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ធរ េអសុ ីលី ភីអិលសុ ACLEDA Bank Plc. Form: 50-101 MKD_10092019_V-13 VAT No.: L001-100047149 Certificate Of Deposit Form ទ�មង់វ�បនប�ត��ក់បេលខគណនី�បភព Source account number �បេភទគណនី Account type �បេភទរូបិយប័ណCurrency type ចំនួនទឹក��ក់បេDeposit amount រយៈេពល�ក់�ក់បេTerm of deposit គណនី�ន�លកំណត់រយៈេពលែវង Long Term Fixed Deposit គណនី�ន�លកំណត់ចំណ�លខ�ស់ High Income Fixed Deposit គណនី�ន�លកំណត់កំេណើនខ�ស់ High Growth Fixed Deposit �ក់ដុ�រ Dollar �ក់�ត Baht ផ�ងៗ: Other Months ហត�េល� ឬ�មេមៃដអតិថិជន Customer's signature or thumbprint Years �ក់េរៀល Riel �លបរ�េច�ទ: Date សូមបំេពញែបបបទ�ងេ�មេនះឲ�ន�តឹម�តូវ និងច�ស់�ស់ /Please fill in this application properly. Form 50-101 ស��ប់ធ�រ/For Bank Use Only បន�ំង�ក់េដើម និង�រ�ក់ Principal and interest បន�ែត�ក់េដើម Principal only មិនបន� No Rollover (បន�រយៈេពលប៉ុ��នដង?/How many terms?: ) បន�ស័យ�បវតិ? Automatic Rollover? Inputted by/Prepared by: Signature: Name: Date: បើកេ�បើ��ស់ /Opening ប��ប់ /Early redemption មិនបន� /Stop Rollover បន� /Rollover �ះគណនី Account name Verified by: Signature: Name: Approved by: Signature: Name: dd mm yy / / dd mm yy / / dd mm yy / / មូលេហតុសុំប��ប់ ឬមិនបន� ឬបន�វ�បនប�ត��ក់បេ/Reason for Closing or Stop Rollover or Rollover Certificate of Deposit: លខកិច�សនContract number ថ�បសិទ�ព Effective date

Form 50-101 ធនាគារ េអសុីលីដ ភីអិលសុី ......២- ក- ក ស ចដក ក ប ន ប ព លបរ ច ទប ប ក ង វ បនប

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Page 1: Form 50-101 ធនាគារ េអសុីលីដ ភីអិលសុី ......២- ក- ក ស ចដក ក ប ន ប ព លបរ ច ទប ប ក ង វ បនប

ធនាគារ េអសុលីដី ភីអិលសុីACLEDA Bank Plc.

Form: 50-101MKD_10092019_V-13

VAT No.: L001-100047149

Certificate Of Deposit Form

ទ�មង់វ���បនប�ត��ក់បេ��ើ

េលខគណនី�បភពSource account number

�បេភទគណនីAccount type

�បេភទរូបិយប័ណ�Currency type

ចំនួនទឹក��ក់បេ��ើDeposit amount

រយៈេពល�ក់��ក់បេ��ើTerm of deposit

គណនី�ន�លកំណត់រយៈេពលែវងLong Term Fixed Deposit

គណនី�ន�លកំណត់ចំណ�លខ�ស់High Income Fixed Deposit

គណនី�ន�លកំណត់កំេណើនខ�ស់High Growth Fixed Deposit

��ក់ដុ��រDollar

��ក់�តBaht

េផ�ងៗ:Other

ែខMonths

ហត�េល� ឬ��មេមៃដអតិថិជនCustomer's signature or thumbprint

��ំYears

��ក់េរៀលRiel

�លបរ�េច�ទ: Date

សូមបំេពញែបបបទ�ងេ��មេនះឲ��ន�តឹម�តូវ និងច�ស់�ស/់Please fill in this application properly.

Form 50-101

ស��ប់ធ��រ/For Bank Use Only

បន��ំង��ក់េដើម និង�រ��ក់Principal and interest

បន�ែត��ក់េដើមPrincipal only

មិនបន�No Rollover

(បន�រយៈេពលប៉ុ��នដង?/How many terms?: )

បន��ស�័យ�បវត�ិ?Automatic Rollover?

