CFO Mind Pro - Brochure

2016

Innovative Financial Reporting and Analysis Applications that deliver "Performance, Functionality, Simplicity and Knowledge" in one Excel File at a great "Value for Money" …

Copyright © 2016. All Rights Reserved.

Table of Contents Company Founder & CEO’s Message

Vision

Mission

Expertise

Strategic Finance Cycle & Functions

Added Value Key Features & Benefits

Recommended Beneficiaries & Users

Diverse Industries & Activities

Products & Services Financial Applications & Prices

Financial Applications Contents

Financial Applications Description

Financial Applications Screenshots

Services & Prices

Info Contact Info


3

Company Founder & CEO’s Message 4

Vision 4

Mission 4

Expertise 5

Strategic Finance Cycle & Functions 6


In today's complex, competitive and fast moving business environment, and in light of the time constraints faced by decision-makers in companies and university students while attending to their work, education, family and other life commitments, CFO Mind Pro has developed the “CFO Mind Pro - Financial Statements Reporting, Ratios Analysis and Performance Measurement Application" that delivers "Performance, Functionality, Simplicity and Knowledge", in one Excel File at a great "Value for Money" with the main objectives of:

Empowering decision-makers and financial experts in SMEs from diverse industries globally as well as students in universities in making more effective business decisions that would create value and achieve superior financial performance and returns for the companies under their management;

Having full control and transparency over the companies' financial and operational performance;

Developing human capital knowledge, skills and abilities in financial reporting and analysis of companies, computer skills in Excel for increased work productivity and professional development; and

Creating and maximizing shareholders' value through improvements in systems standardization, financial performance interpretation, budgeting and forecasting models, investment and financing decisions, SWOT analysis, communication effectiveness, stakeholders' relationship management and company value.

These financial applications are customizable to SMEs in global markets, in diverse industries and under different legal company formations, thus giving full flexibility to the beneficiaries and users to amend any report as per each company's specific reporting and analytical requirements.

We are pleased to provide our products and services to the decision-makers and students directly through our website and through strategic alliances with government institutions, public and private universities, financial institutions, education foundations, private organizations, high net worth individuals, and other strategic partners.

Yours sincerely,

Dany B. Berbari, Founder & CEO

Founder & CEO’s Message

4


“ Our future growth relies on competitiveness and innovation,

skills and productivity... And these in turn rely on the

education of our people. ”

Julia Gillard

Our vision at CFO Mind Pro is to create value, improve decision-making and achieve superior financial returns to everyone we serve.

Vision

CFO Mind Pro's mission is to empower decision-makers and financial experts in SMEs from diverse industries globally as well as students in universities with innovative strategic financial management applications that deliver "Performance, Functionality, Simplicity and Knowledge" at a great "Value for Money", which would assist them in making more effective business decisions that would create value and achieve superior financial performance and returns for their companies, as well as assist them in generating wealth throughout their careers and lifetime with a great sense of social responsibility.

Mission

CFO Mind Pro was established in 2015, and launched in 2016 by its Founder & CEO, Dany B. Berbari.

CFO Mind Pro's contribution extends to its Founder's expertise in excess of 20 years of professional work experience at executive and senior financial management positions, in addition to leadership roles with board of directors at medium-size and large group of companies in diverse and complex industries in Dubai and MENA markets, as well as its specialized finance and business education with an MBA and BBA in Finance & Banking:

Expertise

5

Catering and Restaurant Management FMCG Food Trading & Distribution Food Manufacturing Electrical & Mechanical Engineering Commercial Printing Commercial Dry Cleaning & Laundry Medical Practice Project Management Enterprise Risk Services & Advisory Services

Strategic Management (objectives, strategies, business plans) Financial Planning (yearly budgeting, five-year forecasting) Investment Decisions (capital budgeting, feasibilities, strategic pricing) M&A Activities (NDA, teaser, process letter, information memorandum including financial projections and company valuation, letter of intent, financial/legal/operational due diligence, term sheet, share purchase agreement, disclosure letter, completion formalities) Financing Structures (credit facilities and agreements) Financial Reporting (financial statements, BOD financial and operational dashboards) Financial Analysis (ratios and KPIs, industry, revenue, variance, variation, profitability) Financial Risk Management (insurance, controls, governance, legal, sustainability) Financial Systems (ERP selection and implementation, advanced reporting on MS Excel) Financial Consulting & Advisory Services (board, executive management, HODs) Internal Relationship Management (shareholders, BOD, MDs, FDs, HODs) External Relationship Management (banks, insurers, auditors, customers, suppliers)

