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NGAN HANG THU'O'NG M~IcoPHAN QUOC DAN MAu s6 :-B02a1TCTD-HN

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BANG CAN £)01K~ ToAN HQ'P NHAT

Quy 1Nam 2016f)VT: Tri~u VND

I I

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(1) (2) (3) (4) (5)

A TAl SANI Ti€m m~t, yang bae, da quy V.1 350,554 285,712

II Ti~n gwi t,i NHNN V.2 678,757 1,812,435

IIITi~n, yang gwi t,i eae TCTD khac va cho yay cae

V.3 1,967,982 6,421,902TCTD khic

1 Ti~n, Yanggui t~i cac TCTD khac 871,782 6,036,902

I 2 Cho yay cac TCTD khac 1,096,200 385,000

\_3_ iDl,I' ph6ng rui ro cho yay cac TCTD khac - -IV ChCPngkhoan kinh doanh . .

I----

1 Chung khoan kinh doanh - -2 Dl,I' ph6ng giam gia chung khoan kinh doanh (*) - -V Cae cong c....tai chinh phai sinh va eae tai san tai

33,823chinh khac.

VI Cho yay khach hang 19,911,304 20,222,031

1 Cho yay khach hang V.4 20,120,715 20,431,441

2 Dl,I' ph6ng rui ro cho yay khach hang(*) V.S (209,411) (209,410)

VII Ho,t dQng mua nQ' -I 1 Mua no ->--- ----.

2 Dl,I' ph6ng rui ro heat dong mua no -IVIII- ChCPngkhoan diu tll' V.6 14,285,827 10,046,019

1 Chung khoan dau tU' san sang d~ ban (2) 7,825,259 4,466,278

2 Chung khoan dau tU' giCPd~n ngay dao han 6,460,568 5,579,741

3 Dl,I' ph6ng giam gia chung khoan dau tU' (*) - -I IX IGop v6n, diu tll' dai h,n V.7 865,682 870,049r 1 £)au tU' VaGcong ty con - -

2 Von gop lien doanh - -3 £)au tU' VaGcong ty lien k~t - -

L4 I£)au tU' dai ht;m khac 869,600 873,967

Page 1

------ --

NGAN HANG THl1O'NG M~I coPHAN QUOC DAN MAu s6 ;-B02a1TCTD-HN

(Ban hanh theo Of) s6 1612007/0f)-NHNNngtw 181412007cua Th6ng d6c NHNN

BANG CAN £)01 KE ToAN HQ'P NHAT

Quy 1Nam 2016DVT: Tri~u VND

IThuylttSTT Chi tieu 56 cu6i ky 56 diu nam

minh

(1) (2) (3) (4) (5)

5 DI,J'phonq giam gia d~u tU' dai hi;ln(*) (3,918) (3,918)

X rai san e6 dinh 1,175,052 1,168,506

1 rai san e6 dinh hCPuhinh V.8 231,759 231,116

a Nguyen gia TSC£) 322,598 318,360f-.

b Hao men TSC£) (*) (90,839) (87,244)

2 rai san e6 dinh thue tai ehinh .a Nguyen gia TSC£) thue tai chinh - -b Hao men TSC£)thue tai chinh (*) - -3 rai san e6 dinh vO hinh V.9 943,293 937,390

a Nguyen gia TSC£) va hinh 955,097 948,489

I b Hao men TSC£)va hinh (*) (11,804) (11,099)

XI Bit dQng san diu tU' .a Nguyen gia 8£)S£)T - -b Hao man 8£)S£)T(*) -

XII rai san C6 khae V.10 9,137,656 7,403,348

1 Cac khoan phai thu 3,378,246 2,213,411

2 Cac khoan lai, phi phai thu 2,469,757 2,410,073

3 Tal san thu~ TNDN hoan I~i - -4 rai san C6 khac 3,318,511 2,808,722

- Trang d6: LCli the thU'O'ng m9i - -

5Cac khoan dl,J'pheng rui ro cho cac tai san C6 noi

(28,858) (28,858)bang khac(*)

T6ng tai san co 48,406,637 48,230,002

B NO' PHAI TRA vA VON CHU saHO'UI Cae khoan nQ' Chinh phu va NHNN V.11 726,835

II Ti~n gli'i va vay cac TCTD khae V.12 7,377,377 9,990,948

1 Ti~n gui cua cac TCTD khac 6,214,969 8,189,698

Page 2

NGAN HANG THU'O'NG M~I coPHAN QUOC DAN Mau 56 :-B02afrCTD-HN

(Ban Mnh theo Of) 56 161loo7/0f)-NHNNngay 1814(2007cua Th6ng d6c NHNN

BANG CAN eOI KE ToAN HQ'P NHAT

Quy 1Nam 2016DVT:Tri~u VND

~.

STT Chi th~uThuy6t

SO cuOi ky SO dAu namminh

(1) (2) (3) (4) (5)

2 Vay cac TCTD khac 1,162,408 1,801,250

III TiAn glri cuakhaeh hang V.13 36,033,738 34,030,972

IV Cae e6ng ev tal ehinh phal sinh va eae khoan n9' . 8,050tal ehinh khae

V VOn tal tr9', uy thae cfAu hi, eho vay TCTD ehjuV.14 125,550 113,884rul ro

VI Phat hanh giay ta co gia V.15 169,724 200,097

VII Cae khoan nQ' khae V.16 747,250 668,725

1 Cac khoan lai, phi phai tra 640,258 610,683

2 Thu~ TNDN hoan l<;Iiphai tra - -3 Cac khoan phai tra va cong no khac 106,992 58,042

4 DI,I' ph6ng rui ro khac( DI,I' ph6ng cho cong no ti~m - -~mva cam k~t ngo<;libang)

T6ng nQ' phai tra 45,180,474 45,012,676

VIII VOn va cae quy V.17 3,226,163 3,217,326

1 Von cua TCTD 2,980,572 2,980,572

a Von di~u I~ 3,010,216 3,010,216

b Von dau tU' XDCB - -c Th~ng duovon cO phan - -d CO phi~u quy (*) (29,644) (29,644)

e CO phi~u uu dai - -9 Von khac - -2 Quyeua TCTD 149,454 149,454

3 Chenh I~ch tY gia hoi doai(3) - -4 Chenh I~ch danh gia l<;Iitai san - -5 LO'i nhu~n chU'a ph~mphoil La lOyk~ 96,137 87,300

a LO'i nhu$nl La nam nay 8,754 6,490

b LO'i nhu<;inlLa lOyk~ nam trU'cYc 87,383 80,810I

IX IL9'i ieh eua cO d6ng thi6u sO ---,

Page 3

NGAN HANG THU'ONG M~I coPHAN QUOC DAN MAu 56 ;-B02affCTD-HN

(Ban hanh thea Of) 56 16120071QfJ-NHNNngay 181412007cua Th6ng d6c NHNN

BANGCANeOI K~ loAN HQ'PNHAl

Quy I Nam 2016fNT: Tri~uVND

STT Chi tieuThuy6t

56 cu6i ky 56 diu namminh

(1) (2) (3) (4) (5)