Inputted by/Prepared by:

Signature:

Name:

Date:

េបើកេ�បើ��ស់/Opening ប��ប/់Early redemption មិនបន�/Stop Rolloverបន�/Rollover

េ��ះគណនីAccount name

Verified by:

Signature:

Name:

Approved by:

Signature:

Name:

dd mm yy/ /

dd mm yy/ /

dd mm yy/ /

មូលេហតុសុំប��ប់ ឬមិនបន� ឬបន�វ���បនប�ត��ក់បេ��ើ/Reason for Closing or Stop Rollover or Rollover Certificate of Deposit:

េលខកិច�សន�Contract number

ៃថ��បសិទ��ពE�ective date

Page 2: Form 50-101 ធនាគារ េអសុីលីដ ភីអិលសុី ......២- ក- ក ស ចដក ក ប ន ប ព លបរ ច ទប ប ក ង វ បនប

ហត�េល� ឬ��មេមៃដអតិថិជនCustomer's signature or thumbprint

លក�ខណ� ទូេទក�ងុករេ្របើ្របាសគ់ណនីមានកលកំណត់ ជាមួយធនាគារ េអសុលីដី ភីអិលសុី TERMS AND CONDITIONS OF FIXED DEPOSITS

១- គណនី�ន�លកំណត់ គឺ�កិច�សន�រ�ងេ�ក-េ�ក�សី និងធ��រ េអសុលី�ី ភីអិលសុ ីស�ពីី�រ�ក់��ក់បេ��ើ េ�ក��ងអំឡ�ងេពលកំណត់មួយ�ក់�ក់ េដើម�ីទទួល�ន�រ��ក់ខ�ស់ និងសុវត�ិ�ព ។

២- េ�ក-េ�ក�សី �ចដក��ក់បេ��ើ�ន �ប់ពី�លបរ�េច�ទប��ប់ េ�ក��ងវ���បនប�ត��ក់បេ��ើ េ��មប��រេប� ឬ�មរយៈ��សុីនស�័យ�បវត�ិេអសុីលី� (ទំហំទឹក��ក់បេ��ើែដលដក��ស័យ�ម�បេភទប័ណ�) ។

៣- េ�ក-េ�ក�សី�ចប��ប់កិច�សន�គណនី�ន�លកំណត់កំេណើន ខ�ស់ គណនី�ន�លកំណត់ចំណ�លខ�ស់ និងគណនី�ន�លកំណត់រយៈេពលែវង មុន�លកំណត់�ន លុះ��ែត�ន�រយល់�ពម�មុនពីធ��រ េអសុីលី� ភីអិលសុី និង��ប់មក�មួយនូវវ���បនប�ត��ក់បេ��ើៃនគណនី�ន�លកំណត់ ែដលេស�ើសុំដក��ក់េដើម មុន�លកំណត់ និងយល់�ពមទទួលយកលក�ខណ��រ��ក់ដូច�ងេ��ម៖

- េ�ក-េ�ក�សី �តំ�ង�គឹះ��នធ��រ ឬ��ប័នមី�កូហិរ��វត��៖ �តូវជូន ដំណឹងមុន��ងតិច ៣០ៃថ� ៃនៃថ�េធ�ើ�រមកធ��រ េអសុីលី� ភីអិលសុី �មរយៈ�រ�ក់�ក�េស�ើសុំប��ប់ េដើម�ី�យ�រណ៍ជូនធ��រ�តិ ៃន កម��� ឲ��ន�តឹម�តូវ�មប��ត�ិច�ប់ ។ �រ��ក់មិន�តូវ�នផ�ល់ជូនេ�ក-េ�ក�សីេឡើយ ។ �បសិនេបើក��ងអំឡ�ងេពលកន�ងមក េ�ក-េ�ក�សី�នទទួល�រ��ក់�ប�ំែខ ឬ�តី�ស �តូវ�ត់កង�រ��ក់�មួយ��ក់េដើម េដើម�ីទូ�ត់សងមកធ��រ េអសុីលី�

ភីអិលសុី វ�ញ ។ - េ�ក-េ�ក�ស ី�ឯកត�ជន ឬតំ�ង�កុមហុ៊ន/អង��ព េ��ពី�គឹះ��ន

ធ��រ ឬ��ប័នមី�កូហរិ��វត��៖ គណនី�ន�លកំណត់កំេណើនខ�ស ់និងគណនី�ន�លកំណត់ចំណ�លខ�ស់ �រ��ក់�តូវ�នផ�ល់ជូនេ�ក- េ�ក�សី �មអ���រ��ក់ៃនគណនីបេ��ើសំៃចធម�� េលើកែលងចំេ�ះគណនី�ន�លកំណត់រយៈេពលែវង �តូវជូនដំណឹងមុន��ងតិច ៣០ៃថ�ៃនៃថ�េធ�ើ�រ �មរយៈ�រ�ក់�ក�េស�ើសុំប��ប់មកធ��រ

