIbpsS hnPbamWvsshvamns hnPbw. ""km[mcW \nebn tlmw Abkkvdosbn tjmpIv apS p ap Xens \mtem BtdmCcn hmjnI hnphchmWv e`npI.CXv Cybnse Xs _nkn\kv icmicn bm Wv. Fm R fpsS `qcn mKw{^mssknIfpw apSpapXens ]n

cnbntesd _nkn\kmWv sNpXv.RfpsS I\nbm Is 21 Ccn _nkn\kv sNp p. CXv Cy bn XsGhpw DbXmWv.'' sshvam v amt\PnwKv UbdIvS sPdn amXyp ]dbpp.

{]h\ aqe [ \hpw _nkn \kvsNm\p Bflhnizmkhpw D GXvdos bn epw 50,000 cq] apSn sshvam v irwJ ebn AwK am Imw. ]qWambpw "Imjv B v Imcn' tamU BWvsshvamntXv. s{IUnn\v D\Ip av hnX c W m cpsS ssiensshv amn\n. {^msskn 100 iXam\w km[ \ fpw I \n bn \nvhmWsaXmWv asmcp \n_\.

hnPbntev hgn Xpdkhn tijX I

cmPymc \ne hm c ap shbluknwKv kwhn [m \ amWv sshvamnskhn ti j X I fn sem v. sshvamnsBep h bn sebpw sNss bn sebpwshblukpI amt\PvsNpXv {ioe, Hmkvt{Senb I\nIfmWv. ]ehnXcW mpw kssbnep {]iv\fmWvXncnSnbmIpsXn B[p\nIkmtXnI hnZy D]tbmKnp ]nghpI Hpw hcm kss kwhn [m\wsshv amns inbmWv. I\nbpsS

Bephbnse shblukn\v 40,000 NXpc{ibSnbmWvhnkv XoWw.

""dosbn _nkn\kn koWtamAkm[mcWtam Bbn Hpan. km[mcWmsc sImv Akm[mcWamb Imcy sNnpI FXmWvCu cwKsshphnfn. B shphnfnbmWvsshv am vGs Sp n cn p Xpw. dos bn enw KnHmtcm epw {]iv\ hyXykvXamWv. AXv hyXykvX coXn bn XsssIImcyw sNWw. AXpsImpXsHmtcm tjmpambpw AhnSps Bmcpambpw hfsc ASp _w m]npXneqsS am{Xta Cu _nkn\knse

shp hn fn Isf A`n ap Jo I cn m km

[nq.'' sPdn amXyp ]dbpp.

sshv amntXn\v kam\amb dosbn sNbn _nkn \kv Cy bnsNbvXnpXv s\v am{XamWv. s\n\v

kzw tjmpIfpw {^mss knIfpapsn sshv amns sNbn\nepXv{^mss kn I am{X am sW XmWvhyXymkw.

sshhn [y h c W nepwhyXykvXX

hj fmbn sPdn amXyp a\ knsImp \Sp F vFwknPn dosbnsNbn F kz]v\w \Snemm HcppIbmWv Atlhpw kwLhpw. tlmwAbkkv dosbn sNbn _nkn\knse A\p`hfn \npw e`n hnetbdnb {]mtbmKnI m\w XsbmWv

Cu sshhn [y h c W n\v sPdnsbbpw kwLsbpw {]m]vXampXv.2015 HmsS F vFwknPn dosbn sNbnBcw`nm\mWv ]Xn.

dosbn sNbn _nkn\kn hyXykvX amXrI \SnemnbXp t]mse CtImtagvknepw Hcp hyXykvX Bibw \Snemms\mcppIbmWv I\n t\XrXzw. I \nbpsS _n Sp _n sh_vsskvASpv Xs {]h\w Bcw`npw.tjmpIfn Cm Hcp Dn\mbn GsXnepw D]t`mmhv Fnbm AXv sh_vsskv hgn tjmv DSav HmU sNm\p kwhn[m\amWvCu sskv \Ip Xv. HmU e`n Xns ASp Znhkw Xs Dwtjmn Fnp coXnbnembncnpwXfpsS {]h\savsPdn amXyp ]dp.

hn]p eo I cWwNntbmsS am{Xw

tlmw Abkkv dos bn sNbn\ns hnPbs XpSvDtcybn\nv ]e henb I\nIfpw klIcWwtXSnsbnsbnepw FSppNmSnbphn]p eo I c W n sshv am v amt\Pvsa v hnizknpn. kwbp kwcw` Icpw ss{]hv CIznn m] \ fpw

kao ]n npw Acw sshhn[yh c

WtmSvI\n t\XrXzw Xmcyw Im nbn. ""cmPm\n \npw almcmjv{Sbn \npw Xs kao]n I\n DtZymK tcmSv R fpsS _nkn \kv coXnshfnsSpn. CXn clky t^mapeIsfmpanspw kzbw \SnemmhptamUemWv CsXpw hyamnbnpw

AhvCu amXrI kzbw ]conm\p Bfl hn izmkw Dm bn .'' sPdnamXyp ]dbpp.

""R fpsS _nkn \kv amXrI bpsShfsb tlmn npambn D]anmw.t\hcbnep Hcp hf Cu _nkn\kv amXr I bn Akm [y amWv. tlmnnns Xmgv `mKnteXp t]msehfpIpnbmWvBZyLw. AXmbXvBZyw \jvSw kp\nnXw. BZyta em`wthWsav iTn p hv Cu taJebn AXn Pohn pI {]bmkIc ambncnpw. _nkn \kv em` I c am Im aqvhjsa n epsa Sppw. Fm em`I c

ambn Ignm tlmn nv t]mseXncnpt\man, ]noSvHcnepw AXv\jvSntev t]mIn. Ips\bpHcp hfbmbncnpw ]noSv DmIpXv.'' I\nbpsS hfm{Km^ns\ IpdnvsPdn amXyp Cs\ \nconpp. \jvSnsbpw AXnPoh\n\p BbmkfpsSbpw BZyhjp tijambncpp Xfpw hnPbntev NphSpshsXv sPdn amXyp ]dbpp.

\nehn tIcfn 180 ]Wfnsshv amn\v kmn[yapv. tImbwPnbnemWv Ghpw IqSp X {^mssknIfpXv. hS tIcfnse ]Wfn kmn[yw hn]peamm I\nv ] Xn bp v. Ign hj amWvtIcfn\v ]pdvBZyambn sshvam vkmn[yw AdnbnXv. \nehnep 220{^mssknIfn 190 Fw tIcfnepw30 Fw Xan gv\mnepam Wv. Xan gv\mnsNssbnepw a[pcbnepamWv I\nvkmn [y ap Xv. XmaknbmsX Xan gv\mSns CXc mKfntepw B{m{]tZiv, IWm SIw Fo Zn tW ykwm\fntepw ISm\mWv I\n bpsS ] Xn.

\Sp kmnI hjw {^msskn I fpsS Fw 250 Bbn h[nn pIbmWv I \n bpsS eyw. CXn 200

{^mss kn I tIcfnepw 50{^mssknI Xangv\mnepambncnpw.Ign kmnI hjw 108 tImSn cq]bmbncpp I \n bpsS hnp h c hv. Cuhjw eyamp hnphchv130 tImSncq]bmWv. \Sp kmnI hjw HmWn\p tijw _nkn\kv Zp_eamsbnepw IqSpX {^mssknI Bcw`nXmWvhnphchv h[nnm I\nvklmbIambXv.

2015 500 tjmpIfpw 2020 1500tjmpIfpamWv I\nbpsS eyw. 2020HmsS Cy bn \ h BImkm[n psa mWv {]Xo n p sXv

sPdn amXyp ]dp.

I\nbpsS _nSp_n sh_vsskv ASppXs{]h\w Bcw`npw.tjmp I fn Cm

Dn\mbn Hcp D]t`m mhv Fn bmAXv sh_vsskv hgntjmv DS av HmUsNmhp kwhn[m\amWvCu sskv \IpXv .

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Cybnse dosbn taJevkmam\yt_m[w \jvSamIppCybnse dosbn taJebnse A\mtcmKyIcamb {]hWXIfntev hnc NqpIbmWvtlmw Abkkv dosbn sNbn sshvamns amt\PnwKv UbdIvSdmb teJI

av taJeIfn hym]cnp tImtdpI dosbn _nkn\kn ]coWw\Sp GI cmPyw CybmWv. temIvashnsSbpw tImtdpI t\cn v dosbn _nkn\kntevISn n. dosbn_nkn\kn Ftmgpw hnPbw t\SnbXvhynIfpsS kwcw`fmWv. ]noSv Cukwcw` tImtdpIfmbn amdpIbmbn cp p. AtX kabw Cy bn dnebkpw _nfbpw kvs]kdpw t]meptImtdpI dosbn _nkn\kn ]coWw \SpIbpw \jvSw t\cnSpIbpwsNpp. CXvFpsImmWv ?

"F^njykn' ImWnXp sImpam{Xw dos bn _nkn \ kn hfssIh cnm km[nn. Cybnse dosbn taJebnse tImtdpI "F^njykn' ImWnppshnepw "FÎvSohv'Bbn _nkn\kv sNm km[nmXpaqew \jvSw t\cnSptm "F^njykn'

bn ]nnemImsanepw sNdpInS tjmpI emÌcambn {]hnpXv Ah"FÎvSohv' Bbn _nkn\kv sNpXpsImmWv.

dosbn taJebnse hntZi\nt]amWtm Ctmgs {][m\ Nmhnjbw. hntZifnse dosbn òamvCy bn hnP bn m \m Iptam? bpFknsebpw apw dosbn òamv avcmPy fn hnP b I c ambn _nkn \kvsNm\mbnn FXmWvhfsc IuXpIIcamb hkvXpX. bpFknse amXrI Pa\nbnepw ssN\bnepw \Snemnbtmhmam v]cmPbsp. Pa\nbn bpF

knteXp t]mse \Kcns {]m{]tZi fn dos bn amfp I m]n hmamn\v AXn Xs ]mfn ]n.Pa\nbn Acw CSfn skIvkvtjmpIfmWvm]npXv. \Kca[ynse dosbn amfpIfn sNv km[\ hmpIbmWvPaImcpsS coXn.AXpsImpXs Pa\nbn AhvXncnSn t\cntSn hp. ssN\bnepwkam\amWvhmamns nXn. Fpw{^jmbn am{Xw ]mNIw sNbvXv npssN\mnSbn kmbnns ioen\v tN {ôkdpIfn achnn D hnm {ian hmam v]cmPbsp. ssN\bn Ctmgpw Ah \jvS

nemWv_nkn\kv sNpXv .

