2011.3.21.*

*

Taiwan*

*

ECFA????/*

1000()20071742008184200919310.9%845165:2009~20102009114*

200810

:2009~20102009114

*

()1ICBC21,2602China Construction Bank17,5203Standander Central Hispano15,8254Bank of China12,6205Banco Bilbao Vizcaya Argentaria9,6406HSBC Holdings9,3077Barclays Bank8,8598Agricultural Bank of China7,6599UniCreidt6,95210Royal Bank of Canada6,077

()1Royal Bank of Scotland-59,2812Citi group-53,0553Wells Fargo-47,7884Fortis Bank-28,2485UBS-19,6366HBOS-15,7807Credit Suisse Group-14,0108Deutsche Bank-7,9909Hypo Real Estate Holding-7,48110Bayerische Landesbank-7,190

200910:6:12:3::2009201068*

%%%3961442515222717239711

20092009:2009201068

*

%%%%%28.027.231.425.328.219.118.421.617.619.337.138.144.838.538.530.333.837.630.932.216.819.221.014.317.642.344.347.844.843.921.239.827.440.126.545.654.552.949.047.8

:Morgan Stanley2009527

*

()1()16()2()17()3()18()4()19()5()20()6()21()7()22()8()23()9()24()10()25()11()26()12()27()13()28()14()29()15()30

373051/713ROE20%ROA1% 3.5% 4%2.3% *

*

*// vs. vs.123 + 12334

ECFA-*

321.12.212110620%25%()200(100)()2(10)

ECFA-*

()

*

-GDP*GDPGDP(2009)84.8%22.6%50%50%10%

-*()10()103()10

****