tlaa annual report 2008

“ÊÁÒ¤Á»ÃÐ¡Ñ¹ªÕÇÔμä·Â ÁÕº·ºÒ·ÁÒ¡¢Öé¹ã¹¡ÒÃ·ÓË¹ŒÒ·Õè

¡Ó¡Ñº´ÙáÅºÃÔÉÑ·ÊÁÒªÔ¡ãËŒÊÒÁÒÃ¶´ÙáÅ¡Ñ¹àÍ§ä´Œ μÅÍ´¨¹

à»š¹ÈÙ¹Â�¡ÅÒ§ã¹¡ÒÃ¾Ñ²¹ÒáÅÐÊ‹§àÊÃÔÁ¸ØÃ¡Ô¨»ÃÐ¡Ñ¹ªÕÇÔμ

ãËŒÊÒÁÒÃ¶´Óà¹Ô¹§Ò¹ÍÂ‹Ò§ÁÕ»ÃÐÊÔ·¸ÔÀÒ¾ áÅÐ¡ÒÃàμÔºâμ

ÃÇÁ·Ñé§¡ÒÃ¾Ñ²¹Ò¢Õ´¤ÇÒÁÊÒÁÒÃ¶ã¹¡ÒÃá¢‹§¢Ñ¹ ´ŒÇÂ¡ÒÃ

¾Ñ²¹Ò¤Ø³ÀÒ¾ã¹¡ÒÃ´Óà¹Ô¹§Ò¹¢Í§¸ØÃ¡Ô¨ ¡ÒÃ»¡»‡Í§

¼Å»ÃÐâÂª¹�¢Í§ºÃÔÉÑ·»ÃÐ¡Ñ¹ªÕÇÔμ áÅÐ¼ÙŒàÍÒ»ÃÐ¡Ñ¹ÀÑÂ”

TLAA will increase its role in promoting member compa-

nies to be self-regulated and in acting as a central body

to develop and promote life insurance industy. It will

promote efficiency, business growth and competitive-

ness of the business through programs that enhance

the effectiveness of business operation and protect the

interest of the life insurance companies and the insured.

ÊÁÒ¤Á»ÃÐ¡Ñ¹ªÕÇÔμä·Âà»š¹Í§¤�¡ÃËÅÑ¡¢Í§¼ÙŒ»ÃÐ¡Íº¸ØÃ¡Ô¨

»ÃÐ¡Ñ¹ªÕÇÔμ áÅÐ¡ÅØ‹ÁÇÔªÒªÕ¾·Õèà¡ÕèÂÇ¢ŒÍ§ ´ŒÇÂ¡ÒÃÊ‹§àÊÃÔÁ

ãËŒÁÕ¡ÒÃºÙÃ³Ò¡ÒÃ·Ò§¤ÇÒÁ¤Ô´ÍÂ‹Ò§ã¡ÅŒªÔ´áÅÐà¡× éÍ¡ÙÅ

«Öè§¡Ñ¹áÅÐ¡Ñ¹ ¾ÃŒÍÁ·Ñé§à»š¹μÑÇá·¹¢Í§¼ÙŒ»ÃÐ¡Íº¡ÒÃã¹¡ÒÃ

»ÃÐÊÒ¹§Ò¹¡ÑºÀÒ¤ÃÑ°áÅÐÍ§¤�¡ÃÍ×è¹ ãËŒÊÒÁÒÃ¶´Óà¹Ô¹

¸ØÃ¡Ô¨´ŒÇÂ¤ÇÒÁá¢ç§á¡Ã‹§¶Ù¡μŒÍ§áÅÐμÃÇ¨ÊÍºä´ŒμÒÁËÅÑ¡

¸ÃÃÁÒÀÔºÒÅ ÁÕ¡ÒÃ¾Ô¨ÒÃ³ÒμÔ´μÒÁ á¡Œä¢ »ÃÑº»ÃØ§ ¡®

ÃÐàºÕÂº ·Õèà¡ÕèÂÇ¢ŒÍ§¡Ñº¸ØÃ¡Ô¨»ÃÐ¡Ñ¹ªÕÇÔμãËŒÊÍ´¤ÅŒÍ§¡Ñº¡ÒÃ

à»ÅÕèÂ¹á»Å§¢Í§Ê¶Ò¹¡ÒÃ³� ¾ÃŒÍÁ·Ñé§»ÃÐªÒÊÑÁ¾Ñ¹¸�

à¼Âá¾Ã‹¤ÇÒÁÃÙ Œ¤ÇÒÁà¢ŒÒã¨´ŒÒ¹¡ÒÃ»ÃÐ¡Ñ¹ªÕÇ ÔμãËŒ¡ Ñº

»ÃÐªÒª¹·ÑèÇä»ä´ŒàËç¹¤Ø³¤‹ÒáÅÐ»ÃÐâÂª¹�¢Í§¡ÒÃ»ÃÐ¡Ñ¹

ªÕÇÔμÁÒ¡ÂÔè§¢Öé¹

TLAA is the central body of life insurance business opera-

tors and related professional groups. It promotes the

integrations of ideas and acts on behalf of the business

operators in coordinating with government agencies and

related professional groups in order to ensure that they

operate their business with strength and under an accept-

able standard of good governance. TLAA will also involve

in the following up and improvement of rules and regula-

tions in accordance with changing business environment

as well as the efforts to educate the public on the

benefits of life insurance.

ÇÔÊÑÂ·ÑÈ¹� Visions

Missions¾Ñ¹¸¡Ô¨

ÃÒ§ÇÑÅÊÁÒ¤Á¡ÒÃ¤ŒÒ´Õà´‹¹ »ÃÐ¨Ó»‚ 2549

ÃÒ§ÇÑÅÊÁÒ¤Á¡ÒÃ¤ŒÒ´Õà´‹¹ »ÃÐ¨Ó»‚ 2550

ÊÁÒ¤Á¡ÒÃ¡ÒÃ¤ŒÒ´Õà´‹¹ »Ã»ÃÃÒ§ÇÑÅÊÁÒ

Contents

020406081049505253618789

“√®“°π“¬° ¡“§¡ª√–°—π™’«‘μ‰∑¬Message from TLAA President

§≥–°√√¡°“√∫√‘À“√ ¡“§¡ª√–°—π™’«‘μ‰∑¬Executive Board

§≥–°√√¡°“√ ¡“§¡ª√–°—π™’«‘μ‰∑¬Board of Directors

·ºπ¿Ÿ¡‘°“√∫√‘À“√ß“π ¡“§¡ª√–°—π™’«‘μ‰∑¬ The Thai Life Assurance Association Organization Chart

°‘®°√√¡„π√Õ∫ªï 2550-2551Activities Implemented by TLAA 2007-2008

√“¬ß“π¢ÕßºŸâ Õ∫∫—≠™’√—∫Õπÿ≠“μReport of the Certified Auditor

ß∫¥ÿ≈Balance Sheet

ß∫√“¬‰¥â-§à“„™â®à“¬Statement of Income and Expenditure

À¡“¬‡Àμÿª√–°Õ∫ß∫°“√‡ß‘πFinancial Statements

¿“æ√«¡∏ÿ√°‘®ª√–°—π™’«‘μ ªï 2550-2551Overview of Life Insurance Business 2007-2008

ª√–«—μ‘ ¡“§¡ª√–°—π™’«‘μ‰∑¬History of The Thai Life Assurance Association

¡“™‘° ¡“§¡ª√–°—π™’«‘μ‰∑¬Members of The Thai Life Assurance Association

(π“¬ “√– ≈Ë”´”)π“¬° ¡“§¡ª√–°—π™’«‘μ

2 ¡“§¡ª√–°—π™’«‘μ‰∑¬The Thai Life Assurance Association

ªí®®—¬∫«°∑’Ë àßº≈„Àâ∏ÿ√°‘®ª√–°—π™’«‘μ¡’Õ—μ√“°“√‡μ‘∫‚μ∑’Ë¥’ ‡π◊ËÕß¡“®“°π‚¬∫“¬‡»√…∞°‘®æÕ‡æ’¬ß∑’Ë∑”„Àâª√–™“™π À—π¡“‡°Á∫ÕÕ¡‡ß‘π„π√Ÿª·∫∫μà“ßÊ ‡æ‘Ë¡¡“°¢÷Èπ

„πªï 2550 ∂÷ß·¡â«à“‡»√…∞°‘®¢Õßª√–‡∑»μà“ßÊ ∑—Ë«‚≈°®–∂Ÿ°º≈°√–∑∫®“°ªí®®—¬°“√ª√—∫√“§“πÈ”¡—π∑’Ë Ÿß¢÷Èπ√«¡‰ª∂÷ß«‘°ƒμ‘´—∫‰æ√å¡¢ÕßÕ‡¡√‘°“ ·μà ”À√—∫ª√–‡∑»‰∑¬ ∂÷ß·¡â«à“®–‰¥â√—∫º≈°√–∑∫®“°ªí®®—¬À≈“¬¥â“π ‰¥â·°à √“§“πÈ”¡—π¥‘∫∑’Ë¡’§«“¡º—πº«π °“√‡¡◊Õß¡’∫√√¬“°“»∑’Ë‰¡à·®à¡„ ·μà¿“«–‡»√…∞°‘®‰∑¬¬—ß¡’‡ ∂’¬√¿“æ∑’Ë¥’ ‚¥¬‡»√…∞°‘®μ≈Õ¥∑—Èßªï¡’°“√¢¬“¬μ—«¢Õß GDP Õ¬Ÿà∑’Ë 4.9%

”À√—∫∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬ªï 2550 ¡’‡∫’È¬ª√–°—π¿—¬√—∫‚¥¬μ√ß√«¡®”π«π 201,942 ≈â“π∫“∑ ‡æ‘Ë¡¢÷Èπ®“°

‘Èπªï°àÕπ√âÕ¬≈– 16.4 ªí®®—¬∫«°∑’Ë àßº≈„Àâ∏ÿ√°‘®ª√–°—π™’«‘μ¡’Õ—μ√“°“√‡μ‘∫‚μ∑’Ë¥’ ‡π◊ËÕß¡“®“°π‚¬∫“¬‡»√…∞°‘®æÕ‡æ’¬ß∑’Ë∑”„Àâª√–™“™πÀ—π¡“‡°Á∫ÕÕ¡‡ß‘π„π√Ÿª·∫∫μà“ßÊ ‡æ‘Ë¡¡“°¢÷Èπ ‰¡à«à“®–‡ªìπ°“√Ω“°∏π“§“√ °“√≈ß∑ÿπ„π°Õß∑ÿπμà“ßÊ √«¡∂÷ß°“√´◊ÈÕª√–°—π™’«‘μ ª√–°Õ∫°—∫∑’Ë∫√‘…—∑ª√–°—π™’«‘μ‡Õß‰¥â¡’°“√æ—≤π“™àÕß∑“ß°“√®”Àπà“¬„Àâ¡’ª√– ‘∑∏‘¿“æ¡“°¢÷Èπ ‰¡à«à“®–‡ªìπ°“√¢“¬ºà“πμ—«·∑πª√–°—π™’«‘μ °“√¢“¬ºà“π∏π“§“√æ“≥‘™¬å ·≈–°“√¢“¬ºà“π

∑“ß‚∑√»—æ∑å ‡ªìπμâπ ¢≥–π’È™àÕß∑“ß°“√®”Àπà“¬ºà“πμ—«·∑πª√–°—π™’«‘μ ¡’ —¥ à«π¢Õß‡∫’È¬ª√–°—π¿—¬√—∫ªï·√° Ÿß‡ªìπÕ—π¥—∫Àπ÷Ëß®”π«π 23,114 ≈â“π∫“∑ À√◊Õ§‘¥‡ªìπ —¥ à«π√âÕ¬≈– 65.07 ·≈–°“√¢“¬ºà“π∏π“§“√¡’‡∫’ È¬ª√–°—π¿—¬√—∫ªï·√° Ÿß‡ªìπÕ—π¥—∫ Õß®”π«π 9,982 ≈â“π∫“∑ §‘¥‡ªìπ —¥ à«π√âÕ¬≈– 28.10

Õ¬à“ß‰√°Áμ“¡ ®“°º≈¢Õß°“√∑’Ë∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬ ¡’Õ—μ√“°“√‡μ‘∫‚μÕ¬à“ßμàÕ‡π◊ËÕßπ—Èπ ‡π◊ËÕß¡“®“°°“√„Àâ

§«“¡√à«¡¡◊Õ®“°∫ÿ§≈“°√¢Õß∏ÿ√°‘®ª√–°—π™’«‘μÀ≈“¬ΩÉ“¬ „π°“√· ¥ß§«“¡‡ÀÁπ·≈–¢âÕ‡ πÕ·π–∑’Ë‡ªìπª√–‚¬™πå„π°“√æ—≤π“∏ÿ√°‘®ª√–°—π™’«‘μ ¥â«¬°“√· ¥ß§«“¡‡ÀÁπμàÕ°“√·°â‰¢ª√—∫ª√ÿß·≈–æ—≤π“°Æ√–‡∫’¬∫¢âÕ∫—ß§—∫μà“ßÊ¢Õß¿“§√—∞„Àâ¡’§«“¡‡À¡“– ¡ “¡“√∂ªØ‘∫—μ‘μ“¡‰¥â √«¡∑—Èß°“√‡¢â“√à«¡‡ªìπ§≥–∑”ß“πμà“ßÊ ‡æ◊ËÕ√à«¡°—π®—¥∑”§Ÿà¡◊ÕÀ√◊Õ√–‡∫’¬∫ªØ‘∫—μ‘μà“ßÊ ∑’Ë‡Õ◊ÈÕÕ”π«¬μàÕ°“√¥”‡π‘π∏ÿ√°‘®ª√–°—π™’«‘μ ®π àßº≈„Àâ∏ÿ√°‘®¡’Õ—μ√“°“√‡μ‘∫‚μÕ¬à“ßμàÕ‡π◊ËÕß‡ ¡Õ¡“ ∂÷ß·¡â«à“®–‰¥â√—∫º≈°√–∑∫®“°¿“«–‡»√…∞°‘®·≈–°“√‡¡◊Õß‚¥¬√«¡°Áμ“¡

ÿ¥∑â“¬π’È º¡¢Õ¢Õ∫§ÿ≥∑à“π∑’Ë‡°’Ë¬«¢âÕß ∑’Ë‰¥â„Àâ§«“¡√à«¡¡◊Õ°—∫ ¡“§¡ „π°“√„Àâ¢âÕ‡ πÕ·π–‡°’Ë¬«°—∫

·π«∑“ß°“√·°â‰¢ªí≠À“·≈–·π«∑“ß°“√æ—≤π“∏ÿ√°‘®ª√–°—π™’«‘μ „π∑ÿ°Ê ¥â“π¥â«¬¥’μ≈Õ¥¡“„π√–¬–‡«≈“ 1 ªï ÷Ëß¢âÕ‡ πÕ·π–¥—ß°≈à“«π—Èπ ¡’ à«π™à«¬æ—≤π“∏ÿ√°‘®ª√–°—π™’«‘μ„Àâ‡®√‘≠√ÿàß‡√◊Õß¬‘Ëß¢÷Èπ ·≈–À«—ß‡ªìπÕ¬à“ß¬‘Ëß«à“ ®–‰¥â√—∫

§«“¡√à«¡¡◊Õ®“°∑à“π∑—ÈßÀ≈“¬ ∑’Ë°≈à“«¡“¢â“ßμâπ„π‚Õ°“ μàÕ‰ª

Message From TLAA President

(Mr. Sara Lamsam)President


Positive factors attributed to this increase included the promotion of self-sufficient economy that stimulated public savings through bank deposit.

Although, Thai economy in 2007 was affected by several negative factors such as the US sub-prime crisis, high oil price and domestic political unrest, the GDP of the country remained at a stable growth rate of 4.9%.

Despite the slowdown in economy, life insurance business in Thailand still saw a gross

direct premium income of 201,942 million Baht or an increase of 16.4% from that in the previous year. Positive factors attributed to this increase included the promotion of self-sufficient economy that stimulated public savings through bank deposit, investments in securities market and life insurance. Meanwhile, life insurance, themselves, have focused their efforts on improving or developing distribution channels such as agency, Bancassurance and tele-marketing. The agency channel remains the leading income earner with the first year premium income of 23,114 million Baht or 65.07% of total income while first year premium from Bancassurance came in second at 9,982 million Baht or 28.10% of total first year premium.

The continuing growth of life insurance business was also the result of a

close cooperation from all parties in the industry who actively involved in providing constructive and beneficial views and recommendations for the development of the business and governmentûs rules and regulations. Before any new regulation is implemented, the regulating agency and the industry always worked together through working groups or committees to prepare regulating guidelines that are practical and acceptable to both parties.

I would like to extend my sincere thanks to everyone who

have rendered supports and cooperation to the works of TLAA in the past year. Your views and recommendations on how to cope with our challenges or to further develop the industry have contributed to the continuing expansion of our business. I hope to receive the same support and cooperation from everyone in the years to come.

Thank you.


ª√–®”ªï∫√‘À“√ 1 °√°Æ“§¡ 2550 - 30 ¡‘∂ÿπ“¬π 2551

π“¬ “√– ≈Ë”´”Mr.Sara Lamsam

π“¬° ¡“§¡ª√–°—π™’«‘μ‰∑¬

President

π“¬°‘μμ‘ º“ ÿ¢¥’ Mr.Kitti Phasukdee

Õÿªπ“¬°ΩÉ“¬∫√‘À“√

Vice President (Administration)

π“¬´’ ‚¥πÕ≈¥å §“√å¥’πMr.C. Donald Carden

Õÿªπ“¬°ΩÉ“¬°“√μ≈“¥

Vice President (Marketing)

π“ß ÿ°—≠≠“ ∑Õß™◊Ëπ®‘μμåMrs.Sugunya Tongchoenchit

Õÿªπ“¬°ΩÉ“¬«‘™“°“√

Vice President (Technical)

π“¬æ’√–æß»å Õÿàπ®‘μμåMr.Pherapong Unchit

‡≈¢“∏‘°“√

Secretary General

¥√.™“μ‘™—¬ æ“√“ ÿ¢ Dr.Chartchai Parasuk

‡À√—≠≠‘°

Treasurer

Executive Board


July 1, 2007 - June 30, 2008

¥√.Õ¿‘√—°…å ‰∑æ—≤π°ÿ≈Dr.Apirak Thaipatanakul

°√√¡°“√∫√‘À“√

Director

π“¬ ÿ∑∏‘ √®‘μ√—ß √√§åMr.Sutti Rajitrangson

°√√¡°“√∫√‘À“√

Director

π“¬«’√«ÿ≤‘ Õ— °ÿ≈Mr.Viravudh Assakul

°√√¡°“√∫√‘À“√

Director

π“ß∫ÿ…√“ Õ÷Íß¿“°√≥åMrs.Busara Ungphakorn

ºŸâÕ”π«¬°“√·≈–‡≈¢“πÿ°“√

Secretary

π“¬√“‡®™ ‡ ∞∞’Mr.Rajesh Sethi

°√√¡°“√∫√‘À“√

Director

π“¬™“≠ «√√∏π–°ÿ≈Mr.Chan Vathanakul

°√√¡°“√∫√‘À“√

Director


π“¬ “√– ≈Ë”´”Mr.Sara Lamsam

π“¬° ¡“§¡ª√–°—π™’«‘μ‰∑¬

President

π“¬°‘μμ‘ º“ ÿ¢¥’ Mr.Kitti Phasukdee

Õÿªπ“¬°ΩÉ“¬∫√‘À“√

Vice President (Administration)

π“¬´’ ‚¥πÕ≈¥å §“√å¥’πMr.C. Donald Carden

Õÿªπ“¬°ΩÉ“¬°“√μ≈“¥

Vice President (Marketing)

π“ß ÿ°—≠≠“ ∑Õß™◊Ëπ®‘μμåMrs.Sugunya Tongchoenchit

Õÿªπ“¬°ΩÉ“¬«‘™“°“√

Vice President (Technical)

π“¬æ’√–æß»å Õÿàπ®‘μμåMr.Pherapong Unchit

‡≈¢“∏‘°“√

Secretary General

¥√.™“μ‘™—¬ æ“√“ ÿ¢ Dr.Chartchai Parasuk

‡À√—≠≠‘°

Treasurer

ª√–®”ªï∫√‘À“√ 1 °√°Æ“§¡ 2550 - 30 ¡‘∂ÿπ“¬π 2551

π“¬‡∑Á¥ ’. √‘¥®å‡«¬åMr.Ted C. Ridgway

°√√¡°“√ / Director

π“¬«‘»‘…Æå μ—ß§π—ßπÿ°Ÿ≈Mr.Visidh Tangkanangnukul


π“¬§‘¡ ·¥ ®ÿπMr.Kim Dae Jun


π“¬‰¡‡§‘≈ ®Õ√å® ·æ≈ä°´åμ—πMr.Michael George Plaxton


π“¬π¿¥≈ «“π‘™ —πμåMr.Nophadol Vanichsunt


π“¬ ÿ«—≤πå ™Ÿ§√ÿ«ß»åMr.Suvat Chookruvong


π“¬∫√Ÿ ŒÁÕ¥‡® Mr.Bruce Murray Hodges


π“¬Œ‘‚√™‘ ∑“‡∑Õ‘™‘Mr.Hiroshi Tateishi


¥√.™«‘π ‡Õ’Ë¬¡‚ ¿≥“Dr.Chavin Iamsopana


π“¬√‘™“√å¥ ·Õπ¥√Ÿ ª√‘ß§åMr.Richard Andrew Spring


π“¬ ÿ√™—¬ »‘√‘«—≈≈¿Mr.Surachai Sirivallop


π“¬‰μ√√—μπå ¥”‡π‘π™“≠«π‘™¬åMr.Trirat Dumnerncharnvanit


π“ß∫ÿ…√“ Õ÷Íß¿“°√≥åMrs.Busara Ungphakorn

ºŸâÕ”π«¬°“√·≈–‡≈¢“πÿ°“√ / Secretary

π“¬¡πμ√’ · ßÕÿ‰√æ√Mr.Montri Seang-Uraiporn


Board of Directors


¥√.Õ¿‘√—°…å ‰∑æ—≤π°ÿ≈Dr.Apirak Thaipatanakul


π“¬ ÿ∑∏‘ √®‘μ√—ß √√§åMr.Sutti Rajitrangson


π“¬™“≠ «√√∏π–°ÿ≈Mr.Chan Vathanakul


π“¬«’√«ÿ≤‘ Õ— °ÿ≈Mr.Viravudh Assakul


π“¬√“‡®™ ‡ ∞∞’Mr.Rajesh Sethi


July 1, 2007 - June 30, 2008

∫√‘…—∑ ¡“™‘°Member Companies

§≥–°√√¡°“√ ¡“§¡Board of Directors

§≥–°√√¡°“√∫√‘À“√ ¡“§¡Executive Board

ΩÉ“¬¢âÕ¡Ÿ≈‡æ◊ËÕ°“√æ—≤π“∏ÿ√°‘®Industry Development Department

ΩÉ“¬«“ß·ºπ¬ÿ∑∏»“ μ√åStrategic Department

ΩÉ“¬μ—«·∑π —¡æ—π∏åAgent Affairs Department

ΩÉ“¬∏ÿ√°“√·≈–°“√æπ—°ß“πAdministration Department

ΩÉ“¬ª√– “πß“π·≈–§«“¡√à«¡¡◊ÕCooperation & Coordination Department

ΩÉ“¬ª√–™“ —¡æ—π∏åPublic Relations Department

ΩÉ“¬∫—≠™’·≈–°“√‡ß‘πAccounting & Financial Department


π“ß∫ÿ…√“ Õ÷Íß¿“°√≥åMrs.Busara UngphakornºŸâÕ”π«¬°“√Director

π“¬æ‘™“ ‘√‘‚¬∏‘πMr.Picha SiriyodhinºŸâ™à«¬ºŸâÕ”π«¬°“√Assistant Director

π“¬ ÿ√»—°¥‘Ï ‡®√‘≠‚≈àÀå∑Õß¥’Mr.Surasak CharoenlotongdeeºŸâ™à«¬ºŸâÕ”π«¬°“√Assistant Director

π“ß¬ÿ¿“¿√≥å °’√μ‘æ‘∑¬“¿√≥åMrs.Yupaporn KeeratipitayapornºŸâ™à«¬ºŸâÕ”π«¬°“√Assistant Director

§≥–Õπÿ°√√¡°“√Ωñ°Õ∫√¡·≈–æ—≤π“μ—«·∑πª√–°—π™’«‘μAgent Training and Development Sub-Committee

§≥–Õπÿ°√√¡°“√ àß‡ √‘¡§ÿ≥¿“æμ—«·∑πAgent Quality Promotion Sub-Committee

§≥–Õπÿ°√√¡°“√ª√–°—π¿—¬°≈ÿà¡Group Life Insurance Sub-Committee

§≥–·æ∑¬å∑’Ëª√÷°…“Medical Advisory Sub-Committee

§≥–Õπÿ°√√¡°“√ ‘π‰À¡ª√–°—π™’«‘μClaims Sub-Committee

§≥–Õπÿ°√√¡°“√√–∫∫∫—≠™’·≈–¿“…’Accounting and Tax Sub-Committee

§≥–Õπÿ°√√¡°“√°ÆÀ¡“¬Legal Sub-Committee

§≥–Õπÿ°√√¡°“√ª√–™“ —¡æ—π∏åPublic Relations Sub-Committee

§≥–Õπÿ°√√¡°“√≈ß∑ÿπInvestment Sub-Committee

§≥–Õπÿ°√√¡°“√°“√μ≈“¥·∫∫μ√ßDirect Marketing Sub-Committee

§≥–Õπÿ°√√¡°“√ª√–°—π™’«‘μ∏π°‘®Bancassurance Sub-Committee

§≥–Õπÿ°√√¡°“√‡∑§‚π‚≈¬’ “√ π‡∑»Information Technology Sub-Committee

§≥–Õπÿ°√√¡°“√Sub-Committee

§≥–Õπÿ°√√¡°“√§≥‘μ»“ μ√åª√–°—π¿—¬Actuarial Sub-Committee

§≥–Õπÿ°√√¡°“√æ‘®“√≥“√—∫ª√–°—π¿—¬Underwriting Sub-Committee

The Thai Life Assurance AssociationOrganization Chart


10

Activities Implemented by TLAADuring 2007 - 2008

1. °“√·μàßμ—Èß·≈–¡Õ∫À¡“¬ºŸâ·∑π ¡“§¡‡¢â“√à«¡°‘®°√√¡°—∫Õß§å°√¿“¬πÕ° Appointment and Assignment of TLAA Representatives to Join Activities with Other Agencies: 1.1 ¿“π‘μ‘∫—≠≠—μ‘·Ààß™“μ‘ ( π™.) ‰¥â¡’§” —Ëß·μàßμ—Èß„Àâπ“¬ “√– ≈Ë”´” π“¬° ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡¢â“√à«¡‡ªìπ§≥–°√√¡“∏‘°“√«‘ “¡—≠ ‡æ◊ËÕæ‘®“√≥“√à“ßæ√–√“™∫—≠≠—μ‘ª√–°—π™’«‘μ (©∫—∫∑’Ë...) æ.».... The National Legislation Assembly issued an order to appoint Mr. Sara Lamsam, TLAA President as member of the Ad Hoc Committee on New Life Insurance Act Drafting. 1.2 ”π—°ß“π§≥–°√√¡°“√°“√»÷°…“¢—Èπæ◊Èπ∞“π ‰¥â¡’§” —Ëß·μàßμ—Èß„Àâ π“¬ “√– ≈Ë”´” π“¬° ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡¢â“√à«¡‡ªìπ§≥–°√√¡°“√®—¥∑” ◊ËÕ°“√‡√’¬π√Ÿâ “√–‡»√…∞»“ μ√å ™ÿ¥ ç‡ß‘π∑Õß ¢Õß¡’§à“é ∫Ÿ√≥“°“√μ“¡·π«∑“ßª√—™≠“‡»√…∞°‘®æÕ‡æ’¬ß ‚¥¬‡™‘≠„Àâπ“¬° ¡“§¡ª√–°—π™’«‘μ‰∑¬‡ªìπ∑’Ëª√÷°…“°“√®—¥∑” ◊ËÕ°“√‡√’¬π√Ÿ âœ ‡æ◊ ËÕ„™â‡ªìπ·π«∑“ß„Àâ§√Ÿπ”‰ª„™â‡ªìπ§Ÿà¡◊Õ°“√®—¥°‘®°√√¡°“√‡√’¬π√Ÿâ·≈–π”‰ªª√–¬ÿ°μå„™â°—∫™’«‘μª√–®”«—π The Office of the Basic Education Commission issued an order to appoint Mr. Sara Lamsam, TLAA President as member of a committee that supervises the publication of a series of school books entitled çMoney Is a Valuable Thingé that integrated çSufficiency Economyé concept. The books will be used as teaching guidelines for teachers and for anyone to apply them into their daily life.

During 2007-2008, TLAA implemented the following activities with member companies and other agencies:

°‘®°√√¡¢Õß ¡“§¡ª√–°—π™’«‘μ‰∑¬„π√Õ∫ªï∫√‘À“√ 1 °√°Æ“§¡ 2550 - 30 ¡‘∂ÿπ“¬π 2551 ‰¥â¡’°“√ àß‡ √‘¡ π—∫ πÿπ√à«¡°—∫Õß§å°√¿“¬πÕ°·≈–°—∫∫√‘…—∑ ¡“™‘°„π ∑ÿ°¥â“π Õ—π‡°’Ë¬«‡π◊ËÕß‡æ◊ËÕ°“√æ—≤π“∏ÿ√°‘®ª√–°—π™’«‘μ‚¥¬ à«π√«¡ ´÷Ëß¡’√“¬≈–‡Õ’¬¥¥—ßμàÕ‰ªπ’È

11

1.3 π“¬ “√– ≈Ë”´” π“¬° ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡¢â“√à«¡ª√–™ÿ¡‡æ◊ ËÕ„Àâ§«“¡‡ÀÁπª√–°Õ∫°“√®—¥∑”·ºπæ—≤π“√–∫∫ ∂“∫—π°“√‡ß‘π√–¬–∑’Ë 2 ‡¡◊ËÕ«—π∑’Ë 10 °—π¬“¬π 2550 ≥ ∏π“§“√·Ààßª√–‡∑»‰∑¬ (∏ª∑.) ‚¥¬¡’«—μ∂ÿª√– ß§å‡æ◊ËÕ„Àâ°“√æ—≤π“√–∫∫ ∂“∫—π°“√‡ß‘π¢Õßª√–‡∑»‡ªìπ‰ª„π∑‘»∑“ß∑’Ë∂Ÿ°μâÕß·≈–‡°‘¥ª√–‚¬™πå Ÿß ÿ¥μàÕª√–‚¬™πå à«π√«¡ Mr. Sara Lamsam represented TLAA at a meeting to develop financial institutuions in the 2nd phase on September 10, 2007 at the Bank of Thailand (BOT). The purpose of the project is to set the right direction of financial institutions in Thailand and to maximize their benefits for the country.

1.4 π“¬ “√– ≈Ë”´” π“¬° ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‰¥â‡¢â“√à«¡ª√–™ÿ¡À“√◊Õ°—∫ ”π—°∫√‘À“√Àπ’È “∏“√≥– °√–∑√«ß°“√§≈—ß ‡¡◊ËÕ«—π»ÿ°√å∑’Ë 21 °—π¬“¬π 2550 ´÷Ëß‰¥â¡’°“√À“√◊Õ‡°’Ë¬«°—∫‡√◊ËÕß°“√ÕÕ°æ—π∏∫—μ√√—∞∫“≈√–¬–¬“«„Àâ°—∫∏ÿ√°‘®ª√–°—π™’«‘μ ‡æ◊ËÕ√–¥¡‡ß‘π∑ÿπ ”À√—∫„™â„π‚§√ß°“√‡¡°–‚ª√‡®§μà“ßÊ ¢Õß√—∞∫“≈ Mr. Sara Lamsam, TLAA President attended a consultation meeting at the Office of Public Debt Administration, the Ministry of Finance to discuss the possibility that the government issue long-term treasury bonds especially for life insurance business in order to utilize the generated fund for the undertaking of infrastructure mega-projects on September 21, 2007.

1.5 ¡Õ∫À¡“¬ºŸâ·∑π ¡“§¡ª√–°—π™’«‘μ‰∑¬‰ª™’È·®ß°—∫°√¡ √√æ“°√‡°’Ë¬«°—∫«‘∏’°“√‡ ’¬¿“…’¢Õß°√¡∏√√¡åª√–°—π ÿ¢¿“æ ‡¡◊ËÕ«—π∑’Ë 25 °—π¬“¬π 2550 ≥ ÀâÕßª√–™ÿ¡™—Èπ 24 °√¡ √√æ“°√ ‡π◊ËÕß®“° ¡“§¡ª√–°—π«‘π“»¿—¬¢Õ„Àâ°√¡ √√æ“°√∑∫∑«π‡°’Ë¬«°—∫«‘∏’‡ ’¬¿“…’∑’Ë·μ°μà“ß°—π ”À√—∫°“√√—∫ª√–°—π ÿ¢¿“æ¢Õß∏ÿ√°‘®ª√–°—π«‘π“»¿—¬·≈–∏ÿ√°‘®ª√–°—π™’«‘μ ‚¥¬∑’Ë°√¡∏√√¡åª√–°—π ÿ¢¿“æ∑’Ë®”Àπà“¬‚¥¬∫√‘…—∑ª√–°—π«‘π“»¿—¬μâÕß‡ ’¬¿“…’¡Ÿ≈§à“‡æ‘Ë¡ ·μà°“√®”Àπà“¬‚¥¬∫√‘…—∑ª√–°—π™’«‘μ‰¥â√—∫°“√¬°‡«âπ¿“…’¡Ÿ≈§à“‡æ‘Ë¡ Representatives of TLAA were assigned to clarify an issue related to health insurance VAT at the Revenue Department on September 25, 2007. The Revenue Department set up the meeting after it received a request from the General Insurance Association to review the existing system of VAT on health insurance product. According to the current regulation, general insurers are required to pay VAT on health insurance products they sell while life insurers are not subject to such tax.

12

1.6 ¡Õ∫À¡“¬ºŸâ·∑π°√√¡°“√∫√‘À“√ ¡“§¡®”π«π 6 ∑à“π ‡¢â“√à«¡ª√–™ÿ¡À“√◊Õ°—∫°√¡ √√æ“°√‡°’Ë¬«°—∫ª√–‡¥Áπ¿“…’∏ÿ√°‘®ª√–°—π™’«‘μ ‡¡◊ËÕ«—π∑’Ë 26 °—π¬“¬π 2550 ≥ ”π—°ß“π‡»√…∞°‘®°“√§≈—ß TLAA assigned 6 representatives to attend a meeting with the representatives from the Revenue Department to consult a tax-related issue at the Office of Economic Finance, the Ministry of Finance on September 26, 2007. 1.7 ¡Õ∫À¡“¬ºŸâ·∑π ¡“§¡‡¢â“ª√–™ÿ¡À“√◊Õ√à«¡°—∫ ¿“ÀÕ°“√§â“‰∑¬ ¿“Õÿμ “À°√√¡ ·≈–°√¡ √√æ“°√ ‡¡◊ËÕ«—π∑’Ë 2 μÿ≈“§¡ 2550 ´÷Ëß¡’°“√®—¥ª√–™ÿ¡À“√◊Õ√à«¡°—π∑ÿ°Ê “¡‡¥◊Õπ TLAA assigned representatives to attend a quarterly consultation meeting with representatives the Thai Chamber of Commerce, the Industrial Council and the Revenue Department on October 2, 2007. 1.8 ¡Õ∫À¡“¬ºŸâ·∑π‡¢â“√à«¡ª√–™ÿ¡ß“πª√–™ÿ¡ AIC §√—Èß∑’Ë 33 ª√–®”ªï 2007 √–À«à“ß«—π∑’Ë 14-16 μÿ≈“§¡ 2550 ≥ ‚√ß·√¡ Prince Hotel & Residence Kuala Lumpur ª√–‡∑»¡“‡≈‡´’¬ TLAA appointed representatives to attend the 33rd AIC Conference 2007 between October 14-16, 2007 at the Prince Hotel & Residence Kuala Lumpur, Malaysia. 1.9 ·μàßμ—Èßπ“¬ ÿ∑∏‘ √®‘μ√—ß √√§å ‡ªìπª√–∏“π§≥–°√√¡°“√®—¥ß“πª√–°—π™’«‘μ·Ààß™“μ‘ §√—Èß∑’Ë 9 ª√–®”ªï 2551 TLAA appointed Mr. Sutti Rajitrangson as the Chairman of the Organizing Committee of the 9th National Insurance Day 2008.

1.10 ¡Õ∫À¡“¬„Àâ π“ß∫ÿ…√“ Õ÷Íß¿“°√≥å ºŸâÕ”π«¬°“√ ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡ªìπºŸ â·∑π‡¢â“· ¥ß§«“¡¬‘π¥’·≈–√—∫∑√“∫π‚¬∫“¬®“°ª≈—¥°√–∑√«ßæ“≥‘™¬å§π„À¡à §◊Õ π“¬»‘√‘æ≈ ¬Õ¥-‡¡◊Õß‡®√‘≠ ·≈–Õ∏‘∫¥’°√¡°“√§â“¿“¬„π§π„À¡à §◊Õ π“¬¬√√¬ß æ«ß√“™ ‡¡◊ËÕ«—π∑’Ë 15 μÿ≈“§¡ 2550 Mrs. Busara Ungphakorn, TLAA Director was appointed as a representative of TLAA to congratulate and to obtain policy guidance from Mr. Siriphon Yodmuangcharoen, the new Permanent Secretary of Commerce and Mr. Yanyong Puangrad, the Director-General of Internal Trade Department, the Ministry of Commerce on October 15, 2007. 1.11 ¡Õ∫À¡“¬ºŸâ·∑π‡¢â“√à«¡ª√–™ÿ¡°—∫μ≈“¥À≈—°∑√—æ¬å·Ààßª√–‡∑»‰∑¬ (μ≈∑.) ‡æ◊ËÕÀ“√◊Õ‡°’Ë¬«°—∫·π«∑“ß§«“¡√à«¡¡◊Õ‡æ◊ËÕæ—≤π“∏ÿ√°‘®ª√–°—π¿—¬„πμ≈“¥∑ÿπ ‚¥¬¡’®ÿ¥ª√– ß§å‡æ◊ËÕ„Àâ∏ÿ√°‘®ª√–°—π¿—¬∑—Èß∏ÿ√°‘®ª√–°—π™’«‘μ·≈–∏ÿ√°‘®ª√–°—π«‘π“»¿—¬‡¢â“¡“¡’ à«π√à«¡„π°“√æ—≤π“μ≈“¥∑ÿπ„Àâ¡“°¢÷Èπ TLAA assigned representatives to attend a meeting at the Securities and Exchange of Thailand to discuss a plan to jointly develop insurance business in securities market. 1.12 ¡Õ∫À¡“¬ºŸâ·∑π‡¢â“√à«¡ª√–™ÿ¡°—∫§≥–°√√¡°“√ àß‡ √‘¡°‘®°√√¡ ¡“§¡°“√§â“ ‡¡◊ËÕ«—π∑’Ë 8 μÿ≈“§¡ 2550 ‡æ◊ËÕÀ“√◊Õ‡√◊ËÕß°“√ª√–°«¥ ¡“§¡°“√§â“¥’‡¥àπ ª√–®”ªï 2550 TLAA assigned representatives to attend a meeting organized by Trade Associations Promotion Committee on October 8, 2007 to discuss the plan to enter the Best Trade Association Competition 2007.

13


1.13 ·μàßμ—Èß (1) π“ß “«∑—»π’¬å ∏√√¡æ‘æ‘∏ (2) πæ.‡∑Õ¥»—°¥‘Ï ‚√®πå ÿ√°‘μμ‘ ·≈– (3) æ≠.«“ π“ ª√–‡ √‘∞ ‘∑∏‘Ï ‡¢â“√à«¡‡ªìπ§≥–∑”ß“π¿“§’§«“¡√à«¡¡◊Õæ—≤π“√–∫∫°“√§‘¥§à“„™â®à“¬„π°“√√—°…“æ¬“∫“≈ (Standard Itemized Billing) ¢Õß ¡“§¡‚√ßæ¬“∫“≈‡Õ°™π TLAA appointed (1) Ms. Thassanee Dhammapipit (2) Dr. Terdsak Rojsurakitti, M.D. (3) Dr. Wassana Prasertsit, M.D., to be members of the Standard Itemized Billing Joint Working Group of the Private Hospitals Association.

1.14 ¡Õ∫À¡“¬„Àâπ“ß∫ÿ…√“ Õ÷Íß¿“°√≥å ºŸâÕ”π«¬°“√ ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡¢â“√—∫√“ß«—≈ ¡“§¡°“√§â“¥’‡¥àπª√–®”ªï 2550 ´÷Ëß®—¥¢÷Èπ‚¥¬°√¡æ—≤π“∏ÿ√°‘®°“√§â“ °√–∑√«ßæ“≥‘™¬å ·≈– ¿“ÀÕ°“√§â“·Ààßª√–‡∑»‰∑¬ ‡¡◊ËÕ«—π∑’Ë 29 μÿ≈“§¡ 2550 ≥ ÀâÕß«‘¿“«¥’∫Õ≈√Ÿ¡ ‚√ß·√¡‡´Áπ∑√—≈‚´øî‡∑≈ ·°√π¥å °√ÿß‡∑æœ TLAA assigned Mrs. Busara Ungphakorn, TLAA Director to receive the Outstanding Trade Association Award for 2007, presented by the Department of Business Development, the Ministry of Commerce and the Thai Chamber of Commerce on October 29, 2007 at the Vipavadee Ballroom, the Central Sofitel Grand Hotel, Bangkok.

14

1.15 ¡Õ∫À¡“¬ºŸâ·∑π‡¢â“√—∫√“ß«—≈‚§√ß°“√ª√–°“»‡°’¬√μ‘-§ÿ≥√“ß«—≈¥’‡¥àπ¥â“π®√√¬“∫√√≥ ÀÕ°“√§â“‰∑¬ ª√–®”ªï 2550 ‡¡◊ËÕ«—π∑’Ë 27 æƒ»®‘°“¬π 2550 ¡Õ∫√“ß«—≈‚¥¬ œæ≥œ æ≈‡Õ°‡ª√¡ μ‘≥ Ÿ≈“ππ∑å ª√–∏“πÕß§¡πμ√’ TLAA assigned representatives to receive the Thai Chamber of Commerce Business Ethics Standard Best Award 2007 (TCC BEST Award 2007), presented by Gen. Prem Tinsulanond, Chairman of the Privy Council on November 27, 2007.