Group Chief Financial Officer Vice President - Finance Regional Senior Manager - Finance & Operations Group Finance Director Finance Director Finance Manager

Multinational firm managing 2 regional practices in the UAE and other GCC markets Large group of companies managing 12 local SMEs in the UAE Medium group of companies managing 6 local and regional SMEs in the UAE and other GCC markets

Dealt with sophisticated and experienced corporate and individual investors, big four audit firms, reputable law firms, regional insurers, multinational and large local banks, as well as reputable multinational and large local clients and suppliers

MBA, BBA in Finance & Banking

Positions Held

Functional Expertise

Industry Exposure & Diversity

Companies’ Complexity

Stakeholders’ Exposure

Education


CFO Mind Pro has designed the Strategic Finance Cycle and Functions as an informative guide to its beneficiaries and users as reflected in the image, to highlight the strategic importance of the Finance Function in creating value, improving decision-making and achieving superior financial returns in every company especially in today's complex, volatile, competitive and fast moving business environment:

Strategic Finance Cycle and Functions

6

1 Financial Planning

2 Investment Decisions

3 Financing Decisions

4 Financial Reporting

5 Financial Analysis

6 Financial Risk Management

7 Financial Systems

8 Financial Consulting

9 Financial Relationship Management

10 Finance Department

11 Finance Function Evaluation


Strategic Finance Cycle and Functions

1. Financial Planning•Budgeting•Forecasting•Business Plan with Finance Integration

2. Investment Decisions•Investment Analysis & Decisions•Feasibility Study for Capital Budgeting•Valuation of Joint Ventures•Valuation of Mergers & Acquisitions

3. Financing Decisions•Request for Banking Facilities•Credit Facilities with Banks

4. Financial Reporting

BOD and Management

Reporting

Financial Statements Reporting

External Audit

Reporting Checklist

Annual Company's

Report

5. Financial Analysis

•Financial Ratios & KPIs•Industry Benchmarks•Variance Analysis•Variation Analysis•Contribution Margin / Gross Profit / Profitability Analysis

•Variable & Fixed Costs Analysis

6. Financial Risk Management

•Insurance Coverage & Terms

•Business Continuity•Internal Controls•Corporate Governance•Legal Agreements with Key Stakeholders (Customers / Suppliers / Employees)

•Taxation•Economic & Industry Reports

7. Financial Systems

•ERP Software•Hardware•Security Systems•Data Storage

8. Financial Consulting

•Consulting & Advisory Services (Shareholders / Board of Directors / Management)

9. Financial Relationship Management

•Relationship with Internal Stakeholders (Shareholders / Board of Directors / Management / Employees)

•Relationship with External Stakeholders (Customers / Suppliers / Banks / Auditors / Insurers / Government)

11. Finance Function

Evaluation

Strategic Finance

Capabilities

Strategic Finance

Strengths and

Weaknesses Evaluation10. Finance Department

•Organization•Management Style•Meetings•Team Qualifications•Team Responsibilities•Team Compensation•Team Training and Development•Team Performance

7

Added Value Key Features & Benefits 8

Recommended Beneficiaries & Users 8

Diverse Industries & Activities 8


Key Features & Benefits

8

What makes the Financial Applications so unique are its five key features and benefits that add value to its beneficiaries and users as summarized below:

1 Value for Money Competitive Price

R&D Cost Saving

Unlimited Usage

2 Performance Advanced Reporting and Analysis

Effectiveness and Efficiency


3 Functionality Reliability

Compatibility

Value Creation

4 Simplicity Easy Usage

Ease of Customization and Flexibility

Simple and Quick Implementation

5 Knowledge Professional Development

Recommended Beneficiaries & Users

1 Decision-makers and Financial Experts in SMEs Decision-makers and financial experts in SMEs such as shareholders, board of directors, CXOs (CEOs, CFOs, and others), directors and managers of different business units and departments, as well as financial analysts, investment analysts, credit analysts and other financial and accounting experts

2 Students in Universities Students in universities at the graduate and undergraduate levels with finance, accounting, and business management specializations, having intermediate computer spreadsheet skills, in addition to students specializing in other majors where such strategic financial management applications would be required in their career.