CXpXsbmWv Cybnepw kw`hnm t]mIpXv. Hmtcm cmPysbpw Hmtcm \mnsebpw kmlNcysf a\knemmsX dosbn _nkn\kv \Snbm\jvSw t\cntSn hcpsapdv. XnIA\nnXXzw \ne\np Cy kmlNcysf hmamns\ t]mep dosbn oa mv Fs\ A XnPohnm\mhpsaXv Hcp {][m\ {]iv\amWv.

temIs Ghpw efnXamb _nkn\kv cq]amWv dosbnenwKv. AXn koWX Hp an . ]t tIm td p I fpsSbpw apw kmn[yw s]cpInbtXmsS efnXambXns\ koWampIbmWvsNpXv. AXpsImssnepw t\apmIp

sPdn amXyp

pan FXmWvckIcw. efnXambXns\koWampIbpw AXphgn \jvSn_nkn \kv \S p Ibpw sNpI FhnNn{Xamb {]hWXbmWvCv dosbncwKv\SpXv .

Cybnse dosbn taJev kmam\y t_m[w \jvSambn sImncnpIbmWv. t]cn Xs "{^jvs\kv' AhImis Sp dos bn kq amv sNbn\ns {]h\coXn Ghpw \ DZmlcWw. Ghpw {^jmb ]dnI e`yampp F hmKvZm\w \Ip Cukq amv sNbn\n BgvNbnsemcn emWv ] dn I sfp Xv. Fm_p[\mgvNbpsap ]dnI ASp sNmmgvN hsc CcnpXv ImWmw.

Cybn tImtdpI dosbncwKtvISncnpXv Hmlcn hn]WneyanmWv. emÌcambn _nkn\kv sNbvXv]WapmpI F icnbmb Dtiy

n\v]Icw XfpsS aqeyw DuXnhonp ImWnpIbpw AXp hgn Hmlcn hn]Wnbn \nv]WapmpI bpw sNpIF sXmb DtiyamWvCXn\v ]nn.kmw hmWpw apw Hmlcn hn]Wnbn\nv]WapmpI F eytmsSbmbncpn dosbn _nkn\kntevISXv.

dosbn I\nIfpsS aqey\nWbwhnNn{XamWv. km[mcW \nebn Hcp I\n bpsS Hmlcn hnebpw {]Xn Hmlcnem`hpw Xnep A\p]mXw IWmnbmWtm aqey\nWbw \SpXv. em`wDmm I\nIfpsS Imcyn Cu

aqey\nWb coXn Fs\ \Snemm\mIpw? AXpsImvhnphchns \mencn IWmnbmWvdosbn I\nIfpsS

aqey\nWbw \SpXv. F{X henbAkw_amWvCXv ?

CvCybn emÌcambn {]hnp Bbncw tImSn cq]vapIfn hnph c hp GI kqamv irwJeapwss_ Bm\ambn {]hnpUnam v BWv. Imcyaambpw ê{]Zambpw sNp Ah cpsS _nkn \kn\vapn av hInS dos bn sNbn \p Iv ]nSnp\nm\mIpn. UnamntXp t]mep amXr I Iv am{XtaCybnse dosbn cwKvemÌcambn

{]hnm\mIq.

Insight

hntZ i fnse dosbnòamv Cybn hnPbnm\mIptam? hmamns\ t]mep dosbnòamv av cmPyfnhnPbIcambn _nkn\kvsNm\mbnn FXmWvhfsc IuXpIIcamb hkvXpX.

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DmZ\ \jvSw \nInbmhnebs \nb{nmwD kqn m \p kuI cy fpsS A] cym ]vXX aqew \smcp ]pw \in p t]m Ip XmWvCybnse Ahiykm[\fpsS DmZ\cwKs Ghpw henb {]Xnkn.

]Tn ]Wn ]Xns\pw ]bnbnpw ]Wscpsbpw hnebsbpw ]nSnpsIm\p {ian kmcn\v Imcyambn Hpw sNm km[npn. ]Ws cpw apamk fp ambn Xmc XaywsNptm Ipdnpsnepw AsXms sam hym]mc hne kqNnIbpsSASnm\nep IWpIfn am{Xw.]dnIfpsSbpw av Ahiykm[\fpsSbpw hne AanXambn Xs XpScpp.]Wscpw ]eni\ncns\bpw ]eni\ncv kmnI hfsbbpw _m[nptm hnebs ]nSnp\npIFXv \psS cmPyns hfbvvA\nhmcyamsWncns km kwhn[m\ ]cmPbsSpnSv Hcp ]cnlmc amKw Ism FmWvamKw?

hnebw XSbm Ahiykm[\fpsS Dm Z\w h[n n p I bmWvthXv FXmWvHcp hmZw. DmZ\wh[nnpI hgn km[\fpsS e`yXIqpXneqsS hnesb ]nSnp\nmw.

Fm th{X DmZnnnpw D kqnm\p kuIcyfpsSA]cym]vXX aqew \smcp ]pw \inpt]mIpXmWvCybnse ImjnIcwKs Ghpw henb {]Xnkn FmWv IWpI kqNnnpXv. sslZcm_mZn AtkmNw kwLSnn tZiobDtImSnbn AhXcnns IWpI \psS cWm[nImcnIfpsS IvXpdntXmWv.

201112 kmnI hjn Cybn DmZnnXv 12.70 tImSnS ]mem Wv.

Fm 70,00080,000 S ]m tISvIqSmsXkqnm\ptmtdPv kwhn[m\w am{XtaCy bn ep q.2011 Cy bnse ] dn Dm Z\w 14.70tImSn Sm Wv.CXv temIssamw ]dn Dm Z \ns 11 iX

am\w hcpw. A

tX kabw 90 ew S ]dn kqnm\p tImUv sNbn kwhn[m\wam{Xta \psS cmPypq. tISv hcm

km[y Xbp D ioXoIcntmtdPvkwhn[m\n kqnpIbpwCu \ne bn Xs Dm Zn n sep \npw D]t`mK tI{ntevFnpIbpw sNpXn\p aXnbmbkuIcyfpsn am{Xta DfpsS \jvSw Ipdbvm\mIq.

tmtdPv kuI cy fpsS A] cym]vXX aqew Fm hjhpw ]dn DmZ\ns 3040 iXam\hpw amen\ysImbntemWv XpXv. CXv aqew

Focus

Ij Ipw CS \n e mpw \jvSwt\cntSn hcnIbpw ]dn hne IqSpIbpw ] dn Ib p aXn hn] Wn bnCy bpsS kmn[yw 1.7 iX am \ ambnIpdbpIbpw sNbvXp. Cv temIv Ghpw IqSp X ] dn Ifpw ]g fpwDmZnnp cmas cmPy amWvCy. ]t tmtdPv kwhn[m\fpsSA] cym ]vXX aqew {]Xn hjw 35,000tImSn cq]bpsS ] dn Ifpw ]g fpamWv\inpt]mIpXv .

temIv ay_\n aqmwm\v \np cmPyamWvCy. 85ew SmWvcmPys {]Xnhj ay_\w. ]t tmtdPvkuIcyfpsSA]cym]vXX aqew 2030 iXam\w ayfpw tISv hv Dt]ntn hcpp.

D \in p t]m Ip Xnsasmcp ImcWw \ne hn ep tImUvsNbn\pI ImelcWsXmsWXmWv. an tImUv tmtd Pp Ifpw HcpDw kqnm am{Xap kmtXnI kuIcyapXmWv. Cybnse 5300tImUv tmtdPpIfn 75 iXam\hpwDcpfngv am{Xw kqnmhpXmWv.AtX kabw tImUvsNbn\pIv e`np hcpam\ns 20 iXam\w am{XamWv Dcpfngv kw`cWneqsS e`npXv. D ioXnIcn \nebn kqnm\p kuIcyap hml\fn 80 iXam\hpw ]m sImpt]mIpXn\pw 11 iXam\w CdnsImpt]mIpXn\pamWv D]tbmKnpXv.

tImUv sNbn taJebnhenb \n t ]

t{]mmln n p Xn\vkm ASn bncambn CSs]tS Xns Bh iy I X bn temWv IW pI hnc NqpXv. hnebw \nb {nm amKBcm bp km Cu Znibn ep \oamWvB Zyw \S

tXv.

tmtdPv kuI cy fpsSA]cym]vXX aqew {]Xnhjw ]dn DmZ\ns 3040 iXam\hpw amen

\y sImbntemWvXp Xv. {]Xn hjw 35,000tImSn cq]bpsS ]dnIfpw ]gfpamWv \inpt]mIpXv. 2030 iXam\wayfpw tISvhv Dt]ntn hcpp.

tISvhcm km[yXbp D ioXoIcn tmtdPv kwhn[m\n kqnpIbpw Cu \nebn Xs D]t`mK tI{ntevFnpIbpw sNpXn\p aXnbmb kuIcyfpsn am{Xta DfpsS \jvSw Ipdbvm\mIq.

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I\nIfpsS aqmw ss{Xamk{]h\ê kn{iw

P\phcn Ahkm\ hmcnepw s^{_phcnbnepw {]Jym]ns, {]ap

J emPvImv I\nIfpsS 201213km nI hj nse aqmwss{Xamk {]h \ e fpsSAh temI \w. Ign en\npw XpS.

slUvPv dnkv sUkvIv

Q3 Results

\Sp kmnIhjw HIvtSm_ apX Unkw_ hscbp aqmw ss{XamkImebfhnse tImtdpIfpsS {]h

\ê kn{i kz`mhap Xmbncpp. 2013 P\phcn Ahkm\ hmcnepws^{_phcnbnepw {]Jym]n {]apJ I\nIfpsS {]h\êsf IpdnphnebncpemWv Xmsg \InbncnpXv.

]m_v\mjW _mv :hn]Wn {]XonXnt\m anIXpw aphjtm anIXpamb {]h\ eamWv]m_v \mjW _mv ]pdphnXv.]m_v \mj W _mns aqmwss{Xamknse AmZmbw 1305.62 tImSncq]bmWv. aphjw CtX Imebfhn1150 tImSn cq]bpsS AmZmbamWvI\nt\SnbXv. I\n 1102 tImSn cq]bpsS AmZmbw t\Sp sa m bn cpp hn] Wn bpsSIWpIq. I\nbpsS samw hcpam\w 11,518.95 tImSn cq]bmbn h[np.aphjw CtX Ime b f hn 10,435.12tImSn cq] bpsS samw hcp am \ amWvI\n t\SnbXv.

sFknsFknsF _mv: hn]Wn {]XonXnt\m anIXpw aphjtm anIXpamb {]h\ eamWvsFkn sF knsF _mv ]pd p hn Xv.sFkn sF knsF _mns aqmwss{Xamknse AmZmbw 2644.60 tImSncq]bmWv. aphjw CtX Imebfhn2174.22 tImSn cq] bpsS Am Zm b amWv

I\n t\SnbXv. I\n 2077 tImSn cq]

bpsS AmZmbw t\Spsambncpp hn]WnbpsS IWpIq. I\nbpsS samw hcpam\w 18,715.39 tImSn cq]bmbn

h[np. aphjw CtX Imebfhn16,497.35 tImSn cq]bpsS samw hcpam\amWv I\n t\SnbXv.

sPFkvUyp o:aphjtmXmgv {]h\ êamWv sPFkvUyp o ]pdphnXv. sPFkvUypoens aqmw ss{X amknse AmZmbw 136.73 tImSn cq]bmWv. aphjwCtX Imebfhn 168.24 tImSn cq]bpsSAmZmbamWv I\n t\SnbXv. I\n3410 tImSn cq] bpsS AmZmbw t\Spsambncpp hn] WnbpsS IW pIq.

