PowerPoint
NFC
. !
CARDSMOBILE
2010 . MasterCard . MNO . TSM- . PCI DSS MasterCard GVCP. 2013 (
1 ApplePay). NFC- . MasterCard NFC- ( TSM).100% . - 40 .30 - .4
CardsMobile .
5
5
. , , (, ) 6
NFC
NFC8 - (MasterCard/Visa Contactless, M/CHIP 4 Advance, Mifare,
Cipurse) Internet.
100% ( POS, , ). MasterCard, Visa, NXP, Oberthur, Google .
, , , .
NFC (Near Field Communication) , , .
ANDROID + NFC + SEANDROID + NFC + SIMBLUETOOTH + C SEANDROID 4.4
+ NFC(HCE)ANDROID + NFCNFC-; NFC-; (NFC).NFC-; NFC-; (NFC).NFC-;
NFC-; (NFC).NFC-; NFC-; (NFC). (NFC).MIFARE Classic 1k/4k.MIFARE
DESFire EV1.M/CHIP 4 Advance.Cipurse.MIFARE Classic 1k/4k.MIFARE
DESFire EV1. M/CHIP 4 Advance.Cipurse.MIFARE Classic 1k/4k.MIFARE
DESFire EV1. M/CHIP 4 Advance.Cipurse.MIFARE DESFire EV1. M/CHIP 4
Advance.Cipurse.30+ .160+ . Bluetooth.100+ .160+ .4+ .20+ .100+
.10+ .20+ .
10
NFC-
11 : . . ( .. ). , . .
: . . , . , . . . .
12 .MIFARE Classic 1k/4k, MIFARE DESFire EV1, M/CHIP 4 Advance,
Cipurse. Secure Element (Embedded, uSIM, ) ost Card Emulation
(HCE). NFC- ( TSM) . / , .
NFC- (, CardsMobile). (, ). . STK-.WEB.
( , , ..). (, ..).
/
NFC-
13 NFC- ( ) , ( TSM).
NFC- .
( ).
() NFC- ( ). .
NFC-.
.
: , ..
NFC-
CARDSMOBILE
CARDSMOBILE
CARDSMOBILE16
CARDSMOBILE TSM
TSM CARDSMOBILE
18CARDSMOBILE TSM PLATFORM
, NFC- Global Platform.
100% CardsMobile ( UL). . NFC- (eSE, uSIM, ) . M/CHIP 4
(Advance). , . , -, . SaaS.
19
19
20 TSM CARDSMOBILE : : , ., , , , . : , , , , . -: : . : , --,
.: : , . - : : -. : : .
online- .
20
21 CardsMobile (, , ) - NFC.
MasterCard GVCP PCI DSS 3.1. (Secure Element), MasterCard
Cloud-Based Payments (MCBP 1.0+).
23 500 000 Google Play. 1 800 000 . (HTC, Sony, Philips,
YotaPhone). NFC- . , , . CardsMobile TSM . . . .
24
- -
25
.
26
123456789
27
654321
28 . - , , - . - .
30 NFC- 2015. NFC- - 9% SE. 44% 2 . 500 . 2 .
2015. - 11% (04/16). 2 - 58%. 725 . 1,8 .
GP ~25 000 (5%) (04/16) ~12 700 (52%) ~ 5 500 (23%)
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