The recommended beneficiaries and users of the Financial Applications are mainly:

and

Diverse Industries & Activities The Financial Applications could be implemented to diverse industries with different companies' activities such as manufacturing, wholesale, retail, trading and delivery of products and services. Such industries are, but not limited to: Agriculture, Construction (contracting, building materials), Department Stores, Education (universities, technical institutes, schools), Electronics, Energy (power and utility), Fashion, FMCG, Foodservice (food and beverage, food manufacturing, food processing, restaurants, caterers), Healthcare (hospitals, clinics, pharmaceuticals, pharmacies, medical equipment and supplies), Information Technology (computers, e-commerce, internet), Insurance (insurers, reinsurers, brokers), Legal (law firms), Media & Advertising (media, advertising, public relations, marketing), Oil & Gas, Real Estate, Sport, Transport (automotive, shipping, airline, spare parts), Telecommunications and Textile.

Products & Services Financial Applications & Prices 10

Financial Applications Contents 11

Financial Applications Description 12

Financial Applications Screenshots 13

Services & Prices 14


CFO Mind Pro is pleased to provide the following Financial Applications to the decision-makers and students directly through its website and through strategic alliances with government institutions, public and private universities, financial institutions, education foundations, private organizations, high net worth individuals, and other strategic partners.

Financial Applications & Prices

10


Product Ref. Product Name Compatibility License Price APP 010 , 011, 012 V1.0 Advanced

APP 010 V1.0 Advanced: CFO Mind Pro - Financial Statements Reporting, Ratios Analysis and Performance

Measurement Application

Microsoft Office Excel 2003 – 2013, Excel 2016, Excel for Mac

Up to 10 Multiple Companies and Users

Please visit our SHOP at www.cfomindpro.com

APP 020, 021, 022 V1.0 Intermediate

APP 020 V1.0 Intermediate: CFO Mind Pro - Financial Statements Reporting and Ratios Analysis Application




APP 030, 031, 032 V1.0 Basic APP 030 V1.0 Basic: CFO Mind Pro - Financial Statements Reporting and Analysis Application




Recommended for Companies (Up to 10 Multiple Companies and Users)

Product Ref. Product Name Compatibility License Price APP 015, 016, 017 V1.0 Advanced

APP 015 V1.0 Advanced: CFO Mind Pro - Financial Statements Reporting, Ratios Analysis and Performance

Measurement Application


For a Single User Please visit our SHOP at www.cfomindpro.com

APP 025, 026, 027 V1.0 Intermediate

APP 025 V1.0 Intermediate: CFO Mind Pro - Financial Statements Reporting and Ratios Analysis Application



APP 035, 036, 037 V1.0 Basic APP 035 V1.0 Basic: CFO Mind Pro - Financial Statements Reporting and Analysis Application



Recommended for Students (For a Single User)

The Financial Applications are customizable to SMEs in global markets, in diverse industries with different companies' activities, and under different legal company formations, thus giving full flexibility to the beneficiaries and users to amend any report as per each company's specific reporting and analytical requirements.

The beneficiaries and users could purchase 3 different types of Financial Applications (Advanced, Intermediate or Basic) with multiple users license or single user license and various Excel versions’ compatibility depending on the specific usage purpose of each company and individual as represented in the following two tables under (1) Recommended for Companies (with Multiple Companies or Multiple Users) and (2) Recommended for Students (as a Single User):

http://www.cfomindpro.com/






11

Financial Applications Contents Advanced Financial APPs: APP 010, 011, 012,

015, 016, 017

Intermediate Financial APPs: APP 020, 021, 022,

025, 026, 027

Basic Financial APPs: APP 030, 031, 032,

035, 036, 037

1. General Information

General 1 - Introduction √ √ √

General 2 - General Disclaimer √ √ √

General 3 - Operating Procedures √ √ √ 2. Financial Reports

Report 1 - Financial Dashboard √ √ √

Report 2 - Statement of Financial Position √ √ √

Report 3 - Statement of Comprehensive Income √ √ √

Report 4 - Statement of Changes in Shareholders' Equity √ √ √

Report 5 - Statement of Cash Flows √ √ √


Analysis 1 - Financial Ratios and Key Performance Indicators √ √ N.A.