1.16 ·μàßμ—Èß π“¬ ÿ∑∏‘ √®‘μ√—ß √√§å ‡ªìπºŸâ·∑π ¡“§¡‡¢â“√à«¡‡ªìπ§≥–°√√¡°“√∫√‘À“√‚§√ß°“√ª√–°—π¿—¬Õÿ∫—μ‘‡Àμÿ‡Õ◊ÈÕÕ“∑√ TLAA appointed Mr. Sutti Rajitrangson as a representative to be a member of the Uar Arthorn Accident Insurance Management Committee. 1.17 ·μàßμ—Èß (1) π“¬æ’√–æß»å Õÿàπ®‘μμå ‡≈¢“∏‘°“√ ¡“§¡ (2) π“ß∫ÿ…√“ Õ÷Íß¿“°√≥å ºŸâÕ”π«¬°“√ ¡“§¡ ·≈– (3) π“¬æ‘™“ ‘√‘‚¬∏‘π ºŸâ™à«¬ºŸâÕ”π«¬°“√ ¡“§¡ ‡ªìπºŸâ·∑π‡¢â“√à«¡‡ªìπ°√√¡°“√μ—¥ ‘π®—¥°“√·¢àß¢—πμÕ∫ªí≠À“∑“ß°“√‡ß‘π ç‡ß‘π∑Õß ¢Õß¡’§à“ The Champion 2007é √Õ∫™‘ß™π–‡≈‘» ‡¡◊ËÕ«—π∑’Ë 7 ∏—π«“§¡ 2550 ≥ ‚√ß‡√’¬πª√–∂¡™àÕßππ∑√’ TLAA appointed Mr. Peerapong Unchit, the General Secretary, Mrs. Busara Ungphakorn, Director and Mr. Picha Siriyothin, Assistant Director to represent TLAA as the judges of the final round of çThe Champion 2007é financial-related quiz tournament on December 7, 2007 at the Chongnonsee Elementary School.

15


1.18 ¡Õ∫À¡“¬ºŸâ·∑π ¡“§¡®”π«π 2 ∑à“π ª√–°Õ∫¥â«¬ (1) π“¬° ¡“§¡ª√–°—π™’«‘μ‰∑¬ (π“¬ “√– ≈Ë”´”) ‚¥¬μ”·Àπàß (2) °√√¡°“√∫√‘À“√ ¡“§¡ (π“¬ ÿ∑∏‘ √®‘μ√—ß √√§å) ´÷Ëß®–¡’°“√À¡ÿπ‡«’¬πμ“¡§«“¡‡À¡“– ¡ ‡¢â“‡ªìπ°√√¡°“√∫√‘À“√°Õß∑ÿπª√–°—π™’«‘μ Appointed TLAA President (Sara Lamsam) and another Board member (Sutti Rajitrangson as ex officio representatives to serve as members of the Life Insurance Fund Management Board. 1.19 ·μàßμ—Èß π“¬æ’√–æß»å Õÿàπ®‘μμå ‡≈¢“∏‘°“√ ¡“§¡ ·≈– π“¬ ÿ√»—°¥‘Ï ‡®√‘≠‚≈àÀå∑Õß¥’ ºŸâ™à«¬ºŸâÕ”π«¬°“√ ¡“§¡ ‡ªìπºŸâ·∑π ¡“§¡ª√–°—π™’«‘μ‰∑¬‡¢â“√à«¡‡ªìπ§≥–°√√¡°“√™à«¬‡À≈◊Õ ºŸâª√– ∫¿—¬®“°Õÿ∫—μ‘¿—¬√“¬„À≠à Appointed Mr. Peerapong Unchit, TLAA Secretary-General and Mr. Surasak Charoenlothongdee, TLAA Assistant Director as representatives in Disaster Victims Assistance Committee.

1.20 ¡Õ∫À¡“¬„Àâπ“¬ ÿ√»—°¥‘Ï ‡®√‘≠‚≈àÀå∑Õß¥’ ‡ªìπºŸâ·∑π ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡¢â“√à«¡‡ªìπ§≥–°√√¡°“√¢Õß»Ÿπ¬å àß‡ √‘¡°“√∫√‘À“√‡ß‘πÕÕ¡§√Õ∫§√—« °√ÿß‡∑æ¡À“π§√ Assigned Mr. Surasak Charoenlothongdee as TLAA representative to serve as a member of the Family Saving Management Board of the Bangkok Metropolitan Administration. 1.21 ·μàßμ—ÈßºŸâ·∑π®“° Õπ°.§≥‘μ»“ μ√åª√–°—π¿—¬ Õπ°.≈ß∑ÿπ ·≈– Õπ°.√–∫∫∫—≠™’·≈–¿“…’ ‡¢â“√à«¡‡ªìπ§≥–∑”ß“π√à«¡√–À«à“ß¿“§√—∞·≈–‡Õ°™π„π°“√æ‘®“√≥“°”Àπ¥·π«∑“ß„π°“√°”°—∫¥Ÿ·≈‡ß‘π°Õß∑ÿπμ“¡√–¥—∫§«“¡‡ ’Ë¬ß (Risk-Based Capital : RBC) Appointed representatives of the Actuarial, Investment and Accounting and Tax System Sub-Committees to serve as members of the RBC Working Group.

16

1.22 ·μàßμ—ÈßºŸâ·∑π®“° Õπ°.√–∫∫∫—≠™’·≈–¿“…’ ·≈– Õπ°. §≥‘μ»“ μ√åª√–°—π¿—¬ ‡¢â“√à«¡‡ªìπ§≥–∑”ß“π»÷°…“¡“μ√∞“π°“√∫—≠™’ “°≈∑’Ë‡°’Ë¬«¢âÕß°—∫°“√ª√–°—π¿—¬ (IFRS 4) Appointed representatives of the Actuarial, and Accounting and Tax System Sub-Committees to serve as members of the IFRS 4 Working Group. 1.23 ¡Õ∫À¡“¬ºŸâ·∑π (π“¬ ÿ«‘∑¬å ≥ μ–°—Ë«∑ÿàß) ≈ßæ◊Èπ∑’Ë∑’Ë‡°‘¥Õÿ∫—μ‘‡Àμÿ°√≥’ “¬°“√∫‘π One-Two-Go ≈◊Ëπ‰∂≈™π¢â“ß run way ¢≥–≈ß®Õ¥∑’Ë π“¡∫‘ππ“π“™“μ‘¿Ÿ‡°Áμ √à«¡°—∫ ”π—°ß“π§≥–°√√¡°“√°”°—∫·≈– àß‡ √‘¡∏ÿ√°‘®ª√–°—π¿—¬ (§ª¿.) ·≈– ¡“§¡ª√–°—π«‘π“»¿—¬ ‡æ◊ËÕÕ”π«¬§«“¡ –¥«°¥â“π¢âÕ¡Ÿ≈¢à“« “√·≈–°“√ª√– “πß“π¥â“π°“√ª√–°—π¿—¬·°à≠“μ‘·≈–ºŸâª√– ∫Õÿ∫—μ‘‡Àμÿ Assigned Mr. Suvit Na Takuatung as a representative to assist the victims of the One-Two-Go plane crash incident in Phuket Airport in conjunction with the Office of the Insurance Commission and the General Insurance Association. 1.24 ¡Õ∫À¡“¬ºŸâ·∑π‡¢â“√à«¡ª√–™ÿ¡°—∫§≥–∑”ß“πæ‘®“√≥“‡ªî¥‡ √’°“√§â“∫√‘°“√¥â“π°“√‡ß‘π ≥ ”π—°ß“π‡»√…∞°‘®°“√§≈—ß Assigned representatives to attend a meeting on Trade and Financial Liberalization at the Office of Economic Finance. 1.25 ¡Õ∫À¡“¬ºŸ â·∑π‡¢â“√à«¡ª√–™ÿ¡°—∫§≥–°√√¡°“√ °Æ√–‡∫’¬∫°“√§â“√–À«à“ßª√–‡∑» ¿“ÀÕ°“√§â“·Ààßª√–‡∑»‰∑¬ Assigned representatives to attend a meeting organized by the Thai Chamber of Commerce on international trade regulations. 1.26 ¡Õ∫À¡“¬„ÀâºŸâ·∑π‡¢â“√à«¡ª√–™ÿ¡°—∫§≥–Õπÿ°√√¡°“√ª√–‡¥Áπ∑“ß°“√§â“ ¿“ÀÕ°“√§â“·Ààßª√–‡∑»‰∑¬ Assigned representative to attend a meeting of the Trade Issues Sub-Committee of the Thai Chamber of Commerce.

1.27 ·μàßμ— ÈßºŸ â·∑π‡¢â“√à«¡‡ªìπ§≥–∑”ß“π√à“ßÀ≈—° Ÿμ√Õ∫√¡ ”À√—∫ºŸâ¢Õ√—∫„∫Õπÿ≠“μ‡ªìπμ—«·∑πª√–°—π™’«‘μ Assigned representative to attend a meeting with the Agency License Training Working Committee. 1.28 ¡Õ∫À¡“¬„Àâπ“ß∫ÿ…√“ Õ÷Íß¿“°√≥å ºŸâÕ”π«¬°“√ ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡ªìπºŸâ·∑π‡¢â“√à«¡‡ªìπ§≥–∑”ß“π°”Àπ¥À≈—°‡°≥±å„π°“√¡Õ∫√“ß«—≈∫√‘…—∑ª√–°—π¿—¬∑’Ë¡’°“√∫√‘À“√ß“π¥’‡¥àπ ª√–®”ªï æ.». 2550 Assigned Mrs. Busara Ungphakorn, TLAA Director as a representative to serve as a member of the working group to select the best insurance company in 2007. 1.29 ·μàßμ—ÈßºŸâ·∑π∑’Ë¡’Õ”π“®‡μÁ¡¢ÕßÀÕ°“√§â“‰∑¬ §◊Õ (1) π“¬ “√– ≈Ë”´” π“¬° ¡“§¡ª√–°—π™’«‘μ‰∑¬ (2) π“¬æ’√–æß»å Õÿ àπ®‘μμå ‡≈¢“∏‘°“√ ‡¢â“‡ªìπ°√√¡°“√¢Õß ¿“ÀÕ°“√§â“·Ààßª√–‡∑»‰∑¬ Appointed Mr. Sara Lamsam, TLAA President and Mr. Peerapong Unchit, TLAA Secretary-General as the authorized representatives to serve as members of the Thai Chamber of Commerce Board. 1.30 ¡Õ∫À¡“¬„Àâπ“ß∫ÿ…√“ Õ÷Íß¿“°√≥å ºŸâÕ”π«¬°“√ ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡ªìπºŸâ·∑π‡¢â“√à«¡√—∫øíß∑‘»∑“ß·ºπ°“√¥”‡π‘πß“π¢Õß ”π—°ß“π §ª¿. ª√–®”ªï 2551 ‡¡◊ËÕ«—π∑’Ë 20 ∏—π«“§¡ 2551 æ√âÕ¡·≈°‡ª≈’Ë¬π¢âÕ§‘¥‡ÀÁπ√–À«à“ß ”π—°ß“π §ª¿. ·≈–∏ÿ√°‘®¿“§‡Õ°™π Assigned Mrs. Busara Ungphakorn, TLAA Director as representative to attend a meeting to announce policies and plans of the Office of Insurance Commission on December 20, 2008.

17


1.31 ·μàßμ—ÈßºŸâ·∑π®“°∫√‘…—∑ª√–°—π™’«‘μ‡¢â“√à«¡‡ªìπ§≥–∑”ß“π°“√æ‘®“√≥“·π«∑“ß·≈–®—¥∑”§Ÿà¡◊Õ„π°“√°”°—∫§«“¡‡ ’Ë¬ß¥â“πªØ‘∫—μ‘°“√ (Operational Risk) Appointed staff of member companies to participate in the preparation of the Operational Risk Guidance. 1.32 ¡Õ∫À¡“¬ºŸâ·∑π‡¢â“√à«¡°“√ª√–™ÿ¡™’È·®ß¿“§’‡§√◊Õ¢à“¬‡æ◊ËÕ°“√∑”ß“π√à«¡°—πμ“¡æ√–√“™∫—≠≠—μ‘ ÿ¢¿“æ·Ààß™“μ‘ æ.». 2550 ‡¡◊ËÕ«—π∑’Ë 8 ¡°√“§¡ æ.». 2551 ´÷Ëß ”π—°ß“π§≥–°√√¡°“√ ÿ¢¿“æ·Ààß™“μ‘ ( ™.) ‰¥â®—¥∑” ç‚§√ß°“√ª√–™ÿ¡™’È·®ß¿“§’‡§√◊Õ¢à“¬‡æ◊ËÕ°“√∑”ß“π√à«¡°—πμ“¡æ√–√“™∫—≠≠—μ‘ ÿ¢¿“æ·Ààß™“μ‘ æ.». 2550é ¢÷Èπ Assigned representatives to attend a meeting organized by the National Health Board to announce plans to be implemented by involved agencies under the National Health Act, B.E. 2007 on January 8, 2008.

1.33 ¡Õ∫À¡“¬π“¬æ‘™“ ‘√‘‚¬∏‘π ºŸâ™à«¬ºŸâÕ”π«¬°“√ ¡“§¡ ‡ªìπ«‘∑¬“°√„πß“π‡ «π“ ‡√◊ËÕß çª√–°—π¿—¬ : „Àâª√–‚¬™πå°—∫°“√§â“ ¡“°°«à“∑’Ë§‘¥é ®—¥‚¥¬ ”π—°ß“π §ª¿. ‚¥¬¡’«—μ∂ÿª√– ß§åμâÕß°“√ √â“ß§«“¡√Ÿâ §«“¡‡¢â“„® ·≈– àß‡ √‘¡„Àâª√–™“™π‰¥âπ”√–∫∫°“√ª√–°—π¿—¬¡“„™â„Àâ‡°‘¥ª√–‚¬™πå°—∫™’«‘μª√–®”«—π ·≈–°“√ª√–°Õ∫∏ÿ√°‘®°“√§â“∑ÿ°ª√–‡¿∑‰¥âÕ¬à“ß∂Ÿ°μâÕß·≈–‡À¡“– ¡ ß“π¥—ß°≈à“«®—¥¢÷Èπ∑—ÈßÀ¡¥ 5 §√—Èß ¥—ßπ’È ®—ßÀ«—¥‡™’¬ß√“¬ √–À«à“ß«—π∑’Ë 15-17 °ÿ¡¿“æ—π∏å 2551 ®—ßÀ«—¥Õÿ∫≈√“™∏“π’ √–À«à“ß«—π∑’Ë 28 °ÿ¡¿“æ—π∏å - 1 ¡’π“§¡ 2551 ®—ßÀ«—¥√–¬Õß √–À«à“ß«—π∑’Ë 7-9 ¡’π“§¡ 2551 ®—ßÀ«—¥°“≠®π∫ÿ√’ √–À«à“ß«—π∑’Ë 14-16 ¡’π“§¡ 2551 ®—ßÀ«—¥ ÿ√“…Æ√å∏“π’ √–À«à“ß«—π∑’Ë 21-23 ¡’π“§¡ 2551 Assigned Mr. Picha Siriyodhin, TLAA Assistant Director to be a speaker on çInsurance Has More Profits to Business Than You Thinké at the events organized by the Office of Insurance Commission at the following provinces: Chiangrai between February 15-17, 2008 Ubol between February 28 to March 1, 2008. Rayong between March 7-9, 2008. Kanchanaburi between March 14-16, 2008 Surat Thani between March 21-23, 2008.

18

1.34 ¡Õ∫À¡“¬„Àâπ“ß∫ÿ…√“ Õ÷Íß¿“°√≥å ºŸâÕ”π«¬°“√ ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡¢â“√à«¡ª√–™ÿ¡°—∫ ”π—°ß“π §ª¿. ‡√◊ËÕß°“√ ®—¥∑” ç‚§√ß°“√¬ÿ«™πª√–°—π¿—¬„π‚√ß‡√’¬πé ª√–®”ªï 2551 ´÷Ëß‰¥â‡™‘≠ºŸâ∑’Ë®–„Àâ°“√ π—∫ πÿπ‚§√ß°“√‡¢â“√à«¡ª√–™ÿ¡‡æ◊ËÕ°”Àπ¥√Ÿª·∫∫·≈–À≈—°‡°≥±å„π°“√®—¥ß“π ‚§√ß°“√¬ÿ«™πª√–°—π¿—¬ „π‚√ß‡√’¬π Assigned Mrs. Busara Ungphakorn, TLAA Director to attend a meeting organized by the Office of Insurance Commission to discuss a plan to implement the çInsurance Youth Project 2008é. The attendants are potential sponsors of the events.

1.35 ¡Õ∫À¡“¬„Àâπ“ß∫ÿ…√“ Õ÷Íß¿“°√≥å ºŸâÕ”π«¬°“√ ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡ªìπºŸâ·∑π√à«¡®—¥∑”∫—π∑÷°¢âÕμ°≈ß§«“¡√à«¡¡◊Õ°“√‡ªìπÕß§å°√μâπ·∫∫‚§√ß°“√ Health Meeting °—∫°√¡Õπ“¡—¬·≈–¿“§’‡§√◊Õ¢à“¬æ—π∏¡‘μ√ 15 ∂“∫—π Assigned Mrs. Busara Ungphakorn, TLAA Director to attend the signing of MOU to promote çHealthy Meetingé between the Health Department and 15 other agencies. 1.36 ·μàßμ— Èß§≥–∑”ß“π‡©æ“–°‘®‡æ◊ ËÕ»÷°…“°ÆÀ¡“¬∑’ Ë‡°’Ë¬«¢âÕß°—∫∏ÿ√°‘®ª√–°—π™’«‘μ ®”π«π 9 ©∫—∫ Set up an ad hoc committee to study 9 life insurance related legislations.

19


2. °“√ àß‡ √‘¡·≈–æ—≤π“§«“¡√Ÿâ „Àâ·°àæπ—°ß“π∫√‘…—∑ ¡“™‘° °“√ —¡¡π“ / ∫√√¬“¬æ‘‡»… Promotion and Development of career knowledge for staff of TLAA member companies through seminar/lecture. 2.1 ®—¥ —¡¡π“‡™‘ßªØ‘∫—μ‘°“√‡√◊ ËÕß çº≈°√–∑∫®“°√à“ß æ√–√“™∫—≠≠—μ‘§ÿâ¡§√Õß¢âÕ¡Ÿ≈ à«π∫ÿ§§≈∑’Ë¡’μàÕ∏ÿ√°‘®ª√–°—π™’«‘μé ‡¡◊ËÕ«—π∑’Ë 21 °—π¬“¬π 2550 ≥ ‚√ß·√¡¥‘ ‡Õ¡‡¡Õ√—≈¥å ∂ππ√—™¥“¿‘‡…° Organized workshop on çImpact of Private Information Act on Life Insurance Businessé at the Emerald Hotel on September 21, 2007. 2.2 ®—¥ —¡¡π“´—°´âÕ¡§«“¡‡¢â“„®‡°’ Ë¬«°—∫ çª√–°“» ”π—°ß“π§≥–°√√¡°“√°”°—∫·≈– àß‡ √‘¡°“√ª√–°Õ∫∏ÿ√°‘®ª√–°—π¿—¬ ‡√◊ËÕß À≈—°‡°≥±å «‘∏’°“√®—¥μ—Èß ·≈–°“√¥”‡π‘π°“√Àπà«¬√—∫‡√◊ËÕß√âÕß‡√’¬π¢Õß∫√‘…—∑ª√–°—π™’«‘μé ‚¥¬°”Àπ¥®—¥«—πæÿ∏∑’Ë 28 æƒ»®‘°“¬π 2550 ‚√ß·√¡«‘π‡´Õ√å «‘∑ å ∂ππ ÿ¢ÿ¡«‘∑ Organized a seminar to prepare staff of member companies for the promulgation of Office of Insurance Commission on çComplaint Unit of Life Insurance Companyé on November 28, 2007 at the Winsor Suite Hotel, Sukhumvit.

2.3 ®—¥ —¡¡π“‡™‘ßªØ‘∫—μ‘°“√‡√◊ËÕß ç‚§√ß°“√æ—≤π“√Ÿª·∫∫°“√Ωñ°Õ∫√¡„À¡à·≈–°“√æ—≤π“∫ÿ§≈“°√ —¡¡π“‡™‘ßªØ‘∫—μ‘°“√ À—«¢âÕ «‘ —¬∑—»πåªï 2008 ¢Õß«‘∑¬“°√·≈–°“√®—¥°‘®°√√¡ —¡æ—π∏åª√–°—π™’«‘μé √–À«à“ß«—π∑’Ë 18-19 ¡°√“§¡ 2551 ≥ ∫â“π «π¢«¥·°â« ®—ßÀ«—¥π§√π“¬° Organize a workshop on çA Project to Develop Training Course and Human Resource Development 2008é between January 18-19, 2008 at Baan Suan Kwad Kaew, Nakhon Nayok Province. 2.4 ®—¥ª√–™ÿ¡ AIMA VI √–À«à“ß«—π∑’Ë 14-17 μÿ≈“§¡ 2550 ≥ ‚√ß·√¡¡≥‡±’¬√√‘‡«Õ√å‰´¥å Organized the AIMA VI meeting between October 14-17, 2007 at the Montien Riverside Hotel.

20

2.5 ®—¥ —¡¡π“‡√◊ËÕß °“√¥”√ß‡ß‘π°Õß∑ÿπμ“¡√–¥—∫§«“¡‡ ’Ë¬ß (Risk-Based Capital) ‚¥¬§≥–Õπÿ°√√¡°“√≈ß∑ÿπ ‡æ◊ËÕ»÷°…“ À≈—°‡°≥±å·≈–·π«∑“ß°“√°”°—∫¥Ÿ·≈ ∂“∫—π°“√‡ß‘π∑’Ë ∏ª∑. „™âÕ¬Ÿà ·≈–»÷°…“º≈°√–∑∫ ¢âÕ¥’ ¢âÕ‡ ’¬ ®“°°“√π” RBC ¡“„™â°—∫ ∂“∫—π°“√‡ß‘π‰∑¬ ‡¡◊ËÕ«—πæÿ∏∑’Ë 16 ¡°√“§¡ 2551 ≥ ‚√ß·√¡ μ«—ππ“√“¡“¥“ The Investment Sub-Committee organized a seminar on Risk-Based-Capital to study the regulatory criteria and direction adopted by the Bank of Thailand and the impacts of RBC implementation on life insurance business at the Tawana Ramada Hotel on January 16, 2008. 2.6 ®—¥ —¡¡π“ The 17th TLAA-FALIA Seminar ´÷Ëß‰¥â°”Àπ¥®—¥ —¡¡π“ª√–°—π™’«‘μ¿“¬„μâÀ—«¢âÕ‡√◊ËÕß çIndividual Life Insurance Product Development responding to the Aging Societyé ‡¡◊ËÕ«—π∑’Ë 5 °ÿ¡¿“æ—π∏å 2551 ≥ ‚√ß·√¡¥ÿ ‘μ∏“π’ Organized the 17th TLAA-FALIA Seminar on çIndividual Life Insurance Product Development responding to the Aging Societyé on February 5, 2008 at the Dusit Thani Hotel.

2.7 ®—¥ —¡¡π“«‘™“°“√ Financial Underwriting Discussion ‚¥¬§≥–Õπÿ°√√¡°“√æ‘®“√≥“√—∫ª√–°—π¿—¬ ‡¡◊ËÕ«—πæÿ∏∑’Ë 13 °ÿ¡¿“æ—π∏å 2551 ≥ ÀâÕß‡ ◊ÕªÉ“ ™—Èπ 3 Õ“§“√ÀÕª√–™ÿ¡‡¡◊Õß‰∑¬ª√–°—π™’«‘μ The Underwriting Sub-Committee organized a panel discussion on çFinancial Underwriting Discussioné at Sua Pa Room, Muangthai Life on February 13, 2008. 2.8 ®—¥‡ «π“„Àâ§«“¡√Ÿâ‡°’Ë¬«°—∫æ√–√“™∫—≠≠—μ‘ª√–°—π™’«‘μ ©∫—∫„À¡à ·°à‡®â“Àπâ“∑’ËºŸâ®—¥Ωñ°Õ∫√¡μ—«·∑πª√–°—π™’«‘μ ‡¡◊ËÕ«—π∑’Ë 14 °ÿ¡¿“æ—π∏å 2551 ≥ ÀâÕß¥“√“√—μπå ‚√ß·√¡‡øî ∑å ∂ππ‡æ™√∫ÿ√’ «—μ∂ÿª√– ß§å‡æ◊ËÕ„Àâ§«“¡√Ÿâ‡©æ“– à«π∑’Ë‡°’Ë¬«¢âÕß°—∫μ—«·∑πª√–°—π™’«‘μ„πæ√–√“™∫—≠≠—μ‘ª√–°—π™’«‘μ©∫—∫„À¡à·°à‡®â“Àπâ“∑’ËºŸâ®—¥Ωñ°Õ∫√¡μ—«·∑πª√–°—π™’«‘μ Organized a panel discussion to provide knowledge on new life insurance act to agency trainers of TLAA member companies on February 14, 2008 at First Hotel, Bangkok.

21


2.9 ®—¥ —¡¡π“‡™‘ßªØ‘∫—μ‘°“√‡√◊ËÕß ç°“√æ‘®“√≥“ ‘π‰À¡°—∫§«“¡√Ÿâ∑“ß°“√·æ∑¬å¥â“ππ‘μ‘‡«™ ·≈–·π«§”æ‘æ“°…“»“≈Æ’°“é §√—Èß∑’Ë 2/2550-2551 √–À«à“ß«—π∑’Ë 21- 23 ¡’π“§¡ 2551 ≥ ‚√ß·√¡ «π∫«°À“¥™–Õ” ®—ßÀ«—¥‡æ™√∫ÿ√’ Organized a workshop on çClaim Management, Forensic Science and Judgments of the Supreme Courté at Beach Garden Hotel, Cha Am, Petchburi between March 21-23, 2008. The objective was to provide knowledge on these subjects to staff of member companies.

22

2.10 ®—¥∫√√¬“¬¥â“π«‘™“°“√‡√◊ËÕß çÀ≈—°‡°≥±å°“√æ‘®“√≥“√—∫ª√–°—π¿—¬°≈ÿà¡ ·≈–·π«‚πâ¡°“√μ≈“¥ª√–°—π¿—¬°≈ÿà¡é ‚¥¬¡’«—μ∂ÿª√– ß§å‡æ◊ËÕæ—≤π“§«“¡√Ÿâ§«“¡‡¢â“„®„π°“√ªØ‘∫—μ‘ß“π∑’Ë‡°’Ë¬«¢âÕß°—∫°“√æ‘®“√≥“√—∫ª√–°—π¿—¬°≈ÿà¡·≈–°“√μ≈“¥ª√–°—π¿—¬°≈ÿà¡∑∫∑«π·°àºŸâªØ‘∫—μ‘ß“π ®—¥√–À«à“ß«—π∑’Ë 20-21 ¡’π“§¡ 2551 ≥ ÀâÕßæ“‚π√“¡“ ™—Èπ 14 ‚√ß·√¡¥‘‡Õ¡‡¡Õ√—≈¥å ∂.√—™¥“¿‘‡…° Organized a lecture on çCriteria for Group Insurance Underwriting and Trends of Group Insuranceé for staff of member companies at the Emerald Hotel, Bangkok between March 20-21, 2008.

23


2.11 ®—¥ —¡¡π“‡√◊ËÕß çBancassurance Õ’°∑“ß‡≈◊Õ°¢Õß°“√ª√–°—π™’«‘μé „π«—π∑’Ë 14 ¡’π“§¡ 2551 ≥ ‚√ß·√¡¥‘‡Õ¡‡¡Õ√—≈¥å ∂.√—™¥“¿‘‡…° Organized a seminar on çBancassurance: Another Option for Life Insuranceé at the Emerald Hotel on March 14, 2008. 2.12 ®—¥ —¡¡π“«‘™“°“√ ”À√—∫ºŸ âæ‘®“√≥“√—∫ª√–°—π¿—¬ ‡√◊ËÕß çNon Medical Underwritingç „π«—π»ÿ°√å∑’Ë 16 æƒ…¿“§¡ 2551 ≥ ÀâÕß‡ ◊ÕªÉ“ ™—Èπ 3 Õ“§“√ÀÕª√–™ÿ¡‡¡◊Õß‰∑¬ª√–°—π™’«‘μ Organized a seminar on çNon-Medical Underwritingé on Friday, May 16, 2008 at Sua Pa Room, Muangthai Life.

2.13 ®—¥ª√–™ÿ¡«‘™“°“√ª√–®”ªï ‡«™»“ μ√åª√–°—π™’«‘μ‰∑¬ §√—Èß∑’Ë 6 (TIMAC-6) „π«—π∑’Ë 17-18 ¡‘∂ÿπ“¬π 2551 ≥ ‚√ß·√¡ Swissotel Le Concord ∂ππ√—™¥“¿‘‡…° Àâ«¬¢«“ß ´÷ Ëß¡’°“√Õ¿‘ª√“¬·≈–∫√√¬“¬«‘™“°“√‡°’Ë¬«°—∫‚√§∑’Ëæ∫∫àÕ¬ „π°“√æ‘®“√≥“√—∫ª√–°—π·≈– ‘π‰À¡ ‚¥¬·æ∑¬åºŸâ‡™’Ë¬«™“≠ “¢“μà“ßÊ Organized the TIMAC-6 meeting on June 17-18, 2008 at the Swissotel Le Concord, Ratchadapisek Road. The event features lecture and discussion on frequently found diseases by doctors who are experts on many medical subjects. 2.14 ®—¥ —¡¡π“‡√◊ËÕß ç‡æ‘Ë¡æŸπ»—°¬¿“æπ—°ª√–™“ —¡æ—π∏åé „π«—π∑’Ë 25 ‡¡…“¬π 2551 ≥ AIA Training Center ™—Èπ 6 Õ“§“√ “∑√´‘μ’È ∂ππ “∑√„μâ Organized a seminar on çEnhancing Public Relations Expertiseé on April 25, 2008 at the AIA Training Center, Sathorn City Building, Sathorn Road, Bangkok

24

2.15 ®—¥ —¡¡π“«‘™“°“√‡√◊ËÕß çEnd-to-End Business Continuity Plan to help ensure Continuous operationsé ‡¡◊ËÕ«—π∑’Ë 18 °—π¬“¬π 2550 ´÷Ëß‡ªìπ°“√ —¡¡π“‡°’Ë¬«°—∫°“√®—¥°“√§«“¡‡ ’Ë¬ß¥â“πμà“ßÊ ∑’Ë‡°‘¥¢÷Èπ®“°ªí®®—¬√Õ∫¥â“π ·≈–π”‰ª Ÿà°“√∫√‘À“√®—¥°“√§«“¡‡ ’Ë¬ßÕ¬à“ß‡À¡“– ¡ Organized a seminar on çEnd-to-End Business Continuity Plan to Help Ensure Continuous Operationsé on September 18, 2007 to discuss how to manage risks.

2.16 ®—¥∫√√¬“¬∑“ß«‘™“°“√¢Õß§≥–Õπÿ°√√¡°“√ ‘π‰À¡ª√–°—π™’«‘μ§√—Èß∑’Ë 3 ‡√◊ËÕß ç§«“¡√Ÿâ∑“ß°ÆÀ¡“¬ ·≈–·π«§”æ‘æ“°…“»“≈Æ’°“‡°’Ë¬«°—∫°“√æ‘®“√≥“ ‘π‰À¡é ‚¥¬¡’‡π◊ÈÕÀ“°“√∫√√¬“¬‡°’Ë¬«°—∫ “√– ”§—≠¢Õß¡“μ√“ 865 ·≈–¡“μ√“ 866 ª√–¡«≈°ÆÀ¡“¬·æàß·≈–æ“≥‘™¬å ·≈–§”æ‘æ“°…“»“≈Æ’°“∑’Ë ”§—≠ ·≈–‡°’Ë¬«¢âÕß°—∫§«“¡√Ÿâ∑“ß°“√·æ∑¬å ·≈–¢âÕ°ÆÀ¡“¬∑’Ë»“≈„™â‡ªìπ·π«∑“ß°“√æ‘æ“°…“ °”Àπ¥®—¥„π«—π∑’Ë 24 ¡‘∂ÿπ“¬π 2551 ≥ ‚√ß·√¡¥‘‡Õ¡‡¡Õ√—≈¥å The Claim Sub-Committee organized a special lecture on çLegal Knowledge and Judgments of Supreme Court on Claim-Related Casesé on June 24, 2008 at the Emerald Hotel. The lecture focused on Section 865 and 866 of the Civil and Commercial Code as well as the Supreme Court judgment on Claim-Related Cases.

25


3. °“√‡º¬·æ√àª√–™“ —¡æ—π∏å Public Relations Activities 3.1 ®—¥ß“π«—πª√–°—π™’« ‘μ·Ààß™“μ‘ §√— Èß∑’ Ë 8 ªï 2550 √–À«à“ß«—π∑’Ë 28-31 °√°Æ“§¡ 2550 ≥ »Ÿπ¬å°“√§â“øî«‡®Õ√å æ“√å§ √—ß ‘μ Organized the 8th National Insurance Day 2007 between July 28-31, 2007 at the Future Park Rangsit Mall. 3.2 ®—¥ —¡¡π“ºŸ â ◊ ËÕ¢à“«ª√–®”ªï 2550 „πÀ—«¢âÕ‡√ ◊ ËÕß ç‚Õ°“ ·≈–Õÿª √√§¢Õß™àÕß∑“ß°“√¢“¬„À¡àé √–À«à“ß«—π∑’Ë 22-23 °—π¬“¬π 2550 ≥ ‚√ß·√¡‰Õ¬å «√√§å √’ Õ√å∑ ·Õπ¥å ª“ æ—∑¬“ Organized a press seminar on çOpportunities and Obstacles for New Channel Distributionsé between September 22-23, 2007 at the Aysawan Resort Hotel, Pataya.

3.3 √à«¡‡ªìπ‡®â“¿“æ®—¥ —¡¡π“ºŸâ∫√‘À“√√–¥—∫ Ÿßªï 2550 „πÀ—«¢âÕ ç∫∑∫“∑ ¿“√°‘® ”π—°ß“π§≥–°√√¡°“√°”°—∫·≈– àß‡ √‘¡°“√ª√–°—π¿—¬ : §«“¡§“¥À«—ß¢Õß¿“§∏ÿ√°‘®ª√–°—π¿—¬·≈–ª√–™“™πé √–À«à“ß«—π∑’Ë 7-9 °—π¬“¬π 2550 ≥ ‚√ß·√¡¥ÿ ‘μ √’ Õ√å∑ æ—∑¬“ Joined the Office of Insurance Commission and the General Insurance Association to organize the 2007 Senior Executive Seminar on çRoles and Missions of the Office of Insurance Commission: Expectation of Private Sector and the Publicé between September 7-9, 2007 at the Dusit Resort, Pattaya.

26

3.4 ‡¢â“√à«¡®—¥π‘∑√√»°“√ß“π ç«—π™¡√¡‡¬“«™π√—°§«“¡ª≈Õ¥¿—¬ §√—Èß∑’Ë 8é ª√–®”ªï 2550 ‡æ◊ËÕ‡∑‘¥æ√–‡°’¬√μ‘„π«‚√°“ «—π‡©≈‘¡æ√–™π¡æ√√…“ ¡‡¥Á®æ√–π“ß‡®â“ ‘√‘°‘μ‘Ï æ√–∫√¡√“™‘π’π“∂ ‡¡◊ËÕ«—π∑’Ë 12 ‘ßÀ“§¡ 2550 ≥ «π —μ«å¥ÿ ‘μ Joined an exhibition at the ç8th Youth for Safetyé to commemorate the birthday of Her Majesty the Queen on August 12, 2007 at the Dusit Zoo. 3.5 ®—¥∑”Àπ—ß ◊Õ§Ÿà¡◊Õª√–°—π™’«‘μ‡æ◊ËÕ‡º¬·æ√à 2 ‡≈à¡ §◊Õ Àπ—ß ◊Õ§Ÿà¡◊Õª√–°—π™’«‘μ√“¬∫ÿ§§≈·≈–Àπ—ß ◊Õ§Ÿà¡◊Õª√–°—π¿—¬°≈ÿà¡ Published the 2nd Edition of çLife Insurance Handbooké on individual and group insurance 3.6 àßπ“¬ ÿ«‘∑¬å ≥ μ–°—Ë«∑ÿàß ºŸâ®—¥°“√ΩÉ“¬∏ÿ√°“√·≈–°“√æπ—°ß“π ≈ßæ◊Èπ∑’Ë∑’Ë‡°‘¥Õÿ∫—μ‘‡Àμÿ√à«¡°—∫ ”π—°ß“π§≥–°√√¡°“√°”°—∫·≈– àß‡ √‘¡∏ÿ√°‘®ª√–°—π¿—¬ (§ª¿.) ·≈– ¡“§¡ª√–°—π«‘π“»¿—¬ ‡æ◊ËÕÕ”π«¬§«“¡ –¥«°¥â“π¢âÕ¡Ÿ≈¢à“« “√·≈–°“√ª√– “πß“π¥â“π°“√ª√–°—π¿—¬·°à≠“μ‘·≈–ºŸâª√– ∫Õÿ∫—μ‘‡Àμÿ Assigned Mr. Suwit Na Takuathung, the Office and Personnel Manager to join the Office of Insurance Commission and the General Insurance Association to provide assistance to people affected by natural disaster. 3.7 ®—¥æ‘¡æåÀπ—ß ◊Õ√«¡§”æ‘æ“°…“Æ’°“ ‡æ◊ËÕ„™â‡ªìπ‡Õ° “√ª√–°Õ∫°“√ —¡¡π“ æ√âÕ¡°—∫¡Õ∫„Àâ°—∫∫√‘…—∑ ¡“™‘° ¡“§¡ ÀâÕß ¡ÿ¥»“≈∑— Ë«ª√–‡∑» ÀâÕß ¡ÿ¥ ∂“∫—π°“√»÷°…“√–¥—∫Õÿ¥¡»÷°…“∑’Ë‡ªî¥ Õπ«‘™“ª√–°—π¿—¬ ·≈– ”π—°ß“πª√–°—π¿—¬®—ßÀ«—¥∑—Ë«ª√–‡∑» Published a book featuring collections of Supreme Court judgments to be used in seminars and distributed to member companies, libraries around the country and at the Provincial Insurance Offices.

3.8 ‡¢â“√à«¡ÕÕ°∫Ÿ∏‡º¬·æ√à°“√ª√–°—π™’«‘μ°—∫ ”π—°ß“π §ª¿. „πß“π ç¡À°√√¡ª√–°—π¿—¬·≈– ‘π§â“√“§“∂Ÿ°é √–À«à“ß«—π∑’Ë 5-14 μÿ≈“§¡ 2550 ≥ °√¡ àß‡ √‘¡°“√ àßÕÕ° Joined the Office of Insurance Commission to set up a booth at the çCheap Goodsé event held between October 5-14, 2007 at the Export Promotion Center. 3.9 °“√‰¥â√—∫‡≈◊Õ°„Àâ‡ªìπ‡®â“¿“æ®—¥ß“π PIC §√—Èß∑’Ë 24 ªï 2009 ‚¥¬„™â ∂“π∑’Ë®—¥„π°√ÿß‡∑æœ ºŸâ∑’Ë‡¢â“√à«¡ª√–™ÿ¡ PIC ¡’∑—Èß°≈ÿà¡ª√–‡∑»„π‡Õ‡™’¬·≈–¬ÿ‚√ª ®”π«π§π∑’Ë‡¢â“√à«¡ª√–™ÿ¡ª√–¡“≥ 350 °«à“§π ∂◊Õ‡ªìπ‚Õ°“ ∑’Ë®–‰¥âª√–™“ —¡æ—π∏å∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬ TLAA was selected to host the 24th PIC in November 2009. The event will be held in Bangkok and it is expected that more than 350 senior executives of life insurance companies from all over the world would attend the conference.

27


3.10 ‡¢â“√à«¡ÕÕ°∫Ÿ∏„πß“π Money Expo 2008 √–À«à“ß«—π∑’Ë 8-11 æƒ…¿“§¡ 2551 ≥ »Ÿπ¬å°“√ª√–™ÿ¡·Ààß™“μ‘ ‘√‘°‘μ‘Ï Set up a booth at the Money Expo 2008 between May 8-11, 2008 at the Sirikit Convention Center.

28

3.11 ª√–™“ —¡æ—π∏å‡°’Ë¬«°—∫∏ÿ√°‘®ª√–°—π™’«‘μºà“π ∂“π’«‘∑¬ÿ «æ. FM 91 ·≈– ∂“π’‡§√◊Õ¢à“¬μà“ß®—ßÀ«—¥∑—ÈßÀ¡¥ 17 ∂“π’ ∑—Ë«ª√–‡∑» Launched public relations campaign to promote public awareness on life insurance through Sor Wor Por FM 91 and its 17 network radio stations aroung the country. 4. °“√ àß‡ √‘¡ π—∫ πÿπ¥â“π°“√»÷°…“ Educational Promotion 4.1 „πªï∫√‘À“√ 2550-2551 ‰¥âμ—Èßß∫ª√–¡“≥ ”À√—∫¡Õ∫∑ÿπ·≈–√“ß«—≈°“√»÷°…“ √«¡‡ªìπ‡ß‘π∑—Èß ‘Èπ 316,000 ∫“∑ ¥—ßπ’È - ∑ÿπ°“√»÷°…“ ∑ÿπ≈– 10,000 ∫“∑ ®”π«π 16 ∑ÿπ ‡ªìπ‡ß‘π 160,000 ∫“∑ - √“ß«—≈°“√»÷°…“ √“ß«—≈≈– 4,000 ∫“∑ ®”π«π 15 √“ß«—≈ 60,000 ∫“∑ - √“ß«—≈ ASA COURSE I √“ß«—≈≈– 6,000 ∫“∑ ®”π«π 4 √“ß«—≈ ‡ªìπ‡ß‘π 24,000 ∫“∑ - √“ß«—≈ ASA COURSE II √“ß«—≈≈– 8,000 ∫“∑ ®”π«π 4 √“ß«—≈ ‡ªìπ‡ß‘π 32,000 ∫“∑ - ‡ß‘π√“ß«—≈°“√»÷°…“®“° The Oriental Life Insurance Cultural Development Center (OLICD) √“ß«—≈≈– 4,000 ∫“∑ ®”π«π 10 √“ß«—≈ ‡ªìπ‡ß‘π 40,000 ∫“∑ In 2007 and 2008, TLAA provided the following financial support to universities student, totaling 316,000 Baht: - 16 scholarships: 10,000 Baht per person, totaling 160,000 Baht - 15 Educational Awards: 4,000 Baht per person, totaling 60,000 Baht - 4 ASA COURSE I Award at 6,000 Baht per person, totaling 24,000 Baht - 4 ASA COURSE II Award at 8,000 Baht per person, totaling 32,000 Baht - Educational Award from the Oriental Life Insurance Cultural Development Center (OLICD) at 4,000 Baht per person, totaling 40,000 Baht

4.2 „Àâ°“√ π—∫ πÿπ‡ß‘π®”π«π 1 ≈â“π∫“∑ „π‚§√ß°“√ ç‡ß‘π∑Õß ¢Õß¡’§à“ The Champion 2008é ¢Õß TSI ‡æ◊ËÕ àß‡ √‘¡§«“¡√Ÿâ∑“ß¥â“π°“√∫√‘À“√°“√‡ß‘π °“√≈ß∑ÿπ ·≈–°“√ª√–°—π™’«‘μ ·°à‡¬“«™π√–¥—∫¡—∏¬¡»÷°…“μÕπª≈“¬∑—Ë«ª√–‡∑» Provided 1 million Baht financial support to support the çChampion 2008é organized by the Thailand Securities Institute (TSI) to promote awareness on financial management, investment and life insurance to secondary school students all over the country. 4.3 ª√—∫ª√ÿß‡π◊ÈÕÀ“Àπ—ß ◊ÕÕà“π‡æ‘Ë¡‡μ‘¡ “√–‡»√…∞»“ μ√å ç™ÿ¥æÕ‡æ’¬ßÕ¬à“ß‡æ’¬ßæÕé √–¥—∫™—Èπ ª.1 - ¡.6 ®”π«π 17 ‡≈à¡ „Àâ¡’§«“¡‡À¡“– ¡·≈–¡’‡π◊ÈÕÀ“∑’Ë‡°’Ë¬«¢âÕß°—∫°“√ª√–°—π™’«‘μ¡“°¢÷Èπ Completed a project to improve the content of extra-curriculum books on çSufficient Economyé for Grade 1-12 students, totaling 17 volumes. 5 °“√ àß‡ √‘¡ π—∫ πÿπμ—«·∑πª√–°—π™’«‘μ Agency Promotion 5.1 ¢¬“¬°“√® —¥ Õ∫μ—«·∑πª√–° —π™ ’« ‘μ¥ â«¬√–∫∫§Õ¡æ‘«‡μÕ√å‰ª¬—ßμà“ß®—ßÀ«—¥ 7 ®—ßÀ«—¥ ‰¥â·°à ™≈∫ÿ√’ ¢Õπ·°àπ π§√√“™ ’¡“ æ‘…≥ÿ‚≈° ‡™’¬ß„À¡à ÿ√“…Æ√å∏“π’ ·≈– Õ.À“¥„À≠à ®. ß¢≈“ Expanded computerized agency license examinations to 7 provinces, i.e., Cholburi, Khonkaen, Nakhon Ratchasima, Pitsanuloke, Chiangmai, Surat Thani and Haad Yai, Songkhla. 5.2 ¥”‡π‘π°“√®—¥ Õ∫μ—«·∑πª√–°—π™’« ‘μ¥â«¬√–∫∫§Õ¡æ‘«‡μÕ√å∑’Ë ¡“§¡ „π√–¬–·√°®—¥ Õ∫‡ “√å‡«âπ‡ “√å ‚¥¬‡√‘Ë¡¥”‡π‘π°“√μ—Èß·μà‡¥◊Õπ°—π¬“¬π 2550 Started to provide computerized agency license exam at TLAA office every other Saturday since September 2007.

