Transcript

B1

ASSET ALLOCATION) ( 10% ( ) 529

529 529 529 http:// www.savingforcollege.com/compare/caps.php http:// www.moneyradio.org/showSubCategory.php? SCID=4563 529 COVERDELL (Education IRA) Coverdell Coverdell Coverdell Coverdell 2 (Savings Bond) EE (I-Bond) ($104,900-134,900 $69,950-$84,950) 1 EE I I 3.36% COMPETITIVE GRANT:GPA GRANT 22,500 20 FAFSA COMPETITIVE CAL GRANT 12 CASH FOR COLLEGE 1 www.calgrants.org/index.cfm? navid=16

529 529 (Prepaid Tuition) 529 (Gift Tax) 13 529 5 529 529 Beneficiary)

529 (HOPE SCHOLARSHIP) (LIFETIME LEARNING) (TAX CREDITS) 529

68,000

CAL GRANTFAFSA 3 2 (Priority Date) CAL GRANT CAL GRANT CAL GRANT CAL GRANT A B CAL GRANT A (CAL STATE)(UC) GRANT A GRANT B $1551 GRANT B $1551 C A L G R A N T ENTITLEMENT COMPETITIVE ENTITLEMENT

(Senior Financial Analyst)10 34% 127,000

MONEY PayScale.com .

(Business Analyst, IT)10 29% 125,000

(Software Development Director)10 28% 12,000

(Physical Therapist)10 27% 181,000

1. http://www.moneyradio.org/ showSubCategory.php? SCID=5440 (523 8th Street) FAFSA FAFSA WORKSHEET 510-893-3210

(Telecommunications Network Engineer)10 53% 21,000

(Physician Assistant)10 27% 82,000

(Systems Engineer)10 45% 88,000

(Computer/Network Security Consultant)10 27% 13,000

2.

(Personal Financial Advisor)10 41% 20,000

(Veterinarian)10 35%

B2

GazeboChinese Cuisine

-

1310 Noriega Street (20th Avenue) San Francisco, CA 94122

Tel : (415) 682-8999

(415) 682-8666

YING KEE RESTAURAN(BUFFET ) , 5%; /, , ; , ; $5.25()

Little Hong Kong Restaurant 11 9 10443 San Pablo Avenue, El Cerrito510-524-0888

3 - 9:30PM, $15.00,

10%!

: 387 9t h St reet () , O akland, CA 94607: 9:30AM - 9:30 PM :

510-465-1888

Banana Leaf -

MILPITAS SQUARE

-

11am-3pm 5pm-11pm 11am-11pm

408-955-9666

B3

Prince Dim Sum House

14736E. 14th St. San Leandro, CA 94578 Tel : (510) 667-9888

Dine In Take Out Catering

www.catering-ohana.com

Ohana Hawaiian BBQ1933DavisStreet,Ste135A,,SanLeandro, CA94577 (510)-383-9898

AlohanaHawaiianGrill15555E14thStreet,Ste319,SanLeandro,CA94578 (510)-481-8888

NewItems:$4.95$3.95 $4.95 $1.75

$12.99100 10%

3pm - 5pm

Mon-Fri 11:00am-10:00pm Sat, Sun, Holiday 10:00am-10:00pm

:

www.princedimsumhouse.com

B4

() 8 () () (Notice of Default) (Notice of Foreclosure) (Loan Modification) 15% ( ) (Short Sale) (Foreclose) (Delinquent Payment) 5-7 2

VOICE PAD () (Multiple Listing Service) VOICE PAD VOICE PAD VOICE PAD

Closing Costs Good Faith Estimate GFE

HUD HU D RESPA 10% Escrow Agent HUD-1 Settlement Statement HUD-1

() (Condo) County (Equity Deed)* (Equity Line of Credit)* (Phoenix) (Lis Pendens)* (Settle) (Multiple Listing Service MLS) 46 7

...Equity Deed ) - Equity Deed of Trust Deed of Trust Deed

Lis Pendens 405 Equity Line of Credit ) - (Prime Rate) (Base Rate) (Deed Fraud) (Foreclose) (Quit Claim Deed)

*

MORTGAGE CENTER CORP.199 California Drive, Suite 200 Millbrae, California 94030 Real Estate Financing Of All Types of Properties Since 1983

Cell:650-483-8250 Tel: 650-652-9000 Fax:650-652-9811

Simon Kim LeeBrokerDRE Lic#00898196

[email protected]

Sophia Chan, ::Pleasanton, Dublin, San Ramon, Fremont, Newark, Union City...

(925) 719-7033DRE # 01722769

[email protected] www.SophiaChan.net

Office: * 5870 Stoneridge Mall Rd. Pleasanton * 39644 Mission Blvd. Fremont

, !

(SHORT SALE)

Mimi Du (RE License # 01304977) Loan Consultant, Realty World SVI Group 408-661-6683 [email protected]

Point( ) : a. 30 b. W2 c. d. e. 401K . f. g.