Analysis 2 - Industry Benchmarks √ N.A. N.A.

Analysis 3 - Variance Report of the Statement of Comprehensive Income √ N.A. N.A.

Analysis 4 - Variance Analysis of the Statement of Comprehensive Income √ N.A. N.A.

Analysis 5 - Variation Report of the Statement of Comprehensive Income √ N.A. N.A.

Analysis 6 - Variation Analysis of the Statement of Comprehensive Income √ N.A. N.A.

Analysis 7 - Financial Budget √ N.A. N.A.

4. Financial Schedules

Schedule 1 - Company Setup √ √ √

Schedule 2 - Statement of Financial Position - Year Detailed √ √ √

Schedule 3 - Property, Plant and Equipment √ √ √

Schedule 4 - Statement of Comprehensive Income - Year Detailed √ √ √

Schedule 5 - Statement of Comprehensive Income - Quarter Detailed Y0 (Current Year) √ √ N.A.

Schedule 6 - Statement of Comprehensive Income - Month Detailed Y0 (Current Year) √ √ √

Schedule 7 - Statement of Comprehensive Income - Quarter Detailed Y-1 (Previous Year) √ √ N.A.

Schedule 8 - Statement of Comprehensive Income - Month Detailed Y-1 (Previous Year) √ √ N.A.

Schedule 9 - Sources and Uses of Funds √ √ √


12

1. General Information

General 1 - Introduction It conveys with the Founder & CEO's message, and describes the recommended beneficiaries and users, diverse industries applicability, as well as key features and benefits of the Application.

General 2 – General Disclaimer It provides information on the terms of use and description of applications and services, in addition to the personal and non-commercial use limitations.

General 3 – Operating Procedures It provides information on each report (name, description, type of data entry in each report, detailed instructions for type of data update (input, link, formula), frequency of data update (once, monthly) and estimated time required for each report's data update, applicable notes to each report.


2. Financial Reports

Report 1 – Financial Dashboard This report summarizes the Company's financial position, comprehensive income, changes in shareholders' equity, cash flows, financial ratios and KPIs, as well as variance and variation analysis as of each reporting period of the last 3 fiscal years and the current period.

Report 2 - Statement of Financial Position It reports the Company's assets, liabilities and shareholders' funds as of each reporting period of the last 3 fiscal years and the current period.

Report 3 - Statement of Comprehensive Income It reports the Company's revenues and expenses for the reporting periods ended on the last 3 fiscal years and the current period.

Report 4 - Statement of Changes in Shareholders' Equity It reports the Company's changes in shareholders' equity for the reporting periods ended on the last 3 fiscal years and the current period.

Report 5 - Statement of Cash Flows It reports the Company's cash inflows and outflows from operating, investing, financing activities and the cash and cash equivalents for the reporting periods ended on the last 3 fiscal years and the current period.


Analysis 1 - Financial Ratios and Key Performance Indicators It analyzes the Company's liquidity, activity, leverage, profitability, growth and investors' ratios for the reporting periods ended on the last 3 fiscal years and the current period, as well as forms the basis to compare these financial ratios with the industry average.

Analysis 2 - Industry Benchmarks It provides statistical information on valuation, stock price and shares, financial highlights, key financial ratios and key performance indicators of direct competitors or global industry leaders to be used as industry benchmarks when comparing them with the Company's financial performance for the reporting period.

Analysis 3 - Variance Report of the Statement of Comprehensive Income It compares the Company's actual detailed revenues and expenses with the budgeted detailed revenues and expenses for the reporting period ended on the current period on a monthly and cumulative YTD basis.

Analysis 4 - Variance Analysis of the Statement of Comprehensive Income It compares and analyzes the Company's actual detailed revenues and expenses with the budgeted detailed revenues and expenses for the reporting period ended on the current period.

Analysis 5 - Variation Report of the Statement of Comprehensive Income It compares the Company's actual detailed revenues and expenses for the reporting period ended on the current period with the actual detailed revenues and expenses for the period ended on the previous fiscal year period on a monthly and cumulative YTD basis.

Analysis 6 - Variation Analysis of the Statement of Comprehensive Income It compares and analyzes the Company's actual detailed revenues and expenses for the reporting period ended on the current period with the actual detailed revenues and expenses for the same period ended on the previous fiscal year period.