Tang nQ'phai tra va v6n chu so hlPU 48,406,637 48,230,002

cAc CHIntu NGOAIBANG CANeOI KE loAN

STT Chi tieuThuy6t

56 cu6i ky 56 diu kyminh

1 Bao lanh yay v6n - -2 Cam ket giao djeh h6i doai 7,968,446 5,341,160

2.1 Cam k~t mua ngo<;lit~ 284,141 175,120

2.2 Cam k~t ban ngo<;lit~ 131,142 109,450

2.3 Cam k~t giao dieh holm doi 7,553,163 5,056,590

I 2.4 Cam k~t giao dich tuong fai - -3 Cam ket cho yay kh6ng huy ngang - -4 Cam ket trong nghi~p Vl,J UC 312,469 298,838

5 Bao lanh khac 2,002,375 2,078,517

6 Cae cam ket khac 159,500 189,297

J

Ha N(Ji, ngay020thlmg 'I nam 2016

L~p Bang K6 toan trU'ong

..DAO TRQNG KHANH

Page 4

f)VT: Tri~u VND

NGANHANGTHU'ONG M~I co PHANQUOC cAN M~u sO ;- B03affCTD-HN

(Ban hilnh thea Of) sO 16/2oo710E>-NHNN ngay181412007cua ThOng dOc NHNN

BAo cAo K~T QUA HO~ T £)ONG KINH DOANH HQ'P NHATQuy I Nam 2016

QuylVLuy kA tll diu nam d6n cuOi

Thuy6t quySTT Chi tieu

minhNam nay Nam tnlac Nam nay Nam tn,6oc

(1) (2) (3) (4) (5) (6) (7)

1 Thunhap lai va cac khoan thu nhap tU'O'ngVI.18 756,259 623,952 756,259 623,952

II,!'

2 Chi phi lai va cac chi phi tU'O'ngtv VI.19 596,781 464,476 596,781 464,476I Thu nh~p lai thuAn 159,478 159,476 159,478 159,4763 Thu nh~p hl hoat dong dich vu 8,720 4,202 8,720 4,2024 Chi phi heat dong dich VI,! 5,414 5,592 5,414 5,592II Lai/iO thuAn tll' ho\,t dQng djch vl,J VI.20 3,306 (1,390) 3,306 (1,390)

III Lai/iO thuAn til ho\,t dQng kinh doanhVI.21 (16,440) 3,143 (16,440) 3,143ngo\,i hOi

IV Lail 10 thuAn tll mua ban chCPngkhoan · · . ·kinh doanh

VLai/iO thuln tll mua ban chCPngkhoan

13,202 10,810 13,202 10,810dAu tU'

5 Thu nh~p hl heatdong khac 2,903 4,536 2,903 4,536

6 Chi phi heat dong khac 2,213 2,314 2,213 2,314VI Uii/iO thuAn tll heat dQng khac 690 2,222 690 2,222VII Thu nh~p tll g6p vOn, mua cO phAn VI.22 · 1,727 . 1,727VIII ~ phi heat d~ng VI.23 149,024 155,964 149,024 155,964

f------LQ'i nhu~n thuAn tll hoat dQng kinh

IX doanh trU'ac chi phi dl,l' phong rui ro tin 11,212 20,024 11,212 20,024dl,Jng

X Chi phi dl,J'ph6ngrui ro tin dl,Jng · · - ·XI TOng lQ'i nhu~n trU'ac thu6 11,212 20,024 11,212 20,0247 Chi phi thu~ TNDN hi~n hanh 2,457 4,407 2,457 4,4078 Chi phi thu~ TNDN hoan I~i · · - ·

XII Chi phi thuA TNDN 2,457 4,407 2,457 4,407XIII LQ'i nhu~n sau thu6 8,755 15,616 8,75~ ~e9'~XIV LQ'i ich cua cO dong thi6u 56 - _L.' ~~c

~XV Lai cO' ban tren cO phi6u · fle?1 itlGiN HANG

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ngay 18/412007cise Th6ng cr6c NHNN

BAo cAo LU'U CHUY~NTI~N TE HOP NHAT. .( Theo phU'O'ng phap trlfC ti6p)

Quy I Nam 2016

f)VT: Tri~u VND

'.

STT Chltieu Thuy6t s6 cuOi kY nay so cuOi kY nayminh nam nay namtn,c7c

(1) (2) (3) (4) (5)

LU'II chuydn tidn til' hO{lt cU)ngkinh doanh

I 1 Thu nh(Jp lai va esc khoan thu nh(Jp tU'CYngtv nh(Jn dU'Q'c 472,507 300,230

I 2 Chi phi lai va esc chi phi tU'CYrlgtv da tra (*) (568,021) (442,119)--

3 Thu nh(Jp ur ho~t dong d;ch VI,I nh(Jn dU'Q'c 3,306 (1,390)

4CMnh I~ch sotit§n thl,fCthulthl,fC chi tt» ho~t dong kinh doanh

(3,238) 13,953(ngo~i t~, vang bee, ch(mg khoan)

5 Thu nh(Jp khac 391 1,753

6Tien thu esckhoan nQ'da dU'Q'cxl} Iy xoa, btl d~p, b~ng

143 458ngu6n rui ro

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7 Tien chi tra cho nhan vi€mva ho~t dong quan IY,cong VI,I (*) (143,466) (151,385)

8 Tien thu~ thu nh~p thl,fC nop trong ky (*) - (22)

LU'Uchuydn ti~n thu§n til' hO{lt cU)ngkinh doanh trlJ'6tc nhCmg(238,378) (278,522)thay d6i v~ tai san va van

NhCPngthay dOi v6 tai san hOft dQng - -

9(Tang)! Giam cac khoan tit§n, vang gu; va cho vay cac to ch(fc

(711,200) 1,800,000I tin dl,lng khac

10 (Tang)/ Giam cac khoan ve kinh doanh ch(mg khoim (4,239,808) (485,375)

11(Tang)/ Giam cac cong CI,I tai chinh pMi sinh va cac tai san tai

(33,823) (2,860)chinh khac

12 (Tang)/ Giam cac khoan cho vay kMch hang 310,726 (331,429)

13 Giam ngu6n dV phOng de btl d~p t6n that cac khoan - -14 (Tang)/ Giam kMc ve tai san ho~t dong (1,300,967) (66,393)

NhCPngthay dOi v6 cong n9' hOft dQng - -15 Tang/ (Giam) cac khoan nQ'chinh phi) va NHNN 726,835 -16 Tang/ (Giam) cac khoan tit§ngt}; va vay cac TCTD (2,613,570) (2,971,334)