29


5.3 ®—¥ß“πæ‘∏’ ¡Õ∫√“ß«—≈μ—«·∑π§ÿ≥¿“æ¥’‡¥àπ·Ààß™“μ‘ ª√–®”ªï 2551 À√◊Õ Thailand National Quality Awards [TNQA] ‡¡◊ËÕ«—π»ÿ°√å∑’Ë 13 ¡‘∂ÿπ“¬π 2551 ≥ ÀâÕß √Õ¬—≈ ®Ÿ∫‘≈’Ë ∫Õ≈√Ÿ¡ Õ“§“√™“‡≈π‡®Õ√å Õ‘¡·æÁ§ ‡¡◊Õß∑Õß∏“π’ Organized the Thailand National Quality Awards [TNQA] on June 13, 2008 at the Challenger Impact, Muangthong Thani Conference Center.

30

5.4 ‡ πÕÀ≈—° Ÿμ√°“√Õ∫√¡‡æ◊ËÕ¢Õ√—∫·≈–¢ÕμàÕ„∫Õπÿ≠“μ‡ªìπμ—«·∑πª√–°—π™’«‘μ „Àâ ”π—°ß“π §ª¿.‰¥âæ‘®“√≥“ Proposed training curriculum for consideration and approval by the Office of Insurance Commission. 5.5 ‡ πÕ§«“¡‡ÀÁπμàÕ ”π—°ß“π §ª¿. ‡æ◊ËÕª√—∫ª√ÿß§≈—ß¢âÕ Õ∫∑’Ë„™â„π°“√ Õ∫‡æ◊ËÕ¢Õ√—∫„∫Õπÿ≠“μ‡ªìπμ—«·∑πª√–°—π™’«‘μ „Àâ Õ¥§≈âÕß‡ªìπ‰ªμ“¡°ÆÀ¡“¬∑’Ë‡ª≈’Ë¬π·ª≈ß æ√–√“™∫—≠≠—μ‘ª√–°—π™’«‘μ ©∫—∫∑’Ë 2 (æ.». 2551) Propose recommendations on how to improve the agency license examination database to conform with new life insurance act and rules and regulations. 6. °“√∫√‘®“§·≈– π—∫ πÿπ°‘®°√√¡Õß§å°√¿“¬πÕ° Donations and Supports Given to Other Agencies 6.1 π —∫ π ÿπª√– “πß“π°“√∫√ ‘®“§‚≈À ‘μ„À â° —∫ ¿“°“™“¥‰∑¬ ‡π◊ËÕß„π‚Õ°“ °“√®—¥ß“π«—πª√–°—π™’«‘μ·Ààß™“μ‘ §√—Èß∑’Ë 9 ‡¡◊ËÕ«—π∑’Ë 31 °√°Æ“§¡ 2551 ≥ »Ÿπ¬å∫√‘°“√‚≈À‘μ·Ààß™“μ‘ ¿“°“™“¥‰∑¬ Organized a blood donation to commemorate the 9th National Insurance Day at the Thai Red Cross on July 31, 2008. 6.2 π—∫ πÿπª√– “πß“π°“√∫√‘°“√μ√«® ÿ¢¿“æ„Àâ°—∫ª√–™“™π ‡π◊ËÕß„π‚Õ°“ °“√®—¥ß“π«—πª√–°—π™’«‘μ·Ààß™“μ‘ §√—Èß∑’Ë 9 ‡¡◊ËÕ«—π∑’Ë 26-27 °√°Æ“§¡ 2551 ≥ »Ÿπ¬å°“√§â“øî«‡®Õ√å æ“√å§ √—ß ‘μ Organized free medical checkup to the public during the event to celebrate the 9th National Insurance Day between July 26-27, 2008 at the Future Park Rangsit Mall. 6.3 π—∫ πÿπ°“√®—¥∫Ÿ∏„π°‘®°√√¡æ‘∏’‡ªî¥∫â“πÀπ—ß ◊Õ·≈–ß“π«—π‡ªî¥°√–ªÿ°™ÿ¡™π∫â“π§Ÿ§μæ—≤π“ §√—Èß∑’Ë 4 ≥ ‚√ß‡√’¬π Õπ»“ π“ ™ÿ¡™π∫â“π§Ÿ§μæ—≤π“ ·¢«ß/‡¢μ¡’π∫ÿ√’ ®—¥‚¥¬ ”π—°ß“π‡¢μ¡’π∫ÿ√’ °√ÿß‡∑æ¡À“π§√ ‡¡◊ËÕ«—π∑’Ë 25 æƒ…¿“§¡ 2551 Joined and supported an event organized by Minburi District to open the çBook Houseé and çthe 4th Community Saving Programé at Baan Kukot Community School, Minburi District, Bangkok on May 25, 2008.

6.4 π—∫ πÿπ«‘∑¬“°√‚¥¬ π“¬æ‘™“ ‘√‘‚¬∏‘π ºŸâ™à«¬ºŸâÕ”π«¬°“√ ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡ªìπºŸâ·∑π√à«¡°“√‡ «π“ ‡√◊ËÕß çª√–°—π¿—¬... „Àâª√–‚¬™πå°—∫°“√§â“¡“°°«à“∑’Ë§‘¥é ‡π◊ËÕß„πß“π —¡¡π“ ‡√◊ËÕß ç°ÆÀ¡“¬©∫—∫·°â‰¢...¡‘μ‘„À¡àª√–°—π¿—¬‰∑¬é ®—¥‚¥¬ ”π—°ß“π§≥–°√√¡°“√°”°—∫·≈– àß‡ √‘¡°“√ª√–°Õ∫∏ÿ√°‘®ª√–°—π¿—¬ ‡¡◊ËÕ«—π∑’Ë 12 æƒ…¿“§¡ 2551 ≥ »Ÿπ¬å°“√ª√–™ÿ¡·Ààß™“μ‘ ‘√‘°‘μ‘Ï Assigned Mr. Picha Siriyodhin, TLAA Assistant Director to be a panel speaker at a seminar on new life insurance act organized by the Office of Insurance Commission at the Sirikit Convention Center on May 12, 2008.

31


6.5 π—∫ πÿπ°“√®—¥∫Ÿ∏π‘∑√√»°“√„πß“π —¡¡π“ ‡√◊ ËÕß ç°ÆÀ¡“¬©∫—∫·°â‰¢...¡‘μ‘„À¡àª√–°—π¿—¬‰∑¬é ®—¥‚¥¬ ”π—°ß“π§≥–°√√¡°“√°”°—∫·≈– àß‡ √‘¡°“√ª√–°Õ∫∏ÿ√°‘®ª√–°—π¿—¬ ‡¡◊ËÕ«—π∑’Ë 12 æƒ…¿“§¡ 2551 ≥ »Ÿπ¬å°“√ª√–™ÿ¡·Ààß™“μ‘ ‘√‘°‘μ‘Ï Set up a booth to join the seminar on New Life Insurance Act organized by the Office of Insurance Commission on May 12, 2008 at the Sirikit Convention Center. 6.6 π—∫ πÿπ«‘∑¬“°√ ‚¥¬ π“¬·æ∑¬å ¡™“¬ Õ—§√«‘‡π§ §≥–·æ∑¬å∑’ Ëª√÷°…“ ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡ªìπºŸâ·∑π√à«¡ π∑π“„π√“¬°“√ ç™à«¬§‘¥ ™à«¬∑”é ∑“ß ∂“π’‚∑√∑—»πå ™àÕß 3 ‡¡◊ËÕ«—π∑’Ë 28 ¡’π“§¡ 2551 ‡æ◊ËÕª√–™“ —¡æ—π∏åß“π ç¡À°√√¡√«¡æ≈§π√—°…å™’«‘μ(™’«“)é ®—¥‚¥¬ ∫√‘…—∑ “√–»‘≈ªá ‰∑¬∑—»πå ®”°—¥ Assigned Dr. Somchai Akaravinek, M.D., the member of TLAA Medical Advisory Board to be a guest speaker at a program broadcast on TV3 Channel to promote çPeople Who Love Their Lifeé event on March 28, 2008. 6.7 π—∫ πÿπ√à«¡‡ªìπ‡®â“¿“æ®—¥‡ «π“ ‡√◊ËÕß çºŸâº≈‘μ‰¡à√Ÿâ°Á‡®äß ºŸâ∫√‘‚¿§‰¡à√Ÿâ°Áμ“¬é ®—¥‚¥¬ÀÕ°“√§â“‰∑¬·≈– ¿“ÀÕ°“√§â“·Ààßª√–‡∑»‰∑¬ ‡¡◊ËÕ«—π∑’Ë 13 ¡’π“§¡ 2551 ≥ ‚√ß·√¡¡‘√“‡§‘≈ ∂.«‘¿“«¥’ °√ÿß‡∑æœ π—∫ πÿπ‡ªìπ®”π«π‡ß‘π 20,000 ∫“∑ Joined and Co-Hosted a seminar on çIf Manufacturer Donût Know, They Would Go Bankrupt and If Consumers Donût Know, They Would Dieé organized by the Thai Chamber of Commerce on March 13, 2008 at the Miracle Hotel, Bangkok. TLAA donated 20,000 Baht to support the event. 6.8 ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‚¥¬§≥–Õπÿ°√√¡°“√ ‘π‰À¡ª√–°—π™’«‘μ √à«¡∫√‘®“§‡§√◊ËÕß∑”πÈ”√âÕπ-πÈ”‡¬Áπ ®”π«π 1 ‡§√◊ËÕß „Àâ°—∫‚√ßæ¬“∫“≈»√’π§√‘π∑√å ¡À“«‘∑¬“≈—¬¢Õπ·°àπ ®—ßÀ«—¥¢Õπ·°àπ ‡¡◊ËÕ«—π∑’Ë 8 °ÿ¡¿“æ—π∏å 2551 TLAA Claim Sub-Committee donated 1 unit of hot and Cold water maker to Srinakarin Hospital, Khon Kaen University, Khon Kaen on February 8, 2008.

6.9 π—∫ πÿπ°“√·¢àß¢—π°Õ≈åø°“√°ÿ»≈™‘ß∂â«¬√“ß«—≈ª√–∑“π∑Ÿ≈°√–À¡àÕ¡À≠‘ßÕÿ∫≈√—μπ√“™°—≠≠“ ‘√ ‘« —≤π“ æ√√≥«¥’ ®—¥‚¥¬¡Ÿ≈π‘∏‘ “πΩíπ ∫√‘…—∑ øîπ—π´à“ª√–°—π™’«‘μ ®”°—¥ ®”π«π‡ß‘π 25,000 ∫“∑ ·¢àß¢—π‡¡◊ËÕ«—π∑’Ë 17 ∏—π«“§¡ 2550 Donated 25,000 Baht to support the Princess Ubol Ratana Trophy golf tournament organized by Saan Fun Foundation, Finansa Life Assurance Col., Ltd., on December 17, 2007. 6.10 π—∫ πÿπ«‘∑¬“°√ ‚¥¬ π“¬®—°√°ƒ™ ∫ÿ≠‡°μÿ √Õßª√–∏“π§≥–Õπÿ°√√¡°“√ ‘π‰À¡ª√–°—π™’«‘μ ∫√√¬“¬„π°“√ —¡¡π“‡√◊ËÕß ç°“√®—¥°“√-°“√ª√–°—π ÿ¢¿“æ·≈–ª√–°—πÕÿ∫—μ‘‡Àμÿ à«π∫ÿ§§≈é ®—¥‚¥¬ ™¡√¡ª√–°—π¿—¬Õÿ∫—μ‘‡Àμÿ·≈– ÿ¢¿“æ §≥–Õπÿ°√√¡°“√ª√–°—π¿—¬‡∫Á¥‡μ≈Á¥ ¡“§¡ª√–°—π«‘π“»¿—¬ ‡¡◊ËÕ«—π∑’Ë 14 ∏—π«“§¡ 2550 ≥ ‚√ß·√¡ Swissotel Le Concorde °√ÿß‡∑æœ Assigned Mr. Chakrit Booket, Vice Chairperson of TLAA Claim Sub-Committee to be a speaker at a seminar on çManaging Health Insurance and PAé organized by Accident Insurance Club, the General Insurance Association on December 14, 2007 at the Swissotel Le Concorde Bangkok. 6.11 π—∫ πÿπ‚¶…≥“ª√–™“ —¡æ—π∏å„πÀπ—ß ◊Õª√–™ÿ¡∑“ß«‘™“°“√¢Õß ¡“§¡®‘μ«‘∑¬“§«“¡¡—Ëπ§ß·Ààßª√–‡∑»‰∑¬ §√—Èß∑’Ë 37 ª√–®”ªï 2551 ‡√◊ ËÕß ç°“√‡¡◊Õß ‡»√…∞°‘® ™’«‘μ§π‰∑¬ „§√°”Àπ¥é ‡ªìπ®”π«π‡ß‘π 20,000 ∫“∑ ‡¡◊ËÕ«—π∑’Ë 13 ∏—π«“§¡ 2550 Placed a 20,000 Baht advertisement in a meeting document publ ished for a meeting on çWho Determine Pol it ics, Economics, and the Lives of Thai Peopleé, by the Psychology for National Securities Association on December 13, 2007. 6.12 π—∫ πÿπ¢Õß√“ß«—≈æ‘‡»…®—∫©≈“° ”À√—∫ß“π‡≈’È¬ß ªï„À¡à‡æ◊ËÕ‡ªìπ¢«—≠·≈–°”≈—ß„®„Àâ°—∫æπ—°ß“πÀÕ°“√§â“‰∑¬·≈– ¿“ÀÕ°“√§â“·Ààßª√–‡∑»‰∑¬ ®”π«π‡ß‘π 1,500 ∫“∑ ‡¡◊ËÕ«—π∑’Ë 3 ∏—π«“§¡ 2551 Donated 1,500 Baht as a gift for prize drawing at a New Year Party for the staff of the Thai Chamber of Commerce on December 3, 2008.

32

6.13 π—∫ πÿπ«‘∑¬“°√∫√√¬“¬∑“ß«‘™“°“√ ‚¥¬ π“ß∫ÿ…√“ Õ÷Íß¿“°√≥å ºŸâÕ”π«¬°“√ ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡æ◊ËÕ√–¥¡·≈–√—∫øíß§«“¡§‘¥‡ÀÁπ®“°ΩÉ“¬∑’Ë‡°’Ë¬«¢âÕß„π°“√æ—≤π“√–∫∫ª√–°—π™’«‘μ„πª√–‡∑»‰∑¬ ®—¥‚¥¬ ∫√‘…—∑ »‘§√‘π∑√å ®”°—¥ (¡À“™π) ‡¡◊ËÕ«—π∑’Ë 6 æƒ»®‘°“¬π 2550 ≥ ‚√ßæ¬“∫“≈»‘§√‘π∑√å °√ÿß‡∑æœ Assigned a speaker by Mrs. Busara Ungphakorn, TLAA Director to speak and to exchange opinions on life insurance system in Thailand organized by Sikarin (Public) Co., Ltd., on November 6, 2007 at Sikarin Hospital, Bangkok. 6.14 π—∫ πÿπ°“√ÕÕ°∫Ÿ∏· ¥ßπ‘∑√√»°“√ °“√®—¥ß“π ç∑»«√√…·Ààß§«“¡·¢Áß·°√àß¢Õß ∂“∫—π°“√§â“‰∑¬é ‡æ◊ËÕ· ¥ß∂÷ß∫∑∫“∑¢Õß ¡“§¡ Ÿà “¬μ“¢Õß ¡“§¡°“√§â“·≈–∫ÿ§§≈∑—Ë«‰ª ®—¥‚¥¬°√¡æ—≤π“∏ÿ√°‘®°“√§â“ ‡¡◊ËÕ«—π∑’Ë 29 μÿ≈“§¡ 2550 ≥ ‚√ß·√¡‚´øî‡∑≈ ‡´Áπ∑“√“ ·°√π¥å °√ÿß‡∑æœ Set up an booth at an exhibition on çThe Decade of Strength for Thai Trade Organizationé to publicize the role of TLAA. The event was organized by the Department of Business Development on October 29, 2007 at the Sofitel Centara Grand Hotel, Bangkok.

6.15 π—∫ πÿπ‚§√ß°“√·¢àß¢—πμÕ∫ªí≠À“¥â“π°“√‡ß‘π ”À√—∫‡¬“«™π√–¥—∫ ¡.4 ¡.5 ç‡ß‘π∑Õß¡’§à“ : The Championé ª√–®”ªï 2551 ®—¥‚¥¬μ≈“¥À≈—°∑√—æ¬å·Ààßª√–‡∑»‰∑¬ √à«¡°—∫ ”π—°ß“π§≥–°√√¡°“√°“√»÷°…“¢—Èπæ◊Èπ∞“π°√–∑√«ß»÷°…“∏‘°“√ ®”π«π‡ß‘π 1,000,000 ∫“∑ ‡¡◊ËÕ«—π∑’Ë 24 μÿ≈“§¡ 2550 ·≈– π—∫ πÿπ√“ß«—≈æ‘‡»… ”À√—∫ºŸâ‰¥â√—∫√“ß«—≈™π–‡≈‘» 10,000 ∫“∑ ·≈–√“ß«—≈™¡‡™¬ 3 √“ß«—≈ √“ß«—≈≈– 3,000 ∫“∑ ”À√—∫°“√·¢àß¢—π The Star of Insurance ´÷Ëß‰¥â¡’°“√®—¥¢÷Èπ‡¡◊ËÕ«—π∑’Ë 7 ∏—π«“§¡ 2550 ∑’Ë‚√ß‡√’¬πª√–∂¡ππ∑√’ °√ÿß‡∑æœ Donated 1,000,000.00 Baht to support a quiz program call çThe Champion 2008. organized by the Securities and Exchange of Thailand and the Basic Education Department to promote awareness and understanding on financial matters among secondary school children on October 24, 2007. TLAA also donated 10,000 Baht as a special award for the winner of the Star of Insurance, and 3 complimentary award of 3,000 Baht for each of the three runner-ups. The event was held at the Nonsi Elementary school on December 7, 2007.

33


6.16 π—∫ πÿπ°“√®—¥∫Ÿ∏°‘®°√√¡√≥√ß§å‡º¬·æ√à‚§√ß°“√ ç∫—≠™’‡ß‘πÕÕ¡ ‡æ◊ËÕ™’«‘μæÕ‡æ’¬ß μ“¡·π«æ√–√“™¥”√‘é ‡æ◊ËÕ√≥√ß§å‡º¬·æ√à§«“¡√Ÿâ‡°’ Ë¬«°—∫°“√„™â®à“¬‡ß‘π °“√ √â“ß«‘π—¬∑“ß°“√‡ß‘π °“√‡°Á∫ÕÕ¡‡ß‘π ®—¥‚¥¬ ”π—°æ—≤π“ —ß§¡ ‡¡◊ËÕ«—π∑’Ë 22 μÿ≈“§¡ 2551 ≥ »Ÿπ¬å°“√§â“‡´Áπ∑√—≈‡«‘≈¥å Set up an exhibition booth to promote çSaving Account for Sufficient Life Pursuant to Royal Initiativeé organized by the Social Development Bureau on October 22, 2008 at the Central World Center. 6.17 π—∫ πÿπ§à“‚¶…≥“ ·≈–‡™à“æ◊ Èπ∑’ Ë„π°“√®—¥· ¥ßπ‘∑√√»°“√„π‚§√ß°“√ —¡¡π“√–¥—∫™“μ‘ ‡√◊ËÕß Õÿ∫—μ‘‡Àμÿ®√“®√ §√—Èß∑’Ë 8 ç∑âÕß∂‘Ëπ ™ÿ¡™π ∂ππª≈Õ¥¿—¬ √à«¡„®≈¥Õÿ∫—μ‘‡Àμÿé ®—¥‚¥¬ ”π—°ß“ππ‚¬∫“¬·≈–·ºπ°“√¢π àß·≈–®√“®√ ‡¡◊ËÕ«—π∑’Ë 10-12 μÿ≈“§¡ 2550 ≥ Õ“§“√ 9 Õ‘¡·æÁ§ §Õπ‡«π™—Ëπ ‡´Áπ‡μÕ√å ‡¡◊Õß∑Õß∏“π’ ‡ªìπ®”π«π‡ß‘π 35,000 ∫“∑ Donated 35,000 Baht to support advertising and space rental cost at an event to prevent road accidents organized by the Office of Transportation and Traffic Policies Office on October 10-12, 2007 at Impact Convention Center, Muangthong Thani. 6.18 π—∫ πÿπ¡Õ∫Àπ—ß ◊Õ §√ÿ¿—≥±å ™ÿ¥π—°‡√’¬π ∂ÿß‡∑â“ ‡ ◊ÈÕ°—πΩπ ·≈–∑ÿπÕ“À“√°≈“ß«—π ®”π«π 10,000 ∫“∑ √«¡‡ªìπ‡ß‘π∑—Èß ‘Èπ 97,867 ∫“∑ „Àâ°—∫‚√ß‡√’¬π∫â“πÀ‘π«ß ®.™≈∫ÿ√’ ‡π◊ËÕß„π‚Õ°“ °“√®—¥ß“π —¡¡π“ºŸâ ◊ËÕ¢à“«‡»√…∞°‘® ‡¡◊ËÕ«—π∑’Ë 23 °—π¬“¬π 2550 ∑’Ë®—ßÀ«—¥™≈∫ÿ√’ Donated books, teaching material, uniforms and rain coats worth 97,867 Baht to Baan Hin Wong School in Cholburi Province after a press seminar on September 23, 2007. 6.19 „Àâ§«“¡√à«¡¡◊Õ ª√– “πß“π°—∫∫√‘…—∑ª√–°—π™’«‘μ°√≥’Õÿ∫—μ‘‡Àμÿ “¬°“√∫‘π «—π ∑Ÿ ‚° ‡¡◊ËÕ«—π∑’Ë 16 °—π¬“¬π 2550 Coordinated with member companies to provide assistance for victims of the One-Two-Go plane crash in Phuket on September 16, 2007.

6.20 π—∫ πÿπ‚§√ß°“√√≥√ß§åμ√«®«—¥§«“¡¥—π‚≈À‘μ∑—Ë«‰∑¬ çμ√«®«—¥§«“¡¥—π ªÑÕß°—π¿—¬‡ß’¬∫é ‡æ◊ËÕ √â“ß®‘μ ”π÷°„Àâ¥Ÿ·≈ ÿ¢¿“æ ªÑÕß°—π°àÕπ‡°‘¥‚√§ ‚¥¬‡©æ“–§«“¡¥—π‚≈À‘μ Ÿß∑’Ë‡ªìπ “‡Àμÿ ”§—≠π”‰ª Ÿà°≈ÿà¡‚√§À—«„® ®—¥‚¥¬ °√¡ π—∫ πÿπ∫√‘°“√ ÿ¢¿“æ °√–∑√«ß “∏“√≥ ÿ¢ ‡ªìπ®”π«π‡ß‘π 50,000 ∫“∑ Donated 50,000 Baht to support a campaign to promote awareness on the importance of having blood pressure checkup organized by Health Service Support Department, the Ministry of Commerce. 6.21 π—∫ πÿπ∫—μ√‡¢â“√à«¡ß“π Dinner Talk ‡æ◊ËÕ„Àâ§«“¡√Ÿâ·°àÕß§å°√·≈–ºŸâ∫√‘À“√¢Õß∫√‘…—∑„Àâ‡™à“´◊ÈÕ ºŸâ®”Àπà“¬√∂¬πμå ·≈– ºŸâ‡°’Ë¬«¢âÕß∑√“∫∂÷ß∑‘»∑“ß‡»√…∞°‘®¿“¬„πª√–‡∑» ®—¥‚¥¬ ¡“§¡∏ÿ√°‘®‡™à“ ◊ÈÕ‰∑¬ ®”π«π 2,500 ∫“∑ ‡¡◊ËÕ«—π∑’Ë 18 °√°Æ“§¡ 2550 Donated 2,500 Baht to buy tickets for a çDinner Talké organized on July 18, 2007 by the Hire Purchase Association to educate the auto hire purchase companies and car dealers on the economic direction of Thailand. 6.22 π—∫ πÿπ/‡º¬·æ√àÀπ—ß ◊Õ√Õ∫√Ÿâ‡√◊ËÕßª√–°—π™’«‘μ ·≈–§Ÿà¡◊Õ°“√ª√–°—π™’«‘μ°≈ÿà¡„Àâ°—∫∫√‘…—∑ª√–°—π™’«‘μ·≈– ”π—°ß“π “¢“„πμà“ß®—ßÀ«—¥ ”π—°ß“π§≥–°√√¡°“√°”°—∫·≈– àß‡ √‘¡°“√ª√–°Õ∫∏ÿ√°‘®ª√–°—π¿—¬ à«π¿Ÿ¡‘¿“§ ”π—°ß“πμ—«·∑π À√◊ÕÀπà«¬ß“πÕ◊Ëπ∑’Ëª√– ß§å®–π”Àπ—ß ◊Õ¥—ß°≈à“«‡æ◊ËÕ‡º¬·æ√à§«“¡√Ÿâ‡°’Ë¬«°—∫°“√ª√–°—π™’«‘μ„Àâ°—∫ª√–™“™π Published books and manual on life insurance knowledge to be distributed to life insurance companies, the Provincial Insurance Offices of the Office of Insurance Commission, agent offices throughout the country and other interested agencies. 6.23 ª√– “πß“π°—∫∫√‘…—∑ ¡“™‘°„π°“√μ√«® Õ∫°“√∑”ª√–°—π™’«‘μ„Àâ°—∫ª√–™“™π∑—Ë«‰ª∑’Ë¡’Àπ—ß ◊Õ∂÷ß ¡“§¡‡æ◊ËÕ¢Õ§«“¡√à«¡¡◊Õ„π°“√μ√«® Õ∫°“√∑”ª√–°—π™’«‘μ Coordinated with member companies to check insurance records of some insured who asked TLAA check facts related to their insurance.

34

6.24 π—∫ πÿπ§à“„™â® à“¬„π°“√¥”‡π‘πß“π¢Õß ¡“§¡ π—°§≥‘μ»“ μ√åª√–°—π¿—¬·Ààßª√–‡∑»‰∑¬ ‡ªìπ‡ß‘π®”π«π 1,000,000 ∫“∑ Donated 1,000,000 Baht to support the activities and operations of the Thai Actuary Society. 7. °“√æ—≤π“∏ÿ√°‘®ª√–°—π™’«‘μ Development of Life Insurance Business. 7.1 ‡ πÕ°√–∑√«ß°“√§≈—ßæ‘®“√≥“ª√–‡¥Áπ¿“…’∑’Ë‡°’Ë¬«°—∫°“√ª√–°Õ∫∏ÿ√°‘®ª√–°—π™’«‘μ ´÷Ëß‰¥â‡ πÕ„Àâ¡’°“√ª√—∫ª√ÿß¡“μ√°“√∑“ß¥â“π¿“…’∑’Ë‡°’Ë¬«°—∫∏ÿ√°‘®ª√–°—π™’«‘μ 4 ª√–‡¥Áπ ¥—ßπ’È 1) ‡ πÕ„Àâæ‘®“√≥“‡æ‘Ë¡§à“≈¥À¬àÕπ¿“…’‡ß‘π‰¥â ”À√—∫‡∫’È¬ª√–°—π™’«‘μ®“° 50,000 ∫“∑ ‡ªìπ 300,000 ∫“∑ 2) ‡ πÕ„Àâæ‘®“√≥“¬°‡«âπ‡∫’È¬ª√–°—π™’«‘μ°≈ÿà¡∑’Ëπ“¬®â“ß®à“¬‡ªìπ «— ¥‘°“√·°à≈Ÿ°®â“ß ‰¡àμâÕßπ”‰ª√«¡‡ªìπ√“¬‰¥â¢Õß≈Ÿ°®â“ß 3) ‡ πÕ„Àâ¡’°“√§”π«≥‡ß‘π ”√Õßª√–°—π¿—¬μ“¡À≈—°‡°≥±å¢Õßπ—°§≥‘μ»“ μ√åª√–°—π¿—¬ ´÷Ëß®”‡ªìπμâÕß¡’°“√·°â‰¢ª√–¡«≈√—…Æ“°√¡“μ√“ 65 μ√’ (1) °. 4) ‡ πÕ„Àâæ‘®“√≥“¬°‡«âπμ—«·∑πª√–°—π™’«‘μ‡¢â“ Ÿà√–∫∫°“√®—¥‡°Á∫¿“…’¡Ÿ≈§à“‡æ‘Ë¡ Proposed the Ministry of Finance to carry a change or reform on the following 4 areas of taxation that affect life insurance Business. 1) An increase of tax deductible on premium from 50,000 Baht to 300,000 Baht. 2) A tax exemption for group insurance plan that the employers buy for their employees. The Revenue Department currently treats this employee welfare as taxable income. 3) Proposed an amendment to Section 65 (tri) of the Revenue Code so the calculation of insurance reserve is based on actuarial basis only. 4) Abolition of VAT tax on agents whose income reached certain level.

7.2 ‡ πÕ∏π“§“√·Ààßª√–‡∑»‰∑¬æ‘®“√≥“ π—∫ πÿπ°“√„™â·À≈àß‡ß‘π∑ÿπ¢Õß∏ÿ√°‘®ª√–°—π™’«‘μ„π‚§√ß°“√‡æ◊ËÕ°“√æ—≤π“ª√–‡∑» Submitted a proposal to the Bank of Thailand to support the use of financial resource of life insurance business for implementation of mega-projects. 7.3 ‡ πÕ§«“¡‡ÀÁπμàÕ°“√æ‘®“√≥“®—¥∑”√à“ßæ√–√“™∫—≠≠—μ‘§≥–°√√¡°“√°”°—∫·≈– àß‡ √‘¡°“√ª√–°Õ∫∏ÿ√°‘®ª√–°—π¿—¬ (§ª¿.) Provided opinions on the drafting of the Office of Insurance Commission Act. 7.4 ‡ πÕ§«“¡‡ÀÁπμàÕ°“√æ‘®“√≥“®—¥∑”√à“ßæ√–√“™∫—≠≠—μ‘ª√–°—π™’«‘μ (©∫—∫∑’Ë...) æ.»... Provided opinions on the drafting of the new Life Insurance Act. 7.5 · ¥ß§«“¡§‘¥‡ÀÁπ‡°’ Ë¬«°—∫·∫∫®”≈Õß (Model) ‡æ◊ ËÕ°”Àπ¥§à“Õâ“ßÕ‘ß„π°“√§”π«≥√–¥—∫‡ß‘π°Õß∑ÿπ (Parameter À√◊Õ Risk weight) ”À√—∫§«“¡‡ ’Ë¬ß®“°°“√√—∫ª√–°—π™’«‘μ (Life insurance risk) μ“¡‚§√ß°“√°”Àπ¥√–¥—∫§«“¡‡æ’¬ßæÕ¢Õß‡ß‘π°Õß∑ÿπ¢Õß∏ÿ√°‘®ª√–°—π¿—¬μ“¡√–¥—∫§«“¡‡ ’Ë¬ß (Risk-Based Capital Adequacy) ´÷Ëßπ”‡ πÕ‚¥¬ ».¥√. Õ—≠≠“ ¢—π∏«‘∑¬å ‡¡◊ËÕ«—π∑’Ë 11 °√°Æ“§¡ 2550 Provided feedbacks on the preparation of model to set the parameter or risk weight to be used as reference for risk-based capital adequacy, presented by Prof. Dr. Anya Khanthavit on July 11, 2007. 7.6 °“√‡¢â“æ∫À“√◊Õ°—∫·æ∑¬ ¿“ ‡æ◊ËÕ·°âªí≠À“‡°’Ë¬«°—∫‡√◊ËÕß°“√°√–∑”º‘¥/°“√‡¢’¬π‡§≈¡¢Õß·æ∑¬å „Àâ°—∫ºŸâ‡Õ“ª√–°—π™’«‘μ∑’Ë‰¡à¡’°“√‡®Á∫ªÉ«¬®√‘ß ‚¥¬√«¡¡“°—∫§à“√—°…“æ¬“∫“≈ Arranged a meeting with the Medical Profession Council for a consultation on how to solve a problem related to fraudulent claim for illness compensation.

35


7.7 „πªí®®ÿ∫—π∫√‘…—∑ ¡“™‘°‰¥â¡’°“√ª√–°—π¿—¬√à«¡¡“°¢÷Èπ ®÷ß¢Õ§«“¡√à«¡¡◊Õ„Àâ∫√‘…—∑ ¡“™‘° àß√“¬™◊ ËÕºŸ âª√– “πß“π Contact Point ∫√‘…—∑≈– 1 §π æ√âÕ¡°—∫¢Õ§«“¡√à«¡¡◊Õ„π°“√√à«¡°—π°”Àπ¥·∫∫øÕ√å¡°“√‡™Á§ª√–°—π¿—¬√à«¡ ‡æ◊ËÕ„Àâ∫√‘…—∑ ¡“™‘°„™â„π°“√‡™Á§ª√–°—π¿—¬√à«¡‰¥â –¥«°¡“°¢÷Èπ In response to an increase in number of companies that jointly issue insurance contract, TLAA has asked member companies to provide a list of contact persons and to design a standard form in order to facilitate a process to check co-insurance. 7.8 ®—¥∑”‚ª√·°√¡ ”À√—∫∫—π∑÷°¢âÕ¡Ÿ≈≈â¡≈–≈“¬/¬°‡≈‘°≈â¡≈–≈“¬ „Àâ¡’§«“¡ Õ¥§≈âÕß°—π°—∫ MIB ‡æ◊ËÕ„Àâ∫√‘…—∑ ¡“™‘° “¡“√∂„™â¢âÕ¡Ÿ≈ –¥«°¢÷Èπ Developed a program to maintain records on bankruptcy and cancellation of bankrupted status to be in conform with the MIB. 7.9 ‡ πÕ§«“¡‡ÀÁπ„π°“√ª√—∫ª√ÿß·∫∫øÕ√å¡°≈“ß‡æ◊ËÕ„™â„πß“πª√–°—π¿—¬ (·æ∑¬ ¿“) Provided opinions on how to improve standard insurance form (Medical Council) 7.10 ¢âÕ‡ πÕ·π–„π°“√·°â‰¢ª√—∫ª√ÿß√à“ßª√–°“»°√¡°“√ª√–°—π¿—¬ ‡√◊ËÕß À≈—°‡°≥±å «‘∏’°“√®—¥μ—Èß ·≈–°“√¥”‡π‘π°“√Àπà«¬√—∫‡√◊ËÕß√âÕß‡√’¬π Provide recommendations on how an improvement on the OIC Notification on Establishment of Complaint Unit in Life Insurance Companies. 7.11 ‡ πÕ¢Õ·°â‰¢ª√–°“»≈ß∑ÿπ à«π∑’Ë 15 ‡ß◊ËÕπ‰¢°“√∑”∏ÿ√°√√¡´◊ÈÕÀ√◊Õ¢“¬À≈—°∑√—æ¬å‚¥¬¡’ —≠≠“¢“¬À√◊Õ´◊ÈÕ§◊π ∑—Èßπ’È‰¥â‡ πÕ¢Õ·°â‰¢„π à«π¢Õß°“√μ’¡Ÿ≈§à“„Àâ‡ªìπ‰ªμ“¡√“§“μ≈“¥ ¿“¬„μâ‡ß◊ËÕπ‰¢¢Õß∏π“§“√·Ààßª√–‡∑»‰∑¬ Requested the OIC to adjust certain provision in Section 15 of the Investment Notification in order to enable companies to engage in securities trading. TLAA requested that the value should be based on the market price as practiced by the Bank of Thailand.

7.12 ‡ πÕ§«“¡‡ÀÁπ‡°’ Ë¬«°—∫À≈—°‡°≥±å°“√„Àâ§«“¡‡ÀÁπ™Õ∫°“√ª√–°—π™’«‘μ·∫∫™”√–‡∫’ È¬ª√–°—π¿—¬§√— Èß‡¥’¬« ´÷ Ëßª√–°Õ∫‰ª¥â«¬ (1) ·∫∫·≈–¢âÕ§«“¡¢Õß°√¡∏√√¡åª√–°—π™’«‘μ ª√–‡¿∑ “¡—≠ ∑’Ë™”√–‡∫’È¬ª√–°—π¿—¬§√—Èß‡¥’¬« ©∫—∫¡“μ√∞“π (2) À≈—°‡°≥±å°“√„Àâ§«“¡‡ÀÁπ™Õ∫ ·∫∫·≈–¢âÕ§«“¡°“√®à“¬º≈ª√–‚¬™πåμ“¡°√¡∏√√¡åª√–°—π¿—¬·≈–Õ—μ√“‡∫’È¬ª√–°—π¿—¬ ”À√—∫°“√ª√–°—π™’«‘μ∑’Ë™”√–‡∫’È¬ª√–°—π¿—¬§√—Èß‡¥’¬« (3) √à“ßÀ≈—°‡°≥±å°“√°”Àπ¥Õ—μ√“‡ß‘π§à“‡«π§◊π°√¡∏√√¡åª√–°—π¿—¬·≈–‡ß◊ËÕπ‰¢°“√®à“¬‡ß‘π Proposed the criteria used by the OIC to approve the following single-premium product (1) standard provision of ordinary life single premium product (2) Criteria for approving the form and wording of single premium life insurance product. (3) the drafted criteria for setting surrender value and payment conditions. 7.13 ‡ πÕ„Àâ∏π“§“√·Ààßª√–‡∑»‰∑¬·°â‰¢§” — Ëß°√≥’∑’ Ë∫√‘…—∑ª√–°—π™’«‘μ„Àâ≈Ÿ°§â“‡ªìπºŸâ°Ÿâ¬◊¡‡ß‘πμ“¡°√¡∏√√¡åª√–°—π™’«‘μ ∂◊Õ«à“‡ªìπ°“√„Àâ ‘π‡™◊ËÕ·°à≈Ÿ°§â“μ“¡æ√–√“™∫—≠≠—μ‘°“√ª√–°Õ∫∏ÿ√°‘®¢âÕ¡Ÿ≈‡§√¥‘μ ¥—ßπ—Èπ ¡“™‘°®÷ß¡’Àπâ“∑’Ë„π°“√π” àß¢âÕ¡Ÿ≈¥—ß°≈à“«·°à∫√‘…—∑¢âÕ¡Ÿ≈‡§√¥‘μ ´÷Ëßª√–‡¥Áπ¥—ß°≈à“«‡ªìπ°“√°Ÿâ¬◊¡‡ß‘πμ“¡°√¡∏√√¡åª√–°—π™’«‘μ ®÷ß‰¡à§«√·®âß∫√‘…—∑¢âÕ¡Ÿ≈‡§√¥‘μ ‡π◊ËÕß®“°¡’°“√®à“¬Õ—μ√“¥Õ°‡∫’È¬·μ°μà“ß®“°°“√°Ÿâ¬◊¡‡ß‘π‚¥¬∑—Ë«‰ª Proposed to the Bank of Thailand that life insurance companies should not be subject to the requirement to submit policy loan information to the credit bureau because this type of loan is different from those of bank loans and interest payment is also different. 7.14 ®—¥∑” √à“ßÀ≈—°‡°≥±å °“√ªØ‘∫—μ‘ß“π°“√‡ πÕ¢“¬ª√–°—π™’«‘μºà“π∑“ß‚∑√»—æ∑å‚¥¬μ—«·∑πª√–°—π™’«‘μÀ√◊Õπ“¬Àπâ“ª√–°—π™’«‘μ ‡æ◊ËÕ„Àâ∫√‘…—∑ª√–°—π™’«‘μπ”‰ªªØ‘∫—μ‘‡ªìπ¡“μ√∞“π‡¥’¬«°—π Drafted a standard guideline to be used in tele-marketing of life insurance products by agent or brokers.

