•BIDV

NGAN HANG TMCP DAu TV' CONG HOA xA HOI can NGHiA VIET NAM. . .VA PHAT TRIEN VI:E:TNAM DQcl,p - TV do - H~nh phuc

s6:'-)3 . .lBC-BIDV Ha N(>i,ngayJOthang 01 ndm 2018

BAo cAo TINH HINH QUAN TRJ CONG TY(Giai dO(ln tir 0110112017din 3111212017)

Kinh gfri: - Dy ban Chung khoan Nha nurrc

- SO'Giao djch ehtfng khoan thanh ph8 HA Chi Minh

- SO'giao djch clnrng khoan Ha NQi

- Ten cong tyniem ySt: Ngan hang TMCP BAu nr vaPhat trien VietNam (BIDV)- Dia chi tru sachinh. 35Hang Voi, Hoan KiSm,Ha NQi.

- Dien thoai: (+84-4) 22205544 Fax: (+84-4) 22200399

- V6n diSu l~:34.187.153.340.000d6ng (Bang chii: Ba muoi bon nghinmot tram tammuoi bay ry mot tram nam muoiba trieu ba tram b6nmuoi nghin tJ6ng)

- Ma clnrng khoan: BID

I. Ho~t dQng ella D~i hQi dAng e8 dong

Trong nam2017, Ngan hang TMCP BAu tu va Phattrien Vi~t Nam t6 chirc hop BC;lihoi d6ng c6 dong thuongnien vao ngay22/04/2017 voi cac nQi dung cu th@:

- Thong qua kSt quaheat dQng kinh doanh nam2016; kS hoach kinh doanh nam2017.

- Thong qua Bao cao t6ng kSt hOC;ltdQng cua HBQT giai dOC;ln2012-2016, dinh huang2017-2022va tr<;>ngtam hOC;ltdQng nam2017.

- Thong qua Bao cao KSt qua hOC;ltdQng cua Ban Ki@msoat nam2016 va tr<;>ngtamcong tac nam2017.

- Thong qua Bao cao tai chinh hqp nh&t nam2016 da duqc ki@mtoan va Phuong antrich l~p cac quy, phan ph6i lqi nhu~n va chi tra c6 tuc nam2016.

- Thong qua muc thu lao cua HBQT va Ban KiSm smit BIDV nam2017.

- Thong qua Phuong an tang v6n diSu l~ nam2017.

- Thong qua cac nQi dung sua d6i, b6 sung BiSu l~ Ngan hang TMCP B~u tu va PhattriSn Vi~t Nam.

- Phe chufin nQi dung sua d6i, b6 sung Quy chS t6 chuc va hOC;ltdQng cua HQi d6ngQuan tri Ngan hang TMCP BAu tu va Phat tri@nVi~t Nam.

- Thong qua nQi dung LVa ch<;>nt6 chuc ki@mtmin dQc l~p thvc hi~n kiSm toan bao caotai chinh va h~ th6ng ki@msoat nQi bQnam2018.

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'.

_ Th6ng nhfit bfiu nhan S\I thanh vien HQi d6ng quan tri Ngan hang TMCP Dfiu tu vaPhat trien Viet Nam nhiem ky 2017-2022.

_ Th6ng nhfit bfiu nhan S\I thanh vien Bankiern soatNgan hang TMCP Dfiu tu va Phattrien Vi~t Nam nhiem ky 2017-2022

Ngh] quyitlQuyit dinh cua DHDCD

22/04/2017

NQi dungsaNgh] quy~tlQuy~t djnh

Ngay

Nghi quyet Dai hQi d6ng c6 dong thuongnien nam 2017 cuaNgan hang TMCP Dautu va Phat tri@nVi~t Nam

STT

N ghi Quyet s6249/20 171NQ-

DHDCD1

II. Hqi dAng quan tr]

1. Hoat dpng cuaHDQT

1.1.Thong tinvJ cuoc hop cua cac thanh vien HDQT trong ndm 2017

Trong nam 2017, HDQT BIDV t6 chirc 04 cuoc hop dinh ky thea quy dinh cu thS nhu

sau:

ST Thimh vtenT HDQT

Chirc vu

1 Ong Trfin Anh Uy vien,

ph\! trachTuanHDQT

" UVHDQT2 OngPhanDucTli kiem

TGD

3/4 75% Di cong tacoUy quySn choUVHDQTD~ngXuan Sinh thaym~t tham d\I phienhQp Quy1/2017

50% - Di cong tacoUy quySn choUVHDQT TranAnh Tufin thay m~ttham d\I phien hQpQuy 1II/2017.- Nghi huu thea

Ngay b~t SA b A.o UOI

dAu/ hQp

khong con HDQTla thanh tham

." dl}'VIenHDQT

4/4

Ty l~tham

dl}'

100%

3 OngNguySn

Huy T\Ia

UVHDQT 1111/2017 2/4

2

Ly do khdngtham dl}'

4/4

100%

chS dQtir ngay111112017.