I 17Tang/ (Giam) tit§ngt}; cua kMch hang (bao g6m ca Kho b~c

2,002,765 2,569,185Nha nU'&c)

ITang/ (Giam) pMt hanh giay ta cogia (ngo~i trt» GTCG dU'Q'C

l18 (30,373) -tinh vao ho~t dong tai chinh)

/19 /ITan~/{~ian;! von tai trQ', uy tMc dllu tLl',cho vay ma TCTD 11,666 (6,587)pM, ch/u rUt ro

\

Page 6

NGAN HANG THU'O'NG M~I coPHAN QUOC DAN M~u s6 :- B04a1TCTD-HN(Ban hBnh theo Qf) s6 16120071Qf)-NHNN

ngay 18/412007cua Th6ng c16cNHNN

BAo cAo LU'U CHUY~Nrl~N re HQ'P NHAr(Theo phU'O'ng phap trVC ti6p)

Quy I Nam 2016

f)VT: Tri~u VND

"

I I

Thuy6t s6 cu6i kY nay s6 cu6i kY naySIT Chitieuminh nAm nay nAm trlJ'6lc

(1) (2) (3) (4) (5)

20Tang! (Giam) esc cong Ct,J TCpMi sinh va cac khoan nQ'tai

(8,050)chinh kMc -

21 Tang!(Giam) kMc v~ cong nQ'ho~t dong (101,782) 112,975

22 Chi ur cac quy cua TCTD (*) - -

I LU'U CHUYEN TIEN THUAN Tll HO~T DQNG KINH(6,225,959) 339,660DOANH

LU'lI chuy~n tidn til' hO{lt cJ9n9 cJautLP - -

1 Mua s~m TSCf) (*) (12,520) (13,966)

2 Tien thu tif thanh Iy, nhU'Q'ngban TSCf) 573 -I 3 Tien chi tif thanh Iy, nhU'Q'ngban TSCf) (*) (417) --

4 Mua s~m bllt dong san dilu ur (*) - -5 Tien thu tir ban, thanh Iy bllt dOngsan dilu ur - -

6 Ti~n chi fa do ban, thanh Iy bllt dong san dilu ur (*) - -Ti~n chi dilu tir, gop von vao cec dan vi kMc (Chi dilu tir mua

7 cong ty con, gop von lien doanh, lien ktJt, va cac khoan dilu ur - -dai h~n kMc) (*)

~-

Tien thu dilu tll, gop von vao cac dan vi kMc (Thu ban, thanh8 Iy cong ty con, gop von lien doanh, lien k€Jt,cac khoan dilu tll 4,367 4,273

dai h~n kMc)

9Ti~n thu co tCfcva 1Q'inhu~n dU'Q'cchia tif cac khoan d~u tll, - 1,727gop von dai h~n

II LU'U CHUYENTIEN 1\1HO~T DQNG DAu TU' (7,997) (7,966)

LU'lI chuy~n tidn til' hO{lt cJ9n9 tal chinh -

1 Tang von co philn tif gop von v8/ ho~c pMt hBnhco phi€Ju - -

2Ti~n thu tif pMt hBnhgilly ta cogia dai h~n du di~u kj~n tinh - -vao von tv cova cac khoan von vay dai h~n kMc

3Ti~n chi thanh toan gilly ta cogia dai h~n du di~u ki~n tinh - -vao von tv co va cac khoan von vay dai h~n kMc (*)

4 Co tCfctfa cho co dong, 1Q'inhu~n da chia (*) - -5 Ti~n chi fa mua co phitJu quy (*) - -

.~

Page 7

NGAN HANG THU'O'NG M~I coPHAN QUOC DAN M~u s6 :- B04a1TCTD-HN(Ban hBnh theo Qf) s6 16120071Qf)-NHNN

ngay 181412007cue Th6ng d6c NHNN

sAo cAo LU'UCHUY~NTI~N TE HOP NHAT. .( Theo phlJ'O'ng phap tr\I'C tiAp)

Quy I Nam 2016

f)VT: Tri~u VND

STT ChitieuThuy6t so cuOi kY nay so cuOI kY nay

minh nam nay namtrLP60c

(1) (2) (3) (4) (5)

6 Ti~n thu dU'Q'cdo ban cd phi{Ju quy - -

III Lw chuy~n tl6n til' ho,t c1Cjngtal chinh - -

IV LfJ'Uchuyln tl6n thuAn trong ky (6,233,956) 331,694

V TI6n va cac khoan tU'O'llg clU'O'IIgt/jn t,i thO; clilm clAu IcY 8,135,049 5,222,011

VI EJI6uchinh anh hU"lmg cua thay clal tY gia - -VII Ti6n va cac khoan tU'O'llg clU'O'IIgtl6n t,1 thO; clilm cu6i

1,901,093 5,553,705IcY

L~p Bang K~ toan tn,fang

Page 8

NGAN HANG THU'ONG M~I coPHAN QUOC DAN Bi6u s6:8Q5aTCTO-HN

Ban hanh thflo QfJ s6 16./l0071QfJ-NHNN

BAN THUY~T MINH BAo cAo TAl CHiNH HQ'P NHATQuy I Nam 2016

I. D~c diAm ho~t dQng cua TO chLPC Tin dvng1 GiAy phep thanh I,p va ho~t dQng

Ngan hang ThU'O'ng mal CO phan Qu6c Dan duoc dOi ten tli Ngan hang ThU'O'ng mc;li CO phfln Nam Vi~tvao ngay 06 thang 05 nam 2014. Truceday Ngan hang c6 ten gQi la Ngan hang TMCPNT S6ng Kien, laNgan hang CO phan duoc thanh I~p theo giay phep s6 00057/NH-GP ngay 18 thang 9 nam 1995 do Nganhang Nha nuoc Vi~t Nam cap va giay phep thanh I~p s61217/GP-UB ngay 17 thang 10 nam 1995 do Oyban Nhan dan tinh Kien Giang cap. Ngan hang hoat dOng kinh doanh theo giay chCrng nhan dang ky kinhdoanh s6 1700169765 cua Sa K~ hoach va £)au tU' Thanh ph6 Ha NOi (dang ky Illn dau theo giAy chungnh~n dang ky kinh doanh s6 050046 ngay 02 thang 11 narn 1995 cua Oy ban k~ hOc;lchtinh Kien Giang),giay dang ky kinh doanh thay dOi Ian th(J' 13 ngay 22 thang 01 nam 2015.