36

7.15 ‡ πÕ¢Õ·°â‰¢ª√–°“»°√–∑√«ßæ“≥‘™¬å ‡√◊ËÕß °“√≈ß∑ÿπª√–°Õ∫∏ÿ√°‘®Õ◊Ëπ¢Õß∫√‘…—∑ª√–°—π™’«‘μ Proposed an amendment to the Investment Notification issued by the Ministry of Commerce. 7.16 ‡ πÕ§«“¡‡ÀÁπ„π°“√ª√—∫ª√ÿß·ºπæ—≤π“°“√ª√–°—π¿—¬ ©∫—∫∑’Ë 1 (æ.». 2549-2554) ¢Õß ”π—°ß“π §ª¿. Provided opinions on Insurance Business Development Master Plan (2006-2011) to the Office on Insurance Commission. 7.17 ®—¥ ç —≠®√‡¬’Ë¬¡·æ∑¬å/‚√ßæ¬“∫“≈é ª√–®”ªï 2550-2551 ´÷Ëß‡ªìπ‚√ßæ¬“∫“≈∑’Ë¡’·æ∑¬å·μàßμ—Èß¢Õß ¡“§¡ ®”π«π 3 ¿“§ ¿“§≈– 4 ‚√ßæ¬“∫“≈ §◊Õ ¿“§‡Àπ◊Õ ®—ßÀ«—¥‡™’¬ß„À¡à √–À«à“ß«—π∑’Ë 31 ¡.§. - 1 °.æ. 2551 ¿“§μ–«—πÕÕ°‡©’¬ß‡Àπ◊Õ ®—ßÀ«—¥Õÿ∫≈√“™∏“π’ √–À«à“ß«—π∑’Ë 6-7 ¡’.§. 2551 ¿“§„μâ Õ”‡¿ÕÀ“¥„À≠à ®—ßÀ«—¥ ß¢≈“ √–À«à“ß«—π∑’Ë 3-4 ‡¡.¬. 2551 ‡æ◊ËÕ®–‰¥â√—∫∑√“∫‡°’Ë¬«°—∫·π«∑“ß°“√ªØ‘∫—μ‘ß“π¢Õß·μà≈–‚√ßæ¬“∫“≈ ´÷ ËßÕ“®®–¡’·π«∑“ß°“√ªØ‘∫—μ‘∫“ßª√–°“√∑’Ë‰¥âμ√«®√—°…“§π‰¢â∑’Ë‡ªìπºŸâ‡Õ“ª√–°—π¿—¬ ‰¡àμ√ßμ“¡«—μ∂ÿª√– ß§å¢Õß°“√ª√–°—π™’«‘μ Organized field trips to visit doctors and hospitals that have doctors appointed by TLAA in 3 regions (4 hospital in each region). The North: Chaingmai, January 31 to February 1, 2008 The Northeast: Ubol, March 6-7, 2008 The South: Haad Yai, Songkhla, April 3-4, 2008 The purpose of the field trip is to learn about the practices, adopted by each hospital in order to ensure that their practices are in line with the objectives of having insurance protection.

7.18 ®—¥ —¡¡π“‡™‘ßªØ‘∫—μ‘°“√ ‡√◊ËÕß ç·π«∑“ß°“√§—¥‡≈◊Õ°μ—«·∑π∑’Ë¡’§ÿ≥¿“æ„Àâ Õ¥§≈âÕß°—∫ æ.√.∫. ©∫—∫„À¡àé ‡°’Ë¬«°—∫§ÿ≥ ¡∫—μ‘ ·≈–§«“¡√—∫º‘¥™Õ∫¢Õßμ—«·∑πª√–°—π™’«‘μ °“√¢ÕμàÕ„∫Õπÿ≠“μ·≈–°“√‡æ‘°∂Õπ„∫Õπÿ≠“μμ—«·∑πª√–°—π™’«‘μ ´÷Ëß‰¥â°”Àπ¥®—¥ —¡¡π“√–À«à“ß«—π∑’Ë 6-7 ¡’π“§¡ 2551 ∑’Ë®—ßÀ«—¥π§√π“¬° Organized a workshop on çGuidelines for Recruiting Agents Whose Qualifications Are In Compliance with Requirements in the New Life Insurance Acté at Nakhon Nayok Province between March 6-7, 2008. 7.19 ‡ πÕ§«“¡‡ÀÁπ‡°’Ë¬«°—∫‡√◊ËÕß À≈—°‡°≥±å «‘∏’°“√ ·≈–Õ—μ√“‡ß‘π ¡∑∫∑’Ë∫√‘…—∑ª√–°—π«‘π“»¿—¬ ∫√‘…—∑ª√–°—π™’«‘μ μâÕßπ” àß„Àâ·°à ”π—°ß“π§≥–°√√¡°“√°”°—∫·≈– àß‡ √‘¡°“√ª√–°Õ∫∏ÿ√°‘®ª√–°—π¿—¬ Provided opinions on the regulation on criteria and methods for remitting the contribution levy to the Office of Insurance Commission. 7.20 ‡ πÕ§«“¡‡ÀÁπμàÕ√à“ßª√–°“» ”π—°ß“π §ª¿. ‡√◊ËÕß À≈—°‡°≥±å «‘∏’°“√ ·≈–‡ß◊ËÕπ‰¢„π°“√®—¥ √√ ‘π∑√—æ¬å‰«â ”À√—∫Àπ’È ‘π·≈–¿“√–ºŸ°æ—πμ“¡ —≠≠“ª√–°—π™’«‘μ æ.». 2551 Proposed opinions to the OIC on the drafted regulation on allocation of assets to back up liabilities and policy obligations. 7.21 ‡ πÕ§«“¡‡ÀÁπμàÕ√à“ß APEC Privacy Framework „π∞“π–∑’Ë‰∑¬‡ªìπ à«πÀπ÷Ëß¢Õß‡Õ‡ª§ ´÷Ëß®–‡ªìπ·π«∑“ß°“√ªØ‘∫—μ‘∑’Ë¥’‡°’Ë¬«°—∫°“√π”¢âÕ¡Ÿ≈ à«π∫ÿ§§≈‰ª„™â Provided opinions on APEC Privacy Framework which will become a standard guideline for the use of private information.

37


7.22 ‡ πÕ§«“¡‡ÀÁπ‡°’ Ë¬«°—∫ ç√à“ßª√–°“»‡°’ Ë¬«°—∫π—°§≥‘μ»“ μ√åª√–°—π¿—¬é „Àâ ”π—°ß“π §ª¿. æ‘®“√≥“ª√—∫ª√ÿß·°â‰¢„Àâ¡’§«“¡‡À¡“– ¡ Õ¥§≈âÕß°—∫§«“¡‡ªìπ®√‘ß·≈– “¡“√∂ªØ‘∫—μ‘‰¥â Proposed opinions to the OIC on the drafted regulation on insurance actuarial profession to ensure that they are practical. 7.23 ‡ πÕ§«“¡‡ÀÁπ‡°’Ë¬«°—∫ °“√∑’Ë ”π—°ß“π §ª¿. ¬°‡≈‘° ¡ÿ¥∑–‡∫’¬π‡°’Ë¬«°—∫∏ÿ√°‘®ª√–°—π™’«‘μ 12 ‡≈à¡ ·≈–∫√‘…—∑®–μâÕß®—¥∑” ¡ÿ¥∑–‡∫’¬π„ÀâÕ¬Ÿà„π√ŸªÕ‘‡≈Á°∑√Õπ‘° ‡æ◊ËÕ§«“¡ –¥«°„π°“√ªØ‘∫—μ‘ß“π¢Õß∫√‘…—∑ª√–°—π™’«‘μ Proposed opinions on the OIC plan to cancel the use of 12 life insurance registration book and replace them with electronic versions.

7.24 ‡ πÕ§«“¡§‘¥‡ÀÁπ‡°’Ë¬«°—∫√à“ß°Æ°√–∑√«ß √à“ßª√–°“»§≥–°√√¡°“√°”°—∫·≈– àß‡ √‘¡°“√ª√–°Õ∫∏ÿ√°‘®ª√–°—π¿—¬ ·≈–√à“ß·π«∑“ß„π°“√μ√«® Õ∫·≈–°”°—∫∫√‘…—∑ª√–°—π¿—¬ √«¡∑—Èß§à“∏√√¡‡π’¬¡ª√–°—π™’«‘μ Propose opinions on the drafted ministerial rules, the Commissionerûs Notification and the guideline for auditing and regulating life insurance companies, including life insurance fee. 7.25 ‡ πÕ§«“¡‡ÀÁπ‡°’Ë¬«°—∫√à“ß§” —Ëßπ“¬∑–‡∫’¬π ‡√◊ËÕß °“√„Àâ§«“¡‡ÀÁπ™Õ∫·∫∫·≈–¢âÕ§«“¡°√¡∏√√¡åª√–°—π™’«‘μ ª√–‡¿∑ “¡—≠ ∑’Ë™”√–‡∫’È¬ª√–°—π¿—¬§√—Èß‡¥’¬« ©∫—∫¡“μ√∞“π ‡©æ“–‡ß◊ËÕπ‰¢‡°’Ë¬«°—∫°“√®à“¬‡ß‘π§◊π°√≥’ºŸâ‡Õ“ª√–°—π¿—¬∂Ÿ°ºŸâ√—∫ª√–‚¬™πå¶à“μ“¬‚¥¬‡®μπ“ Proposed opinions on the drafted Commissioner Order on the approval process for the standard form and wordings of ordinary single premium life insurance policy, particularly on a condition related to the conditions for benefit payment of the insured who were intentionally murdered. 7.26 ™’ È·®ß‡®μπ“√¡≥åμàÕ ”π—°ß“π§≥–°√√¡°“√°”°—∫·≈– àß‡ √‘¡°“√ª√–°Õ∫∏ÿ√°‘®ª√–°—π¿—¬‚¥¬‡√Á« æ√âÕ¡∑—Èß¡’Àπ—ß ◊Õ·®âß‡«’¬π∫√‘…—∑ ¡“™‘°¢Õ§«“¡√à«¡¡◊Õ„π°“√À¬ÿ¥¢“¬º≈‘μ¿—≥±å∑’Ë¡’§”«à“ çTAXé ª√“°ØÕ¬Ÿà„π™◊ËÕ·∫∫ Informed member companies of the real intention of the Office of Insurance Commission for allowing tax deduction on premium and asked member companies to stop using the word çTaxé as a part of the product name. 7.27 ‡ πÕ§«“¡‡ÀÁπ‡æ◊ËÕª√–°Õ∫°“√æ‘®“√≥“√à“ßæ√–√“™∫—≠≠—μ‘§ÿâ¡§√Õß¢âÕ¡Ÿ≈ à«π∫ÿ§§≈ æ.». ... ¢Õß ”π—°ß“πª≈—¥ ”π—°π“¬°√—∞¡πμ√’ ‚¥¬ ”π—°§≥–°√√¡°“√¢âÕ¡Ÿ≈¢à“« “√∑“ß√“™°“√ Provided opinions on the drafted çPrivate Information Protection Acté, sponsored by the Office of Official Information Board, the Office of the Prime Minister.

38

7.28 ‡ πÕ§«“¡‡ÀÁπ‡°’Ë¬«°—∫√Ÿª·∫∫°√¡∏√√¡åª√–°—π™’«‘μ∑’Ë®–‰¥â√—∫ ‘∑∏‘≈¥À¬àÕπ¿“…’‡ß‘π‰¥â®“°‡∫’È¬ª√–°—π™’«‘μ∂÷ß ”π—°ß“π §ª¿. ‡æ◊ËÕ‡ªìπ°“√ π—∫ πÿππ‚¬∫“¬°“√°√–μÿâπ‡»√…∞°‘® ‚¥¬°“√„Àâª√–™“™π “¡“√∂π”‡∫’È¬ª√–°—π™’«‘μ¡“≈¥À¬àÕπ¿“…’‡ß‘π‰¥â à«π∫ÿ§§≈®”π«π 100,000 ∫“∑ ®÷ß‰¥âπ”‡ πÕ√Ÿª·∫∫°√¡∏√√¡åª√–°—π™’«‘μ„Àâ¡’¡“μ√∞“π‡¥’¬«°—π Proposed opinions to the OIC on the appropriate features of life insurance products whose premium is tax deductible. In order to support economic stimulus policy, the insureds are allowed a total of 100,000 Baht tax deduction on the premium they paid. The business sector felt that tax deductible product should be in the same standard. 7.29 »÷°…“√“¬≈–‡Õ’¬¥μà“ßÊ º≈‘μ¿—≥±å¢Õß∏ÿ√°‘®ª√–°—π«‘π“»¿—¬∑’Ë∑—∫´âÕπ°—∫¢Õß∏ÿ√°‘®ª√–°—π™’«‘μ·≈–¡’º≈°√–∑∫μàÕº≈‘μ¿—≥±å¢Õß∏ÿ√°‘®ª√–°—π™’«‘μ ‡æ◊ËÕ®–‰¥âÀ“·π«∑“ß„π°“√·°â‰¢ªí≠À“μàÕ‰ª Conducted a study on features of insurance products being offered by life and non-life companies which are overlapping and affecting the sales of life insurance product. The purpose is to find a way to solve the problem. 8. °“√ª√—∫ª√ÿß°“√∫√‘À“√ß“π¢Õß ¡“§¡ Administrative and Office Improvements 8.1 ®—¥´◊ÈÕ∑’Ë¥‘π¢â“ß∑’Ë∑”°“√ ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡æ◊ËÕ°àÕ √â“ßÕ“§“√∑’Ë∑”°“√„À¡à „Àâ “¡“√∂√Õß√—∫°“√¢¬“¬ß“π¢Õß ¡“§¡„πªí®®ÿ∫—π∑’Ë¡’¡“°¢÷Èπ ‡æ◊ËÕ§«“¡§≈àÕßμ—«„π°“√∫√‘À“√ß“π¥â“πμà“ßÊ Purchased the land adjacent to TLAA office as part of the plan to build new and bigger office building. 8.2 ‡æ‘Ë¡«ß‡ß‘π ¥¬àÕ¬¢Õß ¡“§¡ª√–°—π™’«‘μ‰∑¬®“°‡¥‘¡ 20,000 ∫“∑ ‡ªìπ 40,000 ∫“∑¢÷Èπ ‡æ◊ËÕ§«“¡§≈àÕßμ—«„π°“√∫√‘À“√ß“π¥â“π°“√‡ß‘π Increased an amount of petty cash from 20,000 Baht to 40,000 Baht.

8.3 ª√—∫‡ª≈’Ë¬π„™â∫√‘°“√∏ÿ√°√√¡∑“ß°“√‡ß‘π¢Õß∏π“§“√°√ÿß‰∑¬ ´÷Ëß‰¥âæ—≤π“√–∫∫ New Corporate Banking ∑¥·∑π√–∫∫‡¥‘¡ §◊Õ Corporate Online ·≈– Corporate Banking on Lotus Notes ‡æ◊ËÕ§«“¡ –¥«°„π°“√∑”∏ÿ√°√√¡∑“ß°“√‡ß‘π·≈–‡ªìπ°“√ª√—∫ª√ÿß√–∫∫°“√ªØ‘∫—μ‘ß“π∑“ß°“√‡ß‘π¢Õß ¡“§¡„Àâ¡’§«“¡∑—π ¡—¬¡“°¢÷Èπ Adjusted to financial transaction of the Krungthai Bankûs new corporate banking system that replaced corporate online and corporate banking on Lotus Notes in order to facilitate financial transaction of TLAA. 8.4 °”Àπ¥√–‡∫’¬∫¡“μ√∞“π§à“μÕ∫·∑π«‘∑¬“°√„πß“π —¡¡π“¢Õß ¡“§¡ „Àâ¡’·π«∑“ß°“√‡∫‘°®à“¬Õ—μ√“§à“μÕ∫·∑π«‘∑¬“°√„πÕ—μ√“‡¥’¬«°—π Set new standard for the renumeration rate for seminar or lecture guest speakers. 8.5 ¥”‡π‘π°“√ àßμ—«‡≈¢„Àâ°—∫ ¡“§¡ª√–°—π™’«‘μ‰∑¬ª√–¡«≈º≈ ¡’°“√≈ß∫—π∑÷°μ—«‡≈¢·∫∫À≈“°À≈“¬‰¡à‡ªìπ·π«∑“ß‡¥’¬«°—π ‡æ◊ËÕ„Àâμ—«‡≈¢¡’§«“¡πà“‡™◊ËÕ∂◊Õ¡“°¬‘Ëß¢÷Èπ Provided statistical figures to TLAA for processing and standardizing entry process to ensure an accuracy of the figure. 8.6 ª√—∫ª√ÿß°“√√“¬ß“πμ—«‡≈¢¢âÕ¡Ÿ≈ ∂‘μ‘‡∫’È¬ª√–°—π¿—¬√—∫√“¬‡¥◊Õπ (ª™.1-2) ¢Õß∫√‘…—∑ ¡“™‘°„Àâ¡’°“√√“¬ß“πμ—«‡≈¢„π·π«∑“ß‡¥’¬«°—π ‡æ◊ ËÕ§«“¡πà“‡™◊ ËÕ∂◊Õ¢Õß¢âÕ¡Ÿ≈∑’Ë®–π”‰ª„™âª√–‚¬™πå„π°“√«“ß°≈¬ÿ∑∏å∑“ß°“√μ≈“¥¢Õß∫√‘…—∑ª√–°—π™’«‘μμàÕ‰ª Improved the monthly business statistic report (Por Chor 1-2) to ensure that the business reports of member companies are prepared on the same standard and can be used for formulating marketing strategies. 8.7 ª√—∫ª√ÿß«‘∏’°“√®—¥ àß√“¬ß“π ∂‘μ‘°“√ Õ∫§«“¡√Ÿâ‡æ◊ËÕ¢Õ√—∫„∫Õπÿ≠“μ‡ªìπμ—«·∑πª√–°—π™’«‘μ „Àâ°—∫∫√‘…—∑ ¡“™‘° Improved the system to submit reports on agency license examination to member companies.

39


8.9 ª√—∫ª√ÿß√–‡∫’¬∫ªØ‘∫—μ‘«à“¥â«¬°“√®à“¬‡∫’È¬‡≈’È¬ß‡¥‘π∑“ß °“√‰ªªØ‘∫—μ‘ß“π¢Õßæπ—°ß“π ¡“§¡ª√–°—π™’«‘μ‰∑¬ „Àâ¡’ §«“¡‡À¡“– ¡‡ªìπ∏√√¡¡“°¢÷Èπ Improved practical guidelines on travel allowance payment for staff. 8.10 ª√—∫ª√ÿß√–‡∫’¬∫«à“¥â«¬°“√„Àâ «— ¥‘°“√¥â“πμà“ßÊ ·°àæπ—°ß“π ¡“§¡ª√–°—π™’«‘μ‰∑¬ „Àâ¡’·π«∑“ß°“√ªØ‘∫—μ‘∑’Ë‡ªìπ¡“μ√∞“π ·≈–‡æ◊ËÕ‡ªìπ°“√‡æ‘Ë¡¢«—≠°”≈—ß„®„π°“√ªØ‘∫—μ‘ß“π¢Õßæπ—°ß“π ¡“§¡ √«¡∑—Èß‡æ◊ËÕ‡ªìπ°“√æ—≤π“§ÿ≥¿“æ™’«‘μ¢Õßæπ—°ß“π ¡“§¡„Àâ¥’¢÷Èπ°«à“‡¥‘¡ Improved rules and regulations on TLAA staff welfare schemes to ensure that they are standardized and increase staff morale. 8.11 ª√—∫ª√ÿß·π«∑“ß°“√ªØ‘∫—μ‘‡°’Ë¬«°—∫ Black List μ—«·∑πª√–°—π™’«‘μ∑’Ë∫√‘…—∑ ¡“™‘° àß„Àâ ¡“§¡ª√–°—π™’«‘μ‰∑¬ ·≈– ¡“§¡‰¥âπ”·®âß·°à∫√‘…—∑ ¡“™‘°‡æ◊ËÕª√–‚¬™πåμàÕ°“√§—¥‡≈◊Õ°μ—«·∑πª√–°—π™’«‘μ∑’Ë¡’§ÿ≥¿“æ Improved the practical guideline for submitting and exchanging the blacklist of agents. 8.12 ª√—∫‡ª≈’Ë¬π√–∫∫°“√®—¥∑”‡Õ° “√ª√–°Õ∫°“√ª√–™ÿ¡§≥–°√√¡°“√∫√‘À“√ ¡“§¡ ‚¥¬‡ª≈’Ë¬π®“°‡¥‘¡ ¡“§¡®—¥∑”‡ªìπ·øÑ¡‡Õ° “√ ¡“‡ªìπ°“√®—¥∑”‡ªìπ·ºàπ CD ·∑π Improved the production process of TLAA Board meeting by replacing the paper document with CD. 8.13 ®—¥®â“ß Net-Com Professional Company Limited „Àâ‡ªìπ∫√‘…—∑ºŸâæ—≤π“√–∫∫‡«Á∫‰´μå ¡“§¡ª√–°—π™’«‘μ‰∑¬ „Àâ‡ªìπ»Ÿπ¬å°≈“ß„Àâ∫√‘°“√¢âÕ¡Ÿ≈ “√ π‡∑»∏ÿ√°‘®ª√–°—π™’«‘μ Hired the Net-Com Professional Company Limited to design TLAA new website to provide information to life insurance companies.

8.14 æ‘®“√≥“„Àâ‡ß‘π§à“§√Õß™’æ·°àæπ—°ß“π ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡π◊ËÕß®“°¿“«–‡»√…∞°‘®„πªí®®ÿ∫—π¡’§«“¡º—πº«π‡ªìπÕ¬à“ß¡“° Õ—μ√“‡ß‘π‡øÑÕ‡æ‘Ë¡ Ÿß¢÷Èπ àßº≈°√–∑∫μàÕ§à“§√Õß™’æ Ÿß¢÷Èπμ“¡ Increased amount of living allowance for TLAA staff to be in line with changing economic condition where cost of living has increased as a result of inflation. 9. °“√æ—≤π“∫ÿ§≈“°√¢Õß ¡“§¡ª√–°—π™’«‘μ‰∑¬ Personnel Development Assigned TLAA personnel to attend training courses and seminars inside the country and overseas as follows: 9.1 „Àâ‡®â“Àπâ“∑’ Ë ¡“§¡‡¢â“√à«¡ —¡¡π“«‘™“°“√ (FPO FORUM) ‡√◊ËÕß °“√∫√‘À“√§«“¡‡ ’Ë¬ß¢Õß°Õß∑ÿπ‡æ◊ËÕ°“√≈ß∑ÿπ¢π“¥„À≠à ®—¥‚¥¬ ”π—°ß“π‡»√…∞°‘®°“√§≈—ß ( »§.) ‡¡◊ËÕ«—π∑’Ë 12 ¡’.§. 51 «—μ∂ÿª√– ß§å‡æ◊ËÕ‡º¬·æ√à§«“¡√Ÿâ·≈–√–¥¡§«“¡§‘¥‡ÀÁπ‡°’Ë¬«°—∫°“√∫√‘À“√§«“¡‡ ’Ë¬ß¢Õß°Õß∑ÿπ‡æ◊ËÕ°“√≈ß∑ÿπ¢π“¥„À≠à ·≈–π”º≈ √ÿª∑’Ë‰¥â®“°°“√‡ «π“‡ªìπ¢âÕ¡Ÿ≈ª√–°Õ∫„π°“√π”‡ πÕπ‚¬∫“¬∑’Ë‡°’Ë¬«¢âÕß Assigned TLAA staff to attend a FPO Forum seminar on çRisk Management by Large Scale Investment Fundé organized by the Office of Economic Finance on March 12, 2008. The purpose was to disseminate knowledge on risk management by large investment fund that can be used to apply into the jobs of the participants. 9.2 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡Ωñ°Õ∫√¡ ç¬ÿ∑∏»“ μ√å°“√‡ √‘¡ √â“ß§«“¡¡—Ëπ§ß¢Õß™“μ‘é ‡¡◊ËÕ«—π∑’Ë 3-5 °—π¬“¬π 2550 ®—¥‚¥¬ ¡“§¡§«“¡¡—Ëπ§ßª≈Õ¥¿—¬·Ààßª√–‡∑»‰∑¬ Assigned TLAA staff to attend a training on çNational Security Strategiesé organized by the Security Association of Thailand between September 3-5, 2007.

40

9.3 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ —¡¡π“ºŸâ∫√‘À“√ ”π—°ß“π§≥–°√√¡°“√°”°—∫·≈– àß‡ √‘¡°“√ª√–°Õ∫∏ÿ√°‘®ª√–°—π¿—¬√à«¡°—∫¿“§∏ÿ√°‘® ªï 2550 ‡√◊ËÕß ç¡‘μ‘„À¡à°“√ª√–°—π¿—¬ ŸàÕπ“§μé ‡¡◊ËÕ«—π∑’Ë 7-9 °—π¬“¬π 2550 Assigned TLAA staff to attend a seminar on çNew Dimension of Insurance for the Futureé organized by the Office of Insurance Commission and private sector between September 7-9, 2007 9.4 „Àâ‡®â“Àπâ“∑’ Ë ¡“§¡‡¢â“√à«¡ —¡¡π“‡√◊ ËÕß Foreign Investment and Risk Analysis : Enhancing Thai Global Investment ®—¥‚¥¬∏π“§“√·Ààßª√–‡∑»‰∑¬ ‡¡◊ËÕ«—π∑’Ë 5 æƒ»®‘°“¬π 2550 ≥ ÀâÕßª√–™ÿ¡Õ“§“√ 3 ™—Èπ 7 ∏π“§“√·Ààßª√–‡∑»‰∑¬ Assigned TLAA staff to attend a seminar on çForeign Investment and Risk Analysis : Enhancing Thai Global Investmenté organized by the Bank of Thailand on November 5, 2007 at the BOT.

9.5 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“Õ∫√¡∑“ß«‘™“°“√ çRBC and capital management for ERMé ‡¡◊ËÕ«—π∑’Ë 25 ¡’π“§¡ 2551 ≥ ÀâÕß§√‘ μ—≈ ‚√ß·√¡μ«—ππ“ °√ÿß‡∑æœ ®—¥‚¥¬ ¿“§«‘™“ ∂‘μ‘ §≥–æ“≥‘™¬»“ μ√å·≈–°“√∫—≠™’ ®ÿÃ“≈ß°√≥å¡À“«‘∑¬“≈—¬ Assigned TLAA staff to attend a training course on çRBC and capital management for ERMé organized by the Statistics Department, the Faculty of Commerce and Accountancy, Chulalongkorn University on March 25, 2008 at the Tawana Hotel Bangkok.

41


9.6 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“Õ∫√¡‚§√ß°“√Ωñ°Õ∫√¡À≈—° Ÿμ√ CISA (Certified Investment and Securities Analysis Program) √–¬–‡«≈“°“√Õ∫√¡∑—ÈßÀ¡¥ 75 ™—Ë«‚¡ß ´÷Ëß‡ªìπ‚§√ß°“√∫√‘°“√∑“ß«‘™“°“√·≈– —ß§¡ §≥–æ“≥‘™¬œ √–À«à“ß«—π∑’Ë 26 ‡¡…“¬π - 1 ¡‘∂ÿπ“¬π 2551 ®—¥‚¥¬ TSI √à«¡°—∫§≥–æ“≥‘™¬»“ μ√å·≈–°“√∫—≠™’ ¡À“«‘∑¬“≈—¬∏√√¡»“ μ√å Assigned TLAA staff to attend a 75 hour training course on CISA (Certified Investment and Securities Analysis Program), organized by the Faculty of Commerce and Accountancy, Thammasat University and TSI between April 26 to June 1, 2008. 9.7 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ß“π‡ «π“: √“¬ß“πº≈°“√«‘®—¬ °“√»÷°…“ çGold Futuresé ·≈– ‡ «π“ çGold Futures... ‚Õ°“ ∑Õß¢Õß°“√≈ß∑ÿπ?é ®—¥‚¥¬ μ≈“¥À≈—°∑√—æ¬å·Ààßª√–‡∑»‰∑¬ «—π»ÿ°√å∑’ Ë 13 ¡‘∂ÿπ“¬π 2551 ‡«≈“ 08.30-12.00 π. ≥ ÀÕª√–™ÿ¡»“ μ√“®“√¬å —ß‡«’¬π Õ‘π∑√«‘™—¬ ™— Èπ 3 Õ“§“√μ≈“¥À≈—°∑√—æ¬å·Ààßª√–‡∑»‰∑¬ Assigned TLAA staff to attend a panel discussion and study report on çGold Futuresé and çGold Future: Your Golden Opportunityé organized by the Securities and Exchange of Thailand on June 13, 2008 at the SET. 9.8 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡°“√ —¡¡π“À—«¢âÕ çª√—∫Õß§å°√Õ¬à“ß‰√‡¡◊ ËÕª√–°—π¿—¬‰∑¬ μâÕß‡ªìπ¡À“™πé ®—¥‚¥¬ μ≈“¥À≈—°∑√—æ¬å·Ààßª√–‡∑»‰∑¬ „π«—π»ÿ°√å∑’Ë 4 ‡¡…“¬π 2551 ‡«≈“ 8.30-12.00 π. ≥ ÀâÕßª√–™ÿ¡ 1101 ™—Èπ 11 Õ“§“√μ≈“¥À≈—°∑√—æ¬å·Ààßª√–‡∑»‰∑¬ Assigned staff to attend a seminar on çHow To Restructure When Non-Life Companies Must Be Publicé organized by the Securities and Exchange of Thailand on April 4, 2008 at the SET.

9.9 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ —¡¡π“ ‡√◊ËÕß çIBM System Storage Solution Day 2007 IT in Trend - in Trend ITé ®—¥‚¥¬ ∫√‘…—∑ ‰Õ∫’‡ÕÁ¡ ª√–‡∑»‰∑¬ ®”°—¥ ‡¡◊ËÕ«—π∑’Ë 18 °—π¬“¬π 2550 ≥ ÀâÕß·°√π¥å∫Õ≈√Ÿ¡ ‚√ß·√¡Õ‘π‡μÕ√å§Õπμ‘‡πÁπμ—≈ °√ÿß‡∑æœ Assigned staff to attend a seminar on çIBM System Storage Solution Day 2007 IT in Trend - in Trend ITé organized by IBM Thailand on September 18, 2007 at the Grand Ballroom, Inter-Continental Hotel, Bangkok. 9.10 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ —¡¡π“‡√◊ËÕß ç‡«∑’ “∏“√≥– °√Õ∫‡®√®“°“√§â“‡ √’¢Õß‰∑¬ : Õß§å∑’Ë 1 Õ“‡´’¬π-§Ÿà‡®√®“é ‡¡◊ËÕ«—π∑’Ë 6 ∏—π«“§¡ 2550 ≥ ÀâÕßÕ‚π¡“ ·°√π¥å ‚√ß·√¡Õ‚π¡“ °√ÿß‡∑æœ ®—¥‚¥¬°√¡‡®√®“°“√§â“√–À«à“ßª√–‡∑» Assigned staff to attend a seminar on çPublic Forum for Trade Liberalization Negotiation of ASEAN Countriesé organized by the Trade Negotiation Department on December 6, 2007 at the Anoma Hotel, Bangkok 9.11 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ —¡¡π“ Risk Based Capital : RBC ®—¥‚¥¬ ∂“∫—πª√–°—π¿—¬¡“‡≈‡ ’¬ ‡¡◊ËÕ«—π∑’Ë 5 ∏—π«“§¡ 2550 ≥ ª√–‡∑»¡“‡≈‡´’¬ Assigned TLAA staff to attend a seminar on Risk Based Capital : RBC organized by Malaysia Insurance Institute on December 5, 2007 in Malaysia. 9.12 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ —¡¡π“ ‚§√ß°“√ àß‡ √‘¡·≈–æ—≤π“°“√„™â ICT (§√—Èß∑’Ë 1,2) À—«¢âÕ çæ√–√“™∫—≠≠—μ‘«à“¥â«¬°“√°√–∑”§«“¡º‘¥‡°’Ë¬«°—∫§Õ¡æ‘«‡μÕ√å æ.».2550é ®—¥‚¥¬ °√–∑√«ß‡∑§‚π‚≈¬’ “√ π‡∑»·≈–°“√ ◊ËÕ “√ ‡¡◊ËÕ«—π∑’Ë 16-17 °√°Æ“§¡ 2550 ‡«≈“ 08.30-16.30 π. ≥ ÀâÕß«’π— ™—Èπ 3 ‚√ß·√¡¡‘√“‡§‘≈ ·°√π¥å §Õπ‡«π™—Ëπ Assigned TLAA staff to attend a seminar on çComputer Crime Act, 2007é organized by the Ministry of Information and Computer Technology between July 16-17, 2007 at the Grand Miracle Hotel, Bangkok.

42

9.13 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡Õ∫√¡ ‚§√ß°“√ çAPC University Program 2007é ‡ªìπ°“√ª√–¬ÿ°μå„™â√–∫∫‰øøÑ“‡æ◊ËÕ∑”„Àâ√–∫∫§Õ¡æ‘«‡μÕ√å·≈–Õÿª°√≥å‡πÁμ‡«‘√å§∑”ß“π‰¥âÕ¬à“ß¡’ª√– ‘∑∏‘¿“æ¡“°¢÷Èπ ®—¥‚¥¬ ∫√‘…—∑ Õ‡¡√‘°—π æ“«‡«Õ√å §Õπ‡«Õ√å™—Ëπ (APC) ª√–‡∑»‰∑¬ ®”°—¥ ‡¡◊ËÕ«—π∑’Ë 16-17 ‘ßÀ“§¡ 2550 ≥ ÀâÕß Innovation ™—Èπ 15 Õ“§“√√ÿàß‚√®πå∏π°ÿ≈ ∂ππ√—™¥“¿‘‡…° Assigned TLAA staff to attend a training program on çAPC University Program 2007é organized by the American Power Conversion (APC) Thailand between August 16-17, 2007 at Rungrojthanakul Building, Ratchadapisek Road. 9.14 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ —¡¡π“ ‡√◊ËÕß çIBM System Storage Solution Day 2007 IT in Trend - in Trend ITé ®—¥‚¥¬ ∫√‘…—∑ ‰Õ∫’‡ÕÁ¡ ª√–‡∑»‰∑¬ ®”°—¥ ‡¡◊ËÕ«—π∑’Ë 18 °—π¬“¬π 2550 ≥ ÀâÕß·°√π¥å∫Õ≈√Ÿ¡ ‚√ß·√¡Õ‘π‡μÕ√å§Õπμ‘‡πÁπμ—≈ °√ÿß‡∑æœ Assigned TLAA staff to join a seminar on çIBM System Storage Solution Day 2007 IT in Trend - in Trend ITé organized by IBM Thailand on September 18, 2007 at the Inter-Continental Hotel. 9.15 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ —¡¡π“ ‡√◊ËÕß ç4th CIO16 Security Conference & Showcase Empowering CIOs in our Unified Communityé ‡¡◊ËÕ«—πæÿ∏∑’Ë 28 æƒ»®‘°“¬π 2550 ‡«≈“ 08.30 -17.00 π. ≥ Plaza Athenee, A Royal Meridien Hotel. Assigned TLAA staff to attend çThe 4th CIO16 Security Conference & Showcase Empowering CIOs in our Unified Communityé seminar on November 28, 2007 at the Plaza Athenee, A Royal Meridien Hotel.

9.16 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ —¡¡π“ ‡√◊ ËÕß çBCP-Business Continuity Planningé ‡∑§‚π‚≈¬’§Õ¡æ‘«‡μÕ√å ”À√—∫°“√«“ß·ºπ√Õß√—∫°“√¥”‡π‘π∏ÿ√°‘®„Àâ‡°‘¥°“√μàÕ‡π◊ ËÕß ®—¥‚¥¬ Twoplus Soft Co., Ltd. ‡¡◊ËÕ«—πæÿ∏∑’Ë 5 ¡’π“§¡ 2551 ≥ ÀâÕß‡®â“æ√–¬“ ‚√ß·√¡‡¥Õ–·°√π¥å Õ¬ÿ∏¬“ ∫“ß°Õ° ∂ππ√—™¥“¿‘‡…° Assigned TLAA staff to attend a seminar on çBCP-Business Continuity Planningé organized by Twoplus Soft Co., Ltd. On March 5, 2008 at the Grand Ayudhaya Hotel, Bangkok. 9.17 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ —¡¡π“ ‡√◊ËÕß çThe Business Success through IT-Based Communicationsé ®—¥‚¥¬ ∫√‘…—∑ «’∫’∑’ §Õ¡¡‘«π‘‡§™—Ëπ ®”°—¥ ‡¡◊ËÕ«—π»ÿ°√å∑’Ë 21 ¡’π“§¡ 2551 ≥ ÀâÕß·°√π¥å∫Õ≈√Ÿ¡ 1 ‚√ß·√¡‡™Õ√“μ—π ·°√π¥å ÿ¢ÿ¡«‘∑ Assigned TLAA staff to attend a seminar on çThe Business Success through IT-Based Communicationsé organized by the VBT Communication on March 21, 2008 at the Sheraton Grand, Sukhumvit, Bangkok. 9.18 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ —¡¡π“ ‡√◊ËÕß ç°ÆÀ¡“¬°“√§â“°“√≈ß∑ÿπ¢Õß®’πé ®—¥‚¥¬ ”π—°ß“π¬ÿ∑∏»“ μ√å°“√æ“≥‘™¬å °√–∑√«ßæ“≥‘™¬å √à«¡°—∫ Àπ—ß ◊Õæ‘¡æå„π‡§√◊Õ¡μ‘™π ·≈–∏π“§“√° ‘°√‰∑¬ ≥ ÀâÕß·°√π¥å ‰¥¡Õπ¥å ∫Õ≈√Ÿ¡ Õ‘¡·æ§ ‡¡◊Õß∑Õß∏“π’ ‡¡◊ËÕ«—πÕ—ß§“√∑’Ë 25 ¡’π“§¡ 2551 Assigned TLAA staff to attend a seminar on çInvestment Laws in Chinaé organized by the Office of Commercial Strategy, the Ministry of Commerce, Matichon News Group and Kasikorn Bank on March 25, 2008 at Impact Muangthong Thani.

43


9.19 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ —¡¡π“ ‡√◊ËÕß çThailand IT Outsourcing Trend in Financial Services Sector : Opportunity & Challengeé ®—¥‚¥¬ ‡¢μÕÿμ “À°√√¡´Õø∑å·«√åª√–‡∑»‰∑¬ (Software park Thailand) √à«¡°—∫μ≈“¥À≈—°∑√—æ¬å·Ààßª√–‡∑»‰∑¬ ‡¡◊ËÕ«—π»ÿ°√å∑’Ë 23 æƒ…¿“§¡ 2551 ≥ ÀâÕßÕÕ¥‘∑Õ‡√’¬¡ ™—Èπ 3 Õ“§“√´Õø∑å·«√åæ“√å§ ∂ππ·®âß«—≤π– Assigned TLAA staff to attend a seminar on çThailand IT Outsourcing Trend in Financial Services Sector : Opportunity & Challengeé organized by the Software park Thailand in conjunction with the Securities and Exchange of Thailand on May 23, 2008 at the Software Park Building, Chaengwatana Road, Bangkok. 9.20 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ª√–™ÿ¡ —¡¡π“‡™‘ßªØ‘∫—μ‘°“√ ‡√◊ËÕß °“√‡μ√’¬¡§«“¡æ√âÕ¡¢Õß¿“§∏ÿ√°‘®„π°“√√—∫¡◊Õ°“√√–∫“¥„À≠à¢Õß‚√§‰¢âÀ«—¥„À≠à/‰¢âÀ«—¥π° √–À«à“ß«—π∑’Ë 2 - 4 ‡¡.¬. 2551 ≥ ‚√ß·√¡¡‘√“‡§‘≈ ·°√π¥å §Õπ‡«π™—Ëπ °√ÿß‡∑æœ ®—¥‚¥¬¡Ÿ≈π‘∏‘ àß‡ √‘¡°“√»÷°…“‰¢âÀ«—¥„À≠à ·≈–°√¡§«∫§ÿ¡‚√§ °√–∑√«ß “∏“√≥ ÿ¢ Assigned TLAA staff to attend a workshop on çHow the Business Sector Can Prepare To Cope with Avian Flué organized Flu Study Promotion Foundation and the Ministry of Public Health between April 2-4, 2008 at the Miracle Grand Hotel, Bangkok. 9.21 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ —¡¡π“·≈–ª√– “πß“π °“√®—¥ª√–™ÿ¡ AIMA-VI (Academy of Insurance Medicine of Asia) √–À«à“ß«—π∑’Ë 14 - 17 μÿ≈“§¡ 2551 ®—¥‚¥¬ AIMA ª√–‡∑» ‘ß§‚ª√å √à«¡°—∫§≥–·æ∑¬å∑’Ëª√÷°…“ ¡“§¡ª√–°—π™’«‘μ‰∑¬ ≥ ‚√ß·√¡¡≥‡±’¬√√‘‡«Õ√å‰´¥å Assigned TLAA staff to attend the AIMA-VI (Academy of Insurance Medicine of Asia) organized by the AIMA of Singapore between October 14-17, 2008 with a group of TLAA Medical Advisory Board members.

9.22 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ª√–™ÿ¡√—∫øíß§«“¡§‘¥‡ÀÁπ‡°’Ë¬«°—∫√à“ßÀ≈—° Ÿμ√·°π°≈“ß°“√»÷°…“¢—Èπæ◊Èπ∞“π æÿ∑∏»—°√“™ 2544 (©∫—∫ª√—∫ª√ÿß) ‡¡◊ËÕ«—π∑’Ë 25 °.æ. 2551 ≥ ‚√ß·√¡√Õ¬—≈√‘‡«Õ√å ∂.®√—≠ π‘∑«ß»å °√ÿß‡∑æœ ®—¥‚¥¬ ”π—°«‘™“°“√·≈–¡“μ√∞“π°“√»÷°…“ °√–∑√«ß»÷°…“∏‘°“√ Assigned TLAA staff to attend a public hearing meeting on basic education curriculum B.E. 2544 (Revised version) on February 25, 2008 at Royal River Hotel, Bangkok. 9.23 ®—¥Ωñ°Õ∫√¡ —¡¡π“æπ—°ß“π ¡“§¡ ‡√◊ËÕß ç°“√Ωñ°®‘μ„Àâæ√âÕ¡ ”À√—∫°“√∑”ß“πé 17-19 ‘ßÀ“§¡ 2550 ≥ ‚√ß·√¡ ‚π‚«‡∑≈ ®.√–¬Õß Organized TLAA staff seminar on çTo Prepare Mental Readiness for Worké at Novotel Hotel, Rayong Province between August 17-19, 2007. 9.24 ®—¥Ωñ°Õ∫√¡ —¡¡π“æπ—°ß“π ¡“§¡ √–À«à“ß«—π∑’Ë 25-27 ¡°√“§¡ 2551 ≥ ‡¢“„À≠à ®.π§√√“™ ’¡“ Organized training and seminar for TLAA staff between January 25-27, 2007 at Khao Yai National Park, Nakhon Ratchasima. 9.25 ®—¥Ωñ°Õ∫√¡ —¡¡π“æπ—°ß“π ¡“§¡ √–À«à“ß«—π∑’Ë 27-29 ¡‘∂ÿπ“¬π 2551 ≥ »Ÿπ¬åΩñ°Õ∫√¡Õà“«§ÿâß°√–‡∫π ®.®—π∑∫ÿ√’ Organized training and seminar for TLAA staff on between June 27-29, 2008 at Ao Kungkraben Training Center, Chantaburi Province. 9.26 „Àâ‡®â“Àπâ“∑’ Ë ¡“§¡‡¢â“√—∫°“√Õ∫√¡À≈—° Ÿμ√°“√°”Àπ¥¡“μ√∞“πÀ√◊Õμ—«™’ È«—¥§«“¡ ”‡√Á®¢Õßº≈ß“π ®—¥‚¥¬ÀÕ°“√§â“‰∑¬ ‡¡◊ËÕ«—π∑’Ë 22 ‡¡…“¬π 2551 ≥ ÀâÕß —¡¡π“ 3 ¡“§¡°“√®—¥°“√∏ÿ√°‘®·Ààßª√–‡∑»‰∑¬ Assigned TLAA staff to attend a training course on key performance indicators organized by the Thai Chamber of Commerce on April 22, 2008 at the Business Management Association of Thailand.

