The Novatti Group (ASX:NOV) enables telecommunication, banking and alternative payment providers to extend

their product portfolio – taking robust, integratedconsumer payment services to market faster

and more cost-effectively.

I N N O V A T I O N F O R P A Y M E N T S

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Flexible, innovative payment solutions

Novatti’s payments platform supports the following applications:

• International & Domestic Remittances

• Rural & Remote banking

• Bill Payments

• Mobile Money

• White-label Digital Wallets

• Airtime Distribution e-Top-up, PIN-less Top-up, Mobile Top-up, International Top-up

• Electronic Voucher (PIN) Distribution

• Gift Card Distribution & Activation

• Mobile Financial Services

• and much more...

Novatti Group

Novatti’s technology arm provides the core functionality for all platform solutions as well as powering the Novatti Group’s service-based companies. The Novatti platform is highly customisable and scalable solution that can be deployed on a SaaS or enterprise basis.

TransferBride provides a cross-broder network to process airtime, cash transfer, bill payments, purposeful remittance or donations. TransferBridge allows any agent to integrate into the network and start reselling any partner product.

Flexepin is an open-loop cash voucher that can be redeemed online as an alternative payment method to credit cards. Flexepin vouchers can be purchased in retail stores and then used online to pay for products or services directly, or instantly top up a digital wallet.

For 20 years, Novatti has created and delivered innovative payment solutions to a global base of top-tier, challenger and start-up service providers.

Novatti platform deploys mobile and alternative payment solutions and services to telecommunications and financial services companies globally, enabling financial inclusion of consumers who have little or no access to bank accounts base.

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I N N O V A T I O N F O R P A Y M E N T S

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Why Novatti?

• Trusted by companies around the world

• Robust, secure multi-services payments platform

• Deep domain knowledge and global industry experience

• Well-defined roadmap for innovation to meet market demands

• Flexible delivery model to meet any specification

• Financial strength and proven delivery capabilities

• Global offices and network of partners

• Listed on the ASX exchange

Our HeritageSince 1996, Novatti has helped some of the world’s leadingtelecommunications and financial services providers deliver innovative new products and services based on mobile payment solutions.

Novatti has helped alternate network service providers, their partners and investors to realise their ideas for creating or expanding into new markets.

Novatti clients include:

• Payment Source & Canada Post (North America)• Cable & Wireless, Batelco (South America)• MTN Uganda (Africa)• Sandulela Telecom (Africa)• Hutchison Hong Kong & Hutchison Macau (Asia)• Telstra (Australia)• Vox telecom (Europe)• Vio (North America)• Tienpay (Asia)• Tanzania Telecommunications (TTCL) (Africa)

“Although we required a number of changes to the core processing of the Novatti platform and multiple new integrations, we were operational within three months with our INTOPUP® platform – on time and on budget. We quickly achieved a 60% increase in revenues by extending our product offer as well as a 25% increase in profitability due to reduced operational costs, more flexible product offers and shorter time to market for new products. All up, this is expected to deliver a 100% overall increase in net income.”

Claude Schaerer, CEOVox telecom SA

© 2016 Novatti Group Limited. All rights reserved. Specifications and descriptions are summary in nature and subject to change without notice.

Novatti delivers competitive advantage

• The ability to create new services and revenue streams

• Customer ‘stickiness’ and increased market share

• Low-cost entry into new markets

• Access to billions of potential mobile users around the world

• Speed to market with rapid, open integration with your core systems

• Global market presence and domain knowledge

• Modular technology approach: pay for what you need and upgrade when you want

Novatti has been selected to be an Advanced IBM Business Partner, and is a member of IBM’s Independent Software Vendor Program. Novatti also utilises Amazon Web Services for global cloud deployments.

Novatti has been awarded the national iAwards for their technology platform in both 2012 and 2014. Novatti is a member of various industry groups including the Mobile Ecosystem Forum (MEF) and the Emerging Payments Assocation (EPA).

Novatti caters to a global clientele with a global network of partners in Africa, Europe, Asia and South America. The Novatti Group has offices in London, Madrid, Cape Town, Kuala Lumpur, Melbourne and Sydney.

Level 1, 293 Swanston Street, Melbourne, Victoria 3000, Australia

+61 3 9011 8490info@novatti.comwww.novatti.com

“Novatti has consistently come up with new business rules and modules for the platform that have allowed us to keep creating new revenue streams by offering new services to our clients including Canada Post. From the one platform we offer many different services into multiple market sectors.”

Albert LangSVP Payments & Canada PostEzipin Canada, Inc