I\nbpsS cmw ss{Xamknse samw hcpam\w 8349.6 tImSn cq]bmbn Dbp. aphjw CtX Imebfhn 7922.05

tImSn cq]bmbncpp I\nbpsS samwhcpam\w.

sssevCkv {Sokv:hn]Wn {]XonXnt\m XmgvXpw aphjtm anIXpamb {]h\ eamWvsssev C kv{Sokv ]pd p hn Xv. sssev C kv{Sokns aqmw ss{Xamknse Am Zm bw 1191.41 tImSn cq]bmWv. aphjw CtX Ime b f hn913.52 tImSn cq]bpsS AmZmbamWv I\n t\SnbXv. I\n 1288 tImSn cq]bpsSAmZmbw t\Spsambncpp hn]WnbpsSIWpIq. I\nbpsS cmw ss{Xamknse samw hcpam\w 11,596.48 tImSncq]bmbn Dbp. aphjw CtX Imeb f hn 11,113.27 tImSn cq]bmbn cppI\nbpsS samw hcpam\w.

ssSm Ckv{Sokv:hn]WnbpsS {]Xobvsmw \npXpw aphjtm anIXpamb {]h\ eamWvssSm Ckv{Sokv]pdphnXv . ssSm Ckv{Sokns aqmw ss{XamknseAmZmbw 203.73 tImSn cq]bmWv. aphjw CtX Imeb fhn 163.91 tImSn cq]bpsS AmZmbamWvI\n t\SnbXv . I\n 205 tImSn cq]bpsS AmZmbw t\Spsambncpp hn]WnbpsS IWpIq .I \n bpsS aqmw ss{Xam k nsesamw hcpam\w 3039.81 tImSn cq]bmbn

Dbp. aphjw CtX Imebfhn

]m_v \mjW _mv,sFkn sF knsF _mv,alo{ & alo {, tImCy, dne bkv C{^,B C kn, k ^ma,sKbn Fo emPvImvHml cn I hn]Wn {]Xon Xn t\ m anI{]h \ eamWv ]pdphnXv.

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2464.84 tImSn cq]bmbncpp I\nbpsSsamw hcpam\w.

sFUnbm skpem:hn]Wn {]XonXnt\ m XmgvXpw aphj tm anIXpamb {]h\ eamWvsFUnbm skpem ]pdphnXv. sFUnbm skpemdns aqmw ss{Xamknse AmZmbw 228.57 tImSn cq]bmWv.aphjw CtX Imebfhn 200.98 tImSncq]bpsS AmZmbamWv I\n t\SnbXv.I\n 265 tImSn cq]bpsS AmZmbw t\Spsambncpp hn]WnbpsS IWpIq .I \n bpsS aqmw ss{Xam k nsesamw hcpam\w 5578.58 tImSn cq]bmbnDbp. aphjw CtX Imebfhn5030.82 tImSn cq]bmbncpp I\nbpsSsamw hcpam\w.

dne bkv C{^:hn]Wn {]Xo n Xnt\m anIXpw aphj t m anI

Xpamb {]h\ê amWv dne bkvC{^ ]pd p hn Xv.dnebkv C{^bpsSaqmw ss{XamknseAmZmbw 727.94 tImSncq] bmWv. aphjwCtX Imebfhn 408.32tImSn cq]bpsS AmZmbamWvI\n t\SnbXv .I\n 347 tImSn cq]bpsS AmZmbw t\Spsambncpp hn]WnbpsSIW p Iq . I \nbpsS aqmw ss{Xamknse samw hcpam\w 5544.8 tImSn cq]bmbn Ipdp. aphjwCtX Ime b f hn6319.56 tImSn cq]bmbncpp I\nbpsS samw hcpam\w.

`mcXn FbsS: aphj t m Xmgv {]h\ êamWv mcXn FbsS]pd p hn Xv . CXv{][m\ambpw 216 tImSncq]bpsS hntZi \mWy

hn\nab \jvSw aqe amWv. I \n bpsS {]h \ nse {]I S\wIW n se Sp p I bmsW n `mcXn FbsSns ss{Xamk {]h \ ew anI XmsWv ]dbmw.

`mcXn FbsSns aqmw ss{Xamknse AmZm bw 238.7tImSn cq]bmWv. aphjw CtX Imebfhn1011.3 tImSn cq] bpsS

Am Zm b amWv I\n

Ipdp. aphjw CtX Imebfhn10,898.51 tImSn cq]bmbncpp I\nbpsSsamw hcpam\w.

Fknkn:aphj tm XmgvsXnepw hn]Wn {]Xo n Xnt\ manI {]h\ eamWv Fknkn ]pdp hn Xv. Fkn kn bpsS aqmw ss{Xamknse AmZmbw 251.24 tImSn cq]bmWv.aphjw CtX Imebfhn 463.2 tImSncq]bpsS AmZmbamWv I\n t\SnbXv.I\n 230 tImSn cq]bpsS AmZmbw t\Spsambncpp hn]WnbpsS IWpIq .I \n bpsS aqmw ss{Xam k nsesamw hcpam\w 2834.06 tImSn cq]bmbnh[np. aphjw CtX Imebfhn2745.83 tImSn cq]bmbncpp I\nbpsS

samw hcpam\w.

kn:aphjtmanIsXnepw hn]Wn{]XonXnt\m Xmgv {]h\ eamWv

kn ]pdphnXv. knbpsS aqmw ss{Xamknse AmZm bw 338.78tImSn cq]bmWv. aphjw CtX Ime b f hn269.91 tImSn cq]bpsS AmZmbamWv I\n t\Snb Xv. I\n 372 tImSncq]bpsS AmZmbw t\Spsa m bn cpp hn] WnbpsS IWpIq. I\nbpsS aqmw ss{Xamknse samw hcpam\w2063.63 tImSn cq] bm bnh[np. aphjw CtXIme b f hn 1734.50tImSn cq]bmbn cppI\nbpsS samw hcpam\w.

Aw_pPm kna vkv :hn]Wn {]XonXnt\m XmgvXpw aphj t m XmgvXpamb {]h\ eamWvAw_pPm kna vkv ]pdphnXv. Nne m]\ CtX XpSvI\nsb "Uut{KUv' sNbvXp. Aw_pPm kna

vkns aqmw ss{Xamknse Am Zm bw211.97 tImSn cq] bmWv.aphjw CtX Imebfhn 302.4 tImSn cq]bpsSAm Zm b amWv I\nt\SnbXv. I\n 300 tImSn cq]bpsS AmZmbw t\Sp sa m bn cpp hn] WnbpsS IWpIq. I\nbpsS aqmw ss{Xamknse samw hcpam\w2423.31 tImSn cq] bm bnDbp. aphjw CtX

Imebfhn 2413.15 tImSn

I\n AmZmbw (tImSn) hcpam\w (tImSn)201213 201112 hf 201213 201112 hfQ3 Q3 (%) Q3 Q3 (%)

]m_v \mjW _mv 1305.62 1150 13.53 11518.95 10435.12 10.38

sFknsFknsF _mv 2644.6 2174.22 21.63 18715.39 16497.35 21.63

sPFkvUyp o 136.73 168.24 18.72 8349.6 7922.05 5.39

sssev Ckv{Sokv 1191.41 913.52 30 11596.48 11113.27 4.34

ssSm Ckv{Sokv 203.73 163.91 24.29 3039.81 2464.84 23.32

sFUnbm skpem 228.57 200.98 13.72 5578.58 5030.82 10.88

dnebkv C{^ 727.94 408.32 78.27 5544.8 6319.56 12.25

`mcXn FbsS 238.7 1011.3 76.39 20253.7 18507.8 9.43

s` 1181.85 1432.61 17.50 10552.09 10898.51 3.17

Fknkn 251.24 463.2 45.75 2834.06 2745.83 3.21kn 338.78 269.91 25.51 2063.63 1734.50 18.97

Aw_pPm kna vkv 211.97 302.4 29.90 2423.31 2413.15 0.42

_mv Hm v _tdmU 1011.62 1289.85 21.57 9685.51 8821.32 9.79

BCkn 1026.65 769.15 33.47 3552.23 2699.12 31.60

k ma 881.3 668.3 31.87 2933.33 2115.7 38.64

Im\dm _mv 710.51 875.56 18.85 9390.29 8574.45 9.51

alo{ & alo{ 836.19 662.15 26.28 10848.52 8449.6 28.39

lnUmtIm 433.52 450.69 3.80 7189.8 6738.56 6.69

Smm ]h 328.92 297.95 9050.30 7115.69 27.19

skbn 484.30 632.12 23.38 10890.97 11112.50 1.99

Pnm o 867.27 996.68 12.98 4812.84 4400.26 9.37

Smm o 763.06 602.67 32163 33356.74 3.57

_n]nknF 1647.57 3139.60 48 62770.52 59284.725 .87

tIm Cy 4395.11 4037.76 8.85 19685.53 17227.10 14.27

sFHkn 3331.96 2488.44 34 116474.44 107868.6 7.97

Fkv_nsF 4648.44 4318.08 7.65 50942.14 43106.49 18.77

UnFF v 284.80 258.35 10.10 2291.25 2396.02 4.37

tUm.sdUvVokv em_v 363.31 512.96 29.17 2785.67 2888.47 3.55

sKbn 1284.86 1091.42 18 12658.37 11315.50 11.86

Smm tamtmgvkv 1627.50 3405.55 52.21 46278.14 45427.77 1.87

FsFkn luknwKv 236.24 305.69 22.71 1954.96 1592.53 22.75^n\mkv

{]apJ I\nIfpsS aqmw ss{Xamknse{]h\êw

t\Sn b Xv. I \n bpsS aqmw ss{Xam knse samw hcpam\w 20,253.7 tImSncq]bmbn Dbp. aphjw CtX Imeb f hn 18,507.8 tImSn cq]bmbn cppI\nbpsS samw hcpam\w.

s`: hn]Wn {]XonXnt\m XmgvXpw aphjtm XmgvXpamb{]h\ eamWv s` ]pdphnXv.s`ns aqmw ss{Xamknse AmZmbw 1181.85 tImSn cq]bmWv. aphjw CtXImebfhn 1432.61 tImSn cq]bpsS AmZm bamWv I\n t\Sn b Xv. I\n 1371tImSn cq]bpsS AmZmbw t\Spsambncpp hn] Wn bpsS IW pIq. I\nbpsS aqmw ss{Xamknse samwhcp am\w 10,552.09 tImSn cq] bm bn

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cq]bmbncpp I\nbpsS samw hcpam\w.