2 Hinh thLPC sa hl'ru v6n: CO phan

3 Thilnh phan HQi dOng quan tri:STT HQ va ten ChLPCdanh1. Ong va Hong Nam Chu tich2. Ba Tran Hai Anh Ph6 Chu tich3. Ba Nguyan Thi Mai Thanh vien

~<4. Ba £)~ng Thi Xuan Hong Thanh vien \

5. Ong Nguyen Tuan Hai Thanh vienI

6. Ong Le Xuan Nghia Thanh vien dOc I~p

~4 Thilnh phan Ban TOng Giam d6c:

~

STT HQ va ten Ch(PC danh1. Ong Dao TrQng Khanh TOng giam d6c2. Ba Nguyen Thi Mai Ph6 tOng giam d6c3. Ong va Mc;lnh Ti~n Ph6 tOng giam d6c4. Ong Nguyen Giang Nam Ph6 tOng giam d6c5. Ong Tc;I NgQc £)a Ph6 tOng giam d6c6. Ba £)0 Thi Thanh HU'ang Q.K~ toan trU'ang

5 Trv 50chinh : s6 28C· 280 Ba Tri~u, Phll'ang Hang Bai, Qu~n Hoan Ki6m, Ha NQi- s6 chi nhanh : 20- s6 cong ty con : 1

6 Cong ty conCong ty TNHH Quan Iy NO' va Khai thac rai san Ngan hang Qu6c Dan theo Giay chung nh~n dang ky kinhdoanh s6 0304767745 thay dOi Ian th(J' 3 ngay 25/08/2014do Sa k~ h01;ich va Dau tU' TP. HCM cap v&i tYI~ g6p v6n cua Ngan hang TMCP Qu6c Dan (NCB) la 100%. Nganh ngh~ kinh doanh chu y~u la ti~p nh~n,quan Iy cac khoan nO' ton dQng cua Ngan hang TMCP Qu6c Dan va tai san dam bao nO' vay lien quan d~ncac khoan nO' d~ xu Iy, thu hoi v6n nhanh nhat.

7 TOng s6 can bQ, cong nhAn vien : 2.297II. Ky k6 toan va dan vi ti6n t. 5LP dvng trong k6 toiln:

- Ky k~ t6an nam: bat dau tli ngay 01 thang 01 va k~t thuc vao ngay 31 thang 12 hang nam.

Page 9

NGAN HANG THU'ONG M~I co PHAN ouoc DAN 8iiu s6:BQ5a TCTD-HN

Banhanh theo QDs6 16J2007/OO-NHNN

BAN THUY~T MINH BAo cAo TAl CHINH HQ'P NHATQuy I Nam 2016

- DO'nvj tien t$ Sll' dl,mgtrong ke toan la Dong Vi$t Nam (VND).III. Chuanm.,c va ch6 dQk6 toanapdlJng:

- Bao cao tai chinh duoc I~p va trinh bay theo chuan mucke toan Vi$t Nam so 21 - Trinh bay Bao cao taichinh cOngnhU'cac chuan rnuc ke toan khac,- Bao cao ke toan ap dl,mgtheo Che dO ke toan thong nhAt ban hanh theo Quyet djnh so 479/2004/00-NHNN ngay 29/4/2004, ThOngtU' 10/20141TT-NHNNngay 20103/2014va che do bao cao tai chinh doi vaicac TOchuc tin dl,mg ban hanh theo Quyet djnh so 16/2007/OO-NHNNngay 18/04/2007 cua Thong docNgim hang Nha nuocVi$t Nam.

IV. Chinhsachk6 toan apdlJngt~i to chCPctin dlJng1 Chuy6ndOitltm t~ :

Nghi$p VI,! kinh te pMt sinh trong quy b~ng ngotiJit$ khac v&i dong Vi$t Nam dU'O'cquy dOisang dOngVi$tNam theo ty gia thl,J'cte ttiJingay phat sinh. So dU' cuoi ky cua cac khoan ml,!Cc6 goc ngotiJit$ dU'O'cquyd6i sang Dong Vi$t Nam (VND) theo ty gia ap dl,!ngvao cuoi tMng.Chenh I$ch tY gia cua cac nghi$p VI,! ngotiJit$ phat sinh trong ky va danh gia I~i so dU' ngo~i t$ cuoi kydU'O'cdU'a vao Bao cao ket qua ho~t dong kinh doanh.

2 NguyentAc th.,c hi~n hQ'pnhat baocaotai chinh:

Bao cao dU'O'cI~p tren cO' sa hQ'pnhAt bao cao cua cong ty me va cac cong ty con theo quy dinh t~i cacchufm mllC ke toan Vi$t Nam, h$ thong ke toan Vi$t Nam, va cac quy djnh hi$n hanh ap dl,!ng cho nganhangva cac TOchuc tin dl,lng khac.

3 K6toanthu nh~p lai, chi phi lai va ngli'ng d" thu lai :Ngan hang ghi nhc;.nthu nh~p lai va chi phi lai theo phU'O'ngphap dl,J'thu, dl,J'chi. Lai cua cac khoan cho vayqua h~n khong dU'O'cdl,J'thu ma dU'O'cghi nhc;.ntren cO'sa thl,J'cthu. Khi mot khoan cho vay trathanh quah~n thi so lai dl,J'thu dU'O'cxuAt toan va ghi nh~n ngo~i bang. Thu nh~p lai cua cac khoan cho vay qua h~ndU'O'cghi nh~n vao bao cao ket qua kinh doanh khi thu dU'O'c.

4 K6 toancaekhoanthuhi phi va hoahOngDU'Q'cghi nhc;.nkhi phat sinh. Thu nhi\'lphi phi va hoa hOng,bao gam phi nh~n dU'O'chi djch VI,! thanh toan,djch VI,! ngan quy, phi tl) cac khoan djch VI,! bao lanh, phi tl) cac djch VI,.I moi gi&i chung khoan va cac dichVI,! khac. Thu nh~p phi tl) cac khoan bao lanh va djch VI,! moi gi&i chung khoan dU'O'cghi nh~n theophU'O'ngphap trich trU'&c. Thu nhc;.pphi hoa hong nh~n dU'O'c tl) djch VI,! thanh toan, djch VI,.I nganquy vacac djch VI,! khac dU'O'cghi nh~n khi thl,J'chi$n.

5 K6 toand6i vai chovaykh8chhang:- Nguyentc~cghi nh~n khoan vay: theo phU'O'ngphapdinh IU'O'ng- Cac nguyen tc~cpMn lo~i nO'va trich I~p dl,J'phong rui ro tin dl,.lng:Ngan hang ap dl,!ngvi$c phan IQainO',trich I~p dl,J'phong nO'phai thu kh6 doi va xli' Iy rui ro theo cac hU'&ng dan t~i Quyet dinh so 493/2005/00-NHNN ngay 2214/2005 cua Thong doc ngan hang NM nU'&c Vi$t Nam, Thong tU' 02120131TT-NHNNngay21/01/2013 cua Thong doc Ngan hang Nha nU'ac Vi$t Nam quy djnh ve phan lo~i tai san c6, muc trich,phU'O'ngphap trich I~p dl,J'phong rui ro va vi$c Sll' dl,.lngdl,J'phong d~ xli' Iy rui ro trong ho~t dong cua t6chuc tin dl,.lngva Thong tU' 09/2014ITT/NHNN ve vi$c sll'a dOi, bO sung mot so dieu cua Thong tU'02/20131TT-NHNN. Cac khoan nO'dU'O'cphan lo~i chu yeu theo thoi h~n nO'cua kMch hang va dl,J'phongdU'O'ctrich I~p theo ty 1$Quy dinh t~i Quyet djnh tren.