44

9.27 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ª√–™ÿ¡‚§√ß°“√®—¥ —¡¡π“√–¥—∫™“μ‘ ‡√◊ËÕß Õÿ∫—μ‘‡Àμÿ®√“®√ §√—Èß∑’Ë 8 ç∑âÕß∂‘Ëπ ™ÿ¡™π ∂ππª≈Õ¥¿—¬ √à«¡„®≈¥Õÿ∫—μ‘‡Àμÿé „π«—π»ÿ°√å∑’Ë 28 °—π¬“¬π 2550 ‡«≈“ 10.00-12.00 π. ≥ ÀâÕßª√–™ÿ¡ ”π—°ß“ππ‚¬∫“¬·≈–·ºπ°“√¢π àß·≈–®√“®√ ( π¢.) ∂ππ‡æ™√∫ÿ√’ °√ÿß‡∑æ¡À“π§√ Assigned TLAA staff to attend a seminar on çTraffic Accidenté on September 28, 2007 at the Office of Transport and Traffic Policy and Planning, Bangkok. 9.28 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ª√–™ÿ¡ —¡¡π“‡æ◊ËÕ√—∫øíß§«“¡§‘¥‡ÀÁπ‡°’ Ë¬«°—∫√à“ßæ√–√“™∫—≠≠—μ‘§ÿ â¡§√Õß¢âÕ¡Ÿ≈ à«π∫ÿ§§≈ æ.»... ®—¥‚¥¬ ”π—°ß“π§≥–°√√¡°“√¢âÕ¡Ÿ≈¢à“« “√¢Õß√“™°“√ ”π—°ß“πª≈—¥ ”π—°π“¬°√—∞¡πμ√’ ‡¡◊ËÕ«—π∑’Ë 3 ‡¡…“¬π 2551 ‡«≈“ 8.30-16.30 π. ≥ ÀâÕßªîòπ‡°≈â“ 2 ‚√ß·√¡√Õ¬—≈ ´‘μ’È °√ÿß‡∑æ¡À“π§√ Assigned TLAA staff to attend a seminar and public hearing on personal information protection act, organized by the Office of Official Information Board, the Office of the Prime Minister on April 3, 2008 at the Royal City Hotel, Bangkok. 9.29 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡ —¡¡π“‡√◊ËÕß √à“ßπ‚¬∫“¬°“√æ—≤π“¡“μ√°“√ªÑÕß°—π·≈–ª√“∫ª√“¡°“√øÕ°‡ß‘π·≈–°“√μàÕμâ“π°“√ π—∫ πÿπ∑“ß°“√‡ß‘π·°à°“√°àÕ°“√√â“¬„Àâ‡ªìπ¡“μ√∞“π “°≈ ®—¥‚¥¬ ”π—°ß“πªÑÕß°—π·≈–ª√“∫ª√“¡°“√øÕ°‡ß‘π ( ”π—°ß“π ªªß.) ‡¡◊ËÕ«—πæÿ∏∑’Ë 28 æƒ…¿“§¡ 2551 ‡«≈“ 8.30-16.30 π. ≥ ÀâÕß§Õπ‡«π™—Ëπ ‚√ß·√¡·Õ¡∫“ ´“‡¥Õ√å ∂ππ ÿ¢ÿ¡«‘∑ Assigned TLAA staff to attend a seminar on çAnti-Money Laundering and the Financing of International Terrorism Drafted Acté organized by the Office of Money Laundering Prevention and Suppression on May 28, 2008 at the Ambassordor Hotel, Bangkok.

9.30 „Àâ‡®â“Àπâ“∑’Ë ¡“§¡‡¢â“√à«¡øíß°“√∫√√¬“¬‡√◊ËÕß ç∏ÿ√°‘®°“√‡ß‘π‰∑¬°—∫ªí≠À“øÕ°‡ß‘π °μ‘°“„À¡à∑’Ë§«√√Ÿâé ®—¥‚¥¬ ”π—°ß“πªÑÕß°—π·≈–ª√“∫ª√“¡°“√øÕ°‡ß‘π ( ”π—°ß“π ªªß.) ‡¡◊ËÕ«—π∑’Ë 30 æƒ…¿“§¡ 2551 ‡«≈“ 13.30-16.30 π. ≥ ÀâÕß·°√π¥å ∫Õ≈√Ÿ¡ ‚√ß·√¡‡´Áπ®Ÿ√’Ë ª“√å§ ∂ππ√“™ª√“√¿ œ≈œ Assigned TLAA staff to attend a lecture on çThailandûs Financial Business and Money Laundering Problem: New Rules You Should Knowé organized by the Off ice of Money Laundering Prevention and Suppression on May 30, 2008 at the Century Park Hotel, Bangkok. 10. ¥â“π°“√μà“ßª√–‡∑» International Activities: 10.1 „Àâ§«“¡√à«¡¡◊Õ ·≈–μ‘¥μàÕÀπà«¬ß“π¿“§√—∞·≈–¿“§‡Õ°™π°—∫μà“ßª√–‡∑» ¥—ßπ’È Followings are activities implemented in conjunction with government and private agencies in foreign countries. 10.1.1 ®—¥ àßÀπ—ß ◊Õ√“¬ß“πª√–®”ªï ¡“§¡ª√–°—π™’«‘μ‰∑¬„Àâ°—∫Àπà«¬ß“πμà“ßª√–‡∑»∑’Ëμ‘¥μàÕ·≈–·≈°‡ª≈’Ë¬π√“¬ß“πª√–®”ªï°—∫ ¡“§¡ ®”π«π 30 Àπà«¬ß“π„πμà“ßª√–‡∑» ‡™àπ ≠’ËªÿÉπ ŒàÕß°ß ‘ß§‚ª√å ¡“‡≈‡´’¬ øî≈‘ªªîπ å ·≈– À√—∞Õ‡¡√‘°“ ‡ªìπμâπ Provided TLAA annual report to 30 foreign agencies in many countries such as Japan, Hong Kong, Singapore, Malaysia, Philippines and the US. 10.1.2 „Àâ§«“¡√à«¡¡◊ÕÀπà«¬ß“πμà“ßª√–‡∑»∑’Ëμ‘¥μàÕ¢Õ¢âÕ¡Ÿ≈‡°’Ë¬«°—∫∏ÿ√°‘®ª√–°—π™’«‘μ„πª√–‡∑»‰∑¬ ‚¥¬‡©æ“–¢âÕ¡Ÿ≈¥â“π ∂‘μ‘ ·≈– ¿“«–∏ÿ√°‘®ª√–°—π™’«‘μ„πªí®®ÿ∫—π Provided life insurance business and statistical information to several foreign agencies and companies.

45


10.1.3 μ‘¥μàÕª√– “πß“π°—∫§≥–°√√¡°“√∫√‘À“√°“√®—¥ß“π Pacific Insurance Conference ∑’Ëª√–‡∑»¡“‡≈‡ ’¬ ‡π◊ËÕß®“° ¡“§¡‰¥â√—∫‡°’¬√μ‘„Àâ‡ªìπ‡®â“¿“æ®—¥°“√ª√–™ÿ¡ Pacific Insurance Conference §√—Èß∑’Ë 24 „πª√–‡¥Áπ‡°’Ë¬«°—∫‡√◊ËÕß Building a World-Class Business in the Asia Pacific Region °”Àπ¥®—¥„π√–À«à“ß«—π∑’Ë 1-4 æƒ»®‘°“¬π 2552 ≥ ‚√ß·√¡·™ß°√’≈“ °√ÿß‡∑æ¡À“π§√ Coordinated with Malaysiaûs Organizing Committee of the PIC conference for the preparation of the 24th PIC that Thailand by TLAA will host the event in November 1-4, 2009 at the Royal Orchid Sheraton Hotel. The theme of the conference is çBuilding a World-Class Business in the Asia Pacific Regioné. 10.1.4 μ‘¥μàÕª√– “πß“π°—∫§≥–°√√¡°“√®—¥ß“π ASEAN Insurance Council (AIC) §√—Èß∑’Ë 33 ∑’Ëª√–‡∑»¡“‡≈‡´’¬ ‡æ◊ËÕ·®âß°“√‡¢â“√à«¡ª√–™ÿ¡¢Õßπ“¬° ¡“§¡ª√–°—π™’«‘μ‰∑¬ (π“¬ “√– ≈Ë”´”) ‡≈¢“∏‘°“√ ¡“§¡ª√–°—π™’«‘μ‰∑¬ (π“¬æ’√–æß»å Õÿ àπ®‘μμå) ºŸ âÕ”π«¬°“√ ¡“§¡ª√–°—π™’«‘μ‰∑¬ (π“ß∫ÿ…√“ Õ÷ Íß¿“°√≥å) ·≈–ºŸâ™à«¬ºŸâÕ”π«¬°“√ ¡“§¡ª√–°—π™’«‘μ‰∑¬ (π“¬æ‘™“ ‘√‘‚¬∏‘π) ‡ªìπºŸâ·∑π ¡“§¡ª√–°—π™’«‘μ‰∑¬‡¢â“√à«¡ª√–™ÿ¡ ASEAN Insurance Council (AIC) §√— Èß∑’ Ë 33 ∑’ Ëª√–‡∑»¡“‡≈‡´’¬ ‡¡◊ ËÕ«—π∑’Ë 14-16 æƒ»®‘°“¬π 2550 Appointed Sara Lamsam, TLAA President, Peerapong Unchit, Secretary-General, Busara Ungphakorn, TLAA Director, Picha Siriyodhin, Asst. Director as representatives to attend the 33rd ASEAN Insurance Council (AIC) in Malaysia between November 14-16, 2007. 10.1.5 μ‘¥μàÕª√– “πß“π°—∫ Oriental Life Insurance Cultural Development Center (OLICD) ª√–‡∑»≠’ËªÿÉπ ·≈–·®âß∫√‘…—∑ ¡“™‘°„Àâ∑√“∫‡°’ Ë¬«°—∫°“√®—¥ —¡¡π“ Oriental Life Insurance Cultural Development Center (OLICD) ª√–‡∑»≠’ËªÿÉπÕ¬à“ßμàÕ‡π◊ËÕß ¥—ßπ’È - OLIS 2008 Spring ª√–‡¥Áπ‡°’ Ë¬«°—∫‡√◊ ËÕß Marketing °”Àπ¥®—¥„π√–À«à“ß«—π∑’Ë 12-17 ¡‘∂ÿπ“¬π 2551 ≥ °√ÿß‚μ‡°’¬« ª√–‡∑»≠’ËªÿÉπ - OLIS 2007 Oct ª√–‡¥Áπ‡°’Ë¬«°—∫ the trends of Japanese life insurance industry - marketing aspects, risk management, etc. °”Àπ¥®—¥¢÷Èπ„π√–À«à“ß«—π∑’Ë 18-23 μÿ≈“§¡ 2550 ≥ °√ÿß‚μ‡°’¬« ª√–‡∑»≠’ËªÿÉπ

- μ‘¥μàÕª√– “πß“π„Àâ§«“¡√à«¡¡◊Õ°—∫ The Oriental Life Insurance Cultural development Center (OLICD) „π°“√®—¥ —¡¡π“ OLIS - 2008 Bangkok „πª√–‡∑»‰∑¬ Provided assistance and coordination to the Oriental Life Insurance Cultural Development Center (OLICD) of Japan to publicize among TLAA member companies about the seminar to be organized by the OLICD in Japan as follows: - OLIS 2008 Spring seminar on çMarketingé between June 12-17, 2008 in Tokyo, Japan. - OLIS 2007 October seminar on çThe trends of Japanese life insurance industry - marketing aspects, risk management, etc. between October 18-23, 2007 in Tokyo, Japan. - Provided coordination support to the Oriental Life Insurance Cultural development Center (OLICD) for the OLIS - 2008 seminar to be held in Bangkok, Thailand.

46

10.1.6 μ‘¥μàÕª√– “πß“π°—∫ The Foundation for the Advancement of Life and Insurance Around the world (FALIA) ª√–‡∑»≠’ËªÿÉπ ‡æ◊ËÕ·®âßºŸâ·∑π ¡“§¡·≈–ºŸâ·∑π∫√‘…—∑ ¡“™‘° ¡“§¡ª√–°—π™’«‘μ‰∑¬‰¥â‡¢â“√à«¡ —¡¡π“μ“¡∑’Ë‰¥â√—∫Àπ—ß ◊Õ‡™‘≠ ·≈–°“√ π—∫ πÿπ®“° The Foundation for the Advancement of Life and Insurance Around the world (FALIA) ª√–‡∑»≠’ËªÿÉπÕ¬à“ßμàÕ‡π◊ËÕß ¥—ßπ’È - Individual Life Insurance Marketing Course ª√–‡¥Áπ‡°’Ë¬«°—∫ Individual Life Insurance Sales Strategies responding to Changes in Life Insurance Market °”Àπ¥®—¥„π√–À«à“ß«—π∑’Ë 3-10 °—π¬“¬π 2551 ≥ ‡¡◊Õß‚¬‚°Œ“¡“ ª√–‡∑»≠’ËªÿÉπ - Asset Management Course ª√–‡¥Áπ‡°’ Ë¬«°—∫ Asset Management Strategy from the Perspective of ALM and Risk Management °”Àπ¥®—¥„π√–À«à“ß«—π∑’Ë 23-29 °√°Æ“§¡ 2551 ≥ ‡¡◊Õß‚¬‚°Œ“¡“ ª√–‡∑»≠’ËªÿÉπ - Information Technology Course ª√–‡¥Áπ‡°’Ë¬«°—∫‡√◊ËÕß IT Utilization to support Corporate Management Strategy of a Life Insurance Company ‡¡◊ËÕ«—π∑’Ë 18-25 ¡‘∂ÿπ“¬π 2551 ≥ ‡¡◊Õß ‚¬‚°Œ“¡“ ª√–‡∑»≠’ËªÿÉπ - „Àâ§«“¡√à«¡¡◊Õ°“√®—¥ —¡¡π“ TLAA - FALIA §√—Èß∑’Ë 17 „πª√–‡¥Áπ‡°’Ë¬«°—∫‡√◊ËÕß Individual Life Insurance Product Development responding to the Aging Society ‡¡◊ËÕ«—π∑’Ë 5 °ÿ¡¿“æ—π∏å 2551 ≥ ‚√ß·√¡¥ÿ ‘μ∏“π’ °√ÿß‡∑æœ - Top Executives Seminar ª√–‡¥Áπ‡°’Ë¬«°—∫‡√◊ËÕß çHighroad to Success in Corporate Management in the Era of Mega - competitioné ‡¡◊ËÕ«—π∑’Ë 10-16 μÿ≈“§¡ 2550 ≥ ‡¡◊Õß‚¬‚°Œ“¡“ ª√–‡∑»≠’ËªÿÉπ Provided assistance and coordination to the Foundation for the Advancement of Life and Insurance Around the world (FALIA) of Japan by publicizing its plan to organize a seminar in Japan in following topics: - çIndividual Life Insurance Marketing Course: Individual Life Insurance Sales Strategies responding to Changes in Life Insurance Marketé between September 3-10, 2008 in Yokohama, Japan.

- çAsset Management Course: Asset Management Strategy from the Perspective of ALM and Risk Managementé between July 23-29, 2008 in Yokohama, Japan. - çInformation Technology Course: IT Utilization to support Corporate Management Strategy of a Life Insurance Companyé between June 18-25, 2008 in Yokohama, Japan. - Co-hosted the 17th TLAA - FALIA seminar on çIndividual Life Insurance Product Development responding to the Aging Societyé on February 5, 2008 at the Dusit Thani Hotel, Bangkok. - Top Executives Seminar on çHighroad to Success in Corporate Management in the Era of Mega - competitioné between October 10-16, 2007 in Yokohama, Japan.

47


10.2 „Àâ°“√μâÕπ√—∫ ·≈–·≈°‡ª≈’Ë¬π§«“¡§‘¥‡ÀÁπ‡°’Ë¬«°—∫∏ÿ√°‘®ª√–°—π™’«‘μ°—∫ºŸâ·∑πÕß§å°√√–À«à“ßª√–‡∑» ¥—ßπ’È Welcoming and Exchanging Ideas on Life Insurance Business with Foreign Visitors: 10.2.1 „Àâ°“√μâÕπ√—∫ Mr. Hiroshi Nakajima, President of OLICD ºŸâ·∑π®“° Oriental Life Insurance Cultural Development Center (OLICD) ª√–‡∑»≠’ËªÿÉπ ‡¡◊ËÕ«—π∑’Ë 2 ‡¡…“¬π 2551 Welcomed Mr. Hiroshi Nakajima, President of OLICD who represented the Oriental Life Insurance Cultural Development Center (OLICD) of Japan on April 2, 2008. 10.2.2 „Àâ°“√μâÕπ√—∫ºŸ â·∑π®“° Nippon Life Insurance Company ª√–‡∑»≠’ËªÿÉπ ‡¡◊ËÕ«—π∑’Ë 10 ¡’π“§¡ 2551 Welcomed the representative from Nippon Life Insurance Company of Japan on March 10, 2008. 10.2.3 „Àâ°“√μâÕπ√—∫ºŸâ·∑π®“° The Dai-ichi Mutual Life Insurance Company ª√–‡∑»≠’ËªÿÉπ ‡¡◊ËÕ«—π∑’Ë 4 °ÿ¡¿“æ—π∏å 2551 ®”π«π 4 §π ¥—ßπ’È - Mr. Kozo Kita , General Manager - Mr. Yuzuru Furumura, General Manager of Japanese Business Development - Mr. Tokuyoshi Koizumi, General Manager of Seminars Department - Mr. Hirokazu Ohira , Managing Director Welcome 4 representatives from the Dai-ichi Mutual Life Insurance Company of Japan on February 4, 2008 the guests are: - Mr. Kozo Kita , General Manager - Mr. Yuzuru Furumura, General Manager of Japanese Business Development - Mr. Tokuyoshi Koizumi, General Manager of Seminars Department - Mr. Hirokazu Ohira, Managing Director

10.2.4 „Àâ°“√μâÕπ√—∫æ√âÕ¡ª√– “πß“ππ—¥À¡“¬°“√‡¢â“æ∫ºŸâ·∑π∏ÿ√°‘®ª√–°—π¿—¬„πª√–‡∑»‰∑¬„Àâ°—∫ Mr. Hiroshi Nakajima, President OLICD ºŸâ·∑π®“° Oriental Life Insurance Cultural Development Center (OLICD) ª√–‡∑»≠’ËªÿÉπ ‚¥¬‡¢â“æ∫ºŸâ·∑π ¡“§¡ª√–°—π™’«‘μ‰∑¬‡¡◊ËÕ«—π∑’Ë 2 ‡¡…“¬π 2551 Arranged the meeting between Mr. Hiroshi Nakajima, President OLICD who represented the Oriental Life Insurance Cultural Development Center (OLICD) of Japan and TLAA member companies during his visit on April 2, 2008. 10.2.5 „Àâ°“√μâÕπ√—∫æ√âÕ¡ª√– “πß“ππ—¥À¡“¬°“√‡¢â“æ∫ºŸâ·∑π∏ÿ√°‘®ª√–°—π¿—¬„πª√–‡∑»‰∑¬„Àâ°—∫ºŸâ·∑π®“° Oriental Life Insurance Cultural Development Center (OLICD) ª√–‡∑»≠’Ëªÿ Éπ ‚¥¬‡¢â“æ∫ºŸâ·∑π ¡“§¡ª√–°—π™’«‘μ‰∑¬‡¡◊ ËÕ«—π∑’ Ë 29 æƒ»®‘°“¬π 2550 ®”π«π 2 §π ¥—ßπ’È - Mr. Shusaku Noguchi, Secretary General - Mr. Ichiro Kimura, Manager Welcomed and arranged the meeting between representatives of the Oriental Life Insurance Cultural Development Center (OLICD) of Japan with representatives of the General Insurance Association and the Thai Life Assurance Association on November 29, 2007. The guests are: - Mr. Shusaku Noguchi, Secretary General - Mr. Ichiro Kimura, Manager

48

10.2.6 „Àâ°“√μâÕπ√—∫ºŸâ·∑π®“° Allianz Group ΩÉ“¬ Regulatory Affairs, Legal and Compliance ®“°ª√–‡∑»Õ‘π‚¥π’‡´’¬·≈– ¡“‡≈‡´’¬ ‚¥¬‡¢â“æ∫ºŸâ·∑π ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡¡◊ËÕ«—π∑’Ë 13 æƒ»®‘°“¬π 2550 ®”π«π 3 §π ¥—ßπ’È - Ms. Shamla Palany, Senior Manager Legal & Compliance Department - Mr. Mursosan Wiguna, HR, IS, Legal, Compliance and Sales Service, Indonesia - Mr. Vincentius wilianto, Director of Actuarial Services, Allianz Life Indonesia Welcomed the guests from Allianz Groupûs Regulatory Affairs, Legal and Compliance of Indonesia and Malaysia on November 13, 2007. The 3 guests were: - Ms. Shamla Palany, Senior Manager Legal & Compliance Department - Mr. Mursosan Wiguna, HR, IS, Legal, Compliance and Sales Service, Indonesia - Mr. Vincentius Wilianto, Director of Actuarial Services, Allianz Life Indonesia

10.2.7 „Àâ°“√μâÕπ√—∫ Mr. Yutaro Oku ºŸâ·∑π®“° Nomura Research Institute ´÷Ëß‡ªìπ ∂“∫—π«‘®—¬®“°ª√–‡∑»≠’ËªÿÉπ ‚¥¬‡¢â“æ∫ºŸâ·∑π ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡¡◊ËÕ«—π∑’Ë 16 μÿ≈“§¡ 2550 Welcome Mr. Yutaro Oku, the representative of the Nomura Research Institute of Japan on October 16, 2007. 10.2.8 „Àâ°“√μâÕπ√—∫ºŸâ·∑π®“° Oriental Life Insurance Cultural Development Center (OLICD) ª√–‡∑»≠’ËªÿÉπ ‡¡◊ËÕ«—π∑’Ë 22 ‘ßÀ“§¡ 2551 ®”π«π 2 §π ¥—ßπ’È - Mr. Hiroshi Nakajima, President - Mr. Ichiro Kimura, Manager Welcome the following representatives of the Oriental Life Insurance Cultural Development Center (OLICD), Japan on August 22, 2008. - Mr. Hiroshi Nakajima, President - Mr. Ichiro Kimura, Manage

Report of the Certified Auditor


‡ πÕ §≥–°√√¡°“√·≈– ¡“™‘° ¡“§¡ª√–°—π™’«‘μ‰∑¬

¢â“æ‡®â“‰¥âμ√«® Õ∫ß∫¥ÿ≈ ≥ «—π∑’Ë 30 ¡‘∂ÿπ“¬π 2551 ·≈– 2550 ·≈–ß∫√“¬‰¥â-§à“„™â®à“¬ ”À√—∫ªï ‘Èπ ÿ¥«—π‡¥’¬«°—π¢Õß·μà≈–ªï

¢Õß ¡“§¡ª√–°—π™’«‘μ‰∑¬ ´÷ËßºŸâ∫√‘À“√¢Õß ¡“§¡‡ªìπºŸâ√—∫º‘¥™Õ∫μàÕ§«“¡∂Ÿ°μâÕß·≈–§√∫∂â«π¢Õß¢âÕ¡Ÿ≈„πß∫°“√‡ß‘π‡À≈à“π’È à«π¢â“æ‡®â“‡ªìπºŸâ√—∫º‘¥™Õ∫„π°“√· ¥ß§«“¡‡ÀÁπμàÕß∫°“√‡ß‘π¥—ß°≈à“«®“°º≈°“√μ√«® Õ∫¢Õß¢â“æ‡®â“

¢â“æ‡®â“‰¥âªØ‘∫—μ‘ß“πμ√«® Õ∫μ“¡¡“μ√∞“π°“√ Õ∫∫—≠™’∑’Ë√—∫√Õß∑—Ë«‰ª ´÷Ëß°”Àπ¥„Àâ¢â“æ‡®â“μâÕß«“ß·ºπ·≈–ªØ‘∫—μ‘ß“π‡æ◊ËÕ„Àâ‰¥â§«“¡‡™◊ËÕ¡—ËπÕ¬à“ß¡’‡Àμÿº≈«à“ ß∫°“√‡ß‘π· ¥ß¢âÕ¡Ÿ≈∑’Ë¢—¥μàÕ¢âÕ‡∑Á®®√‘ßÕ—π‡ªìπ “√– ”§—≠À√◊Õ‰¡à °“√μ√«® Õ∫√«¡∂÷ß°“√„™â«‘∏’°“√∑¥ Õ∫À≈—°∞“πª√–°Õ∫√“¬°“√∑—Èß∑’Ë‡ªìπ®”π«π‡ß‘π·≈–°“√‡ªî¥‡º¬¢âÕ¡Ÿ≈„πß∫°“√‡ß‘π °“√ª√–‡¡‘π§«“¡‡À¡“– ¡¢ÕßÀ≈—°°“√∫—≠™’∑’Ë ¡“§¡„™â·≈–ª√–¡“≥°“√‡°’Ë¬«°—∫√“¬°“√∑“ß°“√‡ß‘π∑’Ë‡ªìπ “√– ”§—≠ ´÷ËßºŸâ∫√‘À“√‡ªìπºŸâ®—¥∑”¢÷Èπ μ≈Õ¥®π°“√ª√–‡¡‘π∂÷ß§«“¡‡À¡“– ¡¢Õß°“√· ¥ß√“¬°“√∑’Ëπ”‡ πÕ„πß∫°“√‡ß‘π‚¥¬√«¡ ¢â“æ‡®â“‡™◊ËÕ«à“°“√μ√«® Õ∫¥—ß°≈à“«„Àâ¢âÕ √ÿª∑’Ë‡ªìπ‡°≥±åÕ¬à“ß‡À¡“– ¡„π°“√· ¥ß§«“¡‡ÀÁπ¢Õß¢â“æ‡®â“

¢â“æ‡®â“‡ÀÁπ«à“ß∫°“√‡ß‘π¢â“ßμâππ’È · ¥ß∞“π–°“√‡ß‘π ≥ «—π∑’Ë 30 ¡‘∂ÿπ“¬π 2551 ·≈– 2550 ·≈–º≈°“√¥”‡π‘πß“π ”À√—∫ªï ‘Èπ ÿ¥«—π‡¥’¬«°—π¢Õß·μà≈–ªï¢Õß ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‚¥¬∂Ÿ°μâÕßμ“¡∑’Ë§«√„π “√– ”§—≠μ“¡À≈—°°“√∫—≠™’∑’Ë√—∫√Õß∑—Ë«‰ª

To TLAA Board of Directors and Member Companies

I have examined the balance sheets and statement of income and expense of the Thai Life Assurance Association on June 30,

2008 and 2007 and the related statements of income and expenditure for the year then ended. Executives of the audited organization is responsible for the accuracy of this auditing and I shall be responsible for the views I gave on the auditing of the financial statements.

I conducted my audits in accordance with generally accepted auditing standards. Those standards that I planed and performed the audit to obtain reasonable assurance about whether the financial statements are free of material misstatements. An audit included examining, on a test basis, evidence supporting the amount, disclosures in the financial statements, the assessment of the accounting principle used and significant estimates made by the management, as well as evaluating the whole financial statements presentation. I believe that my audit provided a reasonable basis for my opinion.

In my opinion, is the financial statements present fairly, the financial position of the Thai Life Assurance Association has at June 30, 2008 and 2007 and the results of its operations for the years then ended, in conformity with generally accepted accounting principles on a consistent basis.

(¥√.«‘√—™ Õ¿‘‡¡∏’∏”√ß) ºŸâ Õ∫∫—≠™’√—∫Õπÿ≠“μ‡≈¢∑–‡∫’¬π 1378

14 °√°Æ“§¡ 2551

Dr. Virach Apimetheedamrong Auditor (Certified No. 1378)

July 14, 2008

Balance Sheet


≥ «—π∑’Ë 30 ¡‘∂ÿπ“¬π 2551 ·≈– 2550 Àπà«¬ : ∫“∑

‘π∑√—æ¬å 2551 2550 ‘π∑√—æ¬åÀ¡ÿπ‡«’¬π

‡ß‘π ¥·≈–‡ß‘πΩ“° ∂“∫—π°“√‡ß‘π (À¡“¬‡Àμÿ 4) 7,433,924.42 8,900,621.48

‡ß‘π≈ß∑ÿπ™—Ë«§√“«-‡ß‘πΩ“°ª√–®”∏π“§“√ (À¡“¬‡Àμÿ 5) 58,783,351.83 96,356,646.16

≈Ÿ°Àπ’È ¡“™‘° 2,251,335.83 1,314,813.12

‘π∑√—æ¬åÀ¡ÿπ‡«’¬πÕ◊Ëπ 1,408,258.02 1,263,370.47

√«¡ ‘π∑√—æ¬åÀ¡ÿπ‡«’¬π 69,876,870.10 107,835,451.23

‘π∑√—æ¬å‰¡àÀ¡ÿπ‡«’¬π

∑’Ë¥‘π Õ“§“√·≈–Õÿª°√≥å- ÿ∑∏‘ (À¡“¬‡Àμÿ 3.2 ·≈– 6) 53,952,598.15 6,154,284.23

‡ß‘πΩ“°∏π“§“√μ‘¥¿“√–§È”ª√–°—π (À¡“¬‡Àμÿ 9) 708,883.20 684,713.13

‘π∑√—æ¬å‰¡àÀ¡ÿπ‡«’¬πÕ◊Ëπ

√«¡ ‘π∑√—æ¬å‰¡àÀ¡ÿπ‡«’¬π

√«¡ ‘π∑√—æ¬å 125,804,081.07 114,726,213.62

Àπ’È ‘π·≈– à«π¢Õß ¡“§¡œ Àπ’È ‘πÀ¡ÿπ‡«’¬π

‡®â“Àπ’Èμ“¡ —≠≠“‡™à“´◊ÈÕ∑’Ë∂÷ß°”Àπ¥™”√–¿“¬„πÀπ÷Ëßªï (À¡“¬‡Àμÿ 3.3 ·≈– 7) 317,543.88 298,990.90

¿“…’‡ß‘π‰¥âπ‘μ‘∫ÿ§§≈§â“ß®à“¬ 32,064.41

Àπ’È ‘πÀ¡ÿπ‡«’¬πÕ◊Ëπ 4,636,761.30 4,308,495.75

√«¡Àπ’È ‘πÀ¡ÿπ‡«’¬π

Àπ’È ‘π‰¡àÀ¡ÿπ‡«’¬π

‡®â“Àπ’Èμ“¡ —≠≠“‡™à“´◊ÈÕ- ÿ∑∏‘ (À¡“¬‡Àμÿ 3.3 ·≈– 7) 452,251.78 769,795.66

”√Õß‡ß‘π∫”‡ÀπÁ®æπ—°ß“π

√«¡Àπ’È ‘π‰¡àÀ¡ÿπ‡«’¬π

√«¡Àπ’È ‘π

à«π¢Õß ¡“§¡œ

√“¬‰¥â Ÿß°«à“§à“„™â®à“¬¬°¡“ 100,283,019.90 95,189,707.31

∫«° √“¬‰¥â Ÿß°«à“§à“„™â®à“¬ ”À√—∫ªï 11,416,522.23 5,093,312.59

√«¡ à«π¢Õß ¡“§¡œ

√«¡Àπ’È ‘π·≈– à«π¢Õß ¡“§¡œ 125,804,081.07 114,726,213.62

À¡“¬‡Àμÿª√–°Õ∫ß∫°“√‡ß‘π‡ªìπ à«πÀπ÷Ëß¢Õßß∫°“√‡ß‘ππ’È

(π“¬ “√– ≈Ë”´”) π“¬° ¡“§¡œ

(¥√.™“μ‘™—¬ æ“√“ ÿ¢) ‡À√—≠≠‘° ¡“§¡œ

Balance Sheet


As of June 30, 2008 and 2007 Unit : Baht

Asset 2008 2007 Current Asset

Cash and Deposit at Financial Institutions (Note 4) 7,433,924.42 8,900,621.48

Investment Capital and Fixed Deposit at Banks (Note 5) 58,783,351.83 96,356,646.16

Members Receivable 2,251,335.83 1,314,813.12

Other Current Asset 1,408,258.02 1,263,370.47

Total Current Asset 69,876,870.10 107,835,451.23

Non-Current Asset

Land, Plant and Equipment-Net (Note 3.2 and 6) 53,952,598.15 6,154,284.23

Bank Deposit with Obligation (Note 9) 708,883.20 684,713.13

Other Non-Current Asset 1,265,729.62 51,765.03

Total Non-Current Asset 55,927,210.97 6,890,762.39

Total Asset 125,804,081.07 114,726,213.62

Liability and TLAA Equity

Current Liability

Liability Under Hire Purchase Contracts Due Within One Year (Note 3.3 and 7) 317,543.88 298,990.90

Accrued Corporate Tax Liability 274,709.98 132,064.41

Other Current Liability 4,636,761.30 4,308,495.75

Total Current Liability 5,229,015.16 4,739,551.06

Non-Current Liability

Liability Under Hire-Purchase Contract-Net (Note 3.3 and 7) 452,251.78 769,795.66

Reserve for Staff Pension 8,423,272.00 8,933,847.00

Total Non-Current Liability 8,875,523.78 9,703,642.66

Total Liability 14,104,538.94 14,443,193.72

TLAA Equity

Forwarded Balance 100,283,019.90 95,189,707.31

Plus Balance of the Year 11,416,522.23 5,093,312.59

Total TLAA Equity 111,699,542.13 100,283,019.90

Total Liability and TLAa Equity 125,804,081.07 114,726,213.62

Note to Financial Statement is a part of this balance sheet.

(Sara Lamsam) TLAA President

(Dr. Chartchai Parasuk) Treasurer

Statement of Income and Expenditure


”À√—∫ªï ‘Èπ ÿ¥«—π∑’Ë 30 ¡‘∂ÿπ“¬π 2551 ·≈– 2550 For the Year Ended on June 30, 2008 and 2007

Àπà«¬ : ∫“∑ / Unit : Baht

√“¬‰¥â / Income 2551 / 2008 2550 / 2007 ‡ß‘π§à“∫”√ÿß ¡“™‘° Membership Fee

43,222,847.49 40,354,618.68

√“¬‰¥â®“°°“√ Õ∫μ—«·∑π Income from Agency License Exam Project

15,499,510.32 9,527,628.09

¥Õ°‡∫’È¬√—∫ Interest Receivable

2,005,074.11 3,678,992.22

√“¬‰¥âÕ◊Ëπ Other Incomes

2,039,544.82 2,979,004.48

√«¡√“¬‰¥â Total Income

62,766,976.74 56,540,243.47

§à“„™â®à“¬ / Expenditure §à“„™â®à“¬®“°°“√ Õ∫μ—«·∑π Agency License Exam Project Expenditure

11,619,510.45 8,896,253.89

§à“„™â®à“¬‡°’Ë¬«°—∫æπ—°ß“π Staff-Related Expenditure

15,245,030.31 13,168,552.98

§à“„™â®à“¬ ”π—°ß“π Office Expenditure

15,418,462.09 14,227,695.85

‡ß‘π∫√‘®“§°“√»÷°…“·≈–°“√°ÿ»≈ Educational and Charitable Donations

2,129,000.00 8,278,512.27

§à“„™â®à“¬Õπÿ°√√¡°“√ Sub-Committee-Related Expenditure

6,387,163.15 6,257,884.02

√«¡§à“„™â®à“¬ Total Expenditure

50,799,166.00 50,828,899.01

√“¬‰¥â Ÿß°«à“§à“„™â®à“¬°àÕπ¿“…’‡ß‘π‰¥â Balance

11,967,810.74 5,711,344.46

¿“…’‡ß‘π‰¥â (À¡“¬‡Àμÿ 8) Income Tax (Note 8)

551,288.51 618,031.87

√“¬‰¥â Ÿß°«à“§à“„™â®à“¬ ”À√—∫ªï Balance

11,416,522.23 5,093,312.59

À¡“¬‡Àμÿª√–°Õ∫ß∫°“√‡ß‘π‡ªìπ à«πÀπ÷Ëß¢Õßß∫°“√‡ß‘ππ’È Note to the Financial Statement is a part of this financial statement

(π“¬ “√– ≈Ë”´”) π“¬° ¡“§¡œ

(¥√.™“μ‘™—¬ æ“√“ ÿ¢) ‡À√—≠≠‘° ¡“§¡œ

Financial Statements


«—π∑’Ë 30 ¡‘∂ÿπ“¬π 2551 ·≈– 2550 June 30, 2008 and 2007 1. ¢âÕ¡Ÿ≈∑—Ë«‰ª General Information

∂“π–¢Õß ¡“§¡

Status of TLAA

‡ªìππ‘μ‘∫ÿ§§≈μ—Èß¢÷Èπμ“¡°ÆÀ¡“¬‰∑¬ ‡¡◊ËÕ«—π∑’Ë 9 æƒ»®‘°“¬π 2510 A juristic entity established under Thai law on November 9, 1967

∂“π∑’Ëμ—Èß ¡“§¡

Office Address

‡≈¢∑’Ë 36/1 ´Õ¬ –æ“π§Ÿà ∂ππæ√–√“¡∑’Ë 4 ·¢«ß∑ÿàß¡À“‡¡¶ ‡¢μ “∑√ °√ÿß‡∑æ¡À“π§√ 10120 36/1 Soi Sapanku, Rama 4th, Thungmahamek, Sathorn, Bangkok, 10120

≈—°…≥–°“√¥”‡π‘πß“π

Type of Operation

‡ªìπÕß§å°√∑’Ë‰¡àÀ«—ßº≈°”‰√ μ—Èß¢÷Èπ‚¥¬¡’«—μ∂ÿª√– ß§å ¥—ßπ’È Non-profit organization with the following objectives: 1. ‡ªìπ»Ÿπ¬å√«¡¢ÕßºŸâª√–°Õ∫∏ÿ√°‘®ª√–°—π™’«‘μ To serve as a center for life insurance business operators 2. ‡ªìπμ—«·∑π„π°“√ª°ªÑÕß√—°…“º≈ª√–‚¬™πå¢ÕßºŸâ‡Õ“ª√–°—π To protect the interest of the insured. 3. π—∫ πÿπ·≈– àß‡ √‘¡„Àâ¿“§∏ÿ√°‘®ª√–°—π™’«‘μ¡’°“√§«∫§ÿ¡¥Ÿ·≈°—π‡Õß To promote self-regulation in life insurance business. 4. àß‡ √‘¡§«“¡°â“«Àπâ“∑“ß«‘™“°“√·≈–ª√–™“ —¡æ—π∏å„Àâª√–™“™π‡ÀÁπª√–‚¬™πå¢Õß°“√ ª√–°—π™’«‘μ To promote life insurance technical development and public awareness on the benefits of life insurance

§à“„™â®à“¬‡°’Ë¬«°—∫æπ—°ß“π

”À√—∫ªï 2551 ·≈– 2550

Staff-related expenses

in 2008 and 2007

15.25 ≈â“π∫“∑ ·≈– 13.17 ≈â“π∫“∑ μ“¡≈”¥—∫ 15.25 and 13.17 million Baht respectively.



√“¬°“√ Specification

Õ“¬ÿ°“√„™âß“π (ªï) Useful Life (No. of year)

Õ“§“√ Plant

20

à«πª√—∫ª√ÿßÕ“§“√ Plant Improvement

20

‡§√◊ËÕß„™â ”π—°ß“π Office equipment

5

‡§√◊ËÕßμ°·μàß ”π—°ß“π Office Decorative Items

5

¬“πæ“Àπ– Vehicles

5

2. ‡°≥±å„π°“√®—¥∑”ß∫°“√‡ß‘π ß∫°“√‡ß‘ππ’È‰¥â®—¥∑”¢÷Èπμ“¡À≈—°°“√∫—≠™’∑’Ë√—∫√Õß∑—Ë«‰ª 3. √ÿªπ‚¬∫“¬°“√∫—≠™’∑’Ë ”§—≠ 3.1 °“√√—∫√Ÿâ√“¬‰¥â·≈–§à“„™â®à“¬ ¡“§¡∫—π∑÷°√“¬‰¥â·≈–§à“„™â®à“¬μ“¡‡°≥±å§ß§â“ß 3.2 ∑’Ë¥‘π Õ“§“√·≈–Õÿª°√≥å

∑’Ë¥‘π Õ“§“√·≈–Õÿª°√≥å · ¥ß„π√“§“∑ÿπ §à“‡ ◊ËÕ¡√“§“Õ“§“√·≈–Õÿª°√≥å§”π«≥‚¥¬

- ‘π∑√—æ¬å∑’Ë¡’Õ¬Ÿà°àÕπ «—π∑’Ë 1 ¡°√“§¡ 2529 §”π«≥‚¥¬«‘∏’¬Õ¥§ß‡À≈◊Õ

- ‘π∑√—æ¬å∑’Ë‰¥â¡“μ—Èß·μà «—π∑’Ë 1 ¡°√“§¡ 2529 §”π«≥‚¥¬«‘∏’‡ âπμ√ß

Õ“¬ÿ°“√„™âß“π‚¥¬ª√–¡“≥¢Õß ‘π∑√—æ¬å¡’¥—ßπ’È 3.3 —≠≠“‡™à“∑“ß°“√‡ß‘π —≠≠“‡™à“ ÷ËßºŸâ‡™à“‰¥â√—∫‚Õπº≈μÕ∫·∑π·≈–§«“¡‡ ’Ë¬ß

à«π„À≠à¢Õß°“√‡ªìπ‡®â“¢Õß∑√—æ¬å ‘π ¬°‡«âπ°√√¡ ‘∑∏‘Ï∑“ß°ÆÀ¡“¬∂◊Õ‡ªìπ —≠≠“‡™à“∑“ß°“√‡ß‘π ¡“§¡∫—π∑÷° ‘π∑√—æ¬å∑’Ë‡™à“„π√“§“¬ÿμ‘∏√√¡ ≥ «—π‡√‘Ë¡μâπ¢Õß —≠≠“‡™à“æ√âÕ¡°—∫¿“√–Àπ’È ‘π∑’Ë®–μâÕß®à“¬§à“‡™à“„πÕπ“§μÀ—°¥â«¬ à«π∑’Ë‡ªìπ¥Õ°‡∫’È¬ ¥Õ°‡∫’È¬À√◊Õ§à“„™â®à“¬∑“ß °“√‡ß‘π√—∫√Ÿâ‡ªìπ§à“„™â®à“¬„πß∫°”‰√¢“¥∑ÿπμ“¡ à«π¢Õß‡ß‘πμâπ§ß‡À≈◊Õ

2. Basis of financial statement preparation. This financial statement is prepared in compliance with the generally accepted accounting principles. 3. Summary of significant accounting policies 3.1 Recognition of Revenues and Expenses. Revenues and expenses are recognized on accrual basis. 3.2 Properties, plants and equipment Properties, plants and equipment are stated at cost.

Depreciation is calculated as follows: - Depreciation of assets possessed before January 1,

1986 is based on the balance after deduction. - Depreciation of assets possessed from January 1,

1986 is based on a straight-line method according to useful life of the assets.

Estimated Useful Life of Assets 3.3 Financial Lease

A lease from which rewards and significant risks of ownership, except legal ownership have been transferred to the lessee are held as a financial lease. TLAA recognizes leased assets in fair value on the effective date of the lease along with liabilities payable in the future less interest. Interest and financial expenses are recognized in the statement of profit and loss according to the principal balance.