4 Ong Trfin Thanh UVI-IDQTVan

100%

5 Ba tsThi Kim UVI-IDQTKhuyen

4/4 100%

6 Ba Phan Thi UVI-IDQTChinh

4/4 100%

7 Ong Ngo VanDung

UVI-IDQT 4/4 100%

8 Ong To NgocHung

UVHDQT 22/4/2017 114dQcl~p

25% KSt thuc nhiem kylam UVHDQT dQcl~p kStir ngay22/4/2017.

9 Ong Nguyen UVI-IDQT 4/4Van LQc

10 Ong Dang Xuan UVHDQT 22/4/2017 114Sinh

11 Ong Bui Quang UVHDQT 22/4/2017 314Tien

25% Nghi huu thea chedQtir ngay115/2017.

75% Duoc bfiu lamUVI-IDQT nr ngay22/4/2017.

12 Ong r.e Vi~tCUOng

UVHDQT 22/4/2017 314dQc l~p

75% Diroc bfiu lamUVI-IDQT dQc l~pkS tir ngay22/4/2017.

Ngoai 04 cuoc hop dinh ky, I-IDQT BIDV con t6 clurc cac cuoc hop chuyen dS dStrao d6i, lam ro va co huang chi dao triet dS d6i voi toan h~ thong,

1.2 H09t a9ng cua thanh vien HDQTa9c ldp

Trong qua trinh hoat dong, thanh vien I-IDQT dQc l~p dff tich cue tham gia vao cacheat dong cua HDQT phil hop voi quy dinh phap lu~t va quy dinh nQi bQ cua BIDV,Cl,lthS:

- Tham gia dfiy du cac phien hQpcua I-IDQT thea quy dinh;- Tham gia biSu quYStban hanh cac quy dinh nQi bQ lien quan dSn t6 chuc, nhan Sll,

qmin tri va ho~t dQng cua BIDV thuQc thAm qUYSncua I-IDQT.- Tham gia biSu quySt ban hanh cac chinh sach, cac chiSn luqc ho~t dQng cua BIDV

thuQc thAm quYSn cua I-IDQT; tham gia giam sat vi~c thllc thi cac chinh sach, chiSn luqcnay thea Sllphan cong cua HDQT.

- Tham gia xem xet bao cao tai chinh do kiSm toan vien dQc l~p chuftn bi;

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- Tham gia biSu quyet chuang trinh, kS hoach hoat dong cua HQi d6ng quan tri,chuang trinh, I!Qi dung, tai ~i~u ph}lc vy hQPDai hQi c6 dong va cong tac trieu t~p hQPDai hQidong co dong hoac lay y kien co dong bang van ban;

- Tham gia xem xet, phe duyet bao cao thuong nien;,- Giam sat,cong tac tong hop y kien cac thanh vien HDQT d6i voi cac nQi dung xin

y kien HDQT bang van ban.- Tham gia lam thanh vien cua -Oyban quan ly rui ro true thuoc HDQT voi vai tro la

thanh vien cac nhom quan ly rui ro tin dung va rui ro trong ySu khac trong ngan hang,tich C\fCdong gop trong viec xay dung chinh sach, quy trinh quan ly rui roo

Voi tinh chat dQCl~p khi tham gia HDQT, vai tro cua thanh vien dQc l~p trongHDQT BIDV da gop ph~n tich C\fCtrong viec nang cao tinh khach quan, minh b~ch, hi~uqua va chat lUQ'l1gcac quySt dinh cua HDQT

2. HO{ltdpng giam sat eua HDQT dBi vO'iBan DiJu himh

Trong nam 2017, Cong tac giam sat tuan thu chi d~o diSu hanh cua HDQT tiSp t\lCduQ'c nghiem tuc th\fc hi~n, dam bao tat ca cac Nghi quySt, QuySt dinh, chi d~o cuaHDQT dSu duQ'ctriSn khai, giam sat ch~t che vS tiSn dQva trach nhi~m th\fc hi~n.

