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    my: health Medisure Classic Insurance

    Policy Schedule

    Policy Issuing Office: Mumbai Policy Servicing Office:Ahmedabad

    Intermediary Name:DirectCode : 997800179Contact Number : Nil

    Policy Holder:

    Name: Mr. Saimex Keshavlal Patel

    Address:

    12/A VIVEKANAND SOCIETY

    NARANPURA B/H VIJAY NAGAR SCHOOL

    AHMEDABAD GUJARAT 380013

    Telephone Number(s): 9825010983

    Policy Details:

    Policy Number: 316108000129040000

    Policy Period: From: 00:00 AM on

    07/01/2014

    To: 11:59 PM on 06/01/2015 Tenure: One Year

    Policy Type Individual

    Is Roll Over / Portable Case Yes Previous Policy Number 21020034120100020401

    Double Sum Insured for

    Critical Illness opted

    No Waiver of Room Rent Sub-

    limits opted

    No

    Insured Details:

    N ame Relation With

    Policy Holder

    Gender Date of

    Birth

    Is New / Renew /

    Rollover /Portability

    Nominee

    Name

    Relationship P re-

    existingIllness

    Cumulative

    Bonus Earned

    % Amount

    Saimex

    Keshavlal

    Patel

    Self Male 09/01/1973 Portability Rashmi Spouse No NA NA

    Rashmi S,

    Patel

    Spouse Male 07/08/1974 Portability Saimax Spouse No NA NA

    Archan S

    Patel

    Son Male 10/03/2002 Portability Saimax Father No NA NA

    Poojan S

    Patel

    Son Male 11/01/1998 Portability Saimex Father No NA NA

    Sum Insured:

    Name First

    Inception

    Date

    Opted (Rs.) Ported

    Sum Insured CB Sum Insured (Rs.) CB

    Saimex Keshavlal Patel 06/01/2005 200000.00 NA 100000.00 30000.00

    Rashmi S, Patel 06/01/2005 100000.00 NA 100000.00 30000.00

    Archan S Patel 06/01/2005 100000.00 NA 100000.00 27500.00

    Poojan S Patel 06/01/2005 100000.00 NA 100000.00 27500.00

    Benefits (For details please refer the Policy Wordings):

    Covers Sum Insured

    Basic Cover

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    Hospitalisation Expenses Room Rent/Boarding & Nursing as per actuals limited to1% of Sum Insured (excluding cumulative bonus) per

    day subject to a maximum of Rs 4,000/- per day ICU Rent/Boarding & Nursing as per actuals limited to 2% of

    Sum Insured (excluding cumulative bonus) per day subject to a maximum of Rs 6,000/- per day

    Pre Hospitalisation

    Expenses

    30 days

    Post Hospitalisation

    Expenses

    60 days

    Day Care Treatment Maximum upto Sum Insured

    Domiciliary

    Hospitalisation

    Medical Expenses incurred for medical treatment taken at home which would otherwise have required

    Hospitalisation for continuous 3 days.

    Hospitalisation due to

    Accident

    Maximum upto Sum Insured towards Accidental Hospitalisation only when the original Sum Insured is

    exhausted

    Maternity and New Born

    Baby Cover

    Maximum upto 10% of Sum Insured or Rs.20,000 for a normal delivery and upto 20% of Sum Insured or Rs.

    40,000 for a Cesarean Section including charges for New Born Cover. This coverage is subject to waiting

    period of 48 months of continuous coverage

    Ayurvedic Cover Maximum upto Rs 25,000 for l isted treatments

    Pre-existing Diseases Covered after three continuous renewals

    Optional Covers (On payment of additional premium)

    Double Sum Insured for

    Critical Illnesses (if Opted)

    Maximum upto Double the Sum Insured for listed Critical Illnesses

    Waiver of Room Rent

    Sub-limits (if Opted)

    Maximum upto Sum Insured

    Value Adds

    Hospital Cash Rs 500 per day starting from day 4 to day 10 ( excess of 3 days)

    Ambulance Charges Maximum upto Rs 1500/- per hospitalization

    Recovery Benefit Rs 5,000/- when hospitalisation exceeds 10 days

    Comprehensive Health

    Check-up

    After every 4 years of continuous claim free renewals, for all Insured/Insured Persons upto a maximum of 1%

    of average Sum Insured excluding cumulative bonus. This limit is available per Insured/Insured Person in case

    of an individual Policy and for all members put together in case of a floater.

    Waiting Periods/Exclusions under the Policy ( For details please refer the Policy Wordings):

    Name 30 day waiting period Time bound exclusion

    of 2 years

    Pre existing disease Maternity cover

    Saimex Keshavlal Patel Waived Waived Waived NA

    Rashmi S, Patel Waived Waived Waived NA

    Archan S Patel Waived Waived Waived NA

    Poojan S Patel Waived Waived Waived NA

    Special Conditions (if any) :

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    TPA Details:

    E-Meditek (TPA) Services Ltd.

    208-209, Turf Estate, Off. Dr.E Moses Road,

    Near Mahalaxmi Station, Mahalaxmi ,Mumbai -400011

    Premium Details:

    Net Premium: Rs. 8058

    Additional Loading (if applicable) Rs. 0

    Family Discount(if applicable): Rs. 895

    Employee Discount(if applicable): Rs. 0

    Two Year Discount (if applicable) Rs. 0

    Service Tax: Rs. 996

    Total Premium Rs. 9054

    (Service Tax Registration No: AABCL5045NSD001 Receipt Number: RC011400212 PAN Number :AABCL5045N

    Category:General Insurance Business Services)

    Note

    In the event of dishonor of cheque , this policy document automatically stands cancelled from inception, irrespective of whether a

    separate communication is sent or not.

    Policy Schedule has to be read in conjunction with Policy wordings attached.

    This Policy has been issued based on the information provided by you on the proposal form. In case you find any discrepancy in the

    same, please contact us immediately.

    For any claims assistance, please contact us at 1800-209-5846 (LTIN) (toll free) or visit us as www.ltinsurance.com. Or at L&T General

    Insurance Co Ltd,6th Floor, City 2,Plot No 177 Cst Road, Near Bandra Kurla Telephone Exchange, Kalina Santacruz East, Mumbai

    400098 or Write Us at [email protected]

    For any grievance related to the policy you may write to The Grievance Officer at the policy issuing office address mentioned above or

    write to him at [email protected]

    You may also email at [email protected] or SMS LTI to 5607058(56070LT)

    In witness, whereof this Policy has been signed at Mumbai on 07/01/2014

    For and on behalf of L&T General Insurance Company Limited

    Authorized Signatory

    Stamp Duty of Rs.1.00 has been paid vide receipt 1016 dated 10/04/2012.

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    Note: Note: This certificate must be surrendered to the Insurance Company for issuance of fresh certificate in case of cancellation of Policy or any

    alteration in the insurance affecting the premium.

    PREMIUM CERTIFICATE

    Premium Certificate for the purpose of deduction under Section 80-(D) of Income Tax (Amendment) Act 1986.

    This is to certify that Mr. Saimex Keshavlal Patel has paid an amount of Rs 9054/-

    'Rupees Nine Thousand Fifty Four' (in words) towards Premium for Health Insurance for the Period From 00:00 AM on 07/01/2014To

    midnight of 06/01/2015.

    Policy Number 316108000129040000

    Date: 07/01/2014 Place Mumbai

    For and on behalf of L&T General Insurance Company Limited

    Authorized Signatory

    Note: This certificate must be surrendered to the Insurance Company for issuance of fresh certificate in case of cancellation of Policy or

    any alteration in the insurance affecting the premium.