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آلية تطبيق عقد الاستصناع في المصارف الإسلامية
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that make the adoption of Islamic finance and applicable for the promotion
ofsmallbusinesses.
WasthechoiceofthecountriesoftheGulfCooperationCouncilbecause
of the high financial contribution Istisnaa product placement in the Islamic
banksinthosecountries,whichreached30%,non-submissionoftheproduct
intheIslamicbanksintherestoftheArabregion,wheretheratioinEgypt,
forexample,to1%ofthevolumeofinvestmentsdirectedmainlytothemark
andonlyasingleproduct.
* * *
) (
The Role of Istisnaa in Islamic Banks in the Financing of
Industrial Projects, Small and Medium -
(Gulf Cooperation Council states of the Gulf model)
Dr. MOSTAFA MAHMOUD ABD ELSALAM
abstract
This research discusses the istisnaa as the Islamic financial products
in the financing of industrial projects has become a small initial offering
ishighontheagendaoftheeconomiesofdevelopingcountries, including
ArabandIslamiccountries,and thusstemthe importanceof research that
allows for the development of the intellectual level of a product (Islamic
istisnaa), which brought about the Islamic doctrine and the extent of the
economicapplicationsofrealismtotheIslamicbankingsystemasarealistic
solution for the financing of small industrial projects, and even contribute to
the marketing of products made from those projects.
Whereistheobstacleoffundingandoneoftheimportantconstraintsfor
small projects, the holders of these projects are usually not available to the
professionals they have savings to enable them to build their projects, and
havenoguaranteesthatcanbeprovidedtothebanksforwhichtheloans,and
theothersourcesoffundingintheformofloansthatputmoreburdenson
the usefulness of the projects, which are the benefits of these loans as a fixed
cost burden of these taxes the projects and make them lose a competitive
advantage with other projects in terms of the price of their products, and fear
a good number of those who wish to establish small projects of the suspicion
ofinterestincurredbyloansinterestrate,hencethereisarangeoffeatures