េអសុីលី� ភីអិលសុី េដើម�ី�យ�រណ៍ជូនធ��រ�តិ ៃន កម��� ឲ��ន�តឹម�តូវ�មប��ត�ិច�ប់ េដើម�ី�ចទទួល�នអ���រ��ក់�មគណនីបេ��ើសំៃចធម�� ។ �បសិនេបើក��ងអំឡ�ងេពលកន�ងមកេ�ក-េ�ក�សី �នទទួល�រ��ក់�ប�ំែខ ឬ�ប�ំ�តី�ស �តូវ�ត់កង�រ��ក់�មួយ��ក់េដើម េដើម�ីទូ�ត់សងមកធ��រ េអសុីលី� ភីអិលសុី វ�ញ ។

៤- ចំណ�ល�រ��ក់របស់េ�ក-េ�ក�សី �តូវ�ប់ពន��សប�ម�ប�សស�ីពីពន�េលើ��ក់ចំេណញរបស់�កសួងេសដ�កិច� និងហិរ��វត�� ។

៥- អ���រ��ក់ែដល�ន�ពមេ�ពៀងរួចេហើយ មិនអនុ��តឲ�ែកែ�ប ឬ��ស់ប��រេ�យពំុ�ន�រយល�់ពមពី�គី�មួយេឡើយ េ�េពលែដលកិច�សន��ក់��ក់បេ��ើ�ន�លកំណត់មិន�ន់ប��ប់ ។

៦- �របន�កិច�សន�ស�័យ�បវត�ិ េកើតេឡើងេ�េពលែដលេ�ក-េ�ក�សី �នេស�ើសុំ�ក់��ក់បេ��ើបន�មួយវគ�េទៀត ឬេ�ចើនវគ�បន�ប��ប់��េ�យមិន�ន�រ��ស់ប��រេលខកិច�សន�ថ�ី ។ �របន�ែបបេនះ គឺ��ស័យេ��ម�រប��ប់របសេ់�ក-េ�ក�ស ី�មរយៈ�រផ�លព័់ត៌�នេ�េពលេបើកគណនី ឬជូនដំណឹងេ�េពល�មួយក��ងអំឡ�ង េពលៃនកិច�សន� ឬ��ងតិចបំផុតពីរៃថ�ៃនៃថ�េធ�ើ�រមុនៃថ�ប��ប់កិច�សន� ។

៧- េ�េពលេ�ក-េ�ក�សី េ�ជើសេរើសលក�ខណ�បន�េ�យស�័យ�បវត�ិ �ន

ន័យ� េ�ក-េ�ក�សី�ពមេ�ពៀងបន�េផ�ើ��ក់�មួយធ��រតេ�េទៀត ែដល�ន��ក់េដើម ឬ��ក់េដើមរមួ�ងំ�រ��ក់ែដល�នទទួល និងរយៈេពលេផ�ើេ�រក�ដូចកិច�សន�ែដល�ន�ពមេ�ពៀងពីដំបូងដែដល េលើកែលងែតអ���រ��ក់�តូវអនុវត�ដូច�ងេ��ម៖

- គិតជូន�មអ���រ��ក់ធម��ែដលធ��រ េអសុីលី� ភីអិលសុី �ក់ ឲ�េ�បើ��ស់�ផ��វ�រចុងេ��យបង�ស់ ។

- ចំេ�ះេ�ក-េ�ក�សី ែដល�នកិច��ពមេ�ពៀងផ�ល់អ���រ��ក់ពិេសស មិនអនុ��តឲ�េ�ជើសេរើសលក�ខណ�បន��ស�័យ�បវត�ិេឡើយ ។ ករណី�នត�មូវ�រ�ក់��ក់បេ��ើបន�េទៀត គឺ�តូវគិត�រ��ក់�មអ��ធម��វ�ញ ។

៨- ករណីេ�ក-េ�ក�សីេស�ើសុំវ���បនប�ត��ក់បេ��ើថ�ី ជំនួសវ���បនប�ត ��ក់បេ��ើ�សែ់ដល�ន�ត់ ឬខូច េ�ក-េ�ក�ស�ីតូវបង់ៃថ�េស� �ម�រកំណត់របស់ ធ��រ េអសុីលី� ភីអិលសុី ។