_mv Hm v _tdmU:hn]Wn {]XonXnt\ m XmgvXpw aphj tm XmgvXpamb {]h\ eamWv

_mvHm v _tdmU ]pdphnXv . _mvHm^v _tdmUbpsS aqmwss{Xamknse AmZmbw 1289.85 tImSncq]bmWv. aphjw CtX Imebfhn1011.62 tImSn cq] bpsS Am Zm b amWvI\n t\SnbXv. I\n 1239 tImSn cq]bpsS Am Zmbw t\Sp sam bncpp hn] Wn bpsSIW p Iq . I \nbpsS aqmw ss{Xam knse samw hcpam\w9685.51 tImSn cq] bm bnDbp. aphjw CtXImebfhn 8821.32 tImSncq]bmbn cpp _mv

Hm^v _tdmUbpsSsamw hcpam\w.

B Ckn:aphjtm anIXpw hn]Wn{]Xo n Xnt\ manI Xpamb {]h\ê amWv B Ckn ]pdphnXv. BCknbpsSaqmw ss{XamknseAm Zm bw 1026.65 tImSncq] bmWv. aphjwCtX Imebfhn 769.51tImSn cq]bpsS AmZmbamWv I\n t\Sn b Xv.

I\n 955 tImSn cq]bpsSAmZmbw t\Spsambncpp hn]WnbpsSIWpIq . I\nbpsS aqmw ss{Xamknse samw hcpam\w 3552.23 tImSncq]bmbn Dbp. aphjw CtX Imeb f hn 2699.12 tImSn cq]bmbn cppI\nbpsS samw hcpam\w.

k ^ma: aphj t m anIXpw hn]Wn {]XonXnt\m anIXpamb {]h\ ê amWv k^ma ]pdphnXv. ]t 68 tImSn cq]bpsS av hcpam\amWv em`n hft\Sm klmbIambXv. k mabpsSaqmw ss{Xamknse AmZmbw 881.3tImSn cq]bmWv. aphjw CtX Imebfhn 668.3 tImSn cq]bpsS AmZmbamWvI\n t\SnbXv. I\n 838 tImSn cq]bpsS AmZmbw t\Spsambncpp hn]Wn bpsS IW p Iq . I \n bpsSaqmw ss{Xamknse samw hcpam\w2933.33 tImSn cq]bmbn Dbp. aphjwCtX Imebfhn 2115.7 tImSn cq]bmbncpp I\nbpsS samw hcpam\w.

Im\dm _mv:aphjtm Xmgv {]h\ êamWv Im\dm _mv ]pdp hn Xv. Im\dm _mns aqmwss{Xamknse AmZmbw 710.51 tImSncq]bmWv. aphjw CtX Imebfhn875.56 tImSn cq] bpsS Am Zm b amWv

I\n t\Sn b Xv. I \n bpsS aqmw

ss{Xamknse samw hcpam\w 9390.29tImSn cq]bmbn Dbp. aphjw CtXImebfhn 8574.45 tImSn cq]bmbncppI\nbpsS samw hcpam\w.

alo{ & alo{:aphjtm anIXpw hn]Wn {]XonXnt\m anIXpamb {]h\ eamWv alo{ &alo{ ]pd p hn Xv. ]t hcp am\em` A\p ]mXw Ipd p. alo{ &alo{bpsS aqmw ss{XamknseAm Zm bw 836.19 tImSn cq] bmWv.aphjw CtX Imebfhn 662.15 tImSn

cq]bpsS AmZmbamWvI\n t\SnbXv .I\n 827 tImSn cq]bpsS AmZmbw t\Spsambncpp hn]WnbpsS IWpIq.I \n bpsS aqmw ss{Xam k nsesamw hcpam\w 10,848.52 tImSn cq]bmbn Dbp. aphjw CtX Imebfhn8449.6 tImSn cq]bmbncpp I\nbpsSsamw hcpam\w.

lnUmtIm: aphj t mXmgvXpw hn]Wn {]XonXnt\manI Xpamb {]h\ ê amWv

lnUmtIm ]pd p hn Xv. {][m \ambpw av hcpam\amWv hn]Wn {]XonXnt\m anI em`w t\Sm I\nsb klmbn Xv. lnUmtImbpsSaqmw ss{Xamknse AmZmbw 433.52tImSn cq]bmWv. aphjw CtX Imebfhn 450.69 tImSn cq]bpsS AmZmbamWv

I\n t\SnbXv. I\n 394 tImSn cq]bpsS AmZmbw t\Spsambncpp hn]Wn bpsS IW p Iq . I \n bpsSaqmw ss{Xamknse samw hcpam\w7189.8 tImSn cq]bmbn Dbp. aphjw

CtX Imebfhn 6738.56tImSn cq]bmbn cppI\nbpsS samw hcpam\w.

Smm ]h:aphjtm XmgvXpw hn]Wn{]Xo n Xnt\ mZp_ehpamb {]h\êamWv Smm ]h ]pd

phnXv. Smm ]hdnsaqmw ss{Xamknse\jvSw 328.92 tImSn cq]bmWv. aphjw CtXImebfhn 297.95 tImSncq] bpsS Am Zm b amWvI\n t\SnbXv. I\nbpsS aqmw ss{Xamknse samw hcpam\w 9050.33 tImSn cq]bmbn Dbp. aphjwCtX Imebfhn 7115.69tImSn cq]bmbn cppI\nbpsS samw hcpam\w.

skbn: aphj t m Xmgv{]h\ eamWv skbn ]pdphnXv. hcpam\hpw em`hpw Xnep A\p]mXw Xmtgvt]mhpIbpw hn\ Ipdbp Ibpw sNbvXp. skbnens aqmwss{Xamknse AmZmbw 484.30 tImSncq]bmWv. aphjw CtX Imebfhn632.12 tImSn cq] bpsS Am Zm b amWvI\n t\Sn b Xv. I \n bpsS aqmwss{Xam k nse samw hcp am\w10,890.97 tImSn cq] bm bn Dbp.aphjw CtX Imebfhn 11,112.5 tImSncq]bmbncpp I\nbpsS samw hcpam\w.

Pnm o:Pnm oens hn\aphj t m h[n p sh nepw\nIpXnp tijap em`w Ipdp. hcpam\hpw em`hpw Xnep A\p]mXwXmtgv t]mhp Ibpw sNbvXp. I \nbpsS sshZypXn _nkn \kv I \nbpsShcp am\ em` IW p I fn i ambkzm[o \ amWv sNep p Xv. Pnmoens aqmw ss{Xamknse AmZmbw 867.27 tImSn cq]bmWv. aphjwCtX Imebfhn 996.68 tImSn cq]bpsSAmZmbamWv I\n t\SnbXv. I\nbpsS aqmw ss{Xamknse samw hcpam\w 4812.84 tImSn cq] bmbn Dbp.

aphjw CtX Ime b f hn 4400.26

Q3 Results

aphjtm Xmgv{]h\ êamWv `mcXnFbsS ]pdphn Xv. CXv {][m\ambpw 216 tImSncq]bpsS hntZi \mWy hn\nab \jvSw aqeamWv. I\nbpsS {]IS\w IWnseSppIbmsWn `mcXnFbsSns {]h \êw anIXmsWv]dbmw.

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Pnm oens hn\aphjtm h[np sh nepw \nIp Xnptijap em`w Ipdp.

hcpam\hpw em`hpw Xnep A\p]mXw Xmtgvt]mhpIbpw sNbvXp. I\n bpsS sshZypXn _nkn\kv I\nbpsS hcpam\,em` IWpI fn iamb kzm[o \ amWv sNepp Xv.


Smm o: aphjtm Xmgv{]h\êamWv Smm o ]pdphn Xv. aphjw aqmw ss{XamkhpambnXmc Xayw sNp tm \jvSw h[npIbpw hn\ IpdbpIbpw sNbvXp.bqtdm nse I \n bpsS {]h\w\jvS n XpS cp I bm Wv. Smm o\Sp km nI hjw aqmwss{Xamkn 763.06 tImSn cq]bpsS A\jvSamWv tcJsSpnbXv. aphjwCtX Imebfhn I\nbpsS A\jvSw602.67 tImSn cq]bmbncpp. I\nbpsSaqmw ss{Xamknse samw hcpam\w32,163 tImSn cq]bmbn Ipdp. aphjwCtX Ime b f hn 33,356.74 tImSncq]bmbncpp I\nbpsS samw hcpam\w.

_n]nknF:hn]Wn {]Xo nXnt\m IqSpX hn\ ssIhcnm

_n]nknFn\v Ignp. AtX kabwaphjw aqmw ss{Xamkhpambn XmcXayw sNptm em`w Ipdp. _n]nkn Fns aqmw ss{XamknseAm Zm bw 1647.57 tImSn cq] bmWv.aphjw CtX Imebfhn 3139.60 tImSncq]bpsS AmZmbamWv I\n t\SnbXv.I \n bpsS aqmw ss{Xam k nsesamw hcpam\w 62,770.52 tImSn cq]bmbn h[np. aphjw CtX Imebfhn59,284.72 tImSn cq]bmbncpp I\nbpsSsamw hcpam\w.

tIm Cy: aphj t m anIXpw hn]Wn {]XonXnt\m anI

Xpamb {]h\ ê amWv tImCy ]pd p hn Xv. tIm CybpsSaqmw ss{Xamknse AmZmbw 4395.11tImSn cq]bmWv. aphjw CtX Imebfhn 4037.76 tImSn cq]bpsS AmZmbamWvI\n t\SnbXv . I\nbpsS aqmwss{Xam k nse samw hcp am\w19,685.53 tImSn cq]bmbnh[n p. aphjwCtX Ime b f hn17,227.10 tImSn cq]bmbncpp I\nbpsS samwhcpam\w.

sFHkn:aphjtm anI em` hf bmWv sFHknssIh cn Xv. sFHknbpsS aqmwss{Xamknse Am Zm bw3331.96 tImSn cq] bmWv. aphjw CtXImebfhn 2488.44 tImSn cq] bpsSAmZmbamWv I\n t\SnbXv. I\nbpsS aqmw ss{Xamknse samw hcpam\w 1,16,474.44 tImSn cq]bmbn h[np. aphjw CtX Ime b f hn1,07 ,868 .65 tImSn cq]bmbn cppI\nbpsS samw hcpam\w.