B5

() 100%

2 5 (credit Lines) 24 12

: (Appraiser) : ) (Pre-Approval Letter) )

(Down Payment) (Offer) 2 3% Offer (Pre-Approval Letter) : : (Pre-Approval Letter) ? )

(Pre-Approval Letter) (Pre-Approval Letter) (Agnes Chan Low) www.realestateinfo.me

2 2 2

2 ( ) 2 2 2

(Asset) 60 60 60

Randy Lui Broker, GRI, CRS, SRES, e-Pro, RE Masters

2/20

Tel: 415-310-9872 Fax: 888-234-5644Email: [email protected]

www.BuyNSellSF.com

Norman Tang#01313859

(Gift Letter) XXXXXXXXXXX 2

J C Real Estate Investment Group, INC. Real Estates and Loans

Quantum Real Estate 840 Hinckley Road #215 Burlingame, CA 94010 510-797-9222 510-552-0938 650-652-9399 [email protected]

Christie Ng

DRE#01331327

Senior Loan Officer, Broker Associate,

Direct: (415) 756-5435 Fax: (415) 680-2311 E-mail: [email protected] Hanover Street, San Francisco, CA 94112

Robert Chen B.S.(), MBA (Duke), Ph.D.(UGA)

Real Estate Broker, Trusty RealtyReal Estate License # 01327720

408-835-2455Email: [email protected]

1-408-263-8585

B6

Anna ()

Lisa 2009

Vallejo Annie

: :

2008 David Lisa Lisa 2008 David Lisa Lisa

02

20 Chuck E. Cheese's 30

Renting A Car Clerk: Next customer in line! Hi, how can I help you? ? Customer: I want to rent a car for the weekend. Clerk: Would you like a compact, full-size, or minivan?

Customer: A compact car, please. I saw that you have a special weekend rate. Clerk: Yes, we do. The rate includes unlimited mileage, but not the fuel. Customer: What about additional drivers? Clerk: There will be an additional charge of $11 for each driver per day. Customer: What about insurance coverage? Im thinking of driving to Mexico. Clerk: You have the option of adding insurance to this weekend package.

: 211 Topaz Street, Milpitas, CA 95035. : 408-263-8585

Customer: Thats great! Please add one additional driver and insurance to this rental.

B7

2009 2010

2009 7 90

1-408-263-8585 102 [email protected]; 510-790-3366E-mail: [email protected]. www. Family.cchc.org

1. 2. 510/790-3366 3. 510/790-

10-11:30a.m. Milpitas 211 Topaz St., Milpitas, CA 95035 408263-8585

3366 4. 5. HFRC

Capitol VillaResidential Care Homes, Highest Quality Care for over 20 years

Professional Help, Personal Care.

, 24 1 2.5

1733 Oldtree Court, San Jose, CA 95131 408-729-9019 www.capitolvilla.com

() 2010 2 20 9 AM-1:30 PM 2010 2 27 9 AM-1:30 PM 1101 San Antonio Rd., Mountain View, CA

$10 CCHC CCHC 523-8th Street, Oakland, CA 94607

2010 2 13

B9

(Clifford E. Fried)

4 H1B H1B 2007 2008 65,000 H1B H1B 10 () 30 H1B H1B

21

2007 7 6

$7500

21

56 5 2 6 90 5-6 90 90

( ) 90 () I-130 I-130 ()

Law Office of Frank M. Tse AM 1450 MONTGOMERY 550 650 415-781-1588 [email protected]

WILLIE LEUNG APPRAISAL SERVICE

CRA#007780

415-608-9680 650-878-1947

B10

)

() 2006 www.ccmlit.org/ChineseToday/ ChineseToday_529/

2 20 ()() () 981 8 280

B11

Excuse me

:

2009 Jingle Bells

2009 10 91 3 1 20 10,000

(Autism)

2003

Regional Center

209-835-4673 122 [email protected]

B12

West Valley Dental Group

18480 Prospect Road Saratoga, CA 95070www.westvalleydentalgroup.com

Edward Zhao, DDS 450 Sutter Street, Suite 1640, San Francisco, CA 94108 415-956-7744

JAMES K. YU DDS San Francisco Office 490 Post St., Suite 608, San Francisco, CA 94102 Tel: (415)956-8010, (415)362-7878 Milpitas Office 995 Montague Expwy, Suite 216 Milpitas, CA 95035 Tel: (408)263-1188

: ADA, CDA, SFDA, NCDA

WELCARE FINANCIAL GROUP Anthem Blue Cross, Health Net Kaiser Permanente CA License #0734308

: (408) 768-0848

(650)802-9288 [email protected] 1668 El Camino Real, San Carlos, CA 94070

B13

B15

2002 Faith 6 Faith Faith Jude

Joy

Faith

Faith Oprah Jude Facebook blog 7 Faith YouTube Faith 1 http:// www.youtube.com/watch?v=EqplI66cHsI Reuben Jude Stringfellow Faith() Faith Jude Jude Faith Faith Jude Faith

Jude Faith Faith Faith ...

7 Candy Fung [email protected]

Cho F Chan CPA Inc. A Professional Corporation

655 Redwood Hwy, # 308 Mill Valley, CA 94941 Phone: (415) 381-0681 Fax: (415) 381-0682

B16

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(Jade) Jade Jade Jade Jade Jade CAS Jade