3.4 √“¬°“√∫—≠™’∑’Ë‡ªìπ‡ß‘πμ√“μà“ßª√–‡∑» √“¬°“√∫—≠™’∑’Ë‡ªìπ‡ß‘πμ√“μà“ßª√–‡∑»‰¥â∫—π∑÷°‡ªìπ

‡ß‘π∫“∑ ‚¥¬„™âÕ—μ√“·≈°‡ª≈’Ë¬π ≥ «—π∑’Ë‡°‘¥√“¬°“√ ‘π∑√—æ¬å·≈–Àπ’È ‘π∑’Ë‡ªìπ‡ß‘πμ√“μà“ßª√–‡∑»∑’Ë¡’¬Õ¥§ß‡À≈◊Õ ≥ «—π∑’Ë„πß∫¥ÿ≈‰¥â∫—π∑÷°‰«â‡ªìπ‡ß‘π∫“∑‚¥¬„™âÕ—μ√“·≈°‡ª≈’Ë¬π ≥ «—π∑’Ë„πß∫¥ÿ≈ º≈°”‰√À√◊Õ¢“¥∑ÿπ®“°Õ—μ√“·≈°‡ª≈’Ë¬π ‰¥â∫—π∑÷°‡ªìπ√“¬‰¥âÀ√◊Õ§à“„™â®à“¬„π°“√¥”‡π‘πß“π√–À«à“ßªï

3.5 °“√„™âª√–¡“≥°“√∑“ß∫—≠™’ „π°“√®—¥∑”ß∫°“√‡ß‘π„Àâ‡ªìπ‰ªμ“¡À≈—°°“√∫—≠™’∑’Ë

√—∫√Õß∑—Ë«‰ª ΩÉ“¬∫√‘À“√μâÕß„™â°“√ª√–¡“≥·≈–μ—Èß¢âÕ ¡¡μ‘∞“πÀ≈“¬ª√–°“√ ´÷Ëß®–¡’º≈°√–∑∫μàÕ®”π«π‡ß‘π∑’Ë‡°’Ë¬«°—∫√“¬‰¥â §à“„™â®à“¬ ‘π∑√—æ¬å·≈–Àπ’È ‘π √«¡∑—Èß°“√‡ªî¥‡º¬¢âÕ¡Ÿ≈‡°’Ë¬«°—∫ ‘π∑√—æ¬å·≈–Àπ’È ‘π∑’ËÕ“®®–‡°‘¥¢÷Èπ º≈∑’Ë‡°‘¥¢÷Èπ®√‘ßÕ“®·μ°μà“ß‰ª®“°®”π«π∑’Ëª√–¡“≥‰«â

3.6 º≈ª√–‚¬™πå¢Õßæπ—°ß“π ¡“§¡®—¥„Àâ¡’°Õß∑ÿπ ”√Õß‡≈’È¬ß™’æ ÷Ëß‡ªìπ≈—°…≥–

¢Õß·ºπ°“√®à“¬ ¡∑∫μ“¡∑’Ë‰¥â°”Àπ¥°“√®à“¬ ¡∑∫‰«â·≈â« ‘π∑√—æ¬å¢Õß°Õß∑ÿπ ”√Õß‡≈’È¬ß™’æ‰¥â·¬°ÕÕ°‰ª®“° ‘π∑√—æ¬å¢Õß ¡“§¡ ·≈–‰¥â√—∫°“√∫√‘À“√‚¥¬ ºŸâ®—¥°“√°Õß∑ÿπ¿“¬πÕ° °Õß∑ÿπ ”√Õß‡≈’È¬ß™’æ¥—ß°≈à“«‰¥â√—∫‡ß‘π – ¡‡¢â“°Õß∑ÿπ®“°æπ—°ß“π·≈–‡ß‘π ¡∑∫®“° ¡“§¡ ‡ß‘π®à“¬ ¡∑∫°Õß∑ÿπ ”√Õß‡≈’È¬ß™’æ∫—π∑÷°‡ªìπ§à“„™â®à“¬„πß∫°”‰√¢“¥∑ÿπ ”À√—∫√Õ∫√–¬–‡«≈“∫—≠™’∑’Ë‡°‘¥√“¬°“√π—Èπ ¡“§¡®–∫—π∑÷°§à“„™â®à“¬ ”À√—∫º≈ª√–‚¬™πåæπ—°ß“π°√≥’‡°…’¬≥Õ“¬ÿμ“¡°ÆÀ¡“¬·√ßß“π‰∑¬„πªï∑’Ë¡’°“√‡°…’¬≥Õ“¬ÿ

3.4 Foreign Currency Transactions Foreign currency transactions are recorded in Thai

Baht denomination, basing on the exchange rate on the transaction date. The balance of foreign currency assets and liabilities at the balance sheet date are recorded in Thai Baht denomination, basing on the exchange rate on the balance sheet date. Gain and loss from currency exchange rates are recorded as operating revenues or expenses of that year.

3.5 Use of Accounting Estimate Preparation of financial statement in compliance

with the generally accepted accounting principles requires the management to make estimates and assumptions that affect the amounts of revenue, expenses, assets, liabilities and disclosure of assets and liabilities reported in these financial statements and related notes. Actual results could differ from those estimates.

3.6 Staff Benefits TLAA established a provident fund based on

contribution whose rate is pre-fixed. Assets of the provident fund is separated from those of TLAA and are managed by external fund manager. Contribution to the provident fund is from the staff and TLAA and is recognized as expenses in the statement of revenue and expenses in the accounting period when the transactions occurred. TLAA shall recognize staff pension benefit payment according to Thai labor law as the expense in the retirement year.



√“¬°“√ Description

2551 / 2008 2550 / 2007 ‡ß‘π ¥ Cash

93,100.00 70,438.00

‡ß‘πΩ“°°√–· √“¬«—π Current Accounts

- ∏π“§“√‰∑¬æ“≥‘™¬å ®”°—¥ (¡À“™π) Siam Commercial Bank

(3,698,924.91) (1,561,143.34)

- ∏π“§“√°√ÿß‰∑¬ ®”°—¥ (¡À“™π) Krungthai Bank

2,000.00 1,000.00

‡ß‘πΩ“°ÕÕ¡∑√—æ¬å Saving Accounts

- ∏π“§“√‰∑¬æ“≥‘™¬å ®”°—¥ (¡À“™π) Siam Commercial Bank

7,584,376.04 7,497,500.94

- ∏π“§“√°√ÿß‰∑¬ ®”°—¥ (¡À“™π) Krungthai Bank

1,759,006.47 2,427,441.32

- ∏π“§“√°√ÿß»√’Õ¬ÿ∏¬“ ®”°—¥ (¡À“™π) Krungsri Ayudhaya Bank

72,935.32 10,149.00

- ∏π“§“√∏π™“μ ®”°—¥ (¡À“™π) Thanachart Bank

512,755.57 289,549.53

‡™Á§„π¡◊Õ Check in Hand

1,108,675.93 165,686.03

7,433,924.42 8,900,621.48

4. ‡ß‘π ¥·≈–‡ß‘πΩ“° ∂“∫—π°“√‡ß‘π ª√–°Õ∫¥â«¬ Cash and Deposits in Financial Institutions:

®”π«π‡ß‘π (∫“∑)Amount (Baht)

√«¡Total



5. ‡ß‘π≈ß∑ÿπ™—Ë«§√“« - ‡ß‘πΩ“°ª√–®”∏π“§“√ ª√–°Õ∫¥â«¬ Temporary Investment-Bank Deposit


Õ—μ√“¥Õ°‡∫’È¬ (%) Interest (%)

2551 2008

2550 2007

2551 2008

2550 2007

‡ß‘πΩ“°ª√–®” 3 ‡¥◊Õπ 3 Month Fixed Deposit Accounts

- ∏π“§“√°√ÿß‡∑æ ®”°—¥ (¡À“™π) Bangkok Bank (Public)

236.12 230.30 2.375 3.25-3.75

- ∏π“§“√‰∑¬∏π“§“√ ®”°—¥ (¡À“™π) Bank Thai (Public)

4,000,000.00 - 3.00 -

‡ß‘πΩ“°ª√–®” 6 ‡¥◊Õπ 6 month Fixed Deposit Accounts

- ∏π“§“√°√ÿß»√’Õ¬ÿ∏¬“ ®”°—¥ (¡À“™π) Krung Sri Ayudhaya Bank

- 12,774,101.47 - 2.50-5.00


32,317,134.89 12,597,975.76 3.00-3.25 2.625-4.875

- ∏π“§“√‰∑¬∏π“§“√ ®”°—¥ (¡À“™π) Bank Thai

9,000,000.00 19,546,117.47 3.00 4.00-5.00

‡ß‘πΩ“°ª√–®” 12 ‡¥◊Õπ 12 Month Fixed Deposit Accounts

- ∏π“§“√‰∑¬∏π“§“√ ®”°—¥ (¡À“™π) Bank Thai

8,000,000.00 7,647,012.78 3.25 5.00

- ∏π“§“√°√ÿß‡∑æ ®”°—¥ (¡À“™π) Bangkok Bank

175,980.82 7,000,000.00 2.250-2.375 2.25-3.00

- ∏π“§“√°√ÿß»√’Õ¬ÿ∏¬“ ®”°—¥ (¡À“™π) Krung Sri Ayudhaya Bank

1,000,000.00 1,622,073.52 2.38 5.00


4,290,000.00 35,169,134.86 2.625-3.625 2.625-3.625

58,783,351.83 96,356,646.16

®”π«π‡ß‘π (∫“∑) Amount (Baht)

√«¡ Total



6. ∑’Ë¥‘π Õ“§“√·≈–Õÿª°√≥å - ÿ∑∏‘ 6.1 ∑’Ë¥‘π Õ“§“√·≈–Õÿª°√≥å · ¥ß¥â«¬¬Õ¥§ß‡À≈◊Õ ÿ∑∏‘

‡π◊ËÕß®“°‰¡à “¡“√∂·¬°· ¥ß√“§“∑ÿπ·≈–§à“‡ ◊ËÕ¡√“§“ – ¡‰¥â ª√–°Õ∫¥â«¬

6. Property, Plant and Equipment-Net: 6.1 Property, Plant and Equipment-Net (Cost and

Accumulated Depreciation Can Not Be Shown):



2551 2008

2550 2007

∑’Ë¥‘π Property

1,800,000.00 1,800,000.00

Õ“§“√À≈—ß‡°à“ Old Office Building

1.00 1.00

Õ“§“√À≈—ß„À¡à New Office Building

236,812.08 395,927.83

à«πª√—∫ª√ÿßÕ“§“√ Improved Parts Of Office

12,750.54 15,115.54

‡§√◊ËÕß„™â ”π—°ß“π Office Equipment

23.00 23.00

2,049,586.62 2,211,067.37

§à“‡ ◊ËÕ¡√“§“ ”À√—∫ªï Annual Depreciation

161,480.75 299,860.51

√«¡ Total



6.2 Õÿª°√≥å ∑’Ë “¡“√∂·¬°· ¥ß√“§“∑ÿπ·≈–§à“‡ ◊ËÕ¡√“§“ – ¡‰¥â ª√–°Õ∫¥â«¬

6.2 Property, Plant and Equipment Whose Cost and Accumulated Depreciation Can Be Shown:



2550 2007

‡æ‘Ë¡¢÷Èπ Increase

®”Àπà“¬ Disposed

2551 2008

√“§“∑ÿπ Cost

∑’Ë¥‘π Property

- 45,000,000.00 - 45,000,000.00


8,767,496.59 2,166,173.43 (273,040.00) 10,660,630.02

‡§√◊ËÕßμ°·μàß ”π—°ß“π Office Decoration

118,920.49 62,771.07 - 181,691.56

¬“πæ“Àπ– Vehicles

1,628,213.79 - - 1,628,213.79

ß“π√–À«à“ß∑”/μ‘¥μ—Èß Works in Progress

- 2,087,159.00 - 2,087,159.00

10,514,630.87 49,316,103.50 (273,040.00) 59,557,694.37

§à“‡ ◊ËÕ¡√“§“ – ¡ Accumulated Depreciation


6,372,241.47 991,263.97 (273,038.00) 7,090,467.44

‡§√◊ËÕßμ°·μàß ”π—°ß“π Office Decoration

23,590.23 31,307.90 - 54,898.13

¬“πæ“Àπ– Vehicle

175,582.31 333,734.96 - 509,317.27

6,571,414.01 1,356,306.83 (273,038.00) 7,654,682.84

Õÿª°√≥å- ÿ∑∏‘ Equipment-Net

3,943,216.86 51,903,011.53

§à“‡ ◊ËÕ¡√“§“ ”À√—∫ªï Yearly Depreciation

846,653.64 1,356,306.83

√«¡ Total

√«¡ Total



7. ‡®â“Àπ’Èμ“¡ —≠≠“‡™à“´◊ÈÕ ª√–°Õ∫¥â«¬ Liabilities Under Hire-Purchase: Àπà«¬ : ∫“∑ / Unit : Baht

2551 2008

2550 2007

‡®â“Àπ’Èμ“¡ —≠≠“‡™à“´◊ÈÕ Liabilities Under Hire-Purchase

822,108.00 1,174,440.00

À—° ¥Õ°‡∫’È¬√Õ°“√μ—¥®à“¬ Less Deferred Tax

(52,312.34) (105,653.44)

769,795.66 1,068,786.56

À—° ‡®â“Àπ’Èμ“¡ —≠≠“‡™à“´◊ÈÕ∑’Ë∂÷ß°”Àπ¥™”√–¿“¬„πÀπ÷Ëßªï Less Liabilities Under Hire-Purchase Due in 1 Year.

(317,543.88) (298,990.90)

‡®â“Àπ’Èμ“¡ —≠≠“‡™à“´◊ÈÕ- ÿ∑∏‘ Liabilities Under Hire-Purchase- Net

452,251.78 769,795.66

‡®â“Àπ’Èμ“¡ —≠≠“‡™à“´◊ÈÕ∑’Ë∂÷ß°”Àπ¥™”√–¿“¬„πÀπ÷Ëßªï ‰¥â· ¥ß¿“¬„μâÀπ’È ‘πÀ¡ÿπ‡«’¬π Hire purchase contract payable within 1 year is reported under current liabilities.

8. ¿“…’‡ß‘π‰¥â ¿“…’‡ß‘π‰¥âπ‘μ‘∫ÿ§§≈¢Õß ¡“§¡ ”À√—∫ªï ‘ Èπ ÿ¥«—π∑’Ë 30 ¡‘∂ÿπ“¬π 2551 ·≈– 2550 §”π«≥®“°√“¬‰¥â°àÕπÀ—°√“¬®à“¬ à«π∑’ËμâÕß‡ ’¬¿“…’μ“¡ª√–¡«≈√—…Æ“°√ ¥—ßπ’È - √“¬‰¥â®“°°“√ Õ∫μ—«·∑π·≈–√“¬‰¥âÕ◊ Ëπ §”π«≥„π

Õ—μ√“√âÕ¬≈– 2 - √“¬‰¥â¥Õ°‡∫’È¬√—∫§”π«≥„πÕ—μ√“√âÕ¬≈– 10 9. ¿“√–ºŸ°æ—π ≥ «—π∑’Ë 30 ¡‘∂ÿπ“¬π 2551 ·≈– 2550 ¡“§¡¡’¿“√–ºŸ°æ—π®“°°“√ÕÕ°Àπ—ß ◊Õ§È”ª√–°—π¢Õß∏π“§“√æ“≥‘™¬å®”π«π 0.56 ≈â“π∫“∑ ·≈– 0.27 ≈â“π∫“∑ μ“¡≈”¥—∫ ´÷Ëß§È”ª√–°—π‚¥¬‡ß‘πΩ“°∏π“§“√ 10. °“√Õπÿ¡—μ‘ß∫°“√‡ß‘π ß∫°“√‡ß‘ππ’È‰¥â√—∫Õπÿ¡—μ‘®“°°√√¡°“√ ¡“§¡ ‡¡◊ËÕ«—π∑’Ë 14 °√°Æ“§¡ 2551

8. Corporate Income Tax: TLAA gross revenues as of June 30, 2008 and 2007 which are subject to tax payment according to the Revenue Code are: - Income from agency license exam project and others are

subject to 2% tax. - Interest earning is subject to 10% tax. 9. Obligations: As of June 30, 2008 and 2007, TLAA had obligation from the issuance of a letter of guaranty by commercial bank amounting 0.56 and 0.21 million Baht, respectively. 10. Approval of Financial Statement This financial statement is approved by TLAA Board on July 14, 2008.

Overview of Life Insurance Business in 2007-2008


1. ¿“æ√«¡‡»√…∞°‘®‰∑¬ªï 2550 ¿“«–‡»√…∞°‘®‰∑¬ªï 2550 ¡’Õ—μ√“°“√¢¬“¬μ—«¢Õß GDP √âÕ¬≈– 4.9 (ªï 2549 ¡’°“√¢¬“¬μ—«√âÕ¬≈– 5.2) ∑—Èßπ’È ‡π◊ËÕß¡“®“°°“√™–≈Õμ—«¢Õß°“√„™â®à“¬·≈–°“√≈ß∑ÿπ¢Õß¿“§‡Õ°™π „π¢≥–‡¥’¬«°—πª√‘¡“≥·≈–¡Ÿ≈§à“°“√ àßÕÕ°¡’°“√¢¬“¬μ—«∑’Ë¥’ ´÷Ëßª√‘¡“≥°“√ àßÕÕ°‡æ‘Ë¡¢÷Èπ√âÕ¬≈– 11.8 ·≈–¡Ÿ≈§à“°“√ àßÕÕ°„π√Ÿª¢Õß‡ß‘π¥Õ≈≈“√å √Õ. ‡æ‘Ë¡¢÷Èπ√âÕ¬≈– 18.1 √«¡∑—Èßª√‘¡“≥°“√π”‡¢â“‡æ‘Ë¡¢÷Èπ√âÕ¬≈– 4.1 ·≈–¡Ÿ≈§à“°“√π”‡¢â“„π√Ÿª¢Õß‡ß‘π¥Õ≈≈“√å √Õ. ‡æ‘Ë¡¢÷Èπ√âÕ¬≈– 9.6 àßº≈„Àâª√–‡∑»‰∑¬¡’¥ÿ≈°“√§â“‡°‘π¥ÿ≈ °“√‡°‘π¥ÿ≈°“√§â“∑’Ë¡’Õ¬Ÿà„π√–¥—∫ Ÿß„πªï 2550 π—Èπ –∑âÕπ„Àâ‡ÀÁπ°“√‡ª≈’Ë¬π·ª≈ß„πÀ≈“¬Ê ¥â“π ‰¥â·°à (1) °“√≈ß∑ÿπ™–≈Õμ—«≈ßμàÕ‡π◊ËÕßμ—Èß·μàªï 2549 ∑”„Àâ§«“¡μâÕß°“√ ‘π§â“∑ÿπ≈¥≈ß (2) §«“¡‡™◊ËÕ¡—Ëπ¿“§∏ÿ√°‘®≈¥≈ß·≈–∑”„Àâ°“√™–≈Õμ—«¢Õß°“√≈ß∑ÿπ¿“§‡Õ°™π¡’§«“¡√ÿπ·√ß¡“°°«à“ª°μ‘ (3) ¢’¥§«“¡ “¡“√∂„π°“√·¢àß¢—π∑’Ë·∑â®√‘ß‡æ‘Ë¡ Ÿß¢÷Èπ„π°≈ÿà¡ ‘π§â“∑’Ëª√–‡∑»‰∑¬‡ªìπ·À≈àßº≈‘μ∑’Ë ”§—≠ ‡™àπ ‘π§â“Õ‘‡≈Á°∑√Õπ‘° å ·≈–¬“π¬πμå °“√‡ª≈’Ë¬π·ª≈ßπ’È àßº≈„Àâ∞“π√“¬‰¥â®“°°“√ àßÕÕ°‡æ‘Ë¡ Ÿß¢÷Èπ ·≈–¡’ à«π™à«¬™¥‡™¬°“√¢“¥¥ÿ≈πÈ”¡—π‰¥â¡“°¢÷Èπ (4) „πªï 2550 ¡’°“√„™âæ≈—ßß“π∑¥·∑π¡“°¢÷Èπ àßº≈„Àâª√‘¡“≥°“√π”‡¢â“πÈ”¡—π¥‘∫·≈–‡™◊ÈÕ‡æ≈‘ß≈¥≈ß ·≈–¡Ÿ≈§à“°“√π”‡¢â“πÈ”¡—π¥‘∫·≈–‡™◊ÈÕ‡æ≈‘ß√«¡„π√Ÿª¢Õß‡ß‘π¥Õ≈≈“√å √Õ. ‡æ‘Ë¡¢÷Èπ‡æ’¬ß‡≈Á°πâÕ¬

1. Overview of Thai Life Insurance Business in 2007 The GDP of Thailand in 2007 was 4.9%, against that of 5.2% in 2006 due to a slowdown in public consumption and private investment. Meanwhile, the countryûs export sector grew quite well with an increase in export volume of 11.8% or 18.1% in terms of value in US dollars. The total volume of imports grew by 4.1% or 9.6% in terms of value in US dollars, thus, resulted in a trade surplus for Thailand. Trade surplus in 2007 indicated that the following changes have occurred. (1) The continuing slowdown in investment that has started since 2006 has caused a decrease in demand for capital goods. (2) The drop of confidence in business sector has caused a slowdown in private investment to be worse than normal. (3) Exports of certain products manufactured in Thailand such as electronics and automotive greatly attributed to an increase in export earning and help compensate the oil deficit. (4) In 2007, an increasing use of alternative energy has resulted in a decrease in import volume of crude oil. However, the total value of crude oil and fuel import in terms of US dollars slightly increased.



An economic expansion in 2007 has caused an increase of 1.6% in employment while the unemployment rate was at 1.4%. And although the overall economy was still stable, there was a pressure of increasing inflation. Interest rate in the market was also stable and commercial banks still increase their lending volume. Meanwhile, the value of bank deposit continued to slow down, causing a decrease in liquidity, although its overall status remained at high level. The value of Thai Baht against US dollars was strengthened while the stock market index remained high, despite the fluctuation, caused by an outflow of foreign capital. The Thai government adopted budget and cash deficit policies in order to stimulate economy. Throughout the year 2007, factors attributed to an economic expansion included domestic economic condition, exports, government and state enterprises budget spending, in couple with low interest rate and improved consumers and business confidence at the end of the year. Note: Overview of Thai Economy, the Office of Macro Economic Strategy and Planning, the Office of the National Economic and Social Development Board, February 25, 2008.

®“°°“√∑’Ë‡»√…∞°‘®‰∑¬¡’°“√¢¬“¬μ—«„πªï 2550 àßº≈„Àâ¡’°“√®â“ßß“π‡æ‘Ë¡¢÷Èπ∂÷ß√âÕ¬≈– 1.6 Õ—μ√“°“√«à“ßß“π‡©≈’Ë¬√âÕ¬≈– 1.4 ¿“æ√«¡¢Õß‡»√…∞°‘®‰∑¬¬—ß¡’‡ ∂’¬√¿“æ·μà·√ß°¥¥—π‡ß‘π‡øÑÕ‡æ‘Ë¡ Ÿß¢÷Èπ Õ—μ√“¥Õ°‡∫’È¬„πμ≈“¥‡ß‘π∑√ßμ—« ¡’°“√‡√àßª≈àÕ¬ ‘π‡™◊ËÕ¡“°¢÷Èπ ¢≥–‡¥’¬«°—π‡ß‘πΩ“°∏π“§“√™–≈Õμ—«≈ßÕ¬à“ßμàÕ‡π◊ËÕß àßº≈„Àâ ¿“æ§≈àÕß‡√‘Ë¡≈¥≈ß ·μà¬—ßÕ¬Ÿà„π√–¥—∫ Ÿß §à“‡ß‘π∫“∑·¢Áß§à“¢÷Èπ‡¡◊ËÕ‡∑’¬∫°—∫‡ß‘π¥Õ≈≈“√å √Õ. ¥—™π’√“§“μ≈“¥À≈—°∑√—æ¬åª√—∫μ—«‡æ‘Ë¡¢÷Èπ·¡â«à“®–¡’§«“¡º—πº«πμ“¡°“√‡§≈◊ËÕπ¬â“¬‡ß‘π∑ÿπ¢Õßπ—°≈ß∑ÿπμà“ß™“μ‘ ”À√—∫∞“π–°“√§≈—ß¢“¥¥ÿ≈ß∫ª√–¡“≥·≈–¢“¥¥ÿ≈‡ß‘π ¥ ∑—Èßπ’È ‡ªìπ‰ªμ“¡π‚¬∫“¬°“√§≈—ß·∫∫¢“¥¥ÿ≈‡æ◊ËÕ°√–μÿâπ‡»√…∞°‘® μ≈Õ¥ªï 2550 ªí®®—¬∑’Ë π—∫ πÿπ°“√¢¬“¬μ—«¢Õß‡»√…∞°‘® ª√–°Õ∫¥â«¬ ¿“«–‡»√…∞°‘®¢Õßª√–‡∑» °“√ àßÕÕ°‡ªìπ√“¬°“√∑’Ë ”§—≠¢Õß‰∑¬∑’Ë¡’°“√¢¬“¬μ—« Ÿß¢÷Èπ ·≈–‡Õ◊ÈÕª√–‚¬™πåμàÕ°“√ àßÕÕ°¢Õß‰∑¬ °“√‡√àß√—¥°“√‡∫‘°®à“¬ß∫ª√–¡“≥√—∞∫“≈·≈–ß∫≈ß∑ÿπ√—∞«‘ “À°‘®μàÕ‡π◊ËÕßÕ—μ√“¥Õ°‡∫’È¬μË”≈ß„π§√÷Ëßªï·√° ·≈–§«“¡‡™◊ËÕ¡—ËπºŸâ∫√‘‚¿§·≈–¿“§∏ÿ√°‘®¥’¢÷Èπ„π™à«ßª≈“¬ªï À¡“¬‡Àμÿ : ¢ âÕ¡Ÿ≈¿“æ√«¡‡»√…∞°‘®‰∑¬®“° ”π—°¬ÿ∑∏»“ μ√å·≈–°“√«“ß·ºπ‡»√…∞°‘®¡À¿“§ ”π—°ß“π§≥–°√√¡°“√æ—≤π“°“√‡»√…∞°‘®·≈– —ß§¡·Ààß™“μ‘ ≥ «—π∑’Ë 25 °ÿ¡¿“æ—π∏å 2551



Thailandûs Macro Economic Indicators

2009 proj.

2008 proj.

2007 2006 2005 2004

1. Population (Million persons)

--- 63.39 63.04 62.83 62.42 61.97

2. GDP

2.1 GDP at constant 1988 price (Billions of Baht)

--- 4,369.4 4,259.6 4,059.6 3,858.0 3,688.1

(% change) --- 2.6 4.9 5.2 4.6 6.3

2.2 GDP at current price (Billions of Baht)

--- 9,102.7 8,493.3 7,841.3 7,092.8 6,489.4

(% change) --- 7.2 8.3 10.6 9.3 9.7

2.3 GNP per capita (Baht : Person)

--- 130,616.9 123,673.4 114,748.0 103,667.8 96,049.2

3. Inflation -0.3 5.5 2.3 4.7 4.5 2.7

4. Fixed deposits (1 yr.) 1.00-1.75 1.75-2.00 2.25-2.38 4.00-5.00 2.50-3.50 1.00-1.00

5. Exchange rate (Baht : 1 USD)

35.33 33.36 34.56 37.93 40.27 40.27

∑’Ë¡“ : ∏π“§“√·Ààßª√–‡∑»‰∑¬ ¢âÕ¡Ÿ≈ª√—∫ª√ÿß≈à“ ÿ¥ ≥ «—π∑’Ë 31 ¡’π“§¡ 2552

Source: The Bank of Thailand. Latest Update on March 31, 2009.



∑’Ë¡“ : ∏π“§“√·Ààßª√–‡∑»‰∑¬ ¢âÕ¡Ÿ≈ª√—∫ª√ÿß≈à“ ÿ¥ ≥ «—π∑’Ë 31 ¡’π“§¡ 2552 Source: The Bank of Thailand. Latest Update on March 31, 2009.

∑’Ë¡“ : ∏π“§“√·Ààßª√–‡∑»‰∑¬ ¢âÕ¡Ÿ≈ª√—∫ª√ÿß≈à“ ÿ¥ ≥ «—π∑’Ë 31 ¡’π“§¡ 2552 Source: The Bank of Thailand. Latest Update on March 31, 2009.

GDP of Thailand

GDP of Thailand

MinMax

% of Interest rate - 1 year fixed deposits

2

3

4

5

6

7

8

2003 2004 2005 2006 2007 2008

%Ch

ange

7.1

6.3

4.65.2 4.9

2.6

1.00

0

2.00

3.00

4.00

5.00

6.00

2003 2004 2005 2006 2007 2008 2009 p.

2.00

3.50

5.00

1.75

1.00 1.00

4.00

1.00

1.75

2.252.50

2.38



2. ¿“æ√«¡‡»√…∞°‘®‰∑¬ªï 2551 ¿“æ√«¡‡»√…∞°‘®‰∑¬ªï 2551 ¡’Õ—μ√“°“√¢¬“¬μ—«¢Õß GDP ‡æ’¬ß√âÕ¬≈– 2.6 ≈¥μË”≈ß¡“°°«à“ªï 2550 ∂◊Õ«à“‡ªìπ·√ß¢—∫‡§≈◊ËÕπ‡»√…∞°‘®∑’ËπâÕ¬¡“° ·√ß°¥¥—π‡ß‘π‡øÑÕ„π‰μ√¡“ ∑’Ë 4 ≈¥≈ß‡ªìπ√âÕ¬≈– 2.1 ‡π◊ËÕß¡“®“°√“§“πÈ”¡—π·≈–√“§“ ‘π§â“‚¿§¿—≥±å∑’Ë≈¥≈ß ·≈–‡©≈’Ë¬∑—ÈßªïÕ—μ√“‡ß‘π‡øÑÕÕ¬Ÿà∑’Ë√âÕ¬≈– 5.5 ¿“æ√«¡‡»√…∞°‘®¬—ß§ß¡’‡ ∂’¬√¿“æ Õ—μ√“¥Õ°‡∫’È¬‡ß‘πΩ“°≈¥≈ß ·μàÕ—μ√“‡ß‘π‡øÑÕ≈¥≈ß‡√Á«°«à“ àßº≈„ÀâÕ—μ√“¥Õ°‡∫’È¬·∑â®√‘ß°≈—∫¡“‡ªìπ∫«°·≈–‡æ‘Ë¡¢÷Èπ ®÷ß¬—ß‰¡à‡ªìπªí®®—¬ π—∫ πÿπ‡»√…∞°‘®„π™à«ß‡»√…∞°‘®¢“≈ß ‘π‡™◊ËÕ™–≈Õμ—«·≈–‡ß‘πΩ“°‡√àßμ—«¢÷Èπ∑”„Àâ ¿“æ§≈àÕß à«π‡°‘π°≈—∫¡“‡æ‘Ë¡¢÷Èπ à«π§à“‡ß‘π∫“∑‡¡◊ËÕ‡∑’¬∫°—∫‡ß‘π¥Õ≈≈“√å √Õ. ÕàÕπ§à“≈ßμàÕ‡π◊ËÕß ªí≠À“Àπ’È¥âÕ¬§ÿ≥¿“æ‰¥âπ”‰ª Ÿà«‘°ƒμ∑“ß°“√‡ß‘π„π«ß°«â“ß ·≈–ªí≠À“∑“ß°“√‡¡◊Õß¿“¬„πª√–‡∑» àßº≈„Àâ§«“¡‡™◊ËÕ¡—Ëπ¢Õßπ—°≈ß∑ÿπ≈¥≈ß ∞“π–°“√§≈—ß¢“¥¥ÿ≈ß∫ª√–¡“≥·≈–¢“¥¥ÿ≈‡ß‘π ¥‡ªìπ®”π«π Ÿß∂÷ß 129,003 ≈â“π∫“∑ ·≈– 208,134 ≈â“π∫“∑ „π™à«ß‡¥◊Õπμÿ≈“§¡∂÷ß∏—π«“§¡ 2551 ‡π◊ËÕß®“°°“√®—¥‡°Á∫√“¬‰¥â≈¥≈ß·≈–μË”°«à“‡ªÑ“À¡“¬¡“° ®÷ß‰¡à‡æ’¬ßæÕ°—∫°“√‡∫‘°®à“¬„π¥â“π√“¬®à“¬ Àπ’È “∏“√≥–§ß§â“ß ≥ ‘Èπ‡¥◊Õπæƒ»®‘°“¬π 2551 ‡æ‘Ë¡¡“°¢÷Èπ§‘¥‡ªìπ√âÕ¬≈– 37 ¢Õß GDP à«π„À≠à‡æ‘Ë¡¢÷Èπ®“°Àπ’È¢Õß√—∞«‘ “À°‘®∑’Ë‰¡à„™à ∂“∫—π°“√‡ß‘π ª√–‡¥ÁπÀ≈—°∑’Ë‡ªìπªí®®—¬ àßº≈°√–∑∫μàÕ¿“«–‡»√…∞°‘®‰∑¬„πªï 2551 ¡’¥—ßπ’È (1) º≈°√–∑∫®“°¿“«–«‘°ƒμ¢Õß‡»√…∞°‘®‚≈° ´÷Ëß‡ªìπº≈°√–∑∫μàÕ‡π◊ËÕßμàÕ§à“„™â®à“¬ º≈°“√≈ß∑ÿπ·≈–°“√§â“√–À«à“ßª√–‡∑»¢Õßª√–‡∑»μà“ßÊ ∑’Ë≈¥≈ß ‡ªìπº≈„Àâ¡Ÿ≈§à“·≈–ª√‘¡“≥°“√ àßÕÕ°À¥μ—«≈ßÕ¬à“ß™—¥‡®π ·≈–°“√≈ß∑ÿπ∑—Èß¿“§‡Õ°™π·≈–¿“§√—∞À¥μ—«„π¢≥–∑’Ë°“√„™â®à“¬¢Õß§√—«‡√◊Õπ™–≈Õμ—«‡≈Á°πâÕ¬ àßº≈„Àâ¿“§°“√º≈‘μÀ¥μ—«∑—Èß¿“§Õÿμ “À°√√¡ °“√¢π àß °“√°àÕ √â“ß ·≈–¿“§∫√‘°“√ ∑”„Àâ°“√ àßÕÕ° ‘π§â“·≈–∫√‘°“√∑àÕß‡∑’Ë¬«¢Õß‰∑¬À¥μ—«„π‰μ√¡“ 4

2. An Overview of Thai Economy in 2008 In 2008, Thai GDP was at 2.6% which was a sharp decrease from that in 2007 while inflation in the 4th quarter dropped to 2.1% as a result of a decrease in the price of oil and consumer goods. The yearly average of inflation was at 5.5%. The overall economic condition was still stable. Bank deposit interest continued to decrease while inflation also dropped at a faster rate. The situation caused real interest rate to become positive and to increase. The slowdown in bank lending and an increase in deposit caused a recurrence of liquidity surplus. The value of Thai Baht continued to decrease against US dollar. Non-performing loans led to a widespread financial crisis and domestic political unrest have affected the confidence of investors.

million Baht respectively. During a period between October to December 2008, the governmentûs revenue collection was much below the target and thus caused an insufficiency of fund to cover the expenses. As of the end of November 2008, the total of accrued public debt increased by 37% of GDP. Most of the increase was attributed by the debts of state enterprises that are not financial institutions. Key factors attributed to Thai economy in 2008 include: (1) Global economic crisis has affected the expenses, investment return and the volume of international trade. The value and volume of Thailand exports dropped sharply. Private and public investment contracted while household consumption decelerated. The situation caused a slowdown in industrial productivity, transportation, construction and service sector including tourism in the 4th quarter.

During October to December 2008, the country saw the budget and cash deficit of as high as 129,003 million Baht and 208,134



(2) §«“¡‰¡à ß∫·≈–ªí≠À“¥â“π°“√‡¡◊Õß ·≈–°“√ªî¥ π“¡∫‘ππ“π“™“μ‘∑—Èß 2 ·Ààß ‰¥â àßº≈°√–∑∫´È”‡μ‘¡μàÕ°“√∑àÕß‡∑’Ë¬«·≈–‡ªìπÕÿª √√§μàÕ°“√¢π àß ‘π§â“√–À«à“ßª√–‡∑» √«¡∑—Èß‰¥â àßº≈„Àâ§«“¡‡™◊ËÕ¡—Ëπ¢Õßª√–™“™π·≈–¿“§∏ÿ√°‘®‡Õ°™π≈¥≈ß ¡’º≈°√–∑∫μàÕ°“√„™â®à“¬·≈–°“√≈ß∑ÿπ¿“§‡Õ°™π (3) °“√‡ª≈’Ë¬π·ª≈ß√—∞∫“≈À≈“¬§√—Èß ∑”„Àâ°“√‡∫‘°®à“¬ ß∫ª√–¡“≥¿“§√—∞¡’§«“¡≈à“™â“ ·≈–μË”°«à“‡ªÑ“À¡“¬·≈–°“√¥”‡π‘π‚§√ß°“√≈ß∑ÿπ¿“§√—∞¡’§«“¡≈à“™â“ „πªï 2552 ·π«‚πâ¡‡»√…∞°‘®‚≈°®–¢¬“¬μ—«‡æ’¬ß√âÕ¬≈– -0.5 ∂÷ß 0.5 ÷Ëß®–‡ªìπ°“√¢¬“¬μ—«μË” ÿ¥π—∫μ—Èß·μàÀ≈—ß ß§√“¡‚≈°§√—Èß∑’Ë 2 ·≈–¡“μ√°“√°“√·°â‰¢ªí≠À“∑“ß‡»√…∞°‘®¢Õßª√–‡∑»μà“ßÊ ‰¥â‡√‘Ë¡ª√–°“»„π™à«ß‰μ√¡“ ÿ¥∑â“¬¢Õßªï 2551 ·≈–μâπªï 2552 §“¥«à“®–™à«¬„Àâ‡»√…∞°‘®‚≈°øóôπμ—«Õ¬à“ß™â“Ê „π™à«ßª≈“¬ªï ¿“¬„μâ‡ß◊ËÕπ‰¢∑’Ëªí≠À“¿“§°“√‡ß‘π‰¥âºà“πæâπ®ÿ¥μË” ÿ¥‰ª·≈â«·≈–§«“¡‡™◊ËÕ¡—Ëπ‡√‘Ë¡ª√—∫μ—«¥’¢÷Èπ ·μà ”À√—∫‡»√…∞°‘®¢Õß‰∑¬„πªï 2552 §“¥«à“®–™–≈Õμ—«≈ßÕ¬à“ß¡“° ∑”„Àâ¡’·π«‚πâ¡¢Õß°“√¢¬“¬μ—«Õ¬Ÿà∑’Ëª√–¡“≥√âÕ¬≈– -2.7 ∂÷ß -4.9 ‡π◊ËÕß®“°«‘°ƒμ‘°“√‡ß‘π‚≈°¬—ß àßº≈°√–∑∫μàÕ‡»√…∞°‘®ª√–‡∑»À≈—° ·≈–ª√–‡∑»„π¿Ÿ¡‘¿“§À¥μ—«≈ßÕ¬à“ßμàÕ‡π◊ ËÕß √«¡∑— Èß‡Àμÿ°“√≥å∑“ß°“√‡¡◊Õß¢Õß‰∑¬¬—ßªíòπªÉ«π ·≈–æ∫«à“°“√ àßÕÕ°¢Õß‰∑¬À¥μ—«Õ¬à“ß√ÿπ·√ß ¢≥–∑’ËÕÿª ß§å¿“§‡Õ°™π¬—ß¡’§«“¡ÕàÕπ·Õ ·¡â«à“√—∞®–¡’·ºπ°√–μÿâπ‡»√…∞°‘®™à«¬™¥‡™¬Õÿª ß§å¢Õß¿“§‡Õ°™π ·μà‡»√…∞°‘®‰∑¬¬—ß¡’§«“¡‡ ’Ë¬ß·¡â«à“‡ß‘π‡øÑÕ∑—Ë«‰ª·≈–‡ß‘π‡øÑÕæ◊Èπ∞“π®–ª√—∫μ—«≈¥≈ß §≥–°√√¡°“√π‚¬∫“¬°“√‡ß‘π (°πß.) ®÷ß®”‡ªìπμâÕß„™âπ‚¬∫“¬°“√‡ß‘π∑’ËºàÕπ§≈“¬‡æ◊ËÕ°√–μÿâπ‡»√…∞°‘®„πª√–‡∑» À¡“¬‡Àμÿ : ¢âÕ¡Ÿ≈¿“æ√«¡‡»√…∞°‘®‰∑¬ªï 2551 ·≈–·π«‚πâ¡ªï 2552 ®“° ”π—°¬ÿ∑∏»“ μ√å·≈–°“√«“ß·ºπ‡»√…∞°‘®¡À¿“§ ”π—°ß“π§≥–°√√¡°“√æ—≤π“°“√‡»√…∞°‘®·≈– —ß§¡·Ààß™“μ‘ ≥ « —π∑ ’ Ë 23 ° ÿ¡¿“æ—π∏ å 2552 ·≈– √ ÿª¢ à“«‡»√…∞°‘®ÀÕ°“√§â“‰∑¬ ¿“ÀÕ°“√§â“·Ààßª√–‡∑»‰∑¬ ‡¡◊ ËÕ«—π∑’ Ë 9 ‡¡…“¬π 2552

(2) Political unrest by demonstrators have worsened the problem of tourism industry and affected international air transportation activities. The situation also caused public and private sector to become less confident and more cautious about spending and investment. (3) The frequent change of government has caused a delay in budget withdrawal and spending and governmentûs investment projects. It is expected that in 2009, Thai economy will grow at the rate of -0.5-0.5%, the lowest since WW2. It is also expected that all economic stimulus plans initiated during a period starting from the last quarter of 2008 to the beginning of 2009, would cause the world economy to make a slow recovery at the end of 2009, provided that the economic crisis has bottomed out and confidence level picked up. As a slowdown in Thai economy will get worse in 2009, it is expected that the economic growth rate will be around -2.7 to -4.9% due to the lingering global financial crisis, an economic slowdown in the region and domestic political unrest. Exports from Thailand will drastically drop while demand from private sector will remain weak. Despite the governmentûs economic stimulus efforts to offset the demand from private sector, the Thai economy remains at risk. And although, the general or basic inflation has dropped, it is still necessary for the National Monetary Policy Board to implement relaxed monetary policy in order to stimulate local economy. Note: Overview of Thai Economy in 2008 and 2009, the Office of Macro Economic Strategy and Planning, the Office of the National Economic and Social Development Board, February 23, 2009 and News Summary by the Thai Chamber of Commerce, April 9, 2009.



3. ∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬ªï 2550 3.1 ®”π«π‡∫’È¬ª√–°—π™’«‘μ

Net Written Premiums

Àπà«¬ : ≈â“π∫“∑ / Unit : Million Baht

Net Written Premiums / Year 2549 2006

2550 2007

% Growth

- First Year Premiums (Less Refund)

32,589 42,954 31.81%

- Renewal Premiums (Less Refund)

128,511 137,377 6.90%

- Single Premiums (Less Refund)

8,261 17,293 109.33%

Total (including Single Premium) 169,361 197,624 16.69%

Excluding Single Premium 161,100 180,331 11.94%

∑’Ë¡“ : ∂‘μ‘√“¬ß“π∏ÿ√°‘®ª√–°—π™’«‘μªï 2550 ¡“§¡ª√–°—π™’«‘μ‰∑¬ Source: Life Insurance Statistic Report 2007, The Thai Life Assurance Association.