NQi dung cac chi d~o cua HDQT trong nam 20 17 t~p trung van cac van dS chu ySug6m: Chi d~o triSn khai kS ho~ch kinh doanh, kS ho~ch nhi~mV\l nam 2017; Phe duy~t kSho~ch kinh doanh giai do~n 2017-2021; Chi d~o phuang an Co'cau ngan hang gfuIv6i xu lynQ'xau dSn 2020; Chi d~o cap tin d\lng d6i v6i lInh V\fCd~u tu kinh doanh bat dQng san,chiSn luQ'cphat triSn cua BIDV t~i khu V\fCD6ng b~ng Song Cfru Long giai do~n 2017 -2021; Chi d~o ra soat hoan thi~n Co'chS phan cap uy quySn; Thong qua phuang an phat hanhtrai phiSu tang v6n; Sua d6i b6 sung mQt s6 quy dinh chinh sach cap tin d\lng d6i v6i khachhang t6 chuc, chi d~o lien quan dSn th\fc hi~n Nghi quySt42/2017IQH14thi diSm xu ly nQ'

xau cua cac TCTD.KSt qua ho~t dQng giam sat cho thay cac chi d~o da phan cong thea dung chuc

nang nhi~m V\l cua cac dan vi; Theo do cac dan vi da Co'ban hoan thanh cac nQi dungcong vi~c thea chi d~o cua HDQT, cac UVHDQT duQ'cphan cong ph\l trach cac Kh6i,dan vi da chu dQng, quySt li~t trong vi~c ph6i hc;rpchi d~o ho~t dQng cling cac thanh vientrong Ban diSu hanh; Tren Co'so cac chi d~o cua HDQT, Ban DiSu hanh cung da khAntruO'ng,nghiem tuc ho~ch dinh, xay d\fng k@ho~ch va nhi~m V\lC\lthS trong tUng thai kydSn tung thanh vien Ban DiSu hanh, chi d~o tung dan vi Kh6iIBan th\fChi~n, quy dinh ratrach nhi~m va thai h~n th\fC hi~n, co bao cao d~y du, kip thai b~ng van ban dSnHDQT/Chu tich HDQT vS kSt qua th\fc hi~n nhi~m V\l, quySn h~n dUQ'cgiao thea dinhky va khi co yeu cAu.Cac chi d~o cua HDQT luon dUQ'cBan diSu hanh va cac dan vi xacdinh la nhi~m V\ltn;mg tam, cap bach dS t~p trung, chu trQng th\fc hi~n.

3. HO{ltd9ng eua caeUy ban thu9c H9i dang quan tr;

Hi~n t~i BIDV co 04 -Oyban thuQc HDQT la -Oyban Quan ly rui ro, Uy ban Nhan S\f,Uy ban ChiSn luQ'Cva T6 chuc; va Uy ban Cong ngh~ Thong tin. HDQT ban hanh QuychS t6 chuc va ho~t dQng rieng cho tung Uy ban.

4

Trong nam 2017 cac Uy ban dtl thuc hien d§.y du, kip thai thea dung chirc nangnhiem vu ducc quy dinh tai Quy chS t6 clnrc va heat dQng cua tirng Uy ban. Cac kSt quadat duoc cu thS nhu sau:

3.1. Uy banQuanIf; rid ro:

Trong nam 2017, Uy ban QLRR dtl thirc hien cac nhiem vu:

- Thuc hien chi dao cua HDQT v@tang cuong, hoan thien cong tac phat trien thS che,nang cao nang hrc quan ly rui ro thea thong l~ t6t, Uy ban QLRR dtl tham rmru HDQTban hanh, sua d6i Quy chS t6 chirc va hoat dQng Uy ban QLRR thea thong l~ t6t va quydinhNHNN.

- Tham rmru, tu v~n cho HDQT v@cac co chS, chinh sach quan ly rui ro; cac bienphap phong ngira, kiem soat rui ro tren cac mang heat dong chinh (ho~t dQng tin d\lng,d§.utu va ho~t dQng quan ly rui ro thi truOng, tac nghi~p va thanh khoan).