Analysis 7 - Financial Budget It describes the Company's projected detailed revenues and expenses for the current fiscal year.

4. Financial Schedules

Schedule 1 - Company Setup It describes the Company's name, city and country, currency, current reporting period and last 3 fiscal reporting years, values conversion and titles of ledgers.

Schedule 2 - Statement of Financial Position - Year Detailed It reports the Company's detailed assets, liabilities and shareholders' funds as of each reporting period of the last 3 fiscal years and the current period.

Schedule 3 - Property, Plant and Equipment It reports the Company's detailed cost, additions, disposals, transfers and depreciation of its property, plant and equipment for the reporting periods ended on the last 3 fiscal years and the current period.

Schedule 4 - Statement of Comprehensive Income - Year Detailed It reports the Company's detailed revenues and expenses for the reporting periods ended on the last 3 fiscal years and the current period.

Schedule 5 - Statement of Comprehensive Income - Quarter Detailed Y0 (Current Year) It reports the Company's detailed revenues and expenses for the quarterly reporting periods ended on the current period.

Schedule 6 - Statement of Comprehensive Income - Month Detailed Y0 (Current Year) It reports the Company's detailed revenues and expenses for the reporting period ended on the current period.

Schedule 7 - Statement of Comprehensive Income - Quarter Detailed Y-1 (Previous Year) It reports the Company's detailed revenues and expenses for the quarterly reporting periods ended on the previous fiscal year.

Schedule 8 - Statement of Comprehensive Income - Month Detailed Y-1 (Previous Year) It reports the Company's detailed revenues and expenses for the reporting period ended on the previous fiscal year.

Schedule 9 - Sources and Uses of Funds It reports the Company's sources and uses of funds for the reporting periods ended on the last 3 fiscal years and the current period.

Financial Applications Description

Financial Applications Screenshots

13

CFO Mind Pro is also portraying one of the screenshots of the Financial Applications reports for illustration purposes.


Illustration Screenshot 1

Report 1 - Financial Dashboard - Statement of Comprehensive Income (Partial Statement)


Report 1

Company NameCity - CountryFinancial DashboardFor the Period Ended(In USD)