6 Ketoantai san c6 djnh:

Page 10

NGAN HANG THU'ONG M~I coPHAN QUOC DAN Biju s6.·BOSsTCTD-HN

Ban hilnh theaOf) s6 16.120071Qf)·NHNN

BAN THUY~T MINH BAo cAo TAl CHiNH HQ'P NHATQuy I Nam 2016

- Nguyen tac ghi nhan: Nguyen gia tai san cO dinh bao gOm gia mua va nhCYngchi phi c6lien quan tn,l'c ti~pd~n vi~c dua tai san vao heat dong. nhCYngchi phi mua sam, cai ti~n va tan trang dU'Q'c tinh vao gia trj taisan cO dinh, Rieng nhCYngchi phi bao tri sua chCYadU'Q'c tinh vao Bao cao k~t qua hoat dong kinh doanh.

- PhU'O'ng phap va thai gian kh~u hao: Tai san cO djnh khau hao theo phU'O'ng phap dU'ang th~ng d~ trCfd€ln nguyen gia tai san cO dinh theo thai gian hCYudl,lng U'6'c tinh, phu hop v6'i hU'6'ng dan tc;iiThong tU'sO 45/20131TT-BTC ngay 25 thang 04 narn 2013 cua BO Tai Chinh.'

7 Til!n va eaekhoan tU'O'ngdU'O'ngtil!nBao gOm tiem m~t tc;iiquy; tien gui tc;iiNgan hang Nha nU'6'c; cong them tin phi~u Chinh phu va cac gi~y taco gia ngan hc;inkhac du dieu ki~n tai chi~t khftu Ngan hang Nha nU'ac, chung khoan co thai hc;inthu hOiho~c dao hc;inkhong qua 3 thang kil tCf ngay mua; tien gui t~i cac t6 chuc tin dl,lng khac khong ky hc;invadao hc;inkhOng qua 3 thang kil tCf ngay gui.

8 Nguyent~c va phU'O'ngphap ghi nh~n thu~ thu nh~p doanhnghitp va chi phi thu6 thu nh$p doanhnghitpThl,J'c hi~n theo chuan ml,J'Ck~ toan Vi~t Nam sO 17 - Thu~ thu nh~p doanh nghi~p va quy~t dinh sO29/2006/00-NHNN ngay 101712006cua ThOng dOc ngan hang nha nU'ac Vi~t Nam.

9 VOnchu s6<hCru:- Trich I~p va su dl,lng cac quy tCf lQ'i nhu~n sau thu~: dU'Q'c thl,J'c hi~n theo nghi dinh 57/20121ND-CPngay 20/07/2012 cua chinh phu.

V. Thongtin bOsung cho cac khoan mlslctrinh baytrong Bang can dOi k6 toan1 Til!n m,t, vang b,c, daquy

Tien m~t bcttngVNDTien m~t bcttngngoc;iit$Kim lo~i quy, da quy khac

TOng2 Til!n g(ri t,i NHNN

Tien gui thanh toan tc;iiNHNN

- B~ng VND- B~ng ngoQi t~, vang

TOng3 Tilm,vang g(ri t,i cac TeTDkhacva cho vay cac TeTDkhac

3.1 Til!n, vangg(ri t,i cacTeTDkhacTien, yang gui khOng ky hc;in- B~ng VND- B~ng ngoQi t~, vangTien, yang gCri co ky hc;in- B~ng VND

Page 11

31-03-2016 31-12-2015Tri~u VND Tri~u VND

251,205 216,82094,724 64,267

4,625 4,625350,554 285,712

31-03-2016 31-12-2015

Tri~u VND Tri~u VND

678,757 1,812,435660,216 1,552,442

18,541 259,993678,757 1,812,435

31-03·2016 31·12·2015

Tri~u VND Tri~u VND

192,497 366,90222,078 195,000

170,419 171,902679,285 5,670,000570,000 5,670,000

NGAN HANG THlfONG M~I coPHAN QUOC DAN Bliu sO, 805aTCTD-HN

Ban hanh theo QEJ sO 16.120071Qf)-NHNN

BAN THUY~T MINHBAo cAo TAl CHINHHQ'P NHATQuy I Nim 2016

- B~ng ngo9i t~, vang 109,285TOng 871,782 6,036,902

3.2Cho yay cac TCTD khac- Bang VNO 1,096,200 385,000- Bang ngo'ili t~, vimg- 01,1'pMng rui ro cho vay cac TCTD kMc

TOng 1,096,200 385,000TOng tilm, yang g(ri tfi eae TCTD khac va cho yay 1,967,982 6,421,902cac TCTD khac

4 Cho yay khach hang31'()3-2016 31-12-2015

Tri~u VND Tri~u VND

Cho vay cac t6 chuckinh t~, ca nhantrong nuoc 19,989,960 20,274,306Cho vay chiet kh€luthU'O'ngphieu va cac giay to co 10,976 9,284giaCho thue tai chinhChovay bang vOntai tro, uy fhac dau tU' 119,779 147,851

Chovay dOivoi cac t6 chuc, ca nhan nuoc ngoaiTOng 20,120,715 20,431,441

• Phan tich chat 1U'Q'ngnQ' cho yay 131·03·2016 31·12·2015

Tri~u VND Tri~u VND •NO'du tieu chuan

J

19,134,568 19,422,339 ..,

NO'can chu y 546,451 569,885~

NO'dU'ai tieu chuan 107,327 156,676NO'nghi nga 77,028 29,278NO'co kha nang mat vOn 255,341 253,263 (

~TOng 20,120,715 20,431,441

• Phan tich dU' nQ' theo thai gian31·03·2016 31-12·2015

Tri~u VND Tri~u VND

NO'ngan han 6,463,175 7,347,026 .NO'trung han 7,109,267 6,984,459NO'dai han 6,548,273 6,099,956

TOng 20,120,715 20,431,441

5 DOi vai sII tang, giam euaDPRRtin dvng.. DU'Dhong chung DfL.l2hOngcll thd

Kynay.. SOduodau ky 160,494 48,917

01,1'phong rui ro trich I~p, hoim nh~p trong ky0l,J'phonggiam do xU>Iy cac khoan nO'kh6 thu hOibang nguOndl,J'ph6ng