- Tham muu cho HDQT trong vi~c ho~ch dinh cO'chS chinh sach trong cong tac quanly rui ro tren ph~m vi toan h~ th6ng nhu: Tham muu thiSt l~p va v~n hanh Khung quan lyrui ro t6ng thS thea thong l~ va quy dinh NHNN t~i BIDV; Cac gi&i h~n quan ly rui rocho tUng danh m\lc; Cac d\l an triSn khai ap d\lng quantri rui ro thea tieu chuAn Basel II,III t~i BIDV.

3.2. Uy ban NhanSl:f:

Cac nQi dung tham muu, tu v~n cua Uy ban Nhan sg d6i v&iHDQT nam 2017:

- Co y kiSn v@milc luang cua thanh vien HDQT vathli lao cua thanh vien HDQT dQcl~p dugc D~i hQid6ng c6 dong b§.unhi~mkY mai 2017-2022; ChS dQd6i vai can bQkhi nghi

hUll,nghi cha hUllva xin nghi vi~c; D@an dao ~o/tuySn d\lng chuyen gia, quy diM tieu chuAn- diSuki~n,chilc nang -quySn h~ - trach nhi~mcua chucdanh chuyen giakinh tSwOng BIDV.

- Tham gia y kiSnvS:KiSn nghi cua Ban KiSm soat v@mQts6 nQidung lien quan dSn luang,cO'chS chinh sach d6i vai TruOng Ban KiSm soat, Thanh vien Ban KiSm soM;Quy chS trachnhi~m, xu ly trach nhi~m ngum dUngd§.u,c~p pho cua ngum dUng d§.utrong h~ th6ng BIDV;Quy chSd8.nhgia can bQ; Quy chSxu lykY l~t.

- Co y kiSn vS quy dinh ap d\lng ~m thai quy chS tiSn luang cua Cong ty cho thue michinh TNHH BIDV-SUMITRUST (BSL).

3.3.Uy ban Chiin IU(lcva T6 chu:c

Trong nam 2017, Uy ban ChiSn lugc va T6 chilc dtl hoan thanh t6t nhi~mV\l trongvai tro la dan vi tham muu, tu v~n cho HDQT cac v~n dS co t§.m anh hUOng rQng trenquy mo toan h~ th6ng, lien quan dSn ChiSn lugc phat triSn, KS ho~ch kinh doanh va Mohinh t6 chuc cua toan h~ th6ng, bao g6m:

- Tham gia y kiSn v@:D@an phat triSn ngan hang s6 t~i BIDV; D@an ki~n toan t6chuc ho~t dQng va nang c~p Phong KiSm toan nQi bQ tf\l'CthuQc Ban KiSm soat va Ra

-.,-.;A~tjG N

rUVAA

JI~l>-.~

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so~t mo hinh, clnrc nang nhiem vu ~ua Ban Ki@mtra va Giam sat; D@an Chien hroc phattrien cua BIDV tai khu V\fCDong bang SongCiru Long giai doan2017-2021.

- Co y kiSn d6i v@viec thanhl~p Uy ban KiSmtoan; Tham giay kien d6i voi Bao caonghien CUuva d@xu:it t~m nhin daihan cuaBIDV.

- Tnrc tiSp thao luandS cho ykien d6i voi nQi dung Phuong an co c:iu lai BIDV g~nvoi xu ly no x:iu giai doan2017-2020va Dinh huang KHKD nam 2018;

- Thuc hien ra soat vaban hanh Quy chS t6chirc va hoatdQng cua Uy ban Chien

hroc va T6 chirc.3.4. Uy banCongngh~ thong tin

Nam 2017 diroc xem la nam co nhieu d6i moi trong hoat dong cua Uy ban CNTTvoi viec HDQT phan cong l:;timQt Uy vien HDQT ph\l trach Uy ban CNTT. Uy banCNTT d8:t6 chilc 04 phien hQp dinhky va 02 phien hQp dQt xu:it dS xem xet, cho y kiSnv6i nhi@unQi dung lien quan dSn ho:;ttdQng CNTT cua BIDV g6m:

_ Cho y kiSn d6i v6i nQi dung tai cO'c:iu ho:;ttdQng CNTT g~n v6i phuang an cO'c:iul:;tiho:;tt dQng BIDV giai do:;tn2017-2020; Bao cao danh gia va d@xu:it v@vi~c chuySnd6i/nang c:ip h~ th6ng quan ly the qu6c tS, Tich hQ'Ph~ th6ng MIS.