(In Currency) L 31-Dec-12 % 31-Dec-13 % 31-Dec-14 % 31-Mar-15 %

Revenue L 20,000,000.0 100.0% 22,500,000.0 100.0% 26,000,000.0 100.0% 7,650,000.0 100.0% Chart Data: Chart Data:Cost of Revenue % 31-Dec-12 31-Dec-13 31-Dec-14 31-Mar-15 (In Currency) 31-Dec-12 31-Dec-13 31-Dec-14 31-Mar-15 -Material consumed L (10,200,000.0) -51.0% (11,372,500.0) -50.5% (13,534,000.0) -52.1% (4,200,000.0) -54.9% Gross profit 18.2% 18.8% 17.5% 19.1% Material consumed (10,200,000.0) (11,372,500.0) (13,534,000.0) (4,200,000.0) -Employees' wages and benefits L (3,620,000.0) -18.1% (4,017,500.0) -17.9% (4,830,000.0) -18.6% (1,215,000.0) -15.9% EBITDA 11.1% 12.0% 10.6% 13.0% Employees' wages and benefits (3,620,000.0) (4,017,500.0) (4,830,000.0) (1,215,000.0) -Direct overheads L (2,545,000.0) -12.7% (2,887,500.0) -12.8% (3,096,000.0) -11.9% (774,000.0) -10.1% EBIT 7.4% 8.5% 7.3% 10.2% Direct overheads (2,545,000.0) (2,887,500.0) (3,096,000.0) (774,000.0) -Depreciation PPE - apportioned L (700,000.0) -3.5% (750,000.0) -3.3% (816,000.0) -3.1% (201,500.0) -2.6% Total comprehensive income 7.0% 8.6% 7.3% 10.2% Depreciation PPE (740,000.0) (790,000.0) (861,000.0) (212,750.0) Total Cost of Revenue F (17,065,000.0) -85.3% (19,027,500.0) -84.6% (22,276,000.0) -85.7% (6,390,500.0) -83.5% Employees' salaries and benefits (818,000.0) (903,000.0) (990,000.0) (262,500.0) Gross Profit F 2,935,000.0 14.7% 3,472,500.0 15.4% 3,724,000.0 14.3% 1,259,500.0 16.5% Selling expenses (75,000.0) (100,000.0) (120,000.0) (30,000.0) SG&A Expenses Finance costs (75,000.0) (45,000.0) (54,000.0) (13,500.0) -Employees' salaries and benefits L (818,000.0) -4.1% (903,000.0) -4.0% (990,000.0) -3.8% (262,500.0) -3.4% Income tax (expenses) / credit - - - - -Selling expenses L (75,000.0) -0.4% (100,000.0) -0.4% (120,000.0) -0.5% (30,000.0) -0.4% Other general expenses (527,000.0) (459,500.0) (615,000.0) (159,750.0) -Bad debts expenses L 10,000.0 0.1% 10,000.0 0.0% (12,000.0) 0.0% (3,000.0) 0.0% Total (18,600,000.0) (20,575,000.0) (24,100,000.0) (6,867,500.0) -Depreciation PPE - apportioned L (40,000.0) -0.2% (40,000.0) -0.2% (45,000.0) -0.2% (11,250.0) -0.1% -Amortized pre-operating expenses L - 0.0% - 0.0% - 0.0% - 0.0% -Other general expenses L (497,000.0) -2.5% (484,500.0) -2.2% (615,000.0) -2.4% (153,750.0) -2.0%Total SG&A Expenses F (1,420,000.0) -7.1% (1,517,500.0) -6.7% (1,782,000.0) -6.9% (460,500.0) -6.0%Finance Costs L (75,000.0) -0.4% (45,000.0) -0.2% (54,000.0) -0.2% (13,500.0) -0.2%Other Income / (Expenses) -Gain / (loss) on disposal of PPE L (50,000.0) -0.3% (10,000.0) 0.0% (12,000.0) 0.0% (3,000.0) 0.0% -Other income / (expenses) L 10,000.0 0.1% 25,000.0 0.1% 24,000.0 0.1% - 0.0%Total Other Income / (Expenses) F (40,000.0) -0.2% 15,000.0 0.1% 12,000.0 0.0% (3,000.0) 0.0%Profit / (Loss) before Tax F 1,400,000.0 7.0% 1,925,000.0 8.6% 1,900,000.0 7.3% 782,500.0 10.2%Income Tax L - 0.0% - 0.0% - 0.0% - 0.0%Profit / (Loss) for the Year F 1,400,000.0 7.0% 1,925,000.0 8.6% 1,900,000.0 7.3% 782,500.0 10.2%Other Comprehensive Income / (Loss) L - 0.0% - 0.0% - 0.0% - 0.0%Total Comprehensive Income / (Loss) for the Year F 1,400,000.0 7.0% 1,925,000.0 8.6% 1,900,000.0 7.3% 782,500.0 10.2%

(In Currency) L 31-Dec-12 % 31-Dec-13 % 31-Dec-14 % 31-Mar-15 %

Revenue L 20,000,000.0 100.0% 22,500,000.0 100.0% 26,000,000.0 100.0% 7,650,000.0 100.0%Cost of Revenue (Less Dep. PPE) F (16,365,000.0) -81.8% (18,277,500.0) -81.2% (21,460,000.0) -82.5% (6,189,000.0) -80.9%Gross Profit F 3,635,000.0 18.2% 4,222,500.0 18.8% 4,540,000.0 17.5% 1,461,000.0 19.1%SG&A Expenses (Less Dep. PPE & Amort.) F (1,380,000.0) -6.9% (1,477,500.0) -6.6% (1,737,000.0) -6.7% (449,250.0) -5.9%Other Income / (Expenses) (Less Interest Inc.) L (40,000.0) -0.2% (35,000.0) -0.2% (48,000.0) -0.2% (18,000.0) -0.2%Other Comprehensive Income / (Loss) L - 0.0% - 0.0% - 0.0% - 0.0%EBITDA F 2,215,000.0 11.1% 2,710,000.0 12.0% 2,755,000.0 10.6% 993,750.0 13.0%Depreciation PPE L (740,000.0) -3.7% (790,000.0) -3.5% (861,000.0) -3.3% (212,750.0) -2.8%Amortized pre-operating expenses L - 0.0% - 0.0% - 0.0% - 0.0%EBIT F 1,475,000.0 7.4% 1,920,000.0 8.5% 1,894,000.0 7.3% 781,000.0 10.2%Finance Costs L (75,000.0) -0.4% (45,000.0) -0.2% (54,000.0) -0.2% (13,500.0) -0.2%Interest Income L - 0.0% 50,000.0 0.2% 60,000.0 0.2% 15,000.0 0.2%Income Tax L - 0.0% - 0.0% - 0.0% - 0.0%Total Comprehensive Income / (Loss) for the Year F 1,400,000.0 7.0% 1,925,000.0 8.6% 1,900,000.0 7.3% 782,500.0 10.2%