Fkv_nsF: hn]Wn {]Xo n Xnt\m Xmgv {]h\ ê amWv

Fkv_nsF ]pdphnXv. Fkv_nsF

^ns aqmw ss{Xamknse AmZmbw 284.80 tImSn cq]bmWv. aphjw CtXImebfhn 258.35 tImSn cq]bpsS AmZmbamWv I\n t\Sn bXv. I\nbpsSaqmw ss{Xamknse samw hcpam\w2291.25 tImSn cq] bm bn Ipdp.aphjw CtX Ime b f hn 2396.02


tUm. sdUvVokv et_m d dokv:hn]Wn{]Xo n Xnt\ m Xmg vXpwaphj t m Zp_ e am b Xp amb{]h\ ê amWv tUm. sd UvVokvet_m d dokv ]pd p hn Xv. tUm. sdUvVokv et_m d dokns aqmwss{Xamknse AmZmbw 363.31 tImSncq]bmWv. aphjw CtX Imebfhn512.96 tImSn cq] bpsS Am Zm b amWvI\n t\Sn b Xv. I \n bpsS aqmwss{Xamknse samw hcpam\w 2785.67tImSn cq]bmbn Ipdp. aphjw CtX

Imebfhn 2888.47 tImSn cq]bmbncppI\nbpsS samw hcpam\w.sKbn: aphj t m anI Xpwhn]Wn {]Xo n Xnt\ m anIXpamb {]h\ ê amWv sKbn]pd p hn Xv . sKbn ens aqmwss{Xamknse AmZmbw 1284.86 tImSncq]bmWv. aphjw CtX Imebfhn1091.42 tImSn cq] bpsS Am Zm b amWvI\n t\Sn b Xv. I \n bpsS aqmwss{Xam k nse samw hcp am\w12658.37 tImSn cq] bm bn h[n p.aphjw CtX Ime b f hn 11315.50tImSn cq]bmbncpp I\nbpsS samw

hcpam\w.Smm tamtmgvkv: ^vfmKvjnv I\naqmw ss{Xam k n \jvSamWv tcJsSpnbXv. {Kqnse samw I\nIfpsS {]IS\w hn]WnbpsS {]XonXnt\m XmsgbmWv. Smm tamtmgvkv{Kqns aqmw ss{Xamknse AmZm bw1627.50 tImSn cq]bmWv. aphjw CtXImebfhn 3405.55 tImSn cq]bpsS AmZmbamWv I\n t\Sn bXv. I\nbpsSaqmw ss{Xamknse samw hcpam\w46,278.14 tImSn cq] bm bn h[n p.aphjw CtX Ime b f hn 45,427.77tImSn cq]bmbncpp I\nbpsS samw

hcpam\w.F sFkn luknwKv ^n\mkv:aphj tm XmgvXpw hn]Wn{]Xo n Xnt\ m XmgvXpamb{]h\ ê amWv F sFknluknwKv n\mkv ]pdphnXv. FsFkn luknwKv ^n\mkns aqmwss{Xamknse AmZmbw 236.24 tImSncq]bmWv. aphjw CtX Imebfhn305.69 tImSn cq] bpsS Am Zm b amWvI\n t\Sn b Xv. I \n bpsS aqmwss{Xamknse samw hcpam\w 1954.96tImSn cq]bmbn h[np. aphjw CtXImebfhn 1592.53 tImSn cq]bmbncpp

I\nbpsS samw hcpam\w.

bpsS aqmw ss{Xamknse Am Zmbw 4648.44 tImSn cq]bmWv. aphjwCtX Imebfhn 4318.08 tImSn cq]bpsSAmZmbamWv I\n t\SnbXv. I\nbpsS aqmw ss{Xamknse samw hcpam\w 50942.14 tImSn cq]bmbn h[np.aphjw CtX Ime b f hn 43106.49tImSn cq]bmbncpp I\nbpsS samwhcpam\w.

UnF F^v: hn]Wn {]Xo n Xnt\m Xmgv {]h\ ê amWvUnF F^v ]pd p hn Xv. UnF F

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ap sNSnIsf At]nv _n sNSnIvtcmK{]Xntcm[tijn IqSpXemWv .60 sknao Dbchpw 40 sknao Dbchpw 30 sknao Dbchpap aqvXcwsNSnIfmWv km[m cW {Ko luknhfpXv.

IrXyamb hfsbnb sNSnI 45Znhkw apX ]qhnpXpSpp. AvZnhkn Hcn hnfshSpmw. HcpsNSn bn \nv icm icn Hc IntemapX cc Intem hsc hnfhv e`npw.BZyhnfshSpn\p tijw hnfshSpsNSnbpsS Xn\p Xmsg Aan D ckp Ibm sWn HcmgvN bvpn Dcknb `mKp \npw ]pXnb imJIDmIpp. Hmtcm imJbn \npw aqtmAXne[nItam ]q hnfshSpmw.

IrXy X bp hnf sh Spv Btcm KytmsSbp sNSnbpsS hfbvpw IqSpX ]q DmIpXn\pw klmbI

_nq IrjnsNp tm

{int Imcy ans AXzw AfpXn

\p am\ZWvUamb ]nFv 6apX 6.5 hsc DmIWw.

60 skn ao Bg n se nepwav DgpXpadnWw.

XSw FSpptm IpmbwAsn tUmtfmshvhnXdWw.

XSns Dbcw 25 sknaodpwhoXn 80 sknaodpw \SmX 40

sknaodpw BbncnWw. sNSnI Xnep AIew

s]mw IqSnb C\v 45sknaodpw s]mw Ipd C\v 30 skn aodpw Bbn cnWw.

tIc f nse {][m\ BtLm j amb HmW mevhn]Wnbn Intembvv350cq] hsc bmWv _n qhns hne. Intembvv 70cq] \ncn tlmskbn hn\ \Snbmt]mepw _nq Irjn em`I c ambn aptm psIm pt]mImw.

am Wv. hymh km bnI ASn m \ n_nq IrjnbneqsS av hnfIsf At]nv sNehv Ipdv Db DmZ\wssIhcnm Ignbpw.

_nq IrjnvtIcfnep km[yXI

tIcfnse {][m\ BtLmjambHmWmevhn]Wnbn Intembv v350cq] hsc bmWv _n q hns hne. avD h Ime fn Intembvv 200 cq]hsc hne DmImdpv. IqSpX henhpw \ndhpap ]qhn\v ]nsbpw hneIqSpw. Intem bvv 70 cq] \nc ntlmsk bn hn \ \S n bmt]mepw _nq Irjn em`Icambn aptmpsImpt]mImw.

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t^m: 9048002625)

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Career

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{inpI.

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Economy

hfm\ncns Imcyn C\n

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Cy bnse B`yc kml N cy

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Nqnmpp.

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Auto Check

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Tech Time

samss_ tIm \ncpI \nccwIpdpsImncnp {]Xn`mkn\vGsdpsd hncmaamsbv ]dbmw. cmPys {]apJ sSentImw I\nI tIm\ncpIfn KWyamb h[\ hcpnbtXmsS ""sNhnbn samss_ t^msInqn \Sp'' ioew (aebmfnI

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GXvt\chpw samss_en IpnsmncnphvFkv FwFkvAbpXns sNehv Hgn hm m hm vkv Bvt]mep kvam vt^mWnse kuP\y NmvBntj\pI hgnsbmcpnbXp t]mse kuP \y ambn t^m sNm \pkvam vt^m Bntj\pIfpw sshIm

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Xn\v Ifsamcppp.kuP\y tImfpI sNmhp Bn

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hm vkvBvt]mep kv am vt^mWnse kuP\y NmvBntj\pIfpsS D]tbmKw hym]IambtXmsS FkvFwFkvhgnbp sSentImw I\nIfpsS hcpam

\ n KWy amb Ipd hm Wp m b Xv.

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FkvFwFkpIfneqsS e`np hcpam\n shmUmt^m Cy 22 iXam\wCSnhmWvt\cn Xv . 2012 13 kmnI hjn BZy]IpXnbn 481.6 tImSn cq]bmWvCubn\n shmUmt^m t\Snbhcpam\w. ap kmnI hjw CtXImebfhn 617.40 tImSn cq]bmbncpp

I\nbpsS hcpam\w. 201112 kmnIhjn Unkw_ hscbp H]Xvamk Ime b f hn `mcXn FbsS n\vFkv Fw kp I fn \npw aqey h[nXtkh \ fn \npw e`n hcp am\wsamw tIm CXc hcpam\ns 11.3iXam\ambncpp. CXv\Sp kmnIhjw kam\ Imebfhn 9.9 iXam\ambn Ipdp.

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Xv. 2012 Fbskns Um m\pIhgn bp hcp am\w Cc n bm bn. `mcXnFbsSns s\vhvhgnbp Um

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cpam\w Ipdbm\p km[yX \ne\npIbpw sNptmgmWv Um m\pI hgnbp hcpam\w h[npXv.


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Personal Finance

`h\hmbv]bpsS]eni\ncvIpd bp tm

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pI: Nne kzImcy, s]mXptaJem _mpIfpw Nne h\hmbv]m m]\fpw^nIvkUvtdn hmbv ] \Ippv. nIvkUvtdn hmbv ]sbSph hmbv]mImebfhnepS\ofw Htc \ncnep ]enibmWv\tIXv . ]eni\ncvC\nbpwIpdbm\p km[yX \ne\ns \nehn ]e _mpIfpsSbpw `h\hmbv]bpsS ^nIvkUv tdpw ^vtfmnwKv tdpwXnep Acw (Ac iXam\w apXHcp iXam\w hsc) XmcXtay\ IpdhmWv. Fm ]eni\ncv XmgptXmsS^vtfmnwKv tdpIfpsS ]eni\ncv Ipdbpw. ]eni\ncv Ipdbm\p km[yX\ne\ns Ctm ]pXpXmbn hmbv]

FSpph nIvkUvtdnep hmbv ]HgnhmpXmWv DNnXw.

]en i\n c nse Acw Hgnhm m^nIvkUvtdn \npw v tfmnwKvtdntev amdmw: t\cs hmbv] FSpnp hv ^nIvkUv tdn \npw^vtfmnwKv tdntev hmbv] ampXn\p kuIcyw _mpI \Ippv.Cs\ sNpXn\v hnhn[ _mpI_mn bp apX ens Hcp iX am\wapX 1.75 iXam\w hscbmWv NmPmbnCuSmpXv.

]en i\n c n ImXemb hyXymk apsn _mekv {Smkv sNmw:

`h\ hmbv] \Ip hnhn[ m]\

fpsS ]eni\ncpIXn {]ISamb A cw\ne \npkmlNcyn\nehnep m]\n \npw ]en i \n cv Ipdasmcp m]\ntev hmbv]m Aunse _mekv ampXn\v Ahkcapv. Imemh[n XocpXn\v apv hmbv]Ah km \n n p Xn \v _mp I t\cs NmPpI CuSmnbncpsnepwdnkhv _mns CS s] S temsS AXv]nhensp.