_ Tham gia y kiSn v@:D@an phat triSn Ngan hang s6 cua BIDV, d@xu:it v@cac giai

phap CNTT ph\lc Vl,lvi~c phat triSn Ngan hang s6; D@an phat triSn ilng d\lng Mobile cua

BIDV.

_ Xem xet va chi d:;tocac bi~n phap nang cao hi~u qua su d\lng, khai thac chuangtrinh VPDT; Cong tac chu~n bi, triSn khai Quy chS d~u tu mua s~m tai san, tinh hinhth\fc hi~n phan c:ip uy quy@nm6i d6i v6i mua s~m tai san CNTT; Nhfrng vuang m~ctrong th\fc hi~n KS ho:;tchCNTT 2017 va tinh hinh xay d\fng KS ho:;tchCNTT 2018.

4. Cac Nghj quyitiQuyit djnh cua Hvi dang quiin trj nam 2017 (chi tiit t{liPh(l/(lc 01)

III. Ban Ki~msmlt

1. Thong tin vi thanh vien Ban Ki~msoat (BKS):1

Ngay b~t SaTyl~

Lydodflu/khong buBihQp khong

Stt Thanh vien BKS Chtfcv\l con la thimh BKS thamtham d11 tham d11

vien BKS d11hQp hQp

1 Vo Bich Hi Tru6ngBKS 04/04 100%

2 Cao Cl,l'Tri TV chuyen tnich 04/04 100%

3 Nguy~n Thi Tam TV chuyen trach 04/04 100%

Ngoai 04 cUQchQp dinh ky neu tren, cac thanh vien BKS thuemg xuyen trao d6i,th6ng nh:it, quySt dinh cac nQi dung, cong vi~c thuQc chilc nang nhi~m Vl,l.

6

2. HO!'t d~ng gidm sat cua BKS dBi vui HlJQT, Ban lJiJu hanh vac8dong:

Ban Ki~m scat dff thuc hien giam sat hoat dong cua OOQT, BBB trong viec thuchien cacnhiem vu, quyen han thea quy dinh tai Bi~u 1~ va cac quy dinh n(}i b(} cuaBIDV, cu th~: Giam sat viec tri~n khai thuc hien nghi quyet BOOCB, viec tuan thu cacquy dinh cua phap 1u~ttren cosa xem xet cac van ban, quy dinh, tai lieu, thong bao chidao, di~u hanh cua OOQT, BBB; kSt qua kiem toan nQibQ; tham dinh kSt qua bao cao taichinh.

KSt qua giam sat, kiem toan cho th~y BBQT dff chi dao trien khai dfty du, kip thaichu truang cua Chinh phu, chi dao cua NHNN, Nghi quyet BOOCB, ban hanh cac NghiQuyet, Quyet dinh, Chi thi... d~ dinh huang, chi d?o kip thai ho?t d(}ng cua toan h~thfmg; BBB dfft6 chuc tri~n khai nhi~mV\l, kS ho?ch thea n(}idung dinh huang, yeudut?i cac Nghi quySt, QuySt dinh cua BBQT. Vi~c cong b6 thong tin thea quy dinh cuaphap 1u~tduQ'cthvc hi~n d~y du, kip thai.

3.S"phBi h(J'pho!,t d~ng giil'a BKS dBi vui hO!'t d~ng cua HDQT, Ban lJiJu hanhWIcae can b~ qulin If khac:

Sv ph6i hqp ho?t dQng gifra BKS vai OOQT, BBB va can bQ quan Iy khac cua BIDVluon dam bao nguyen t~c: tuan thu cac quy dinh cua phap lu~t, cua BIDV va vi 1Q'iichchung cua toan h~ th6ng.

OOQT t?O di~u ki~n cho BKS thvc hi~n cac chuc nang nhi~mV\l thea quy dinh,: nangc~p phong KTNB len thanh Ban KTNB trvc thuQc BKS, b6 sung nhan sv cho KTNB,phe duy~t tri~n khai dv an nang cao nang 1vc KTNB thea d~ nghi cua BKS ... Cac phienhQp dinhkY cua BBQT va mQt s6 cUQchQp cua BBB lien quan dSn tri~n khai kS ho?ch,danh gia kSt qua kinh doanh, ... d~u co sv tham dv cua Truang BKS/B?i di~n BKS. KStqua giam sat, ki~m toan va kiSn nghi, d~ xu~t cua BKS gui tai BBQT/Chu tich HDQT vaTGB d~u duQ'cxem xet, chi d?o cac dan vi lien quan nghien cUu, thvc hi~n. Quy chS v~ph6i hqp ho?t d(}ng va cung c~p thong tin gifra cac don vi va BKS do OOQT ban hanhthuOng xuyen duQ'cra soat, chinh sua phu hqp vai th\1c tS ho?t d(}ng.

