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³We believe that high quality Human Capital 

is the biggest asset in an organization and 

have been focused on attracting and retaining 

the best talent from India and abroad. We

believe that best performance can only beachieved through empowered employees and 

therefore, we offer all YES BANKers an

opportunity to work in a growth environment with a young work force.´

- Rana Kapoor, CEO and MD,YES BANK 

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Brief 

Founded 2004

Type Private company

Sector Banking

Registered office 9

th

floor ,Nehru Center Discovery of India building, Dr. AB Rd

Worli Mumbai

Branches 171 branches

Listed in BSE,NSE Share price

NPA 60.2 crore

Vision ³Building the Best Quality Bank of the

World in India´ by 2015.

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YES BANK is founded by Mr. Rana Kapoor and Late Mr.Ashok Kapur, who have a collective financial stake of 32.58%.

The bank went public in June 2005. IPO was over subscribed30 times.

Brand PillarsGrowth

Trust

Knowledge Driven Human Capital

Technology

Transparency & Responsible Banking

YES BANK - Slogans - "Experience our Expertise"

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 About the company

India's new age private sector Bank,

YES BANK is the only Greenfield license awarded by the

RBI in the last 15 years, associated with the finest

pedigree investors. YES BANK has fructified into a "f ullservice" commercial Bank that has steadily built

Corporate and Institutional Banking, Financial

Markets, Investment Banking, Corporate Finance,

Branch Banking, Business and Transaction Banking,

and Wealth Management business lines across thecountry, and is well equipped to offer a range of products

and services to corporate and retail customers

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Share holding

Promoters 26.72

Public 8.44

FIIs 47.12

Others 17.72

Network

Branches 171+ in 141 cities

  ATMs 225+

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Promoters

Mr Rana Kapoor 

Late Mr Ashok Kapur 

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Ranking

37th best financial company in India by business

world(Nov 2010)

NASSCOM Award µIT Innovations in Emerging India

Business today rated yes bank as the 82th best companyin India (Nov 2010)

Ranked the best mid size bank in India by BT KPMG 

study in Dec 2010

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Service Corporate Banking

Institutional Banking

Corporate Finance

Branch Banking

Saving Accounts

Current Accounts

YES FIRST Wealth Management

ZERO Balance GOLD Savings Account

Doorstep Banking

YES TOUCH Phone Banking Services

Net Banking Mobile Banking

Money Monitor 

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investment banking

Private Equity Syndication

Financial Advisory

Equity Capital Markets

Restructuring & Privatizations

Brokage Services Financial Markets

Foreign Exchange

Online Forex Solutions

Fixed Income

Derivatives & Structured Products

Commodity Risk Management Advisory

Liquidity & Balance Sheet Management

Transaction Banking

Cash Management Services

Capital Market Services

Trade Services

Trade Finance

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SERVICES RENDERED

The urban infrastructure investments by the government

including the recently concluded Commonwealth games

along with multiple developments of various

SEZ/Technology parks across.

YES BANK, in partnership with the leading names in real

estate advisory services, combines high level property

and financial skills to help devise Investment strategies.

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Capital Structure& Finance

 Authorized Capital & Issued Capital 214.75cr 

Other Key Highlights as at Mar 31, 2010

 Advances up 78.9% to Rs. 22,193.1 cr at Mar 31, 2010 (Rs. 12,403.1

cr at Mar 31,2009) Deposits up 65.7% to Rs. 26,798.6 cr at Mar 31,2010 (Rs. 16,169.4

cr at Mar 31,2009)

Basel II Capital Adequacy Ratio of 20.61% (Tier I ± 12.85%)

Gross NPA at 0.27% of Gross Advances (0.68% as at March31,2009)

Net NPA at 0.06% of Net Advances (0.33% as at March 31,2009)

Specific provisioning cover at 78.4% (51.5% as at March 31,2009)

Book value per share of Rs.90.96 (Rs. 54.69 as at Mar 31, 2009)

Net Profit up 57.2% to Rs. 477.7 cr (Rs.303.8 cr in FY09)

Operating Profit up 63.6% to Rs.863.3 cr (Rs.527.6 cr in FY09)

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Key financials

Balance sheetParticulars March 31(Rs in

crore)

Advances 22193

Investments 10209

Share holder 

f und

3089.6

Total capital

f und

5257

Deposits 26798.6

Total 36382.5

FY 2010 Rs in crore

Net interest

income

244.2

Non interest

income

160.1

Total net income 403.3

Operating

expenses

146.7

Operating prof it 257.6

Prof it af ter tax 140

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INITIATIVES

YES ± Professional Entrepreneurship Program (Y-PEP):

Designed around the concept of Talent Development.

Ensure the presence of an experienced, dynamic,

energetic and driven team of professionals.

YES Entrepreneur in Action:

This program allows ONE YES BANKER to take time off 

to pursue his / her goals for a year during which time they

will focus on a project of their choice YES School of Banking (YSB):

Initiated to create a center of excellence for learning

solutions in banking and related areas.

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 Achievements & Awards

2010

YES Bank has joined hands with handset maker Nokia to

offer mobile payment services that will enable consumers

pay for goods and services using their mobile devices

2009

YES BANK was awarded the ³Most Innovative Bank in

India´ at the New Economy First Annual Banking and

Finance Awards

2008YES BANK received the µBest Corporate Social

Responsibility Practice¶ award at the Social & Corporate

Governance Awards

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