_mekv {Smkv^ sNp tm]pXnb hmbv]p t{]mkknwKv NmPv\tIn hcpsanepw ]eni \ncnImXemb hyXymkapsn _mekv{Smkv sNpXmWv DNnXw. ]eni\n c nse Hcp iX am\w hyXymkwt]mepw ]eniC\n h_m[yXbmWvD]t`mmhn\v hcpnshpv. DZmlcWn\v 20 hjtp 20 ewcq]bpsS hmbv]bpsS ]eni\ncv10 iX

]eni\ncv Ipdbm\pkm[yX \ne \ns ]pXpXmbn hmbv] FSpph nIvkUv tdnephmbv] HgnhmpXmWvDNnXw. vtfmnwKv tdnhmbv] sb Sp p XneqsS mhnbn ]eni \ncvIpdbp Xns B\pIqeyw t\Snsb Spmw.

am \ amsWn ]en i bmbn \tIsamw XpI 26,32,000 cq] bmWv. AtXkabw ]eni\ncv 9 iXam\amsWn]enibmbn \tI XpI 23,18,800 cq]bm Wv. AXm bXv 20 hjtp 20ew cq]bpsS hmbv]bpsS ]en ibnHcp iXam\w IpdhpmIptm t]mepwsamw \tIn hcp ]eni C\n aqventesd cq]bmWv em`nm\mIpXv.

]eni\ncv Ipdbptm em`npXpI D]tbmKnv\nt]w Bcw`npI:]en i \n cv Ipd bp tm em`n mkm[np XpI \nt]n\mbn {]tbmP\sSpmhpXmWv. DZmlcWn\v20 hjtp 20 ew cq] bpsS 10iXam\w ]eni\ncnep hmbv]bn10 hj n\p tijw Hcp iXam\w Ipdhp m Ip tm {]Xn amk KUp bmbn

\tI XpIbn GItZiw 900 cq]bpsS Ipd hm Wp m Ip Xv. Cu XpIFm amkhpw \nt]npXmWvA\ptbmPyamb amKw.

ssIhiw ]Ww ssIhcptm AXvD]tbmKnvImebfhv IgnbpXn\p apvhmbv] ASpXov _m[yX Hgnhmm ]ecpw {ianmdpv. hmbv]m Imebfhns ]IpXntbmfw XmnbXn\p tijwhmbv] XncnSpXnt\m em`IcwB XpI e{]Zambn \nt ]npIbmhpw. hmbv]m Imebfhnse BZyhjfnse Xpey am k K Up hns `qcn m Khpw]enibn\ntemWvt]mIpXv F

Xp Xs ImcWw.28 slUvPv Hmlcn amv 2013

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News Scan

]msePn _nkvIv

Xnm CymsNehnXv 5100 tImSnIgn hjw ]msePn _nkvIpIfpsS hn\bneqsS am{Xw {]apJ _nkvIv \namW I\nbmb ]mse s{]mUIvSvkv t\Snb hcpam\w 5100 tImSn cq]. Cybnse Hcp F vFwknPn {_mns Hcphjs hn\ BZy am bmWv 5000tImSn cq] adnISpXv. {]apJ F vFwknPn I \n I fmb Um_, tKmZvsdPvs{]mUIvvkvXpSnb I\nI Ignhjw ssIhcn samw hn\ CXn

XmsgbmWv.]mse s{]mUIvvkns Ghpw {]

[m\ Damb ]msePn _nkvInshn\ 5000 tImSn cq] IhntmAXn \npw I\nv e`np hcpam\w 6065 iXam\amWv. I\n 2012hnXv samw 14,600 ]msePn _npIfmWv. AXmbXv 120 tImSn CymcnHmtcmcppw 121 _nkvIv hoXw.

hn \ bn cmw m\v\np F vFwknPn {_m v lnpm bqWnenhdns Aeps]mSn D

Agna Xn, kzP \ ] ]m Xw, sXmgpnIpv, sISpImcyX, ZoLhoW an m bva Cy bnse apJy [mcmA[nImc cmjv{Sobns khntijXIsf Cs\ Fndv IpsSpphcmWvCybnse k, tImtdvhKfnse \smcp iXam\w t]cpw.FmWvCXns\mcp ]cnlmcsa BtemN\bmWvtImtdpIpw _nkn\kpImpw cm{ob n kzm[o\w sNepWsan XfptSXmb Hcp cmjv{SobB {Kqv thW sa Xocpam\ntev Cy bnse _nkn \kv hn{K lfmb \mcmbWaqnsbbpw Inc aPpwZm dn s\bpw sIms n Xv. _mwq

s]mfn n B Inn (_n ]nFkn) F kwL S\ cq]w sImXv

XncsSpv cmjv{SobnHcp "tImtdv CSs]S'

asmcp Aeps]mSn Dam WvB F

kv]n F nsLcn. hn\3500 tImSn cq].

lnpmbqWnenhdnssse^vt_m bv,eIvkv FoDfmWvASp m\v. 2800 3000

_mwq s]mfnn B InnvXpSamIpXv. `cW \nehmchpw P\fpsS PohnX\nehmchpw sasSppXn\v kZw sNeppI FXmWvInnbpsS \bw.

ASp sXc s Sp n Hv cvtImSn cq] sNehgnm\mWv InnbpsSXocpam\w. InnbpsS {]Xnhj sNehv2550 ew cq]bmbncnpw. Inn AwKfn \npw P\fn \npw tiJcnp kw`mh\IfneqsSbmWv Cu XpI

IspI.

F. B.\mcm b W aqnbpw Inc aPpwZmdpwt\XrXzw \Ip _n]nFkn ASp IWmSI\nb a k`m sXc s Sp

n m\mn Isfa cnn pw.

As\bmWv. ASp IWmSIm \nbak`m sXcsSpn m\mnIsfacnnm\mWv _mwq s]mfnnB InnbpsS Xocpam\w. InnbpsS AP \mcmbWaqnbpw IncaPpw Zmdpw Ds sS bp h tNv{]Imi\w sNbvXp. sabn \Sp \nbak`m sXcsSpn acnm A\ptbm Py cmb m\mn Isf \ntZ inm cmjv{Sob ]mn I fn \npwkzX{ kwLS\Ifn \npw t\mant\

tImSn cq]bpsS hn\bmWvCu {_mpI 2012 ssIhcnXv. lnpm bqWnenhdns Aeps]mSn Damb k^vsXmp]nnepv hn\ 2900 tImSn.

73 hjambn hn]Wnbnep qtmkv_nkvImb ]msePnbpsS hn\bpsSASpsmpw asmcp _nkvIv Dn\pw Fm \m bn s Xv {it bw.]mse Pnbpambn acn p {][m\qtmkv_nkv IvDamb {_nm\nbbpsS ssSK hn]Wn ]mfnnGsd ]nnemWv. 2002 ]msePnbpsShn]Wn ]mfnw 67 iXam\ambncpsn 2012 AXv79 iXam\ambn h[np.AtX kabw 2002 26 iXam\ambncpssSK dns hn]Wn ]m fnw 2012H]XviXam\ambn Ipdp.

amb ho BWv. 3700 tImSn cq]bpsShn\bmWvho Ign hjw ssIhcnXv. F vFwknPn {_mpIfn hn\ bn aqmw m\v \np Xv

j Wn n cn p IbmWv _n]nFkn.

Ign hjw \Kcm [n Ir Xv amen\ywtiJcnm IgnbmXns\ XpSv _mwqcnse sXcp thm c fnamen\yw IppIqSnbtm Inc aPpwZm, Sn.hn.tam lZmkv ss] XpSnb ]ucapJy tNvHcp Iqm bvav cq]w

sImSp tXmsS bmWv

2002 67 iXam\ambncp ]msePnbpsS hn]Wn ]mfnw 2012 79iX am \ ambn h[n p.AtX kabw 2002 26iX am \ am bn cp ssSKdns hn]Wn ]mfnw2012 9 iXam\ambn.

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Hmsse hgnbp t]mfnkn hn\ an Cjpdkv I\nIfpw Bcw`ntXmsS tSw t]mfnknIfpsS {]oanbn KWyamb IpdhmWpmbXv. CXv D]t`mmv XmcXtay\ Ipd {]oanbn Db Cjpdkv]cnc e npn\p AhkcamWv HcpnbXv.

FpsImv tSwt]mfn kn I?

IpSpw_ns hcpam\ t{kmXkmbhynvA{]XonX acWw kw`hnpIbmsWn IpSpw_ns kmnI\ne ZoLImetvXpSpw kwcnsSpXn\mWvsse v Cjq sNp

Xv. CXmWv sse^v Cjp dknsBXynIamb Dtiyw. Cu eyw ]qWambpw \ndthpXvDb Cjpdkv IhtdPv eyamnbp tSw t]mfnknIfneqsSbmWv.

Hcp hyn bpsS hmjnI hcp am \ns 15 CcnbmbncnWw CjpdkvIhtdPvFmWv n\mjy m\ams]mXpsh ]dbpXv. (Hmtcm hynbpsSbpw {]tXyI Bhiyv A\pkrXambn CXn hyXnbm\fpmImw.) Cukw A\pkcnv aqv ew cq]hmjnI hcpam\ap Hcmv 45 ewcq]bpsS Cjpdkv ]cn c Dm bn

cnWw. C{Xbpw ]cnc e`yamIWsan aqv ew cq] hmjnI hcpam\ap Hcmv tSw t]mfnkn FSppIam{Xta \nhrnbpq. FtUmhvsa vt]mfnknItfm av Xcnep sse^vCjpdkv t]mfnknItfm hgn C{XbpwDb IhtdPve`nWsan {]oanbwXmmhpXmbncnn. hfsc Db{]oanbw \In Ccw t]mfnknI FSppXv \nt]sa \nebn e{]Zhpambncnn.

F{X tmfw Ih tdPvthWw?

IpSpw_ \mY\v A{] Xo nX acWw

kw` hn pIbm sW n IpSpw _ ns

Insurance

Ipd{]oanbw \InDb Cjpdkv]cnc t\Smwsse^v Cjpdkv AXns bYm An \ndthsSp tSwt]mfnknI FSpptm {int Imcy

bmtWm B Imebfhm

bn cn Ww t]mfnkn bpsSbpw Imeb fhv. 55 60

kmnI \ne ZoLImetv kwc

n s Sm \mWv Cjp dkv ]cn cBhiyambncnpXv. hmjnI hcpam\ns 15 Ccn IhtdPn\pn FmBhiyfpw DsSpptmsbvIqSn]cn tim [n t Xp v. t]mfnkn DSahmbv] FSpnpsn AXn\p ]cnc, IpnIfpsS hnZym`ymkw, hnhmlwXpSnb mhnbnse Bhiy \ndthm\p ]cnc t]mfnkn XpIbn Dsnptmsbv Ddv hcptXpv.