IV. Dao t~o v~ quan tri cong ty

Cac khoa dao t?O lien quan dSn quan tri cong ty rna cac thanh vien OOQT, thanh vienBan Ki~m soat, T6ng Giam d6c, Ban Bi~u hanh va Thu ky dff tham gia thea quy dinh v~quan tri cong ty trong nam 2017 nhu sau:

,Ico';JHAT

tvAl--1- ~-'---;::::

STT Khoa dao t~o dii tham gia D8i tU'Q'nghQc

Bao t?O Kiem toan quan 1;' rui ro, Khung quan 1y 03 thanh vien BKSrui ro gian I~n va Khung ki~m soat COSO (PWC

1 Vi~t Nam)Thai gian: Ngay 06-07/01/2017

Bao t?O L~p va trien khai chuang trinh kiem toan 03 thanh vien BKS2 (PWC Vi~t Nam)

Thai gian: Ngay 15-16/02/2017

7

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4 Khoa dao tao K@toan quan tri (CMA Australia)02 thanh vien BKS

Thai gian: Ngay 151412017- 041612017Khoa dao tao: Quan tri Ngan hang thuong mai

5hien dai danh cho Lanh dao cap cao duong chirc 01 Thanh vien BUBva quy hoachThai gian: Ngay 1819- 221912017Khoa dao tao: Quan tri Ngan hang thuong mai

6hien dai danh cho Lanh dao cap cao duang clurc K@toan tnrongva quy hoachThai gian: Ngay 1819- 221912017

V. Danh sach v~ ngU'iri eo lien quan ella BIDV theo quy djnh tai khoan 34 Di~u 6Lu~t Cluing khoan

1. Danh sach v@ngiroico lien quan cua BIDV (chi tiit tl}iPh{l/{lc 2)

2. Giao dich gifra BIDV voingiroi co lien quan cua BIDV; hoac gifta BIDV voi c6 dongIon, nguoi nQibQ,nguoi co lien quan cua nguoi nQibQ (chi tiit tl}iPhu luc3)

3. Giao dich gitra nguoi nQibQ cua BIDV, nguoi co lien quan cua nguoi nQi bQvoi congty con, cong ty do BIDV n~m quy@nkiSm soM (chi tiit tl}iPh{l/{lc3)

4. Giao dich gifra BIDV v6i cac d6i tuqng khac

4.1. Giao dieh giifa BID Vvai eongty rna thanh vien HDQT, thanh vien BKS, TGD da vadang la thanh vien sang lt7phoij,e thanh vien HDQT, TGD di~u hanh trong thai gian banam tra lc;ziday (chi tiit tl}iPh{l/{iC 3)

4.2. Giao dteh giifa BIDV vai eongty rna nguai co lien quan eua thanh vien HDQT,thanh vien BKS, TGD la thanh vien HDQT, TGD (chi tiJt tl}iPh{l/{lc 3)

VI. Giao dieh e&phi~u ella ngU'm nQi bQva nglfiri lien quan ella nglfiri nQi bQ

1. Danh sach nguai nQi bQ va nguai co lien quan cua nguai nQi bQ (chi tiJt tl}i Ph{ll{lc

4)

2. Giao dich clla nguai nQibQva nguai co lien quan d6i v&i c6 phi@uCllaBIDV

S NgU'o; th\fc s.l: A h·.l: ? h- s.l: A h·A ? h- LydoQuan h~ v6'i

o co p leuSO' U'u o co p leuSO' U'u

T hi~n giao diu ky cu8i ky tang,

T djchngU'O'inQi bQ ghim

(mua,

sf> c6ban,

sf> c6 A

Tyl~ Ty l~chuyen

phi€u phi€u dA•01,

thU'(yng...)

8

Cong Dean Ba r.e Thi 10.124.594 0,296% 9.647.594 0,282% Ban co1 phieuNgan hang Kim Khuyen

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