៩- ធ��រ េអសុីលី� ភីអិលសុី �នសិទ�ិេពញេលញក��ង�របដិេសធ មិនទទួល ឬមិនបន�កិច�សន� ឬប��ប់កិច�សន�មុនេពលកំណត់ �បសិនេបើេ�ក-េ�ក�សី �តូវ�នរកេឃើញ�មិនេ�រព�ម�គប់ខែចងែដល�នេរៀប�ប់េ�ក��ងលក�ខណ�ទូេ� ឬ�នភ័ស���ងប��ក់�៖

- មិន�នអនុវត�េ��មេ�ល�រណ៍ច�ប់ និងបទប���ត�េិផ�ងៗ �ក់ព័ន�នឹង�រ�បតិបត�ិគណនី ដូច�ច�ប់ស�ីពី�រ�ប�ំង�រស��ត��ក់ និងហិរ��ប��នេភរវកម� ។

- �ន�រ�ប់�ក់ព័ន�េ�យ��ល ់ឬេ�យ�បេ�ល�មួយបុគ�ល ឬអង��ពែដល �តូវ�ន�ម�ត់ ក��ងេ�លបំណងបេ�មើ�បេ�ជន៍ដលស់កម��ពេល�ើសច�ប់ និង/ឬសកម��ពេភរវកម� ។

១០-ស��ប់ត�មូវ�រេ�បើ��ស់េស�ធ��រ និងព័ត៌�នេផ�ងៗេទៀត សូម េ�ក-េ�ក�សី ទំ�ក់ទំនង�រ��ល័យទំ�ក់ទំនងអតិថិជន ២៤េ��ង

�មរយៈទូរស័ព�េលខ: ០២៣ ៩៩៤ ៤៤៤/០១៥ ៩៩៩ ២៣៣ ឬ អីុែម៉ល: [email protected]

1. Fixed Deposit is an agreement between ACLEDA Bank Plc. and customer on cash deposit to obtain high interest rate and safety.

2. Withdrawal is available at counter or any ATM and CRM (Card Policy must be complied) on the maturity date of Certificate of Deposit.

3. Customers can withdraw the principal of Hi-Growth Fixed Deposit, Hi-Income Fixed Deposit and Long Term Fixed Deposit before the maturity date unless agreed by the bank and present the original certificate of fixed deposit to the bank and must be applicable the interest rate as the following:

- Bank or Microfinance Institution Customers: must give the ACLEDA Bank at least 30 days of business day prior notice in writing the application form to properly report to National Bank of Cambodia by following the regulations. The interest rate will not be provided to the bank or microfinance institution customers. If the customer has received monthly or quarterly interest, it will be settled with the principal to repay to the bank.

- Individual customer or company/entity beside the bank or Microfinance Institution Customers: Hi-Growth Fixed Deposit and Hi-Income Fixed Deposit, the interest rate will be provided as the interest rate of savings account, except Long Term Fixed Deposit must give the ACLEDA Bank at least 30 days of business day prior notice in writing the application form to properly report to National

Bank of Cambodia by following the regulations to be able to get interest as per rate of Savings Account. If the customer has received monthly or quarterly interest, it will be settled with the principal to repay to the bank.

4. Customer’s interest income is subject to tax withholding at the prevailing rate set by Ministry of Economy and Finance.

5. The interest rate of Fixed Deposit that was already agreed will not allow any modification or change without the consent of the either parties during the Agreement is not terminated.

6. Auto-Rollover of Fixed Deposit occurred when a customer requests for Fixed Deposit one more term or many terms gradually without changing contract number. This rollover depends on customer’s order by providing information when opening account or informing once in the period of contract, or at least 2 days of working days before maturity date.

7. When a customer chooses Auto-Rollover option, it means that customer agrees to continue money deposit that its principal amount or principal with received interest, and term of deposit still keep the same as first agreement, except interest rate that has to applied as below:

- The interest is calculated as per ACLEDA Bank Plc’s latest official standart rate.

- For customers who have any special interest rate agreement do not allow to choose Auto-Rollover option if they have further required more terms deposit, the interest rate will be calculated as per ACLEDA Bank Plc’s latest official standard rate.

8. The bank will charge fee upon the request of new Certificate of Deposit instead of lost or damaged.

9. The ACLEDA Bank Plc. has the full right to reject or renew contract, or to terminate the contract before maturity date, if you are not applied with the general terms and conditions or there is evidence that:

- Customers do not comply with all applicable laws, rules and regulations in connection with account operation such as Law on Anti-money Laundering and Combating the Financing of Terrorism.

- Customers are directly or indirectly involve with any designated individual or entity prohibition for the purpose of serving criminal and/or terrorist activities.

10. For ACLEDA Bank services requirements or more information, please contact our 24-hour Call Center at 023 994 444 / 015 999 233 or E-mail: [email protected]

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