Hcn tSw Cjpdkv t]mfnknFSpm AXv\Ip IhtdPv Fmetpw ]cym]vXamsW sXnmcWtbmsS CcncpXv. ]Wscpw \nfpsS

Cjpdkv IhtdPns\ _m[npsavIqSn a\knemt Xp v. Ctm 50ew cq]bpsS IhtdPvFSppIbmsWn Hmtcm hjhpw Bdv iXam\w ]Wscpw IWmnbm t]mepw ]vhjw Ignm AXns aqeyw 28 ewcq] am{Xam bn cn pw. AXn \m Pohn Xnse Hmtcm Lnepw Cjpdkv]cnc ]cym]vXtamsbv ]p\:]cntim[npIbpw ]cnc Bhiyn\v A\pkcnv h[nnpIbpw sNWw.

IhtdPv F{X Imetv?Hcm tPmen sNp Ibpw hcp am\w

DmpIbpw sNp Imeb fhv F{X

hn] Wn bn \ne hn eptSw t]mfnknIfpsS {]oanbn KWyamb Acam Wp Xv. GP v hgnhmp t]mfnknIfpsS{]oanbw Hmsse hgnhmp t]mfnknIfpsS{]oan b n t\m Ccntbmfw hcpw.

hbkmWvHcm tPmenbn \nv HutZymKn I ambn hnc an p {]mbw. AtX kabw kmnI _m[yXI h[npkmlN cy n hnc an Xn\p tijhpwtPmen sNpXv Cv km[mcWambnpv. 65 hbkv hsc Hcm tPmen sNmDtinppshn B {]mbw hscbpCjp dkv Ih tdPv Dm bn cn Ww.DZml cW n\v 30 hb kp Hcm tSwt]mfnkn FSpptm 35 hjtp IhtdPv Ddv hcpWw.

{lkzImetv tSw t]mfnknI

FSppXv Hgnhmm {]tXyIw {intXpv. 30 hbkp Hcm 15 hjtv t]mfnkn FSpm AbmfpsSIhtdPv 45 hbkn Ahkm\npw. 45hbkn\p tijw IhtdPv Bhiysan]pXnb t]mfnkn FSp t n h cpw. B{]mbn t]mfnkn FSpptm {]oanbw hfsc DbXmbncnpw.

t]mfnknI Fs\sXc s Sp Ww?

hn]Wnbn \nehnep tSw t]mfnknIfpsS {]oanbn KWyamb AcamWpXv. GP v hgn hmp t]mfn

kn I fpsS {]oanbw Hmsse hgnhmp t]mfnknIfpsS {]oanbnt\m Ccntbmfw hcpw. DZmlcWn\vFsFknbpsS Aaq Poh F tSwt]mfnkn 30 hbkp Hcm 50 ewcq] IhtdtPmsS 35 hjtvFSppI bmsW n 14,600 cq] bmWv {]oanbw.AtX kabw kam\ {]mbnep Hcmkam\ Imebfhntev kam\ IhtdPn\mbn Hmsse hgn t]mfnkn FSpptm ]e kzImcy I\nIfpw CuSmp Xv 4,000 5,000 cq] bpsS hmjnI{]oanbw am{XamWv. Hmsse hgn t]mfnkn hmpXmWv Ghpw em`IcsavCu DZmlcWn \np Xs hy

amWv.

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t]mfnknI ip]mi sNptXm BsWvIsnbXv .

D]t`mmv e`np A\p`hs Ipdnv KthjWw \Sp Ikkn m]\amb tI IayqWntjkv \Snb KthjWn sh_vsskneqsS anI D]t`mIvXr A\p`hw\Ip Cjp dkv I\n amIvkv\yqtbmmsWmWvIsnbncnpXv. 53.6 t]mbnmWvamIv kv\yqtbmn\v\InbnpXv . hfsc anI D]t`m

KvXr tkh\w \IpXn\v 75 ampwanI D]t`mKvXr tkh\w \IpXn\v60 ampamWvam\ZWv Usancns Cuhn`mKfntev Hcp CjpdkvI\nt]mepw Fnbnn. sFknsFknksF{]qUjyemWvcmw m\v 48.62 amv. _PmPvAebkv aqmw m\pw(47.83 t]mbn v) tImv sse v \memwm\pw (44.1 t]mbn v) BWv.

an Cjpdkv sh_v sskpIfpwt]mfnknIsf IpdnvNpcpnb hnhc

hml\ Cjpdkv {]oanbwaqncn hsc h[npp\fpsS {]oanbw 53,832 cq]bmbncnpw.

CXn\p apv 2012 G{]nenemWv hml\ Cjp dkv {]oanbw h[n n Xv.{]oanbw h[\bvsXnsc hml\ DSa

I fpsS Atkm kn tb j sImssltmSXnbn lPn \InsbnepwF vamkw \o \nbabpns\mSphn{]oanbw h[\bvvA\pIqeambn sIm ssltmSXn hn[n ]pdsSphnpIbmbncpp. 40 iXam\w hsc {]oanbwh[\bmbncpp Ign hjw GsSpnbXv. ChW h[\ 300 iXam\whscbmbn.

hml\ CjpdkvsbnapIfntep Xon\mbn hj sf Sp

p kmlNcyn mhnbnsesbn ap I Xop Xn \mbn

\on sh p aqe [\wh[n n m sFB

UnF Ign hjwCjp dkv I \n I

tfmSv Bhiy s n cn cpp.Cu Ah k c n Cjpdkv

{]oanbw ]Snbmbn h[nnm I\nIv A\paXn \Ipsapw sFB

UnF Ddv \Inbncpp.

hml\ Cjpdkv t]mfnknIfpsS{]oanbw G{]n Hv apX h[npw.hml\ Cjpdkv sbnapI h[np Xpw sbn apIfnt ep XovsshIpXpw IWnseSpmWv{]oanbwh[\. sFBUnF (CjpdkvsdKptedn sUhe]vsa v AtXmdnn) CXpkw_n \ntZi aptmpshp.

FPn tijn 1000 knkn IhnbmImdpIfpsS tXUv]mn {]oanbw G{]nHv apX {]Xnhjw 1453 cq] bm bncnpw. {]oanbn 85.33 iXam\w h[\ bmWv hcp n bn cn p Xv. 784cq] bmWv \nehnep{]oanbw. FPntijn 350 knkn Ihnbm CcpN{Ihml\fpsS {]oanbw 1415 cq]bmbpw h[nnp. 108.14iX am \ amWv {]oan bnse h[\. ap{Ihml\ Hgn sI bpXpwNcp Ib m \p tijn40,000 Intem{Kmw Ihn bmXpamb Nc p \o hml \fpsS hmjnI {]oanbn 313.45iXam\w h[\hmWv hcpnbncnp

Xv. G{]n Hv apX Ccw hml

am{XamWv \IpsXpw D]t`mmvhniZmwi e npXn\v Gsd_pnapmsWpw dntmn Nqnmpp. an CjpdkvI\nIfpw sse vCjp dkv D hnp_mpIfpw sh_vsskpIfn DS\ofwkmtXnI ]ZfmWvD]tbmKnncnpsXpw AXn \m sh_vssk p I fn\Inbncnp hnhc D]t mmv a\knempI {]bmkIcamsWpwdntmn ]dbpp.

D] t`m m vthXv sh_vsskpI\Ipn

Cjp dkv D hnpsh_vsskpIfn 15 iXam\w am{XamWvD]t`mmvBhiyap t]mfnkn

I \IpsXv tI IayqWntjkv{]knoIcn dntmn shfnsSppp. sse vCjpdkv I\nIfpsSbpw P\d Cjpdkv I\nIfpsSbpw Cjp dkv D hnp _mpIfpsSbpw sh_vsskpI]T\hnt[bamnbXn\p tijamWvCcw 85 iXam\w sh_vsskpIfpw Hcp t]mfnkn t]mepw ip]mi sNmtXm sXmb

D] t`m m vthXv sh_vsskpI\Ipn

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Mutual Fund

UbdIvSv m\pIfnse \nt]w

A[nIt\w \Iptam?hnX cW msc Hgn hmn \nt ] I\v t\cnv \nt]w \S m \p kuI cy amWv ayqNz ^p IfpsSUbdIvSv m\pI \IpXv.

ayqNz v\nt]Iv Gsd KpWIcamb \S]Snbmbncpp cc hjwapv \nehn h F{Sn temUv \ntcm[\w. \nt]I\n \npw F{Sn temUvF t]cn hnXcWmp 2.25 iXam\w Inj XpI CuSmp GmSv

sk_n \n em nbtXmsS B XpIem`nm\pw IqSpX XpI ayqNz pI fn \nt]nm \pap kuIcyw\nt]Iv ssIhp. Inj C\n \bm ss]k t]mepw hnXcWmv \IcpsXv\n_ap \nt] Imbn aqc hj n\p tijwCtm UbdIvSv m\pI F ]pXnb]Xn IqSn \nehn hncnpp.

F{Sn temUv \ow sNbvsXnepwayqNz vI\nI hnXcWmvInj \Ippv. CXvayqNz pI X fpsS sNe hn Ds Spn\nt]Icn \nvCuSmpIbpw sNp

pv. hnXcWmsc Hgnhmn ayqNz^v I\nIfpsS HmôkpI hgntbmcPnkv{SmamcpsS HmôkpI hgntbmayqNz vI\nIfpsS sh_vsskpI hgntbm t\cn v\nt]w \Sphv Cu Inj XpI IqSn em`nmsaXmWv UbIvSvm\pIfpsS khntijX. Inj XpI HgnhmpXn\mAXvayqNz ns FFhnbn {]XnênpIbpw Db FFhnbpsS ASnm\n \nt]I\vbqWnpI e`yamIpIbpw sNpp.

ayqNz ^v I\nIfpsS hnhn[^pIfpsS UbdIvSv m\pI P\phcnHv apX hn]Wnbnsenbnpv. Nne^pIfn sdKpe ^pw UbdIvSv^pw Xnep Acw Hv Hc iXam\amWv. DZmlcWn\vtImv SmIv kvtkh ^ns FFhn 19.32 cq]bmsWn (s^{_phcn 22 mw XobXnbnseFFhn) tImvSmIv kvtkh UbdIv Sv^ns FFhn 19.57 cq]bmWv.

t\w t\cn v \nt]w\Snbhv

Ub dIvSv m\p Ifn \nt ]n pXp sImv\nt ] I

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kznv sNmw. (C Xn \m bp At]ayqNz ^v I \n v kan mam{Xta kznnwKv\SpIbpq). sdKpem\nsbpw UbdIvSv m\nsbpw FF hn I Xn Hv H c iX am\wAcw \ne\np pIfn \nehnep \nt]Iv kznvsNpXneqsS A[nI t\apmmw. Fm Hcphjn Xmsg ssIhiw shXn\ptijamWv Ccn kznnwKv \SpsXn {lkzIme aqe[\ t\n\p \nIpXn _m[Iambncnpw. UbdIvSvm\p I sfbpw sdKpe m\p I sfbpwhyXykvX ^p I fmbmWv ]cn K Wn p XvFXn\memWvCXv .