Page 12

NGAN HANG THU'ONG M~I coPHANQUOC OAN fJi6Ji. ~!2:~rc.rQ-Hl!l

Ban hanh theaOf) s6 16,12007/QE)-NHNN

BAN THUY~T MINH BAo cAo TAl CHiNH HQ'P NHATQuy I Nam 2016

So du cuoi ky 160,494 48,917K~ trU'c)oc

So du dau ky 124,468 75,606Dl,J'ph6ng rui ro trlch I~p, hoan nhap trong ky 58,205 (26,689)Dl,J'ph6ng giam do xu Iy cac khoan no kh6 thu hoibling nguon dl,J'ph6ng (22,180)So du cuoi ky 160,493 48,917

6 ChClng knoan dau tU'31·03·2016 31·12·2015

Tri~u VND Tri~u VND

6.1 Ch(fng khoan dau tU' san sang d6 bana, Chung khoan no 7,825,259 4,466,278• Chung khoan chinh phu 7,825,259 4,466,278

b. Chung khoan vonc. Dl,J'ph6ng giam gia chung khoan dautu giQ>d~n ngay dao han

T6ng 7,825,259 4,466,2786.2 ChClng khoan dau tU' giCPd6n ngay dao han

6,460,568 5,579,741 ~• Chung khoanno do cac TCKT trong nooc phat hanh .,'

"T6ng 6,460,568 5,579,7417 Gop vOn. f)au tU' dai han ltl

• Phin tich gia tr] dau tU' theo lo~i hinh dau tU' d31-03·2016 31·12·2015 :1Tri~u VND Tri~u VND ..,.

Dau tu vao cong ty con (*)1j;:::

Cac khoan dau tu dai hc;lnkhac 869,600 873,967Dl,J'ph6ng giam gia dau tu dai hiiln (3,918) (3,918)

T6ng 865,682 870,0498 Tai san cO dinh hCPuhinh

8.1 Tal san cO dinh hCPuhinh kY nayf)VT:Tri~u VND

Nha ClPa, May m6cPhLPO'I'Ig Thl6t bi

Khoan mIJc v,t klAn truc thl6t bl tl.n v,n tii, d"mg cv TSC£)khac TOng cQngtruy6n din quanly

NGUYEN GIA

~O dU' dau, kY 154,049 77,108 46,414 37,963 2,826 318,360Mua trong g___ - 3,588 - 1,991 334 5,913Thanhly - - (1,675) - - (1,675)Di~u chinh giam TT4550 dU' cuOi kY 154,049 80,696 44,738 39,955 3,160 322,598

Page 13

.. - ------------------------------------------------------

NGAN HANG THU'O'NG M~I coPHANQUOC CAN 8i;u sO, BOSBTCTD-HN

B8n hanh thea 00 sO 16.1l007/OO-NHNN

BAN THUY~T MINHBAo cAo TAl CHfNHHQ'P NHATQuy I Nim 2016

HAOMON -56 duodAu ltV 7,913 25,886 26,831 24,976 1,639 87,244Tang trong ky 1,410 1,593 1,103 628 120 4,854Giam do thanh 15' - - (1,259) - - (1,259)£)i~uchinh giam TT45 -£)i~uchinh giam khac -56 dU' cuOi kY 9,322 27,479 26,675 25,604 1,759 90,839GiA TRI CONLAI -Ngaydau ky 146,136 51,222 19,583 12,988 1,188 231,116NgaycuOiky 144,727 53,217 18,063 14,351 1,401 231,759

8.2rai san c6 djnh hCPuhinh kY trU'Otc 31·12·2015

Nha eLPa, May m6ePhl.l'O'ng ThlAt b]

Khoan mucv~t klAn true thlit b] tltn vtn tal, dl,lng el,l TSCD khae TOng e~ng

truy6n din quam 19

NGUYENGIA

56 dU'dAu kY 140,663 64,217 51,082 37,038 2,578 295,578Muatrong ky 13,419 13,871 (4,668) 5,163 599 28,384Thanhly (33) (980) - (4,238) (351) (5,602)£)i~uchinh giam TT4556 dU' cu6i kY 154,049 77,108 46,414 37,963 2,826 318,360HAOMON -56 dU'dAu kY 4,452 20,001 25,814 24,517 1,707 76,491Tang troQgky 3,471 6,450 5,338 2,687 231 18,177Giam do thanh Iy (11) (565) (4,322) (2,228) (299) (7,424)£)i~uchinh giam TT45 -£)i~uchinh giam khac -56 duocu6i kY 7,913 25,886 26,831 24,976 1,639 87,244GiA TRI CONLAI -iNgayd~u ky 136,211 44,216 24,564 13,226 871 219,088NgaycuOi ky 146,136 51,222 19,583 12,988 1,188 231,116

f)VT'Tri~u VND

9 rai san c6 dinh vo hinh9.1rai san c6 d!nh vo hinh kY nay

Quytm SLr BanquyAn, PhAn mAm TSCOv6Khoan mvc dvng dAt

bAng sang vitinh hinh khac TOngcOngc6thai h,n

ch6

NGUYENGIA -56 dU'dAu ltV 913,439 33,861 1,140 948,440

Tangtrong ky - 6,607 - 6,607

f)VT:Tri~uVND

Page 14

NGAN HANG THU'ONG M~I coPHAN QUOC DAN Bj6u s6: B05sTCTD·HN

Ban hBnh thea00s6 16,I2OO71OO-NHNN

BAN THUY~T MINH BAo cAo TAl cHfNH HQ'P NHATQuy I Nim 2016

Thanhly - - - -Dieu chinh giam theo TT45 -SO dU' cuOi kY 913,439 - 40,468 1,140 955,047

HAO MON

SO dU' dAu kY 151 10,617 282 11,050

Trlch khau hao trong ky 10 667 28 705

Tang do dieu chinh kMc -Giam do thanh Iy - - - -Giam do dieu chinh theo TT45 -Giam do dieu chinh khac -SOdU'cuOi~ 161 - 11,284 309 11,754

GiA TRI CON L~I -Ngaydau ky 913,288 - 23,244 859 937,391

Ngaycu6i ky 913,279 - 29,184 830 943,293

9,2 rai san cO djnh vo hinh kY trU'o<c 31·12·2015

£JVT'Tri~u VND

I Quyen Sll> Banquyen, PhAn mem TSCD vo

I Khoan mue dvng dat bAng sang vi tinh hinh khac TOng c~ngI

co thai hanch'

NGUY~N GIA

se dLYdau ky 913,439 23,035 689 937,163Tang trong ky - 10,826 450 11,276Thanhly - - - -Dieu chinh giam theo TT45 -

se dLYcu6i ky 913,439 - 33,861 1,140 948,440HAO MONs6 dLYdau ky 113 8,380 208 8,701Trich khau hao trong ky 38 2,237 73 2,348Tang do dieu chinh khac -Giam do thanh Iy - - -Giam do dieu chinh theo TT45 -Giam do dieu chinh khac -s6 dLYcu6i k~ 151 - 10,617 281 11,049lQiA I_R! CON LAI

-

-INgaydau ky 913,326 - 14,618 475 928,469NgaycuOi ky 913,288 - 23,244 859 937,391

.,I~

:1

10 rai san co khac31-03·2016 31·12·2015

Page 15

NGAN HANG THU'ONG M~I cO PHANQUOCDAN l1lill ~~. W~rc.TIJ:Hti.