3. The Thai Life Insurance Business in 2007 3.1 Amount of Life Insurance Premiums

®“°μ“√“ß®–æ∫«à“∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬ªï 2550 ¡’Õ—μ√“°“√‡μ‘∫‚μ Ÿß¢÷Èπ®“°ªï°àÕπ∂÷ß√âÕ¬≈– 16.69 (2549 : +3.84%) ¥â«¬‡∫’È¬ª√–°—π¿—¬√—∫ ÿ∑∏‘√«¡ 197,623 ≈â“π∫“∑ ‡ªìπ‡∫’È¬ª√–°—π¿—¬√—∫ªï·√° 42,954 ≈â“π∫“∑ Õ—μ√“°“√‡μ‘∫‚μ√âÕ¬≈– 31.81 (2549 : 7.86%) ‡∫’È¬ª√–°—π¿—¬ªïμàÕÕ“¬ÿ 137,377 ≈â“π∫“∑ Õ—μ√“°“√‡μ‘∫‚μ√âÕ¬≈– 6.90 ·≈–¡’Õ—μ√“§«“¡§ßÕ¬Ÿà√âÕ¬≈– 85 (2549 : 86%) ·≈–‡∫’È¬ª√–°—π¿—¬®à“¬§√—Èß‡¥’¬« 17,293 ≈â“π∫“∑ Õ—μ√“°“√‡μ‘∫‚μ‡æ‘Ë¡¢÷Èπ√âÕ¬≈– 109.34 (2549 : -41.56%)

The table shows that in 2007, life insurance business in Thailand saw a growth of 16.69% (2006 : +3.84%) with total net premium income of 197,623 million Baht in which 42,954 million Baht or an increase of 31.81% (2006 : 7.86%) was first year premium, 137,377 million Baht or an increase of 6.90% was renewal premiums while the persistency rate was 85% (2006 : 86%) and 17, 293 million Baht or an increase of 109.34% (2006 : -41.56%) was single-premiums.



3.2 ®”π«π°√¡∏√√¡åª√–°—π™’«‘μ√“¬„À¡à·≈–°√¡∏√√¡å

ª√–°—π™’«‘μ∑’Ë¡’º≈∫—ß§—∫

Factors attributed to such growth include interest and returns in life insurance business remained at good level, availability of newly developed and diverse products, introduction of new distribution channels, improved customer services and successful public awareness campaigns.

3.2 New Business and In-force Policies

New Business and In-force Policies

New Business % growth

In-force Policies % growth 2006 2007 2006 2007

No. of Policies

- Ordinary 1,819,142 2,094,952 15.16 9,641,392 10,692,952 10.91

- Industrial 179,888 233,205 29.64 2,426,024 2,381,806 -1.82

- Group 5,117 4,042 -21.01 16,150 17,265 6.90

Total 2,004,147 2,332,199 16.37 12,083,566 13,092,023 8.35

Sum Insured (Million Baht)

- Ordinary 358,064 426,188 19.03 1,894,290 2,121,950 12.02

- Industrial 12,580 17,160 36.41 130,668 133,034 1.81

- Group 523,407 520,512 -0.55 1,663,389 1,796,561 8.01

Total 894,051 963,860 7.81 3,688,348 4,051,545 9.85

Penetration rate 19% 21%

∑’Ë¡“ : ∂‘μ‘√“¬ß“π∏ÿ√°‘®ª√–°—π™’«‘μªï 2550 ¡“§¡ª√–°—π™’«‘μ‰∑¬

À¡“¬‡Àμÿ : Penetration rate = No. of Policies in-force / No. of Population Source: Business Report 2007: The Thai Life Assurance Association

Note: Penetration rate = No. of Policies in-force / No. of Population

ªí®®—¬μà“ßÊ ∑’Ë¡’º≈μàÕ°“√¢¬“¬μ—«¢Õß∏ÿ√°‘®ª√–°—π™’«‘μ„πªï 2550 Õ—μ√“¥Õ°‡∫’È¬·≈–º≈μÕ∫·∑π¢Õß∏ÿ√°‘®ª√–°—π™’«‘μ¬—ßÕ¬Ÿà„π‡°≥±å¥’ Õ’°∑—Èß∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬‰¥â¡’°“√æ—≤π“º≈‘μ¿—≥±å„À¡àÊ ∑’ËÀ≈“°À≈“¬ πÕßμÕ∫§«“¡μâÕß°“√¢Õß≈Ÿ°§â“„π«ß°«â“ß °“√‡√àßæ—≤π“™àÕß∑“ß°“√®”Àπà“¬„Àâ¡’À≈“°À≈“¬™àÕß∑“ß ¡“°¢÷Èπ “¡“√∂‡¢â“∂÷ß·≈–Õ”π«¬§«“¡ –¥«°·°à≈Ÿ°§â“‰¥â‡ªìπÕ¬à“ß¥’ ·≈–°“√·¢àß¢—π„Àâ§«“¡√Ÿ â‡°’ Ë¬«°—∫°“√ª√–°—π™’«‘μ·°àª√–™“™π √«¡∑—Èß°“√‚¶…≥“ª√–™“ —¡æ—π∏åμà“ßÊ



®“°μ“√“ß¢â“ßμâπ ∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬¡’°√¡∏√√¡åª√–°—π™’«‘μ∑’Ë¡’º≈∫—ß§—∫„πªï 2550 ¡’®”π«π∑—Èß ‘Èπ 13,092,023 °√¡∏√√¡å ¡’Õ—μ√“°“√‡μ‘∫‚μ‡æ‘Ë¡¢÷Èπ®“°ªï°àÕπ√âÕ¬≈– 8.35 (2549 : 8.05%) ”À√—∫°√¡∏√√¡åª√–°—π™’«‘μ√“¬„À¡àªï 2550 ¡’®”π«π∑—Èß ‘Èπ 2,332,199 °√¡∏√√¡å Õ—μ√“°“√‡μ‘∫‚μ Ÿß¢÷Èπ√âÕ¬≈– 16.37 ®“°ªï 2549 ‡ªìπ°√¡∏√√¡åª√–°—π™’«‘μª√–‡¿∑ “¡—≠ 2,094,952 °√¡∏√√¡å ¡’Õ—μ√“°“√‡μ‘∫‚μ√âÕ¬≈– 15.16 °√¡∏√√¡åª√–°—π™’«‘μª√–‡¿∑Õÿμ “À°√√¡ 233,205 °√¡∏√√¡å ¡’Õ—μ√“°“√‡μ‘∫‚μ√âÕ¬≈– 29.64 „π¢≥–∑’ ËÕ—μ√“°“√‡μ‘∫‚μ¢Õß°√¡∏√√¡åª√–°—π™’«‘μª√–‡¿∑Õÿμ “À°√√¡∑’Ë¡’º≈∫—ß§—∫≈¥≈ß√âÕ¬≈– 1.82 ·≈–°√¡∏√√¡åª√–°—π™’«‘μª√–‡¿∑°≈ÿà¡ 4,042 °√¡∏√√¡å ¡’Õ—μ√“°“√‡μ‘∫‚μ≈¥≈ß√âÕ¬≈– 21.01 ·μàÕ—μ√“°“√‡μ‘∫‚μ¢Õß°√¡∏√√¡åª√–°—π™’«‘μª√–‡¿∑°≈ÿà¡∑’Ë¡’º≈∫—ß§—∫°≈—∫‡æ‘Ë¡¢÷Èπ√âÕ¬≈– 6.90 Õ¬à“ß‰√°Áμ“¡ª√–™“™π¬—ß„Àâ§«“¡ π„®„π°“√∑”ª√–°—π™’«‘μª√–‡¿∑ “¡—≠ ·≈– π„®„π°“√∑”ª√–°—π™’«‘μª√–‡¿∑Õÿμ “À°√√¡‡æ‘Ë¡¢÷Èπ 3.3 Õ—μ√“°“√∂◊Õ§√Õß°√¡∏√√¡åª√–°—π™’«‘μ

®”π«πºŸâ∂◊Õ°√¡∏√√¡åª√–°—π™’«‘μ„πªï 2550 ¡’∂÷ß√âÕ¬≈– 21 (2549 : +19%) ¢Õßª√–™“°√∑—ÈßÀ¡¥ Õ¬à“ß‰√°Áμ“¡ °√¡∏√√¡åª√–°—π™’«‘μª√–‡¿∑ “¡—≠¬—ß§ß¡’ —¥ à«π°√¡∏√√¡å Ÿß ÿ¥ „π®”π«π°√¡∏√√¡åª√–°—π™’«‘μª√–‡¿∑μà“ßÊ

The table above shows that in 2007, the total number of policy-in-force was 13,092,023 or an increase of 8.35% compared with 8.05% in 2006 while total number of new policies was 2,332,199 or an increase of 16.37% from that in the previous year. Of all new policies, 2,094,952 were ordinary life which represented an increase of 15.16% from the previous year, 2,233,205 were industrial insurance products which represented a decrease of 1.82% from the previous year, 4,042 were group products which represented a decrease of 21.01% from the previous year. However, the total number of in-force group life policies increased by 6.90%. The figure above also shows that more people are interested in ordinary and group insurance products.

3.3 Persistency Rate

The total number of policy holders in 2007 represented 21% of total population in Thailand against that of 19.0% in 2006. Of this total, the number of ordinary life insurance policies was the highest.



∑’Ë¡“ : ∂‘μ‘√“¬ß“π∏ÿ√°‘®ª√–°—π™’«‘μªï 2550 ¡“§¡ª√–°—π™’«‘μ‰∑¬ Source : Life Insurance Statistic Report 2007, The Thai Life Assurance Association.

—¥ à«π¢ÕßÀπ’È ‘π√«¡ªï 2550Ratio of Total Liabilities in 2007

Life Policy Reserves 91.39%

Unpaid Losses 1.49%

Due to Insureds 3.43%

Amount Withheld on Reinsurance Treaties 0.01%

Due to Reinsurers 0.14%

Loans and Bank Overdraft 0.00%

Accrued Expenses 1.24%

Other Liabilities 2.16%

Head Office Account 0.14%

3.4 ®”π«π‡ß‘π ”√Õßª√–°—π¿—¬

„πªï 2550 ∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬¡’‡ß‘π ”√Õßª√–°—π¿—¬®”π«π 646,321 ≈â“π∫“∑ §‘¥‡ªìπ —¥ à«π Ÿß∂÷ß√âÕ¬≈– 91.39 ¢ÕßÀπ’È ‘π√«¡∑—ÈßÀ¡¥®”π«π 707,250 ≈â“π∫“∑

3.4 Insurance Reserve

In 2007, the total amount of insurance reserve in the industry was 646,421 million Baht or 91.39% of total liabilities of 707,250 million Baht.




‡ß‘π°Õß∑ÿπ Capital Funds

°”‰√ (¢“¥∑ÿπ) – ¡¬—ß‰¡à‰¥â®—¥ √√ 61,257 ≈â“π∫“∑ 55%Un-appropriated retained earnings = 61,257 million Baht or 55%.

∑ÿπ™”√–·≈â« 25,068 ≈â“π∫“∑ 23%Paid-Up Capital Funds = 25,068 million Baht or 23%.

à«π‡°‘π (μË”°«à“) ∑ÿπ 22,791 ≈â“π∫“∑ 21%Surplus (lower than) capitals = 22,791 million Baht or 21%.

°”‰√ (¢“¥∑ÿπ) – ¡®—¥ √√·≈â« 931 ≈â“π∫“∑ 1%Appropriated retained earning = 931 million Baht or 1%.

3.5 ‡ß‘π°Õß∑ÿπ

„πªï 2550 ∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬¡’‡ß‘π°Õß∑ÿπ®”π«π 110,047 ≈â“π∫“∑ „π®”π«ππ’È‡ªìπ∑ÿπ™”√–·≈â«®”π«π 25,068 ≈â“π∫“∑ à«π‡°‘π∑ÿπ®”π«π 22,791 ≈â“π∫“∑ °”‰√ – ¡∑’Ë®—¥ √√·≈â«®”π«π 931 ≈â“π∫“∑ ·≈–∑’Ë¬—ß‰¡à‰¥â®—¥ √√®”π«π 61,257 ≈â“π∫“∑

3.5 Capital Funds

In 2007, the total capital funds in Thai life insurance business was 110,047 million Baht in which 25,068 million Baht was paid up capital, 22,791 million Baht was surplus capital and 931 and 61,257 million Baht were appropriated and un-appropriated retained earning respectively.




—¥ à«π¢Õß ‘π∑√—æ¬å√«¡ ªï 2550 Ratio of Total Assets

Government Security, 55.05%

Other Assets, 0.12%Accured Income, 1.44%

Uncollected Premiums, 1.21%Due from Reinsurers, 0.02%

Amount Deposit onReinsurance treaties, 0.004%

Immovable Assets and Operating Assets, 1.58%

Private Security, 26.31%

Foreign Security, 4.12%

Loans, 7.79%

Other Investment, 0.19%

Cash and Financial Institution Deposit, 2.17%

3.6 ‘π∑√—æ¬å√«¡

„πªï 2550 ∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬¡’ ‘π∑√—æ¬å√«¡ 817,297 ≈â“π∫“∑ ¡’Õ—μ√“°“√‡μ‘∫‚μ√âÕ¬≈– 16.15 ®“°ªï°àÕπ à«π„À≠à‡ªìπÀ≈—°∑√—æ¬å√—∞∫“≈·≈–√—∞«‘ “À°‘® (Government Security) §‘¥‡ªìπ —¥ à«π¢Õß ‘π∑√—æ¬å∑—ÈßÀ¡¥√âÕ¬≈– 55.05 √Õß≈ß¡“‡ªìπÀ≈—°∑√—æ¬å‡Õ°™π (Private Security) ·≈–‡ß‘π„Àâ°Ÿ â¬◊¡ (Loans) —¥ à«π√âÕ¬≈– 26.31 ·≈– 7.79 μ“¡≈”¥—∫

3.6 Total Assets

In 2007, the total assets in Thai life insurance industry was 817,297 million Baht or an increase of 16.15% from the previous year. Most of the assets or 55,05% were government securities, followed by private securities and loans which represented 26.31% and 7.79% of total assets respectively.




0

100,000

50,000

2003

150,000

200,000

300,000

250,000

400,000

350,000

450,000

500,000Million Baht

2004 2005 2006 2007

Government SecurityForeige SecurityDeposits at Financial Institutions with Interest

Private SecurityOther Loans & Investments

Investment Asset of Life Insurance Industry

3.7 ‘π∑√—æ¬å≈ß∑ÿπ

®“°·ºπ¿Ÿ¡‘ · ¥ß„Àâ‡ÀÁπ«à“„πªï 2550 ∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬¡’°“√≈ß∑ÿπ„π¥â“πμà“ßÊ ¥—ßπ’È À≈—°∑√—æ¬å√—∞∫“≈·≈–√—∞«‘ “À°‘®®”π«π 449,934 ≈â“π∫“∑ (2549 : 401,107 ≈â“π∫“∑) À≈—°∑√—æ¬å‡Õ°™π®”π«π 215,012 (2549 : 171,367 ≈â“π∫“∑) ·≈–À≈—°∑√—æ¬åμà“ßª√–‡∑»®”π«π 33,685 ≈â“π∫“∑ (2549 : 19,045 ∫“∑) ´÷Ëß„πªï 2550 π’È¡’°“√≈ß∑ÿπ‡æ‘Ë¡¢÷Èπ√âÕ¬≈– 16.41 ·≈–§‘¥‡ªìπ —¥ à«π∂÷ß√âÕ¬≈– 94.89 ¢Õß ‘π∑√—æ¬å√«¡∑—ÈßÀ¡¥

3.7 Investment Assets

The chart shows that in 2007, life insurance companies in Thailand invested 449,934 million Baht (401,107 million Baht in 2006) in government and state enterprise securities, 215,012 million Baht (171,367 million Baht in 2006) in private securities and 33,685 million Baht in foreign securities (19,045 million Baht in 2006). Investment assets in 2007 grew by 16.41% or 94.89% of total assets.




Deposits at Financial Institutions with Interest 1.51%Other Loans & Investments 8.41%

Foreige Security 4.34%

Private Security 27.72%Government Security 58.01%

—¥ à«π°“√≈ß∑ÿπ„πÀ≈—°∑√—æ¬åInvestment Portfolio



”À√—∫Õ—μ√“º≈μÕ∫·∑π®“°°“√≈ß∑ÿπ„πªï 2550 Õ¬Ÿà∑’ Ë√–¥—∫√âÕ¬≈– 6.07 (2549 : 5.90%) ‡π◊ËÕß¡“®“°¡’®”π«π‡ß‘π‡∫’È¬ª√–°—π¿—¬‡æ‘Ë¡ Ÿß¢÷Èπ¡“°°«à“‡¥‘¡ ®÷ß∑”„Àâ‡ß‘πÀ¡ÿπ‡«’¬π„π√–∫∫¡’¡“°¢÷Èπ ª√–°Õ∫°—∫¿“§√—∞‰¥â¡’°“√ª√—∫ª√ÿß°Æ√–‡∫’¬∫°“√≈ß∑ÿπ∑’Ë‡Õ◊ÈÕÕ”π«¬μàÕ°“√¥”‡π‘πß“π¢Õß∏ÿ√°‘®ª√–°—π™’«‘μ¡“°¢÷Èπ ·≈–ª√—∫¢¬“¬™àÕß∑“ß°“√≈ß∑ÿπ‡æ‘ Ë¡®“°‡¥‘¡ ®÷ß∑”„Àâ∏ÿ√°‘®ª√–°—π™’«‘μ¡’Õ—μ√“º≈μÕ∫·∑π∑’Ë¥’

Investment yield rate in 2007 was at 6.07% level against that of 5.90% in the previous year. An increase was due mainly on a rise in insurance premium earning, higher liquidity in the business, supportive government rules and regulations and an increase in investment channels.

∑’Ë¡“ : ∂‘μ‘√“¬ß“π∏ÿ√°‘®ª√–°—π™’«‘μªï 2550 ¡“§¡ª√–°—π™’«‘μ‰∑¬

À¡“¬‡Àμÿ : Õ—μ√“º≈μÕ∫·∑π®“°°“√≈ß∑ÿπ‰¥â¡’°“√§”π«≥√«¡ Capital Gain (Loss) ‡¢â“‰ª¥â«¬

Source : Life Insurance Statistic Report 2007, The Thai Life Assurance Association.

Note : Investment yield rate includes capital gain (loss).

Yield Rate

Investment Yield rate

Investment Yield Rate

5.60%

5.70%

5.80%

5.90%

6.00%

6.10%

6.20%

6.30%

6.40%

6.50%

6.60%

2003 2004 2005 2006 2007

6.51%

6.22%

5.91%

6.07%

5.90%



Àπà«¬ : ≈â“π∫“∑ / Unit : Million Baht

2007 2008 % growth

Premium Income

- First Year Premium : FYP 43,703.7 44,733.1 2.4

- Renewal Premium 139,654.5 153,230.3 9.7

- Single Premium 18,310.3 24,005.7 31.1

including single premium 201,668.5 221,969.1 10.1

excluding single premium 183,358.2 197,963.4 8.0

4. ∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬ªï 2551 4.1 ‡∫’È¬ª√–°—π¿—¬√—∫ªï 2551

‡∫’ È¬ª√–°—π™’«‘μμ— Èß·μà‡¥◊Õπ¡°√“§¡-∏—π«“§¡ 2551 ¡’®”π«π 221,969.1 ≈â“π∫“∑ ¡’Õ—μ√“°“√‡μ‘∫‚μ√âÕ¬≈– 10.1 ‡¡◊ËÕ‡∑’¬∫°—∫ªï∑’Ë·≈â«„π√–¬–‡«≈“‡¥’¬«°—π (2550 : +16.7%) ‡ªìπ‡∫’È¬ª√–°—π¿—¬√—∫ªï·√°®”π«π 44,733.1 ≈â“π∫“∑ Õ—μ√“°“√‡μ‘∫‚μ‡æ‘Ë¡¢÷Èπ√âÕ¬≈– 2.4 (2550 : +31.8%) ‡∫’È¬ª√–°—π¿—¬μàÕÕ“¬ÿ®”π«π 153,230.3 ≈â“π∫“∑ ¡’Õ—μ√“§«“¡§ßÕ¬Ÿà√âÕ¬≈– 84 (2550 : +85%) §‘¥‡ªìπÕ—μ√“°“√‡μ‘∫‚μ√âÕ¬≈– 9.7 (2550 : +6.9%) ·≈–‡∫’È¬ª√–°—π¿—¬®à“¬§√—Èß‡¥’¬«®”π«π 24,005.7 ≈â“π∫“∑ Õ—μ√“°“√‡μ‘∫‚μ√âÕ¬≈– 31.1 (2550 : +109.3%) À“°‰¡à√«¡‡∫’È¬ª√–°—π¿—¬√—∫·∫∫®à“¬§√—Èß‡¥’¬« ®–¡’‡∫’È¬ª√–°—π¿—¬√—∫√«¡√–À«à“ß‡∫’È¬ª√–°—π¿—¬√—∫ªï·√°·≈–ªïμàÕÕ“¬ÿ®”π«π 197,963.4 ≈â“π∫“∑ ´÷Ëß¡’Õ—μ√“°“√‡μ‘∫‚μ√âÕ¬≈– 8.0

4. Thai Life Insurance Business in 2008 4.1 Premium Income in 2008

Total premium income during Jan-Dec 2008 was 221,969.1 million Baht or an increase of 10.1% compared with that of 16.7% in the previous year. Of this total, 44,733.1 million Baht was first year premium which was an increase of 2.4% against that of 31.8% in the previous year, 153,230.3 million Baht was renewal premium which represented an increase of 84% compared with 85% in 2007, persistency rate was 84% (2007 : + 85%) or an increase of 9.7% (2007 : +6.9%) and 24,005.7 million Baht was single premium which was an increase of 31.1% against that of 109.3% in 2007. If single premium income is excluded, the total combined premium of first year and renewal was 197,963.4% million Baht or an increase of 8.0%.

∑’Ë¡“ : ∂‘μ‘√“¬ß“π ª™.1-2 ‡¥◊Õπ∏—π«“§¡ 2551 ¡“§¡ª√–°—π™’«‘μ‰∑¬ Source : Life Insurance Statistic Report 2008, The Thai Life Assurance Association.



∑’Ë¡“ : ∂‘μ‘√“¬ß“π ª™.1-2 ‡¥◊Õπ∏—π«“§¡ 2551 ¡“§¡ª√–°—π™’«‘μ‰∑¬ Source: PC 1-2 Reports, Dec 2008, TLAA

à«π·∫àß°“√μ≈“¥‡∫’È¬ª√–°—π¿—¬√—∫√«¡ªï 2551Total Premium Market Share as of 2008

AIA, 37.52%

TLI, 14.53%

MTL, 7.77%

SCNYL, 6.80%

BLA, 6.79%

AACP, 6.56%

OLIC, 4.45%

KTAL, 4.08%

ING, 2.79% TLA, 2.22% Others, 6.49%

4.2 à«π·∫àß°“√μ≈“¥

®“°·ºπ¿Ÿ¡‘ · ¥ß„Àâ‡ÀÁπ∂÷ß à«π·∫àß°“√μ≈“¥´÷Ëß§‘¥μ“¡ ‡∫’È¬ª√–°—π¿—¬√—∫√«¡¢Õß∫√‘…—∑ª√–°—π™’«‘μ„πª√–‡∑»‰∑¬ μ—Èß·μà‡¥◊Õπ¡°√“§¡-∏—π«“§¡ 2551 ‚¥¬∫√‘…—∑∑’Ë¡’ à«π·∫àß°“√μ≈“¥ 10 Õ—π¥—∫·√° ‰¥â·°à (1) ∫√‘…—∑ Õ‡¡√‘°—πÕ‘π‡μÕ√å‡π™—Ëπ·π≈·Õ ™—«√—π å ®”°—¥ √âÕ¬≈– 37.52 (2) ∫√‘…—∑ ‰∑¬ª√–°—π™’«‘μ ®”°—¥ √âÕ¬≈– 14.53 (3) ∫√‘…—∑ ‡¡◊Õß‰∑¬ª√–°—π™’«‘μ ®”°—¥ √âÕ¬≈– 7.77 (4) ∫√‘…—∑ ‰∑¬æ“≥‘™¬åπ‘«¬Õ√å§‰≈øáª√–°—π™’«‘μ ®”°—¥ (¡À“™π) √âÕ¬≈– 6.80

4.2 Market Share

The chart shows the top 10 market share ranking, based on gross premium income during Jan-Dec 2008 of the following companies. (1) AIA 37.52% (2) Thai Life 14.53% (3) Muangthai Life 7.77% (4) Siam Commercial New York Life 6.80%



(5) ∫√‘…—∑ °√ÿß‡∑æª√–°—π™’«‘μ ®”°—¥ (¡À“™π) √âÕ¬≈– 6.79 (6) ∫√‘…—∑ Õ¬ÿ∏¬“ Õ≈‘Õ—π å ’.æ’. ª√–°—π™’«‘μ ®”°—¥ (¡À“™π) √âÕ¬≈– 6.56 (7) ∫√‘…—∑ ‰∑¬ ¡ÿ∑√ª√–°—π™’«‘μ ®”°—¥ √âÕ¬≈– 4.45 (8) ∫√‘…—∑ °√ÿß‰∑¬ ·Õ°´à“ ª√–°—π™’«‘μ ®”°—¥ √âÕ¬≈– 4.08 (9) ∫√‘…—∑ ‰Õ‡ÕÁπ®’ª√–°—π™’«‘μ ®”°—¥ √âÕ¬≈– 2.79 (10) ∫√‘…—∑ ∏π™“μª√–°—π™’«‘μ ®”°—¥ √âÕ¬≈– 2.22 4.3 ®”π«π°√¡∏√√¡åª√–°—π™’«‘μ

(5) Bangkok Life 6.79% (6) AACP 6.56% (7) Ocean Life 4.45% (8) Krungthai AXA Life 4.08% (9) ING Life 2.79% (10) Thanachart Life 2.22%

4.3 Number of New Policies

Number of New Policies January - December, 2008

2007 2008 % growth

Number of Policies

- Ordinary 2,113,330 2,307,467 9.19

- Industrial 234,731 275,359 17.31

- Group 3,943 3,656 -7.28

- Personal Accident : PA 1,775,392 1,851,447 4.28

Number of Policies

including PA 4,127,396 4,437,929 7.52

excluding PA 2,352,004 2,586,482 9.97

∑’Ë¡“ : ∂‘μ‘√“¬ß“π ª™.1-2 ‡¥◊Õπ∏—π«“§¡ 2550-2551 ¡“§¡ª√–°—π™’«‘μ‰∑¬ Source : PC 1-2 Reports, Dec 2008, TLAA



®”π«π°√¡∏√√¡åª√–°—π™’« ‘μ∑’ Ë ‡¢ â“¡“„À¡àμ — Èß·μà‡¥ ◊Õπ¡°√“§¡-∏—π«“§¡ 2551 ‡¡◊ËÕ√«¡ PA ¡’®”π«π∑—Èß ‘Èπ 4,437,929 °√¡∏√√¡å ¡’Õ—μ√“°“√‡μ‘∫‚μ‡æ‘Ë¡¢÷Èπ√âÕ¬≈– 7.52 ‡¡◊ËÕ‡∑’¬∫°—∫√–¬–‡«≈“‡¥’¬«°—π„πªï 2550 ∂â“À“°‰¡à√«¡°√¡∏√√¡åª√–°—πÕÿ∫—μ‘‡Àμÿ à«π∫ÿ§§≈ ®–¡’®”π«π°√¡∏√√¡å∑— Èß ‘ Èπ 2,586,482 °√¡∏√√¡å ¥â«¬Õ—μ√“°“√‡μ‘∫‚μ√âÕ¬≈– 9.97 ”À√—∫®”π«π°√¡∏√√¡åª√–°—π™’«‘μ∑’Ë¡’Õ—μ√“°“√‡μ‘∫‚μ≈¥≈ß §◊Õ °√¡∏√√¡åª√–°—π™’«‘μ°≈ÿà¡ ∑’Ë¡’®”π«π°√¡∏√√¡å∑—Èß ‘Èπ 3,656 °√¡∏√√¡å ¡’Õ—μ√“°“√‡μ‘∫‚μ≈¥≈ß√âÕ¬≈– 7.28 5. °≈¬ÿ∑∏å°“√¥”‡π‘πß“πªï 2550-2551 ®“°ªí®®—¬≈∫∑“ß¿“«–‡»√…∞°‘®∑’Ë°≈à“«‰«â¢â“ßμâπ ·≈– àßº≈°√–∑∫μàÕ∏ÿ√°‘®ª√–°—π™’«‘μ„πªï 2550-2551 ∑”„Àâ¿“§∏ÿ√°‘®μâÕß‡√àß√—¥ª√—∫°≈¬ÿ∑∏å„π°“√¥”‡π‘πß“πÀ≈“¬Õ¬à“ß ‡æ◊ËÕ„Àâ∏ÿ√°‘®¡’°“√‡μ‘∫‚μÕ¬à“ßμàÕ‡π◊ËÕß °≈¬ÿ∑∏å¥â“πμà“ßÊ ∑’Ë∏ÿ√°‘®ª√–°—π™’«‘μ‰¥â¡’°“√‡√àßæ—≤π“·≈–ª√—∫ª√ÿß ‰¥â·°à 1. ¥â“π°“√∫√‘À“√®—¥°“√ ¡’°“√ª√—∫ª√ÿß√–∫∫°“√∫√‘À“√°“√®—¥°“√¿“¬„πÕß§å°√„Àâ¡’§«“¡‡À¡“– ¡∑—π ¡—¬¡“°¢÷Èπ ∑”„Àâ‡æ‘Ë¡ª√– ‘∑∏‘¿“æ°“√¥”‡π‘πß“π¢Õß∏ÿ√°‘®¡“°¢÷Èπ √«¡∑—Èß¡’°“√æ—≤π“§ÿ≥¿“æ∫ÿ§≈“°√¢ÕßÕß§å°√Õ¬à“ßμàÕ‡π◊ËÕß ¡Ë”‡ ¡Õ 2. ¥â“πº≈‘μ¿—≥±å ¡’°“√ª√—∫ª√ÿß·≈–æ—≤π“º≈‘μ¿—≥±å„À¡à∑’ËÀ≈“°À≈“¬‡À¡“– ¡°—∫§«“¡μâÕß°“√¢Õßª√–™“™π∑ÿ°√–¥—∫Õ¬à“ß°«â“ß¢«“ß 3. ¥â“πμ—«·∑πª√–°—π™’«‘μ ¡’°“√æ—≤π“«‘∏’°“√®—¥ Õ∫μ—«·∑πª√–°—π™’«‘μ„Àâ¡’§«“¡∑—π ¡—¬¡“°¢÷Èπ “¡“√∂„Àâ∫√‘°“√ Õ∫·°àºŸâ∑’ Ë ¡—§√ Õ∫‰¥âÕ¬à“ß√«¥‡√Á«·≈–∑—Ë«∂÷ß§≈Õ∫§≈ÿ¡∑ÿ°æ◊Èπ∑’Ë¢Õßª√–‡∑»‰∑¬ ¥â«¬°“√æ—≤π“√–∫∫°“√ Õ∫μ—«·∑πª√–°—π™’«‘μ„Àâ‡ªìπ√–∫∫§Õ¡æ‘«‡μÕ√å‰ª¬—ß¿Ÿ¡‘¿“§μ“¡®—ßÀ«—¥μà“ßÊ √«¡∑—Èß°“√æ—≤π“§≈—ß¢âÕ Õ∫„Àâ¡’§«“¡∑—π ¡—¬‡À¡“– ¡¡“°¢÷Èπ

The total number of new life insurance policies during January to December 2008, including PA was 4,437,929 or an increase of 7.52% compared with that in the same period of 2007. The total number of new life insurance policies during January to December 2008, exclusive of PA was 2,586,482 or an increase of 9.97% compared with that in the same period of 2007. Insurance product whose sales has dropped was group life insurance whose total sales was 3,656 or a decrease of 7.28%. 5. Operational Strategies for 2007-2008 The above-mentioned negative factors that adversely affected life insurance business during 2007-2008 have prompted life insurance companies to adjust their business operational strategies in order to maintain stable growth. Areas of business whose strategies have been improved to meet changing situation include: 1. Management: Life companies have modernized their internal management system in order to improve operational and personnel efficiency. 2. Products: Existing products have been improved and a wide variety of new products have been developed to meet the needs of people at all economic levels. 3. Agency: More efficient and computerized agency license examination are now available for those who want to join this profession both in Bangkok and many other provinces throughout the country. Exam question database has been also updated on regularly.



∂‘μ‘μ—«·∑πª√–°—π™’«‘μ √–À«à“ßªï 2541-2550 Life Insurance Agents During the Year 1998-2007

ªï Year

μ—«·∑π∑’Ë ‰¥â√—∫„∫Õπÿ≠“μ∑—Èß ‘Èπ Total Number of License at The End of Year

% + (-)

2541 / 1998 184,437 21.42

2542 / 1999 217,548 17.95

2543 / 2000 279,896 28.66

2544 / 2001 329,079 17.57

2545 / 2002 366,022 11.23

2546 / 2003 438,237 19.73

2547 / 2004 229,160 (47.71)

2548 / 2005 266,763 16.41

2549 / 2006 293,192 9.91

2550 / 2007 385,032 31.32

∑’Ë¡“ : ”π—°ß“π§≥–°√√¡°“√°”°—∫·≈– àß‡ √‘¡°“√ª√–°Õ∫∏ÿ√°‘®ª√–°—π¿—¬ Source: The Office of Insurance Commission (OIC)



®“°·ºπ¿Ÿ¡‘¢â“ßμâπ μ—«·∑πª√–°—π™’«‘μ¡’Õ—μ√“°“√‡μ‘∫‚μ∑ÿ°ªï ¬°‡«âπ„πªï 2547 °√¡°“√ª√–°—π¿—¬„π¢≥–π—Èπ À√◊Õ ”π—°ß“π§≥–°√√¡°“√°”°—∫·≈– àß‡ √‘¡°“√ª√–°Õ∫∏ÿ√°‘®ª√–°—π¿—¬ (§ª¿.) ‰¥â¡’°“√ª√—∫ª√ÿß∞“π¢âÕ¡Ÿ≈¢Õß®”π«πμ—«·∑πª√–°—π™’«‘μ„À¡à ®÷ß∑”„Àâ¡’Õ—μ√“°“√‡μ‘∫‚μ≈¥μË”≈ß 1. ¥â“π°“√μ≈“¥ ¡’°“√æ—≤π“°≈¬ÿ∑∏å∑“ß°“√μ≈“¥„πÀ≈“¬«‘∏’ ´÷Ëß¡’°“√·¢àß¢—π∑“ß¥â“π°“√μ≈“¥Õ¬à“ß√ÿπ·√ß ‰¡à«à“®–‡ªìπ∑“ß¥â“π°“√∑”ª√–™“ —¡æ—π∏å„πÀ≈“¬Ê ™àÕß∑“ß ∑’Ë “¡“√∂‡¢â“∂÷ßºŸâ∫√‘‚¿§∑ÿ°√–¥—∫

The above chart shows that the number of life insurance agents has increased every year, except 2004 when the then Department of Insurance (Now OIC) was improving agency exam question database. 1. Marketing: Many new marketing strategies have been developed in order to maintain competitiveness in this highly competitive market, including public relations strategy, geared to reach consumers at all levels.

Õ—μ√“°“√‡μ‘∫‚μ¢Õßμ—«·∑πª√–°—π™’«‘μGrowth of Agency

-50.00%

-60.00%

-40.00%

-30.00%

-20.00%

-10.00%

0.00%

10.00%

20.00%

30.00%

40.00%

1999 2000 2001 2002 2003 2004 2005 2006 20071998



2. ¥â“π™àÕß∑“ß°“√®”Àπà“¬ ¡’°“√æ—≤π“·≈–‡æ‘Ë¡™àÕß∑“ß °“√®”Àπà“¬„Àâ¡’¡“°¢÷ Èπ πÕ°‡Àπ◊Õ®“°°“√¢“¬ºà“πμ—«·∑π ‰¥â·°à °“√¢“¬ºà“π∏π“§“√ °“√¢“¬ºà“π∑“ß‚∑√»—æ∑å °“√¢“¬ºà“πÕß§å°√ °“√¢“¬ºà“π‰ª√…≥’¬å ‡ªìπμâπ

2. Channels of Distribution: Existing distribution channels have been further developed while new ones have been established in the market in addition to the traditional agency channel. These new channels include Bancassurance, tele-marketing, organization and post office, etc.

∑’Ë¡“ : ∂‘μ‘√“¬ß“π‡∫’È¬ª√–°—π¿—¬√—∫ªï·√°·¬°μ“¡™àÕß∑“ß°“√®”Àπà“¬ ª√–‡¿∑ “¡—≠ ªï 2551 ¡“§¡ª√–°—π™’«‘μ‰∑¬ Source: Statistical Report of First Year Premium, Classified by Channel of Distributions, Ordinary, 2008, TLAA

First Year Premium and Renewal Premium (Ordinary Life) byDistribution Channel : January-December 2008

AgentBroker

Bancassurance, 30.10%

BancassurancePost OfficeDirect Mail

Tele Marketing, 5.46%

Tele Marketing

Work Site, 1.99%

Work SiteOthers



®“°·ºπ¿Ÿ¡‘¢â“ßμâπ · ¥ß„Àâ‡ÀÁπ∂÷ß à«π·∫àß¢Õß‡∫’È¬ª√–°—π¿—¬√—∫ªï·√° ª√–‡¿∑ “¡—≠ ∑’Ë®”Àπà“¬ºà“π™àÕß∑“ßμà“ßÊ μ—Èß·μà‡¥◊Õπ¡°√“§¡-∏—π«“§¡ 2551 ´÷ Ëß¡’™àÕß∑“ß°“√®”Àπà“¬∑’ Ë¡’ —¥ à«π¢Õß‡∫’È¬ª√–°—π¿—¬√—∫¡“°∑’Ë ÿ¥ 3 Õ—π¥—∫·√° ‰¥â·°à (1) ¢“¬ºà“πμ—«·∑π √âÕ¬≈– 62.13 (2) ¢“¬ºà“π∏π“§“√ √âÕ¬≈– 30.10 (3) ¢“¬ºà“π‚∑√»—æ∑å √âÕ¬≈– 5.46 6. °“√‡ª≈’Ë¬π·ª≈ß·≈–°“√ àß‡ √‘¡®“°¿“§√—∞ ªï 2550-2551 ∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬„πªï 2549-2550 ¡’°“√‡ª≈’Ë¬π·ª≈ß∑’Ë ”§—≠ §◊Õ ¿“§√—∞‰¥âæ‘®“√≥“ª√—∫ª√ÿßæ√–√“™∫—≠≠—μ‘ª√–°—π™’«‘μ æ.». 2535 ¡“‡ªìπæ√–√“™∫—≠≠—μ‘ª√–°—π™’«‘μ æ.». 2535 ·°â‰¢‡æ‘Ë¡‡μ‘¡‚¥¬ æ√–√“™∫—≠≠—μ‘ª√–°—π™’«‘μ (©∫—∫∑’Ë 2) æ.». 2550 àßº≈„Àâ‡°‘¥°“√‡ª≈’Ë¬π·ª≈ß¢Õß°Æ√–‡∫’¬∫∑’Ë„™â∫—ß§—∫ ”À√—∫∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬À≈“¬ª√–°“√ Õ“∑‘‡™àπ (1) °“√®—¥∑”¡“μ√∞“π¢—ÈπμË”°“√∫√‘À“√§«“¡‡ ’Ë¬ß¿—¬¢Õß∏ÿ√°‘®ª√–°—π¿—¬ (2) °“√®—¥∑”§Ÿà¡◊Õ°“√∫√‘À“√§«“¡‡ ’Ë¬ß¥â“πªØ‘∫—μ‘°“√¢Õß∏ÿ√°‘®ª√–°—π¿—¬ (3) ·π«∑“ß°“√μ√«® Õ∫∞“π–°“√¥”‡π‘πß“π∫√‘…—∑ª√–°—π™’«‘μ (4) °“√»÷°…“°“√¥”√ß‡ß‘π°Õß∑ÿπμ“¡√–¥—∫§«“¡‡ ’Ë¬ß (Risk-Based Capital) πÕ°®“°π’È ¿“§√—∞¬—ß‰¥â¡’°“√æ‘®“√≥“‡æ‘Ë¡§à“≈¥À¬àÕπ¿“…’‡ß‘π‰¥â∫ÿ§§≈∏√√¡¥“¢Õß‡∫’È¬ª√–°—π™’«‘μ®“° 50,000 ∫“∑ ‡ªìπ 100,000 ∫“∑ àßº≈„Àâ∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬‰¥â√—∫§«“¡ π„®®“°ª√–™“™π∑—Ë«‰ª‰¥â‡ªìπÕ¬à“ß¥’ ·≈–‡ªìπªí®®—¬À≈—°ª√–°“√Àπ÷Ëß∑’Ë∑”„Àâ∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬¡’Õ—μ√“°“√‡μ‘∫‚μÕ¬Ÿà„π‡°≥±å¥’

The chart above shows that the top 3 ranking of market share, based on first year premium of ordinary product, sold through different channels of distribution during January to December 2008 are: (1) Agency 62.13% (2) Bancassurance 30.10% (3) Tele-Marketing 5.46% 6. Changes and Supports from Government Agencies in 2007-2008 Major changes in Thai life insurance business in 2006-2007 included the promulgation of Life Insurance Act (No. 2), B.E. 2550 which was an amendment to the Life Insurance Act, B.E. 2535. As a result, many new rules and regulations have been implemented or developed. They include: (1) minimum requirement for solvency of life insurance companies (2) Operational Risk Management Guidance (3) Guidelines for Auditing Operational Condition and (4) Risk - Based Capital. Major positive change was an increase in the maximum amount of tax deductible for premium from 50,000 Baht to 100,000 Baht. An increase attracted the people to be interested in life insurance products and thus affected stable growth of business.



2547 2004

2548 2005

2549 2006

2550 2007

2551 2008 Proj.

2552 2009 Proj.

¢âÕ¡Ÿ≈∏ÿ√°‘®ª√–°—π™’«‘μ„πª√–‡∑»‰∑¬

(Thai Life Insurance Industry)

®”π«π°√¡∏√√¡åª√–°—π¿—¬ (≈â“π°√¡∏√√¡å) No. of Policies (Mill.)