Adjusted Statement of Comprehensive Income

Statement of Comprehensive Income(In USD)

(In USD)

Graphical Presentation Graphical Presentation

18.2% 18.8%17.5%

19.1%

11.1%12.0%

10.6%

13.0%

7.0%8.6%

7.3%

10.2%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

31-D

ec-1

2

31-D

ec-1

3

31-D

ec-1

4

31-M

ar-1

5

Profitability Margins (%)

Gross profit

EBITDA

EBIT

Total comprehensive income

31-Mar-15Material

consumed-61%

31-Mar-15Employees' wages and

benefits-18%

31-Mar-15Direct overheads

-11%

31-Mar-15Depreciation PPE

-3%

31-Mar-15Employees' salaries and

benefits-4%

31-Mar-15Selling

expenses1%

31-Mar-15Finance

costs0%

31-Mar-15Income tax (expenses)

/ credit0%

31-Mar-15Other general

expenses-2%

Total Expenses Allocation (%)

Material consumed Employees' wages and benefits

Direct overheads Depreciation PPE

Employees' salaries and benefits Selling expenses

Finance costs Income tax (expenses) / credit

Other general expenses

Services & Prices

14

Services Ref. Services Name Price

Workshop on Applications -Introduce and train beneficiaries and users on Financial Applications’ contents and usage. -Define specific scope of work and services (services, time, delivery).

SER 110 Workshop per Day SER 110 Workshop: CFO Mind Pro - Workshop on Applications per Day

SER 115 Workshop per Hour SER 115 Workshop: CFO Mind Pro - Workshop on Applications per Hour

Implementation of Applications -Assist the beneficiaries and users in implementing the Financial Applications to their companies as per an agreed scope of work and services. -Define specific scope of work and services (services, time, delivery, information).

SER 120 Implementation per Day SER 120 Implementation: CFO Mind Pro - Implementation of Applications per Day

SER 125 Implementation per Hour SER 125 Implementation: CFO Mind Pro - Implementation of Applications per Hour

Management Consulting -Define specific scope of work and services (services, time, delivery, information) for (1) Additional Reports & Analysis to the Applications, (2) Financial Performance Review, Analysis & Recommendation, (3) Financial Planning (Budgeting & Forecasting).

SER 130 Management Consulting per Day SER 130 Management Consulting: CFO Mind Pro - Management Consulting per Day

SER 135 Management Consulting per Hour SER 135 Management Consulting: CFO Mind Pro - Management Consulting per Hour


The Services are customizable to SMEs in global markets, in diverse industries and with different companies' activities thus giving full flexibility to the beneficiaries and users to add or amend any report as per each company's specific reporting and analytical requirements. The beneficiaries and users could avail 3 different types of Services (Workshop, Implementation or Management Consulting) and as represented in the table below:

For Services Prices, please visit our SHOP at www.cfomindpro.com

or kindly contact

Dany B. Berbari at:

email: [email protected]

[email protected]

contact: +971 50 4539544 +971 56 6565688


mailto:[email protected]


Info Contact Info 16


Contact Info

16


Contact Dany B. Berbari, Founder & CEO

Mobile +971 50 4539544 / +971 56 6565688

Email [email protected] / [email protected]

Website www.cfomindpro.com

Company CFO Mind SAL

Contact Details (Shareholders, Management, Sales, Consulting)

Telephone +961 1 429076 / +961 1 429078

Fax +961 1 429077

P. O. Box 166629 Beirut - Lebanon

Address 95, Corniche du Fleuve, Rayna Bldg., Beirut, Lebanon

Contact Details (Legal)



Documents

CFO Mind Pro - Brochure