Banh8nh thea00 sO16.12OO71Qf).NHNN

BAN THUYET MINH BAo cAo TAl CHfNH HQ'P NHATQuy I Nam 2016

Tri~u VND Tri~u VND1,Chiphi xaydvng coban deYdang 248,844 248,8442. Cackhoanphai thu 3,134,992 1,967,9923. Laiva phi phai thu 2,464,426 2,406,6464, rai san c6 khac 3,318,252 2,808,7255, Dv ph6ngrui ro tai san c6 (28,858) (28,859)

TOng 9,137,656 7,403,34811 Caekhoan nQ'ehinh phll va NHNN

31·03·2016 31·12·2015Tri~u VND Tri~u VND

1.Vay NHNN 726,835Vaycam co cac giay ta c6 gia 726,835

TOng 726,835

12 Ti~n, yang glPi va vay eac TCTDkhae31·03·2016 31·12·2015Tri~u VND Tri~u VND

12.1Ti6n, vang glPi ella cae TCTDkhaea. Ti6n, yanggui khongky han 80,081 61,247• B~ngVND 80,081 61,247• B~ngyang va ngo~i t$b. Ti6n, yanggui c6 ky han 6,134,888 8,128,451

'!II:1

- B~ngVND 5,817,961 8,128,451· B~ngyangva ngo~i te 316,927 H

TOng 6,214,969 8,189,698 ,~

12.2Vay eae TCTDkhac- B~ngVND 144,488 1,801,250- B~ngyangva ngo~i t$ 1,017,920

TOng 1,162,408 1,801,250N

-=TOng ti~n, vang glPi ella va vay TCTDkhae 7,377,377 9,990,948

13 Ti6n glPi ella khacn hang• Thuy6t minh theo lo~1ti6n glPi

31-03·2016 31·12·2015Tri~u VND Tri~u VND

Tien, vanggui khongky han 1,341,123 1,574,498- Ti~ngUi khOngky h~n B~ng VND 1,315,723 1,492,032- Ti~ngUi kh6ngky h~n b~ng vang,ngo~i t~ 25,400 82,466Tien, vanggui c6 ky h~n 34,585,733 32,342,476- Ti~ngUi c6 ky h~n b~ng VND 31,356,442 29,265,046- Ti~ngUi c6 ky h~n b~ng vangvango~i t~ 3,229,291 3,077,430Tien gui von chuyendung 214 214TiemQui ky quy 106,668 113,784

TOng 36,033,738 34,030,972

Page 16

NGAN HANG THU'ONG M~IcoPHAN QUOC DAN W.f~~a'~IC.TI2:!:1ti.

Ban htlnh Itleo Of) 56 16.1lOO71Qf)-NHNN

BAN THUY~T MINH BAo cAo TAl CHINH HQ'P NHATQuy I Nim 2016

. Thuy6t minh theo lo,i hinh doanh nghi~p31·03·2016 31·12·2015Tri~u VND Tri~u VND

Tieln gui cua TCKT 4,656,685 5,105,050Tien gui cua ca nhan 31,377,053 28,925,922Tien gui cua cac d6i IU'Q'ng khac

T6ng 36,033,738 34,030,972

14 VOn tai trQ', uy thac dAu tU', eho yay TCTD ehju rui ro31·03·2016 31·12·2015Tri~u VND Tri~u VND

V6n nh~n tai tro, uy thac dAu tU', cho yay b~ng VND 125,550 113,884V6n nh~n tai IrQ', uy thac dau tU', choyay b~ng yang, ngo~i Ie

T6ng 125,550 113,884

15 Phathanh giay tOrco gia thong thU'Orng31·03·2016 31·12·2015Tri~u VND Tri~u VND

Ky phieu ngan nan b~ng VND 169,724 200,097Ky phieu ngan han b~ng ngo~i te

,.'1

T6ng 169,724 200,097 ....

16 Cae khoan nQ' khae ..,31·03·2016 31·12·2015 ;qTri~u VND Tri~u VND

--Cac khoan phai Ira n¢i b¢ 5,071cackhoan phai tra ben ngoai 101,921 58,042 ,

1Uii va phi phai tra 640,258 610,683 .;::II

Dl,I' ph6ng rui ro khac- DI,f phOngao; va;cac cam kef aU'8 fa

T6ng 747,250 668,72517 VOn va quy eua T6 ehere tin d....ng

17.1 Bao eao tinh hinh thay d6i vOn chu sO-hCPu

17 2 Chi ti6t vOn dAu tU' eua TCTD Tri~u VNDN¢i dung Ky nay Ky trU'&c

T6ng 56 V6nCP V6n CP T6ng 56 v6nCP V6nCPIhU'cYng U'u dai thU'ang U'u dai

~l. ,Von dau tU' cua nha nU'&c

V6n gop 3,010,216 3,010,216 . 3,010,216 3,010,216

Page 17

NGAN HANG THlfO'NG M~I coPHANQUOCDAN Biiu $6: BOSaTCTD-HN

Ban hanh theo Of) s6 16.120071OfJ-NHNN

BAN THUYET MINH BAo cAo TAl CHiNH HQ'P NHATQuy I Nam 2016

ITh~ng dU' v6n cO phan -IICO phieu quy (29,644) (29,644) - (29,644) (29,644) -I TOng 2,980,571 2,980,571 2,980,571 2,980,571

17.3 CO phil!u

- s6 IU'O'ng cO phieu clang ky phat hanh- se IU'O'ng cO phieu duocban ra cong chung

+ CO phieu phO thong+ CO phieu uu clai

- se 1U'Q'ngcO phieu duocmua I~i+ CO phieu phO thong+ CO phieu uu clai

- se IU'O'ng cO phieu clang lU'u hanh+ CO phieu phO thong+ CO phieu uu clai

* Menh gia cO phieu clang hru hanh: (clOng)

31-03-2016

350,000,000301,021,552301,021,552

31·12·2015350,000,000301,021,552301,021,552

3,352,0003,352,000

3,352,0003,352,000

297,669,552297,669,552

297,669,552297,669,552

10,000 10,000

VI. Thong tin bO sung cho cac khoan muc trinh bay trong bao cao k6t qua hoat dQng kinh doanh18 Thu nh,p lai va caekhoan thu nh,p tU'O'ng t'l

Den 31/0312016 Den 31/0312015Tri~u VND Tri~u VND

Thu nhap lai ti~n gui 29,360 28,106Thu nh~p lai cho yay khach hang 605,391 517,705Thu lai hi kinh doanh, clau tU' chung 111,119 74,919khoan no

-ThuI[li tir ch(mg khoan kinh doanh-ThuI[li tif chCmgkhoan a~u tif 111,119 74,919

Thu nh~p lai cho thue tai chinhThu khac tli ho~t clong tin dl,lng 10,389 3,222

TOng 756,259 623,95219 Chi phi Iii va cac khoan chi phi tlJ'O'ng tv:

Den 31/03/2016 Den 31/03/2015Tri~u VND Tri~u VND

Tra lai ti~n gui 541,002 421,671Tra lai ti~n vay 32,177 39,547Tra lai phat hanh gi~y tcy co gia 2,459Tra lai ti~n thue tai chinhChi phi hOGitclong tin dl,lng khac 21,143 3,258

TOng 596,781 464,47620 Lai 10 thuAn tCr ho,t dQng dich vI:!