10.4 11.2 12.1 13.1 14.3 15.2

% ¢¬“¬μ—« (%Change) 7.5 8.2 7.6 8.3 9.0 6.5

®”π«π‡ß‘π‡Õ“ª√–°—π¿—¬ (æ—π≈â“π∫“∑) Sum Insured (Billion Baht)

2,673.2 3,098.5 3,688.3 4,051.5 4,497.2 4,767.0

% ¢¬“¬μ—« (%Change) 13.4 15.9 19.0 9.8 11.0 6.0

‡∫’È¬ª√–°—π¿—¬√—∫ (æ—π≈â“π∫“∑) Premium Income (Billion Baht)

151.1 166.8 173.5 201.9 222.0 240.9

% ¢¬“¬μ—« (%Change) 16.3 10.4 4.0 16.4 9.9 8.5

‡ß‘π ”√Õßª√–°—π¿—¬ª√–‡¡‘π (æ—π≈â“π∫“∑) Life Policy Reserves (Billion Baht)

415.0 490.1 559.1 646.3 743.3 817.6

% ¢¬“¬μ—« (%Change) 21.0 18.1 14.1 15.6 15.0 10.0

‡ß‘π°Õß∑ÿπª√–‡¡‘π (æ—π≈â“π∫“∑) Capital Funds (Billion Baht)

71.8 82.2 90.5 110.0 132.1 145.3

% ¢¬“¬μ—« (%Change) 1.4 14.5 10.1 21.6 20.0 10.0

‘π∑√—æ¬å≈ß∑ÿπª√–‡¡‘π (æ—π≈â“π∫“∑) Investment Assets (Billion Baht)

491.4 583.8 666.2 775.6 899.7 989.6

% ¢¬“¬μ—« (%Change) 17.6 18.8 14.1 16.4 16.0 10.0

‘π∑√—æ¬åª√–‡¡‘π (æ—π≈â“π∫“∑) Assets (Billion Baht)

540.4 620.4 703.6 817.3 948.1 1,042.9

% ¢¬“¬μ—« (%Change) 20.0 14.8 13.4 16.2 16.0 10.0

¢âÕ¡Ÿ≈∏ÿ√°‘®ª√–°—π™’«‘μ‰∑¬ Key Indicators of Thai Life Insurance Industry

ªï (æ.».) Year (A.D.)



2547 2004

2548 2005

2549 2006

2550 2007

2551 2008 Proj.

2552 2009 Proj.

¢âÕ¡Ÿ≈∑“ß‡»√…∞°‘® (Economic Indicator)

ª√–™“°√ (≈â“π§π) Population (Million)

62.0 62.4 62.8 63.0 63.4 64.0

% ¢¬“¬μ—« (%Change) (1.8) 0.7 0.7 0.3 0.01 1.0

º≈‘μ¿—≥±å¡«≈√«¡¿“¬„πª√–‡∑» ≥ √“§“§ß∑’Ë ªï 2531 (GDP) (æ—π≈â“π∫“∑) GDP at constant 1988 price (Billion Baht)

3,688.10 3,858.00 4,059.60 4,259.60 4,369.40 4,251.43

% ¢¬“¬μ—« (%Change) 6.3 4.6 5.2 4.9 2.6 (2.7)

º≈ ‘μ¿—≥±å¡«≈√«¡¿“¬„πª√–‡∑» ≥ √“§“ªí®®ÿ∫—π (GDP) (æ—π≈â“π∫“∑) GDP at current price (Billion Baht)

6,489.4 7,092.8 7,841.3 8,493.3 9,102.7 8,856.9

% ¢¬“¬μ—« (%Change) 9.7 9.3 10.6 8.3 7.2 (2.7)

% «‘‡§√“–Àå

®”π«π°√¡∏√√¡åª√–°—π¿—¬ : ª√–™“°√ (%) No. of Policies : Population (%)

16.78 18.00 19.23 20.77 22.51 23.74

®”π«π‡ß‘π‡Õ“ª√–°—π¿—¬ : ª√–™“°√ (∫“∑) Sum Insured : Population (Baht)

43,138 49,655 58,704 64,269 70,945 74,457

‡∫ ’ È¬ª√–°—π¿—¬ : º≈ ‘μ¿—≥±å¡«≈√«¡¿“¬„πª√–‡∑» (GDP)(%) Premium Income : GDP at constant price (%)

4.10 4.32 4.27 4.74 5.08 5.67

‡∫’ È¬ª√–°—π¿—¬ : º≈‘μ¿—≥±å¡«≈√«¡¿“¬„πª√–‡∑» (GDP)(%) Premium Income : GDP at current price (%)

2.28 2.35 2.21 2.38 2.44 2.72

Update 17.4.09

∑’Ë¡“ : 1. ¢âÕ¡Ÿ≈‡»√…∞°‘®®“° ¿“æ—≤πåœ, ∏π“§“√·Ààßª√–‡∑»‰∑¬ ‡¡◊ËÕ 31.3.2009

2. ®”π«πª√–™“°√®“°°√¡°“√ª°§√Õß 3. ¢âÕ¡Ÿ≈ ∂‘μ‘∏ÿ√°‘®ª√–°—π™’«‘μ®“° ¡“§¡ª√–°—π™’«‘μ‰∑¬

Source: 1. Economic statistics of the Office of National Economic and Social Development Board, the Bank of Thailand as of 31.3.2009

2. Number of population, the Dept of Local Administration 3. TLAA Annual Business Statistical Report

ªï (æ.».) Year (A.D.)



À¡“¬‡Àμÿ : 1. ‡∫’È¬ª√–°—π¿—¬√—∫‚¥¬μ√ß ®“°√“¬ß“π ∂‘μ‘∏ÿ√°‘®

ª√–°—π™’«‘μª√–®”ªï ¢Õß ¡“§¡ª√–°—π™’«‘μ‰∑¬ 2. ®”π«π°√¡∏√√¡åª√–°—π¿—¬ ·≈–®”π«π‡ß‘π‡Õ“

ª√–°—π¿—¬ ‡ªìπ¢Õß®”π«π°√¡∏√√¡å∑’Ë¡’º≈∫—ß§—∫∑—ÈßÀ¡¥

3. ®”π«π‡∫’ È¬ª√–°—π¿—¬√—∫ ®”π«π°√¡∏√√¡åª√–°—π¿—¬ ·≈–®”π«π‡ß‘π‡Õ“ª√–°—π¿—¬ ªï 2551 ®“°√“¬ß“π ª™.1-2

4. ª√–¡“≥°“√º≈‘μ¿—≥±å¡«≈√«¡¿“¬„πª√–‡∑» ≥ √“§“§ß∑’Ë ·≈–√“§“ªí®®ÿ∫—π ªï 2552

5. ª√–¡“≥°“√ª√–™“°√ªï 2552

Note : 1. Direct premium income from TLAA Annual Business

Statistical Report. 2. Total number of policies and amount of premium

income of policies in force. 3. Amount of premium income, number of policies and

total amount of sum-insured in 2008, Por Chor 1-2 Reports.

4. Estimated GDP based on constant and current price of 2009.

5. Estimated number of population 2009 6. Estimated premium income in 2009 based on GDP

87

„π™à«ßªï 2495 ºŸâ¥”‡π‘π°“√∏ÿ√°‘®ª√–°—π™’«‘μ„πª√–‡∑»‰∑¬ ‰¥âª√–™ÿ¡ª√÷°…“À“√◊Õ „π°“√∑’Ë®–®—¥μ—ÈßÕß§å°√°≈“ß ”À√—∫∏ÿ√°‘®ª√–°—π™’«‘μ¢÷Èπ ·≈–‰¥â®—¥μ—Èß§≥–∑”ß“π ∑’Ë¡“®“°∫√‘…—∑ª√–°—π™’«‘μ ®”π«π 10 §π ®“° 10 ∫√‘…—∑¢÷Èπ ‡æ◊ËÕ¥”‡π‘π°“√ ¥—ß°≈à“« μàÕ¡“„πªï 2496 §≥–∑”ß“π¥—ß°≈à“« ‰¥â¬◊ ËπÀπ—ß ◊ÕμàÕ °√¡μ”√«®‡æ◊ËÕ®—¥μ—Èß ¡“§¡ª√–°—π™’«‘μ ·Ààßª√–‡∑»‰∑¬ ‚¥¬ ¡’«—μ∂ÿª√– ß§å §◊Õ 1. àß‡ √‘¡°“√√—∫ª√–°—π™’«‘μ„Àâ‡®√‘≠√ÿàß‡√◊Õß¬‘Ëß Ê ¢÷Èπ‰ª 2. ª≈Ÿ°Ωíß§«“¡ “¡—§§’√–À«à“ß∫√‘…—∑ª√–°—π™’«‘μ 3. ™à«¬‡À≈◊Õ√—∞∫“≈„π°“√§«∫§ÿ¡∫√‘…—∑ª√–°—π™’«‘μÕ¬à“ß„°≈â™‘¥ 4. ª√– “πß“π„Àâ Õ¥§≈âÕßμâÕß°—π°—∫π‚¬∫“¬√—∞∫“≈ Õ∏‘∫¥’°√¡μ”√«®‰¥â≈ßπ“¡Õπÿ¡—μ‘„πÀ≈—°°“√ ‡¡◊ËÕ«—π∑’Ë 16 ¡‘∂ÿπ“¬π 2496 ·≈–§≥–∑”ß“π‰¥â¬◊Ëπ§”√âÕß¢Õ®¥∑–‡∫’¬π ‡ªìπ ¡“§¡œ μàÕ ¿“«—≤π∏√√¡·Ààß™“μ‘ ‡¡◊ËÕ«—π∑’Ë 23 ¡‘∂ÿπ“¬π 2496 „π∑’Ë ÿ¥ ¡“§¡ª√–°—π™’«‘μ·Ààßª√–‡∑»‰∑¬ ‰¥â√—∫Õπÿ¡—μ‘„Àâ®—¥μ—ÈßÕ¬à“ß‡ªìπ∑“ß°“√ ‡¡◊ËÕ«—π∑’Ë 5 °√°Æ“§¡ 2499 μàÕ¡“„πªï 2510 ‰¥â¡’°“√μ√“æ√–√“™∫—≠≠—μ‘ª√–°—π™’«‘μ ª√–°“»„™â‡æ◊ËÕ§«∫§ÿ¡°“√¥”‡π‘πß“π¢Õß∏ÿ√°‘®ª√–°—π™’«‘μ „Àâ¡’ª√– ‘∑∏‘¿“æ ·≈–„π«—π∑’Ë 9 æƒ»®‘°“¬π 2510 ¡“§¡ª√–°—π™’«‘μ·Ààßª√–‡∑»‰∑¬‰¥â‡ª≈’Ë¬π™◊ËÕ‡ªìπ ¡“§¡ª√–°—π™’«‘μ‰∑¬ ‡æ◊ËÕ„Àâ Õ¥§≈âÕß°—∫¢âÕ∫—ß§—∫¢Õßæ√–√“™∫—≠≠—μ‘°“√§â“ æ.». 2509 „π¢≥–π—Èπ ¡“§¡ª√–°—π™’«‘μ‰∑¬ ¡’ ¡“™‘°Õ¬Ÿà 8 ∫√‘…—∑ §◊Õ 1. ∫√‘…—∑ ‰∑¬ª√–°—π™’«‘μ ®”°—¥ 2. ∫√‘…—∑ ‰∑¬ª√– ‘∑∏‘ª√–°—π¿—¬ ®”°—¥ (ªí®®ÿ∫—π§◊Õ ∫√‘…—∑ øîπ—π´à“ª√–°—π™’«‘μ ®”°—¥) 3. ∫√‘…—∑ Õ“§‡π¬åª√–°—π¿—¬ ®”°—¥ (ªí®®ÿ∫—π§◊Õ ∫√‘…—∑ Õ“§‡π¬åª√–°—π™’«‘μ ®”°—¥) 4. ∫√‘…—∑ ª√–°—π™’«‘μ»√’Õ¬ÿ∏¬“ ®”°—¥ (ªí®®ÿ∫—π§◊Õ ∫√‘…—∑ Õ¬ÿ∏¬“ Õ≈‘Õ—π´å ´’.æ’. ª√–°—π™’«‘μ

®”°—¥ (¡À“™π)) 5. ∫√‘…—∑ ‡¡◊Õß‰∑¬ª√–°—π™’«‘μ ®”°—¥ 6. ∫√‘…—∑ ‰∑¬ ¡ÿ∑√æ“≥‘™¬åª√–°—π¿—¬ ®”°—¥ (ªí®®ÿ∫—π§◊Õ ∫√‘…—∑ ‰∑¬ ¡ÿ∑√ª√–°—π™’«‘μ ®”°—¥)

In 1952, a Working Committee that comprised 10 representatives of 10 life insurance companies was formed in order to plan for the establishment of a central body for the life insurance business in Thailand. In the following year, the Working Committee has officially filed an application with the Police Department to establish the Life Insurance Association of Thailand to fulfill the following objectives. 1. To promote the continuing progress of life insurance business 2. To foster harmonious relationship between life insurance companies. 3. To render assistance and cooperation to the governmentûs regulating effort. 4. To coordinate among member companies for compliance with government policies. On June 16, 1953, the Director-General of the Police Department approved in principle the application to establish the Life Insurance Association of Thailand and on June 23, 1053, the Working Group further filed an application to establish an association with the National Cultural Council. The establishment of Life Insurance Association of Thailand was officially approved on July 5, 1956. Then in 1967, the Life Insurance Act was promulgated to regulate the operation of life insurance business. On November 9, 1967, the name of the association was changed from the Life Insurance Association of Thailand to the current name of the Thai Life Assurance Association to be in line with the regulation in the Life Insurance Act. At that time, TLAA has 8 following companies as members. 1. The Thai Life Co., Ltd. 2. The Thaiprasit Insurance Co., Ltd. (Now is Finansa Life Assurance Co., Ltd.) 3. The Southeast Insurance Co., Ltd. (Now is the Southeast Life Insurance Co., Ltd.) 4. Sri Ayudhaya Life Insurance Co., Ltd. (Now is Ayudhaya Allianz C.P. Life Public Company Limited) 5. Muangthai Life Insurance Co., Ltd. 6. The Ocean Commercial Insurance Co., Ltd. (Now is Ocean Life Co., Ltd.)

88

7. ∫√‘…—∑ ¬“¡∫√‘°“√ª√–°—π™’«‘μ ®”°—¥ (ªí®®ÿ∫—π§◊Õ ∫√‘…—∑ ·¡πŸ‰≈øá ª√–°—π™’«‘μ (ª√–‡∑»‰∑¬)

®”°—¥ (¡À“™π)) 8. ∫√‘…—∑ °√ÿß ¬“¡ª√–°—π™’«‘μ ®”°—¥ (ªí®®ÿ∫—π§◊Õ ∫√‘…—∑ °√ÿß‡∑æª√–°—π™’«‘μ ®”°—¥ (¡À“™π)) ‡¡◊ËÕ æ.». 2544 ¡“§¡œ ‰¥—√—∫Õπÿ¡—μ‘·°â‰¢¢âÕ∫—ß§—∫ ¡“§¡ª√–°—π™’«‘μ‰∑¬„À¡à μ“¡Àπ—ß ◊Õ∑’Ë æ≥. 0410/6907 ≈ß«—π∑’Ë 17 °—π¬“¬π æ.». 2544 ¥—ßπ’È 1. ‡ªìπ»Ÿπ¬å√«¡¢ÕßºŸâª√–°Õ∫∏ÿ√°‘®ª√–°—π™’«‘μ ·≈–ºŸâ∑’ Ë‡°’Ë¬«¢âÕß ‡æ◊ËÕ√à«¡¡◊Õ°—π„π°“√∑’Ë®– àß‡ √‘¡æ—≤π“∏ÿ√°‘®°“√ª√–°—π™’«‘μ „Àâ‡®√‘≠°â“«Àπâ“Õ¬à“ß¡—Ëπ§ß·≈–μàÕ‡π◊ËÕß „Àâ‡ªìπ∑’Ë‡™◊ËÕ∂◊Õ»√—∑∏“¢Õßª√–™“™π ¡’ª√– ‘∑∏‘¿“æ·≈–¢’¥§«“¡ “¡“√∂„π°“√·¢àß¢—π„πμ≈“¥‚≈°‰¥â 2. ‡ªìπμ—«·∑π„π°“√ª°ªÑÕß√—°…“º≈ª√–‚¬™πå¢ÕßºŸâ‡Õ“ª√–°—π¿—¬ ·≈–¢Õß∫√‘…—∑ª√–°—π™’«‘μ À√◊ÕºŸâª√–°Õ∫∏ÿ√°‘®∑’Ë‡°’Ë¬«¢âÕß°—∫°“√ª√–°—π™’«‘μ μ‘¥μ“¡·≈–º≈—°¥—πæ—≤π“°“√μà“ßÊ „π∑“ß¥â“π°ÆÀ¡“¬ ∑’ËÕ“®®–¡’º≈°√–∑∫μàÕº≈ª√–‚¬™πå¢Õß ºŸâ‡Õ“ª√–°—π¿—¬ ·≈–¢Õß∫√‘…—∑ ¡“™‘° ª√– “πß“π·≈–„Àâ§«“¡√à«¡¡◊Õ°—∫√—∞∫“≈ μ≈Õ¥®π‡ πÕ§«“¡§‘¥‡ÀÁπ·≈–¢âÕ‡ πÕ·π–μàÕ¿“§√“™°“√ ·≈–Õß§å°√∑’Ë‡°’Ë¬«¢âÕß ‡æ◊ËÕæ—≤π“°‘®°“√ª√–°—π™’«‘μ„Àâ‡®√‘≠°â“«Àπâ“ 3. π—∫ πÿπ·≈– àß‡ √‘¡„Àâ¿“§∏ÿ√°‘®ª√–°—π™’«‘μ¡’°“√§«∫§ÿ¡¥Ÿ·≈°—π‡Õß (Self Regulation) „Àâ¡“°¬‘Ëß¢÷Èπ æ—≤π“√Ÿª·∫∫°“√¥”‡π‘π°“√ ·≈–°“√ªØ‘∫—μ‘¢Õß∏ÿ√°‘® ¿“¬„π¢Õ∫‡¢μ¢Õß°ÆÀ¡“¬ ·≈–À≈—°°“√ª√–°—π™’«‘μ ®—¥∑”¡“μ√∞“π®√√¬“∫√√≥°“√ªØ‘∫—μ‘ß“π ·≈–¥Ÿ·≈„Àâ‡ªìπ‰ªμ“¡®√√¬“∫√√≥¥—ß°≈à“« ‡æ◊ËÕ„Àâ∏ÿ√°‘®ª√–°—π™’«‘μ¥”‡π‘π‰ªÕ¬à“ß¡’√–‡∫’¬∫·∫∫·ºπ ·≈–Õ¬Ÿà„π§«“¡‡™◊ËÕ∂◊Õ¢Õßª√–™“™π 4. àß‡ √‘¡§«“¡°â“«Àπâ“∑“ß«‘™“°“√∑’Ë‡°’Ë¬«¢âÕß°—∫°“√ª√–°—π™’«‘μ √«¡∑—Èß àß‡ √‘¡°“√§âπ§«â“ «‘®—¬ æ—≤π“ μ”√“∑’Ë‡°’Ë¬«°—∫°“√‡√’¬π°“√ Õπ«‘™“°“√ª√–°—π™’«‘μ ‡æ◊ËÕæ—≤π“∏ÿ√°‘®ª√–°—π™’«‘μ„πª√–‡∑»‰∑¬„Àâ‡®√‘≠°â“«Àπâ“∑—¥‡∑’¬¡Õ“√¬ª√–‡∑» 5. ª√–™“ —¡æ—π∏å„Àâª√–™“™π∑—Ë«‰ªμ√–Àπ—° ‡¢â“„® ·≈–‡ÀÁπ§ÿ≥ª√–‚¬™πå¢Õß°“√ª√–°—π™’«‘μ¡“°¬‘Ëß¢÷Èπ 6. ª√– “π§«“¡√à«¡¡◊Õ °“√·≈°‡ª≈’Ë¬π¢âÕ¡Ÿ≈ ∂‘μ‘·≈–¢à“« “√μà“ßÊ °—∫ ¡“§¡ ∂“∫—π ·≈–Õß§å°√Õ◊ËπÊ ∑’Ë‡°’Ë¬«¢âÕß°—∫∏ÿ√°‘®ª√–°—π™’«‘μ∑—Èß„π ·≈–μà“ßª√–‡∑» 7. àß‡ √‘¡§«“¡ “¡—§§’ §«“¡√à«¡¡◊Õ ·≈–°“√·≈°‡ª≈’Ë¬π§«“¡§‘¥‡ÀÁπ√–À«à“ß ¡“™‘° ªí®®ÿ∫—ππ’È ¡“§¡œ ¡’ ¡“™‘° 25 ∫√‘…—∑ (√«¡ ∫√‘…—∑ ‰∑¬√’ª√–°—π™’«‘μ ®”°—¥)

7. Siam Life Insurance Service Co., Ltd. (Now is Manulife Insurance (Thailand) Public Company Limited. 8. Krung Siam Life Insurance Co., Ltd. (Now is Bangkok Life Assurance Public Co., Ltd.) In 2001, TLAA was approved by a letter No. Por Nor 0410/6907, dated September 17, 2001 to change its rules and regulations as followed. 1. To be a central body for life insurance business operators and related parties to jointly promote the continuing and stable progress, credibility, efficiency and global competitiveness of Thai life insurance business. 2. To protect the interest of the insured, life insurance companies or operators of life insurance-related businesses. To monitor and promote development of laws that affect the interest of the insured and member companies. To coordinate and to provide support to government agencies as well as to provide views and recommendations to government and related agencies on further development of life insurance business. 3. To promote and to support life insurance companies to practice self-regulation, to improve business operation within the legal framework and life insurance business principles as well as to establish ethical standard and compliance and to ensure that the business is operated in good order and with public trust. 4. To promote progress in technical areas of life insurance business as well as research and development efforts that would contribute to development of business operation to international standard. 5. To create public awareness on the benefits and importance of life insurance. 6. To coordinate and to exchange statistics and other information with domestic and foreign associations, institutions and other related agencies. 7. To promote harmonious relationship, cooperation and an exchange of views among member companies. Now, TLAA has 25 member companies, including the Thai-Re Insurance Public Co., Ltd.)


Members of The Thai Life Assurance Association

∫√‘…—∑ °√ÿß‡∑æª√–°—π™’«‘μ ®”°—¥ (¡À“™π)23/115-121 √Õ¬—≈´‘μ’ÈÕ‡«π‘« ∂.æ√–√“¡ 9 ‡¢μÀâ«¬¢«“ß °√ÿß‡∑æœ 10310‚∑√. 0-2777-8888 ·ø°´å 0-2777-8899Bangkok Life Assurance Public Co.,Ltd.23/115-121 Royal City Avenue, Rama 9 Rd. Huaykwang, Bangkok 10310Tel. 0-2777-8888 Fax. 0-2777-8899www.bla.co.th

∫√‘…—∑ °√ÿß‰∑¬-·Õ° à“ ª√–°—π™’«‘μ ®”°—¥2034/136,138-143 Õ“§“√Õ‘μ—≈‰∑¬ ∑“«‡«Õ√å ™—Èπ 27, 32-33 ∂ππ‡æ™√∫ÿ√’μ—¥„À¡à ·¢«ß∫“ß°–ªî ‡¢μÀâ«¬¢«“ß °√ÿß‡∑æœ 10310‚∑√. 0-2723-4000 ·ø°´å 0-2723-4032Krungthai - AXA Life Assurance Co.,Ltd.2034/136,138-143 Italthai Tower 27, 32-33 Floor New Petchburi Rd., Bangkrapi Huaykwang, Bangkok 10310 Tel. 0-2723-4000 Fax 0-2723-4032www.krungthai-axa.co.th

∫√‘…—∑ ‡®π‡πÕ√“≈’Ë ª√–°—π™’«‘μ (‰∑¬·≈π¥å) ®”°—¥ ™—Èπ 16 ¬Ÿπ‘μ 1602-1605 Õ“§“√ ´’Õ“√å´’ ∑“«‡«Õ√å ÕÕ≈´’™—Ëπ ‡æ≈ 87/2 ∂ππ«‘∑¬ÿ ·¢«ß≈ÿ¡æ‘π’ ‡¢μª∑ÿ¡«—π °√ÿß‡∑æœ 10330‚∑√. 0-2685-3828 ·ø°´å 0-2685-3829 Generali Life Assurance (Thailand) Co.,Ltd.16th Floor, Unit 1602-1605, CRC Tower, All Season Place, 87/2 Wireless Road, Lumpini Patumwan Bangkok 10330 Tel. 0-2685-3828 Fax 0-2685-3829www.generalithailand.com

∫√‘…—∑ ‰∑¬§“√å¥‘ø ª√–°—π™’«‘μ ®”°—¥36/11,36/59-62 Õ“§“√æ’‡Õ ∑“«‡«Õ√å ™—Èπ G ·≈– ™—Èπ 18 ∂. ÿ¢ÿ¡«‘∑ 21 ·¢«ß§≈Õß‡μ¬‡Àπ◊Õ ‡¢μ«—≤π“ °√ÿß‡∑æœ 10110 ‚∑√. 0-2645-8500 ·ø°´å 0-2645-8585Thai Cardif Life Assurance Co., Ltd.36/11, 36/59-62 PS Tower, G and 18th Floor Sukhumvit 21 Road, North-Klongtoey, Wattana Bangkok 10110 Tel. 0-2645-8500 Fax 0-2645-8585www.thaicardif.com

∫√‘…—∑ ‰∑¬ª√–°—π™’«‘μ ®”°—¥123 ∂ππ√—™¥“¿‘‡…° ¥‘π·¥ß °√ÿß‡∑æœ 10400 ‚∑√. 0-2247-0247-8 ·ø°´å 0-2246-9946-7Thai Life Insurance Co.,Ltd.123 Rachadaphisek Rd. Din Daeng, Bangkok 10400Tel. 0-2247-0247-8 Fax 0-2246-9946-7www.thailife.co.th

∫√‘…—∑ ‰∑¬æ“≥‘™¬åπ‘«¬Õ√å§‰≈øáª√–°—π™’«‘μ ®”°—¥ (¡À“™π) 1060 ∂.‡æ™√∫ÿ√’μ—¥„À¡à (Õ“§“√ 1 ∏π“§“√‰∑¬æ“≥‘™¬å) √“™‡∑«’ °√ÿß‡∑æœ 10400‚∑√. 0-2655-3000 ·ø°´å 0-2256-1666Siam Commercial New York Life Insurance Public Co.,Ltd.1060 New Petchburi Rd. (SCB BUILDING 1) Rajthevee, Bangkok 10400Tel. 0-2655-3000 Fax 0-2256-1666www.scnyl.com

π“¬™“≠ «√√∏π–°ÿ≈ Mr. Chan Vathanakul°√√¡°“√ºŸâ®—¥°“√„À≠àPresident

π“¬‰¡‡§‘≈ ®Õ√å® ·æ≈ä°´åμ—π Mr. Michael George Plaxtonª√–∏“π°√√¡°“√∫√‘À“√Chief Executive Officer

π“¬§’∏ ·Õπ¥√Ÿ«å ∫√Ÿ§ å Mr. Keith Brooks ª√–∏“π‡®â“Àπâ“∑’Ë∫√‘À“√Country Manager / Chief Executive Officer

π“¬«‘»‘…Æå μ—ß§π—ßπÿ°Ÿ≈Mr. Visidh Tangkanangnukul ºŸâ®—¥°“√∑—Ë«‰ªGeneral Manager

π“¬‰™¬ ‰™¬«√√≥Mr. Chai Chaiyawan °√√¡°“√ºŸâ®—¥°“√„À≠àPresident

π“¬ ’ ‚¥πÕ≈¥å §“√å¥’π Mr. C. Donald Carden°√√¡°“√ºŸâ®—¥°“√„À≠àPresident & CEO



∫√‘…—∑ ‰∑¬√’ª√–°—π™’«‘μ ®”°—¥223/1 ´Õ¬√à«¡ƒ¥’ ∂ππ«‘∑¬ÿ °√ÿß‡∑æœ 10330 ‚∑√. 0-2256-6822 ·ø°´å 0-2256-6565 Thaire Life Assurance Co.,Ltd.223/1 Soi Ruamruedee, Wireless Rd. Bangkok 10330Tel. 0-2256-6822 Fax 0-2256-6565 www.thaire.co.th

∫√‘…—∑ ‰∑¬ ¡ÿ∑√ª√–°—π™’«‘μ ®”°—¥170/74-83 Õ“§“√‚Õ‡™’Ë¬π∑“«‡«Õ√å 1 ∂.√—™¥“¿‘‡…° ‡¢μ§≈Õß‡μ¬ °√ÿß‡∑æœ 10110 ‚∑√. 0-2261-2300 ·ø°´å 0-2261-3344-55 Ocean Life Insurance Co.,Ltd.170/74-83 Ocean Tower 1 Rachadaphisek Rd. Klongtoey Bangkok 10110 Tel. 0-2261-2300 Fax 0-2238-4157, 0-2261-3344-55www.ocean.co.th

∫√‘…—∑ ∏π™“μª√–°—π™’«‘μ ®”°—¥ ‡≈¢∑’Ë 231 Õ“§“√∏π™“μª√–°—π™’«‘μ ∂.√“™¥”√‘ ·¢«ß≈ÿ¡æ‘π’ ‡¢μª∑ÿ¡«—π °√ÿß‡∑æœ 10330 ‚∑√. 0-2207-4200 ·ø°´å 0-2253-8484 Thanachart Life Assurance Co.,Ltd.231 Thanachart Life Assurance Building Rachadamri Road, Lumpini, Pathumwan, Bangkok 10330 Tel. 0-2207-4200 Fax 0-2253-8484www.thanachartlife.co.th

∫√‘…—∑ ∫“ß°Õ° Àª√–°—π™’«‘μ ®”°—¥ 177/1 ∂. ÿ√«ß»å ·¢«ß ÿ√‘¬«ß»å ‡¢μ∫“ß√—° °√ÿß‡∑æœ 10500 ‚∑√. 0-2634-7323-30 ·ø°´å 0-2634-7331 BUI Life Insurance Co.,Ltd.177/1 Surawong Rd. Bangrak, Bangkok 10500Tel. 0-2634-7323-30 Fax 0-2634-7331

∫√‘…—∑ ª√–°—π™’«‘μπ§√À≈«ß‰∑¬ ®”°—¥ 169 Õ“§“√∏π“§“√π§√À≈«ß‰∑¬ “¢“ ÿ∑∏‘ “√ ∂ππ ÿ∑∏‘ “√«‘π‘®©—¬ ·¢«ß “¡‡ π„π ‡¢μæ≠“‰∑ °√ÿß‡∑æœ 10400 ‚∑√. 0-2616-2324 ·ø°´å 0-2616-2343 Siam City Life Assurance Co.,Ltd.169 Siam City Bank Suthisan Branch Bldg. Suthisan Rd., Samsennai, Payathai, Bangkok 10400 Tel. 0-2616-2324 Fax 0-2616-2343www.scilife.co.th

∫√‘…—∑ æ√Ÿ‡¥Áπ‡™’¬≈ ª√–°—π™’«‘μ (ª√–‡∑»‰∑¬) ®”°—¥ (¡À“™π) 82 Õ“§“√· ß∑Õß∏“π’ ™—Èπ 28, 30-31 ∂. “∏√‡Àπ◊Õ ·¢«ß ’≈¡ ∫“ß√—° °√ÿß‡∑æœ 10500 ‚∑√. 0-2352-8000 ·ø°´å 0-2639-9700Prudential Life Assurance (Thailand) Public Co.,Ltd.82 Saengsthong Thani Bldg. 28, 30-31 Flr., North Sathorn Rd. Bangrak Bangkok 10500 Tel. 0-2352-8000 Fax 0-2639-9700www.prudential.co.th

π“¬ ÿ√™—¬ »‘√‘«—≈≈¿ Mr. Surachai Sirivallop°√√¡°“√ºŸâÕ”π«¬°“√ President & CEO

π“ß¥—¬π“ ∫ÿππ“§ Mrs. Dayana Bunnag °√√¡°“√ºŸâ®—¥°“√Managing Director

¥√.™“μ‘™—¬ æ“√“ ÿ¢ Mr. Chartchai Parasuk°√√¡°“√ºŸâ®—¥°“√ Managing Director

¥√.™«‘π ‡Õ’Ë¬¡‚ ¿≥“ Dr. Chavin Iamsopana°√√¡°“√ºŸâ®—¥°“√„À≠àPresident

π“¬ ÿ«‘∑¬å «—™√Õ”‰æ«—≥¬å Mr.Suwit Wachara-Ampaiwan √—°…“°“√°√√¡°“√ºŸâ®—¥°“√ (on behalf of) Managing Director

π“¬∫‘π“¬—§ ¥—μμ“Mr. Binayak Dutta °√√¡°“√ºŸâ®—¥°“√Chief Executive Officer



π“¬¡πμ√’ · ßÕÿ‰√æ√Mr. Montri Saeng-Uraiporn °√√¡°“√ºŸâ®—¥°°“√President

π“¬ “√– ≈Ë”´”Mr. Sara Lamsam °√√¡°“√ºŸâ®—¥°“√President

π“¬§√‘ ‚μ‡øÕ√å ‡μ’¬«Mr. Christopher Teo ºŸâ®—¥°“√„À≠à & ª√–∏“π‡®â“Àπâ“∑’Ë∫√‘À“√ President & CEO

π“¬‡¬‘π Œ’ §—ßMr. Yeon Hee Kang ª√–∏“π∫√‘À“√President

§ÿ≥√—™π’ ‡Õßªí≠≠“‡≈‘» Mrs. Rashanee Engpanyalert °√√¡°“√ºŸâ®—¥°“√Managing Director

∫√‘…—∑ øîπ—π´à“ª√–°—π™’«‘μ ®”°—¥ 2032 Õ“§“√øîπ—π´à“ª√–°—π™’«‘μ ∂.‡æ™√∫ÿ√’μ—¥„À¡à ·¢«ß∫“ß°–ªî ‡¢μÀâ«¬¢«“ß °√ÿß‡∑æœ 10310 ‚∑√. 0-2632-5000 ·ø°´å 0-2632-5500Finansa Life Assurance Co.,Ltd.Finansa Tower 2032 New Petchburi Rd. Bangkapi, Huaykwang, Bangkok 10310Tel. 0-2632-5000 Fax 0-2632-5500www.finansalife.com

∫√‘…—∑ ¡‘≈‡≈’¬ ‰≈øá Õ‘π™—«√—π å (ª√–‡∑»‰∑¬) ®”°—¥ (¡À“™π) ‡≈¢∑’Ë 195 Õ“§“√‡ÕÁ¡‰æ√å∑“«‡«Õ√å ™—Èπ 26 ∂. “∑√„μâ ·¢«ß¬“ππ“«“ ‡¢μ “∑√ °√ÿß‡∑æœ 10120 ‚∑√. 0-2670-1400 ·ø°´å 0-2670-1401-8Millea Life Insurance (Thailand) Public Co.,Ltd.195 Empire Tower Building 26th Fl., South Sathorn Rd., Yannawa, Sathorn Bangkok 10120 Tel. 0-2670-1400 Fax 0-2670-1401-8www.millealife.co.th ∫√‘…—∑ ‡¡◊Õß‰∑¬ª√–°—π™’«‘μ ®”°—¥ 250 ∂ππ√—™¥“¿‘‡…° Àâ«¬¢«“ß °√ÿß‡∑æœ 10320 ‚∑√. 0-2276-1025-7 ·ø°´å 0-2276-1997-8 Muang Thai Life Assurance Co.,Ltd.250 Rachadaphisek Rd. Huaykwang, Bangkok 10320Tel. 0-2276-1025-7 Fax 0-2276-1997-8www.muangthai.co.th

∫√‘…—∑ ·¡πŸ‰≈øá ª√–°—π™’«‘μ (ª√–‡∑»‰∑¬) ®”°—¥ (¡À“™π) 364/30 ∂ππ»√’Õ¬ÿ∏¬“ æ≠“‰∑ °√ÿß‡∑æœ 10400 ‚∑√. 0-2246-7650-99 ·ø°´å 0-2248-5391 Manulife Insurance (Thailand) Public Company Limited364/30 Sri Ayudhaya Rd. Phayathai,Bangkok 10400Tel. 0-2246-7650-99 Fax 0-2248-5391www.manulife.co.th

∫√‘…—∑ ¬“¡ —¡´ÿßª√–°—π™’«‘μ ®”°—¥ 2922/240-241 ™—Èπ 15 Õ“§“√™“≠Õ‘ √– 2 ∂.‡æ™√∫ÿ√’μ—¥„À¡à ‡¢μÀâ«¬¢«“ß °√ÿß‡∑æœ 10320 ‚∑√. 0-2308-2245-52 ·ø°´å 0-2308-2269 Siam Samsung Life Insurance Co.,Ltd.2922/240-241 Charnissara Tower 2, 15th Fl., New Petchburi Rd., Huaykwang, Bangkok 10320 Tel. 0-2308-2245-52 Fax 0-2308-2269www.siamsamsung.co.th

∫√‘…—∑ ¬“¡ª√–°—π™’«‘μ ®”°—¥ 75/72-73 Õ“§“√‚Õ‡™’Ë¬π∑“«‡«Õ√å 2 ™—Èπ 30 ÿ¢ÿ¡«‘∑ 19 ·¢«ß§≈Õß‡μ¬‡Àπ◊Õ ‡¢μ«—≤π“ °√ÿß‡∑æœ 10110 ‚∑√. 0-2260-5536-43 ·ø°´å 0-2260-5561Siam Life Insurance Co.,Ltd.75/72-73 Ocean Tower 2, 30th Floor, Sukhumvit 19, Wattana, Bangkok 10110Tel. 0-2260-5536-43 Fax 0-2260-5561www.siamlife.co.th

π“¬Œ‘‚√™‘ ∑“‡∑Õ‘™‘ Mr. Hiroshi Tateishi °√√¡°“√ºŸâ®—¥°“√Managing Director



π“¬‚∑¡— ‡®¡ å ‰«∑å Mr. Thomas J. White √Õßª√–∏“π∫√‘À“√√–¥—∫ Ÿß·≈–ºŸâ®—¥°“√∑—Ë«‰ª Executive Vice President and General Manager

π“¬‚™μ‘æ—≤πå æ’™“ππ∑å Mr. Chotiphat Bijananda √—°…“°“√°√√¡°“√ºŸâ®—¥°“√ (on behalf of)Managing Director

π“¬‡∫√∑∑å Õ≈—π §≈‘ß‡≈àÕ√åMr. Brett Alan Klingler ª√–∏“π‡®â“Àπâ“∑’Ë∫√‘À“√Global Chief Distribution Office

π“¬‡™“«åæ—π∏ÿå æ—π∏ÿå∑Õß Mr. Chaowphan Phanthong °√√¡°“√ºŸâ®—¥°“√ Managing Director

π“¬√“‡®™ ‡ ∞∞’ Mr. Rajesh Sethi ª√–∏“π‡®â“Àπâ“∑’Ë∫√‘À“√ Chief Executive Office

∫√‘…—∑ Àª√–°—π™’«‘μ ®”°—¥ 13 Õ“§“√ π.¡. . 2 ™—Èπ 2 —ππ‘∫“μ À°√≥å·Ààßª√–‡∑»‰∑¬ ∂ππæ‘™—¬ ‡¢μ¥ÿ ‘μ °√ÿß‡∑æœ 10300 ‚∑√. 0-2669-3243-50 ·ø°´å 0-2669-3252 Saha Life Insurance Co.,Ltd.13 Naw Maw Saw Bldg. 2nd Fl. Co-operative League of Thailand Pichai Rd., Dusit, Bangkok 10300Tel. 0-2669-3243-50 Fax 0-2669-3252www.sahalife.co.th

∫√‘…—∑ Õ¬ÿ∏¬“ Õ≈‘Õ—π´å ´’.æ’. ª√–°—π™’«‘μ ®”°—¥ (¡À“™π) 898 Õ“§“√‡æ≈‘π®‘μ∑“«‡«Õ√å ™—Èπ 2, 6 ∂.‡æ≈‘π®‘μ °√ÿß‡∑æœ 10330 ‚∑√. 0-2305-7000 ·ø°´å 0-2263-0313-4 Ayudhya Allianz C.P. Life Public Co.,Ltd.898 Ploenchit Tower 2nd, 6th Floor Ploenchit Rd., Bangkok 10330Tel. 0-2305-7000 Fax 0-2263-0313-4www.aacp.co.th

∫√‘…—∑ Õ‡¡√‘°—πÕ‘π‡μÕ√å·π™™—Ëπ·π≈·Õ ™—«√—π å ®”°—¥ 181 Õ“§“√‡Õ‰Õ∑“«‡«Õ√å ∂ππ ÿ√«ß»å ∫“ß√—° °∑¡. 10500 ‚∑√. 0-2634-8888 ·ø°´å 0-2236-6452American International Assurance Co.,Ltd.181 AI Tower, Surawong Rd., Bangrak, Bangkok 10500 Tel. 0-2634-8888 Fax 0-2236-6452www.aia.co.th

∫√‘…—∑ Õ“§‡π¬åª√–°—π™’«‘μ ®”°—¥ 315 ∂ππ ’≈¡ ‡¢μ∫“ß√—° °√ÿß‡∑æœ 10500 ‚∑√. 0-2631-1331 ·ø°´å 0-2236-7614 The South East Life Insurance Co.,Ltd.315 Silom Rd., Bangrak, Bangkok 10500Tel. 0-2631-1331 Fax 0-2236-7614www.southeastlife.co.th

∫√‘…—∑ ‡Õ´ ‰≈øá ·Õ ™—«√—π´å ®”°—¥ 130-132 Õ“§“√ ‘π∏√ ∑“«‡«Õ√å 1 ™—Èπ 11-12 ∂ππ«‘∑¬ÿ ·¢«ß≈ÿ¡æ‘π’ ‡¢μª∑ÿ¡«—π °√ÿß‡∑æœ 10330 ‚∑√. 0-2615-6800 ‚∑√ “√ 0-2675-3818Ace Life Assurance Co.,Ltd.130-132 Sindhorn Building, Tower 1, 11th-12th Floor Wireless Road, Lumpini, Pathumwan Bangkok 10330 Tel. 0-2615-6800 Fax 0-2675-3818www.acelife.co.th ∫√‘…—∑ ·Õä¥«“π å ‰≈øá ·Õ ™—«√—π å ®”°—¥ ‡≈¢∑’Ë 2 Õ“§“√‡æ≈‘π®‘μ‡´Áπ‡μÕ√å ™—Èπ 5 ∂. ÿ¢ÿ¡«‘∑ ·¢«ß§≈Õß‡μ¬ ‡¢μ§≈Õß‡μ¬ °√ÿß‡∑æœ 10110 ‚∑√. 0-2648-3600 ‚∑√ “√ 0-2648-3555 Advance Life Assurance Co.,Ltd2 Ploenchit Center, 5 Floor Sukhumvit Road, Klongtoey Bangkok 10110Tel. 0-2648-3600 Fax. 0-2648-3555 www.alife.co.th

∫√‘…—∑ ‰Õ‡ÕÁπ®’ ª√–°—π™’«‘μ ®”°—¥130-132 Õ“§“√ ‘π∏√∑“«‡«Õ√å 3 ™—Èπ 29 ∂ππ«‘∑¬ÿ ≈ÿ¡æ‘π’ ª∑ÿ¡«—π °√ÿß‡∑æœ 10330 ‚∑√. 0-2263-3900 ·ø°´å 0-2263-3899 ING Life Limited130-132 Sindhorn Tower 3, 29th Fl., Wireless Rd., Lumpini Pathumwan Bangkok 10330 Tel. 0-2263-3900 Fax 0-2263-3899www.inglife.co.th

π“¬ μ’‡øÉπ ·Õπ‚∑π’ ·Õª‡ªîô≈¬“√å¥ Mr. Stephen Anthony Appleyard °√√¡°“√ºŸâ®—¥°“√„À≠àPresident

π“¬ Àæ≈ —ß¢å‡¡¶ Mr. Sahaphon SangmekºŸâ®—¥°“√„À≠à Managing Director

Documents

tlaa annual report 2008