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]pXnb \nt]IvKpWIctam?

Inj C\nep sNehv HgnhmpXp sImv UbdIvSv m\pIfpsSFIvkvs]kv tdtjym Ipdhmbncnpw.]pXnb \nt]IvUbdIv Svm\pIsXc s Sp p Xp sImv e`n pKpWw CXmWv. Fm kzw \nebn^pI sXcsSpphp am{XtaUbdIvSv m\pI sXcSpXp sImvKpWapq. pI t\cn v sXcsSpm ssh`hanm km[mcW \nt]Iv hnXcWmcpsS tkh\w Hgnhm

m\mIn. ayqNz vt]mep koW D sXc s Sp p tmkm[mcW \nt]I hnZKv[ D]tZiwtXSpXmWvDNnXsancns FIv kvs]kv tdtjym bpsS ASn m \ n epsNdnb t\n\mbn hnXcWmsc Hgnhmn, UbdIvSv m\pIfn \nt]npXv hn]coX ew sNbvXpshp hcmw.FIvkvs]kvtdtjymbnepmIp em`tm {][m\w anI pI IrXyambn sXcsSpm km[npXnemsWv]pXnb \nt]I a\knemtXpv.

sI.Achnv

Hcp hjn Xmsg ssIhiw shXn\p tijamWvayqNz ^pIfpsS sdKp

e m\n \nv UbdIvSvm\ntevkznnwKv \SpsXn {lkzIme aqe[\ t\n\p \nIpXn\Im \nt]I _m[y\mbncnpw.


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CIznn ^pIfn 2 hjs

Ghpw henb em`saSpvHmlcn hn]Wn cv hjs Db\ne bn se nb P\p h cn bn ayqNz^v \nt]I hn]peamb em`saSpmWv \SnbXv. P\phcnbn CIznn^v kvIoapIfn \nv 7,723 tImSn cq]bmWv \nt ] I ]nh en Xv. 2010HIvtSm_dn\p tijap Ghpw iamb hn\bmWv P\phcnbn CIznn^pIfn ZriyambXv.

2012 G{]n apX 2013 P\phcn hscCIznn pIfn 13,317 tImSn cq]bpsS

A hn \ bmWv \S sXv Bw^n(Atkmkntbj Hm vayqNz vkvC Cy) shfn s Sp p p. AtXkabw ap hjw Cmebfhn CIznn^pIfn 3,140 tImSn cq] bpsS A \nt]amWv \SXv. Ahn\ iambXvP\phcnbnemWv . CIznn pIfnse]pXnb hn\bpw ]pXnb \nt]hpwXmcXayw sNbvXm 2500 tImSn cq]bpsSAhn\bmWvP\phcnbn \SXv .

hn \sb XpSv CIznn ^pIfpsS \mev ew t^mfntbmI P\phcn bn Cm Xm bn. P\p hcn Ah km \nse t^mfntbmIfpsS Fw 3.36 tImSnbmWv. 2007 amn\p tijw t^mfntbmIfpsS Fw C{Xbpw IpdbpXv BZyam

bm sWv sk_n Nqn m p p. 2012G{]n apX 2013 P\phcn hsc 40 ewt^mfntbmIfmWvCmXmbXv . Cmebfhn t^mfntbmIfn FmesbpwDb sImgnnemWv DmbXv. sk]vw_ apX P\phcn hsc 28,346 tImSn cq]bmWvCIznn pIfn \nv ]nhensXv. ap hjw kam\ Imebfhpambn XmcXayw sNptm hn\ 83.7iXam\w h[np.

2008 P\phcnbn Hmlcn hn]Wn G

hpw Db \nebnsenbtm \nt]w \Snbh 2013 P\phcnbnse hn]Wnbnse aptw em`saSpn\mbn hn\ntbmKnXmbn \ncoI Nqnmpp.dosbn \nt]I Gsd kPohambncp 2007epw 2008epw hn]Wnbnsenb]pXnb pI Ctm am{XamWvanI{]IS\w ImgvN shpsXpw CXpw\nt]IcpsS mKp \npmb hn\ kZ n\v Imc W am bn p spwAh ]dbpp.

ayqNz pIfpsS UbdIvSv m\pIfntev\nt]w HgpIpXv ayqNz vhn] Wn bnse ]pXnb {]h W X IvXpSw Ipdnpp. P\phcnbn Bcw nUbdIvSvm\pIfntev 33,830 tImSn cq]bpsS \nt]amWvHgpInbXv.

hnhn[ Akvamt\Pvsa v I\nI

UbdIvSv m\pIfntev\nt]w HgpIpp

\SpXn\p ]pXnb kwhn[m\w D]tbmKsSppXmWvUbdIv Svm\pIfntev BkvXn HgpIpXn\p {][m\ImcWw. hnXcWmv Inj C\n \Ip XpI em`nmsaXmWvUbdIvSvm\pIfpsS ta.

enIznUv ^pI t]mep nchcpam\w \Ip ^pIfpsS UbdIvSvm\pIfntemWv\nt]w {][m\ambpwhgnXncnsnpXv. sNdpInS \nt]I UbdIvSvm\pIfn F{Xtmfw XmcysaSpppshv hcpw amkfnam{Xta hyamIpIbpq. _mpIpwtImtdpIpw sUv ^pIfpsSUbdv m\pI D]tbmKsSppXvKpWIcamsWn CIznn vDsf Ipdnvhyamb Aht_m[anmsNdpInS \nt]I hnXcWmsc Hgnhmn \nt]w \SpXv pIfpsSsXcsSpn ]nghvhcm ImcWamtb

mw.

fpsS UbdIvSv m\pIfnse BkvXn 1.75ew tImSn cq]bmWv. CXv Akv amt\Pvsa v I\nI ssIImcyw sNpsamw BkvXnbpsS 21 iXam\w hcpw.Ub dIvSv m\p I fn Ghpw DbBkvXn ssIImcyw sNpXvsFknsFknsF {]qUjy ayqNz ^mWv18,069 tImSn cq]. _nf ksse^vayqNz pw (14,696 tImSn cq]) bpSnsFayqNz ^pw (12,859 tImSn cq])bpwsXmp]nnepv.

Unkv{Sn_yqamcpsS klmbanmsXayqNz pIfn t\cn v\nt]nmXmcysSphmbn Fm ayqNz^vkv IoapIfpsSbpw UbdIvSvm\pIIqSn Bcw`nWsa sk_nbpsS \ntZiw A\pkcnv P\phcn Hv apXemWvAkv amt\Pvsa v I\nI UbdIvSvm\pI Bcw nXv. enIznUv pIfn\nt]w \Sp _mpIfpw tIm

tdpIfpw UbdIvSvm\pI hgn \nt]w

CIznn ^pIfn 2 hjs

Ghpw henb em`saSpv

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Investment Strategies

\nt]nse tNm XSbmImn s{]m ^pIHmlcnIfnepw IS{Xfnepw \nt]np Imn s{]m ^pI Hmlcn hn]Wnbn CSnhvDmIptm \jvSw t\cnSp kmlNcys Hgnhmn \nt]n\v kwcWw \Ipp.

ImemImeambn Ghpw IqSpX t\w\Ip \nt] amKamWvHmlcnIsfnepw Hcp hn`mKw \nt]I Hmlcn\nt ] n \nv amdn \np XvAXnse dnkvIns\ bmWv. henb em`wInn bn s nepw \nt ]n XpI bn\jvSw hccpsXvB{Klnph Hml

cn \nt]nse dnkvIns\ `bpXvkzm`mhnIw. \nt]n CSnhvhcpXvDsmm\mIm Acw \nt]Iv A\ptbmPyamWv Hmlcn \nt]n \np t\hpw aqe [ \ n\vkwcWhpw \Ip ayqNz pIfpsS Imn s{]m ^pI.

HmlcnIfnepw IS{XfnepambmWvImn s{]m pI \nt]w\SpXv. \nt]ns KWyamb ]v IS{Xfnepw sNdnb ]vHmlcnIfnepw \nt]npXneqsSbmWvCcw kvIoapI aqe[\n\p kpcnXXzw h[nnpXv.

\nt]coXn1525 iXam\w hsc Hmlcn

Ifnepw 7585 iXam\w hsc IS {X fn ep am bmWv anImn s{]m ^pIfpsSbpw \nt]coXn. Ccw pI Fs\{]hnppshvt\mmw.

DZm l c W n\v HcpImn s{]m v 80 iXam\wIS{Xfnepw 20 iXam\w HmlcnIfnepamWv\nt]npXv Fv IcpXpI. 100cq] \n \nt]nptm CXn 80cq] IS{Xfn \nt]npXneqsS9 iX am\w hmjnI ]eni e`n ppshv IcpXpI. (AAA tdp tImtdv t_mpI \IpXv GItZiw 9iXam\w t\amWv.) As\sbn IS {X fnse \nt ] n \npt\w Hcp hjn\p tijw 7.20 cq]Bbncnpw.

_mn 20 cq] HmlcnIfnemWv\nt]npXv. Hcp amkn\pn Hmlcn\nt]neqsS 50 iXam\w t\w e`npIbmsWn 20 cq]bpsS \nt]n \npw e`np t\w 10 cq]bmbncnpw. AXmbXv100 cq]bpsS \nt]ns aqeyw Hcp hjn\p tijw 117.20

cq]bmbn Dbcpw t\w 17.20 iXam\w.

1525 iXam\w hsc HmlcnIfnepw 7585 iXam\whsc IS {X fn ep ambmWv an Imn s{]m ^p IfpsSbpw \nt ] co Xn. \nt]ns Imebfhv IgnbpXp hsc Imn s{]m ^pIfn \nt]w XpSncnWw.

AtX kabw Hmlcn \nt]n\nv 25 iXam\w \jvSamWv DmIpsXn \n vn _okn \nt]n 20cq]bpsS aqeyw 15 cq]bmbn Ipdbpw. As\sbn samw \nt]ns aqeywHcp hjn\p tijw 102.20 cq]bmbncnpw. ChnsS \nv e`np t\w

Ipdsnepw aqe[\w kwcnpIF eyw \ndthsSpp. HmlcnIfntem CIznn ^p I fntem am{Xambn\nt]nncpsn t\cntSn hcpam

bncp henb \

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Ohari 03-2013