20.1 Thu nh~p tCr ho,t dQng dich VI:!Den 31/03/2016 Den 31/0312015

Page 18

NGAN HANG THU'ONG M~IcoPHAN QUOC DAN Bl4u so:8Q5aTCTD-HN

Ban hanh thea ae sO 16.flOO71QD-NHNN

BAN THUY~T MINH BAo cAo TAl CHfNH HQ'P NHATQuy I Nam 2016

Tri~u VND Tri~u VNDThu tli dicb VI,! thanh toan 4,725 2,968Thu tli nghi$p Vl,J bao lanhThu tli dich VI,! ngfln quy 431 242Thu khac 3,564 992

TOng 8,720 4,20220.2 Chi phi heat dQng djch VI,J

Den 31103/2016 Den 3110312015Tri~u VND Tri~u VND

Chi dich Vl,J thanh toan 876 817Chi v~ ngan quy 613 775Chi ve uy thac va dt;ii Iy 629 541Chi khac 3,296 3,459

TOng 5,414 5,59220.3 Lai 10 thuAn tll' hOft dQng djch 3,306 (1,390)

21 Lai 10 thuAn tll' heat dQng kinh doanh ngofi h6i

Den 31103/2016 Den 31103/2015Tri~u VND Tri~u VND

Thu nh~p tll' heat dQng kinh doanhngofi h6i 77,859 12,073- Thu tli kinh doanh ngo~i t$ giao ngay 18,549 6,592

"- Thu tli kinh doanh vang 12 119~- Thu tli chenh I$ch danh gia I~i ngo~i 31,286 3,612

t$ kinh doanh '"~- Thu tli cac cong Cl,J tai chinh phai 28,012 1,750

:~sinh tien t$Chi phi hoat dQng kinh doanh ngo~i jh6i 94,299 8,930- Chi tli kinh doanh ngo~i t$ giao ngay 19,459 3,371- Chi tli kinh doanh vang 12 126- Chi tli chenh I$ch danh gia I~i ngo~i t$ 24,420kinh doanh 3,654- Chi ve cac cong Cl,! tai chinh pMi sinh 50,408tien t$ 1,779Lai/LO thuAn tll' hOft dQng kinhdoanh ngo\li h6i (16,440) 3,143

22 Thu nh,p tll' g6p v6n, mua cO phAnDen 31103/2016 Den 3110312015

Tri~u VND Tri~u VNDC6 hic nhan dlJ'Q'ctrong ky tli gop v6n,

1,727mua c6 Dhtm- Tif gop von, oau tU' dai h~m 1,727

Page 19

NGAN HANG THU'ONG M~I coPHANQUOC DAN Bi6u 56, BQ58TCTD-HN

Ban Mnh I11eo Of) 56 16,120071OfJ-NHNN

BAN THUVI:T MINH BAo cAo TAl CHiNH HQ'P NHATQuy I Nam 2016

cackhoan thu nhap khacTOng 1,727

23 Chi phi ho~t dQngD~n 31/0312016 D~n 31/0312015

Tri~u VND Tri~u VND1. Chi nop thu~ va cac khoan phi I~ phi 1,410 1,0482. Chi phi cho nhan vien 63,619 67,252Trongd6: - Chi /l.f(Jng va phl,l cap 55,333 56,614- Cac khoan chi d6ng g6p theo /l.f(Jng 5,242 5,577- Chi tro cap 110 45- Chi cong tac X8 hoi3. Chi ve tai san 33,790 22,020- Trongd6 khau hao tai san codinh 5,559 4,5674. Chi cho heat dong quan Iy cong VI,J 40,642 58,352Trongd6:- Cong tac phi 1,247 1,293- Chi v~ esc hO<;itdong doan the cua 3 5Tem5. Chi nop phi bao hi~m, bao toan tien 9,563 7,292olii cua khach hano6. Chi phi dl,l' ph6ng

TOng 149,024 155,964

VIII. Cac thong tin khac

24 Tinh hinh nhu nh~p euacan bQ cong nhan viimTri~u VND

Chi tieu Den 31/0312016 D~n 31/0312015I. TOng 56can bQ, CNV 2,297 1,676II. Thu nh~p cua can bO1.TOnQquy IU'O'ng 55,333 57,5332.Tien thU'6'ng - -3. Thu nhap khac 110 2,7504. TOng thu nhap 55,443 60,283i5. Tien IU'O'ng binh quan 8.0 11.46. Thu nhap binh quan 8.0 12.0

25 Tinh hinh thl!C hi~n nghia vlsI vai ngan sach nha nlPaC

IPhat sinh trong kY

Chi tieu 31·12·2015 56phai 31/03/2016I 56di nOp

~1. Thu~ GTGT (50' 5,834 5,334 450

12.Thu~ TNDN (30,625) 2,457 2,148 J30,31~

Tri~u VND

Page 20

NGAN HANG THU'ONG M~IcO PHAN QUOC DAN Bi6u s6: B05aTCTD-tIN

Banhllnh theaOf) s6 16.12OO7..QD-NHNN

BAN THUYET MINH BAo cAo TAl CHiNH HQ'P NHATQuy I Nam 2016

3. Cac loai thue khac 367 3,829 4,025 1714. Cac khoan phi, 1$phi va cac khoan

r6ng cQng (29,O84) 7,559 4,362 _(25,887J

26 Nghia vI;! nQ' ti~m an va cac cam k&t dU'a ra31-03·2016 31·12·2015

Tri~u VND Tri~u VNDNghia vI;! nQ' ti~m an 2,314,844 2,377,355

Bao lanh vay vonCam ket trong nghi$p VI,! LC 312,469 298,838Bao lanh khac 2,002,375 2,078,517

27 M(JrcdQ t~p trung theo khu vlfC dja Iy cua cactai san, cong nQ'va eaekhoan muengo,i bang

I r6ng dU' r6ng ti6n eaccam cere phai KinhnQ' cho vay g(Pi k&t tin sinh doanh va,

I dl;!ng dAu tU'chCrngkhoan

Trone nuoc 21,216,915 1,550,539 2,314,844 0 14,285,827NU'oc ngoai

L~pbang K& toan trU'C1ng

.\I

,BAO TRQNG KHANH

Page 21